Genisys Mortgage Rates, Fees & Info

Auburn Hills, MI

LEI: 549300QIUZLVR1OLDH55

Tax ID: 38-1445060

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Genisys is a smaller mortgage company specializing in Home Purchase loans. Genisys has a high proportion of conventional loans. Their top markets by origination volume include: Detroit, Flint, Minneapolis, Philadelphia, and Traverse City among others. We have data for 117 markets. (Some data included below & more in-depth data is available with an active subscription.)

Genisys has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Genisys is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 5.73% 11/22/24
30 Year Conventional Purchase 6.01% 11/22/24
30 Year Conventional Refi 6.06% 11/22/24
30 Year Cash-out Refi 6.38% 11/22/24
15 Year Conventional Purchase 5.97% 11/22/24
15 Year Conventional Refi 6.35% 11/22/24
15 Year Cash-out Refi 6.35% 11/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Genisys Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Genisys. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,905

Origination Dollar Volume (All Markets)

$495,155,000
Show all (9) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2,903 $348,655,000 $120,102 $1,485 4.54%
FLINT, MI (FHA|USDA|VA) 270 $27,590,000 $102,185 $1,568 4.68%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 187 $26,495,000 $141,684 $1,876 4.32%
Outside of Metro Areas 127 $14,425,000 $113,583 $1,978 4.62%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 49 $6,505,000 $132,755 $1,945 4.03%
Traverse City, MI (FHA|USDA|VA) 19 $5,725,000 $301,316 $2,383 4.06%
ANN ARBOR, MI (FHA|USDA|VA) 41 $5,425,000 $132,317 $1,527 4.65%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 20 $5,250,000 $262,500 $2,466 4.55%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 18 $3,600,000 $200,000 $3,146 4.68%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 11 $3,365,000 $305,909 $3,994 3.54%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $2,995,000 $599,000 $2,703 2.82%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $2,890,000 $481,667 $4,786 3.79%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 12 $2,820,000 $235,000 $4,329 3.60%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 8 $2,370,000 $296,250 $3,935 3.59%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $2,330,000 $388,333 $3,338 3.89%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 6 $2,200,000 $366,667 $4,277 2.87%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 10 $1,880,000 $188,000 $2,640 3.92%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 8 $1,840,000 $230,000 $1,886 3.71%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $1,800,000 $300,000 $6,153 4.31%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 13 $1,475,000 $113,462 $1,476 4.16%
Holland, MI (FHA|USDA|VA) 3 $1,455,000 $485,000 $3,016 4.71%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,598 4.92%
COLUMBUS, OH (FHA|USDA|VA) 4 $1,190,000 $297,500 $2,601 3.94%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $995,000 $142,143 $1,904 6.53%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $855,000 $855,000 $3,537 3.38%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $675,000 $225,000 $2,270 5.00%
SAGINAW, MI (FHA|USDA|VA) 6 $670,000 $111,667 $1,892 4.44%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6 $660,000 $110,000 $2,461 4.10%
RICHMOND, VA (FHA|USDA|VA) 3 $655,000 $218,333 $0 3.32%
PITTSBURGH, PA (FHA|USDA|VA) 3 $615,000 $205,000 $3,910 3.42%
Breckenridge, CO (FHA|USDA|VA) 1 $585,000 $585,000 $3,025 4.25%
Ludington, MI (FHA|USDA|VA) 3 $585,000 $195,000 $1,672 4.38%
ST. CLOUD, MN (FHA|USDA|VA) 1 $585,000 $585,000 $3,552 4.88%
MONROE, MI (FHA|USDA|VA) 9 $565,000 $62,778 $836 5.41%
OCALA, FL (FHA|USDA|VA) 2 $560,000 $280,000 $4,192 3.93%
JACKSON, MI (FHA|USDA|VA) 7 $495,000 $70,714 $1,172 4.64%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $495,000 $495,000 $0 6.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $475,000 $158,333 $2,821 5.04%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $445,000 $148,333 $2,926 4.29%
TOLEDO, OH (FHA|USDA|VA) 6 $400,000 $66,667 $2,007 4.93%
READING, PA (FHA|USDA|VA) 3 $375,000 $125,000 $2,294 3.87%
HARRISONBURG, VA (FHA|USDA|VA) 1 $365,000 $365,000 $11,011 4.25%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $360,000 $180,000 $271 2.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $345,000 $345,000 $2,217 5.00%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $340,000 $170,000 $2,179 2.56%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $335,000 $111,667 $2,272 3.29%
Sevierville, TN (FHA|USDA|VA) 1 $325,000 $325,000 $8,297 5.88%
THE VILLAGES, FL (FHA|USDA|VA) 2 $260,000 $130,000 $3,649 3.62%
Alma, MI (FHA|USDA|VA) 2 $260,000 $130,000 $2,674 5.19%
RACINE, WI (FHA|USDA|VA) 1 $255,000 $255,000 $0 1.99%
BRUNSWICK, GA (FHA|USDA|VA) 1 $255,000 $255,000 $0 1.99%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $255,000 $255,000 $0 1.99%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $245,000 $81,667 $1,598 4.04%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.99%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $230,000 $115,000 $2,305 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $225,000 $225,000 $3,051 3.50%
Brainerd, MN (FHA|USDA|VA) 1 $225,000 $225,000 $3,378 6.00%
Red Wing, MN (FHA|USDA|VA) 3 $225,000 $75,000 $1,412 6.41%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $225,000 $225,000 $1,954 5.75%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $215,000 $215,000 $2,300 3.75%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $215,000 $71,667 $1,081 4.20%
Frankfort, KY (FHA|USDA|VA) 1 $215,000 $215,000 $3,157 5.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $205,000 $205,000 $2,240 3.50%
Alexandria, MN (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.99%
ST. GEORGE, UT (FHA|USDA|VA) 1 $195,000 $195,000 $3,266 3.88%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,692 2.25%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $185,000 $185,000 $1,713 3.25%
KNOXVILLE, TN (FHA|USDA|VA) 1 $185,000 $185,000 $2,307 3.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $185,000 $61,667 $251 6.08%
Findlay, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,133 4.38%
Paducah, KY-IL (FHA|USDA|VA) 1 $175,000 $175,000 $3,118 4.13%
Adrian, MI (FHA|USDA|VA) 3 $175,000 $58,333 $197 5.24%
BAY CITY, MI (FHA|USDA|VA) 2 $170,000 $85,000 $3,011 4.12%
Hillsdale, MI (FHA|USDA|VA) 1 $165,000 $165,000 $972 4.00%
LYNCHBURG, VA (FHA|USDA|VA) 1 $155,000 $155,000 $3,151 5.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.99%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.99%
COLUMBUS, IN (FHA|USDA|VA) 2 $150,000 $75,000 $1,235 4.50%
Cadillac, MI (FHA|USDA|VA) 2 $150,000 $75,000 $1,368 5.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $120,000 $60,000 $213 2.75%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $105,000 $105,000 $221 3.99%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,708 5.75%
Angola, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,221 2.63%
MUSKEGON, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.99%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.99%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $95,000 $95,000 $2,399 3.13%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $90,000 $45,000 $195 5.37%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,103 3.25%
Mount Pleasant, MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,353 3.25%
MIDLAND, MI (FHA|USDA|VA) 1 $85,000 $85,000 $242 4.00%
Sandusky, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.99%
LANCASTER, PA (FHA|USDA|VA) 1 $75,000 $75,000 $206 4.49%
Marietta, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.99%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.00%
LONGVIEW, WA (FHA|USDA|VA) 1 $65,000 $65,000 $242 3.50%
LOUISVILLE, KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.99%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.99%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.99%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.99%
Marquette, MI (FHA|USDA|VA) 1 $55,000 $55,000 $887 4.99%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
Ashtabula, OH (FHA|USDA|VA) 1 $45,000 $45,000 $221 4.49%
Alpena, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 1.99%
Coldwater, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.25%
Albert Lea, MN (FHA|USDA|VA) 1 $35,000 $35,000 $274 3.50%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $35,000 $35,000 $219 3.99%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $35,000 $35,000 $167 5.49%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.25%
Sturgis, MI (FHA|USDA|VA) 1 $25,000 $25,000 $197 3.99%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $25,000 $25,000 $247 6.24%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $25,000 $25,000 $215 3.50%
Concord, NH (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.99%
STOCKTON, CA (FHA|USDA|VA) 1 $15,000 $15,000 $187 3.99%
ALBANY, GA (FHA|USDA|VA) 1 $15,000 $15,000 $187 4.50%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $5,000 $5,000 $210 2.99%
Genisys's top markets include Detroit, Flint, Minneapolis, Philadelphia, and Traverse City among others.

Their top states include:
  • Michigan (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against GENISYS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    St James Mortgage Corporation
    Similarity Rank: 93
    Zeal Credit Union
    Similarity Rank: 108
    MY Credit Union
    Similarity Rank: 304
    NEW ENGLAND FEDERAL CREDIT UNION
    Similarity Rank: 340
    Total Community Credit Union
    Similarity Rank: 340
    Dearborn Federal Savings Bank
    Similarity Rank: 413
    PFCU
    Similarity Rank: 420
    South Metro Federal Credit Union
    Similarity Rank: 429
    Malvern Bank N.A.
    Similarity Rank: 441

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,207 $342,395,000 $155,140 $1,636 4.63%
    HELOC 1,698 $152,760,000 $89,965 n/a 4.37%

    For 2022, Genisys's most frequently originated type of loan was Conventional, with 2,207 originations. Their 2nd most popular type was HELOC, with 1,698 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 1,393 $99,015,000 $71,080 $256 4.27%
    Other 836 $59,870,000 $71,615 $368 5.29%
    Home Purchase 771 $188,765,000 $244,831 $3,155 4.49%
    Refi 543 $70,905,000 $130,580 $1,369 4.36%
    Cash Out Refi 362 $76,600,000 $211,602 $2,449 3.96%

    For 2022, Genisys's most frequently cited loan purpose was Home Improvement, with 1,393 originations. The 2nd most popular reason was Other, with 836 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 1,727 $157,095,000 $90,964 $2,515 4.37%
    30 Year 898 $221,330,000 $246,470 $3,020 4.52%
    15 Year 601 $56,745,000 $94,418 $934 4.94%
    10 Year 529 $45,055,000 $85,170 $394 4.70%
    5 Year 148 $11,600,000 $78,378 $220 3.85%
    Other 2 $3,330,000 $1,665,000 $0 4.03%

    For 2022, Genisys's most frequently cited loan duration was 20 Year, with 1,727 originations. The 2nd most popular length was 30 Year, with 898 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,942 $267,560,000 $137,775
    $1k-2k 187 $39,825,000 $212,968
    $2k-3k 36 $6,710,000 $186,389
    $3k-4k 10 $1,480,000 $148,000
    $5k+ 10 $3,640,000 $364,000
    $4k-5k 2 $390,000 $195,000

    Genisys's average total fees were $3,020, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,942 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 988 $138,720,000 $140,405
    4-5% 914 $132,740,000 $145,230
    5-6% 518 $68,480,000 $132,201
    <2.5% 455 $51,285,000 $112,714
    2.5-3% 399 $50,865,000 $127,481
    6-7% 347 $35,375,000 $101,945
    7-8% 145 $9,535,000 $65,759
    Over 8% 139 $8,155,000 $58,669

    During 2022, Genisys's average interest rate for loans was 4.52%, while their most frequently originated rate bucket for loans was 3-4%, with 988 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,291 $115,495,000 $50,412 $633 4.74%
    $100k-200k 900 $125,620,000 $139,578 $2,075 4.20%
    $200k-400k 563 $149,565,000 $265,657 $3,029 4.21%
    $400k-600k 101 $48,705,000 $482,228 $4,148 4.17%
    $600k-1MM 30 $21,000,000 $700,000 $4,025 4.06%
    $1MM+ 20 $34,770,000 $1,738,500 $5,834 4.01%

    2022 saw Genisys place emphasis on $100,000 or less loans with 2,291 originations, totaling $115,495,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 974 $115,900,000 $118,994 $1,516 4.61%
    $50k-75k 829 $75,875,000 $91,526 $1,560 4.59%
    $75k-100k 730 $78,580,000 $107,644 $1,554 4.64%
    $150k-250k 604 $95,920,000 $158,808 $1,678 4.29%
    $50k or less 492 $38,630,000 $78,516 $1,654 4.45%
    $250k+ 230 $64,580,000 $280,783 $2,633 4.18%

    Genisys lent most frequently to those with incomes in the $100k-150k range, with 974 originations. The second most popular income band? $50k-75k, with 829 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,004 $119,440,000 $118,964 $1,595 4.24%
    30-36% 732 $88,340,000 $120,683 $1,764 4.60%
    <20% 492 $61,340,000 $124,675 $1,538 3.74%
    42% 150 $17,650,000 $117,667 $1,530 5.18%
    37% 146 $19,650,000 $134,589 $1,708 4.85%
    40% 139 $16,615,000 $119,532 $1,420 4.61%
    38% 137 $18,495,000 $135,000 $1,806 4.80%
    39% 137 $16,465,000 $120,182 $1,563 4.90%
    43% 123 $12,965,000 $105,407 $1,620 5.08%
    36% 123 $14,885,000 $121,016 $1,708 4.85%
    45% 115 $14,725,000 $128,043 $1,559 4.94%
    41% 111 $12,965,000 $116,802 $1,736 5.15%
    44% 110 $11,300,000 $102,727 $1,336 5.21%
    46% 95 $15,245,000 $160,474 $1,870 4.96%
    47% 86 $11,710,000 $136,163 $1,792 4.47%
    48% 60 $6,580,000 $109,667 $1,417 4.79%
    49% 56 $6,370,000 $113,750 $1,745 4.38%
    50-60% 37 $3,815,000 $103,108 $1,417 4.36%
    >60% 7 $1,175,000 $167,857 $1,640 3.55%

    Genisys lent most frequently to those with DTI ratios of 20-30%, with 1,004 originations. The next most common DTI ratio? 30-36%, with 732 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,685 $324,145,000 $120,724 $1,557 4.64%
    Not provided 889 $105,565,000 $118,746 $1,828 4.03%
    Asian 133 $25,495,000 $191,692 $2,164 4.37%
    Not applicable 18 $21,480,000 $1,193,333 $0 4.81%
    Black 159 $15,265,000 $96,006 $1,660 5.18%
    American Indian 17 $1,825,000 $107,353 $1,997 4.28%
    Other Asian 1 $1,055,000 $1,055,000 $7,195 4.75%
    Native Hawaiian or Islander 3 $325,000 $108,333 $1,789 4.33%

    Approval Rates

    Total approvals of all applications
    83.87%

    Genisys has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    87.99%

    Genisys has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 21 $3,485,000 $165,952
    1016.5 1 $255,000 $255,000
    1036.5 1 $115,000 $115,000
    104.0 1 $245,000 $245,000
    1042.0 1 $215,000 $215,000
    1046.5 1 $55,000 $55,000
    1059.5 1 $155,000 $155,000
    1076.5 1 $405,000 $405,000
    1079.0 1 $15,000 $15,000
    1096.5 2 $250,000 $125,000
    1128.5 1 $235,000 $235,000
    1129.5 1 $325,000 $325,000
    1201.5 1 $305,000 $305,000
    1250.5 1 $425,000 $425,000
    1387.0 1 $505,000 $505,000
    1395.5 1 $225,000 $225,000
    140.5 1 $25,000 $25,000
    1490.95 1 $225,000 $225,000
    1492.5 1 $245,000 $245,000
    1493.5 1 $265,000 $265,000
    1496.5 1 $255,000 $255,000
    151.5 1 $245,000 $245,000
    1523.5 1 $805,000 $805,000
    1551.5 2 $600,000 $300,000
    1556.5 1 $285,000 $285,000
    1572.0 1 $355,000 $355,000
    1595.5 1 $325,000 $325,000
    1601.6 1 $495,000 $495,000
    1610.3 1 $655,000 $655,000
    1613.5 1 $335,000 $335,000
    1627.5 1 $595,000 $595,000
    164.0 1 $35,000 $35,000
    164.5 1 $15,000 $15,000
    1686.5 1 $155,000 $155,000
    170.3 1 $45,000 $45,000
    171.5 7 $375,000 $53,571
    1715.5 1 $395,000 $395,000
    1730.5 1 $375,000 $375,000
    175.5 4 $220,000 $55,000
    1765.5 1 $405,000 $405,000
    1768.0 1 $325,000 $325,000
    177.5 1 $205,000 $205,000
    179.0 2 $310,000 $155,000
    1791.5 1 $455,000 $455,000
    181.5 6 $650,000 $108,333
    1820.5 1 $295,000 $295,000
    1845.3 1 $455,000 $455,000
    185.3 12 $730,000 $60,833
    185.75 1 $45,000 $45,000
    186.5 78 $5,400,000 $69,231
    186.6 1 $15,000 $15,000
    1871.5 2 $940,000 $470,000
    189.0 1 $35,000 $35,000
    1890.5 1 $265,000 $265,000
    190.5 72 $4,600,000 $63,889
    191.6 5 $355,000 $71,000
    1920.5 1 $415,000 $415,000
    194.0 4 $340,000 $85,000
    195.3 1 $25,000 $25,000
    195.6 2 $260,000 $130,000
    196.5 254 $17,820,000 $70,157
    197.3 2 $280,000 $140,000
    200.5 3 $115,000 $38,333
    201.0 1 $55,000 $55,000
    201.5 1 $65,000 $65,000
    201.6 7 $425,000 $60,714
    2016.5 1 $495,000 $495,000
    204.3 1 $85,000 $85,000
    205.5 5 $455,000 $91,000
    206.5 36 $2,800,000 $77,778
    207.3 1 $55,000 $55,000
    208.5 4 $280,000 $70,000
    209.5 1 $115,000 $115,000
    2099.5 1 $305,000 $305,000
    210.3 1 $255,000 $255,000
    210.6 2 $290,000 $145,000
    211.6 2 $70,000 $35,000
    213.0 1 $75,000 $75,000
    214.5 9 $735,000 $81,667
    216.6 1 $55,000 $55,000
    218.5 4 $200,000 $50,000
    220.5 12 $1,000,000 $83,333
    221.5 5 $655,000 $131,000
    224.5 20 $1,420,000 $71,000
    224.6 1 $25,000 $25,000
    226.0 1 $205,000 $205,000
    226.5 1 $45,000 $45,000
    226.6 2 $130,000 $65,000
    2288.0 1 $405,000 $405,000
    229.0 2 $190,000 $95,000
    230.6 7 $425,000 $60,714
    234.5 6 $480,000 $80,000
    235.3 7 $605,000 $86,429
    235.5 1 $55,000 $55,000
    236.5 450 $32,280,000 $71,733
    239.5 3 $365,000 $121,667
    240.5 102 $8,040,000 $78,824
    241.6 34 $2,280,000 $67,059
    243.6 1 $225,000 $225,000
    244.0 7 $575,000 $82,143
    245.3 6 $490,000 $81,667
    245.6 5 $645,000 $129,000
    246.5 192 $15,240,000 $79,375
    248.0 1 $105,000 $105,000
    248.5 1 $65,000 $65,000
    250.3 1 $155,000 $155,000
    251.5 18 $1,650,000 $91,667
    251.6 21 $1,455,000 $69,286
    253.6 1 $35,000 $35,000
    254.0 6 $480,000 $80,000
    254.5 3 $165,000 $55,000
    255.5 11 $2,125,000 $193,182
    256.5 1 $55,000 $55,000
    256.6 2 $180,000 $90,000
    258.5 1 $105,000 $105,000
    2585.5 1 $945,000 $945,000
    259.0 2 $410,000 $205,000
    259.5 9 $615,000 $68,333
    260.5 1 $165,000 $165,000
    260.6 2 $130,000 $65,000
    261.5 20 $4,000,000 $200,000
    266.5 2 $440,000 $220,000
    266.6 4 $810,000 $202,500
    270.5 2 $360,000 $180,000
    273.5 7 $465,000 $66,429
    274.5 3 $515,000 $171,667
    276.5 2 $310,000 $155,000
    278.5 4 $300,000 $75,000
    279.5 2 $210,000 $105,000
    2807.15 1 $485,000 $485,000
    283.5 2 $220,000 $110,000
    284.5 8 $870,000 $108,750
    285.5 1 $135,000 $135,000
    286.5 2 $310,000 $155,000
    287.6 1 $205,000 $205,000
    289.0 1 $75,000 $75,000
    289.5 1 $215,000 $215,000
    290.5 1 $85,000 $85,000
    2917.0 1 $405,000 $405,000
    294.5 6 $690,000 $115,000
    309.5 1 $205,000 $205,000
    311.5 2 $120,000 $60,000
    315.5 1 $205,000 $205,000
    346.5 2 $300,000 $150,000
    376.5 1 $215,000 $215,000
    395.5 2 $220,000 $110,000
    396.5 2 $490,000 $245,000
    4.0 2 $60,000 $30,000
    411.5 1 $205,000 $205,000
    426.5 1 $205,000 $205,000
    430.5 1 $205,000 $205,000
    442.5 1 $105,000 $105,000
    445.5 1 $35,000 $35,000
    461.5 3 $715,000 $238,333
    476.5 1 $255,000 $255,000
    482.5 1 $145,000 $145,000
    57.0 1 $105,000 $105,000
    579.5 1 $405,000 $405,000
    609.5 1 $185,000 $185,000
    620.5 1 $145,000 $145,000
    626.5 1 $195,000 $195,000
    67.0 1 $45,000 $45,000
    671.5 7 $1,025,000 $146,429
    675.5 2 $50,000 $25,000
    676.0 1 $255,000 $255,000
    680.6 1 $75,000 $75,000
    681.5 1 $85,000 $85,000
    699.5 1 $75,000 $75,000
    71.5 1 $45,000 $45,000
    720.5 1 $145,000 $145,000
    721.5 3 $215,000 $71,667
    725.5 1 $205,000 $205,000
    726.5 8 $1,380,000 $172,500
    730.3 1 $75,000 $75,000
    734.5 2 $130,000 $65,000
    736.5 1 $45,000 $45,000
    739.0 1 $15,000 $15,000
    749.5 1 $375,000 $375,000
    757.9 1 $15,000 $15,000
    764.5 1 $125,000 $125,000
    786.5 1 $35,000 $35,000
    791.5 1 $205,000 $205,000
    798.5 1 $205,000 $205,000
    81.5 1 $45,000 $45,000
    842.5 1 $195,000 $195,000
    846.5 1 $205,000 $205,000
    858.5 1 $215,000 $215,000
    86.5 1 $255,000 $255,000
    881.6 1 $345,000 $345,000
    931.5 1 $35,000 $35,000
    96.5 2 $100,000 $50,000
    NA 2,207 $342,395,000 $155,140

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,905 $495,155,000 $126,800

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 974 $104,400,000 $107,187 $834 4.55%
    40-60% 335 $66,005,000 $197,030 $2,202 3.93%
    60-80% 513 $128,025,000 $249,561 $2,828 4.18%
    80-100% 445 $115,905,000 $260,461 $3,162 4.65%
    Under 20% 1,638 $80,820,000 $49,341 $275 4.68%