Genisys Mortgage Rates, Fees & Info

Auburn Hills, MI

LEI: 549300QIUZLVR1OLDH55

Tax ID: 38-1445060

5 stars - Updated: 4/26/25 - out of 5 stars, based on 57 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Genisys is a smaller mortgage company specializing in Home Purchase loans. Genisys has a high proportion of conventional loans. Their top markets by origination volume include: Detroit, Flint, Minneapolis, Traverse City, and Miami among others. We have data for 96 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Genisys has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Genisys is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.72% 4/26/25
    30 Year Conventional Purchase 6.86% 4/26/25
    30 Year Conventional Refi 6.66% 4/26/25
    30 Year Cash-out Refi 6.91% 4/26/25
    15 Year Conventional Purchase 6.77% 4/26/25
    15 Year Conventional Refi 8.14% 4/26/25
    15 Year Cash-out Refi 8.14% 4/26/25
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Genisys Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Genisys. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    3,243

    Origination Dollar Volume (All Markets)

    $502,215,000
    Show all (8) awards

    Relative Rate

    Genisys's average 30 year fixed mortgage rate was 6.47%.

    The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

    This yields a difference of -0.08%.

    Relative Fees (Closing Costs)

    Genisys's average total fees/closing costs for a 30 year fixed rate mortgage were $3,537.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

    Top Markets

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    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2,388 $341,710,000 $143,095 $1,462 7.99%
    FLINT, MI (FHA|USDA|VA) 283 $43,685,000 $154,364 $1,322 8.01%
    Outside of Metro Areas 125 $17,595,000 $140,760 $2,041 7.44%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 128 $16,650,000 $130,078 $1,422 8.29%
    Traverse City, MI (FHA|USDA|VA) 16 $12,860,000 $803,750 $4,529 7.11%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 10 $8,660,000 $866,000 $4,309 6.55%
    ANN ARBOR, MI (FHA|USDA|VA) 38 $7,120,000 $187,368 $1,787 8.00%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $4,610,000 $461,000 $4,880 6.62%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 7 $3,695,000 $527,857 $5,130 6.66%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 23 $3,435,000 $149,348 $1,720 7.86%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 11 $3,135,000 $285,000 $3,093 6.49%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $3,115,000 $3,115,000 $5,210 5.50%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 24 $2,830,000 $117,917 $2,527 8.67%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,900,000 $475,000 $5,873 6.59%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $1,335,000 $1,335,000 $3,583 5.75%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 13 $1,315,000 $101,154 $1,304 8.19%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $1,220,000 $610,000 $4,056 6.13%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $6,256 5.63%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,614 7.75%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,826 8.33%
    SAGINAW, MI (FHA|USDA|VA) 11 $1,135,000 $103,182 $1,374 7.22%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,312 5.96%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $980,000 $490,000 $3,378 6.81%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $850,000 $212,500 $3,379 6.50%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 6 $830,000 $138,333 $285 8.75%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $690,000 $345,000 $2,606 6.50%
    Cadillac, MI (FHA|USDA|VA) 5 $685,000 $137,000 $2,820 6.90%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $670,000 $335,000 $4,294 6.25%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $660,000 $330,000 $4,004 6.88%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $585,000 $195,000 $2,010 7.41%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $555,000 $111,000 $2,089 6.90%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $520,000 $260,000 $2,480 6.56%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $510,000 $255,000 $4,237 7.19%
    BAY CITY, MI (FHA|USDA|VA) 5 $505,000 $101,000 $3,252 6.60%
    MONROE, MI (FHA|USDA|VA) 8 $500,000 $62,500 $655 8.39%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $495,000 $495,000 $5,396 6.88%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $495,000 $495,000 $4,359 5.25%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $480,000 $240,000 $4,508 6.25%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $480,000 $240,000 $2,626 8.25%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $455,000 $455,000 $4,533 6.13%
    RICHMOND, VA (FHA|USDA|VA) 1 $425,000 $425,000 $4,359 5.75%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $425,000 $425,000 $5,026 6.00%
    JACKSON, MI (FHA|USDA|VA) 4 $420,000 $105,000 $1,894 8.03%
    Hillsdale, MI (FHA|USDA|VA) 1 $415,000 $415,000 $3,392 6.25%
    Brainerd, MN (FHA|USDA|VA) 2 $400,000 $200,000 $3,328 7.44%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $385,000 $385,000 $3,758 6.50%
    MUSKEGON, MI (FHA|USDA|VA) 1 $355,000 $355,000 $3,240 6.50%
    Escanaba, MI (FHA|USDA|VA) 1 $345,000 $345,000 $3,049 6.63%
    Alma, MI (FHA|USDA|VA) 4 $340,000 $85,000 $1,568 7.37%
    Sandusky, OH (FHA|USDA|VA) 2 $330,000 $165,000 $3,360 7.25%
    GREELEY, CO (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.75%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $295,000 $295,000 $5,015 6.63%
    Maysville, KY (FHA|USDA|VA) 1 $275,000 $275,000 $3,247 6.38%
    Faribault-Northfield, MN (FHA|USDA|VA) 2 $270,000 $135,000 $262 7.74%
    Fergus Falls, MN (FHA|USDA|VA) 2 $270,000 $135,000 $3,233 7.00%
    Sault Ste. Marie, MI (FHA|USDA|VA) 1 $265,000 $265,000 $4,866 6.50%
    WILMINGTON, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,789 5.88%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $235,000 $235,000 $4,843 6.38%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $230,000 $115,000 $0 12.00%
    Alpena, MI (FHA|USDA|VA) 2 $230,000 $115,000 $3,159 6.63%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $215,000 $215,000 $4,252 6.88%
    LOUISVILLE, KY (FHA|USDA|VA) 2 $210,000 $105,000 $2,597 7.94%
    Houghton, MI (FHA|USDA|VA) 1 $195,000 $195,000 $3,965 7.13%
    TULSA, OK (FHA|USDA|VA) 1 $195,000 $195,000 $4,955 6.63%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,650 5.50%
    MIDLAND, MI (FHA|USDA|VA) 2 $180,000 $90,000 $1,239 6.68%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $175,000 $175,000 $2,906 6.25%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,422 7.00%
    Frankfort, KY (FHA|USDA|VA) 2 $170,000 $85,000 $2,440 6.06%
    DULUTH, MN-WI (FHA|USDA|VA) 2 $170,000 $85,000 $1,576 9.18%
    APPLETON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $0 9.25%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $165,000 $165,000 $2,780 6.75%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $155,000 $155,000 $2,880 7.13%
    Coldwater, MI (FHA|USDA|VA) 2 $140,000 $70,000 $195 6.99%
    TOLEDO, OH (FHA|USDA|VA) 3 $135,000 $45,000 $243 8.83%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $130,000 $65,000 $1,761 7.81%
    PITTSBURGH, PA (FHA|USDA|VA) 2 $130,000 $65,000 $252 8.75%
    Adrian, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.25%
    Mount Pleasant, MI (FHA|USDA|VA) 1 $125,000 $125,000 $210 6.99%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $125,000 $125,000 $322 6.99%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $120,000 $60,000 $952 11.50%
    READING, PA (FHA|USDA|VA) 2 $110,000 $55,000 $226 10.37%
    Warsaw, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.25%
    ALBANY, GA (FHA|USDA|VA) 1 $95,000 $95,000 $193 7.49%
    Holland, MI (FHA|USDA|VA) 2 $90,000 $45,000 $217 8.00%
    OCALA, FL (FHA|USDA|VA) 1 $75,000 $75,000 $235 8.24%
    NILES, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 12.50%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $45,000 $45,000 $0 12.50%
    Big Rapids, MI (FHA|USDA|VA) 1 $35,000 $35,000 $232 8.24%
    Meadville, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 12.00%
    Owatonna, MN (FHA|USDA|VA) 1 $35,000 $35,000 $1,060 9.00%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $35,000 $35,000 $210 8.74%
    GREEN BAY, WI (FHA|USDA|VA) 1 $35,000 $35,000 $312 6.99%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $35,000 $35,000 $162 6.74%
    Sturgis, MI (FHA|USDA|VA) 1 $25,000 $25,000 $210 6.99%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 12.50%
    Genisys's top markets include Detroit, Flint, Minneapolis, Traverse City, and Miami among others.

    Their top states include:
  • Michigan (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against GENISYS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Columbia Bank
    Similarity Rank: 32
    South Metro Federal Credit Union
    Similarity Rank: 45
    County Savings Bank
    Similarity Rank: 82
    PFCU
    Similarity Rank: 90
    Polish-American Federal Credit Union
    Similarity Rank: 90
    Dearborn Federal Savings Bank
    Similarity Rank: 100
    MEMBERFOCUS COMMUNITY
    Similarity Rank: 120
    MY Credit Union
    Similarity Rank: 130
    LAFCU
    Similarity Rank: 210
    FREEDOM CREDIT UNION
    Similarity Rank: 255

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,203 $387,685,000 $175,980 $1,605 7.28%
    HELOC 1,040 $114,530,000 $110,125 n/a 9.35%

    For 2024, Genisys's most frequently originated type of loan was Conventional, with 2,203 originations. Their 2nd most popular type was HELOC, with 1,040 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 922 $60,910,000 $66,063 $227 8.18%
    Other 895 $60,865,000 $68,006 $233 8.89%
    Home Purchase 782 $229,630,000 $293,645 $3,542 6.89%
    Refi 418 $86,860,000 $207,799 $1,025 8.12%
    Cash Out Refi 226 $63,950,000 $282,965 $2,846 6.58%

    For 2024, Genisys's most frequently cited loan purpose was Home Improvement, with 922 originations. The 2nd most popular reason was Other, with 895 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 1,025 $114,355,000 $111,566 $3,502 9.33%
    30 Year 886 $279,540,000 $315,508 $3,537 6.47%
    10 Year 691 $62,455,000 $90,384 $231 7.86%
    15 Year 460 $34,310,000 $74,587 $358 8.28%
    5 Year 167 $7,935,000 $47,515 $207 6.69%
    1 Year 7 $835,000 $119,286 $1,582 9.43%
    Other 7 $2,785,000 $397,857 $0 6.74%

    For 2024, Genisys's most frequently cited loan duration was 20 Year, with 1,025 originations. The 2nd most popular length was 30 Year, with 886 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,924 $269,050,000 $139,839
    $1k-2k 203 $67,195,000 $331,010
    $2k-3k 22 $6,440,000 $292,727
    $3k-4k 12 $2,580,000 $215,000
    $5k+ 11 $6,725,000 $611,364
    $4k-5k 4 $1,120,000 $280,000

    Genisys's average total fees were $3,537, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,924 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 1,264 $116,330,000 $92,033
    6-7% 1,072 $209,760,000 $195,672
    7-8% 680 $79,280,000 $116,588
    5-6% 215 $94,255,000 $438,395
    4-5% 10 $2,370,000 $237,000
    3-4% 2 $220,000 $110,000

    During 2024, Genisys's average interest rate for loans was 6.47%, while their most frequently originated rate bucket for loans was Over 8%, with 1,264 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 1,889 $92,275,000 $48,849 $433 8.40%
    $100k-200k 674 $92,850,000 $137,760 $2,032 7.76%
    $200k-400k 454 $123,590,000 $272,225 $3,327 6.96%
    $400k-600k 120 $56,570,000 $471,417 $4,248 6.65%
    $600k-1MM 58 $42,280,000 $728,966 $5,330 6.67%
    $1MM+ 48 $94,650,000 $1,971,875 $7,110 6.56%

    2024 saw Genisys place emphasis on $100,000 or less loans with 1,889 originations, totaling $92,275,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 830 $99,370,000 $119,723 $1,401 8.24%
    $50k-75k 620 $50,610,000 $81,629 $1,276 7.96%
    $150k-250k 612 $107,090,000 $174,984 $1,900 7.94%
    $75k-100k 566 $52,190,000 $92,208 $1,279 8.04%
    $50k or less 287 $16,945,000 $59,042 $1,179 7.46%
    $250k+ 280 $138,440,000 $494,429 $3,383 7.42%

    Genisys lent most frequently to those with incomes in the $100k-150k range, with 830 originations. The second most popular income band? $50k-75k, with 620 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 627 $80,575,000 $128,509 $1,469 7.73%
    30-36% 615 $82,955,000 $134,886 $1,579 7.85%
    <20% 208 $28,240,000 $135,769 $1,474 7.33%
    44% 194 $26,840,000 $138,351 $1,501 8.35%
    39% 153 $27,415,000 $179,183 $1,804 8.02%
    41% 153 $17,685,000 $115,588 $1,471 8.48%
    42% 150 $22,890,000 $152,600 $1,436 8.59%
    43% 146 $19,620,000 $134,384 $1,566 8.37%
    37% 140 $21,060,000 $150,429 $1,293 8.34%
    40% 131 $19,625,000 $149,809 $1,660 8.18%
    38% 117 $17,075,000 $145,940 $1,672 8.09%
    45% 117 $17,065,000 $145,855 $1,557 8.08%
    36% 112 $14,920,000 $133,214 $1,600 8.02%
    47% 93 $15,735,000 $169,194 $1,677 7.40%
    46% 87 $17,435,000 $200,402 $2,299 7.92%
    49% 61 $14,875,000 $243,852 $2,487 7.40%
    48% 48 $9,650,000 $201,042 $2,007 7.62%
    50-60% 38 $9,440,000 $248,421 $2,496 7.50%
    >60% 5 $1,575,000 $315,000 $4,782 7.40%

    Genisys lent most frequently to those with DTI ratios of 20-30%, with 627 originations. The next most common DTI ratio? 30-36%, with 615 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,563 $336,055,000 $131,118 $1,414 8.00%
    Not provided 375 $86,025,000 $229,400 $2,680 7.55%
    Not applicable 28 $35,230,000 $1,258,214 $0 7.23%
    Asian 122 $29,680,000 $243,279 $2,121 7.52%
    Black 140 $13,180,000 $94,143 $1,420 8.51%
    American Indian 13 $1,825,000 $140,385 $1,412 8.25%
    Native Hawaiian or Islander 2 $220,000 $110,000 $1,870 9.93%

    Approval Rates

    Total approvals of all applications
    82.94%

    Genisys has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    83.19%

    Genisys has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 8 $1,850,000 $231,250
    1001.1 1 $605,000 $605,000
    1017.1 1 $145,000 $145,000
    1045.05 1 $1,535,000 $1,535,000
    1158.1 1 $65,000 $65,000
    116.1 1 $105,000 $105,000
    1380.1 1 $355,000 $355,000
    139.05 1 $35,000 $35,000
    143.05 4 $290,000 $72,500
    145.05 65 $4,995,000 $76,846
    145.75 34 $2,230,000 $65,588
    147.05 1 $105,000 $105,000
    149.05 1 $155,000 $155,000
    149.75 1 $55,000 $55,000
    1562.1 1 $925,000 $925,000
    160.1 2 $190,000 $95,000
    161.15 1 $105,000 $105,000
    162.05 2 $310,000 $155,000
    162.1 52 $5,220,000 $100,385
    162.8 19 $1,675,000 $88,158
    164.8 1 $305,000 $305,000
    166.1 1 $205,000 $205,000
    1689.1 1 $585,000 $585,000
    1742.05 1 $265,000 $265,000
    177.1 1 $35,000 $35,000
    177.6 1 $25,000 $25,000
    179.6 2 $160,000 $80,000
    181.1 1 $85,000 $85,000
    181.15 1 $105,000 $105,000
    183.1 2 $240,000 $120,000
    1880.95 1 $55,000 $55,000
    193.0 4 $290,000 $72,500
    1943.05 1 $445,000 $445,000
    195.0 1 $55,000 $55,000
    195.05 2 $320,000 $160,000
    200.05 1 $125,000 $125,000
    202.1 1 $95,000 $95,000
    203.05 1 $155,000 $155,000
    205.05 17 $1,125,000 $66,176
    205.1 1 $45,000 $45,000
    206.05 1 $105,000 $105,000
    207.05 2 $160,000 $80,000
    207.95 5 $415,000 $83,000
    210.05 264 $20,380,000 $77,197
    210.1 1 $25,000 $25,000
    212.05 32 $2,940,000 $91,875
    213.1 1 $65,000 $65,000
    213.9 1 $65,000 $65,000
    214.05 2 $150,000 $75,000
    216.05 4 $350,000 $87,500
    217.05 24 $2,140,000 $89,167
    217.1 46 $3,040,000 $66,087
    217.75 6 $630,000 $105,000
    218.0 1 $125,000 $125,000
    219.05 1 $95,000 $95,000
    219.75 1 $65,000 $65,000
    221.05 1 $255,000 $255,000
    223.1 2 $510,000 $255,000
    2267.1 1 $455,000 $455,000
    227.1 253 $22,385,000 $88,478
    229.1 14 $1,570,000 $112,143
    229.8 3 $375,000 $125,000
    230.05 1 $55,000 $55,000
    231.1 2 $430,000 $215,000
    232.05 1 $55,000 $55,000
    233.1 1 $45,000 $45,000
    234.1 12 $1,400,000 $116,667
    234.8 8 $1,320,000 $165,000
    235.05 8 $740,000 $92,500
    2371.05 1 $615,000 $615,000
    238.1 1 $55,000 $55,000
    2396.1 1 $555,000 $555,000
    241.2 1 $55,000 $55,000
    242.1 9 $815,000 $90,556
    2427.1 1 $605,000 $605,000
    2485.1 1 $645,000 $645,000
    250.15 2 $210,000 $105,000
    2513.05 1 $555,000 $555,000
    252.1 3 $255,000 $85,000
    252.9 1 $105,000 $105,000
    253.1 1 $65,000 $65,000
    254.15 2 $200,000 $100,000
    255.05 1 $45,000 $45,000
    255.1 1 $85,000 $85,000
    260.65 1 $365,000 $365,000
    267.05 1 $405,000 $405,000
    267.1 1 $75,000 $75,000
    270.05 1 $255,000 $255,000
    276.1 1 $65,000 $65,000
    277.1 1 $35,000 $35,000
    280.05 5 $775,000 $155,000
    282.1 2 $510,000 $255,000
    287.1 3 $845,000 $281,667
    288.6 4 $480,000 $120,000
    290.6 2 $350,000 $175,000
    292.6 2 $180,000 $90,000
    294.1 1 $225,000 $225,000
    294.15 1 $65,000 $65,000
    297.1 3 $725,000 $241,667
    298.1 1 $55,000 $55,000
    300.05 2 $540,000 $270,000
    301.1 1 $355,000 $355,000
    303.05 1 $405,000 $405,000
    305.05 3 $805,000 $268,333
    308.1 2 $280,000 $140,000
    312.1 1 $255,000 $255,000
    322.1 1 $295,000 $295,000
    3338.1 1 $645,000 $645,000
    377.1 1 $115,000 $115,000
    386.2 1 $85,000 $85,000
    3982.05 1 $1,215,000 $1,215,000
    4157.75 1 $1,565,000 $1,565,000
    4350.1 1 $1,805,000 $1,805,000
    4371.6 1 $1,355,000 $1,355,000
    447.1 1 $405,000 $405,000
    623.0 1 $405,000 $405,000
    6241.65 1 $2,005,000 $2,005,000
    688.05 1 $375,000 $375,000
    692.05 1 $45,000 $45,000
    7.0 1 $5,000 $5,000
    707.1 2 $280,000 $140,000
    751.1 1 $25,000 $25,000
    757.1 1 $25,000 $25,000
    761.1 1 $275,000 $275,000
    762.1 1 $215,000 $215,000
    772.1 1 $75,000 $75,000
    773.1 1 $615,000 $615,000
    777.1 1 $175,000 $175,000
    779.1 1 $405,000 $405,000
    78.0 1 $25,000 $25,000
    810.05 1 $185,000 $185,000
    827.1 1 $105,000 $105,000
    842.95 1 $915,000 $915,000
    95.05 1 $1,005,000 $1,005,000
    960.05 1 $175,000 $175,000
    99.05 2 $100,000 $50,000
    NA 2,205 $388,365,000 $176,129

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,243 $502,215,000 $154,861

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 790 $87,770,000 $111,101 $799 8.53%
    40-60% 237 $59,015,000 $249,008 $2,436 7.52%
    60-80% 386 $129,970,000 $336,710 $3,478 6.78%
    80-100% 393 $153,975,000 $391,794 $3,759 6.63%
    Under 20% 1,437 $71,485,000 $49,746 $263 8.36%