Gmh Mortgage Services Rates, Fees & Info
Conshohocken, PALEI: 254900GHOV7VQ9CSKN31
Tax ID: 26-3295749
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Mortgage Data
Review & Overview
Gmh Mortgage Services is a smaller mortgage company specializing in Home Purchase loans. Gmh Mortgage Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Philadelphia, York, Salisbury, Lancaster, and Boston among others. We have data for 90 markets. (Some data included below & more in-depth data is available with an active subscription.)Gmh Mortgage Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gmh Mortgage Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
1,751Origination Dollar Volume (All Markets)
$406,655,000Awards
GMH Mortgage Services - 2019
GMH Mortgage Services is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 428 | $115,250,000 | $269,276 | $5,387 | 4.51% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 264 | $45,900,000 | $173,864 | $5,470 | 4.47% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 120 | $26,120,000 | $217,667 | $4,571 | 4.62% |
| LANCASTER, PA (FHA|USDA|VA) | 132 | $26,020,000 | $197,121 | $5,163 | 4.62% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 58 | $24,270,000 | $418,448 | $7,872 | 4.62% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 129 | $21,885,000 | $169,651 | $5,121 | 4.48% |
| GETTYSBURG, PA (FHA|USDA|VA) | 95 | $19,045,000 | $200,474 | $5,848 | 4.60% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 48 | $12,570,000 | $261,875 | $5,116 | 4.54% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 36 | $12,550,000 | $348,611 | $4,320 | 4.30% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 52 | $8,400,000 | $161,538 | $4,966 | 4.31% |
| LEBANON, PA (FHA|USDA|VA) | 41 | $7,855,000 | $191,585 | $6,057 | 4.52% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 24 | $7,500,000 | $312,500 | $4,555 | 4.60% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 17 | $5,185,000 | $305,000 | $5,209 | 4.49% |
| READING, PA (FHA|USDA|VA) | 25 | $4,335,000 | $173,400 | $5,240 | 4.40% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 16 | $4,280,000 | $267,500 | $3,063 | 4.12% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 7 | $3,445,000 | $492,143 | $5,893 | 4.43% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 9 | $3,115,000 | $346,111 | $8,336 | 4.55% |
| Outside of Metro Areas | 19 | $2,985,000 | $157,105 | $4,619 | 4.60% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 11 | $2,825,000 | $256,818 | $2,452 | 4.03% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 10 | $2,660,000 | $266,000 | $5,984 | 4.41% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 16 | $2,520,000 | $157,500 | $4,396 | 4.72% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $2,490,000 | $249,000 | $3,881 | 4.36% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 11 | $2,455,000 | $223,182 | $4,229 | 4.16% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $3,187 | 4.22% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 8 | $2,360,000 | $295,000 | $4,621 | 4.59% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $3,865 | 4.17% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $4,577 | 4.64% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 10 | $2,000,000 | $200,000 | $4,607 | 4.05% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $3,105 | 4.02% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $2,085 | 4.45% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $3,542 | 4.37% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $4,329 | 4.23% |
| HARRISONBURG, VA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $4,477 | 4.41% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $3,648 | 4.22% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $2,792 | 4.53% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $1,998 | 4.22% |
| DOVER, DE (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $7,171 | 4.60% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $2,009 | 4.28% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $1,731 | 4.67% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $1,190 | 3.99% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,289 | 4.13% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,159 | 4.56% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,321 | 4.31% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,762 | 4.44% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,665 | 4.41% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,730 | 4.44% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,922 | 4.44% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,182 | 3.94% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,663 | 3.34% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,289 | 3.43% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,240 | 4.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,467 | 4.69% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,266 | 5.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,196 | 4.37% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,084 | 4.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,904 | 4.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,178 | 4.66% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,727 | 3.88% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,771 | 4.38% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,114 | 3.99% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,500 | 4.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,072 | 4.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,218 | 4.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,785 | 3.88% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,308 | 4.13% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,263 | 4.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,554 | 4.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,280 | 4.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,252 | 3.49% |
| OCALA, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,741 | 4.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,707 | 5.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,879 | 4.13% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,786 | 4.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,237 | 4.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,985 | 4.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,563 | 3.63% |
| AKRON, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,772 | 4.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,690 | 4.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,803 | 3.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,274 | 3.99% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,071 | 6.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,084 | 4.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,912 | 3.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,972 | 4.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,485 | 4.50% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,057 | 4.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,216 | 5.13% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,860 | 4.38% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,459 | 4.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,086 | 4.38% |
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Product Mix
For 2019, Gmh Mortgage Services's most frequently originated type of loan was Conventional, with 1,203 originations. Their 2nd most popular type was FHA, with 389 originations.
Loan Reason
For 2019, Gmh Mortgage Services's most frequently cited loan purpose was Home Purchase, with 1,517 originations. The 2nd most popular reason was Refi, with 122 originations.
Loan Duration/Length
For 2019, Gmh Mortgage Services's most frequently cited loan duration was 30 Year, with 1,615 originations. The 2nd most popular length was 15 Year, with 81 originations.
Origination Fees/Closing Costs
Gmh Mortgage Services's average total fees were $5,334, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,296 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,424 | $338,540,000 | $237,739 |
| 5-6% | 175 | $33,885,000 | $193,629 |
| 3-4% | 119 | $33,225,000 | $279,202 |
| <2.5% | 27 | $135,000 | $5,000 |
| 6-7% | 6 | $870,000 | $145,000 |
During 2019, Gmh Mortgage Services's average interest rate for loans was 4.59%, while their most frequently originated rate bucket for loans was 4-5%, with 1,424 originations.
Loan Sizing
2019 saw Gmh Mortgage Services place emphasis on $200k-400k loans with 767 originations, totaling $213,425,000 in origination value.
Applicant Income
Gmh Mortgage Services lent most frequently to those with incomes in the $50k-75k range, with 489 originations. The second most popular income band? $100k-150k, with 398 originations.
Applicant Debt to Income Ratio
Gmh Mortgage Services lent most frequently to those with DTI ratios of 20-30%, with 324 originations. The next most common DTI ratio? 30-36%, with 310 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.16%
Gmh Mortgage Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination78.75%
Gmh Mortgage Services has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,751 | $406,655,000 | $232,242 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 2 | $180,000 | $90,000 |
| Single Family (1-4 Units):Site-Built | 1,749 | $406,475,000 | $232,404 |