Gmh Mortgage Services Rates, Fees & Info

Conshohocken, PA

LEI: 254900GHOV7VQ9CSKN31

Tax ID: 26-3295749

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Gmh Mortgage Services is a small mortgage company specializing in Home Purchase loans. Gmh Mortgage Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Philadelphia, York, Boston, Harrisburg, and Lancaster among others. We have data for 146 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Gmh Mortgage Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gmh Mortgage Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    4,540

    Origination Dollar Volume (All Markets)

    $1,026,080,000
    Show all (36) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,015 $258,575,000 $254,754 $5,430 4.72%
    YORK-HANOVER, PA (FHA|USDA|VA) 691 $117,905,000 $170,630 $5,390 4.75%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 291 $107,975,000 $371,048 $5,604 4.68%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 383 $67,415,000 $176,018 $5,071 4.72%
    LANCASTER, PA (FHA|USDA|VA) 346 $63,830,000 $184,480 $5,235 4.72%
    GETTYSBURG, PA (FHA|USDA|VA) 243 $43,745,000 $180,021 $5,562 4.68%
    SALISBURY, MD-DE (FHA|USDA|VA) 166 $31,450,000 $189,458 $4,820 4.78%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 104 $30,290,000 $291,250 $5,127 4.72%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 145 $26,715,000 $184,241 $5,517 4.57%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 74 $21,680,000 $292,973 $4,696 4.57%
    LEBANON, PA (FHA|USDA|VA) 110 $18,920,000 $172,000 $5,572 4.68%
    READING, PA (FHA|USDA|VA) 96 $17,870,000 $186,146 $5,408 4.76%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 56 $16,320,000 $291,429 $4,744 4.49%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 55 $14,525,000 $264,091 $5,519 4.71%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 42 $11,420,000 $271,905 $2,735 4.33%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 31 $8,945,000 $288,548 $3,506 4.61%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 48 $8,080,000 $168,333 $4,422 4.80%
    WORCESTER, MA-CT (FHA|USDA|VA) 25 $7,505,000 $300,200 $3,591 4.53%
    Outside of Metro Areas 27 $6,065,000 $224,630 $3,385 4.50%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 23 $6,065,000 $263,696 $3,247 4.18%
    OCEAN CITY, NJ (FHA|USDA|VA) 21 $5,945,000 $283,095 $4,563 4.75%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 24 $5,830,000 $242,917 $3,721 4.43%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 21 $5,785,000 $275,476 $4,889 4.51%
    HARRISONBURG, VA (FHA|USDA|VA) 28 $5,020,000 $179,286 $3,521 4.79%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 18 $4,970,000 $276,111 $2,136 4.18%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 17 $4,905,000 $288,529 $3,379 4.34%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 18 $4,710,000 $261,667 $2,099 4.28%
    PITTSBURGH, PA (FHA|USDA|VA) 27 $4,175,000 $154,630 $4,601 4.68%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 14 $3,800,000 $271,429 $4,650 4.49%
    RALEIGH-CARY, NC (FHA|USDA|VA) 12 $3,240,000 $270,000 $2,435 4.46%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 13 $3,205,000 $246,538 $4,023 4.58%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 12 $3,170,000 $264,167 $3,793 4.27%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 11 $3,055,000 $277,727 $5,755 4.42%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 8 $2,850,000 $356,250 $2,696 4.25%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 9 $2,645,000 $293,889 $2,945 4.22%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 8 $2,500,000 $312,500 $2,691 4.22%
    RICHMOND, VA (FHA|USDA|VA) 9 $2,445,000 $271,667 $2,706 4.42%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 10 $2,430,000 $243,000 $2,538 4.47%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 10 $2,390,000 $239,000 $2,841 4.56%
    COLUMBIA, SC (FHA|USDA|VA) 10 $2,210,000 $221,000 $3,244 4.33%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 7 $2,165,000 $309,286 $2,622 4.21%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $2,005,000 $222,778 $5,423 4.91%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $1,985,000 $220,556 $3,229 4.62%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,830,000 $457,500 $2,435 4.09%
    SPRINGFIELD, MA (FHA|USDA|VA) 6 $1,820,000 $303,333 $3,128 4.46%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 7 $1,765,000 $252,143 $3,322 4.43%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $1,650,000 $275,000 $2,071 4.62%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $1,630,000 $271,667 $2,878 4.33%
    DOVER, DE (FHA|USDA|VA) 8 $1,600,000 $200,000 $5,099 4.77%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 7 $1,495,000 $213,571 $1,941 4.12%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,445,000 $289,000 $3,119 4.15%
    JACKSONVILLE, FL (FHA|USDA|VA) 6 $1,370,000 $228,333 $3,381 4.33%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,315,000 $263,000 $2,996 4.42%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $1,310,000 $163,750 $3,756 4.92%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 6 $1,300,000 $216,667 $3,105 4.52%
    ASHEVILLE, NC (FHA|USDA|VA) 4 $1,290,000 $322,500 $2,658 4.19%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 8 $1,250,000 $156,250 $4,324 4.75%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $1,230,000 $205,000 $3,315 4.48%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,125,000 $375,000 $3,235 4.33%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $1,075,000 $358,333 $3,209 4.42%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $1,045,000 $348,333 $2,904 4.50%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $1,025,000 $341,667 $5,690 4.17%
    WILMINGTON, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,707 4.34%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $1,000,000 $250,000 $3,508 4.34%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $925,000 $308,333 $2,802 4.21%
    KNOXVILLE, TN (FHA|USDA|VA) 3 $865,000 $288,333 $2,737 4.37%
    Sevierville, TN (FHA|USDA|VA) 3 $755,000 $251,667 $2,877 4.29%
    VALLEJO, CA (FHA|USDA|VA) 2 $730,000 $365,000 $1,876 5.00%
    PITTSFIELD, MA (FHA|USDA|VA) 2 $710,000 $355,000 $2,783 3.81%
    OCALA, FL (FHA|USDA|VA) 2 $680,000 $340,000 $5,296 3.87%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $670,000 $335,000 $3,144 3.94%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $670,000 $335,000 $2,781 4.25%
    Easton, MD (FHA|USDA|VA) 3 $665,000 $221,667 $2,215 4.46%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $655,000 $218,333 $2,886 4.50%
    STATE COLLEGE, PA (FHA|USDA|VA) 2 $640,000 $320,000 $5,146 4.68%
    WINSTON-SALEM, NC (FHA|USDA|VA) 2 $640,000 $320,000 $2,054 3.87%
    WARNER ROBINS, GA (FHA|USDA|VA) 2 $630,000 $315,000 $2,203 4.25%
    MODESTO, CA (FHA|USDA|VA) 2 $630,000 $315,000 $1,801 5.06%
    TYLER, TX (FHA|USDA|VA) 2 $620,000 $310,000 $4,396 4.38%
    Lebanon, NH-VT (FHA|USDA|VA) 3 $615,000 $205,000 $1,693 4.16%
    ROANOKE, VA (FHA|USDA|VA) 3 $605,000 $201,667 $5,268 4.25%
    Concord, NH (FHA|USDA|VA) 3 $595,000 $198,333 $5,067 4.96%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $590,000 $295,000 $2,347 3.81%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $530,000 $265,000 $1,861 4.31%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $515,000 $171,667 $6,665 4.58%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $510,000 $255,000 $4,185 4.50%
    STOCKTON, CA (FHA|USDA|VA) 2 $510,000 $255,000 $3,857 4.19%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $500,000 $250,000 $2,982 4.43%
    FRESNO, CA (FHA|USDA|VA) 2 $460,000 $230,000 $3,249 4.75%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $455,000 $455,000 $3,177 4.38%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $450,000 $225,000 $2,404 4.25%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $445,000 $148,333 $2,410 4.58%
    WINCHESTER, VA-WV (FHA|USDA|VA) 2 $440,000 $220,000 $1,849 4.56%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $440,000 $220,000 $3,014 4.06%
    Keene, NH (FHA|USDA|VA) 2 $440,000 $220,000 $4,793 4.69%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $420,000 $210,000 $2,108 4.19%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $400,000 $200,000 $2,728 4.18%
    SAVANNAH, GA (FHA|USDA|VA) 2 $390,000 $195,000 $2,428 4.88%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $390,000 $195,000 $3,162 4.81%
    STAUNTON, VA (FHA|USDA|VA) 2 $380,000 $190,000 $7,203 5.25%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $365,000 $365,000 $3,473 3.75%
    Lewisburg, PA (FHA|USDA|VA) 2 $350,000 $175,000 $3,453 4.50%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $345,000 $345,000 $2,611 4.38%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $335,000 $335,000 $2,466 4.49%
    SALEM, OR (FHA|USDA|VA) 1 $325,000 $325,000 $2,720 4.13%
    FORT COLLINS, CO (FHA|USDA|VA) 1 $315,000 $315,000 $1,683 4.38%
    BOULDER, CO (FHA|USDA|VA) 1 $315,000 $315,000 $1,967 4.49%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $305,000 $305,000 $3,695 3.75%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $305,000 $305,000 $5,952 3.50%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $305,000 $305,000 $2,318 3.88%
    Pottsville, PA (FHA|USDA|VA) 4 $300,000 $75,000 $3,512 4.79%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $295,000 $295,000 $2,698 4.63%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $295,000 $295,000 $1,503 3.75%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $275,000 $275,000 $2,742 3.88%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $275,000 $275,000 $7,910 4.63%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $255,000 $255,000 $4,152 4.38%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $255,000 $255,000 $756 4.38%
    Uvalde, TX (FHA|USDA|VA) 1 $255,000 $255,000 $2,190 4.25%
    Vineyard Haven, MA (FHA|USDA|VA) 1 $255,000 $255,000 $2,472 4.88%
    VISALIA, CA (FHA|USDA|VA) 1 $235,000 $235,000 $5,924 4.38%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,610 4.38%
    BANGOR, ME (FHA|USDA|VA) 1 $225,000 $225,000 $3,172 3.88%
    VALDOSTA, GA (FHA|USDA|VA) 1 $225,000 $225,000 $11,713 3.88%
    Sunbury, PA (FHA|USDA|VA) 1 $225,000 $225,000 $5,625 4.75%
    BAKERSFIELD, CA (FHA|USDA|VA) 1 $215,000 $215,000 $3,368 4.25%
    BEND, OR (FHA|USDA|VA) 1 $205,000 $205,000 $2,381 5.00%
    Laconia, NH (FHA|USDA|VA) 1 $195,000 $195,000 $6,510 5.50%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,810 3.75%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $185,000 $185,000 $2,192 3.88%
    Jefferson, GA (FHA|USDA|VA) 1 $185,000 $185,000 $2,127 4.25%
    AMARILLO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,884 4.63%
    JOHNSTOWN, PA (FHA|USDA|VA) 2 $170,000 $85,000 $5,195 4.63%
    CHICO, CA (FHA|USDA|VA) 1 $165,000 $165,000 $2,662 4.25%
    Astoria, OR (FHA|USDA|VA) 1 $165,000 $165,000 $2,633 4.25%
    Tifton, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,508 4.63%
    Seneca, SC (FHA|USDA|VA) 1 $165,000 $165,000 $2,443 4.25%
    Cambridge, MD (FHA|USDA|VA) 1 $155,000 $155,000 $8,382 5.75%
    Huntingdon, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,048 4.88%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $145,000 $145,000 $1,870 4.13%
    Shelbyville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $1,731 3.99%
    Lock Haven, PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,056 4.49%
    Cookeville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $2,015 4.63%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,126 4.63%
    Indiana, PA (FHA|USDA|VA) 1 $75,000 $75,000 $3,159 5.38%
    Danville, VA (FHA|USDA|VA) 1 $65,000 $65,000 $3,411 5.00%
    Lewistown, PA (FHA|USDA|VA) 1 $45,000 $45,000 $3,608 5.75%
    Gmh Mortgage Services's top markets include Philadelphia, York, Boston, Harrisburg, and Lancaster among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against GMH Mortgage Services based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Westmoreland Federal Savings
    Similarity Rank: 12
    Charter Oak Federal Credit Union
    Similarity Rank: 18
    TRI BORO
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    POINT BREEZE
    Similarity Rank: 36
    N C P D Federal Credit Union
    Similarity Rank: 55
    Commercial Bank and Trust of PA
    Similarity Rank: 57
    Bogota Savings Bank
    Similarity Rank: 63
    Iron Workers Savings Bank
    Similarity Rank: 63
    Middlesex Savings Bank
    Similarity Rank: 65
    Union County Savings Bank
    Similarity Rank: 66

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,086 $729,530,000 $236,400 $3,922 4.67%
    FHA 1,023 $206,555,000 $201,911 $7,575 4.72%
    VA 232 $57,150,000 $246,336 $8,227 4.57%
    USDA 199 $32,845,000 $165,050 $5,427 4.50%

    For 2018, Gmh Mortgage Services's most frequently originated type of loan was Conventional, with 3,086 originations. Their 2nd most popular type was FHA, with 1,023 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,039 $907,895,000 $224,782 $5,188 4.68%
    Cash Out Refi 231 $56,295,000 $243,701 $4,071 4.64%
    Refi 230 $55,670,000 $242,043 $3,508 4.46%
    Other 37 $5,655,000 $152,838 $3,519 5.17%
    Home Improvement 3 $565,000 $188,333 $3,316 4.71%

    For 2018, Gmh Mortgage Services's most frequently cited loan purpose was Home Purchase, with 4,039 originations. The 2nd most popular reason was Cash Out Refi, with 231 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,233 $975,815,000 $230,526 $5,204 4.69%
    15 Year 183 $38,295,000 $209,262 $3,422 4.10%
    10 Year 70 $780,000 $11,143 $136 5.65%
    20 Year 49 $9,975,000 $203,571 $3,339 4.50%
    Other 4 $1,210,000 $302,500 $3,014 4.62%
    3 Year 1 $5,000 $5,000 $0 0.00%

    For 2018, Gmh Mortgage Services's most frequently cited loan duration was 30 Year, with 4,233 originations. The 2nd most popular length was 15 Year, with 183 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,239 $704,045,000 $217,365
    $<1k 808 $202,310,000 $250,384
    $2k-3k 272 $58,280,000 $214,265
    $3k-4k 107 $26,235,000 $245,187
    $5k+ 66 $22,490,000 $340,758
    $4k-5k 48 $12,720,000 $265,000

    Gmh Mortgage Services's average total fees were $5,204, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,239 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 3,354 $783,280,000 $233,536
    5-6% 695 $135,855,000 $195,475
    3-4% 417 $105,705,000 $253,489
    6-7% 3 $535,000 $178,333
    <2.5% 2 $10,000 $5,000
    7-8% 2 $10,000 $5,000
    2.5-3% 1 $355,000 $355,000

    During 2018, Gmh Mortgage Services's average interest rate for loans was 4.69%, while their most frequently originated rate bucket for loans was 4-5%, with 3,354 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,015 $557,485,000 $276,667 $5,402 4.61%
    $100k-200k 1,860 $286,720,000 $154,151 $4,712 4.70%
    $400k-600k 330 $148,590,000 $450,273 $6,194 4.59%
    $100,000 or less 315 $19,405,000 $61,603 $2,890 4.96%
    $600k-1MM 20 $13,880,000 $694,000 $11,885 4.78%

    2018 saw Gmh Mortgage Services place emphasis on $200k-400k loans with 2,015 originations, totaling $557,485,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,243 $226,725,000 $182,401 $5,065 4.69%
    $100k-150k 1,013 $283,725,000 $280,084 $5,211 4.63%
    $75k-100k 873 $204,875,000 $234,679 $5,438 4.69%
    $50k or less 735 $94,045,000 $127,952 $4,458 4.70%
    $150k-250k 552 $178,650,000 $323,641 $4,934 4.63%
    $250k+ 121 $37,705,000 $311,612 $4,244 4.66%

    Gmh Mortgage Services lent most frequently to those with incomes in the $50k-75k range, with 1,243 originations. The second most popular income band? $100k-150k, with 1,013 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 887 $194,785,000 $219,600 $4,875 4.66%
    20-30% 861 $195,175,000 $226,684 $4,201 4.61%
    50-60% 281 $63,405,000 $225,641 $7,833 4.73%
    44% 209 $49,345,000 $236,100 $5,130 4.74%
    <20% 206 $43,890,000 $213,058 $3,832 4.52%
    42% 199 $44,925,000 $225,754 $5,052 4.71%
    41% 196 $41,220,000 $210,306 $5,080 4.72%
    40% 185 $40,075,000 $216,622 $4,935 4.75%
    39% 181 $43,365,000 $239,586 $5,090 4.62%
    38% 177 $38,095,000 $215,226 $5,096 4.68%
    43% 175 $41,925,000 $239,571 $5,157 4.70%
    36% 169 $37,995,000 $224,822 $5,090 4.69%
    37% 151 $33,805,000 $223,874 $4,912 4.67%
    46% 142 $32,890,000 $231,620 $4,882 4.71%
    45% 141 $31,715,000 $224,929 $5,520 4.77%
    49% 129 $32,455,000 $251,589 $5,595 4.72%
    48% 125 $29,535,000 $236,280 $5,731 4.66%
    47% 122 $30,500,000 $250,000 $5,394 4.63%
    >60% 3 $805,000 $268,333 $8,532 4.42%

    Gmh Mortgage Services lent most frequently to those with DTI ratios of 30-36%, with 887 originations. The next most common DTI ratio? 20-30%, with 861 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,294 $721,950,000 $219,171 $4,947 4.69%
    Not provided 799 $189,105,000 $236,677 $5,290 4.60%
    Black 213 $56,235,000 $264,014 $6,580 4.77%
    Asian 206 $51,630,000 $250,631 $3,771 4.50%
    Native Hawaiian or Islander 9 $2,335,000 $259,444 $6,747 4.74%
    American Indian 8 $1,700,000 $212,500 $4,261 4.48%
    Asian Indian 4 $1,070,000 $267,500 $3,374 4.50%
    Vietnamese 2 $820,000 $410,000 $4,121 4.69%
    Other Pacific Islander 2 $540,000 $270,000 $6,929 4.63%
    Korean 2 $470,000 $235,000 $2,722 4.81%
    Chinese 1 $225,000 $225,000 $5,046 4.38%

    Approval Rates

    Total approvals of all applications
    94.28%

    Gmh Mortgage Services has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.01%

    Gmh Mortgage Services has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,540 $1,026,080,000 $226,009

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 12 $1,340,000 $111,667
    Single Family (1-4 Units):Site-Built 4,528 $1,024,740,000 $226,312

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 60 $8,490,000 $141,500 $3,229 4.57%
    40-60% 208 $41,550,000 $199,760 $3,376 4.52%
    60-80% 1,067 $258,635,000 $242,395 $3,715 4.63%
    80-100% 3,036 $692,630,000 $228,139 $5,575 4.70%
    Over 100% 96 $23,910,000 $249,063 $10,891 4.66%
    Under 20% 72 $710,000 $9,861 $95 4.29%