Grandbridge Real Estate Capital Mortgage Rates, Fees & Info
Raleigh, NCLEI: 549300337GB2P1WP7003
Tax ID: 56-2224037
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Mortgage Data
Review & Overview
Grandbridge Real Estate Capital is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Grandbridge Real Estate Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Washington, New York, Chicago, Portland, and Dallas among others. We have data for 91 markets. (Some data included below & more in-depth data is available with an active subscription.)Grandbridge Real Estate Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 15 Year Conventional Purchase | 5.68% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Grandbridge Real Estate Capital Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
209Origination Dollar Volume (All Markets)
$3,649,105,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8 | $375,090,000 | $46,886,250 | $0 | 3.66% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $280,805,000 | $280,805,000 | $0 | 2.38% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 11 | $252,315,000 | $22,937,727 | $0 | 2.68% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $162,860,000 | $40,715,000 | $0 | 2.84% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $122,890,000 | $12,289,000 | $0 | 2.83% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 7 | $108,425,000 | $15,489,286 | $0 | 3.27% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $107,700,000 | $26,925,000 | $0 | 3.53% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $100,340,000 | $12,542,500 | $0 | 3.28% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $99,385,000 | $19,877,000 | $0 | 3.34% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $90,875,000 | $18,175,000 | $0 | 3.11% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $90,185,000 | $18,037,000 | $0 | 2.76% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $86,610,000 | $43,305,000 | $0 | 2.85% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 8 | $81,980,000 | $10,247,500 | $0 | 2.59% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $78,610,000 | $39,305,000 | $0 | 2.86% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $75,680,000 | $9,460,000 | $0 | 3.19% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $74,360,000 | $18,590,000 | $0 | 2.78% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $65,510,000 | $32,755,000 | $0 | 3.10% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $54,165,000 | $18,055,000 | $0 | 2.94% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $48,220,000 | $12,055,000 | $0 | 4.09% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $47,335,000 | $47,335,000 | $0 | 2.82% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $46,890,000 | $23,445,000 | $0 | 3.02% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $44,345,000 | $44,345,000 | $0 | 3.50% |
| TYLER, TX (FHA|USDA|VA) | 5 | $41,925,000 | $8,385,000 | $0 | 3.11% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $41,805,000 | $8,361,000 | $0 | 3.01% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $40,990,000 | $20,495,000 | $0 | 3.27% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $40,510,000 | $20,255,000 | $0 | 3.01% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $36,430,000 | $18,215,000 | $0 | 3.52% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $35,830,000 | $8,957,500 | $0 | 2.94% |
| RENO, NV (FHA|USDA|VA) | 1 | $33,605,000 | $33,605,000 | $0 | 1.99% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $33,245,000 | $11,081,667 | $0 | 2.86% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $31,940,000 | $15,970,000 | $0 | 3.35% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $31,845,000 | $31,845,000 | $0 | 2.23% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $28,875,000 | $28,875,000 | $0 | 3.19% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $28,005,000 | $28,005,000 | $0 | 3.14% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $27,265,000 | $27,265,000 | $0 | 2.86% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $25,410,000 | $12,705,000 | $0 | 3.33% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $24,870,000 | $12,435,000 | $0 | 3.64% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $24,300,000 | $12,150,000 | $0 | 3.21% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $22,595,000 | $22,595,000 | $0 | 3.09% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $22,320,000 | $11,160,000 | $0 | 2.69% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $22,115,000 | $22,115,000 | $0 | 2.63% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $22,115,000 | $22,115,000 | $0 | 3.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $22,040,000 | $11,020,000 | $0 | 2.47% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $21,305,000 | $21,305,000 | $0 | 3.26% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $20,445,000 | $20,445,000 | $0 | 2.98% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $20,060,000 | $10,030,000 | $0 | 3.20% |
| UTICA-ROME, NY (FHA|USDA|VA) | 6 | $19,710,000 | $3,285,000 | $0 | 3.29% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $17,465,000 | $17,465,000 | $0 | 3.17% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $17,425,000 | $17,425,000 | $0 | 2.90% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $17,005,000 | $17,005,000 | $0 | 3.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $16,680,000 | $8,340,000 | $0 | 3.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $16,575,000 | $16,575,000 | $0 | 3.86% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $16,505,000 | $16,505,000 | $0 | 2.39% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $15,970,000 | $7,985,000 | $0 | 2.78% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $15,865,000 | $5,288,333 | $0 | 2.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $15,655,000 | $15,655,000 | $0 | 3.05% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $15,160,000 | $7,580,000 | $0 | 2.87% |
| SALEM, OR (FHA|USDA|VA) | 1 | $15,155,000 | $15,155,000 | $0 | 3.12% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $13,845,000 | $13,845,000 | $0 | 3.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $13,055,000 | $13,055,000 | $0 | 2.95% |
| Searcy, AR (FHA|USDA|VA) | 1 | $12,605,000 | $12,605,000 | $0 | 3.31% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $12,210,000 | $6,105,000 | $0 | 2.63% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $12,005,000 | $12,005,000 | $0 | 3.61% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $12,005,000 | $12,005,000 | $0 | 2.75% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $11,615,000 | $11,615,000 | $0 | 3.03% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $11,495,000 | $11,495,000 | $0 | 2.83% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $11,235,000 | $11,235,000 | $0 | 4.57% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $10,005,000 | $10,005,000 | $0 | 2.98% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $10,005,000 | $10,005,000 | $0 | 3.66% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $9,470,000 | $4,735,000 | $0 | 4.77% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $8,735,000 | $8,735,000 | $0 | 2.94% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $8,605,000 | $8,605,000 | $0 | 4.77% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $8,325,000 | $8,325,000 | $0 | 2.86% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $7,215,000 | $7,215,000 | $0 | 3.57% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $7,005,000 | $7,005,000 | $0 | 2.69% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $6,375,000 | $6,375,000 | $0 | 3.35% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $6,175,000 | $6,175,000 | $0 | 2.75% |
| DOVER, DE (FHA|USDA|VA) | 1 | $6,155,000 | $6,155,000 | $0 | 3.32% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $6,015,000 | $6,015,000 | $0 | 2.91% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $5,535,000 | $5,535,000 | $0 | 4.16% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $5,465,000 | $5,465,000 | $0 | 2.99% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $5,065,000 | $5,065,000 | $0 | 2.89% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $4,925,000 | $4,925,000 | $0 | 2.40% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $4,805,000 | $4,805,000 | $0 | 2.21% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $4,565,000 | $4,565,000 | $0 | 2.94% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $4,505,000 | $4,505,000 | $0 | 3.35% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $4,005,000 | $4,005,000 | $0 | 2.42% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $3,745,000 | $3,745,000 | $0 | 3.45% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $3,505,000 | $3,505,000 | $0 | 4.31% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $3,085,000 | $3,085,000 | $0 | 3.03% |
| ERIE, PA (FHA|USDA|VA) | 1 | $2,155,000 | $2,155,000 | $0 | 3.81% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 192 | $3,328,070,000 | $17,333,698 | $0 | 3.12% |
| FHA | 17 | $321,035,000 | $18,884,412 | $0 | 2.94% |
For 2020, Grandbridge Real Estate Capital's most frequently originated type of loan was Conventional, with 192 originations. Their 2nd most popular type was FHA, with 17 originations.
Loan Reason
For 2020, Grandbridge Real Estate Capital's most frequently cited loan purpose was Home Purchase, with 118 originations. The 2nd most popular reason was Refi, with 90 originations.
Loan Duration/Length
For 2020, Grandbridge Real Estate Capital's most frequently cited loan duration was 10 Year, with 141 originations. The 2nd most popular length was Other, with 43 originations.
Interest Rates
During 2020, Grandbridge Real Estate Capital's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 3-4%, with 91 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 209 | $3,649,105,000 | $17,459,833 | $0 | 3.10% |
2020 saw Grandbridge Real Estate Capital place emphasis on $1MM+ loans with 209 originations, totaling $3,649,105,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 209 | $3,649,105,000 | $17,459,833 | $0 | 3.10% |
Approval Rates
Total approvals of all applications100.00%
Grandbridge Real Estate Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination94.26%
Grandbridge Real Estate Capital has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 209 | $3,649,105,000 | $17,459,833 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Manufactured | 11 | $68,225,000 | $6,202,273 |
| Multifamily:Site-Built | 198 | $3,580,880,000 | $18,085,253 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GUARANTEED RATE INC. | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 3.9% |
| GUARANTEED RATE INC. | VA mortgage | Trouble during payment process | 6 | 7.8% |
| GUARANTEED RATE INC. | Other type of mortgage | Closing on a mortgage | 1 | 1.3% |
| GUARANTEED RATE INC. | VA mortgage | Closing on a mortgage | 3 | 3.9% |
| GUARANTEED RATE INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 18 | 23.4% |
| GUARANTEED RATE INC. | Conventional home mortgage | Closing on a mortgage | 10 | 13.0% |
| GUARANTEED RATE INC. | Conventional home mortgage | Incorrect information on your report | 1 | 1.3% |
| GUARANTEED RATE INC. | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 1.3% |
| GUARANTEED RATE INC. | Conventional home mortgage | Struggling to pay mortgage | 1 | 1.3% |
| GUARANTEED RATE INC. | Conventional home mortgage | Trouble during payment process | 23 | 29.9% |
| GUARANTEED RATE INC. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 5 | 6.5% |
| GUARANTEED RATE INC. | FHA mortgage | Closing on a mortgage | 2 | 2.6% |
| GUARANTEED RATE INC. | FHA mortgage | Trouble during payment process | 3 | 3.9% |