Grandbridge Real Estate Capital Mortgage Rates, Fees & Info
Raleigh, NCLEI: 549300337GB2P1WP7003
Tax ID: 56-2224037
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Mortgage Data
Review & Overview
Grandbridge Real Estate Capital is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Grandbridge Real Estate Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Phoenix, Virginia Beach, Dallas, New York, and Miami among others. We have data for 92 markets. (Some data included below & more in-depth data is available with an active subscription.)Grandbridge Real Estate Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 15 Year Conventional Purchase | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
208Origination Dollar Volume (All Markets)
$4,116,040,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 11 | $290,765,000 | $26,433,182 | $0 | 3.19% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $208,935,000 | $29,847,857 | $0 | 3.12% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $198,800,000 | $33,133,333 | $0 | 3.11% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $192,875,000 | $38,575,000 | $0 | 3.89% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $187,135,000 | $37,427,000 | $0 | 3.11% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $182,470,000 | $22,808,750 | $0 | 3.98% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 7 | $157,045,000 | $22,435,000 | $0 | 3.15% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $133,395,000 | $26,679,000 | $0 | 3.11% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $132,495,000 | $14,721,667 | $0 | 3.47% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $128,165,000 | $25,633,000 | $0 | 3.15% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $127,715,000 | $42,571,667 | $0 | 3.17% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 8 | $97,840,000 | $12,230,000 | $0 | 3.53% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $96,560,000 | $24,140,000 | $0 | 3.02% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4 | $89,000,000 | $22,250,000 | $0 | 3.84% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $88,200,000 | $44,100,000 | $0 | 3.56% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $85,115,000 | $28,371,667 | $0 | 3.23% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $82,925,000 | $11,846,429 | $0 | 4.05% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 5 | $71,885,000 | $14,377,000 | $0 | 3.13% |
| Edwards, CO (FHA|USDA|VA) | 1 | $70,235,000 | $70,235,000 | $0 | 2.84% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $69,550,000 | $17,387,500 | $0 | 3.19% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $68,425,000 | $9,775,000 | $0 | 3.32% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 4 | $67,800,000 | $16,950,000 | $0 | 3.51% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $62,085,000 | $12,417,000 | $0 | 3.55% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $56,855,000 | $56,855,000 | $0 | 3.30% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $49,500,000 | $24,750,000 | $0 | 2.03% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $46,855,000 | $46,855,000 | $0 | 2.54% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $46,625,000 | $46,625,000 | $0 | 2.06% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $45,205,000 | $45,205,000 | $0 | 2.28% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $44,205,000 | $44,205,000 | $0 | 2.98% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $42,905,000 | $42,905,000 | $0 | 2.89% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $42,680,000 | $21,340,000 | $0 | 2.81% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $37,505,000 | $37,505,000 | $0 | 3.30% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $35,260,000 | $17,630,000 | $0 | 3.28% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $33,805,000 | $33,805,000 | $0 | 1.86% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $32,970,000 | $16,485,000 | $0 | 3.49% |
| Key West, FL (FHA|USDA|VA) | 2 | $30,010,000 | $15,005,000 | $0 | 5.12% |
| BEND, OR (FHA|USDA|VA) | 1 | $27,605,000 | $27,605,000 | $0 | 3.06% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $26,975,000 | $26,975,000 | $0 | 3.33% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $26,745,000 | $26,745,000 | $0 | 2.71% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $24,985,000 | $24,985,000 | $0 | 2.82% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $24,865,000 | $24,865,000 | $0 | 3.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $23,925,000 | $23,925,000 | $0 | 2.36% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $23,280,000 | $11,640,000 | $0 | 3.53% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $23,175,000 | $23,175,000 | $0 | 2.71% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $23,025,000 | $23,025,000 | $0 | 2.08% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $21,795,000 | $21,795,000 | $0 | 4.61% |
| Boone, NC (FHA|USDA|VA) | 1 | $21,765,000 | $21,765,000 | $0 | 2.73% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $19,065,000 | $19,065,000 | $0 | 2.80% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $19,005,000 | $19,005,000 | $0 | 3.40% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $17,295,000 | $17,295,000 | $0 | 2.79% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $17,100,000 | $8,550,000 | $0 | 2.36% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $16,735,000 | $16,735,000 | $0 | 4.84% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $16,145,000 | $5,381,667 | $0 | 3.30% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $15,610,000 | $7,805,000 | $0 | 3.69% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $15,425,000 | $15,425,000 | $0 | 3.42% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $14,050,000 | $7,025,000 | $0 | 3.08% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $13,965,000 | $13,965,000 | $0 | 2.49% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $13,795,000 | $13,795,000 | $0 | 2.05% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $13,510,000 | $6,755,000 | $0 | 3.30% |
| Laramie, WY (FHA|USDA|VA) | 1 | $12,635,000 | $12,635,000 | $0 | 5.06% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $12,525,000 | $12,525,000 | $0 | 2.79% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $12,245,000 | $12,245,000 | $0 | 2.05% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $11,755,000 | $11,755,000 | $0 | 3.54% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $11,575,000 | $11,575,000 | $0 | 3.10% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $11,055,000 | $11,055,000 | $0 | 3.01% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $10,710,000 | $5,355,000 | $0 | 3.40% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $9,805,000 | $9,805,000 | $0 | 5.11% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $9,165,000 | $9,165,000 | $0 | 3.01% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $8,505,000 | $8,505,000 | $0 | 3.63% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $8,415,000 | $8,415,000 | $0 | 3.40% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $8,325,000 | $8,325,000 | $0 | 2.59% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $7,775,000 | $7,775,000 | $0 | 3.10% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $7,705,000 | $7,705,000 | $0 | 4.19% |
| RENO, NV (FHA|USDA|VA) | 1 | $7,305,000 | $7,305,000 | $0 | 2.16% |
| Palestine, TX (FHA|USDA|VA) | 1 | $7,005,000 | $7,005,000 | $0 | 2.54% |
| Outside of Metro Areas | 2 | $6,970,000 | $3,485,000 | $0 | 2.75% |
| AMES, IA (FHA|USDA|VA) | 1 | $6,075,000 | $6,075,000 | $0 | 3.42% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $5,485,000 | $5,485,000 | $0 | 2.61% |
| Tifton, GA (FHA|USDA|VA) | 1 | $5,175,000 | $5,175,000 | $0 | 2.97% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $5,125,000 | $5,125,000 | $0 | 2.29% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $5,035,000 | $5,035,000 | $0 | 2.68% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $4,305,000 | $4,305,000 | $0 | 4.03% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $4,305,000 | $4,305,000 | $0 | 3.27% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $4,255,000 | $4,255,000 | $0 | 4.89% |
| ENID, OK (FHA|USDA|VA) | 1 | $3,355,000 | $3,355,000 | $0 | 4.41% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $3,285,000 | $3,285,000 | $0 | 2.18% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $3,015,000 | $3,015,000 | $0 | 2.85% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $2,815,000 | $2,815,000 | $0 | 4.34% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $2,205,000 | $2,205,000 | $0 | 3.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $1,945,000 | $1,945,000 | $0 | 4.05% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $1,605,000 | $1,605,000 | $0 | 5.25% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $0 | 4.41% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 182 | $3,618,540,000 | $19,882,088 | $0 | 3.45% |
| FHA | 26 | $497,500,000 | $19,134,615 | $0 | 2.40% |
For 2021, Grandbridge Real Estate Capital's most frequently originated type of loan was Conventional, with 182 originations. Their 2nd most popular type was FHA, with 26 originations.
Loan Reason
For 2021, Grandbridge Real Estate Capital's most frequently cited loan purpose was Home Purchase, with 127 originations. The 2nd most popular reason was Refi, with 74 originations.
Loan Duration/Length
For 2021, Grandbridge Real Estate Capital's most frequently cited loan duration was 10 Year, with 93 originations. The 2nd most popular length was Other, with 66 originations.
Interest Rates
During 2021, Grandbridge Real Estate Capital's average interest rate for loans was 4.30%, while their most frequently originated rate bucket for loans was 3-4%, with 87 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 207 | $4,115,095,000 | $19,879,686 | $0 | 3.32% |
| $600k-1MM | 1 | $945,000 | $945,000 | $0 | 4.41% |
2021 saw Grandbridge Real Estate Capital place emphasis on $1MM+ loans with 207 originations, totaling $4,115,095,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 208 | $4,116,040,000 | $19,788,654 | $0 | 3.32% |
Approval Rates
Total approvals of all applications100.00%
Grandbridge Real Estate Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.46%
Grandbridge Real Estate Capital has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 208 | $4,116,040,000 | $19,788,654 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 208 | $4,116,040,000 | $19,788,654 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GUARANTEED RATE INC. | VA mortgage | Struggling to pay mortgage | 1 | 0.6% |
| GUARANTEED RATE INC. | VA mortgage | Closing on a mortgage | 1 | 0.6% |
| GUARANTEED RATE INC. | VA mortgage | Trouble during payment process | 14 | 8.7% |
| GUARANTEED RATE INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 34 | 21.1% |
| GUARANTEED RATE INC. | Conventional home mortgage | Closing on a mortgage | 12 | 7.5% |
| GUARANTEED RATE INC. | Conventional home mortgage | Improper use of your report | 1 | 0.6% |
| GUARANTEED RATE INC. | Conventional home mortgage | Incorrect information on your report | 1 | 0.6% |
| GUARANTEED RATE INC. | Conventional home mortgage | Struggling to pay mortgage | 3 | 1.9% |
| GUARANTEED RATE INC. | Conventional home mortgage | Trouble during payment process | 60 | 37.3% |
| GUARANTEED RATE INC. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 7 | 4.3% |
| GUARANTEED RATE INC. | FHA mortgage | Closing on a mortgage | 4 | 2.5% |
| GUARANTEED RATE INC. | FHA mortgage | Incorrect information on your report | 1 | 0.6% |
| GUARANTEED RATE INC. | FHA mortgage | Trouble during payment process | 12 | 7.5% |
| GUARANTEED RATE INC. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 2.5% |
| GUARANTEED RATE INC. | Other type of mortgage | Closing on a mortgage | 1 | 0.6% |
| GUARANTEED RATE INC. | Other type of mortgage | Trouble during payment process | 2 | 1.2% |
| GUARANTEED RATE INC. | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 1.9% |