CHEYENNE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Cheyenne averaged
6.95%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.56% and
one month ago for the week of 2025-02-27, the
average rate was 6.87%.
Cheyenne's average rate one year ago was 7.1%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.14%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Cheyenne 30 Year Fixed Rate | 2025-04-03 | 6.95% |
| Cheyenne 30 Year Fixed Rate Refi | 2025-04-03 | 7.14% |
| Cheyenne 15 Year Fixed Rate | 2025-04-03 | 5.72% |
| Cheyenne 15 Year Fixed Rate Refi | 2025-04-03 | 6.42% |
| Cheyenne 30 Year FHA | 2025-04-03 | 6.25% |
| Cheyenne 30 Year FHA Refi | 2025-04-03 | 6.36% |
| Cheyenne 30 Year USDA | 2025-04-03 | 6.32% |
| Cheyenne 30 Year USDA Refi | 2025-04-03 | 6.12% |
| Cheyenne 30 Year VA | 2025-04-03 | 6.02% |
| Cheyenne 30 Year VA Refi | 2025-04-03 | 5.42% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHEYENNE, WY.
CHEYENNE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHEYENNE, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CHEYENNE Average Closing Costs & Other Stats
CHEYENNE, WY's 90 lenders originated 2,907
loans during 2024. The total origination value was $802,285,000, with an average loan value of
$275,984.
CHEYENNE's average closing costs are $6,128.
The top CHEYENNE lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with
139 loans originated. Their average total fees are
$6,454, which is $918
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee CHEYENNE lenders (with over 10 loans originated) are
ANB Bank ($1,572), First Western Trust Bank ($4,043), JPMorgan Chase Bank ($4,128), U.S. Bank ($4,319) and Jonah Bank of Wyoming ($5,719).
The lowest rate CHEYENNE lenders (with over 10 loans originated) are
Blue Federal Credit Union (6.00%), ANB Bank (6.30%), First Western Trust Bank (6.35%), CENTENNIAL LENDING, LLC (6.36%) and Jonah Bank of Wyoming (6.51%).
CHEYENNE, WY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $62,850,000 | $124,250,000 | 97.7% | 15.5% |
| QUICKEN LOANS, LLC | $34,375,000 | $59,940,000 | 74.4% | 7.5% |
| Wallick & Volk, Inc. | $52,115,000 | $46,790,000 | -10.2% | 5.8% |
| GUILD MORTGAGE COMPANY | $26,540,000 | $46,030,000 | 73.4% | 5.7% |
| Jonah Bank of Wyoming | $46,805,000 | $45,610,000 | -2.6% | 5.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $30,175,000 | $36,175,000 | 19.9% | 4.5% |
| Wyoming Bank & Trust | $29,945,000 | $35,555,000 | 18.7% | 4.4% |
| Mortgage Research Center, LLC | $19,365,000 | $23,930,000 | 23.6% | 3.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $11,040,000 | $18,370,000 | 66.4% | 2.3% |
| PNC Bank | $18,250,000 | n/a | 2.3% | |
| Blue Federal Credit Union | $21,110,000 | $18,125,000 | -14.1% | 2.3% |
| FREEDOM MORTGAGE CORPORATION | $3,330,000 | $14,020,000 | 321.0% | 1.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $12,940,000 | $13,955,000 | 7.8% | 1.7% |
| First Western Trust Bank | $990,000 | $12,045,000 | 1,116.7% | 1.5% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $11,625,000 | n/a | 1.4% | |
| PENNYMAC LOAN SERVICES, LLC | $5,315,000 | $11,170,000 | 110.2% | 1.4% |
| Meridian Trust Federal Credit Union | $13,865,000 | $9,185,000 | -33.8% | 1.1% |
| USAA Federal Savings Bank | $3,930,000 | $8,670,000 | 120.6% | 1.1% |
| U.S. Bank | $9,540,000 | $8,505,000 | -10.8% | 1.1% |
| Platte Valley Bank | $9,925,000 | $8,080,000 | -18.6% | 1.0% |
| First National Bank of Omaha | $7,705,000 | $7,925,000 | 2.9% | 1.0% |
| CENTENNIAL LENDING, LLC | $5,250,000 | $7,680,000 | 46.3% | 1.0% |
| ANB Bank | $5,615,000 | $7,015,000 | 24.9% | 0.9% |
| WYHY | $4,565,000 | $6,780,000 | 48.5% | 0.8% |
| CMG MORTGAGE, INC. | $10,395,000 | $6,345,000 | -39.0% | 0.8% |
| Century Mortgage Company DBA Century Lending Company | $1,805,000 | $6,300,000 | 249.0% | 0.8% |
| JPMorgan Chase Bank | $3,580,000 | $5,985,000 | 67.2% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $7,830,000 | $5,905,000 | -24.6% | 0.7% |
| First Interstate Bank | $27,860,000 | $5,515,000 | -80.2% | 0.7% |
| Servion, Inc. | $1,950,000 | $5,295,000 | 171.5% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,365,000 | $5,010,000 | -32.0% | 0.6% |
| GUARANTEED RATE, INC. | $2,330,000 | $4,950,000 | 112.4% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,105,000 | $4,870,000 | 340.7% | 0.6% |
| Wells Fargo Bank | $2,605,000 | $4,450,000 | 70.8% | 0.6% |
| LOANDEPOT.COM, LLC | $1,995,000 | $4,390,000 | 120.1% | 0.5% |
| Glacier Bank | $1,900,000 | $4,235,000 | 122.9% | 0.5% |
| First Education Federal Credit Union | $2,370,000 | $3,610,000 | 52.3% | 0.4% |
| BROKER SOLUTIONS, INC. | $4,055,000 | $3,545,000 | -12.6% | 0.4% |
| FirsTier Bank | $7,695,000 | $3,320,000 | -56.9% | 0.4% |
| NEWREZ LLC | $2,030,000 | $3,255,000 | 60.3% | 0.4% |
| AMERICAN FINANCING CORPORATION | $940,000 | $3,210,000 | 241.5% | 0.4% |
| West Gate Bank | $5,650,000 | $3,115,000 | -44.9% | 0.4% |
| PLANET HOME LENDING, LLC | $385,000 | $2,970,000 | 671.4% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $335,000 | $2,960,000 | 783.6% | 0.4% |
| Plains Commerce Bank | $2,805,000 | n/a | 0.3% | |
| NBKC BANK | $685,000 | $2,505,000 | 265.7% | 0.3% |
| NEW DAY FINANCIAL, LLC | $1,990,000 | $2,460,000 | 23.6% | 0.3% |
| The Huntington National Bank | $1,840,000 | $2,380,000 | 29.3% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $13,695,000 | $2,280,000 | -83.4% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,200,000 | n/a | 0.3% | |
| Farm Credit Mid-America, ACA | $265,000 | $2,195,000 | 728.3% | 0.3% |
| Bank of Colorado | $425,000 | $2,035,000 | 378.8% | 0.3% |
| The Loan Store, Inc. | $215,000 | $1,965,000 | 814.0% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $680,000 | $1,910,000 | 180.9% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $205,000 | $1,835,000 | 795.1% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $2,280,000 | $1,710,000 | -25.0% | 0.2% |
| BMO Harris Bank | $1,340,000 | $1,700,000 | 26.9% | 0.2% |
| NuVision Federal Credit Union | $4,365,000 | $1,645,000 | -62.3% | 0.2% |
| Bank of America | $560,000 | $1,565,000 | 179.5% | 0.2% |
| WESTERN VISTA | $3,250,000 | $1,505,000 | -53.7% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,490,000 | n/a | 0.2% | |
| VILLAGE CAPITAL MORTGAGE | $945,000 | $1,465,000 | 55.0% | 0.2% |
| The Federal Savings Bank | $2,040,000 | $1,320,000 | -35.3% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $525,000 | $1,315,000 | 150.5% | 0.2% |
| PHH Mortgage Corporation | $145,000 | $1,275,000 | 779.3% | 0.2% |
| NFM, INC. | $1,210,000 | n/a | 0.2% | |
| Discover Bank | $1,955,000 | $1,205,000 | -38.4% | 0.2% |
| Morgan Stanley Private Bank | $645,000 | $1,205,000 | 86.8% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $1,185,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $330,000 | $1,140,000 | 245.5% | 0.1% |
| PREMIA MORTGAGE, LLC | $1,130,000 | n/a | 0.1% | |
| First Federal Bank | $1,090,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,800,000 | $1,080,000 | -71.6% | 0.1% |
| V.I.P. MORTGAGE, INC. | $185,000 | $1,065,000 | 475.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $575,000 | $970,000 | 68.7% | 0.1% |
| Armed Forces Bank | $695,000 | $960,000 | 38.1% | 0.1% |
| Gateway First Bank | $1,735,000 | $910,000 | -47.6% | 0.1% |
| Commerce Home Mortgage, Inc. | $215,000 | $880,000 | 309.3% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $470,000 | $875,000 | 86.2% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $850,000 | n/a | 0.1% | |
| Ally Bank | $840,000 | n/a | 0.1% | |
| AXIA FINANCIAL, LLC | $830,000 | n/a | 0.1% | |
| Figure Lending LLC | $970,000 | $815,000 | -16.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,025,000 | $805,000 | -21.5% | 0.1% |
| BAY EQUITY LLC | $925,000 | $780,000 | -15.7% | 0.1% |
| Flagstar Bank, FSB | $430,000 | $765,000 | 77.9% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $685,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $885,000 | $685,000 | -22.6% | 0.1% |
| Ixonia Bank | $670,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $630,000 | $660,000 | 4.8% | 0.1% |
| Northpointe Bank | $915,000 | $655,000 | -28.4% | 0.1% |
| NEXERA HOLDING LLC | $465,000 | $650,000 | 39.8% | 0.1% |
| VERITAS FUNDING, LLC | $540,000 | $650,000 | 20.4% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $135,000 | $645,000 | 377.8% | 0.1% |
| M&T Bank | $775,000 | $615,000 | -20.6% | 0.1% |
| KeyBank | $1,725,000 | $610,000 | -64.6% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $605,000 | n/a | 0.1% | |
| Pinnacle Bank - Wyoming | $4,645,000 | $600,000 | -87.1% | 0.1% |
| Hilltop National Bank | $315,000 | $595,000 | 88.9% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $590,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $710,000 | $590,000 | -16.9% | 0.1% |
| Magnolia Bank | $585,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $560,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $470,000 | $540,000 | 14.9% | 0.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $535,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $1,410,000 | $530,000 | -62.4% | 0.1% |
| Citadel Servicing Corporation | $285,000 | $520,000 | 82.5% | 0.1% |
| BOKF | $165,000 | $510,000 | 209.1% | 0.1% |
| Bell Bank | $505,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $615,000 | $505,000 | -17.9% | 0.1% |
| NEW WEST LENDING, INC. | $505,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $490,000 | $495,000 | 1.0% | 0.1% |
| Zions Bank | $335,000 | $495,000 | 47.8% | 0.1% |
| GENEVA FINANCIAL, LLC | $485,000 | n/a | 0.1% | |
| Fifth Third Bank | $475,000 | n/a | 0.1% | |
| Ameris Bank | $465,000 | n/a | 0.1% | |
| CASTLE & COOKE MORTGAGE, LLC | $445,000 | n/a | 0.1% | |
| GROUP MORTGAGE, LLC | $355,000 | $445,000 | 25.4% | 0.1% |
| SWBC MORTGAGE CORPORATION | $445,000 | n/a | 0.1% | |
| Alpine Bank | $435,000 | n/a | 0.1% | |
| Financial Funding Solutions, Inc. | $395,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $385,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $165,000 | $380,000 | 130.3% | 0.0% |
| Texana Bank | $365,000 | n/a | 0.0% | |
| Coastal Community Bank | $325,000 | $360,000 | 10.8% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $355,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $345,000 | n/a | 0.0% | |
| Network Funding, L.P. | $345,000 | n/a | 0.0% | |
| OCMBC, INC. | $345,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $345,000 | n/a | 0.0% | |
| Points West Community Bank | $230,000 | $340,000 | 47.8% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $600,000 | $335,000 | -44.2% | 0.0% |
| North American Savings Bank, F.S.B. | $385,000 | $335,000 | -13.0% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $335,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $325,000 | n/a | 0.0% | |
| Bank of England | $315,000 | n/a | 0.0% | |
| MOVEMENT MORTGAGE, LLC | $235,000 | $315,000 | 34.0% | 0.0% |
| S1L, Inc. | $315,000 | n/a | 0.0% | |
| Brighton Bank | $305,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $295,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $2,065,000 | $285,000 | -86.2% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,705,000 | $275,000 | -83.9% | 0.0% |
| Peak Financial | $340,000 | $275,000 | -19.1% | 0.0% |
| Central Bank & Trust | $265,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $680,000 | $255,000 | -62.5% | 0.0% |
| EVANSVILLE TEACHERS | $255,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| AIR ACADEMY | $235,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $235,000 | n/a | 0.0% | |
| Pinnacle Bank | $485,000 | $235,000 | -51.5% | 0.0% |
| Nations Lending Corporation | $295,000 | $225,000 | -23.7% | 0.0% |
| AmeriHome Mortgage Company, LLC | $215,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $65,000 | $215,000 | 230.8% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $185,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $175,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $145,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $125,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $980,000 | $120,000 | -87.8% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $115,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $105,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $95,000 | n/a | 0.0% | |
| BANKWEST, INC. | $85,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $75,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $75,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $435,000 | $15,000 | -96.6% | 0.0% |
CHEYENNE's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 15.5% market share. In second place, with 7.5%, is QUICKEN LOANS, LLC, having originated $59,940,000 in loans. In third place, with 5.8%, is Wallick & Volk, Inc., having originated $46,790,000 in loans. In fourth place, with 5.7%, is GUILD MORTGAGE COMPANY, having originated $46,030,000 in loans. In fifth place, with 5.7%, is Jonah Bank of Wyoming, having originated $45,610,000 in loans.
CHEYENNE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - CHEYENNE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $310,000 (11.4%) | $341,884 (11.2%) | 0.00 | 309 |
| 2018-02-01 | $315,750 (8.1%) | $344,970 (10.7%) | 0.00 | 299 |
| 2018-03-01 | $299,900 (-1.7%) | $343,410 (5.8%) | 0.00 | 314 |
| 2018-04-01 | $292,200 (-2.6%) | $341,812 (4.1%) | 0.00 | 337 |
| 2018-05-01 | $300,000 (1.7%) | $344,735 (5.6%) | 0.00 | 352 |
| 2018-06-01 | $299,900 (4.7%) | $343,035 (8.0%) | 0.00 | 364 |
| 2018-07-01 | $299,800 (5.0%) | $343,947 (7.3%) | 0.00 | 373 |
| 2018-08-01 | $290,358 (1.2%) | $336,157 (6.4%) | 0.00 | 388 |
| 2018-09-01 | $290,358 (0.2%) | $334,333 (3.4%) | 0.00 | 371 |
| 2018-10-01 | $289,650 (1.5%) | $329,823 (4.5%) | 0.00 | 347 |
| 2018-11-01 | $289,950 (1.3%) | $332,810 (3.1%) | 0.00 | 328 |
| 2018-12-01 | $285,000 (-1.4%) | $327,963 (-0.8%) | 0.00 | 324 |
| 2019-01-01 | $290,428 (-6.3%) | $327,571 (-4.2%) | 0.00 | 277 |
| 2019-02-01 | $295,800 (-6.3%) | $334,416 (-3.1%) | 0.00 | 218 |
| 2019-03-01 | $292,871 (-2.3%) | $337,730 (-1.7%) | 0.00 | 229 |
| 2019-04-01 | $306,250 (4.8%) | $344,981 (0.9%) | 0.00 | 257 |
| 2019-05-01 | $325,810 (8.6%) | $353,527 (2.6%) | 0.00 | 241 |
| 2019-06-01 | $352,900 (17.7%) | $368,033 (7.3%) | 0.00 | 224 |
| 2019-07-01 | $339,650 (13.3%) | $371,946 (8.1%) | 0.00 | 235 |
| 2019-08-01 | $333,218 (14.8%) | $371,955 (10.7%) | 0.00 | 259 |
| 2019-09-01 | $334,220 (15.1%) | $369,336 (10.5%) | 0.00 | 298 |
| 2019-10-01 | $335,000 (15.7%) | $367,589 (11.5%) | 0.00 | 320 |
| 2019-11-01 | $340,200 (17.3%) | $367,858 (10.5%) | 0.00 | 268 |
| 2019-12-01 | $343,500 (20.5%) | $371,807 (13.4%) | 0.00 | 246 |
| 2020-01-01 | $341,125 (17.5%) | $369,036 (12.7%) | 0.00 | 220 |
| 2020-02-01 | $358,000 (21.0%) | $374,196 (11.9%) | 0.00 | 201 |
| 2020-03-01 | $369,450 (26.2%) | $391,702 (16.0%) | 0.00 | 217 |
| 2020-04-01 | $364,725 (19.1%) | $380,675 (10.4%) | 0.00 | 265 |
| 2020-05-01 | $365,500 (12.2%) | $389,650 (10.2%) | 0.00 | 262 |
| 2020-06-01 | $370,250 (4.9%) | $389,665 (5.9%) | 0.00 | 276 |
| 2020-07-01 | $373,300 (9.9%) | $394,091 (6.0%) | 0.00 | 289 |
| 2020-08-01 | $372,475 (11.8%) | $389,563 (4.7%) | 0.00 | 267 |
| 2020-09-01 | $360,625 (7.9%) | $386,973 (4.8%) | 0.00 | 241 |
| 2020-10-01 | $353,000 (5.4%) | $387,131 (5.3%) | 0.00 | 245 |
| 2020-11-01 | $341,400 (0.4%) | $396,981 (7.9%) | 0.00 | 206 |
| 2020-12-01 | $374,950 (9.2%) | $406,685 (9.4%) | 0.00 | 169 |
| 2021-01-01 | $435,000 (27.5%) | $421,645 (14.3%) | 0.00 | 119 |
| 2021-02-01 | $454,450 (26.9%) | $450,881 (20.5%) | 0.00 | 106 |
| 2021-03-01 | $423,725 (14.7%) | $421,841 (7.7%) | 0.00 | 101 |
| 2021-04-01 | $392,250 (7.6%) | $402,105 (5.6%) | 0.00 | 106 |
| 2021-05-01 | $399,900 (9.4%) | $425,605 (9.2%) | 0.00 | 98 |
| 2021-06-01 | $408,750 (10.4%) | $445,028 (14.2%) | 0.00 | 117 |
| 2021-07-01 | $435,000 (16.5%) | $465,826 (18.2%) | 0.00 | 133 |
| 2021-08-01 | $408,750 (9.7%) | $468,802 (20.3%) | 0.00 | 151 |
| 2021-09-01 | $372,250 (3.2%) | $445,972 (15.3%) | 0.00 | 163 |
| 2021-10-01 | $375,000 (6.2%) | $431,766 (11.5%) | 0.00 | 186 |
| 2021-11-01 | $377,475 (10.6%) | $433,060 (9.1%) | 0.00 | 182 |
| 2021-12-01 | $439,000 (17.1%) | $451,944 (11.1%) | 0.00 | 171 |
| 2022-01-01 | $482,500 (10.9%) | $481,929 (14.3%) | 0.00 | 125 |
| 2022-02-01 | $482,450 (6.2%) | $499,757 (10.8%) | 0.00 | 102 |
| 2022-03-01 | $522,000 (23.2%) | $540,556 (28.1%) | 0.00 | 82 |
| 2022-04-01 | $519,950 (32.6%) | $527,659 (31.2%) | 0.00 | 90 |
| 2022-05-01 | $484,950 (21.3%) | $506,085 (18.9%) | 0.00 | 139 |
| 2022-06-01 | $437,500 (7.0%) | $502,962 (13.0%) | 0.00 | 222 |
| 2022-07-01 | $475,000 (9.2%) | $513,046 (10.1%) | 0.00 | 324 |
| 2022-08-01 | $489,850 (19.8%) | $522,553 (11.5%) | 0.00 | 354 |
| 2022-09-01 | $488,350 (31.2%) | $512,390 (14.9%) | 0.00 | 374 |
| 2022-10-01 | $474,900 (26.6%) | $509,629 (18.0%) | 0.00 | 387 |
| 2022-11-01 | $466,125 (23.5%) | $504,656 (16.5%) | 0.00 | 404 |
| 2022-12-01 | $467,000 (6.4%) | $501,721 (11.0%) | 0.00 | 378 |
| 2023-01-01 | $469,675 (-2.7%) | $506,840 (5.2%) | 0.00 | 341 |
| 2023-02-01 | $498,625 (3.4%) | $522,333 (4.5%) | 0.00 | 321 |
| 2023-03-01 | $533,150 (2.1%) | $539,507 (-0.2%) | 0.00 | 306 |
| 2023-04-01 | $540,000 (3.9%) | $563,617 (6.8%) | 0.00 | 314 |
| 2023-05-01 | $549,100 (13.2%) | $568,050 (12.2%) | 0.00 | 321 |
| 2023-06-01 | $530,750 (21.3%) | $553,377 (10.0%) | 0.00 | 343 |
| 2023-07-01 | $500,000 (5.3%) | $540,168 (5.3%) | 0.00 | 354 |
| 2023-08-01 | $475,000 (-3.0%) | $514,726 (-1.5%) | 0.00 | 379 |
| 2023-09-01 | $464,900 (-4.8%) | $495,912 (-3.2%) | 0.00 | 385 |
| 2023-10-01 | $454,781 (-4.2%) | $494,899 (-2.9%) | 0.00 | 407 |
| 2023-11-01 | $460,000 (-1.3%) | $502,169 (-0.5%) | 0.00 | 388 |
| 2023-12-01 | $450,000 (-3.6%) | $493,001 (-1.7%) | 0.00 | 372 |
| 2024-01-01 | $457,000 (-2.7%) | $491,741 (-3.0%) | 0.00 | 326 |
| 2024-02-01 | $477,475 (-4.2%) | $506,414 (-3.1%) | 0.00 | 307 |
| 2024-03-01 | $497,000 (-6.8%) | $516,932 (-4.2%) | 0.00 | 261 |
| 2024-04-01 | $499,450 (-7.5%) | $578,308 (2.6%) | 0.00 | 249 |
| 2024-05-01 | $469,500 (-14.5%) | $578,590 (1.9%) | 0.00 | 243 |
| 2024-06-01 | $449,000 (-15.4%) | $558,501 (0.9%) | 0.00 | 287 |
| 2024-07-01 | $454,900 (-9.0%) | $562,389 (4.1%) | 0.00 | 327 |
| 2024-08-01 | $449,900 (-5.3%) | $555,258 (7.9%) | 0.00 | 343 |
| 2024-09-01 | $460,600 (-0.9%) | $555,378 (12.0%) | 0.00 | 377 |
| 2024-10-01 | $461,975 (1.6%) | $546,325 (10.4%) | 0.00 | 392 |
| 2024-11-01 | $465,000 (1.1%) | $548,062 (9.1%) | 0.00 | 387 |
| 2024-12-01 | $451,225 (0.3%) | $554,891 (12.6%) | 0.00 | 361 |
| 2025-01-01 | $454,000 (-0.7%) | $565,104 (14.9%) | 0.00 | 341 |
| 2025-02-01 | $467,625 (-2.1%) | $589,144 (16.3%) | 0.00 | 292 |
| 2025-03-01 | $472,500 (-4.9%) | $599,698 (16.0%) | 0.00 | 276 |
CHEYENNE's median listing price for 2025-03-01 was $472,500, a difference of
$-24,500
(-4.9%) versus the prior year and
$4,875 versus the prior month.
CHEYENNE's median listing price comes in at 0% of the national average.
CHEYENNE's average listing price for 2025-03-01 was $599,698, a difference of $82,766 (16.0%) versus the prior year and $10,554 versus the prior month.
For the 2025-03-01 period, CHEYENNE had 276 MLS listings, a difference of -16 listings (-5%) versus the prior month and 15 listings (6%) versus the prior year.
CHEYENNE's median listing price comes in at 0% of the national average.
CHEYENNE's average listing price for 2025-03-01 was $599,698, a difference of $82,766 (16.0%) versus the prior year and $10,554 versus the prior month.
For the 2025-03-01 period, CHEYENNE had 276 MLS listings, a difference of -16 listings (-5%) versus the prior month and 15 listings (6%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CHEYENNE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,738 sqft |
| 2018-02-01 | 0 days | 2,757 sqft |
| 2018-03-01 | 0 days | 2,664 sqft |
| 2018-04-01 | 0 days | 2,626 sqft |
| 2018-05-01 | 0 days | 2,626 sqft |
| 2018-06-01 | 0 days | 2,615 sqft |
| 2018-07-01 | 0 days | 2,614 sqft |
| 2018-08-01 | 0 days | 2,566 sqft |
| 2018-09-01 | 0 days | 2,566 sqft |
| 2018-10-01 | 0 days | 2,528 sqft |
| 2018-11-01 | 0 days | 2,511 sqft |
| 2018-12-01 | 0 days | 2,437 sqft |
| 2019-01-01 | 0 days | 2,455 sqft |
| 2019-02-01 | 0 days | 2,529 sqft |
| 2019-03-01 | 0 days | 2,452 sqft |
| 2019-04-01 | 0 days | 2,494 sqft |
| 2019-05-01 | 0 days | 2,518 sqft |
| 2019-06-01 | 0 days | 2,652 sqft |
| 2019-07-01 | 0 days | 2,664 sqft |
| 2019-08-01 | 0 days | 2,537 sqft |
| 2019-09-01 | 0 days | 2,547 sqft |
| 2019-10-01 | 0 days | 2,553 sqft |
| 2019-11-01 | 0 days | 2,608 sqft |
| 2019-12-01 | 0 days | 2,631 sqft |
| 2020-01-01 | 0 days | 2,535 sqft |
| 2020-02-01 | 0 days | 2,652 sqft |
| 2020-03-01 | 0 days | 2,707 sqft |
| 2020-04-01 | 0 days | 2,653 sqft |
| 2020-05-01 | 0 days | 2,663 sqft |
| 2020-06-01 | 0 days | 2,628 sqft |
| 2020-07-01 | 0 days | 2,675 sqft |
| 2020-08-01 | 0 days | 2,714 sqft |
| 2020-09-01 | 0 days | 2,664 sqft |
| 2020-10-01 | 0 days | 2,596 sqft |
| 2020-11-01 | 0 days | 2,518 sqft |
| 2020-12-01 | 0 days | 2,741 sqft |
| 2021-01-01 | 0 days | 2,928 sqft |
| 2021-02-01 | 0 days | 3,010 sqft |
| 2021-03-01 | 0 days | 2,746 sqft |
| 2021-04-01 | 0 days | 2,492 sqft |
| 2021-05-01 | 0 days | 2,680 sqft |
| 2021-06-01 | 0 days | 2,619 sqft |
| 2021-07-01 | 0 days | 2,762 sqft |
| 2021-08-01 | 0 days | 2,478 sqft |
| 2021-09-01 | 0 days | 2,361 sqft |
| 2021-10-01 | 0 days | 2,454 sqft |
| 2021-11-01 | 0 days | 2,478 sqft |
| 2021-12-01 | 0 days | 2,541 sqft |
| 2022-01-01 | 0 days | 2,780 sqft |
| 2022-02-01 | 0 days | 2,780 sqft |
| 2022-03-01 | 0 days | 2,909 sqft |
| 2022-04-01 | 0 days | 2,860 sqft |
| 2022-05-01 | 0 days | 2,765 sqft |
| 2022-06-01 | 0 days | 2,537 sqft |
| 2022-07-01 | 0 days | 2,774 sqft |
| 2022-08-01 | 0 days | 2,844 sqft |
| 2022-09-01 | 0 days | 2,713 sqft |
| 2022-10-01 | 0 days | 2,716 sqft |
| 2022-11-01 | 0 days | 2,768 sqft |
| 2022-12-01 | 0 days | 2,762 sqft |
| 2023-01-01 | 0 days | 2,720 sqft |
| 2023-02-01 | 0 days | 2,820 sqft |
| 2023-03-01 | 0 days | 2,926 sqft |
| 2023-04-01 | 0 days | 3,012 sqft |
| 2023-05-01 | 0 days | 3,005 sqft |
| 2023-06-01 | 0 days | 2,945 sqft |
| 2023-07-01 | 0 days | 2,773 sqft |
| 2023-08-01 | 0 days | 2,662 sqft |
| 2023-09-01 | 0 days | 2,612 sqft |
| 2023-10-01 | 0 days | 2,622 sqft |
| 2023-11-01 | 0 days | 2,663 sqft |
| 2023-12-01 | 0 days | 2,628 sqft |
| 2024-01-01 | 0 days | 2,652 sqft |
| 2024-02-01 | 0 days | 2,683 sqft |
| 2024-03-01 | 0 days | 2,718 sqft |
| 2024-04-01 | 0 days | 2,713 sqft |
| 2024-05-01 | 0 days | 2,645 sqft |
| 2024-06-01 | 0 days | 2,586 sqft |
| 2024-07-01 | 0 days | 2,619 sqft |
| 2024-08-01 | 0 days | 2,574 sqft |
| 2024-09-01 | 0 days | 2,540 sqft |
| 2024-10-01 | 0 days | 2,548 sqft |
| 2024-11-01 | 0 days | 2,445 sqft |
| 2024-12-01 | 0 days | 2,428 sqft |
| 2025-01-01 | 0 days | 2,454 sqft |
| 2025-02-01 | 0 days | 2,454 sqft |
| 2025-03-01 | 0 days | 2,402 sqft |
CHEYENNE's median listing age (time on market) for 2025-03-01 was 0 days.
CHEYENNE's median square footage for active listings during the 2025-03-01 period was 2,402 sqft. One year prior, the average listing was 2,718 sqft.
CHEYENNE's median square footage for active listings during the 2025-03-01 period was 2,402 sqft. One year prior, the average listing was 2,718 sqft.
CHEYENNE, WY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,787 | $561,635,000 | $314,289 |
| Cash Out Refi | 401 | $93,345,000 | $232,781 |
| Refi | 281 | $111,265,000 | $395,961 |
| Other | 224 | $18,550,000 | $82,813 |
| Home Improvement | 214 | $17,490,000 | $81,729 |
Cheyenne's most frequently cited loan purpose was Home Purchase, with 1,787 originations. The 2nd most popular reason was Cash Out Refi, with 401 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,139 | $365,395,000 | $320,803 |
| 7-8% | 504 | $126,510,000 | $251,012 |
| 5-6% | 478 | $177,510,000 | $371,360 |
| Over 8% | 414 | $44,210,000 | $106,787 |
| <2.5% | 91 | $5,045,000 | $55,440 |
| 4-5% | 33 | $11,875,000 | $359,848 |
| 2.5-3% | 11 | $4,445,000 | $404,091 |
| 3-4% | 5 | $1,305,000 | $261,000 |
During 2024, Cheyenne's most frequently originated rate bucket was 6-7%, with 1,139 originations.
Loan Sizing (CHEYENNE, WY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,290 | $381,930,000 | $296,070 |
| $100,000 or less | 705 | $33,325,000 | $47,270 |
| $400k-600k | 429 | $206,315,000 | $480,921 |
| $100k-200k | 345 | $50,845,000 | $147,377 |
| $600k-1000k | 129 | $88,855,000 | $688,798 |
| $Over $1MM | 9 | $41,015,000 | $4,557,222 |
CHEYENNE's loan sizing saw the bucket of loans from $200k-400k with 1,290 originations, totaling $381,930,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,099 | $403,685,000 | $367,320 |
| Under 20% | 560 | $25,820,000 | $46,107 |
| 60-80% | 427 | $156,895,000 | $367,436 |
| 20-40% | 243 | $30,685,000 | $126,276 |
| 40-60% | 195 | $45,945,000 | $235,615 |
| Over 100% | 128 | $52,430,000 | $409,609 |
CHEYENNE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,099 originations, totaling $403,685,000 in origination value.