ROCHESTER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Rochester averaged
6.94%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.65% and
one month ago for the week of 2024-10-10, the
average rate was 6.38%.
Rochester's average rate one year ago was 7.56%.
For refis of the same type during the week of 2024-11-14, the average rate
was 7.06%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Rochester 30 Year Fixed Rate | 2024-11-14 | 6.94% |
| Rochester 30 Year Fixed Rate Refi | 2024-11-14 | 7.06% |
| Rochester 15 Year Fixed Rate | 2024-11-14 | 6.59% |
| Rochester 15 Year Fixed Rate Refi | 2024-11-14 | 7.5% |
| Rochester 30 Year FHA | 2024-11-14 | 0.18% |
| Rochester 30 Year FHA Refi | 2024-11-14 | 0.2% |
| Rochester 30 Year USDA | 2024-11-14 | 0.1% |
| Rochester 30 Year USDA Refi | 2024-11-14 | 0.1% |
| Rochester 30 Year VA | 2024-11-14 | -0.06% |
| Rochester 30 Year VA Refi | 2024-11-14 | -0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ROCHESTER, NY.
ROCHESTER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ROCHESTER, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ROCHESTER Average Closing Costs & Other Stats
ROCHESTER, NY's 141 lenders originated 20,811
loans during 2023. The total origination value was $3,545,675,000, with an average loan value of
$170,375.
ROCHESTER's average closing costs are $4,340.
The top ROCHESTER lender as defined by loan originations is Premium Mortgage Corporation, with
1,897 loans originated. Their average total fees are
$4,124, which is $754
lower than the next largest lender,
Genesee Regional Bank.
The lowest fee ROCHESTER lenders (with over 10 loans originated) are
Community Bank ($537), Bank of America ($2,805), THE SUMMIT Federal Credit Union ($2,888), RELIANT COMMUNITY FEDERAL CREDIT UNION ($3,201) and ESL Federal Credit Union ($3,461).
The lowest rate ROCHESTER lenders (with over 10 loans originated) are
Northwest Bank (3.76%), SEFCU SERVICES, LLC (5.16%), TD Bank (5.89%), Morgan Stanley Private Bank (5.92%) and KINECTA (6.08%).
ROCHESTER, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| ESL Federal Credit Union | $606,230,000 | $536,985,000 | -11.4% | 15.1% |
| Premium Mortgage Corporation | $529,990,000 | $530,410,000 | 0.1% | 15.0% |
| Genesee Regional Bank | $300,615,000 | $244,560,000 | -18.6% | 6.9% |
| HOME TOWN FUNDING, INC. | $321,205,000 | $206,760,000 | -35.6% | 5.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $158,895,000 | $133,065,000 | -16.3% | 3.8% |
| The Lyons National Bank | $187,275,000 | $125,885,000 | -32.8% | 3.6% |
| Arbor Realty Trust, Inc. | $3,580,000 | $108,755,000 | 2,937.8% | 3.1% |
| QUICKEN LOANS, LLC | $175,280,000 | $108,135,000 | -38.3% | 3.0% |
| Five Star Bank | $95,245,000 | $90,485,000 | -5.0% | 2.6% |
| The Canandaigua National Bank and Trust Company | $115,280,000 | $88,655,000 | -23.1% | 2.5% |
| Citizens Bank | $134,605,000 | $85,185,000 | -36.7% | 2.4% |
| M&T Bank | $98,945,000 | $71,140,000 | -28.1% | 2.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $66,675,000 | $68,600,000 | 2.9% | 1.9% |
| Truist | $62,360,000 | $65,905,000 | 5.7% | 1.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $77,760,000 | $60,135,000 | -22.7% | 1.7% |
| 1ST PRIORITY MORTGAGE, INC. | $73,380,000 | $55,425,000 | -24.5% | 1.6% |
| RELIANT COMMUNITY FEDERAL CREDIT UNION | $62,935,000 | $52,810,000 | -16.1% | 1.5% |
| COREVEST AMERICAN FINANCE LENDER LLC | $5,505,000 | $49,980,000 | 807.9% | 1.4% |
| KeyBank | $198,465,000 | $48,645,000 | -75.5% | 1.4% |
| Community Bank | $107,525,000 | $45,900,000 | -57.3% | 1.3% |
| Evans Bank | $34,445,000 | $45,880,000 | 33.2% | 1.3% |
| THE SUMMIT Federal Credit Union | $53,950,000 | $43,015,000 | -20.3% | 1.2% |
| Tompkins Trust Company | $39,210,000 | $42,675,000 | 8.8% | 1.2% |
| Advantage Federal Credit Union | $70,780,000 | $38,625,000 | -45.4% | 1.1% |
| FAMILY FIRST OF NY | $49,405,000 | $36,770,000 | -25.6% | 1.0% |
| NVR Mortgage Finance, Inc. | $28,550,000 | $28,040,000 | -1.8% | 0.8% |
| JPMorgan Chase Bank | $47,640,000 | $26,085,000 | -45.2% | 0.7% |
| Pittsford Federal Credit Union | $48,880,000 | $25,685,000 | -47.5% | 0.7% |
| Bank of America | $34,120,000 | $25,600,000 | -25.0% | 0.7% |
| HUNT MORTGAGE CORPORATION | $38,680,000 | $22,220,000 | -42.6% | 0.6% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $175,000 | $20,415,000 | 11,565.7% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $32,535,000 | $19,670,000 | -39.5% | 0.6% |
| GREYSTONE SERVICING COMPANY LLC | $18,855,000 | n/a | 0.5% | |
| Mortgage Research Center, LLC | $16,080,000 | $14,150,000 | -12.0% | 0.4% |
| Empower Federal Credit Union | $8,965,000 | $13,660,000 | 52.4% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $7,865,000 | $12,395,000 | 57.6% | 0.3% |
| Wells Fargo Bank | $95,985,000 | $12,380,000 | -87.1% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $31,155,000 | $12,010,000 | -61.5% | 0.3% |
| KINECTA | $12,565,000 | $11,400,000 | -9.3% | 0.3% |
| NEXTIER BANK, NATIONAL ASSOCIATION | $4,940,000 | $11,290,000 | 128.5% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $1,955,000 | $10,805,000 | 452.7% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $16,125,000 | $10,210,000 | -36.7% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $9,280,000 | $10,170,000 | 9.6% | 0.3% |
| Farm Credit East, ACA | $17,520,000 | $9,975,000 | -43.1% | 0.3% |
| Northwest Bank | $46,105,000 | $8,625,000 | -81.3% | 0.2% |
| NEWREZ LLC | $4,765,000 | $8,605,000 | 80.6% | 0.2% |
| Lake Shore Savings Bank | $630,000 | $8,255,000 | 1,210.3% | 0.2% |
| CMG MORTGAGE, INC. | $8,090,000 | n/a | 0.2% | |
| HOMESTEAD FUNDING CORP. | $18,465,000 | $7,430,000 | -59.8% | 0.2% |
| Morgan Stanley Private Bank | $6,635,000 | $6,925,000 | 4.4% | 0.2% |
| TD Bank | $4,930,000 | $6,695,000 | 35.8% | 0.2% |
| U.S. Bank | $8,410,000 | $6,445,000 | -23.4% | 0.2% |
| Discover Bank | $4,625,000 | $6,380,000 | 37.9% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $7,180,000 | $5,835,000 | -18.7% | 0.2% |
| The Upstate National Bank | $7,650,000 | $5,720,000 | -25.2% | 0.2% |
| FINGER LAKES | $9,575,000 | $5,615,000 | -41.4% | 0.2% |
| LOANDEPOT.COM, LLC | $11,180,000 | $5,510,000 | -50.7% | 0.2% |
| CORNING | $6,435,000 | $5,460,000 | -15.2% | 0.2% |
| Wayne Bank | $6,840,000 | $5,145,000 | -24.8% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $6,410,000 | $4,415,000 | -31.1% | 0.1% |
| Savannah Bank | $3,855,000 | n/a | 0.1% | |
| Ukrainian Federal Credit Union | $7,410,000 | $3,550,000 | -52.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $4,250,000 | $3,300,000 | -22.4% | 0.1% |
| USAA Federal Savings Bank | $6,655,000 | $3,165,000 | -52.4% | 0.1% |
| VISIONS | $6,560,000 | $2,965,000 | -54.8% | 0.1% |
| ONTARIO SHORES | $3,210,000 | $2,880,000 | -10.3% | 0.1% |
| Metro City Bank | $2,480,000 | $2,790,000 | 12.5% | 0.1% |
| Charles Schwab Bank, SSB | $815,000 | $2,710,000 | 232.5% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,695,000 | n/a | 0.1% | |
| SERVU FEDERAL CREDIT UNION | $3,675,000 | $2,605,000 | -29.1% | 0.1% |
| SEFCU SERVICES, LLC | $4,015,000 | $2,555,000 | -36.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $1,565,000 | $2,535,000 | 62.0% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $3,775,000 | $2,480,000 | -34.3% | 0.1% |
| GENESEE VALLEY | $4,520,000 | $2,480,000 | -45.1% | 0.1% |
| PNC Bank | $8,155,000 | $2,360,000 | -71.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,735,000 | $2,335,000 | -37.5% | 0.1% |
| UBS Bank USA | $2,805,000 | $2,295,000 | -18.2% | 0.1% |
| Chemung Canal Trust Company | $6,095,000 | $1,960,000 | -67.8% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,975,000 | $1,860,000 | -5.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,040,000 | $1,720,000 | -15.7% | 0.0% |
| AMERICAN FINANCING CORPORATION | $5,185,000 | $1,715,000 | -66.9% | 0.0% |
| Carrington Mortgage Services, LLC | $4,160,000 | $1,715,000 | -58.8% | 0.0% |
| Generations Bank | $4,585,000 | $1,650,000 | -64.0% | 0.0% |
| Northpointe Bank | $740,000 | $1,640,000 | 121.6% | 0.0% |
| AMERICU Credit Union | $2,510,000 | $1,635,000 | -34.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $2,635,000 | $1,630,000 | -38.1% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $1,560,000 | n/a | 0.0% | |
| PARAGON HOME LOANS INC. | $1,420,000 | $1,505,000 | 6.0% | 0.0% |
| STATE EMPLOYEES FEDERAL CREDIT UNION | $1,070,000 | $1,505,000 | 40.7% | 0.0% |
| First Federal Bank | $1,015,000 | $1,485,000 | 46.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,790,000 | $1,435,000 | -19.8% | 0.0% |
| NBT Bank | $1,065,000 | $1,430,000 | 34.3% | 0.0% |
| BETTER MORTGAGE CORPORATION | $2,245,000 | $1,400,000 | -37.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,050,000 | $1,380,000 | 31.4% | 0.0% |
| Stifel Bank and Trust | $4,810,000 | $1,360,000 | -71.7% | 0.0% |
| The Federal Savings Bank | $1,385,000 | $1,360,000 | -1.8% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $85,000 | $1,335,000 | 1,470.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,985,000 | $1,290,000 | -35.0% | 0.0% |
| Cornerstone Community Federal Credit Union | $210,000 | $1,230,000 | 485.7% | 0.0% |
| Berkshire Bank | $1,225,000 | n/a | 0.0% | |
| Flagstar Bank, FSB | $67,515,000 | $1,185,000 | -98.2% | 0.0% |
| FIRST HERITAGE FEDERAL CREDIT UNION | $1,290,000 | $1,165,000 | -9.7% | 0.0% |
| ARC HOME LLC | $980,000 | $1,125,000 | 14.8% | 0.0% |
| State Department Federal Credit Union | $1,080,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $585,000 | $1,015,000 | 73.5% | 0.0% |
| GUARANTEED RATE, INC. | $3,415,000 | $990,000 | -71.0% | 0.0% |
| Quontic Bank | $2,255,000 | $975,000 | -56.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $1,655,000 | $975,000 | -41.1% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $545,000 | $925,000 | 69.7% | 0.0% |
| Fifth Third Bank | $1,025,000 | $895,000 | -12.7% | 0.0% |
| NBKC BANK | $2,165,000 | $865,000 | -60.0% | 0.0% |
| Farmers Bank & Trust | $855,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $1,345,000 | $850,000 | -36.8% | 0.0% |
| Geddes Federal Savings and Loan Association | $1,315,000 | $850,000 | -35.4% | 0.0% |
| DIGITAL Federal Credit Union | $485,000 | $840,000 | 73.2% | 0.0% |
| Citibank | $6,395,000 | $825,000 | -87.1% | 0.0% |
| SIRVA MORTGAGE, INC. | $155,000 | $800,000 | 416.1% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,075,000 | $795,000 | -26.0% | 0.0% |
| EVERETT FINANCIAL, INC. | $2,790,000 | $780,000 | -72.0% | 0.0% |
| First IC Corporation | $765,000 | n/a | 0.0% | |
| The First National Bank of Ottawa | $755,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $745,000 | n/a | 0.0% | |
| TEACHERS | $650,000 | $660,000 | 1.5% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,320,000 | $635,000 | -51.9% | 0.0% |
| EMBRACE HOME LOANS, INC. | $2,990,000 | $615,000 | -79.4% | 0.0% |
| Ally Bank | $590,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $1,020,000 | $585,000 | -42.6% | 0.0% |
| US MORTGAGE CORPORATION | $580,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $1,640,000 | $575,000 | -64.9% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $565,000 | n/a | 0.0% | |
| CNB Bank | $220,000 | $565,000 | 156.8% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $565,000 | n/a | 0.0% | |
| Citizens & Northern Bank | $720,000 | $555,000 | -22.9% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $125,000 | $555,000 | 344.0% | 0.0% |
| PHH Mortgage Corporation | $850,000 | $545,000 | -35.9% | 0.0% |
| North American Savings Bank, F.S.B. | $1,825,000 | $535,000 | -70.7% | 0.0% |
| UIF CORPORATION | $170,000 | $525,000 | 208.8% | 0.0% |
| Academy Bank | $515,000 | n/a | 0.0% | |
| Valley National Bank | $2,645,000 | $510,000 | -80.7% | 0.0% |
| Citadel Servicing Corporation | $505,000 | n/a | 0.0% | |
| National Bank of Commerce | $505,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $485,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $115,000 | $470,000 | 308.7% | 0.0% |
| GPO Federal Credit Union | $470,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $445,000 | n/a | 0.0% | |
| Solvay Bank | $430,000 | n/a | 0.0% | |
| Pathfinder Bank | $275,000 | $425,000 | 54.5% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $565,000 | $420,000 | -25.7% | 0.0% |
| GREENSTATE CREDIT UNION | $420,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $2,110,000 | $400,000 | -81.0% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $270,000 | $390,000 | 44.4% | 0.0% |
| Western Division FCU | $380,000 | n/a | 0.0% | |
| Magnolia Bank | $990,000 | $370,000 | -62.6% | 0.0% |
| MORTGAGE ACCESS CORP. | $370,000 | n/a | 0.0% | |
| Plains Commerce Bank | $305,000 | $370,000 | 21.3% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $155,000 | $360,000 | 132.3% | 0.0% |
| Bank of England | $270,000 | $345,000 | 27.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $180,000 | $345,000 | 91.7% | 0.0% |
| Meridian Bank Corporation | $345,000 | n/a | 0.0% | |
| Moog Employees Federal Credit Union | $325,000 | n/a | 0.0% | |
| Old National Bank | $325,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $95,000 | $320,000 | 236.8% | 0.0% |
| CFCU Community Credit Union | $3,285,000 | $320,000 | -90.3% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $1,610,000 | $320,000 | -80.1% | 0.0% |
| First Savings Bank | $675,000 | $310,000 | -54.1% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $865,000 | $310,000 | -64.2% | 0.0% |
| Baxter Credit Union | $150,000 | $295,000 | 96.7% | 0.0% |
| NP, Inc. | $290,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $275,000 | n/a | 0.0% | |
| Cattaraugus County Bank | $795,000 | $265,000 | -66.7% | 0.0% |
| HUDSON VALLEY CREDIT UNION | $140,000 | $265,000 | 89.3% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| CARDINAL FINANCIAL | $2,125,000 | $255,000 | -88.0% | 0.0% |
| LYNX MORTGAGE BANK LLC | $255,000 | n/a | 0.0% | |
| ST. PIUS X CHURCH FCU | $255,000 | n/a | 0.0% | |
| OWNERSCHOICE FUNDING, INCORPORATED | $250,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $250,000 | n/a | 0.0% | |
| Ardent Federal Credit Union | $245,000 | n/a | 0.0% | |
| CHEVRON | $240,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $295,000 | $240,000 | -18.6% | 0.0% |
| RBC Bank, (Georgia) | $360,000 | $240,000 | -33.3% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $350,000 | $235,000 | -32.9% | 0.0% |
| Cathay Bank | $225,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $225,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $225,000 | n/a | 0.0% | |
| BROKER SOLUTIONS, INC. | $215,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $95,000 | $210,000 | 121.1% | 0.0% |
| Hometown Equity Mortgage, LLC | $205,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $85,000 | $195,000 | 129.4% | 0.0% |
| Leader Bank | $195,000 | n/a | 0.0% | |
| Centier Bank | $55,000 | $185,000 | 236.4% | 0.0% |
| S&T Bank | $1,370,000 | $185,000 | -86.5% | 0.0% |
| WALL STREET MORTGAGE BANKERS, LTD. | $185,000 | n/a | 0.0% | |
| Alden State Bank | $270,000 | $175,000 | -35.2% | 0.0% |
| HUDSON HERITAGE | $175,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $835,000 | $175,000 | -79.0% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $710,000 | $175,000 | -75.4% | 0.0% |
| Brighton Bank | $165,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $370,000 | $165,000 | -55.4% | 0.0% |
| Tioga State Bank | $165,000 | n/a | 0.0% | |
| Raymond James Bank | $1,615,000 | $155,000 | -90.4% | 0.0% |
| SELF RELIANCE NY Federal Credit Union | $155,000 | n/a | 0.0% | |
| TECH Credit Union | $155,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $150,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $145,000 | n/a | 0.0% | |
| MID-ISLAND MORTGAGE CORP. | $145,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $145,000 | n/a | 0.0% | |
| MidFirst Bank | $120,000 | $140,000 | 16.7% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $225,000 | $140,000 | -37.8% | 0.0% |
| Actors Federal Credit Union | $135,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| Community First National Bank | $125,000 | n/a | 0.0% | |
| NORTHERN CREDIT UNION | $475,000 | $115,000 | -75.8% | 0.0% |
| Signature Federal Credit Union | $145,000 | $115,000 | -20.7% | 0.0% |
| The People's Credit Union | $75,000 | $110,000 | 46.7% | 0.0% |
| American Airlines Federal Credit Union | $135,000 | $105,000 | -22.2% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $280,000 | $105,000 | -62.5% | 0.0% |
| Evolve Bank & Trust | $185,000 | $95,000 | -48.6% | 0.0% |
| Adirondack Bank | $85,000 | n/a | 0.0% | |
| BayCoast Bank | $25,000 | $85,000 | 240.0% | 0.0% |
| CITIZENS EQUITY FIRST | $85,000 | n/a | 0.0% | |
| St Joseph's Parish Buffalo Federal Credit Union | $35,000 | $85,000 | 142.9% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| Secured Investment Corp. | $80,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $17,300,000 | $75,000 | -99.6% | 0.0% |
| Webster Bank | $3,155,000 | $75,000 | -97.6% | 0.0% |
| Cf Bank | $65,000 | n/a | 0.0% | |
| First National Bank of America | $75,000 | $65,000 | -13.3% | 0.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $65,000 | n/a | 0.0% | |
| GREENWOOD | $60,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $55,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $285,000 | $35,000 | -87.7% | 0.0% |
| SECNY Federal Credit Union | $25,000 | n/a | 0.0% | |
| MASSMUTUAL | $15,000 | n/a | 0.0% |
ROCHESTER's top lender by overall market share is ESL Federal Credit Union, with 15.1% market share. In second place, with 15.0%, is Premium Mortgage Corporation, having originated $530,410,000 in loans. In third place, with 6.9%, is Genesee Regional Bank, having originated $244,560,000 in loans. In fourth place, with 5.8%, is HOME TOWN FUNDING, INC., having originated $206,760,000 in loans. In fifth place, with 3.8%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $133,065,000 in loans.
ROCHESTER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ROCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $159,900 (7.2%) | $222,730 (8.6%) | 0.59 | 2,098 |
| 2018-02-01 | $169,900 (11.5%) | $227,348 (5.9%) | 0.62 | 2,058 |
| 2018-03-01 | $179,900 (10.8%) | $235,666 (6.8%) | 0.63 | 2,108 |
| 2018-04-01 | $194,700 (14.5%) | $243,964 (7.2%) | 0.66 | 2,255 |
| 2018-05-01 | $196,550 (9.3%) | $247,206 (5.7%) | 0.66 | 2,477 |
| 2018-06-01 | $194,900 (8.6%) | $249,512 (6.8%) | 0.65 | 2,716 |
| 2018-07-01 | $189,900 (5.9%) | $245,604 (4.2%) | 0.63 | 2,867 |
| 2018-08-01 | $185,000 (6.2%) | $241,703 (4.2%) | 0.62 | 2,953 |
| 2018-09-01 | $184,900 (8.8%) | $236,971 (3.2%) | 0.62 | 2,904 |
| 2018-10-01 | $179,900 (6.7%) | $233,256 (1.5%) | 0.61 | 2,845 |
| 2018-11-01 | $174,900 (5.1%) | $231,912 (1.5%) | 0.59 | 2,641 |
| 2018-12-01 | $179,900 (9.0%) | $236,774 (3.9%) | 0.62 | 2,284 |
| 2019-01-01 | $189,450 (18.5%) | $243,764 (9.4%) | 0.65 | 1,922 |
| 2019-02-01 | $196,425 (15.6%) | $254,429 (11.9%) | 0.66 | 1,847 |
| 2019-03-01 | $212,371 (18.1%) | $271,313 (15.1%) | 0.69 | 1,831 |
| 2019-04-01 | $230,950 (18.6%) | $291,986 (19.7%) | 0.73 | 1,837 |
| 2019-05-01 | $229,900 (17.0%) | $293,741 (18.8%) | 0.72 | 1,931 |
| 2019-06-01 | $229,900 (18.0%) | $274,637 (10.1%) | 0.72 | 2,098 |
| 2019-07-01 | $229,450 (20.8%) | $276,310 (12.5%) | 0.72 | 2,209 |
| 2019-08-01 | $218,109 (17.9%) | $275,383 (13.9%) | 0.69 | 2,250 |
| 2019-09-01 | $207,923 (12.5%) | $271,950 (14.8%) | 0.67 | 2,293 |
| 2019-10-01 | $199,950 (11.2%) | $269,100 (15.4%) | 0.65 | 2,306 |
| 2019-11-01 | $199,900 (14.3%) | $266,591 (15.0%) | 0.66 | 2,061 |
| 2019-12-01 | $199,900 (11.1%) | $264,053 (11.5%) | 0.67 | 1,792 |
| 2020-01-01 | $199,950 (5.5%) | $264,322 (8.4%) | 0.67 | 1,539 |
| 2020-02-01 | $224,900 (14.5%) | $272,929 (7.3%) | 0.74 | 1,416 |
| 2020-03-01 | $234,900 (10.6%) | $283,623 (4.5%) | 0.74 | 1,472 |
| 2020-04-01 | $249,900 (8.2%) | $299,214 (2.5%) | 0.78 | 1,375 |
| 2020-05-01 | $249,999 (8.7%) | $306,059 (4.2%) | 0.76 | 1,376 |
| 2020-06-01 | $243,544 (5.9%) | $298,593 (8.7%) | 0.72 | 1,491 |
| 2020-07-01 | $249,125 (8.6%) | $303,932 (10.0%) | 0.72 | 1,445 |
| 2020-08-01 | $239,900 (10.0%) | $292,701 (6.3%) | 0.69 | 1,402 |
| 2020-09-01 | $222,400 (7.0%) | $278,434 (2.4%) | 0.64 | 1,399 |
| 2020-10-01 | $224,900 (12.5%) | $284,662 (5.8%) | 0.64 | 1,324 |
| 2020-11-01 | $225,000 (12.6%) | $297,271 (11.5%) | 0.66 | 1,181 |
| 2020-12-01 | $232,125 (16.1%) | $310,034 (17.4%) | 0.69 | 940 |
| 2021-01-01 | $250,000 (25.0%) | $322,584 (22.0%) | 0.75 | 813 |
| 2021-02-01 | $274,675 (22.1%) | $334,347 (22.5%) | 0.80 | 748 |
| 2021-03-01 | $262,194 (11.6%) | $323,955 (14.2%) | 0.74 | 782 |
| 2021-04-01 | $246,950 (-1.2%) | $314,150 (5.0%) | 0.67 | 815 |
| 2021-05-01 | $242,900 (-2.8%) | $310,050 (1.3%) | 0.65 | 871 |
| 2021-06-01 | $239,900 (-1.5%) | $314,934 (5.5%) | 0.63 | 1,033 |
| 2021-07-01 | $238,500 (-4.3%) | $315,198 (3.7%) | 0.63 | 1,098 |
| 2021-08-01 | $227,400 (-5.2%) | $313,129 (7.0%) | 0.61 | 1,093 |
| 2021-09-01 | $212,400 (-4.5%) | $300,260 (7.8%) | 0.57 | 1,086 |
| 2021-10-01 | $210,000 (-6.6%) | $294,758 (3.6%) | 0.56 | 964 |
| 2021-11-01 | $199,900 (-11.2%) | $290,055 (-2.4%) | 0.53 | 828 |
| 2021-12-01 | $197,400 (-15.0%) | $288,289 (-7.0%) | 0.53 | 676 |
| 2022-01-01 | $199,999 (-20.0%) | $299,942 (-7.0%) | 0.54 | 557 |
| 2022-02-01 | $224,950 (-18.1%) | $306,469 (-8.3%) | 0.59 | 554 |
| 2022-03-01 | $219,900 (-16.1%) | $289,147 (-10.7%) | 0.55 | 641 |
| 2022-04-01 | $199,900 (-19.1%) | $278,479 (-11.4%) | 0.48 | 745 |
| 2022-05-01 | $222,400 (-8.4%) | $304,422 (-1.8%) | 0.51 | 874 |
| 2022-06-01 | $229,450 (-4.4%) | $312,467 (-0.8%) | 0.51 | 977 |
| 2022-07-01 | $234,900 (-1.5%) | $318,018 (0.9%) | 0.53 | 1,021 |
| 2022-08-01 | $225,000 (-1.1%) | $309,191 (-1.3%) | 0.52 | 1,011 |
| 2022-09-01 | $223,900 (5.4%) | $304,896 (1.5%) | 0.52 | 1,002 |
| 2022-10-01 | $225,000 (7.1%) | $315,266 (7.0%) | 0.53 | 979 |
| 2022-11-01 | $226,950 (13.5%) | $317,738 (9.5%) | 0.55 | 916 |
| 2022-12-01 | $242,400 (22.8%) | $333,546 (15.7%) | 0.60 | 785 |
| 2023-01-01 | $233,450 (16.7%) | $329,746 (9.9%) | 0.58 | 692 |
| 2023-02-01 | $232,450 (3.3%) | $328,826 (7.3%) | 0.56 | 692 |
| 2023-03-01 | $257,400 (17.1%) | $338,577 (17.1%) | 0.61 | 694 |
| 2023-04-01 | $264,900 (32.5%) | $336,160 (20.7%) | 0.62 | 735 |
| 2023-05-01 | $264,975 (19.1%) | $333,533 (9.6%) | 0.60 | 761 |
| 2023-06-01 | $274,338 (19.6%) | $344,660 (10.3%) | 0.62 | 866 |
| 2023-07-01 | $259,450 (10.5%) | $355,785 (11.9%) | 0.59 | 892 |
| 2023-08-01 | $249,900 (11.1%) | $339,043 (9.7%) | 0.57 | 894 |
| 2023-09-01 | $249,900 (11.6%) | $349,858 (14.8%) | 0.58 | 886 |
| 2023-10-01 | $249,949 (11.1%) | $349,733 (10.9%) | 0.59 | 907 |
| 2023-11-01 | $239,450 (5.5%) | $334,173 (5.2%) | 0.57 | 851 |
| 2023-12-01 | $249,900 (3.1%) | $338,578 (1.5%) | 0.61 | 734 |
| 2024-01-01 | $247,400 (6.0%) | $331,206 (0.4%) | 0.60 | 636 |
| 2024-02-01 | $249,950 (7.5%) | $335,172 (1.9%) | 0.60 | 654 |
| 2024-03-01 | $279,900 (8.7%) | $355,064 (4.9%) | 0.66 | 666 |
| 2024-04-01 | $295,000 (11.4%) | $361,150 (7.4%) | 0.69 | 727 |
| 2024-05-01 | $309,869 (16.9%) | $395,617 (18.6%) | 0.70 | 888 |
| 2024-06-01 | $279,900 (2.0%) | $389,892 (13.1%) | 0.63 | 888 |
| 2024-07-01 | $277,450 (6.9%) | $371,046 (4.3%) | 0.63 | 966 |
| 2024-08-01 | $284,900 (14.0%) | $373,919 (10.3%) | 0.66 | 971 |
| 2024-09-01 | $282,500 (13.1%) | $369,461 (5.6%) | 0.66 | 1,033 |
| 2024-10-01 | $277,450 (11.0%) | $385,422 (10.2%) | 0.65 | 1,067 |
ROCHESTER's median listing price for 2024-10-01 was $277,450, a difference of
$27,501
(11.0%) versus the prior year and
$-5,050 versus the prior month.
ROCHESTER's median listing price comes in at 65% of the national average.
ROCHESTER's average listing price for 2024-10-01 was $385,422, a difference of $35,689 (10.2%) versus the prior year and $15,961 versus the prior month.
For the 2024-10-01 period, ROCHESTER had 1,067 MLS listings, a difference of 34 listings (3%) versus the prior month and 160 listings (18%) versus the prior year.
ROCHESTER's median listing price comes in at 65% of the national average.
ROCHESTER's average listing price for 2024-10-01 was $385,422, a difference of $35,689 (10.2%) versus the prior year and $15,961 versus the prior month.
For the 2024-10-01 period, ROCHESTER had 1,067 MLS listings, a difference of 34 listings (3%) versus the prior month and 160 listings (18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ROCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 65 days | 1,716 sqft |
| 2018-02-01 | 57 days | 1,759 sqft |
| 2018-03-01 | 42 days | 1,766 sqft |
| 2018-04-01 | 35 days | 1,770 sqft |
| 2018-05-01 | 33 days | 1,770 sqft |
| 2018-06-01 | 34 days | 1,780 sqft |
| 2018-07-01 | 38 days | 1,766 sqft |
| 2018-08-01 | 43 days | 1,755 sqft |
| 2018-09-01 | 46 days | 1,752 sqft |
| 2018-10-01 | 47 days | 1,743 sqft |
| 2018-11-01 | 52 days | 1,724 sqft |
| 2018-12-01 | 64 days | 1,730 sqft |
| 2019-01-01 | 66 days | 1,726 sqft |
| 2019-02-01 | 50 days | 1,730 sqft |
| 2019-03-01 | 40 days | 1,763 sqft |
| 2019-04-01 | 32 days | 1,797 sqft |
| 2019-05-01 | 30 days | 1,807 sqft |
| 2019-06-01 | 30 days | 1,813 sqft |
| 2019-07-01 | 33 days | 1,812 sqft |
| 2019-08-01 | 37 days | 1,801 sqft |
| 2019-09-01 | 38 days | 1,788 sqft |
| 2019-10-01 | 41 days | 1,778 sqft |
| 2019-11-01 | 47 days | 1,768 sqft |
| 2019-12-01 | 58 days | 1,751 sqft |
| 2020-01-01 | 59 days | 1,739 sqft |
| 2020-02-01 | 36 days | 1,747 sqft |
| 2020-03-01 | 31 days | 1,766 sqft |
| 2020-04-01 | 45 days | 1,760 sqft |
| 2020-05-01 | 46 days | 1,812 sqft |
| 2020-06-01 | 24 days | 1,788 sqft |
| 2020-07-01 | 25 days | 1,791 sqft |
| 2020-08-01 | 25 days | 1,752 sqft |
| 2020-09-01 | 25 days | 1,730 sqft |
| 2020-10-01 | 26 days | 1,728 sqft |
| 2020-11-01 | 32 days | 1,713 sqft |
| 2020-12-01 | 44 days | 1,719 sqft |
| 2021-01-01 | 46 days | 1,729 sqft |
| 2021-02-01 | 29 days | 1,742 sqft |
| 2021-03-01 | 16 days | 1,715 sqft |
| 2021-04-01 | 11 days | 1,713 sqft |
| 2021-05-01 | 10 days | 1,700 sqft |
| 2021-06-01 | 11 days | 1,757 sqft |
| 2021-07-01 | 15 days | 1,744 sqft |
| 2021-08-01 | 16 days | 1,736 sqft |
| 2021-09-01 | 19 days | 1,701 sqft |
| 2021-10-01 | 22 days | 1,699 sqft |
| 2021-11-01 | 23 days | 1,687 sqft |
| 2021-12-01 | 35 days | 1,671 sqft |
| 2022-01-01 | 37 days | 1,695 sqft |
| 2022-02-01 | 18 days | 1,718 sqft |
| 2022-03-01 | 10 days | 1,678 sqft |
| 2022-04-01 | 10 days | 1,664 sqft |
| 2022-05-01 | 10 days | 1,709 sqft |
| 2022-06-01 | 11 days | 1,733 sqft |
| 2022-07-01 | 16 days | 1,727 sqft |
| 2022-08-01 | 22 days | 1,696 sqft |
| 2022-09-01 | 23 days | 1,683 sqft |
| 2022-10-01 | 24 days | 1,689 sqft |
| 2022-11-01 | 30 days | 1,705 sqft |
| 2022-12-01 | 39 days | 1,721 sqft |
| 2023-01-01 | 44 days | 1,699 sqft |
| 2023-02-01 | 28 days | 1,711 sqft |
| 2023-03-01 | 24 days | 1,711 sqft |
| 2023-04-01 | 16 days | 1,727 sqft |
| 2023-05-01 | 13 days | 1,708 sqft |
| 2023-06-01 | 12 days | 1,741 sqft |
| 2023-07-01 | 15 days | 1,748 sqft |
| 2023-08-01 | 16 days | 1,727 sqft |
| 2023-09-01 | 17 days | 1,700 sqft |
| 2023-10-01 | 19 days | 1,704 sqft |
| 2023-11-01 | 25 days | 1,675 sqft |
| 2023-12-01 | 35 days | 1,674 sqft |
| 2024-01-01 | 33 days | 1,666 sqft |
| 2024-02-01 | 24 days | 1,675 sqft |
| 2024-03-01 | 22 days | 1,733 sqft |
| 2024-04-01 | 16 days | 1,716 sqft |
| 2024-05-01 | 17 days | 1,746 sqft |
| 2024-06-01 | 17 days | 1,736 sqft |
| 2024-07-01 | 36 days | 1,723 sqft |
| 2024-08-01 | 39 days | 1,728 sqft |
| 2024-09-01 | 38 days | 1,731 sqft |
| 2024-10-01 | 38 days | 1,730 sqft |
ROCHESTER's median listing age (time on market) for 2024-10-01 was 38 days.
This
is 105%
longer
than the same period one year ago.
ROCHESTER's median square footage for active listings during the 2024-10-01 period was 1,730 sqft. One year prior, the average listing was 1,704 sqft.
ROCHESTER's median square footage for active listings during the 2024-10-01 period was 1,730 sqft. One year prior, the average listing was 1,704 sqft.
ROCHESTER, NY Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 13143 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 13146 | Rochester, NY HUD Metro FMR Area | $810 | $910 | $1,140 | $1,390 | $1,530 |
| 13148 | Rochester, NY HUD Metro FMR Area | $740 | $830 | $1,040 | $1,270 | $1,400 |
| 13154 | Rochester, NY HUD Metro FMR Area | $740 | $830 | $1,040 | $1,270 | $1,400 |
| 13156 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 13165 | Rochester, NY HUD Metro FMR Area | $740 | $830 | $1,040 | $1,270 | $1,400 |
| 14012 | Rochester, NY HUD Metro FMR Area | $700 | $750 | $940 | $1,160 | $1,270 |
| 14058 | Rochester, NY HUD Metro FMR Area | $750 | $850 | $1,060 | $1,290 | $1,420 |
| 14098 | Rochester, NY HUD Metro FMR Area | $760 | $860 | $1,070 | $1,300 | $1,440 |
| 14103 | Rochester, NY HUD Metro FMR Area | $740 | $840 | $1,050 | $1,280 | $1,410 |
| 14105 | Rochester, NY HUD Metro FMR Area | $700 | $750 | $940 | $1,160 | $1,270 |
| 14125 | Rochester, NY HUD Metro FMR Area | $690 | $780 | $970 | $1,180 | $1,300 |
| 14410 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14411 | Rochester, NY HUD Metro FMR Area | $690 | $780 | $970 | $1,180 | $1,300 |
| 14413 | Rochester, NY HUD Metro FMR Area | $740 | $830 | $1,040 | $1,270 | $1,400 |
| 14414 | Rochester, NY HUD Metro FMR Area | $760 | $860 | $1,070 | $1,300 | $1,440 |
| 14416 | Rochester, NY HUD Metro FMR Area | $730 | $820 | $1,030 | $1,250 | $1,380 |
| 14420 | Rochester, NY HUD Metro FMR Area | $800 | $910 | $1,130 | $1,380 | $1,520 |
| 14422 | Rochester, NY HUD Metro FMR Area | $690 | $780 | $980 | $1,190 | $1,320 |
| 14423 | Rochester, NY HUD Metro FMR Area | $700 | $790 | $990 | $1,200 | $1,330 |
| 14424 | Rochester, NY HUD Metro FMR Area | $850 | $960 | $1,200 | $1,460 | $1,610 |
| 14425 | Rochester, NY HUD Metro FMR Area | $1,050 | $1,190 | $1,480 | $1,800 | $1,990 |
| 14428 | Rochester, NY HUD Metro FMR Area | $930 | $1,060 | $1,320 | $1,610 | $1,770 |
| 14429 | Rochester, NY HUD Metro FMR Area | $690 | $780 | $980 | $1,190 | $1,320 |
| 14430 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14432 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 14433 | Rochester, NY HUD Metro FMR Area | $760 | $870 | $1,080 | $1,310 | $1,450 |
| 14435 | Rochester, NY HUD Metro FMR Area | $880 | $1,000 | $1,250 | $1,520 | $1,680 |
| 14437 | Rochester, NY HUD Metro FMR Area | $690 | $780 | $970 | $1,180 | $1,300 |
| 14445 | Rochester, NY HUD Metro FMR Area | $850 | $960 | $1,200 | $1,460 | $1,610 |
| 14449 | Rochester, NY HUD Metro FMR Area | $740 | $830 | $1,040 | $1,270 | $1,400 |
| 14450 | Rochester, NY HUD Metro FMR Area | $970 | $1,100 | $1,370 | $1,670 | $1,840 |
| 14452 | Rochester, NY HUD Metro FMR Area | $690 | $780 | $980 | $1,190 | $1,320 |
| 14453 | Rochester, NY HUD Metro FMR Area | $820 | $930 | $1,160 | $1,410 | $1,560 |
| 14454 | Rochester, NY HUD Metro FMR Area | $880 | $1,000 | $1,250 | $1,520 | $1,680 |
| 14456 | Rochester, NY HUD Metro FMR Area | $760 | $860 | $1,080 | $1,310 | $1,450 |
| 14461 | Rochester, NY HUD Metro FMR Area | $820 | $930 | $1,160 | $1,410 | $1,560 |
| 14462 | Rochester, NY HUD Metro FMR Area | $760 | $860 | $1,070 | $1,300 | $1,440 |
| 14463 | Rochester, NY HUD Metro FMR Area | $820 | $930 | $1,160 | $1,410 | $1,560 |
| 14464 | Rochester, NY HUD Metro FMR Area | $720 | $820 | $1,020 | $1,240 | $1,370 |
| 14466 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 14467 | Rochester, NY HUD Metro FMR Area | $880 | $1,000 | $1,250 | $1,520 | $1,680 |
| 14468 | Rochester, NY HUD Metro FMR Area | $910 | $1,030 | $1,290 | $1,570 | $1,730 |
| 14469 | Rochester, NY HUD Metro FMR Area | $750 | $850 | $1,060 | $1,290 | $1,420 |
| 14470 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 14471 | Rochester, NY HUD Metro FMR Area | $890 | $1,010 | $1,260 | $1,530 | $1,690 |
| 14472 | Rochester, NY HUD Metro FMR Area | $850 | $960 | $1,200 | $1,460 | $1,610 |
| 14475 | Rochester, NY HUD Metro FMR Area | $860 | $980 | $1,220 | $1,490 | $1,640 |
| 14476 | Rochester, NY HUD Metro FMR Area | $890 | $1,010 | $1,260 | $1,530 | $1,690 |
| 14477 | Rochester, NY HUD Metro FMR Area | $810 | $910 | $1,140 | $1,390 | $1,530 |
| 14479 | Rochester, NY HUD Metro FMR Area | $730 | $820 | $1,030 | $1,250 | $1,380 |
| 14480 | Rochester, NY HUD Metro FMR Area | $740 | $840 | $1,050 | $1,280 | $1,410 |
| 14481 | Rochester, NY HUD Metro FMR Area | $800 | $910 | $1,130 | $1,380 | $1,520 |
| 14482 | Rochester, NY HUD Metro FMR Area | $710 | $800 | $1,000 | $1,220 | $1,340 |
| 14485 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 14486 | Rochester, NY HUD Metro FMR Area | $700 | $790 | $990 | $1,200 | $1,330 |
| 14487 | Rochester, NY HUD Metro FMR Area | $790 | $900 | $1,120 | $1,360 | $1,500 |
| 14488 | Rochester, NY HUD Metro FMR Area | $740 | $840 | $1,050 | $1,280 | $1,410 |
| 14489 | Rochester, NY HUD Metro FMR Area | $760 | $870 | $1,080 | $1,310 | $1,450 |
| 14502 | Rochester, NY HUD Metro FMR Area | $740 | $840 | $1,050 | $1,280 | $1,410 |
| 14504 | Rochester, NY HUD Metro FMR Area | $830 | $940 | $1,170 | $1,420 | $1,570 |
| 14505 | Rochester, NY HUD Metro FMR Area | $820 | $930 | $1,160 | $1,410 | $1,560 |
| 14506 | Rochester, NY HUD Metro FMR Area | $1,030 | $1,160 | $1,450 | $1,770 | $1,950 |
| 14508 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14510 | Rochester, NY HUD Metro FMR Area | $710 | $810 | $1,010 | $1,230 | $1,360 |
| 14511 | Rochester, NY HUD Metro FMR Area | $890 | $1,010 | $1,260 | $1,530 | $1,690 |
| 14512 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 14513 | Rochester, NY HUD Metro FMR Area | $710 | $810 | $1,010 | $1,230 | $1,360 |
| 14514 | Rochester, NY HUD Metro FMR Area | $1,060 | $1,200 | $1,500 | $1,830 | $2,020 |
| 14515 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14516 | Rochester, NY HUD Metro FMR Area | $860 | $980 | $1,220 | $1,480 | $1,640 |
| 14517 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 14518 | Rochester, NY HUD Metro FMR Area | $820 | $930 | $1,160 | $1,410 | $1,560 |
| 14519 | Rochester, NY HUD Metro FMR Area | $810 | $920 | $1,150 | $1,400 | $1,540 |
| 14520 | Rochester, NY HUD Metro FMR Area | $740 | $830 | $1,040 | $1,270 | $1,400 |
| 14522 | Rochester, NY HUD Metro FMR Area | $690 | $780 | $970 | $1,180 | $1,300 |
| 14525 | Rochester, NY HUD Metro FMR Area | $700 | $790 | $990 | $1,200 | $1,330 |
| 14526 | Rochester, NY HUD Metro FMR Area | $830 | $950 | $1,180 | $1,440 | $1,590 |
| 14530 | Rochester, NY HUD Metro FMR Area | $740 | $840 | $1,050 | $1,280 | $1,410 |
| 14532 | Rochester, NY HUD Metro FMR Area | $680 | $770 | $960 | $1,170 | $1,290 |
| 14533 | Rochester, NY HUD Metro FMR Area | $700 | $790 | $990 | $1,200 | $1,330 |
| 14534 | Rochester, NY HUD Metro FMR Area | $1,260 | $1,430 | $1,780 | $2,170 | $2,390 |
| 14537 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 14538 | Rochester, NY HUD Metro FMR Area | $740 | $830 | $1,040 | $1,270 | $1,400 |
| 14539 | Rochester, NY HUD Metro FMR Area | $700 | $790 | $990 | $1,200 | $1,330 |
| 14542 | Rochester, NY HUD Metro FMR Area | $800 | $920 | $1,140 | $1,380 | $1,530 |
| 14543 | Rochester, NY HUD Metro FMR Area | $840 | $950 | $1,190 | $1,450 | $1,600 |
| 14544 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 14545 | Rochester, NY HUD Metro FMR Area | $750 | $850 | $1,050 | $1,280 | $1,410 |
| 14546 | Rochester, NY HUD Metro FMR Area | $1,010 | $1,150 | $1,430 | $1,740 | $1,920 |
| 14547 | Rochester, NY HUD Metro FMR Area | $820 | $930 | $1,160 | $1,410 | $1,560 |
| 14548 | Rochester, NY HUD Metro FMR Area | $830 | $950 | $1,180 | $1,440 | $1,590 |
| 14551 | Rochester, NY HUD Metro FMR Area | $730 | $820 | $1,030 | $1,250 | $1,380 |
| 14555 | Rochester, NY HUD Metro FMR Area | $820 | $930 | $1,160 | $1,410 | $1,560 |
| 14556 | Rochester, NY HUD Metro FMR Area | $740 | $840 | $1,050 | $1,280 | $1,410 |
| 14558 | Rochester, NY HUD Metro FMR Area | $740 | $840 | $1,050 | $1,280 | $1,410 |
| 14559 | Rochester, NY HUD Metro FMR Area | $980 | $1,110 | $1,380 | $1,680 | $1,850 |
| 14560 | Rochester, NY HUD Metro FMR Area | $920 | $1,040 | $1,300 | $1,580 | $1,750 |
| 14561 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14563 | Rochester, NY HUD Metro FMR Area | $740 | $830 | $1,040 | $1,270 | $1,400 |
| 14564 | Rochester, NY HUD Metro FMR Area | $1,100 | $1,240 | $1,550 | $1,890 | $2,080 |
| 14568 | Rochester, NY HUD Metro FMR Area | $720 | $820 | $1,020 | $1,240 | $1,370 |
| 14571 | Rochester, NY HUD Metro FMR Area | $1,200 | $1,360 | $1,700 | $2,070 | $2,280 |
| 14572 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 14580 | Rochester, NY HUD Metro FMR Area | $1,020 | $1,150 | $1,440 | $1,750 | $1,930 |
| 14585 | Rochester, NY HUD Metro FMR Area | $710 | $810 | $1,010 | $1,230 | $1,350 |
| 14586 | Rochester, NY HUD Metro FMR Area | $1,170 | $1,320 | $1,650 | $2,010 | $2,220 |
| 14589 | Rochester, NY HUD Metro FMR Area | $780 | $880 | $1,100 | $1,340 | $1,480 |
| 14590 | Rochester, NY HUD Metro FMR Area | $670 | $760 | $950 | $1,160 | $1,280 |
| 14592 | Rochester, NY HUD Metro FMR Area | $700 | $790 | $990 | $1,200 | $1,330 |
| 14602 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14603 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14604 | Rochester, NY HUD Metro FMR Area | $950 | $1,070 | $1,340 | $1,630 | $1,800 |
| 14605 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 14606 | Rochester, NY HUD Metro FMR Area | $800 | $910 | $1,130 | $1,380 | $1,520 |
| 14607 | Rochester, NY HUD Metro FMR Area | $950 | $1,070 | $1,340 | $1,630 | $1,800 |
| 14608 | Rochester, NY HUD Metro FMR Area | $770 | $870 | $1,090 | $1,330 | $1,460 |
| 14609 | Rochester, NY HUD Metro FMR Area | $790 | $900 | $1,120 | $1,360 | $1,500 |
| 14610 | Rochester, NY HUD Metro FMR Area | $830 | $950 | $1,180 | $1,440 | $1,590 |
| 14611 | Rochester, NY HUD Metro FMR Area | $830 | $950 | $1,180 | $1,440 | $1,590 |
| 14612 | Rochester, NY HUD Metro FMR Area | $910 | $1,030 | $1,290 | $1,570 | $1,730 |
| 14613 | Rochester, NY HUD Metro FMR Area | $770 | $870 | $1,090 | $1,330 | $1,460 |
| 14614 | Rochester, NY HUD Metro FMR Area | $790 | $890 | $1,110 | $1,350 | $1,490 |
| 14615 | Rochester, NY HUD Metro FMR Area | $810 | $920 | $1,150 | $1,400 | $1,540 |
| 14616 | Rochester, NY HUD Metro FMR Area | $860 | $980 | $1,220 | $1,480 | $1,640 |
| 14617 | Rochester, NY HUD Metro FMR Area | $830 | $940 | $1,170 | $1,420 | $1,570 |
| 14618 | Rochester, NY HUD Metro FMR Area | $1,030 | $1,170 | $1,460 | $1,780 | $1,960 |
| 14619 | Rochester, NY HUD Metro FMR Area | $880 | $1,000 | $1,250 | $1,520 | $1,680 |
| 14620 | Rochester, NY HUD Metro FMR Area | $880 | $990 | $1,240 | $1,510 | $1,670 |
| 14621 | Rochester, NY HUD Metro FMR Area | $740 | $840 | $1,050 | $1,280 | $1,410 |
| 14622 | Rochester, NY HUD Metro FMR Area | $830 | $940 | $1,170 | $1,420 | $1,570 |
| 14623 | Rochester, NY HUD Metro FMR Area | $950 | $1,070 | $1,340 | $1,630 | $1,800 |
| 14624 | Rochester, NY HUD Metro FMR Area | $960 | $1,090 | $1,360 | $1,660 | $1,830 |
| 14625 | Rochester, NY HUD Metro FMR Area | $930 | $1,050 | $1,310 | $1,590 | $1,760 |
| 14626 | Rochester, NY HUD Metro FMR Area | $960 | $1,090 | $1,360 | $1,660 | $1,830 |
| 14627 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14638 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14639 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14642 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14643 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14646 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14647 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14649 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14650 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14651 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14652 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14653 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14692 | Rochester, NY HUD Metro FMR Area | $860 | $970 | $1,210 | $1,470 | $1,630 |
| 14822 | Rochester, NY HUD Metro FMR Area | $740 | $840 | $1,050 | $1,280 | $1,410 |
| 14836 | Rochester, NY HUD Metro FMR Area | $740 | $840 | $1,050 | $1,280 | $1,410 |
| 14846 | Rochester, NY HUD Metro FMR Area | $660 | $750 | $940 | $1,160 | $1,270 |
| 14884 | Rochester, NY HUD Metro FMR Area | $740 | $840 | $1,050 | $1,280 | $1,410 |
2022 Average & Median Rent Data Statistics
ROCHESTER, NY average 1BR rent: $915, median: $910
ROCHESTER, NY average 2BR rent: $1,142, median: $1,135
ROCHESTER, NY average 3BR rent: $1,391, median: $1,380
ROCHESTER, NY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 9,238 | $2,034,710,000 | $220,254 |
| Other | 3,674 | $306,480,000 | $83,419 |
| Home Improvement | 3,433 | $258,945,000 | $75,428 |
| Refi | 2,553 | $466,445,000 | $182,705 |
| Cash Out Refi | 1,912 | $478,690,000 | $250,361 |
| NA | 1 | $405,000 | $405,000 |
Rochester's most frequently cited loan purpose was Home Purchase, with 9,238 originations. The 2nd most popular reason was Other, with 3,674 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 6,632 | $1,415,670,000 | $213,460 |
| 7-8% | 4,656 | $942,290,000 | $202,382 |
| Over 8% | 3,733 | $369,975,000 | $99,109 |
| 4-5% | 2,852 | $264,620,000 | $92,784 |
| 5-6% | 1,735 | $393,315,000 | $226,695 |
| <2.5% | 380 | $26,680,000 | $70,211 |
| 3-4% | 106 | $11,630,000 | $109,717 |
| 2.5-3% | 13 | $2,585,000 | $198,846 |
During 2023, Rochester's most frequently originated rate bucket was 6-7%, with 6,632 originations.
Loan Sizing (ROCHESTER, NY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 8,272 | $438,920,000 | $53,061 |
| $100k-200k | 7,186 | $1,043,660,000 | $145,235 |
| $200k-400k | 4,467 | $1,187,975,000 | $265,945 |
| $400k-600k | 652 | $308,090,000 | $472,531 |
| $600k-1000k | 170 | $121,850,000 | $716,765 |
| $Over $1MM | 64 | $445,180,000 | $6,955,938 |
ROCHESTER's loan sizing saw the bucket of loans from $100,000 or less with 8,272 originations, totaling $438,920,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 6,402 | $1,424,810,000 | $222,557 |
| 20-40% | 4,059 | $337,925,000 | $83,253 |
| 60-80% | 3,946 | $1,024,500,000 | $259,630 |
| Under 20% | 3,402 | $154,320,000 | $45,362 |
| 40-60% | 2,279 | $496,865,000 | $218,019 |
| Over 100% | 76 | $33,870,000 | $445,658 |
ROCHESTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,402 originations, totaling $1,424,810,000 in origination value.