Chickasaw Community Bank Mortgage Rates, Fees & Info
Oklahoma City, OKLEI: 549300LIZH7VW4DFJK44
Tax ID: 73-0242063
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Mortgage Data
Review & Overview
Chickasaw Community Bank is a smaller bank specializing in Home Purchase loans. They have a a high proportion of FHA loans. Chickasaw Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Oklahoma City, Tulsa, Des Moines, Tahlequah, and Ada among others. We have data for 102 markets. (Some data included below & more in-depth data is available with an active subscription.)Chickasaw Community Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Chickasaw Community Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.90% | 4/28/24 |
| 30 Year Conventional Refi | 6.64% | 4/28/24 |
| 30 Year Cash-out Refi | 6.93% | 4/28/24 |
| 30 Year FHA Purchase | 7.27% | 4/28/24 |
| 30 Year FHA Refi | 6.78% | 4/28/24 |
| 30 Year VA Purchase | 6.76% | 4/28/24 |
| 30 Year VA Refi | 6.67% | 4/28/24 |
| 30 Year USDA Purchase | 7.23% | 4/28/24 |
| 30 Year USDA Refi | 6.27% | 4/28/24 |
| 15 Year Conventional Purchase | 6.59% | 4/28/24 |
| 15 Year Conventional Refi | 6.34% | 4/28/24 |
| 15 Year Cash-out Refi | 6.34% | 4/28/24 |
| 15 Year FHA Purchase | 7.52% | 4/28/24 |
| 15 Year FHA Refi | 5.68% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Chickasaw Community Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,083Origination Dollar Volume (All Markets)
$239,255,000Awards
Chickasaw Community Bank - 2022
Chickasaw Community Bank is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 369 | $86,465,000 | $234,322 | $7,433 | 5.07% |
| TULSA, OK (FHA|USDA|VA) | 133 | $24,145,000 | $181,541 | $7,955 | 5.16% |
| Outside of Metro Areas | 118 | $20,680,000 | $175,254 | $6,661 | 4.99% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 58 | $12,590,000 | $217,069 | $6,629 | 4.77% |
| Tahlequah, OK (FHA|USDA|VA) | 21 | $12,415,000 | $591,190 | $7,681 | 4.87% |
| Ada, OK (FHA|USDA|VA) | 40 | $6,580,000 | $164,500 | $6,011 | 4.71% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 15 | $5,425,000 | $361,667 | $20,641 | 6.25% |
| Altus, OK (FHA|USDA|VA) | 23 | $5,155,000 | $224,130 | $8,047 | 4.95% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 11 | $4,805,000 | $436,818 | $6,028 | 5.20% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 14 | $3,700,000 | $264,286 | $8,178 | 4.85% |
| Miami, OK (FHA|USDA|VA) | 27 | $3,545,000 | $131,296 | $4,475 | 4.72% |
| Shawnee, OK (FHA|USDA|VA) | 19 | $3,235,000 | $170,263 | $7,077 | 5.18% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 14 | $3,110,000 | $222,143 | $9,155 | 5.06% |
| ANCHORAGE, AK (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $7,729 | 5.45% |
| ENID, OK (FHA|USDA|VA) | 5 | $2,465,000 | $493,000 | $6,697 | 5.05% |
| Ardmore, OK (FHA|USDA|VA) | 13 | $2,105,000 | $161,923 | $7,656 | 5.01% |
| AMES, IA (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $5,261 | 4.40% |
| LAWTON, OK (FHA|USDA|VA) | 12 | $1,900,000 | $158,333 | $7,738 | 5.13% |
| Durant, OK (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $7,477 | 4.19% |
| Duncan, OK (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $7,555 | 5.44% |
| Muskogee, OK (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $5,838 | 4.80% |
| Bartlesville, OK (FHA|USDA|VA) | 10 | $1,390,000 | $139,000 | $5,418 | 4.73% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $9,277 | 5.63% |
| Coshocton, OH (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $6,093 | 6.49% |
| McAlester, OK (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $7,979 | 4.34% |
| SANTA FE, NM (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $8,664 | 5.04% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $915,000 | $130,714 | $5,657 | 4.98% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,123 | 5.17% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $7,744 | 3.44% |
| Cambridge, OH (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $7,880 | 5.90% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,546 | 5.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $12,871 | 6.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $12,007 | 4.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,501 | 3.75% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $10,058 | 4.67% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,579 | 3.94% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,602 | 4.63% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $11,360 | 3.63% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $19,405 | 5.00% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $6,318 | 6.40% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,004 | 5.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,825 | 4.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,044 | 5.81% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,717 | 4.94% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $21,911 | 4.88% |
| Gallup, NM (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,401 | 3.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 5.00% |
| RENO, NV (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,982 | 5.38% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,326 | 4.88% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,672 | 4.25% |
| Woodward, OK (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,037 | 4.06% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,264 | 3.63% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,634 | 4.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,383 | 6.25% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,509 | 4.38% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 5.00% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,252 | 6.38% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,262 | 5.63% |
| Pella, IA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,925 | 4.13% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,301 | 4.38% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,423 | 3.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,431 | 4.63% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,405 | 3.75% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,808 | 3.13% |
| Vernal, UT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,305 | 5.25% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,712 | 5.00% |
| Fernley, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,133 | 5.75% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,237 | 3.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,788 | 5.00% |
| Beatrice, NE (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,600 | 6.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,885 | 4.88% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,630 | 2.75% |
| Carroll, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,000 | 6.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,817 | 6.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,072 | 4.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,313 | 4.75% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,488 | 6.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,293 | 5.88% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,234 | 6.19% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,801 | 4.88% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,024 | 6.50% |
| Parsons, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,255 | 3.50% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,878 | 3.50% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,842 | 5.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,110 | 2.88% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,459 | 3.13% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,302 | 5.63% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,702 | 5.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,345 | 4.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,622 | 2.88% |
| Hays, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,364 | 2.75% |
| Newport, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,946 | 5.75% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,107 | 6.50% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,131 | 5.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,762 | 7.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,399 | 2.88% |
| Snyder, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,750 | 5.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,736 | 6.25% |
| Macomb, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,815 | 7.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,816 | 6.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against Chickasaw Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2022, Chickasaw Community Bank's most frequently originated type of loan was FHA, with 505 originations. Their 2nd most popular type was Conventional, with 394 originations.
Loan Reason
For 2022, Chickasaw Community Bank's most frequently cited loan purpose was Home Purchase, with 872 originations. The 2nd most popular reason was Cash Out Refi, with 119 originations.
Loan Duration/Length
For 2022, Chickasaw Community Bank's most frequently cited loan duration was 30 Year, with 774 originations. The 2nd most popular length was 5 Year, with 270 originations.
Origination Fees/Closing Costs
Chickasaw Community Bank's average total fees were $7,344, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 242 originations.
Interest Rates
During 2022, Chickasaw Community Bank's average interest rate for loans was 5.01%, while their most frequently originated rate bucket for loans was 4-5%, with 360 originations.
Loan Sizing
2022 saw Chickasaw Community Bank place emphasis on $100k-200k loans with 526 originations, totaling $77,370,000 in origination value.
Applicant Income
Chickasaw Community Bank lent most frequently to those with incomes in the $50k-75k range, with 247 originations. The second most popular income band? $50k or less, with 182 originations.
Applicant Debt to Income Ratio
Chickasaw Community Bank lent most frequently to those with DTI ratios of 30-36%, with 171 originations. The next most common DTI ratio? 20-30%, with 139 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications77.95%
Chickasaw Community Bank has a below average approval rate.
Pick Rate
Approvals leading to origination73.22%
Chickasaw Community Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,083 | $239,255,000 | $220,919 |