Chickasaw Community Bank Mortgage Rates, Fees & Info

Oklahoma City, OK

LEI: 549300LIZH7VW4DFJK44

Tax ID: 73-0242063

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Chickasaw Community Bank is a smaller bank specializing in Home Purchase loans. They have a a high proportion of FHA loans. Chickasaw Community Bank has an average proportion of conventional loans. Their top markets by origination volume include: Oklahoma City, Tulsa, Des Moines, Omaha, and Anchorage among others. We have data for 103 markets. (Some data included below & more in-depth data is available with an active subscription.)

Chickasaw Community Bank has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Chickasaw Community Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.90%	11/21/24
30 Year Conventional Refi	6.64%	11/21/24
30 Year Cash-out Refi	6.93%	11/21/24
30 Year FHA Purchase	7.27%	11/21/24
30 Year FHA Refi	6.78%	11/21/24
30 Year VA Purchase	6.76%	11/21/24
30 Year VA Refi	6.67%	11/21/24
30 Year USDA Purchase	7.23%	11/21/24
30 Year USDA Refi	6.27%	11/21/24
15 Year Conventional Purchase	6.59%	11/21/24
15 Year Conventional Refi	6.34%	11/21/24
15 Year Cash-out Refi	6.34%	11/21/24
15 Year FHA Purchase	7.52%	11/21/24
15 Year FHA Refi	5.68%	11/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Chickasaw Community Bank Mortgage Calculator

Purchase Price:

Loan Amount:

Deposit Amount:

% Deposit:

Interest Rate:

Loan Type:

Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Chickasaw Community Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

1,427

Origination Dollar Volume (All Markets)

$231,835,000

Employee count

Awards

Chickasaw Community Bank FHA Loans bronze

Chickasaw Community Bank VA Loans silver

Chickasaw Community Bank USDA Loans gold

Show all (6) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	489	$79,845,000	$163,282	$5,263	4.83%
TULSA, OK (FHA\|USDA\|VA)	137	$22,085,000	$161,204	$5,596	4.84%
Outside of Metro Areas	182	$21,930,000	$120,495	$7,783	4.80%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	88	$15,460,000	$175,682	$5,044	4.87%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	72	$12,800,000	$177,778	$4,397	5.03%
ANCHORAGE, AK (FHA\|USDA\|VA)	33	$7,405,000	$224,394	$7,411	4.36%
Ada, OK (FHA\|USDA\|VA)	41	$5,885,000	$143,537	$5,229	4.28%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	26	$5,780,000	$222,308	$5,562	4.63%
Altus, OK (FHA\|USDA\|VA)	31	$5,425,000	$175,000	$4,254	4.79%
Ardmore, OK (FHA\|USDA\|VA)	33	$5,115,000	$155,000	$5,382	4.61%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	11	$3,875,000	$352,273	$6,735	4.53%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	10	$3,790,000	$379,000	$6,147	4.56%
Tahlequah, OK (FHA\|USDA\|VA)	35	$2,795,000	$79,857	$7,446	5.17%
SIOUX CITY, IA-NE-SD (FHA\|USDA\|VA)	15	$2,155,000	$143,667	$6,210	5.22%
Shawnee, OK (FHA\|USDA\|VA)	15	$1,895,000	$126,333	$4,488	4.66%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	19	$1,645,000	$86,579	$6,110	5.03%
Durant, OK (FHA\|USDA\|VA)	11	$1,585,000	$144,091	$6,042	4.23%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	7	$1,505,000	$215,000	$6,727	4.54%
Beatrice, NE (FHA\|USDA\|VA)	15	$1,375,000	$91,667	$4,011	5.18%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	4	$1,240,000	$310,000	$7,951	4.03%
SALEM, OR (FHA\|USDA\|VA)	4	$1,190,000	$297,500	$10,433	4.75%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	4	$1,070,000	$267,500	$4,460	5.28%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	5	$1,025,000	$205,000	$5,184	4.25%
LAWTON, OK (FHA\|USDA\|VA)	9	$915,000	$101,667	$4,453	4.83%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	2	$830,000	$415,000	$11,246	4.50%
McAlester, OK (FHA\|USDA\|VA)	5	$775,000	$155,000	$6,191	4.48%
LINCOLN, NE (FHA\|USDA\|VA)	5	$775,000	$155,000	$4,645	5.13%
Muskogee, OK (FHA\|USDA\|VA)	9	$765,000	$85,000	$5,566	4.96%
LAKE CHARLES, LA (FHA\|USDA\|VA)	3	$765,000	$255,000	$5,326	5.38%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	2	$730,000	$365,000	$13,626	4.69%
Bartlesville, OK (FHA\|USDA\|VA)	6	$730,000	$121,667	$4,860	4.85%
Marshalltown, IA (FHA\|USDA\|VA)	4	$590,000	$147,500	$5,924	5.13%
Weatherford, OK (FHA\|USDA\|VA)	2	$560,000	$280,000	$4,317	4.31%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	2	$540,000	$270,000	$7,783	4.38%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	3	$515,000	$171,667	$6,366	4.38%
YAKIMA, WA (FHA\|USDA\|VA)	2	$510,000	$255,000	$9,689	4.25%
SANTA FE, NM (FHA\|USDA\|VA)	2	$510,000	$255,000	$7,610	4.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	2	$500,000	$250,000	$6,110	3.88%
Spirit Lake, IA (FHA\|USDA\|VA)	2	$480,000	$240,000	$8,770	4.75%
BELLINGHAM, WA (FHA\|USDA\|VA)	2	$450,000	$225,000	$6,278	4.25%
Stillwater, OK (FHA\|USDA\|VA)	4	$440,000	$110,000	$4,681	4.50%
Fremont, NE (FHA\|USDA\|VA)	3	$435,000	$145,000	$4,843	4.83%
Montrose, CO (FHA\|USDA\|VA)	2	$420,000	$210,000	$6,080	4.19%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	2	$400,000	$200,000	$3,556	4.38%
GREELEY, CO (FHA\|USDA\|VA)	1	$385,000	$385,000	$5,082	4.25%
DeRidder, LA (FHA\|USDA\|VA)	1	$375,000	$375,000	$4,195	5.25%
Key West, FL (FHA\|USDA\|VA)	1	$375,000	$375,000	$10,066	4.25%
UTICA-ROME, NY (FHA\|USDA\|VA)	2	$370,000	$185,000	$7,463	4.25%
Duncan, OK (FHA\|USDA\|VA)	3	$345,000	$115,000	$5,968	4.71%
Cañon City, CO (FHA\|USDA\|VA)	1	$315,000	$315,000	$9,792	4.75%
MEDFORD, OR (FHA\|USDA\|VA)	1	$305,000	$305,000	$10,034	5.25%
BOULDER, CO (FHA\|USDA\|VA)	1	$305,000	$305,000	$2,729	5.00%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	1	$305,000	$305,000	$8,067	4.13%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	1	$305,000	$305,000	$4,014	4.13%
Ponca City, OK (FHA\|USDA\|VA)	2	$300,000	$150,000	$7,996	4.38%
MONROE, LA (FHA\|USDA\|VA)	1	$295,000	$295,000	$4,472	3.88%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	1	$295,000	$295,000	$7,350	3.75%
ST. GEORGE, UT (FHA\|USDA\|VA)	1	$295,000	$295,000	$8,746	4.25%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	1	$295,000	$295,000	$7,907	4.25%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	1	$285,000	$285,000	$9,005	4.25%
TUCSON, AZ (FHA\|USDA\|VA)	1	$275,000	$275,000	$8,020	4.38%
AMES, IA (FHA\|USDA\|VA)	2	$260,000	$130,000	$4,197	4.75%
Malone, NY (FHA\|USDA\|VA)	1	$255,000	$255,000	$14,610	5.25%
Miami, OK (FHA\|USDA\|VA)	2	$240,000	$120,000	$5,448	4.44%
VISALIA, CA (FHA\|USDA\|VA)	1	$235,000	$235,000	$6,959	4.38%
ENID, OK (FHA\|USDA\|VA)	2	$230,000	$115,000	$5,576	4.56%
PUEBLO, CO (FHA\|USDA\|VA)	1	$225,000	$225,000	$9,863	4.75%
Port Angeles, WA (FHA\|USDA\|VA)	1	$215,000	$215,000	$6,572	3.63%
FORT WAYNE, IN (FHA\|USDA\|VA)	1	$215,000	$215,000	$7,325	4.50%
REDDING, CA (FHA\|USDA\|VA)	1	$215,000	$215,000	$7,619	4.38%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	1	$215,000	$215,000	$7,597	4.63%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	1	$215,000	$215,000	$6,383	3.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	2	$210,000	$105,000	$5,140	4.69%
Silver City, NM (FHA\|USDA\|VA)	1	$205,000	$205,000	$6,481	4.25%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	1	$205,000	$205,000	$7,969	4.38%
CEDAR RAPIDS, IA (FHA\|USDA\|VA)	1	$205,000	$205,000	$3,448	5.50%
Newport, OR (FHA\|USDA\|VA)	1	$195,000	$195,000	$7,569	4.25%
PROVO-OREM, UT (FHA\|USDA\|VA)	1	$195,000	$195,000	$5,842	4.25%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	1	$185,000	$185,000	$5,795	4.25%
Moses Lake, WA (FHA\|USDA\|VA)	1	$185,000	$185,000	$4,694	3.88%
MODESTO, CA (FHA\|USDA\|VA)	1	$165,000	$165,000	$5,454	4.63%
LONGVIEW, WA (FHA\|USDA\|VA)	1	$165,000	$165,000	$6,216	4.88%
Las Vegas, NM (FHA\|USDA\|VA)	1	$165,000	$165,000	$4,236	4.88%
CHICO, CA (FHA\|USDA\|VA)	1	$165,000	$165,000	$5,655	4.00%
AMARILLO, TX (FHA\|USDA\|VA)	1	$165,000	$165,000	$6,700	3.25%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	1	$155,000	$155,000	$5,536	4.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	1	$155,000	$155,000	$7,164	4.38%
Lumberton, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$7,543	3.88%
Bemidji, MN (FHA\|USDA\|VA)	1	$145,000	$145,000	$7,066	3.63%
Cedar City, UT (FHA\|USDA\|VA)	1	$145,000	$145,000	$5,110	5.00%
Russellville, AR (FHA\|USDA\|VA)	1	$135,000	$135,000	$5,600	5.25%
Gallup, NM (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,641	4.25%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,361	3.75%
Sandpoint, ID (FHA\|USDA\|VA)	1	$105,000	$105,000	$4,308	5.63%
Susanville, CA (FHA\|USDA\|VA)	1	$105,000	$105,000	$4,504	4.25%
EL PASO, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$4,821	4.75%
SIOUX FALLS, SD (FHA\|USDA\|VA)	1	$95,000	$95,000	$3,827	5.25%
FARGO, ND-MN (FHA\|USDA\|VA)	1	$85,000	$85,000	$4,810	3.88%
Natchitoches, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$4,504	5.63%
Ogdensburg-Massena, NY (FHA\|USDA\|VA)	1	$65,000	$65,000	$4,991	5.13%
Minden, LA (FHA\|USDA\|VA)	1	$65,000	$65,000	$2,879	5.13%
Fairfield, IA (FHA\|USDA\|VA)	1	$65,000	$65,000	$2,795	5.25%
LAS CRUCES, NM (FHA\|USDA\|VA)	1	$65,000	$65,000	$3,386	4.25%

Chickasaw Community Bank's top markets include Oklahoma City, Tulsa, Des Moines, Omaha, and Anchorage among others.

Their top states include:

Oklahoma (FHA|USDA|VA)

Iowa (FHA|USDA|VA)

Nebraska (FHA|USDA|VA)

Alaska (FHA|USDA|VA)

Louisiana (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against Chickasaw Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

People's Community Federal Credit Union
Similarity Rank: 33

Charter Bank
Similarity Rank: 36

Tulsa Federal Credit Union
Similarity Rank: 42

SIOUXLAND FEDERAL CREDIT UNION
Similarity Rank: 45

Iowa Nebraska State Bank
Similarity Rank: 50

RED CROWN
Similarity Rank: 66

Municipal Employees Credit Union of Oklahoma City
Similarity Rank: 89

Raccoon Valley Bank
Similarity Rank: 96

WEOKIE
Similarity Rank: 120

U.S. HOME MORTGAGE, INC.
Similarity Rank: 162

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
FHA	881	$136,065,000	$154,444	$6,168	4.65%
Conventional	301	$52,775,000	$175,332	$3,627	5.15%
VA	127	$28,585,000	$225,079	$5,237	4.75%
USDA	118	$14,410,000	$122,119	$7,127	4.89%

For 2018, Chickasaw Community Bank's most frequently originated type of loan was FHA, with 881 originations. Their 2nd most popular type was Conventional, with 301 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	1,210	$194,120,000	$160,430	$5,758	4.78%
Cash Out Refi	114	$18,260,000	$160,175	$5,205	4.86%
Refi	83	$16,915,000	$203,795	$5,437	4.75%
Home Improvement	18	$2,220,000	$123,333	$6,255	4.67%
NA	2	$320,000	$160,000	$2,323	4.38%

For 2018, Chickasaw Community Bank's most frequently cited loan purpose was Home Purchase, with 1,210 originations. The 2nd most popular reason was Cash Out Refi, with 114 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	1,289	$210,945,000	$163,650	$5,792	4.76%
5 Year	58	$8,190,000	$141,207	$1,803	5.50%
15 Year	52	$6,500,000	$125,000	$4,374	4.29%
3 Year	9	$3,895,000	$432,778	$3,418	5.39%
1 Year	8	$1,050,000	$131,250	$0	6.00%
Other	5	$675,000	$135,000	$3,996	5.05%
20 Year	4	$430,000	$107,500	$3,710	4.59%
10 Year	2	$150,000	$75,000	$2,680	4.75%

For 2018, Chickasaw Community Bank's most frequently cited loan duration was 30 Year, with 1,289 originations. The 2nd most popular length was 5 Year, with 58 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	610	$110,130,000	$180,541
$1k-2k	467	$69,635,000	$149,111
$2k-3k	116	$17,480,000	$150,690
$3k-4k	41	$8,325,000	$203,049
$5k+	11	$3,525,000	$320,455
$4k-5k	7	$1,725,000	$246,429

Chickasaw Community Bank's average total fees were $5,792, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 610 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
4-5%	863	$147,825,000	$171,292
5-6%	429	$61,335,000	$142,972
3-4%	127	$21,685,000	$170,748
6-7%	8	$990,000	$123,750

During 2018, Chickasaw Community Bank's average interest rate for loans was 4.76%, while their most frequently originated rate bucket for loans was 4-5%, with 863 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-200k	691	$102,275,000	$148,010	$5,778	4.76%
$100,000 or less	368	$27,940,000	$75,924	$4,022	5.00%
$200k-400k	348	$90,110,000	$258,937	$6,613	4.61%
$400k-600k	18	$8,220,000	$456,667	$8,193	4.77%
$1MM+	1	$2,485,000	$2,485,000	$0	5.50%
$600k-1MM	1	$805,000	$805,000	$0	5.25%

2018 saw Chickasaw Community Bank place emphasis on $100k-200k loans with 691 originations, totaling $102,275,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k-75k	395	$61,555,000	$155,835	$6,228	4.76%
$50k or less	370	$41,510,000	$112,189	$4,679	4.79%
$75k-100k	246	$47,260,000	$192,114	$5,807	4.68%
$100k-150k	189	$45,065,000	$238,439	$6,394	4.62%
$150k-250k	60	$15,250,000	$254,167	$5,782	4.82%
$250k+	6	$1,950,000	$325,000	$8,150	4.56%

Chickasaw Community Bank lent most frequently to those with incomes in the $50k-75k range, with 395 originations. The second most popular income band? $50k or less, with 370 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
30-36%	259	$42,795,000	$165,232	$5,484	4.68%
20-30%	242	$37,330,000	$154,256	$6,738	4.75%
40%	74	$13,020,000	$175,946	$4,946	4.76%
37%	67	$10,915,000	$162,910	$5,338	4.66%
39%	65	$12,445,000	$191,462	$5,631	4.58%
38%	60	$9,840,000	$164,000	$5,492	4.61%
<20%	57	$9,245,000	$162,193	$4,908	4.60%
42%	56	$9,030,000	$161,250	$5,510	4.75%
50-60%	50	$8,510,000	$170,200	$5,649	4.82%
36%	47	$8,335,000	$177,340	$6,077	4.53%
45%	43	$7,225,000	$168,023	$5,168	4.96%
41%	37	$7,505,000	$202,838	$6,025	4.76%
43%	36	$5,810,000	$161,389	$5,450	4.69%
49%	35	$6,735,000	$192,429	$5,824	4.86%
48%	34	$6,210,000	$182,647	$5,614	4.80%
46%	33	$6,355,000	$192,576	$5,751	4.88%
47%	27	$4,185,000	$155,000	$4,954	4.87%
44%	26	$4,940,000	$190,000	$5,288	4.83%
>60%	2	$320,000	$160,000	$5,063	4.56%

Chickasaw Community Bank lent most frequently to those with DTI ratios of 30-36%, with 259 originations. The next most common DTI ratio? 20-30%, with 242 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	697	$115,545,000	$165,775	$5,484	4.94%
American Indian	501	$86,035,000	$171,727	$6,075	4.41%
Not applicable	156	$18,450,000	$118,269	$2,082	5.22%
Not provided	29	$5,015,000	$172,931	$5,401	4.78%
Black	25	$3,875,000	$155,000	$4,639	5.02%
Asian	12	$2,050,000	$170,833	$5,310	4.81%
Native Hawaiian or Islander	4	$530,000	$132,500	$6,985	4.97%
Other Pacific Islander	3	$335,000	$111,667	$0	6.00%

Approval Rates

Total approvals of all applications
81.44%

Chickasaw Community Bank has a below average approval rate.

Pick Rate

Approvals leading to origination
91.10%

Chickasaw Community Bank has an average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	1,427	$231,835,000	$162,463

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Multifamily:Site-Built	3	$825,000	$275,000
Single Family (1-4 Units):Manufactured	17	$2,375,000	$139,706
Single Family (1-4 Units):Site-Built	1,407	$228,635,000	$162,498

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	13	$995,000	$76,538	$3,542	4.76%
40-60%	31	$3,435,000	$110,806	$3,934	4.61%
60-80%	308	$43,830,000	$142,305	$4,945	4.97%
80-100%	1,048	$177,740,000	$169,599	$5,850	4.74%
Over 100%	22	$5,210,000	$236,818	$8,402	4.83%
Under 20%	3	$335,000	$111,667	$7,764	5.25%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
Bank 2	909 South Meridian Avenue Oklahoma City, OK 73108	Full Service B&M	$143,329

For 2018, Chickasaw Community Bank had 1 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$8,166
Net interest income	$7,186
Total noninterest income	$6,112
Gross Fiduciary activities income	$0
Service charges on deposit accounts	$108
Trading account gains and fees	$0
Additional Noninterest Income	$6,004
Pre-tax net operating income	$1,259
Securities gains (or losses, -)	$14
Income before extraordinary items	$1,103
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$1,103
Minority interest net income	$0
Net income	$1,103
Sale, conversion, retirement of capital stock, net	$0
Net operating income	$1,090

Chickasaw Community Bank's gross interest income from loans was $8,166,000.
Chickasaw Community Bank's net interest income from loans was $7,186,000.
Chickasaw Community Bank's fee based income from loans was $108,000.
Chickasaw Community Bank's net income from loans was $1,103,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$980
Provision for credit losses	$321
Total noninterest expense	$11,718
Salaries and employee benefits	$8,240
Premises and equipment expense	$665
Additional noninterest expense	$2,813
Applicable income taxes	$170
Net charge-offs	$2
Cash dividends	$320

Chickasaw Community Bank's interest expense for loans was $980,000.
Chickasaw Community Bank's payroll and benefits expense were $8,240,000.
Chickasaw Community Bank's property, plant and equipment expenses $665,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	0.0%
Real Estate loans	0.0%
Construction & Land Development loans	0.0%
Nonfarm, nonresidential loans	0.0%
Multifamily residential loans	0.0%
1-4 family residential loans	0.0%
HELOC loans	0.0%
All other family	0.0%
Commercial & industrial loans	0.0%
Personal loans	0.0%
Credit card loans	0.0%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$171,070
Deposits held in domestic offices	$171,070
Deposits by Individuals, partnerships, and corporations	$128,528
Deposits by U.S. Government	$0
Deposits by States and political subdivisions in the U.S.	$39,156
Deposits by Commercial banks and other depository institutions in U.S.	$3,386
Deposits by Banks in foreign countries	$0
Deposits by Foreign governments and official institutions	$0
Transaction accounts	$66,056
Demand deposits	$54,453
Nontransaction accounts	$105,014
Money market deposit accounts (MMDAs)	$50,877
Other savings deposits (excluding MMDAs)	$2,201
Total time deposits	$51,937
Total time and savings deposits	$116,617
Noninterest-bearing deposits	$19,060
Interest-bearing deposits	$152,010
Retail deposits	$122,376
IRAs and Keogh plan accounts	$3,818
Brokered deposits	$42,697
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$192,527
Cash & Balances due from depository institutions	$4,067
Interest-bearing balances	$3,306
Total securities	$23,470
Federal funds sold & reverse repurchase	$505
Net loans and leases	$146,257
Loan and leases loss allowance	$1,428
Trading account assets	$0
Bank premises and fixed assets	$637
Other real estate owned	$1,017
Goodwill and other intangibles	$8,197
All other assets	$8,377

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$192,527
Total Liabilities	$173,508
Total deposits	$171,070
Interest-bearing deposits	$152,010
Deposits held in domestic offices	$171,070
% insured (estimated)	$77
Federal funds purchased and repurchase agreements	$0
Trading liabilities	$0
Other borrowed funds	$0
Subordinated debt	$0
All other liabilities	$2,438

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$146,257
Loan and leases loss allowance	$1,428
Total loans and leases (domestic)	$147,685
All real estate loans	$121,658
Real estate loans in domestic offices	$121,658
Construction and development loans	$17,621
Residential 1-4 family construction	$9,295
Other construction, all land development and other land	$8,326
Loans secured by nonfarm nonresidential properties	$41,969
Nonfarm nonresidential secured by owner-occupied properties	$19,466
Commercial real estate & other non-farm, non-residential	$22,503
Multifamily residential real estate	$6,425
1-4 family residential loans	$55,380
Farmland loans	$263
Loans held in foreign offices	$0
Farm loans	$0
Commercial and industrial loans	$22,545
To non-U.S. addressees	$0
Loans to individuals	$3,424
Credit card loans	$0
Related Plans	$67
Consumer Auto Loans	$3,194
Other loans to individuals	$163
All other loans & leases	$59
Loans to foreign governments and official institutions	$0
Other loans	$59
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$0
Loans secured by real estate to non-U.S. addressees	$0
Restructured Loans & leases	$173
Non 1-4 family restructured loans & leases	$0
Total loans and leases (foreign)	$0

Chickasaw Community Bank had $146,257,000 of loans outstanding in 2018. $121,658,000 of loans were in real estate loans. $17,621,000 of loans were in development loans. $6,425,000 of loans were in multifamily mortgage loans. $55,380,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $3,194,000 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan
Nonfarm, nonresidential loans - <$1MM	65	$16,397	$252,262
Nonfarm, nonresidential loans - <$100k	8	$445	$55,625
Nonfarm, nonresidential loans - $100-250k	23	$2,676	$116,348
Nonfarm, nonresidential loans - $250k-1MM	34	$13,276	$390,471
Commercial & Industrial, US addressed loans - <$1MM	65	$6,963	$107,123
Commercial & Industrial, US addressed loans - <$100k	34	$1,089	$32,029
Commercial & Industrial, US addressed loans - $100-250k	17	$1,855	$109,118
Commercial & Industrial, US addressed loans - $250k-1MM	14	$4,019	$287,071
Farmland loans - <$1MM	5	$263	$52,600
Farmland loans - <$100k	3	$76	$25,333
Farmland loans - $100-250k	2	$187	$93,500