Berkeley Point Capital Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300HINJH60UG3KG47
Tax ID: 45-3508295
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Berkeley Point Capital is a large mortgage company specializing in Home Purchase and Cash Out Refi loans. Berkeley Point Capital has a high proportion of conventional loans. Their top markets by origination volume include: Tampa, Atlanta, Washington, Los Angeles, and Kansas City among others. We have data for 86 markets. (Some data included below & more in-depth data is available with an active subscription.)Berkeley Point Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 15 Year Conventional Purchase | 6.00% | 4/19/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Berkeley Point Capital Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Berkeley Point Capital. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
217Origination Dollar Volume (All Markets)
$7,639,585,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 6 | $1,518,040,000 | $253,006,667 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 9 | $755,545,000 | $83,949,444 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $334,335,000 | $47,762,143 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 14 | $298,490,000 | $21,320,714 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $274,905,000 | $91,635,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 9 | $233,455,000 | $25,939,444 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $205,680,000 | $25,710,000 | $0 | 0.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $192,965,000 | $64,321,667 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $183,855,000 | $36,771,000 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4 | $181,470,000 | $45,367,500 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $169,005,000 | $56,335,000 | $0 | 0.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $160,010,000 | $80,005,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $158,560,000 | $39,640,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $138,145,000 | $46,048,333 | $0 | 0.00% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $137,920,000 | $34,480,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 7 | $123,195,000 | $17,599,286 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $120,630,000 | $30,157,500 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $111,035,000 | $37,011,667 | $0 | 0.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $96,910,000 | $24,227,500 | $0 | 0.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $95,190,000 | $47,595,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $80,005,000 | $80,005,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $79,115,000 | $26,371,667 | $0 | 0.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $78,730,000 | $19,682,500 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $77,340,000 | $19,335,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $76,245,000 | $25,415,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $74,050,000 | $18,512,500 | $0 | 0.00% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $73,745,000 | $73,745,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $68,255,000 | $68,255,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $66,005,000 | $13,201,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $64,040,000 | $32,020,000 | $0 | 0.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $59,955,000 | $19,985,000 | $0 | 0.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $59,215,000 | $59,215,000 | $0 | 0.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $56,220,000 | $28,110,000 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $50,750,000 | $12,687,500 | $0 | 0.00% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $46,130,000 | $23,065,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $44,940,000 | $22,470,000 | $0 | 0.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $44,435,000 | $44,435,000 | $0 | 0.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $43,545,000 | $43,545,000 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $41,170,000 | $10,292,500 | $0 | 0.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $39,665,000 | $39,665,000 | $0 | 0.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $38,925,000 | $38,925,000 | $0 | 0.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $38,585,000 | $38,585,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $37,650,000 | $18,825,000 | $0 | 0.00% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $36,765,000 | $36,765,000 | $0 | 0.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $36,035,000 | $36,035,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $35,105,000 | $35,105,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 2 | $35,050,000 | $17,525,000 | $0 | 0.00% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $34,105,000 | $34,105,000 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $33,850,000 | $16,925,000 | $0 | 0.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $32,480,000 | $16,240,000 | $0 | 0.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $30,765,000 | $30,765,000 | $0 | 0.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $29,285,000 | $29,285,000 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $26,685,000 | $26,685,000 | $0 | 0.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $26,505,000 | $26,505,000 | $0 | 0.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $25,025,000 | $8,341,667 | $0 | 0.00% |
| READING, PA (FHA|USDA|VA) | 1 | $24,185,000 | $24,185,000 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $24,085,000 | $24,085,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $22,590,000 | $11,295,000 | $0 | 0.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $22,080,000 | $11,040,000 | $0 | 0.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $21,795,000 | $21,795,000 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $21,545,000 | $21,545,000 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $21,385,000 | $7,128,333 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $19,425,000 | $19,425,000 | $0 | 0.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $19,275,000 | $19,275,000 | $0 | 0.00% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $17,875,000 | $3,575,000 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $16,805,000 | $16,805,000 | $0 | 0.00% |
| NILES, MI (FHA|USDA|VA) | 3 | $16,375,000 | $5,458,333 | $0 | 0.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $15,595,000 | $15,595,000 | $0 | 0.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $15,305,000 | $15,305,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $14,785,000 | $4,928,333 | $0 | 0.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $14,365,000 | $14,365,000 | $0 | 0.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $14,095,000 | $14,095,000 | $0 | 0.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $13,975,000 | $13,975,000 | $0 | 0.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $12,005,000 | $12,005,000 | $0 | 0.00% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $11,605,000 | $11,605,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $10,675,000 | $10,675,000 | $0 | 0.00% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $10,555,000 | $10,555,000 | $0 | 0.00% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $9,105,000 | $9,105,000 | $0 | 0.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $8,755,000 | $8,755,000 | $0 | 0.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $7,605,000 | $7,605,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $6,025,000 | $6,025,000 | $0 | 0.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $4,775,000 | $4,775,000 | $0 | 0.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $3,965,000 | $3,965,000 | $0 | 0.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $3,935,000 | $3,935,000 | $0 | 0.00% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $3,275,000 | $3,275,000 | $0 | 0.00% |
| OCALA, FL (FHA|USDA|VA) | 1 | $2,055,000 | $2,055,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 217 | $7,639,585,000 | $35,205,461 | $0 | 0.00% |
For 2021, Berkeley Point Capital's most frequently originated type of loan was Conventional, with 217 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 124 | $5,951,530,000 | $47,996,210 | $0 | 0.00% |
| Cash Out Refi | 93 | $1,688,055,000 | $18,151,129 | $0 | 0.00% |
For 2021, Berkeley Point Capital's most frequently cited loan purpose was Home Purchase, with 124 originations. The 2nd most popular reason was Cash Out Refi, with 93 originations.
Loan Duration/Length
For 2021, Berkeley Point Capital's most frequently cited loan duration was 10 Year, with 141 originations. The 2nd most popular length was Other, with 69 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 217 | $7,639,585,000 | $35,205,461 | $0 | 0.00% |
2021 saw Berkeley Point Capital place emphasis on $1MM+ loans with 217 originations, totaling $7,639,585,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 217 | $7,639,585,000 | $35,205,461 | $0 | 0.00% |
Approval Rates
Total approvals of all applications100.00%
Berkeley Point Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination90.32%
Berkeley Point Capital has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 217 | $7,639,585,000 | $35,205,461 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 217 | $7,639,585,000 | $35,205,461 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BARCLAYS BANK DELAWARE | Conventional home mortgage | Closing on a mortgage | 1 | 50.0% |
| BARCLAYS BANK DELAWARE | Other type of mortgage | Closing on a mortgage | 1 | 50.0% |