WENATCHEE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wenatchee averaged 6.48% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.49% and one month ago for the week of 2025-02-27, the average rate was 6.9%.

Wenatchee's average rate one year ago was 6.63%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.85%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WENATCHEE, WA.

WENATCHEE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WENATCHEE, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 99 6.76% $10,333
GUILD MORTGAGE COMPANY 85 6.71% $9,689
QUICKEN LOANS, LLC 70 6.68% $8,227
MOVEMENT MORTGAGE, LLC 68 6.86% $9,506
Banner Bank 66 6.52% $8,590
UNITED WHOLESALE MORTGAGE, LLC 65 6.69% $9,569
Glacier Bank 32 6.58% $9,882
Boeing Employees Credit Union 26 6.69% $5,215
Peoples Bank 25 6.70% $8,000
CROSSCOUNTRY MORTGAGE, LLC 21 7.01% $10,599
GESA 18 6.41% $8,011
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 17 6.99% $12,662
CMG MORTGAGE, INC. 17 6.79% $10,398
LOANDEPOT.COM, LLC 17 6.63% $10,120
Washington Federal Bank 16 6.82% $16,017
JPMorgan Chase Bank 16 6.63% $6,213
U.S. Bank 15 6.52% $6,972
NUMERICA CREDIT UNION 14 6.88% $7,773
AMERICAN PACIFIC MORTGAGE CORPORATION 13 6.88% $9,588
PRIMELENDING, A PLAINSCAPITAL COMPANY 12 6.37% $12,924
PENNYMAC LOAN SERVICES, LLC 9 6.57% $5,980
SAMMAMISH MORTGAGE COMPANY 9 6.35% $5,561
NEWREZ LLC 9 7.09% $6,916
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 6.97% $6,231
NAVY FEDERAL CREDIT UNION 8 6.50% $4,135
Washington Trust Bank 8 6.47% $5,875
CANOPY MORTGAGE, LLC 7 6.96% $11,276
Bank of America 7 6.43% $5,377
Wells Fargo Bank 7 6.71% $5,605
Umpqua Bank 7 6.86% $10,050
PROVIDENT FUNDING ASSOCIATES, L.P. 6 6.58% $8,593
Morgan Stanley Private Bank 6 5.86% $4,368
The Loan Store, Inc. 6 6.75% $5,576
LENDSURE MORTGAGE CORP. 6 7.81% $20,359
KeyBank 6 6.40% $7,137
BMO Harris Bank 6 6.85% $5,597
1st Security Bank of Washington 6 6.67% $11,255
Mr. Cooper ( Nationstar Mortgage ) 5 6.50% $10,260
Century Mortgage Company DBA Century Lending Company 5 6.53% $9,676
SCENIC OAKS FUNDING, INC. 5 6.50% $5,302
NBKC BANK 5 6.87% $2,367
CHURCHILL MORTGAGE CORPORATION 5 6.48% $9,804
BROKER SOLUTIONS, INC. 5 7.07% $8,273
GUARANTEED RATE, INC. 5 7.06% $8,283
HomeStreet Bank 4 6.63% $4,429
Citadel Servicing Corporation 4 6.94% $15,428
HSBC BANK USA, NATIONAL ASSOCIATION 4 6.52% $5,187
BAY EQUITY LLC 3 7.33% $6,778
AmeriHome Mortgage Company, LLC 3 7.12% $8,591
Carrington Mortgage Services, LLC 3 6.42% $6,949
Charles Schwab Bank, SSB 3 5.25% $3,875
CORNERSTONE HOME LENDING, INC. 3 6.96% $12,697
LEADERONE FINANCIAL CORPORATION 3 6.83% $9,566
LENOX FINANCIAL MORTGAGE CORPORATION 3 6.70% $9,435
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.75% $6,828
NexBank 3 6.92% $9,210
ON Q FINANCIAL, INC. 3 7.50% $9,776
Paramount Residential Mortgage Group, Inc. 3 7.16% $6,320
Plains Commerce Bank 3 6.83% $9,353
ENVOY MORTGAGE, LTD 2 6.50% $14,210
Stifel Bank and Trust 2 5.56% $3,707
PRIORITY HOME LENDING, LLC 2 6.88% $10,605
Northwest Farm Credit Services, FLCA 2 6.48% $10,587
American Mortgage & Equity Consultants, Inc. 2 6.87% $8,769
NOVA FINANCIAL & INVESTMENT CORPORATION 2 7.38% $10,075
WASHINGTON STATE EMPLOYEES Credit Union 2 6.38% $4,043
American Mortgage Bank, LLC 2 6.88% $10,034
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 8.13% $11,180
USAA Federal Savings Bank 2 6.75% $11,881
WHATCOM EDUCATIONAL CREDIT UNION 2 6.75% $6,596
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.31% $9,860
PNC Bank 2 6.44% $5,107
DEEPHAVEN MORTGAGE LLC 2 7.19% $8,292
DIRECTORS MORTGAGE, INC. 2 6.75% $6,939
ADVANCIAL 2 7.88% $18,656
First Federal Bank 2 6.06% $8,149
Northpointe Bank 1 6.25% $4,874
Commerce Home Mortgage, Inc. 1 8.00% $9,466
OAKTREE FUNDING CORP. 1 9.13% $8,535
OCMBC, INC. 1 6.63% $22,806
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.99% $11,739
5TH STREET CAPITAL, INC. 1 7.13% $13,927
CITYWIDE HOME LOANS, LLC 1 6.63% $8,547
City National Bank 1 7.35% $6,832
Potlatch No. 1 Financial Credit Union 1 6.50% $3,933
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.63% $3,994
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.63% $11,976
BM Real Estate Services, Inc. 1 6.13% $7,840
Bell Bank 1 6.88% $17,130
Bank of the Pacific 1 7.13% $4,055
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.38% $4,417
AMERITRUST MORTGAGE CORPORATION 1 7.00% $25,740
Seattle Metropolitan Credit Union 1 7.50% $0
SECURITYNATIONAL MORTGAGE COMPANY 1 7.13% $14,785
Servion, Inc. 1 7.38% $8,859
Sierra Pacific Mortgage Company, Inc. 1 6.63% $9,756
SIRVA MORTGAGE, INC. 1 6.38% $436
Strong Home Mortgage, LLC 1 7.13% $4,656
Sunflower Bank 1 6.99% $9,945
THE MORTGAGE LINK, INC. 1 6.50% $19,083
Truist 1 6.49% $2,302
AMERICAN FINANCING CORPORATION 1 5.49% $8,529
Great Southern Bank 1 6.75% $4,404
Home Mortgage Alliance Corp 1 7.50% $8,934
FREEDOM MORTGAGE CORPORATION 1 6.88% $5,174
HORIZON 1 8.75% $7,074
First National Bank of America 1 11.63% $10,885
IDAHO CENTRAL 1 6.75% $3,822
First-Citizens Bank & Trust Company 1 6.00% $4,295
LAKEVIEW LOAN SERVICING, LLC 1 7.38% $7,910
Leader Bank 1 6.99% $5,022
AMERICAN FINANCIAL RESOURCES, INC. 1 5.99% $17,353
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.54% $1,016
EMBRACE HOME LOANS, INC. 1 6.99% $4,516
Logan Finance Corporation 1 6.75% $14,011
MAYO EMPLOYEES FEDERAL CREDIT UNION 1 6.88% $8,523
Discover Bank 1 7.49% $0
DIRECT MORTGAGE LOANS, LLC 1 6.38% $5,542
Alaska USA Federal Credit Union 1 6.25% $5,718
NATIONS DIRECT MORTGAGE, LLC 1 5.50% $14,258
DAS Acquisition Company, LLC 1 7.38% $10,541
Cornerstone First Mortgage, Inc 1 7.63% $6,533
Nicolet National Bank 1 7.25% $4,703
NMSI, INC. 1 6.38% $15,115

WENATCHEE Average Closing Costs & Other Stats

WENATCHEE, WA's 124 lenders originated 2,329 loans during 2024. The total origination value was $904,335,000, with an average loan value of $388,293.

WENATCHEE's average closing costs are $6,479.

The top WENATCHEE lender as defined by loan originations is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, with 99 loans originated. Their average total fees are $10,333, which is $644 higher than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee WENATCHEE lenders (with over 10 loans originated) are Boeing Employees Credit Union ($5,215), JPMorgan Chase Bank ($6,213), U.S. Bank ($6,972), NUMERICA CREDIT UNION ($7,773) and Peoples Bank ($8,000).

The lowest rate WENATCHEE lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY (6.37%), GESA (6.41%), Banner Bank (6.52%), U.S. Bank (6.52%) and Glacier Bank (6.58%).

WENATCHEE, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $41,570,000 $65,080,000 56.6% 7.2%
Banner Bank $57,665,000 $60,560,000 5.0% 6.7%
UNITED WHOLESALE MORTGAGE, LLC $39,365,000 $54,455,000 38.3% 6.0%
GUILD MORTGAGE COMPANY $39,900,000 $51,860,000 30.0% 5.7%
QUICKEN LOANS, LLC $30,640,000 $41,685,000 36.0% 4.6%
JPMorgan Chase Bank $2,980,000 $37,140,000 1,146.3% 4.1%
MOVEMENT MORTGAGE, LLC $23,840,000 $34,675,000 45.4% 3.8%
Cashmere Valley Bank $38,565,000 $33,735,000 -12.5% 3.7%
Glacier Bank $18,790,000 $26,020,000 38.5% 2.9%
Peoples Bank $16,255,000 $25,235,000 55.2% 2.8%
NUMERICA CREDIT UNION $26,980,000 $23,640,000 -12.4% 2.6%
Boeing Employees Credit Union $19,870,000 $21,620,000 8.8% 2.4%
CROSSCOUNTRY MORTGAGE, LLC $10,775,000 $17,145,000 59.1% 1.9%
JONES LANG LASALLE MULTIFAMILY, LLC $16,885,000 n/a 1.9%
U.S. Bank $16,255,000 $15,420,000 -5.1% 1.7%
Washington Federal Bank $19,605,000 $15,310,000 -21.9% 1.7%
CMG MORTGAGE, INC. $5,385,000 $14,595,000 171.0% 1.6%
GESA $6,335,000 $13,465,000 112.5% 1.5%
Umpqua Bank $10,760,000 $11,405,000 6.0% 1.3%
LOANDEPOT.COM, LLC $2,985,000 $10,995,000 268.3% 1.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $13,120,000 $10,170,000 -22.5% 1.1%
NEWREZ LLC $1,950,000 $9,655,000 395.1% 1.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $6,305,000 $9,445,000 49.8% 1.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $8,755,000 n/a 1.0%
PENNYMAC LOAN SERVICES, LLC $2,415,000 $8,145,000 237.3% 0.9%
NAVY FEDERAL CREDIT UNION $1,855,000 $7,605,000 310.0% 0.8%
Washington Trust Bank $10,625,000 $7,465,000 -29.7% 0.8%
Bank of America $4,730,000 $7,105,000 50.2% 0.8%
CANOPY MORTGAGE, LLC $285,000 $6,460,000 2,166.7% 0.7%
Alaska USA Federal Credit Union $5,440,000 $6,185,000 13.7% 0.7%
SAMMAMISH MORTGAGE COMPANY $2,445,000 $5,960,000 143.8% 0.7%
Mortgage Research Center, LLC $3,970,000 $5,795,000 46.0% 0.6%
Charles Schwab Bank, SSB $825,000 $5,740,000 595.8% 0.6%
Morgan Stanley Private Bank $2,655,000 $5,260,000 98.1% 0.6%
Century Mortgage Company DBA Century Lending Company $720,000 $4,795,000 566.0% 0.5%
Wells Fargo Bank $4,935,000 $4,775,000 -3.2% 0.5%
1st Security Bank of Washington $4,300,000 $4,735,000 10.1% 0.5%
BMO Harris Bank $1,360,000 $4,690,000 244.9% 0.5%
BROKER SOLUTIONS, INC. $5,360,000 $4,635,000 -13.5% 0.5%
SOUND $4,630,000 n/a 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,415,000 $4,335,000 26.9% 0.5%
LENDSURE MORTGAGE CORP. $540,000 $4,300,000 696.3% 0.5%
KeyBank $7,825,000 $4,100,000 -47.6% 0.5%
GUARANTEED RATE, INC. $560,000 $3,885,000 593.8% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,935,000 $3,460,000 78.8% 0.4%
WALKER & DUNLOP, LLC $3,335,000 n/a 0.4%
The Loan Store, Inc. $975,000 $3,095,000 217.4% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,835,000 $2,980,000 62.4% 0.3%
CHURCHILL MORTGAGE CORPORATION $3,075,000 $2,870,000 -6.7% 0.3%
SCENIC OAKS FUNDING, INC. $2,870,000 n/a 0.3%
HSBC BANK USA, NATIONAL ASSOCIATION $2,710,000 n/a 0.3%
ON Q FINANCIAL, INC. $255,000 $2,665,000 945.1% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,995,000 $2,630,000 -12.2% 0.3%
Bell Bank $2,605,000 n/a 0.3%
AMERITRUST MORTGAGE CORPORATION $2,530,000 n/a 0.3%
USAA Federal Savings Bank $630,000 $2,500,000 296.8% 0.3%
FREEDOM MORTGAGE CORPORATION $1,480,000 $2,435,000 64.5% 0.3%
NexBank $2,415,000 n/a 0.3%
HomeStreet Bank $4,055,000 $2,205,000 -45.6% 0.2%
BAY EQUITY LLC $2,485,000 $2,035,000 -18.1% 0.2%
NBKC BANK $1,035,000 $2,025,000 95.7% 0.2%
CORNERSTONE HOME LENDING, INC. $4,955,000 $2,005,000 -59.5% 0.2%
America's Credit Union $2,000,000 n/a 0.2%
American Mortgage & Equity Consultants, Inc. $1,945,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $1,365,000 $1,935,000 41.8% 0.2%
LENOX FINANCIAL MORTGAGE CORPORATION $1,905,000 n/a 0.2%
TWINSTAR $780,000 $1,825,000 134.0% 0.2%
PNC Bank $540,000 $1,780,000 229.6% 0.2%
WASHINGTON STATE EMPLOYEES Credit Union $3,095,000 $1,745,000 -43.6% 0.2%
HOMEXPRESS MORTGAGE CORP. $1,075,000 $1,740,000 61.9% 0.2%
Citadel Servicing Corporation $1,795,000 $1,730,000 -3.6% 0.2%
Plains Commerce Bank $485,000 $1,725,000 255.7% 0.2%
Paramount Residential Mortgage Group, Inc. $820,000 $1,555,000 89.6% 0.2%
CALCON MUTUAL MORTGAGE LLC $1,375,000 $1,510,000 9.8% 0.2%
Figure Lending LLC $590,000 $1,500,000 154.2% 0.2%
First Interstate Bank $1,455,000 n/a 0.2%
Northwest Farm Credit Services, FLCA $135,000 $1,430,000 959.3% 0.2%
Logan Finance Corporation $1,375,000 n/a 0.2%
LEADERONE FINANCIAL CORPORATION $1,355,000 n/a 0.1%
WHATCOM EDUCATIONAL CREDIT UNION $430,000 $1,340,000 211.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $55,000 $1,330,000 2,318.2% 0.1%
Cornerstone First Mortgage, Inc $705,000 $1,320,000 87.2% 0.1%
First Federal Bank $1,320,000 n/a 0.1%
Stifel Bank and Trust $1,495,000 $1,300,000 -13.0% 0.1%
FUNDLOANS CAPITAL $1,295,000 n/a 0.1%
CITYWIDE HOME LOANS, LLC $1,260,000 n/a 0.1%
MAYO EMPLOYEES FEDERAL CREDIT UNION $1,245,000 n/a 0.1%
American Mortgage Bank, LLC $1,160,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $995,000 $1,160,000 16.6% 0.1%
ADVANCIAL $500,000 $1,140,000 128.0% 0.1%
ENVOY MORTGAGE, LTD $1,115,000 n/a 0.1%
Carrington Mortgage Services, LLC $1,375,000 $1,110,000 -19.3% 0.1%
First National Bank of America $275,000 $1,075,000 290.9% 0.1%
Self-Help Federal Credit Union $1,075,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $1,065,000 n/a 0.1%
PLANET HOME LENDING, LLC $265,000 $1,035,000 290.6% 0.1%
The Federal Savings Bank $940,000 $1,035,000 10.1% 0.1%
Barrington Bank & Trust Company, N.A. $1,020,000 n/a 0.1%
PRIORITY HOME LENDING, LLC $1,020,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $990,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $990,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $970,000 n/a 0.1%
Equity Prime Mortgage LLC $415,000 $965,000 132.5% 0.1%
NATIONS DIRECT MORTGAGE, LLC $790,000 $950,000 20.3% 0.1%
Sunflower Bank $950,000 n/a 0.1%
GEORGIA'S OWN $210,000 $945,000 350.0% 0.1%
City Lending Inc. $940,000 n/a 0.1%
5TH STREET CAPITAL, INC. $905,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $360,000 $865,000 140.3% 0.1%
City National Bank $845,000 n/a 0.1%
ALLIANT CREDIT UNION $975,000 $830,000 -14.9% 0.1%
DIRECTORS MORTGAGE, INC. $965,000 $825,000 -14.5% 0.1%
Strong Home Mortgage, LLC $820,000 n/a 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $575,000 $800,000 39.1% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $790,000 n/a 0.1%
OAKTREE FUNDING CORP. $790,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $780,000 n/a 0.1%
AMWEST FUNDING CORP. $195,000 $770,000 294.9% 0.1%
Northpointe Bank $945,000 $765,000 -19.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $635,000 $745,000 17.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $735,000 n/a 0.1%
Potlatch No. 1 Financial Credit Union $880,000 $725,000 -17.6% 0.1%
HOMESTEAD FUNDING CORP. $705,000 n/a 0.1%
Qualstar Credit Union $680,000 n/a 0.1%
Discover Bank $1,095,000 $675,000 -38.4% 0.1%
DEEPHAVEN MORTGAGE LLC $775,000 $670,000 -13.5% 0.1%
AMERISAVE MORTGAGE CORPORATION $1,310,000 $660,000 -49.6% 0.1%
LAKEVIEW LOAN SERVICING, LLC $735,000 $660,000 -10.2% 0.1%
Lakeview Community Capital, LLC $655,000 n/a 0.1%
HORIZON $635,000 n/a 0.1%
Nicolet National Bank $635,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $635,000 n/a 0.1%
SIRVA MORTGAGE, INC. $285,000 $625,000 119.3% 0.1%
AMERICAN FINANCING CORPORATION $745,000 $610,000 -18.1% 0.1%
FIRST TECHNOLOGY $1,800,000 $610,000 -66.1% 0.1%
First-Citizens Bank & Trust Company $605,000 n/a 0.1%
Great Southern Bank $605,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $305,000 $605,000 98.4% 0.1%
OCMBC, INC. $1,890,000 $595,000 -68.5% 0.1%
WINGS FINANCIAL $775,000 $560,000 -27.7% 0.1%
First Federal Savings and Loan Association of Port Angeles $565,000 $555,000 -1.8% 0.1%
NMSI, INC. $545,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $535,000 n/a 0.1%
IDAHO CENTRAL $540,000 $505,000 -6.5% 0.1%
USAlliance Federal Credit Union $505,000 n/a 0.1%
NFM, INC. $1,090,000 $495,000 -54.6% 0.1%
SPOKANE TEACHERS $750,000 $490,000 -34.7% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $485,000 n/a 0.1%
Community First National Bank $455,000 $465,000 2.2% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $4,440,000 $465,000 -89.5% 0.1%
Servion, Inc. $455,000 n/a 0.1%
Bank of the Pacific $445,000 n/a 0.0%
Truist $620,000 $445,000 -28.2% 0.0%
University Bank $435,000 n/a 0.0%
DAS Acquisition Company, LLC $5,230,000 $415,000 -92.1% 0.0%
UNION HOME MORTGAGE CORP. $385,000 $405,000 5.2% 0.0%
BM Real Estate Services, Inc. $385,000 n/a 0.0%
Leader Bank $365,000 n/a 0.0%
NEW DAY FINANCIAL, LLC $215,000 $365,000 69.8% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $365,000 n/a 0.0%
SaviBank $350,000 $355,000 1.4% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $345,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $325,000 n/a 0.0%
Flagstar Bank, FSB $1,655,000 $315,000 -81.0% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $310,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $305,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $1,170,000 $305,000 -73.9% 0.0%
M&T Bank $295,000 n/a 0.0%
CARDINAL FINANCIAL $10,490,000 $290,000 -97.2% 0.0%
SOUTHWEST STAGE FUNDING, LLC $285,000 n/a 0.0%
HAPO COMMUNITY CREDIT UNION $105,000 $260,000 147.6% 0.0%
Home Mortgage Alliance Corp $255,000 n/a 0.0%
HomeTrust Bank $55,000 $255,000 363.6% 0.0%
State Department Federal Credit Union $255,000 n/a 0.0%
NEXERA HOLDING LLC $705,000 $245,000 -65.2% 0.0%
SPRING EQ, LLC $430,000 $245,000 -43.0% 0.0%
Commerce Home Mortgage, Inc. $1,550,000 $235,000 -84.8% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $1,760,000 $215,000 -87.8% 0.0%
PHH Mortgage Corporation $205,000 n/a 0.0%
THE MORTGAGE LINK, INC. $205,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $205,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $165,000 n/a 0.0%
O BEE $275,000 $165,000 -40.0% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $10,800,000 $165,000 -98.5% 0.0%
KITSAP Credit Union $255,000 $155,000 -39.2% 0.0%
PANORAMA MORTGAGE GROUP, LLC $155,000 n/a 0.0%
Signature Federal Credit Union $155,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $120,000 n/a 0.0%
CASCADE FEDERAL CREDIT UNION $25,000 $105,000 320.0% 0.0%
Seattle Metropolitan Credit Union $35,000 $105,000 200.0% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,220,000 $95,000 -97.7% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $85,000 n/a 0.0%
GTE Federal Credit Union $195,000 $85,000 -56.4% 0.0%
RANLIFE, INC. $75,000 $85,000 13.3% 0.0%
iQ Credit Union $75,000 n/a 0.0%
Bethpage Federal Credit Union $670,000 $35,000 -94.8% 0.0%

WENATCHEE's top lender by overall market share is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, with 7.2% market share. In second place, with 6.7%, is Banner Bank, having originated $60,560,000 in loans. In third place, with 6.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $54,455,000 in loans. In fourth place, with 5.7%, is GUILD MORTGAGE COMPANY, having originated $51,860,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $41,685,000 in loans.


WENATCHEE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - WENATCHEE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $398,000 (14.9%) $493,503 (-0.3%) 0.00 328
2018-02-01 $401,950 (15.6%) $506,773 (3.9%) 0.00 317
2018-03-01 $424,900 (21.4%) $539,631 (9.2%) 0.00 311
2018-04-01 $424,900 (17.3%) $543,699 (9.6%) 0.00 329
2018-05-01 $408,725 (4.3%) $536,501 (4.6%) 0.00 407
2018-06-01 $429,000 (7.3%) $557,494 (6.0%) 0.00 449
2018-07-01 $432,923 (8.3%) $544,393 (3.6%) 0.00 526
2018-08-01 $429,450 (7.8%) $543,259 (4.8%) 0.00 552
2018-09-01 $429,900 (7.5%) $554,610 (6.0%) 0.00 575
2018-10-01 $421,950 (5.6%) $557,205 (6.6%) 0.00 551
2018-11-01 $399,225 (0.1%) $542,926 (7.5%) 0.00 497
2018-12-01 $380,000 (-2.3%) $527,028 (5.6%) 0.00 434
2019-01-01 $382,925 (-3.8%) $528,686 (7.1%) 0.00 384
2019-02-01 $389,950 (-3.0%) $528,126 (4.2%) 0.00 371
2019-03-01 $397,286 (-6.5%) $542,437 (0.5%) 0.00 361
2019-04-01 $397,511 (-6.5%) $548,269 (0.8%) 0.00 358
2019-05-01 $433,950 (6.2%) $585,439 (9.1%) 0.00 425
2019-06-01 $439,000 (2.3%) $588,046 (5.5%) 0.00 481
2019-07-01 $448,475 (3.6%) $577,540 (6.1%) 0.00 516
2019-08-01 $441,727 (2.9%) $571,452 (5.2%) 0.00 535
2019-09-01 $445,818 (3.7%) $566,579 (2.2%) 0.00 530
2019-10-01 $443,545 (5.1%) $563,403 (1.1%) 0.00 520
2019-11-01 $445,000 (11.5%) $574,092 (5.7%) 0.00 465
2019-12-01 $439,900 (15.8%) $570,482 (8.3%) 0.00 397
2020-01-01 $458,450 (19.7%) $571,994 (8.2%) 0.00 323
2020-02-01 $464,950 (19.2%) $580,626 (9.9%) 0.00 299
2020-03-01 $461,950 (16.3%) $573,460 (5.7%) 0.00 342
2020-04-01 $445,000 (12.0%) $563,218 (2.7%) 0.00 347
2020-05-01 $463,900 (6.9%) $577,806 (-1.3%) 0.00 382
2020-06-01 $467,400 (6.5%) $580,591 (-1.3%) 0.00 360
2020-07-01 $459,200 (2.4%) $572,078 (-1.0%) 0.00 331
2020-08-01 $479,500 (8.6%) $602,346 (5.4%) 0.00 290
2020-09-01 $456,725 (2.5%) $580,242 (2.4%) 0.00 282
2020-10-01 $459,000 (3.5%) $584,322 (3.7%) 0.00 259
2020-11-01 $437,248 (-1.7%) $557,521 (-2.9%) 0.00 218
2020-12-01 $426,675 (-3.0%) $555,073 (-2.7%) 0.00 163
2021-01-01 $425,000 (-7.3%) $557,866 (-2.5%) 0.00 139
2021-02-01 $422,500 (-9.1%) $624,411 (7.5%) 0.00 115
2021-03-01 $437,075 (-5.4%) $646,206 (12.7%) 0.00 122
2021-04-01 $441,625 (-0.8%) $635,543 (12.8%) 0.00 123
2021-05-01 $469,900 (1.3%) $702,228 (21.5%) 0.00 138
2021-06-01 $592,175 (26.7%) $787,708 (35.7%) 0.00 161
2021-07-01 $579,900 (26.3%) $812,709 (42.1%) 0.00 192
2021-08-01 $579,950 (21.0%) $805,967 (33.8%) 0.00 225
2021-09-01 $569,450 (24.7%) $805,782 (38.9%) 0.00 248
2021-10-01 $587,000 (27.9%) $813,908 (39.3%) 0.00 262
2021-11-01 $580,725 (32.8%) $837,961 (50.3%) 0.00 237
2021-12-01 $589,500 (38.2%) $892,890 (60.9%) 0.00 192
2022-01-01 $599,000 (40.9%) $867,031 (55.4%) 0.00 153
2022-02-01 $652,450 (54.4%) $882,556 (41.3%) 0.00 95
2022-03-01 $661,000 (51.2%) $867,996 (34.3%) 0.00 122
2022-04-01 $679,900 (54.0%) $867,459 (36.5%) 0.00 145
2022-05-01 $701,000 (49.2%) $909,999 (29.6%) 0.00 211
2022-06-01 $699,000 (18.0%) $888,430 (12.8%) 0.00 262
2022-07-01 $684,000 (18.0%) $855,762 (5.3%) 0.00 323
2022-08-01 $677,450 (16.8%) $855,484 (6.1%) 0.00 363
2022-09-01 $661,998 (16.3%) $849,859 (5.5%) 0.00 357
2022-10-01 $642,000 (9.4%) $804,464 (-1.2%) 0.00 342
2022-11-01 $615,000 (5.9%) $787,320 (-6.0%) 0.00 320
2022-12-01 $627,500 (6.5%) $796,002 (-10.9%) 0.00 250
2023-01-01 $667,248 (11.4%) $846,300 (-2.4%) 0.00 221
2023-02-01 $674,998 (3.5%) $880,901 (-0.2%) 0.00 204
2023-03-01 $660,945 (0.0%) $849,939 (-2.1%) 0.00 222
2023-04-01 $649,000 (-4.5%) $810,354 (-6.6%) 0.00 238
2023-05-01 $652,000 (-7.0%) $828,286 (-9.0%) 0.00 236
2023-06-01 $654,700 (-6.3%) $867,397 (-2.4%) 0.00 284
2023-07-01 $679,495 (-0.7%) $910,939 (6.5%) 0.00 318
2023-08-01 $695,995 (2.7%) $908,661 (6.2%) 0.00 346
2023-09-01 $679,990 (2.7%) $888,170 (4.5%) 0.00 350
2023-10-01 $665,950 (3.7%) $866,932 (7.8%) 0.00 345
2023-11-01 $649,475 (5.6%) $850,309 (8.0%) 0.00 310
2023-12-01 $644,450 (2.7%) $830,034 (4.3%) 0.00 285
2024-01-01 $646,700 (-3.1%) $828,883 (-2.1%) 0.00 219
2024-02-01 $641,100 (-5.0%) $810,556 (-8.0%) 0.00 188
2024-03-01 $699,000 (5.8%) $859,432 (1.1%) 0.00 230
2024-04-01 $731,000 (12.6%) $918,556 (13.4%) 0.00 305
2024-05-01 $742,750 (13.9%) $938,236 (13.3%) 0.00 428
2024-06-01 $649,995 (-0.7%) $793,252 (-8.6%) 0.00 568
2024-07-01 $650,000 (-4.3%) $798,665 (-12.3%) 0.00 593
2024-08-01 $645,000 (-7.3%) $796,963 (-12.3%) 0.00 624
2024-09-01 $627,450 (-7.7%) $789,993 (-11.1%) 0.00 630
2024-10-01 $606,950 (-8.9%) $770,846 (-11.1%) 0.00 603
2024-11-01 $595,000 (-8.4%) $754,807 (-11.2%) 0.00 523
2024-12-01 $560,650 (-13.0%) $703,492 (-15.3%) 0.00 444
2025-01-01 $541,700 (-16.2%) $652,544 (-21.3%) 0.00 382
2025-02-01 $518,000 (-19.2%) $629,367 (-22.4%) 0.00 353
2025-03-01 $544,900 (-22.1%) $661,146 (-23.1%) 0.00 373
WENATCHEE's median listing price for 2025-03-01 was $544,900, a difference of $-154,100 (-22.1%) versus the prior year and $26,900 versus the prior month.

WENATCHEE's median listing price comes in at 0% of the national average.

WENATCHEE's average listing price for 2025-03-01 was $661,146, a difference of $-198,286 (-23.1%) versus the prior year and $31,779 versus the prior month.

For the 2025-03-01 period, WENATCHEE had 373 MLS listings, a difference of 20 listings (6%) versus the prior month and 143 listings (62%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WENATCHEE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,022 sqft
2018-02-01 0 days 2,018 sqft
2018-03-01 0 days 1,996 sqft
2018-04-01 0 days 1,938 sqft
2018-05-01 0 days 1,957 sqft
2018-06-01 0 days 2,023 sqft
2018-07-01 0 days 1,998 sqft
2018-08-01 0 days 1,986 sqft
2018-09-01 0 days 1,986 sqft
2018-10-01 0 days 1,990 sqft
2018-11-01 0 days 1,950 sqft
2018-12-01 0 days 1,900 sqft
2019-01-01 0 days 1,879 sqft
2019-02-01 0 days 1,855 sqft
2019-03-01 0 days 1,902 sqft
2019-04-01 0 days 1,983 sqft
2019-05-01 0 days 2,004 sqft
2019-06-01 0 days 2,016 sqft
2019-07-01 0 days 2,100 sqft
2019-08-01 0 days 2,034 sqft
2019-09-01 0 days 1,972 sqft
2019-10-01 0 days 1,912 sqft
2019-11-01 0 days 1,895 sqft
2019-12-01 0 days 1,815 sqft
2020-01-01 0 days 1,812 sqft
2020-02-01 0 days 1,824 sqft
2020-03-01 0 days 1,826 sqft
2020-04-01 0 days 1,880 sqft
2020-05-01 0 days 1,841 sqft
2020-06-01 0 days 1,917 sqft
2020-07-01 0 days 2,031 sqft
2020-08-01 0 days 2,100 sqft
2020-09-01 0 days 2,073 sqft
2020-10-01 0 days 2,025 sqft
2020-11-01 0 days 1,915 sqft
2020-12-01 0 days 1,836 sqft
2021-01-01 0 days 1,874 sqft
2021-02-01 0 days 1,872 sqft
2021-03-01 0 days 1,880 sqft
2021-04-01 0 days 1,859 sqft
2021-05-01 0 days 1,968 sqft
2021-06-01 0 days 1,998 sqft
2021-07-01 0 days 1,990 sqft
2021-08-01 0 days 2,057 sqft
2021-09-01 0 days 2,078 sqft
2021-10-01 0 days 2,129 sqft
2021-11-01 0 days 2,110 sqft
2021-12-01 0 days 2,163 sqft
2022-01-01 0 days 2,164 sqft
2022-02-01 0 days 2,003 sqft
2022-03-01 0 days 2,099 sqft
2022-04-01 0 days 2,078 sqft
2022-05-01 0 days 2,139 sqft
2022-06-01 0 days 2,026 sqft
2022-07-01 0 days 2,000 sqft
2022-08-01 0 days 2,023 sqft
2022-09-01 0 days 2,009 sqft
2022-10-01 0 days 1,982 sqft
2022-11-01 0 days 1,952 sqft
2022-12-01 0 days 2,020 sqft
2023-01-01 0 days 2,190 sqft
2023-02-01 0 days 2,268 sqft
2023-03-01 0 days 2,180 sqft
2023-04-01 0 days 2,062 sqft
2023-05-01 0 days 1,965 sqft
2023-06-01 0 days 2,097 sqft
2023-07-01 0 days 2,076 sqft
2023-08-01 0 days 2,150 sqft
2023-09-01 0 days 2,134 sqft
2023-10-01 0 days 2,093 sqft
2023-11-01 0 days 2,002 sqft
2023-12-01 0 days 2,001 sqft
2024-01-01 0 days 1,986 sqft
2024-02-01 0 days 1,993 sqft
2024-03-01 0 days 2,020 sqft
2024-04-01 0 days 2,093 sqft
2024-05-01 0 days 2,105 sqft
2024-06-01 0 days 1,882 sqft
2024-07-01 0 days 1,865 sqft
2024-08-01 0 days 1,837 sqft
2024-09-01 0 days 1,790 sqft
2024-10-01 0 days 1,730 sqft
2024-11-01 0 days 1,688 sqft
2024-12-01 0 days 1,678 sqft
2025-01-01 0 days 1,640 sqft
2025-02-01 0 days 1,566 sqft
2025-03-01 0 days 1,603 sqft
WENATCHEE's median listing age (time on market) for 2025-03-01 was 0 days.

WENATCHEE's median square footage for active listings during the 2025-03-01 period was 1,603 sqft. One year prior, the average listing was 2,020 sqft.

WENATCHEE, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,295 $640,085,000 $494,274
Cash Out Refi 339 $91,635,000 $270,310
Home Improvement 258 $33,920,000 $131,473
Other 234 $35,980,000 $153,761
Refi 203 $102,715,000 $505,985

Wenatchee's most frequently cited loan purpose was Home Purchase, with 1,295 originations. The 2nd most popular reason was Cash Out Refi, with 339 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 862 $396,400,000 $459,861
Over 8% 624 $106,150,000 $170,112
7-8% 433 $196,055,000 $452,783
5-6% 254 $129,400,000 $509,449
<2.5% 49 $1,015,000 $20,714
4-5% 25 $36,915,000 $1,476,600
2.5-3% 3 $945,000 $315,000
3-4% 2 $530,000 $265,000

During 2024, Wenatchee's most frequently originated rate bucket was 6-7%, with 862 originations.

Loan Sizing (WENATCHEE, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 688 $210,410,000 $305,828
$400k-600k 599 $287,005,000 $479,140
$100,000 or less 384 $20,400,000 $53,125
$100k-200k 342 $47,730,000 $139,561
$600k-1000k 241 $173,015,000 $717,905
$Over $1MM 75 $165,775,000 $2,210,333

WENATCHEE's loan sizing saw the bucket of loans from $200k-400k with 688 originations, totaling $210,410,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 677 $330,855,000 $488,708
60-80% 490 $314,920,000 $642,694
Under 20% 467 $38,075,000 $81,531
20-40% 331 $68,225,000 $206,118
40-60% 250 $98,780,000 $395,120
Over 100% 20 $9,570,000 $478,500

WENATCHEE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 677 originations, totaling $330,855,000 in origination value.