HOT SPRINGS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Hot Springs averaged
6.9%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
7.01% and
one month ago for the week of 2024-10-10, the
average rate was 6.64%.
Hot Springs's average rate one year ago was 7.52%.
For refis of the same type during the week of 2024-11-14, the average rate
was 7.42%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Hot Springs 30 Year Fixed Rate | 2024-11-14 | 6.9% |
| Hot Springs 30 Year Fixed Rate Refi | 2024-11-14 | 7.42% |
| Hot Springs 15 Year Fixed Rate | 2024-11-14 | 6.09% |
| Hot Springs 15 Year Fixed Rate Refi | 2024-11-14 | 5.89% |
| Hot Springs 30 Year FHA | 2024-11-14 | 0.27% |
| Hot Springs 30 Year FHA Refi | 2024-11-14 | -0.1% |
| Hot Springs 30 Year USDA | 2024-11-14 | -0.1% |
| Hot Springs 30 Year USDA Refi | 2024-11-14 | -0.2% |
| Hot Springs 30 Year VA | 2024-11-14 | 0.3% |
| Hot Springs 30 Year VA Refi | 2024-11-14 | -0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HOT SPRINGS, AR.
HOT SPRINGS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HOT SPRINGS, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HOT SPRINGS Average Closing Costs & Other Stats
HOT SPRINGS, AR's 107 lenders originated 1,940
loans during 2023. The total origination value was $395,480,000, with an average loan value of
$203,856.
HOT SPRINGS's average closing costs are $4,101.
The top HOT SPRINGS lender as defined by loan originations is Arvest Bank, with
64 loans originated. Their average total fees are
$3,722, which is $2,633
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee HOT SPRINGS lenders (with over 10 loans originated) are
First Security Bank ($3,199), Simmons Bank ($3,660), Arvest Bank ($3,722), FIRST COMMUNITY MORTGAGE, INC. ($3,741) and Regions Bank ($3,985).
The lowest rate HOT SPRINGS lenders (with over 10 loans originated) are
First Security Bank (6.26%), ARKANSAS Federal Credit Union (6.35%), FIRST COMMUNITY MORTGAGE, INC. (6.47%), Citizens Bank (6.49%) and Arvest Bank (6.72%).
HOT SPRINGS, AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Arvest Bank | $53,440,000 | $36,900,000 | -31.0% | 9.3% |
| SWBC MORTGAGE CORPORATION | $28,230,000 | $22,315,000 | -21.0% | 5.6% |
| QUICKEN LOANS, LLC | $35,325,000 | $18,840,000 | -46.7% | 4.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $16,695,000 | $18,725,000 | 12.2% | 4.7% |
| Regions Bank | $15,400,000 | $15,470,000 | 0.5% | 3.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $11,645,000 | $14,945,000 | 28.3% | 3.8% |
| FirstTrust Home Loans, Inc. | $16,780,000 | $12,605,000 | -24.9% | 3.2% |
| Southern Bancorp Bank | $21,115,000 | $11,505,000 | -45.5% | 2.9% |
| ARKANSAS Federal Credit Union | $14,800,000 | $10,750,000 | -27.4% | 2.7% |
| Simmons Bank | $27,520,000 | $10,560,000 | -61.6% | 2.7% |
| First Security Bank | $33,030,000 | $9,435,000 | -71.4% | 2.4% |
| ENCORE BANK | $5,615,000 | $9,240,000 | 64.6% | 2.3% |
| Relyance Bank | $6,475,000 | $8,580,000 | 32.5% | 2.2% |
| Citizens Bank | $20,760,000 | $7,530,000 | -63.7% | 1.9% |
| Mortgage Research Center, LLC | $9,830,000 | $7,260,000 | -26.1% | 1.8% |
| U.S. Bank | $12,700,000 | $6,495,000 | -48.9% | 1.6% |
| Chambers Bank | $6,415,000 | $6,190,000 | -3.5% | 1.6% |
| Diamond Bank | $7,965,000 | $5,120,000 | -35.7% | 1.3% |
| COMMUNITY MORTGAGE CORPORATION | $4,380,000 | $4,660,000 | 6.4% | 1.2% |
| First Service Bank | $4,785,000 | $4,095,000 | -14.4% | 1.0% |
| BancorpSouth | $9,405,000 | $4,025,000 | -57.2% | 1.0% |
| FLAT BRANCH MORTGAGE, INC. | $3,415,000 | $3,740,000 | 9.5% | 0.9% |
| FIRST COMMUNITY MORTGAGE, INC. | $4,575,000 | $3,715,000 | -18.8% | 0.9% |
| JPMorgan Chase Bank | $4,530,000 | $3,695,000 | -18.4% | 0.9% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,030,000 | $3,525,000 | 73.6% | 0.9% |
| EVERETT FINANCIAL, INC. | $5,760,000 | $3,515,000 | -39.0% | 0.9% |
| Eagle Bank and Trust Company | $5,125,000 | $3,435,000 | -33.0% | 0.9% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,735,000 | $3,305,000 | -11.5% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $4,500,000 | $3,135,000 | -30.3% | 0.8% |
| CORNERSTONE HOME LENDING, INC. | $2,100,000 | $2,735,000 | 30.2% | 0.7% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $365,000 | $2,565,000 | 602.7% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $2,790,000 | $2,435,000 | -12.7% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,200,000 | $2,405,000 | -24.8% | 0.6% |
| USAA Federal Savings Bank | $2,560,000 | $2,395,000 | -6.4% | 0.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,905,000 | $2,315,000 | 21.5% | 0.6% |
| GMFS LLC | $6,145,000 | $2,250,000 | -63.4% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $1,610,000 | $2,245,000 | 39.4% | 0.6% |
| First Community Bank | $1,220,000 | $2,190,000 | 79.5% | 0.6% |
| Bank of England | $6,385,000 | $2,100,000 | -67.1% | 0.5% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $4,465,000 | $2,060,000 | -53.9% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $3,630,000 | $1,990,000 | -45.2% | 0.5% |
| TOP FLITE FINANCIAL, INC. | $2,475,000 | $1,955,000 | -21.0% | 0.5% |
| Malvern National Bank | $1,930,000 | n/a | 0.5% | |
| NEWREZ LLC | $1,445,000 | $1,920,000 | 32.9% | 0.5% |
| PENTAGON FEDERAL CREDIT UNION | $575,000 | $1,810,000 | 214.8% | 0.5% |
| Stifel Bank and Trust | $485,000 | $1,800,000 | 271.1% | 0.5% |
| 21ST MORTGAGE CORPORATION | $1,230,000 | $1,670,000 | 35.8% | 0.4% |
| CMG MORTGAGE, INC. | $355,000 | $1,645,000 | 363.4% | 0.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $1,645,000 | n/a | 0.4% | |
| Bank OZK | $7,690,000 | $1,615,000 | -79.0% | 0.4% |
| Renasant Bank | $1,610,000 | n/a | 0.4% | |
| CALCON MUTUAL MORTGAGE LLC | $1,545,000 | n/a | 0.4% | |
| DEEPHAVEN MORTGAGE LLC | $1,525,000 | n/a | 0.4% | |
| Bank of America | $3,215,000 | $1,475,000 | -54.1% | 0.4% |
| The Farmers & Merchants Bank | $1,895,000 | $1,475,000 | -22.2% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,890,000 | $1,345,000 | -28.8% | 0.3% |
| First Horizon Bank | $3,490,000 | $1,310,000 | -62.5% | 0.3% |
| Gateway First Bank | $3,045,000 | $1,305,000 | -57.1% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $645,000 | $1,235,000 | 91.5% | 0.3% |
| First Arkansas Bank and Trust | $805,000 | $1,200,000 | 49.1% | 0.3% |
| Gateway Bank | $1,200,000 | n/a | 0.3% | |
| CHURCHILL MORTGAGE CORPORATION | $105,000 | $1,155,000 | 1,000.0% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $400,000 | $1,140,000 | 185.0% | 0.3% |
| LOANDEPOT.COM, LLC | $7,095,000 | $1,120,000 | -84.2% | 0.3% |
| The Citizens Bank | $2,740,000 | $995,000 | -63.7% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $920,000 | $975,000 | 6.0% | 0.2% |
| CARDINAL FINANCIAL | $2,255,000 | $950,000 | -57.9% | 0.2% |
| The Federal Savings Bank | $1,165,000 | $950,000 | -18.5% | 0.2% |
| Farm Credit Services of Western Arkansas, ACA | $2,090,000 | $945,000 | -54.8% | 0.2% |
| Morgan Stanley Private Bank | $515,000 | $930,000 | 80.6% | 0.2% |
| First National Bank | $955,000 | $915,000 | -4.2% | 0.2% |
| BROKER SOLUTIONS, INC. | $3,060,000 | $880,000 | -71.2% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $875,000 | n/a | 0.2% | |
| Central Bank | $2,385,000 | $830,000 | -65.2% | 0.2% |
| Discover Bank | $490,000 | $815,000 | 66.3% | 0.2% |
| Servion, Inc. | $225,000 | $805,000 | 257.8% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $775,000 | n/a | 0.2% | |
| MidFirst Bank | $145,000 | $775,000 | 434.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,925,000 | $765,000 | -73.8% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $750,000 | n/a | 0.2% | |
| Wells Fargo Bank | $6,870,000 | $745,000 | -89.2% | 0.2% |
| United Community Bank | $170,000 | $740,000 | 335.3% | 0.2% |
| Stone Bank | $1,440,000 | $725,000 | -49.7% | 0.2% |
| BOKF | $690,000 | $705,000 | 2.2% | 0.2% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $125,000 | $700,000 | 460.0% | 0.2% |
| CIS Financial Services, Inc. | $690,000 | n/a | 0.2% | |
| 93 | $680,000 | n/a | 0.2% | |
| MID AMERICA MORTGAGE, INC. | $325,000 | $650,000 | 100.0% | 0.2% |
| Citizens National Bank, N.A. | $645,000 | n/a | 0.2% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $550,000 | $625,000 | 13.6% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $740,000 | $615,000 | -16.9% | 0.2% |
| CLEARPATH LENDING | $730,000 | $600,000 | -17.8% | 0.2% |
| FBT Bank & Mortgage | $600,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $3,380,000 | $595,000 | -82.4% | 0.2% |
| Texas Gulf Bank | $545,000 | n/a | 0.1% | |
| The First National Bank of Fort Smith | $545,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $640,000 | $540,000 | -15.6% | 0.1% |
| Availa Bank | $525,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $950,000 | $520,000 | -45.3% | 0.1% |
| Investar Bank | $515,000 | n/a | 0.1% | |
| BNC National Bank | $505,000 | n/a | 0.1% | |
| Centennial Bank | $500,000 | $505,000 | 1.0% | 0.1% |
| THRIVE MORTGAGE, LLC | $505,000 | n/a | 0.1% | |
| TELCOE FEDERAL CREDIT UNION | $1,835,000 | $500,000 | -72.8% | 0.1% |
| Evolve Bank & Trust | $770,000 | $495,000 | -35.7% | 0.1% |
| GSF Mortgage Corporation | $490,000 | $490,000 | 0.0% | 0.1% |
| MERCHANTS & FARMERS BANK | $470,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $465,000 | n/a | 0.1% | |
| Great Southern Bank | $510,000 | $455,000 | -10.8% | 0.1% |
| MORTGAGE FINANCIAL SERVICES, LLC | $670,000 | $455,000 | -32.1% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $650,000 | $450,000 | -30.8% | 0.1% |
| State Bank of De Kalb | $4,360,000 | $450,000 | -89.7% | 0.1% |
| First Financial Bank | $410,000 | $435,000 | 6.1% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $685,000 | $435,000 | -36.5% | 0.1% |
| Prosperity Bank | $545,000 | $425,000 | -22.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $545,000 | $420,000 | -22.9% | 0.1% |
| Axos Bank | $165,000 | $405,000 | 145.5% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $805,000 | $400,000 | -50.3% | 0.1% |
| UNION HOME MORTGAGE CORP. | $930,000 | $400,000 | -57.0% | 0.1% |
| GUARANTEED RATE, INC. | $580,000 | $395,000 | -31.9% | 0.1% |
| Coastal Community Bank | $385,000 | n/a | 0.1% | |
| Farmers Bank & Trust Company | $1,455,000 | $385,000 | -73.5% | 0.1% |
| NP, Inc. | $385,000 | n/a | 0.1% | |
| Figure Lending LLC | $345,000 | $380,000 | 10.1% | 0.1% |
| OCMBC, INC. | $375,000 | n/a | 0.1% | |
| Armstrong Bank | $365,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $125,000 | $360,000 | 188.0% | 0.1% |
| PNC Bank | $455,000 | $355,000 | -22.0% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $1,670,000 | $350,000 | -79.0% | 0.1% |
| United Fidelity Funding Corp. | $345,000 | n/a | 0.1% | |
| NBKC BANK | $495,000 | $335,000 | -32.3% | 0.1% |
| S1L, Inc. | $325,000 | $335,000 | 3.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $335,000 | n/a | 0.1% | |
| BARTLETT MORTGAGE, INC. | $325,000 | n/a | 0.1% | |
| FirstBank | $765,000 | $315,000 | -58.8% | 0.1% |
| CHEVRON | $305,000 | n/a | 0.1% | |
| Pinnacle Bank | $305,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $925,000 | $300,000 | -67.6% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $295,000 | n/a | 0.1% | |
| Southwest Airlines Federal Credit Union | $290,000 | n/a | 0.1% | |
| First Federal Bank | $285,000 | n/a | 0.1% | |
| LOANPAL, LLC | $335,000 | $285,000 | -14.9% | 0.1% |
| Citadel Servicing Corporation | $275,000 | n/a | 0.1% | |
| Guaranty Bank & Trust, N.A. | $95,000 | $275,000 | 189.5% | 0.1% |
| GERSHMAN INVESTMENT CORP. | $345,000 | $270,000 | -21.7% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $230,000 | $265,000 | 15.2% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $390,000 | $265,000 | -32.1% | 0.1% |
| RCB Bank | $265,000 | n/a | 0.1% | |
| The Huntington National Bank | $105,000 | $265,000 | 152.4% | 0.1% |
| Colonial Savings, F.A. | $245,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $730,000 | $245,000 | -66.4% | 0.1% |
| Northpointe Bank | $310,000 | $245,000 | -21.0% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $270,000 | $235,000 | -13.0% | 0.1% |
| The First National Bank of McGregor | $235,000 | n/a | 0.1% | |
| EASTMAN | $225,000 | n/a | 0.1% | |
| EMM LOANS LLC | $215,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $215,000 | n/a | 0.1% | |
| RED RIVER EMPLOYEES | $85,000 | $215,000 | 152.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $115,000 | $210,000 | 82.6% | 0.1% |
| AMCAP MORTGAGE, LTD. | $535,000 | $205,000 | -61.7% | 0.1% |
| Mid-Continent Funding, Inc. | $205,000 | n/a | 0.1% | |
| Southern Bank | $7,090,000 | $200,000 | -97.2% | 0.1% |
| Equity Prime Mortgage LLC | $195,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $230,000 | $190,000 | -17.4% | 0.0% |
| City Bank | $185,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $325,000 | $185,000 | -43.1% | 0.0% |
| PINE BLUFF COTTON BELT Federal Credit Union | $830,000 | $185,000 | -77.7% | 0.0% |
| Assurance Financial Group, L.L.C. | $180,000 | n/a | 0.0% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $165,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $165,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $400,000 | $155,000 | -61.3% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $155,000 | n/a | 0.0% | |
| Community First National Bank | $105,000 | $155,000 | 47.6% | 0.0% |
| INTERCAP LENDING INC. | $155,000 | n/a | 0.0% | |
| Magnolia Bank | $305,000 | $150,000 | -50.8% | 0.0% |
| ASPIRE FINANCIAL, INC. | $405,000 | $145,000 | -64.2% | 0.0% |
| Century Next Bank | $105,000 | $145,000 | 38.1% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
| Citibank | $125,000 | $140,000 | 12.0% | 0.0% |
| BETTER MORTGAGE CORPORATION | $1,620,000 | $125,000 | -92.3% | 0.0% |
| Cornerstone First Mortgage, Inc | $125,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $840,000 | $125,000 | -85.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $125,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $530,000 | $125,000 | -76.4% | 0.0% |
| Nations Lending Corporation | $280,000 | $125,000 | -55.4% | 0.0% |
| A&D Mortgage LLC | $1,100,000 | $115,000 | -89.5% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $340,000 | $115,000 | -66.2% | 0.0% |
| CAPITAL CONCEPTS, INC. | $115,000 | n/a | 0.0% | |
| Equity Bank | $105,000 | n/a | 0.0% | |
| Flagstar Bank, FSB | $2,375,000 | $105,000 | -95.6% | 0.0% |
| FNBC Bank | $105,000 | n/a | 0.0% | |
| Truist | $2,860,000 | $105,000 | -96.3% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $85,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $400,000 | $75,000 | -81.3% | 0.0% |
HOT SPRINGS's top lender by overall market share is Arvest Bank, with 9.3% market share. In second place, with 5.6%, is SWBC MORTGAGE CORPORATION, having originated $22,315,000 in loans. In third place, with 4.8%, is QUICKEN LOANS, LLC, having originated $18,840,000 in loans. In fourth place, with 4.7%, is ARK-LA-TEX FINANCIAL SERVICES, LLC., having originated $18,725,000 in loans. In fifth place, with 3.9%, is Regions Bank, having originated $15,470,000 in loans.
HOT SPRINGS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - HOT SPRINGS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $209,125 (4.7%) | $301,597 (6.5%) | 0.00 | 904 |
| 2018-02-01 | $209,600 (3.9%) | $298,509 (4.5%) | 0.00 | 926 |
| 2018-03-01 | $219,900 (5.4%) | $300,406 (4.5%) | 0.00 | 961 |
| 2018-04-01 | $224,900 (7.6%) | $304,733 (5.3%) | 0.00 | 1,022 |
| 2018-05-01 | $224,900 (3.1%) | $306,269 (4.3%) | 0.00 | 1,064 |
| 2018-06-01 | $224,900 (2.5%) | $310,079 (4.5%) | 0.00 | 1,066 |
| 2018-07-01 | $219,225 (-0.4%) | $297,016 (-3.6%) | 0.00 | 1,085 |
| 2018-08-01 | $213,725 (-2.4%) | $291,558 (-4.2%) | 0.00 | 1,071 |
| 2018-09-01 | $215,500 (0.4%) | $291,501 (-2.8%) | 0.00 | 1,039 |
| 2018-10-01 | $199,450 (-6.1%) | $282,413 (-3.8%) | 0.00 | 1,030 |
| 2018-11-01 | $199,000 (-2.3%) | $282,365 (-3.9%) | 0.00 | 983 |
| 2018-12-01 | $198,500 (-5.1%) | $282,690 (-5.3%) | 0.00 | 920 |
| 2019-01-01 | $198,125 (-5.3%) | $282,134 (-6.5%) | 0.00 | 866 |
| 2019-02-01 | $197,350 (-5.8%) | $282,812 (-5.3%) | 0.00 | 905 |
| 2019-03-01 | $205,814 (-6.4%) | $294,265 (-2.0%) | 0.00 | 895 |
| 2019-04-01 | $214,950 (-4.4%) | $311,212 (2.1%) | 0.00 | 876 |
| 2019-05-01 | $219,450 (-2.4%) | $317,600 (3.7%) | 0.00 | 890 |
| 2019-06-01 | $224,000 (-0.4%) | $318,335 (2.7%) | 0.00 | 879 |
| 2019-07-01 | $224,900 (2.6%) | $318,411 (7.2%) | 0.00 | 887 |
| 2019-08-01 | $222,424 (4.1%) | $318,750 (9.3%) | 0.00 | 872 |
| 2019-09-01 | $224,185 (4.0%) | $319,942 (9.8%) | 0.00 | 847 |
| 2019-10-01 | $225,916 (13.3%) | $320,737 (13.6%) | 0.00 | 824 |
| 2019-11-01 | $238,500 (19.9%) | $319,614 (13.2%) | 0.00 | 736 |
| 2019-12-01 | $239,800 (20.8%) | $326,326 (15.4%) | 0.00 | 720 |
| 2020-01-01 | $239,200 (20.7%) | $320,874 (13.7%) | 0.00 | 687 |
| 2020-02-01 | $237,000 (20.1%) | $318,878 (12.8%) | 0.00 | 704 |
| 2020-03-01 | $239,450 (16.3%) | $323,825 (10.1%) | 0.00 | 703 |
| 2020-04-01 | $239,000 (11.2%) | $318,942 (2.5%) | 0.00 | 675 |
| 2020-05-01 | $239,900 (9.3%) | $329,783 (3.8%) | 0.00 | 663 |
| 2020-06-01 | $244,500 (9.2%) | $338,787 (6.4%) | 0.00 | 652 |
| 2020-07-01 | $250,000 (11.2%) | $356,905 (12.1%) | 0.00 | 600 |
| 2020-08-01 | $250,000 (12.4%) | $356,979 (12.0%) | 0.00 | 538 |
| 2020-09-01 | $256,000 (14.2%) | $365,311 (14.2%) | 0.00 | 490 |
| 2020-10-01 | $265,000 (17.3%) | $369,033 (15.1%) | 0.00 | 451 |
| 2020-11-01 | $269,500 (13.0%) | $366,401 (14.6%) | 0.00 | 401 |
| 2020-12-01 | $259,395 (8.2%) | $360,101 (10.4%) | 0.00 | 393 |
| 2021-01-01 | $260,845 (9.1%) | $363,862 (13.4%) | 0.00 | 366 |
| 2021-02-01 | $263,450 (11.2%) | $381,416 (19.6%) | 0.00 | 380 |
| 2021-03-01 | $271,163 (13.2%) | $387,565 (19.7%) | 0.00 | 342 |
| 2021-04-01 | $285,725 (19.6%) | $414,705 (30.0%) | 0.00 | 323 |
| 2021-05-01 | $299,900 (25.0%) | $424,839 (28.8%) | 0.00 | 369 |
| 2021-06-01 | $317,475 (29.9%) | $456,594 (34.8%) | 0.00 | 399 |
| 2021-07-01 | $319,900 (28.0%) | $451,421 (26.5%) | 0.00 | 428 |
| 2021-08-01 | $349,000 (39.6%) | $474,643 (33.0%) | 0.00 | 437 |
| 2021-09-01 | $349,450 (36.5%) | $476,839 (30.5%) | 0.00 | 436 |
| 2021-10-01 | $319,900 (20.7%) | $463,210 (25.5%) | 0.00 | 414 |
| 2021-11-01 | $324,250 (20.3%) | $459,486 (25.4%) | 0.00 | 398 |
| 2021-12-01 | $331,100 (27.6%) | $462,959 (28.6%) | 0.00 | 351 |
| 2022-01-01 | $325,000 (24.6%) | $449,352 (23.5%) | 0.00 | 308 |
| 2022-02-01 | $319,500 (21.3%) | $466,246 (22.2%) | 0.00 | 315 |
| 2022-03-01 | $322,500 (18.9%) | $502,839 (29.7%) | 0.00 | 313 |
| 2022-04-01 | $325,000 (13.8%) | $498,290 (20.2%) | 0.00 | 343 |
| 2022-05-01 | $326,200 (8.8%) | $514,437 (21.1%) | 0.00 | 343 |
| 2022-06-01 | $336,000 (5.8%) | $487,453 (6.8%) | 0.00 | 363 |
| 2022-07-01 | $349,700 (9.3%) | $475,816 (5.4%) | 0.00 | 397 |
| 2022-08-01 | $344,950 (-1.2%) | $491,222 (3.5%) | 0.00 | 430 |
| 2022-09-01 | $350,125 (0.2%) | $499,487 (4.8%) | 0.00 | 437 |
| 2022-10-01 | $349,900 (9.4%) | $492,652 (6.4%) | 0.00 | 467 |
| 2022-11-01 | $349,475 (7.8%) | $466,623 (1.6%) | 0.00 | 481 |
| 2022-12-01 | $325,200 (-1.8%) | $452,194 (-2.3%) | 0.00 | 443 |
| 2023-01-01 | $315,000 (-3.1%) | $442,752 (-1.5%) | 0.00 | 406 |
| 2023-02-01 | $310,725 (-2.8%) | $453,432 (-2.8%) | 0.00 | 416 |
| 2023-03-01 | $319,750 (-0.9%) | $462,719 (-8.0%) | 0.00 | 435 |
| 2023-04-01 | $325,000 (0.0%) | $460,410 (-7.6%) | 0.00 | 462 |
| 2023-05-01 | $322,500 (-1.1%) | $466,928 (-9.2%) | 0.00 | 462 |
| 2023-06-01 | $334,450 (-0.5%) | $490,767 (0.7%) | 0.00 | 487 |
| 2023-07-01 | $352,500 (0.8%) | $526,488 (10.7%) | 0.00 | 511 |
| 2023-08-01 | $354,450 (2.8%) | $525,977 (7.1%) | 0.00 | 516 |
| 2023-09-01 | $365,000 (4.3%) | $515,085 (3.1%) | 0.00 | 507 |
| 2023-10-01 | $349,950 (0.0%) | $495,550 (0.6%) | 0.00 | 525 |
| 2023-11-01 | $351,250 (0.5%) | $501,676 (7.5%) | 0.00 | 540 |
| 2023-12-01 | $345,450 (6.2%) | $492,040 (8.8%) | 0.00 | 527 |
| 2024-01-01 | $349,900 (11.1%) | $484,800 (9.5%) | 0.00 | 511 |
| 2024-02-01 | $349,800 (12.6%) | $471,272 (3.9%) | 0.00 | 529 |
| 2024-03-01 | $349,450 (9.3%) | $468,050 (1.2%) | 0.00 | 625 |
| 2024-04-01 | $363,075 (11.7%) | $490,440 (6.5%) | 0.00 | 692 |
| 2024-05-01 | $362,500 (12.4%) | $508,840 (9.0%) | 0.00 | 741 |
| 2024-06-01 | $353,700 (5.8%) | $500,923 (2.1%) | 0.00 | 778 |
| 2024-07-01 | $361,975 (2.7%) | $521,102 (-1.0%) | 0.00 | 785 |
| 2024-08-01 | $354,000 (-0.1%) | $514,649 (-2.2%) | 0.00 | 828 |
| 2024-09-01 | $349,950 (-4.1%) | $509,145 (-1.2%) | 0.00 | 822 |
| 2024-10-01 | $347,425 (-0.7%) | $504,714 (1.9%) | 0.00 | 830 |
HOT SPRINGS's median listing price for 2024-10-01 was $347,425, a difference of
$-2,525
(-0.7%) versus the prior year and
$-2,525 versus the prior month.
HOT SPRINGS's median listing price comes in at 0% of the national average.
HOT SPRINGS's average listing price for 2024-10-01 was $504,714, a difference of $9,164 (1.9%) versus the prior year and $-4,431 versus the prior month.
For the 2024-10-01 period, HOT SPRINGS had 830 MLS listings, a difference of 8 listings (1%) versus the prior month and 305 listings (58%) versus the prior year.
HOT SPRINGS's median listing price comes in at 0% of the national average.
HOT SPRINGS's average listing price for 2024-10-01 was $504,714, a difference of $9,164 (1.9%) versus the prior year and $-4,431 versus the prior month.
For the 2024-10-01 period, HOT SPRINGS had 830 MLS listings, a difference of 8 listings (1%) versus the prior month and 305 listings (58%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - HOT SPRINGS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,957 sqft |
| 2018-02-01 | 0 days | 1,950 sqft |
| 2018-03-01 | 0 days | 1,945 sqft |
| 2018-04-01 | 0 days | 1,957 sqft |
| 2018-05-01 | 0 days | 1,982 sqft |
| 2018-06-01 | 0 days | 2,016 sqft |
| 2018-07-01 | 0 days | 1,999 sqft |
| 2018-08-01 | 0 days | 2,000 sqft |
| 2018-09-01 | 0 days | 1,978 sqft |
| 2018-10-01 | 0 days | 1,915 sqft |
| 2018-11-01 | 0 days | 1,895 sqft |
| 2018-12-01 | 0 days | 1,895 sqft |
| 2019-01-01 | 0 days | 1,877 sqft |
| 2019-02-01 | 0 days | 1,881 sqft |
| 2019-03-01 | 0 days | 1,901 sqft |
| 2019-04-01 | 0 days | 1,931 sqft |
| 2019-05-01 | 0 days | 2,000 sqft |
| 2019-06-01 | 0 days | 2,010 sqft |
| 2019-07-01 | 0 days | 2,000 sqft |
| 2019-08-01 | 0 days | 2,000 sqft |
| 2019-09-01 | 0 days | 1,983 sqft |
| 2019-10-01 | 0 days | 1,973 sqft |
| 2019-11-01 | 0 days | 2,064 sqft |
| 2019-12-01 | 0 days | 2,024 sqft |
| 2020-01-01 | 0 days | 1,997 sqft |
| 2020-02-01 | 0 days | 1,968 sqft |
| 2020-03-01 | 0 days | 1,969 sqft |
| 2020-04-01 | 0 days | 1,967 sqft |
| 2020-05-01 | 0 days | 1,994 sqft |
| 2020-06-01 | 0 days | 2,079 sqft |
| 2020-07-01 | 0 days | 2,113 sqft |
| 2020-08-01 | 0 days | 2,196 sqft |
| 2020-09-01 | 0 days | 2,174 sqft |
| 2020-10-01 | 0 days | 2,160 sqft |
| 2020-11-01 | 0 days | 2,112 sqft |
| 2020-12-01 | 0 days | 2,007 sqft |
| 2021-01-01 | 0 days | 1,920 sqft |
| 2021-02-01 | 0 days | 1,922 sqft |
| 2021-03-01 | 0 days | 1,902 sqft |
| 2021-04-01 | 0 days | 1,928 sqft |
| 2021-05-01 | 0 days | 1,920 sqft |
| 2021-06-01 | 0 days | 2,100 sqft |
| 2021-07-01 | 0 days | 2,009 sqft |
| 2021-08-01 | 0 days | 2,100 sqft |
| 2021-09-01 | 0 days | 2,052 sqft |
| 2021-10-01 | 0 days | 2,141 sqft |
| 2021-11-01 | 0 days | 2,133 sqft |
| 2021-12-01 | 0 days | 2,069 sqft |
| 2022-01-01 | 0 days | 2,013 sqft |
| 2022-02-01 | 0 days | 2,016 sqft |
| 2022-03-01 | 0 days | 1,944 sqft |
| 2022-04-01 | 0 days | 1,885 sqft |
| 2022-05-01 | 0 days | 2,021 sqft |
| 2022-06-01 | 0 days | 2,126 sqft |
| 2022-07-01 | 0 days | 2,116 sqft |
| 2022-08-01 | 0 days | 2,038 sqft |
| 2022-09-01 | 0 days | 1,928 sqft |
| 2022-10-01 | 0 days | 1,920 sqft |
| 2022-11-01 | 0 days | 1,861 sqft |
| 2022-12-01 | 0 days | 1,772 sqft |
| 2023-01-01 | 0 days | 1,725 sqft |
| 2023-02-01 | 0 days | 1,717 sqft |
| 2023-03-01 | 0 days | 1,719 sqft |
| 2023-04-01 | 0 days | 1,755 sqft |
| 2023-05-01 | 0 days | 1,782 sqft |
| 2023-06-01 | 0 days | 1,859 sqft |
| 2023-07-01 | 0 days | 1,856 sqft |
| 2023-08-01 | 0 days | 1,838 sqft |
| 2023-09-01 | 0 days | 1,752 sqft |
| 2023-10-01 | 0 days | 1,771 sqft |
| 2023-11-01 | 0 days | 1,808 sqft |
| 2023-12-01 | 0 days | 1,809 sqft |
| 2024-01-01 | 0 days | 1,817 sqft |
| 2024-02-01 | 0 days | 1,800 sqft |
| 2024-03-01 | 0 days | 1,776 sqft |
| 2024-04-01 | 0 days | 1,800 sqft |
| 2024-05-01 | 0 days | 1,811 sqft |
| 2024-06-01 | 0 days | 1,796 sqft |
| 2024-07-01 | 0 days | 1,852 sqft |
| 2024-08-01 | 0 days | 1,823 sqft |
| 2024-09-01 | 0 days | 1,817 sqft |
| 2024-10-01 | 0 days | 1,823 sqft |
HOT SPRINGS's median listing age (time on market) for 2024-10-01 was 0 days.
HOT SPRINGS's median square footage for active listings during the 2024-10-01 period was 1,823 sqft. One year prior, the average listing was 1,771 sqft.
HOT SPRINGS's median square footage for active listings during the 2024-10-01 period was 1,823 sqft. One year prior, the average listing was 1,771 sqft.
HOT SPRINGS, AR Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 71901 | Hot Springs, AR MSA | $570 | $600 | $780 | $970 | $1,260 |
| 71902 | Hot Springs, AR MSA | $650 | $670 | $880 | $1,090 | $1,430 |
| 71903 | Hot Springs, AR MSA | $650 | $670 | $880 | $1,090 | $1,430 |
| 71909 | Hot Springs, AR MSA | $940 | $980 | $1,220 | $1,540 | $1,960 |
| 71910 | Hot Springs, AR MSA | $650 | $670 | $880 | $1,090 | $1,430 |
| 71913 | Hot Springs, AR MSA | $680 | $700 | $920 | $1,140 | $1,490 |
| 71914 | Hot Springs, AR MSA | $650 | $670 | $880 | $1,090 | $1,430 |
| 71933 | Hot Springs, AR MSA | $540 | $560 | $730 | $910 | $1,220 |
| 71949 | Hot Springs, AR MSA | $740 | $770 | $950 | $1,200 | $1,530 |
| 71956 | Hot Springs, AR MSA | $540 | $560 | $730 | $910 | $1,220 |
| 71964 | Hot Springs, AR MSA | $620 | $640 | $840 | $1,040 | $1,370 |
| 71968 | Hot Springs, AR MSA | $660 | $690 | $900 | $1,110 | $1,460 |
| 72087 | Hot Springs, AR MSA | $750 | $780 | $940 | $1,210 | $1,510 |
| 72104 | Hot Springs, AR MSA | $640 | $660 | $750 | $1,010 | $1,220 |
2022 Average & Median Rent Data Statistics
HOT SPRINGS, AR average 1BR rent: $687, median: $670
HOT SPRINGS, AR average 2BR rent: $877, median: $880
HOT SPRINGS, AR average 3BR rent: $1,100, median: $1,090
HOT SPRINGS, AR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,238 | $290,550,000 | $234,693 |
| Cash Out Refi | 189 | $36,975,000 | $195,635 |
| Refi | 186 | $40,830,000 | $219,516 |
| Other | 165 | $15,025,000 | $91,061 |
| Home Improvement | 162 | $12,100,000 | $74,691 |
Hot Springs's most frequently cited loan purpose was Home Purchase, with 1,238 originations. The 2nd most popular reason was Cash Out Refi, with 189 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 614 | $136,220,000 | $221,857 |
| 7-8% | 533 | $110,715,000 | $207,720 |
| Over 8% | 475 | $56,825,000 | $119,632 |
| 5-6% | 217 | $52,235,000 | $240,714 |
| 4-5% | 9 | $2,805,000 | $311,667 |
| <2.5% | 4 | $3,730,000 | $932,500 |
| 3-4% | 2 | $310,000 | $155,000 |
| 2.5-3% | 2 | $230,000 | $115,000 |
During 2023, Hot Springs's most frequently originated rate bucket was 6-7%, with 614 originations.
Loan Sizing (HOT SPRINGS, AR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 687 | $100,455,000 | $146,223 |
| $200k-400k | 544 | $147,450,000 | $271,048 |
| $100,000 or less | 535 | $30,135,000 | $56,327 |
| $400k-600k | 119 | $57,945,000 | $486,933 |
| $600k-1000k | 37 | $27,065,000 | $731,486 |
| $Over $1MM | 18 | $32,430,000 | $1,801,667 |
HOT SPRINGS's loan sizing saw the bucket of loans from $100k-200k with 687 originations, totaling $100,455,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 741 | $176,325,000 | $237,955 |
| 60-80% | 446 | $108,130,000 | $242,444 |
| 40-60% | 220 | $38,850,000 | $176,591 |
| Under 20% | 218 | $10,150,000 | $46,560 |
| 20-40% | 199 | $20,805,000 | $104,548 |
| Over 100% | 19 | $6,215,000 | $327,105 |
HOT SPRINGS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 741 originations, totaling $176,325,000 in origination value.