City National Bank Mortgage Rates, Fees & Info
Los Angeles, CALEI: 593C3GZG957YOJPS2Z63
Tax ID: 95-1780067
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Mortgage Data
Review & Overview
City National Bank is a large bank specializing in Home Purchase and Other loans. City National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, New York, San Francisco, San Diego, and Miami among others. We have data for 260 markets. (Some data included below & more in-depth data is available with an active subscription.)City National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. City National Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 3.89% | 12/17/24 |
| 30 Year Conventional Purchase | 6.12% | 12/17/24 |
| 30 Year Conventional Refi | 6.28% | 12/17/24 |
| 30 Year Cash-out Refi | 6.30% | 12/17/24 |
| 15 Year Conventional Purchase | 5.50% | 12/17/24 |
| 15 Year Conventional Refi | 5.76% | 12/17/24 |
| 15 Year Cash-out Refi | 5.76% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
City National Bank Mortgage Calculator
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This is not an official calculator from City National Bank. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,257Origination Dollar Volume (All Markets)
$7,611,215,000Awards
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City National Bank - 2022
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For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,473 | $3,384,375,000 | $1,368,530 | $7,416 | 3.40% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 597 | $936,435,000 | $1,568,568 | $8,417 | 3.44% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 294 | $290,820,000 | $989,184 | $5,247 | 3.48% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 263 | $274,895,000 | $1,045,228 | $5,816 | 3.53% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 142 | $268,570,000 | $1,891,338 | $10,854 | 3.45% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 49 | $166,015,000 | $3,388,061 | $8,603 | 3.34% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 107 | $159,405,000 | $1,489,766 | $6,685 | 3.87% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 174 | $137,480,000 | $790,115 | $5,506 | 3.54% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 140 | $131,880,000 | $942,000 | $5,779 | 3.59% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 112 | $119,430,000 | $1,066,339 | $4,243 | 3.34% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 144 | $118,720,000 | $824,444 | $5,707 | 3.70% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 120 | $101,250,000 | $843,750 | $5,446 | 3.50% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 77 | $85,905,000 | $1,115,649 | $5,686 | 3.55% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 44 | $82,160,000 | $1,867,273 | $10,475 | 3.76% |
| Outside of Metro Areas | 72 | $69,200,000 | $961,111 | $5,792 | 3.52% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 67 | $55,655,000 | $830,672 | $6,112 | 4.12% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 49 | $54,565,000 | $1,113,571 | $4,867 | 3.55% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $45,190,000 | $7,531,667 | $6,412 | 3.76% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 47 | $40,035,000 | $851,809 | $5,038 | 3.35% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 38 | $39,280,000 | $1,033,684 | $4,797 | 3.50% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 28 | $33,970,000 | $1,213,214 | $7,002 | 4.21% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 59 | $32,045,000 | $543,136 | $3,878 | 3.58% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 35 | $29,065,000 | $830,429 | $6,337 | 3.60% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 20 | $28,250,000 | $1,412,500 | $9,652 | 3.67% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 32 | $27,730,000 | $866,563 | $6,766 | 3.52% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 14 | $27,460,000 | $1,961,429 | $7,047 | 3.47% |
| Heber, UT (FHA|USDA|VA) | 21 | $27,455,000 | $1,307,381 | $6,465 | 3.01% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 34 | $27,420,000 | $806,471 | $4,795 | 3.30% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 33 | $25,435,000 | $770,758 | $5,639 | 4.40% |
| RENO, NV (FHA|USDA|VA) | 27 | $22,875,000 | $847,222 | $6,185 | 2.83% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $22,385,000 | $4,477,000 | $7,347 | 3.76% |
| Hailey, ID (FHA|USDA|VA) | 8 | $21,480,000 | $2,685,000 | $10,346 | 3.05% |
| Glenwood Springs, CO (FHA|USDA|VA) | 8 | $20,370,000 | $2,546,250 | $10,041 | 3.01% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $19,390,000 | $1,077,222 | $9,406 | 4.33% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 25 | $19,385,000 | $775,400 | $4,932 | 3.46% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 23 | $18,745,000 | $815,000 | $10,286 | 3.37% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 18 | $18,550,000 | $1,030,556 | $5,912 | 2.89% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 13 | $18,515,000 | $1,424,231 | $6,620 | 3.90% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 26 | $17,690,000 | $680,385 | $4,636 | 3.82% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 17 | $17,445,000 | $1,026,176 | $8,534 | 3.89% |
| Outside of Metro Areas | 7 | $17,155,000 | $2,450,714 | $7,252 | 3.86% |
| SALINAS, CA (FHA|USDA|VA) | 19 | $15,855,000 | $834,474 | $4,370 | 3.85% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 19 | $15,505,000 | $816,053 | $6,918 | 3.84% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 22 | $13,940,000 | $633,636 | $6,339 | 3.40% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 15 | $12,895,000 | $859,667 | $6,833 | 4.25% |
| Bozeman, MT (FHA|USDA|VA) | 11 | $11,715,000 | $1,065,000 | $6,126 | 3.55% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $11,255,000 | $1,607,857 | $6,525 | 3.79% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 14 | $11,060,000 | $790,000 | $6,873 | 3.99% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $10,370,000 | $740,714 | $6,236 | 3.79% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $10,200,000 | $2,550,000 | $12,913 | 2.78% |
| Key West, FL (FHA|USDA|VA) | 5 | $10,195,000 | $2,039,000 | $10,846 | 3.15% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 11 | $10,005,000 | $909,545 | $5,975 | 3.56% |
| Jackson, WY-ID (FHA|USDA|VA) | 7 | $9,995,000 | $1,427,857 | $5,551 | 3.27% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 9 | $9,965,000 | $1,107,222 | $7,483 | 3.65% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 5 | $9,895,000 | $1,979,000 | $8,542 | 3.75% |
| Kalispell, MT (FHA|USDA|VA) | 6 | $9,770,000 | $1,628,333 | $7,650 | 4.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 11 | $9,265,000 | $842,273 | $6,464 | 3.62% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 8 | $9,020,000 | $1,127,500 | $4,374 | 3.08% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $8,770,000 | $1,096,250 | $4,829 | 3.23% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $8,685,000 | $2,895,000 | $11,992 | 2.97% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 7 | $8,675,000 | $1,239,286 | $9,034 | 3.12% |
| KINGSTON, NY (FHA|USDA|VA) | 14 | $7,760,000 | $554,286 | $6,781 | 4.01% |
| SANTA FE, NM (FHA|USDA|VA) | 9 | $7,325,000 | $813,889 | $6,505 | 2.93% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $7,085,000 | $1,012,143 | $5,483 | 3.69% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 7 | $6,705,000 | $957,857 | $8,745 | 3.44% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $6,680,000 | $835,000 | $4,870 | 3.56% |
| Hudson, NY (FHA|USDA|VA) | 3 | $6,535,000 | $2,178,333 | $11,676 | 3.25% |
| TUCSON, AZ (FHA|USDA|VA) | 9 | $6,435,000 | $715,000 | $5,102 | 4.21% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $6,165,000 | $880,714 | $4,705 | 4.64% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 9 | $5,965,000 | $662,778 | $5,333 | 3.97% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $5,735,000 | $1,911,667 | $10,027 | 4.40% |
| RICHMOND, VA (FHA|USDA|VA) | 11 | $5,715,000 | $519,545 | $3,499 | 3.92% |
| Torrington, CT (FHA|USDA|VA) | 7 | $5,325,000 | $760,714 | $6,461 | 3.35% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $5,295,000 | $1,059,000 | $5,702 | 4.56% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $5,175,000 | $575,000 | $6,606 | 3.39% |
| Hilo, HI (FHA|USDA|VA) | 2 | $5,130,000 | $2,565,000 | $9,060 | 3.76% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $4,890,000 | $1,222,500 | $7,366 | 4.33% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $4,880,000 | $813,333 | $4,983 | 2.91% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $4,875,000 | $696,429 | $4,593 | 3.53% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $4,755,000 | $679,286 | $4,872 | 3.54% |
| Vineyard Haven, MA (FHA|USDA|VA) | 4 | $4,720,000 | $1,180,000 | $9,209 | 3.74% |
| FORT COLLINS, CO (FHA|USDA|VA) | 9 | $4,575,000 | $508,333 | $5,406 | 3.72% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $4,485,000 | $640,714 | $5,962 | 3.50% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $4,410,000 | $551,250 | $3,042 | 4.24% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 8 | $4,210,000 | $526,250 | $5,694 | 3.26% |
| MADISON, WI (FHA|USDA|VA) | 4 | $4,090,000 | $1,022,500 | $4,401 | 4.01% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $3,915,000 | $783,000 | $4,138 | 4.60% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $3,900,000 | $650,000 | $6,056 | 4.41% |
| Easton, MD (FHA|USDA|VA) | 4 | $3,870,000 | $967,500 | $4,313 | 2.85% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $3,860,000 | $965,000 | $5,502 | 3.84% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $3,810,000 | $476,250 | $5,408 | 4.08% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $3,745,000 | $749,000 | $4,274 | 3.07% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $3,690,000 | $615,000 | $4,648 | 3.03% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $3,575,000 | $715,000 | $4,799 | 3.95% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $3,455,000 | $493,571 | $3,453 | 3.27% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $3,390,000 | $847,500 | $6,754 | 2.92% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $3,325,000 | $665,000 | $4,594 | 4.87% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $3,260,000 | $1,630,000 | $6,451 | 3.45% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 6 | $3,260,000 | $543,333 | $3,563 | 3.87% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $3,255,000 | $361,667 | $3,418 | 3.01% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $3,165,000 | $633,000 | $4,019 | 2.87% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $3,120,000 | $780,000 | $5,133 | 3.31% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $3,025,000 | $605,000 | $4,788 | 2.90% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $2,930,000 | $1,465,000 | $9,892 | 3.06% |
| NAPA, CA (FHA|USDA|VA) | 3 | $2,915,000 | $971,667 | $20,839 | 3.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $2,795,000 | $559,000 | $4,432 | 4.21% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $2,775,000 | $925,000 | $5,548 | 3.42% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $2,770,000 | $692,500 | $4,920 | 3.93% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $2,755,000 | $551,000 | $4,291 | 5.11% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $2,735,000 | $547,000 | $4,272 | 3.55% |
| Laconia, NH (FHA|USDA|VA) | 5 | $2,695,000 | $539,000 | $3,176 | 2.58% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $2,675,000 | $891,667 | $3,569 | 3.74% |
| BEND, OR (FHA|USDA|VA) | 3 | $2,535,000 | $845,000 | $15,350 | 3.66% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $2,470,000 | $1,235,000 | $5,076 | 3.74% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $2,435,000 | $811,667 | $7,352 | 3.04% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $4,809 | 3.07% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $2,370,000 | $592,500 | $5,689 | 4.12% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $4,166 | 4.30% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $3,688 | 4.19% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $2,235,000 | $745,000 | $4,648 | 3.84% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $2,155,000 | $431,000 | $3,207 | 4.43% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $2,035,000 | $678,333 | $3,919 | 3.54% |
| REDDING, CA (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $4,798 | 4.85% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,910,000 | $477,500 | $4,859 | 4.23% |
| Taos, NM (FHA|USDA|VA) | 3 | $1,895,000 | $631,667 | $5,015 | 4.20% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $4,838 | 3.99% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $4,000 | 5.63% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $1,855,000 | $618,333 | $5,526 | 3.08% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $1,805,000 | $601,667 | $3,818 | 3.31% |
| Brevard, NC (FHA|USDA|VA) | 2 | $1,800,000 | $900,000 | $4,357 | 4.66% |
| Bennington, VT (FHA|USDA|VA) | 2 | $1,670,000 | $835,000 | $6,359 | 2.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $3,075 | 3.80% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $4,311 | 2.26% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $1,595,000 | $531,667 | $4,278 | 3.26% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $1,590,000 | $795,000 | $4,754 | 3.04% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $4,102 | 3.78% |
| Durango, CO (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $3,114 | 3.48% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $1,450,000 | $725,000 | $4,662 | 3.46% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $4,385 | 3.65% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $5,179 | 3.22% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $4,802 | 3.41% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $5,724 | 3.41% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $5,360 | 3.16% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,231 | 3.98% |
| Cullman, AL (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $6,438 | 3.98% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $4,100 | 5.68% |
| Palatka, FL (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $9,709 | 4.50% |
| AKRON, OH (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $4,612 | 3.40% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,050 | 5.32% |
| Astoria, OR (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $5,559 | 2.46% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $4,475 | 6.10% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $4,272 | 5.07% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $2,729 | 3.94% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $5,157 | 3.07% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $3,430 | 4.93% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $5,545 | 5.43% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $4,468 | 4.17% |
| Boone, NC (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $0 | 3.49% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $5,392 | 4.23% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $4,566 | 3.65% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $3,180 | 5.08% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,377 | 4.35% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $5,595 | 4.57% |
| Seneca, SC (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $0 | 3.68% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $5,466 | 2.69% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $3,986 | 3.77% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,358 | 3.53% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,058 | 3.77% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $4,117 | 4.62% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $4,600 | 4.68% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,386 | 3.03% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,031 | 3.49% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,776 | 4.57% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $3,814 | 3.48% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $5,511 | 3.58% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,563 | 4.91% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $7,556 | 2.91% |
| Edwards, CO (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 2.24% |
| WACO, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,220 | 4.45% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $4,611 | 5.33% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,124 | 4.18% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $6,721 | 4.65% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,847 | 4.20% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,168 | 4.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,973 | 3.53% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,949 | 4.93% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,142 | 5.66% |
| Rutland, VT (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,404 | 4.07% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,540 | 2.92% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,818 | 2.24% |
| Crossville, TN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,616 | 2.77% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,236 | 2.90% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 1.99% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 3.49% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,711 | 6.05% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,443 | 4.55% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,273 | 3.87% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,776 | 5.58% |
| Granbury, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,302 | 2.89% |
| SALEM, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,870 | 3.89% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,695 | 2.70% |
| NILES, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,928 | 6.08% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,257 | 4.55% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,884 | 4.40% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,388 | 6.55% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,297 | 3.04% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,314 | 2.99% |
| Shelton, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,025 | 2.90% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,737 | 3.60% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,687 | 2.90% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,332 | 2.59% |
| Angola, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 2.49% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,351 | 2.62% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,107 | 5.65% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,691 | 4.62% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,150 | 3.68% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,288 | 2.64% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,988 | 2.30% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,683 | 3.55% |
| Auburn, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,643 | 2.71% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,603 | 5.65% |
| READING, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,921 | 4.60% |
| Payson, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,906 | 2.34% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,356 | 4.78% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,774 | 3.55% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,208 | 5.65% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,150 | 3.37% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,812 | 3.73% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,870 | 4.48% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,848 | 2.62% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.49% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,456 | 3.17% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,040 | 4.78% |
| Wilson, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,368 | 6.03% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,749 | 2.49% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,607 | 3.34% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,913 | 2.17% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,820 | 3.83% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,213 | 2.72% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.80% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,177 | 3.30% |
| Corning, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,847 | 4.65% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,787 | 5.54% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,743 | 4.60% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.49% |
| Olean, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.49% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,492 | 4.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,481 | 4.38% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,259 | 4.10% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,324 | 3.40% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,774 | 3.32% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,087 | 5.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,079 | 4.28% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,662 | 2.85% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,611 | 3.55% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,368 | 3.15% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.49% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,337 | 3.10% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.15% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 4,119 | $6,228,855,000 | $1,512,225 | $6,801 | 3.62% |
| HELOC | 2,138 | $1,382,360,000 | $646,567 | n/a | 3.31% |
For 2022, City National Bank's most frequently originated type of loan was Conventional, with 4,119 originations. Their 2nd most popular type was HELOC, with 2,138 originations.
Loan Reason
For 2022, City National Bank's most frequently cited loan purpose was Home Purchase, with 1,832 originations. The 2nd most popular reason was Other, with 1,588 originations.
Loan Duration/Length
For 2022, City National Bank's most frequently cited loan duration was 30 Year, with 5,981 originations. The 2nd most popular length was 15 Year, with 162 originations.
Origination Fees/Closing Costs
City National Bank's average total fees were $6,927, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,535 originations.
Interest Rates
During 2022, City National Bank's average interest rate for loans was 3.52%, while their most frequently originated rate bucket for loans was 3-4%, with 1,894 originations.
Loan Sizing
2022 saw City National Bank place emphasis on $1MM+ loans with 2,311 originations, totaling $5,701,125,000 in origination value.
Applicant Income
City National Bank lent most frequently to those with incomes in the $250k+ range, with 3,541 originations. The second most popular income band? $150k-250k, with 906 originations.
Applicant Debt to Income Ratio
City National Bank lent most frequently to those with DTI ratios of 20-30%, with 1,021 originations. The next most common DTI ratio? 30-36%, with 838 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.26%
City National Bank has an average approval rate.
Pick Rate
Approvals leading to origination83.59%
City National Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,257 | $7,611,215,000 | $1,216,432 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,257 | $7,611,215,000 | $1,216,432 |