City National Bank Mortgage Rates, Fees & Info

Los Angeles, CA

LEI: 593C3GZG957YOJPS2Z63

Tax ID: 95-1780067

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Bank Data

Review & Overview

City National Bank is a mid-sized bank specializing in Home Purchase, Refi, and Cash Out Refi loans. City National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, New York, San Francisco, San Diego, and Riverside among others. We have data for 183 markets. (Some data included below & more in-depth data is available with an active subscription.)

City National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. City National Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 3.89% 4/19/24
30 Year Conventional Purchase 6.12% 4/19/24
30 Year Conventional Refi 6.28% 4/19/24
30 Year Cash-out Refi 6.30% 4/19/24
15 Year Conventional Purchase 5.50% 4/19/24
15 Year Conventional Refi 5.76% 4/19/24
15 Year Cash-out Refi 5.76% 4/19/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

City National Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from City National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,467

Origination Dollar Volume (All Markets)

$5,111,925,000

Employee count

5,204 Show all (32) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2,163 $2,746,345,000 $1,269,693 $5,847 3.74%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 328 $538,000,000 $1,640,244 $7,986 3.50%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 266 $232,050,000 $872,368 $4,393 3.97%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 169 $216,085,000 $1,278,609 $5,110 3.72%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 87 $100,285,000 $1,152,701 $4,595 3.93%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 112 $91,370,000 $815,804 $5,359 3.63%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 59 $86,815,000 $1,471,441 $8,048 3.57%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 109 $86,605,000 $794,541 $4,369 4.01%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 36 $76,490,000 $2,124,722 $6,337 3.60%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 79 $72,635,000 $919,430 $4,587 3.71%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 113 $67,865,000 $600,575 $3,516 3.58%
TULSA, OK (FHA|USDA|VA) 2 $49,430,000 $24,715,000 $0 3.94%
VALLEJO, CA (FHA|USDA|VA) 7 $45,875,000 $6,553,571 $2,415 3.96%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 40 $41,920,000 $1,048,000 $4,419 3.75%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 29 $36,925,000 $1,273,276 $4,077 3.55%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 36 $35,280,000 $980,000 $5,159 3.49%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 72 $34,420,000 $478,056 $3,512 3.69%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 45 $31,785,000 $706,333 $5,027 3.86%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 30 $26,120,000 $870,667 $4,725 3.39%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 15 $23,145,000 $1,543,000 $11,210 3.35%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 32 $21,790,000 $680,938 $3,936 3.63%
Heber, UT (FHA|USDA|VA) 16 $20,730,000 $1,295,625 $4,538 3.34%
RENO, NV (FHA|USDA|VA) 40 $19,850,000 $496,250 $3,568 4.02%
SALINAS, CA (FHA|USDA|VA) 10 $18,710,000 $1,871,000 $5,750 3.36%
Glenwood Springs, CO (FHA|USDA|VA) 9 $17,985,000 $1,998,333 $6,601 3.24%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $17,135,000 $1,903,889 $9,887 3.52%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 22 $15,440,000 $701,818 $3,715 3.59%
URBAN HONOLULU, HI (FHA|USDA|VA) 4 $14,830,000 $3,707,500 $10,088 3.48%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 19 $13,915,000 $732,368 $5,080 3.66%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 28 $13,730,000 $490,357 $4,312 3.74%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 17 $11,835,000 $696,176 $6,191 3.56%
Outside of Metro Areas 28 $11,500,000 $410,714 $3,924 3.74%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 12 $10,990,000 $915,833 $5,443 3.82%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 11 $10,985,000 $998,636 $6,855 3.57%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 9 $10,295,000 $1,143,889 $4,400 3.60%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 12 $10,000,000 $833,333 $7,531 3.52%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $9,220,000 $922,000 $7,832 3.58%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 13 $8,795,000 $676,538 $6,252 3.47%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 12 $8,490,000 $707,500 $5,414 3.70%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 6 $7,640,000 $1,273,333 $6,594 3.72%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $6,505,000 $722,778 $6,117 3.33%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $6,495,000 $721,667 $4,641 3.52%
NAPA, CA (FHA|USDA|VA) 7 $6,285,000 $897,857 $4,824 3.79%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $4,910,000 $818,333 $5,676 3.22%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $4,860,000 $1,215,000 $5,043 3.51%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 9 $4,845,000 $538,333 $5,975 3.49%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 5 $4,715,000 $943,000 $6,489 3.62%
BOULDER, CO (FHA|USDA|VA) 4 $4,550,000 $1,137,500 $5,763 3.08%
Jackson, WY-ID (FHA|USDA|VA) 2 $4,320,000 $2,160,000 $8,287 4.19%
CARSON CITY, NV (FHA|USDA|VA) 10 $4,250,000 $425,000 $3,941 4.36%
Gardnerville Ranchos, NV (FHA|USDA|VA) 11 $4,065,000 $369,545 $3,738 4.57%
Brainerd, MN (FHA|USDA|VA) 6 $4,000,000 $666,667 $3,865 3.41%
BATON ROUGE, LA (FHA|USDA|VA) 2 $3,920,000 $1,960,000 $9,923 3.91%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $3,875,000 $775,000 $4,334 3.35%
Hailey, ID (FHA|USDA|VA) 3 $3,815,000 $1,271,667 $5,308 3.62%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 7 $3,795,000 $542,143 $3,800 3.37%
Hilo, HI (FHA|USDA|VA) 3 $3,755,000 $1,251,667 $7,716 3.22%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 6 $3,710,000 $618,333 $4,502 3.45%
TUCSON, AZ (FHA|USDA|VA) 6 $3,360,000 $560,000 $3,263 3.82%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 7 $3,325,000 $475,000 $3,179 3.66%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $3,200,000 $533,333 $4,068 3.63%
FRESNO, CA (FHA|USDA|VA) 4 $3,200,000 $800,000 $0 6.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $2,975,000 $991,667 $5,386 4.19%
Torrington, CT (FHA|USDA|VA) 5 $2,665,000 $533,000 $5,212 3.46%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $2,585,000 $861,667 $7,123 4.14%
Kapaa, HI (FHA|USDA|VA) 3 $2,255,000 $751,667 $4,627 3.70%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $2,250,000 $1,125,000 $6,596 3.10%
Breckenridge, CO (FHA|USDA|VA) 2 $2,220,000 $1,110,000 $4,688 3.43%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $2,185,000 $728,333 $3,849 3.31%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $2,145,000 $429,000 $4,381 3.59%
Georgetown, SC (FHA|USDA|VA) 2 $2,120,000 $1,060,000 $5,691 3.16%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,980,000 $495,000 $5,766 3.54%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $1,835,000 $611,667 $3,685 3.78%
PITTSFIELD, MA (FHA|USDA|VA) 3 $1,805,000 $601,667 $6,064 3.87%
Durango, CO (FHA|USDA|VA) 3 $1,765,000 $588,333 $4,180 3.54%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $1,740,000 $435,000 $3,876 3.74%
LAWRENCE, KS (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $7,823 3.47%
Lebanon, NH-VT (FHA|USDA|VA) 4 $1,690,000 $422,500 $4,360 3.89%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,655,000 $331,000 $3,555 3.91%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $1,650,000 $412,500 $2,997 3.84%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $1,635,000 $545,000 $3,882 4.11%
DOTHAN, AL (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $7,430 4.11%
ST. GEORGE, UT (FHA|USDA|VA) 1 $1,565,000 $1,565,000 $4,848 3.11%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,555,000 $518,333 $3,385 3.77%
KINGSTON, NY (FHA|USDA|VA) 4 $1,540,000 $385,000 $6,053 3.48%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $1,515,000 $1,515,000 $12,199 3.31%
STOCKTON, CA (FHA|USDA|VA) 4 $1,500,000 $375,000 $4,275 4.55%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $1,485,000 $495,000 $6,459 3.71%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $1,470,000 $735,000 $5,411 3.38%
Hudson, NY (FHA|USDA|VA) 2 $1,420,000 $710,000 $6,171 4.49%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,370,000 $228,333 $3,823 3.84%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,320,000 $330,000 $3,715 3.69%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $1,295,000 $431,667 $3,866 3.83%
Outside of Metro Areas 3 $1,295,000 $431,667 $4,466 3.50%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $1,255,000 $1,255,000 $5,194 3.00%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,245,000 $415,000 $3,219 4.04%
Edwards, CO (FHA|USDA|VA) 2 $1,240,000 $620,000 $3,213 3.31%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $1,215,000 $405,000 $4,261 3.63%
BEND, OR (FHA|USDA|VA) 3 $1,195,000 $398,333 $4,068 3.89%
COLUMBUS, OH (FHA|USDA|VA) 2 $1,170,000 $585,000 $4,582 3.48%
PITTSBURGH, PA (FHA|USDA|VA) 3 $1,075,000 $358,333 $5,015 3.95%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $18,399 2.82%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,518 4.58%
Easton, MD (FHA|USDA|VA) 1 $1,035,000 $1,035,000 $5,100 3.60%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $1,035,000 $345,000 $2,315 4.80%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $1,020,000 $510,000 $4,877 3.19%
JACKSONVILLE, FL (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,904 3.72%
Oak Harbor, WA (FHA|USDA|VA) 1 $975,000 $975,000 $5,396 3.40%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $925,000 $925,000 $5,931 2.62%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $910,000 $455,000 $5,394 3.52%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $880,000 $440,000 $3,976 3.00%
RICHMOND, VA (FHA|USDA|VA) 2 $880,000 $440,000 $4,190 3.44%
ASHEVILLE, NC (FHA|USDA|VA) 2 $820,000 $410,000 $3,019 3.38%
KNOXVILLE, TN (FHA|USDA|VA) 1 $815,000 $815,000 $4,367 3.13%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $745,000 $248,333 $2,609 3.95%
RAPID CITY, SD (FHA|USDA|VA) 1 $735,000 $735,000 $2,934 3.53%
ROCHESTER, NY (FHA|USDA|VA) 3 $675,000 $225,000 $4,690 3.88%
REDDING, CA (FHA|USDA|VA) 2 $630,000 $315,000 $2,481 5.12%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $600,000 $300,000 $3,650 3.95%
WICHITA, KS (FHA|USDA|VA) 1 $595,000 $595,000 $6,324 3.22%
MONROE, LA (FHA|USDA|VA) 1 $595,000 $595,000 $4,764 3.62%
Key West, FL (FHA|USDA|VA) 1 $555,000 $555,000 $3,720 3.32%
SANTA FE, NM (FHA|USDA|VA) 1 $545,000 $545,000 $4,720 2.91%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $505,000 $505,000 $5,852 3.49%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $505,000 $505,000 $4,264 3.43%
BELLINGHAM, WA (FHA|USDA|VA) 1 $505,000 $505,000 $3,490 3.47%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $505,000 $505,000 $5,877 2.96%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $495,000 $495,000 $3,707 3.35%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $475,000 $475,000 $3,543 3.06%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $465,000 $465,000 $0 3.99%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $465,000 $465,000 $6,137 3.65%
EL CENTRO, CA (FHA|USDA|VA) 2 $460,000 $230,000 $2,987 4.11%
Laconia, NH (FHA|USDA|VA) 1 $455,000 $455,000 $3,523 3.68%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $455,000 $455,000 $5,831 3.09%
Port Angeles, WA (FHA|USDA|VA) 1 $445,000 $445,000 $3,313 3.81%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $440,000 $220,000 $3,779 4.18%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $430,000 $215,000 $4,411 3.69%
CHEYENNE, WY (FHA|USDA|VA) 1 $425,000 $425,000 $3,147 3.40%
LAFAYETTE, LA (FHA|USDA|VA) 1 $425,000 $425,000 $4,018 3.53%
Concord, NH (FHA|USDA|VA) 1 $395,000 $395,000 $3,895 3.70%
YAKIMA, WA (FHA|USDA|VA) 1 $385,000 $385,000 $3,210 3.85%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $375,000 $375,000 $3,931 4.07%
Bennington, VT (FHA|USDA|VA) 1 $375,000 $375,000 $5,122 3.65%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $345,000 $345,000 $3,818 3.28%
Fernley, NV (FHA|USDA|VA) 2 $340,000 $170,000 $0 5.79%
WILMINGTON, NC (FHA|USDA|VA) 1 $335,000 $335,000 $3,604 3.67%
MODESTO, CA (FHA|USDA|VA) 1 $335,000 $335,000 $3,147 4.33%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $335,000 $335,000 $3,716 3.82%
Marion, IN (FHA|USDA|VA) 1 $325,000 $325,000 $3,263 3.29%
GREEN BAY, WI (FHA|USDA|VA) 1 $325,000 $325,000 $2,494 3.72%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $325,000 $325,000 $2,389 3.35%
Clearlake, CA (FHA|USDA|VA) 1 $315,000 $315,000 $3,765 3.12%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $305,000 $305,000 $3,291 3.66%
Baraboo, WI (FHA|USDA|VA) 1 $285,000 $285,000 $2,723 2.87%
BILLINGS, MT (FHA|USDA|VA) 1 $285,000 $285,000 $3,543 3.23%
CORVALLIS, OR (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.49%
ST. CLOUD, MN (FHA|USDA|VA) 1 $275,000 $275,000 $3,511 3.37%
LEBANON, PA (FHA|USDA|VA) 1 $275,000 $275,000 $4,960 3.75%
WENATCHEE, WA (FHA|USDA|VA) 1 $265,000 $265,000 $3,437 3.47%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.99%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $255,000 $255,000 $3,358 3.59%
Moultrie, GA (FHA|USDA|VA) 1 $255,000 $255,000 $4,612 3.88%
Traverse City, MI (FHA|USDA|VA) 1 $255,000 $255,000 $2,599 3.22%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,770 3.28%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,338 3.74%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $255,000 $255,000 $2,191 3.65%
MADERA, CA (FHA|USDA|VA) 1 $245,000 $245,000 $3,128 3.61%
SYRACUSE, NY (FHA|USDA|VA) 1 $235,000 $235,000 $4,640 3.66%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $215,000 $215,000 $2,863 4.25%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,107 3.53%
CHICO, CA (FHA|USDA|VA) 1 $205,000 $205,000 $3,568 3.74%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,493 3.31%
MADISON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,968 3.50%
MISSOULA, MT (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.58%
GLENS FALLS, NY (FHA|USDA|VA) 1 $195,000 $195,000 $3,718 3.66%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,473 3.94%
Sonora, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.99%
Angola, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,359 3.62%
FARMINGTON, NM (FHA|USDA|VA) 1 $125,000 $125,000 $3,635 3.48%
DULUTH, MN-WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,962 3.91%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.49%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.53%
Shelton, WA (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.99%
City National Bank's top markets include Los Angeles, New York, San Francisco, San Diego, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
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    Similarity Rank: 128
    MYPOINT Credit Union
    Similarity Rank: 147
    Union County Savings Bank
    Similarity Rank: 150
    Prudential Bank
    Similarity Rank: 162
    ONE NEVADA CREDIT UNION
    Similarity Rank: 168
    POWER FINANCIAL
    Similarity Rank: 188

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,260 $4,421,040,000 $1,356,147 $5,579 3.46%
    HELOC 1,207 $690,885,000 $572,399 n/a 4.42%

    For 2019, City National Bank's most frequently originated type of loan was Conventional, with 3,260 originations. Their 2nd most popular type was HELOC, with 1,207 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,342 $1,719,610,000 $1,281,379 $6,771 3.47%
    Refi 1,013 $1,353,525,000 $1,336,155 $4,645 3.50%
    Cash Out Refi 950 $1,234,240,000 $1,299,200 $4,703 3.77%
    Other 829 $649,745,000 $783,770 $5,107 4.09%
    Home Improvement 333 $154,805,000 $464,880 $6,618 4.37%

    For 2019, City National Bank's most frequently cited loan purpose was Home Purchase, with 1,342 originations. The 2nd most popular reason was Refi, with 1,013 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,029 $4,510,835,000 $1,119,592 $5,630 3.73%
    Other 245 $193,075,000 $788,061 $0 3.57%
    15 Year 109 $77,295,000 $709,128 $4,264 3.52%
    10 Year 37 $263,215,000 $7,113,919 $3,304 3.65%
    20 Year 26 $13,040,000 $501,538 $0 4.40%
    5 Year 17 $43,095,000 $2,535,000 $0 4.34%
    3 Year 3 $11,265,000 $3,755,000 $0 4.92%
    1 Year 1 $105,000 $105,000 $0 5.20%

    For 2019, City National Bank's most frequently cited loan duration was 30 Year, with 4,029 originations. The 2nd most popular length was Other, with 245 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,956 $2,338,720,000 $1,195,665
    $1k-2k 1,183 $1,674,765,000 $1,415,693
    $5k+ 15 $22,055,000 $1,470,333
    $2k-3k 7 $13,895,000 $1,985,000
    $3k-4k 2 $780,000 $390,000
    $4k-5k 1 $665,000 $665,000

    City National Bank's average total fees were $5,630, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,956 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 3,097 $3,430,945,000 $1,107,829
    4-5% 494 $421,430,000 $853,097
    2.5-3% 463 $976,285,000 $2,108,607
    5-6% 334 $175,410,000 $525,180
    6-7% 39 $4,115,000 $105,513
    <2.5% 28 $86,920,000 $3,104,286
    % 8 $16,640,000 $2,080,000
    Over 8% 3 $105,000 $35,000
    7-8% 1 $75,000 $75,000

    During 2019, City National Bank's average interest rate for loans was 3.73%, while their most frequently originated rate bucket for loans was 3-4%, with 3,097 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 1,625 $3,766,125,000 $2,317,615 $7,473 3.42%
    $600k-1MM 900 $691,990,000 $768,878 $4,504 3.56%
    $400k-600k 776 $387,410,000 $499,240 $4,101 3.83%
    $200k-400k 757 $218,225,000 $288,276 $3,516 4.03%
    $100k-200k 301 $41,065,000 $136,429 $3,239 4.41%
    $100,000 or less 108 $7,110,000 $65,833 $2,743 4.67%

    2019 saw City National Bank place emphasis on $1MM+ loans with 1,625 originations, totaling $3,766,125,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 2,340 $2,954,210,000 $1,262,483 $5,851 3.64%
    $150k-250k 645 $383,505,000 $594,581 $4,331 3.88%
    $100k-150k 332 $160,500,000 $483,434 $4,237 3.97%
    $50k or less 284 $251,530,000 $885,669 $5,005 3.73%
    $75k-100k 142 $65,150,000 $458,803 $3,859 3.87%
    $50k-75k 140 $59,330,000 $423,786 $3,922 4.03%

    City National Bank lent most frequently to those with incomes in the $250k+ range, with 2,340 originations. The second most popular income band? $150k-250k, with 645 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 722 $638,770,000 $884,723 $5,025 3.77%
    >60% 630 $664,250,000 $1,054,365 $5,247 3.67%
    <20% 604 $601,090,000 $995,182 $5,199 3.70%
    30-36% 493 $490,145,000 $994,209 $5,528 3.70%
    50-60% 290 $296,990,000 $1,024,103 $5,269 3.77%
    40% 120 $111,310,000 $927,583 $5,389 3.88%
    38% 109 $118,365,000 $1,085,917 $4,933 3.78%
    39% 109 $117,815,000 $1,080,872 $5,090 3.64%
    37% 100 $96,420,000 $964,200 $5,104 3.84%
    36% 98 $88,860,000 $906,735 $5,070 3.79%
    41% 83 $71,245,000 $858,373 $4,739 3.77%
    44% 79 $68,105,000 $862,089 $4,986 3.80%
    43% 72 $65,470,000 $909,306 $5,179 3.87%
    46% 69 $70,215,000 $1,017,609 $5,701 3.76%
    42% 67 $61,835,000 $922,910 $6,092 3.78%
    45% 67 $66,815,000 $997,239 $6,056 3.95%
    49% 53 $54,755,000 $1,033,113 $5,399 3.80%
    47% 52 $62,530,000 $1,202,500 $5,580 3.82%
    48% 49 $42,025,000 $857,653 $5,032 3.84%

    City National Bank lent most frequently to those with DTI ratios of 20-30%, with 722 originations. The next most common DTI ratio? >60%, with 630 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,965 $2,937,715,000 $990,798 $5,273 3.74%
    Not applicable 496 $1,149,190,000 $2,316,915 $8,084 3.58%
    Not provided 737 $760,165,000 $1,031,431 $5,281 3.69%
    Asian 160 $142,230,000 $888,938 $4,949 3.87%
    Black 90 $108,790,000 $1,208,778 $5,457 3.79%
    Native Hawaiian or Islander 10 $8,910,000 $891,000 $4,610 4.53%
    American Indian 6 $2,830,000 $471,667 $2,769 4.34%
    Other Asian 2 $1,730,000 $865,000 $6,275 3.37%
    Asian Indian 1 $365,000 $365,000 $3,352 4.12%

    Approval Rates

    Total approvals of all applications
    90.14%

    City National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.43%

    City National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,467 $5,111,925,000 $1,144,375

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 49 $342,915,000 $6,998,265
    Single Family (1-4 Units):Manufactured 1 $1,505,000 $1,505,000
    Single Family (1-4 Units):Site-Built 4,417 $4,767,505,000 $1,079,354

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 839 $743,685,000 $886,395 $4,752 3.96%
    40-60% 877 $1,223,055,000 $1,394,590 $5,173 3.63%
    60-80% 1,681 $2,424,815,000 $1,442,484 $5,864 3.51%
    80-100% 408 $457,320,000 $1,120,882 $6,330 3.44%
    Under 20% 662 $263,050,000 $397,356 $4,322 4.26%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    CITY NATIONAL BANK Conventional home mortgage Trouble during payment process 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    City National Bank 100 Oceangate Long Beach, CA 90802 Full Service B&M $366,191
    City National Bank 10801 West Charleston Boulevard Las Vegas, NV 89135 Full Service B&M $257,267
    City National Bank 10889 Wilshire Boulevard Los Angeles, CA 90024 Full Service B&M $245,885
    City National Bank 1100 Flynn Road Camarillo, CA 93012 Full Service B&M $108,325
    City National Bank 1100 San Leandro Boulevard, Suite 100 San Leandro, CA 94577 Full Service B&M $59,998
    City National Bank 1140 6th Avenue New York, NY 10036 Full Service B&M $2,586,653
    City National Bank 11500 West Olympic Boulevard Los Angeles, CA 90064 Full Service B&M $199,516
    City National Bank 11677 San Vicente Boulevard Los Angeles, CA 90049 Full Service B&M $108,123
    City National Bank 12001 Ventura Place, Suite 100 Studio City, CA 91604 Full Service B&M $153,910
    City National Bank 12515 Ventura Boulevard Studio City, CA 91604 Limited, Drive-thru $0
    City National Bank 1450 Chapin Avenue Burlingame, CA 94010 Full Service B&M $48,322
    City National Bank 150 California Street San Francisco, CA 94111 Full Service B&M $1,577,907
    City National Bank 15260 Ventura Boulevard, Suite 1600 Sherman Oaks, CA 91403 Full Service B&M $987,414
    City National Bank 16133 Ventura Boulevard Encino, CA 91436 Full Service B&M $290,002
    City National Bank 1620 26th Street, Suites 1030 And 1040 North Santa Monica, CA 90404 Full Service B&M $153,444
    City National Bank 1647 Us Highway 395 N Minden, NV 89423 Full Service B&M $59,896
    City National Bank 1800 Century Park East Los Angeles, CA 90067 Full Service B&M $709,914
    City National Bank 1811 E. College Pkwy Carson City, NV 89706 Full Service B&M $155,644
    City National Bank 18111 Von Karman Avenue, Suite 100 Irvine, CA 92612 Full Service B&M $844,041
    City National Bank 20 Pacifica Irvine, CA 92618 Full Service B&M $99,191
    City National Bank 2001 M Street Nw Washington, DC 20036 Full Service B&M $54,924
    City National Bank 2001 North Main Street Walnut Creek, CA 94596 Full Service B&M $841,000
    City National Bank 2011 Palomar Airport Road, Suite 100 Carlsbad, CA 92011 Full Service B&M $33,641
    City National Bank 500 E Esplanade Dr. Oxnard, CA 93036 Full Service B&M $240,291
    City National Bank 2029 Century Park East A Level Los Angeles, CA 90067 Full Service B&M $371,963
    City National Bank 2101 Webster Street Oakland, CA 94612 Full Service B&M $89,346
    City National Bank 21800 Oxnard Street Woodland Hills, CA 91367 Full Service B&M $110,965
    City National Bank 2231 Rosecrans Avenue El Segundo, CA 90245 Full Service B&M $65,076
    City National Bank 2320 E. Tropicana Ave. Las Vegas, NV 89119 Full Service B&M $102,924
    City National Bank 2401 East Katella Avenue Anaheim, CA 92806 Full Service B&M $43,740
    City National Bank 24200 Magic Mountain Parkway, Suite 140 Valencia, CA 91355 Full Service B&M $63,952
    City National Bank 245 Lytton Ave Suite 100 Palo Alto, CA 94301 Full Service B&M $71,547
    City National Bank 250 Vesey Street, 26th Floor New York, NY 10281 Full Service B&M $6,601,318
    City National Bank 2655 Townsgate Road Westlake Village, CA 91361 Full Service B&M $171,622
    City National Bank 3333 Piedmont Road Atlanta, GA 30305 Full Service B&M $143,060
    City National Bank 3424 West Carson Street Torrance, CA 90503 Full Service B&M $176,172
    City National Bank 3484 Central Avenue Riverside, CA 92506 Full Service B&M $364,326
    City National Bank 3500 West Olive Avenue Suite 100 Burbank, CA 91505 Full Service B&M $67,734
    City National Bank 355 South Grand Avenue Los Angeles, CA 90071 Full Service B&M $64,072
    City National Bank 3633 Inland Empire Blvd, Suite 100 Ontario, CA 91764 Full Service B&M $242,077
    City National Bank 3739 Crenshaw Blvd Unit D Los Angeles, CA 90016 Full Service B&M $21,494
    City National Bank 400 North Roxbury Drive Beverly Hills, CA 90210 Full Service B&M $13,819,752
    City National Bank 400 Park Avenue New York, NY 10022 Full Service B&M $864,927
    City National Bank 4275 Executive Square Suite 101 La Jolla, CA 92037 Full Service B&M $345,240
    City National Bank 4605 Lankershim Boulevard North Hollywood, CA 91602 Full Service B&M $92,557
    City National Bank 50 Fremont St San Francisco, CA 94105 Full Service B&M $33,213
    City National Bank 500 Newport Center Drive Newport Beach, CA 92660 Full Service B&M $54,745
    City National Bank 501 West Broadway, Suite 100 San Diego, CA 92101 Full Service B&M $75,430
    City National Bank 525 South Flower Street Los Angeles, CA 90071 Full Service B&M $6,742,751
    City National Bank 54 Music Square East, Suite 100 Nashville, TN 37203 Full Service B&M $409,884
    City National Bank 5470 Kietzke Lane, Building 3 Reno, NV 89511 Full Service B&M $80,663
    City National Bank 550 North Brand Boulevard, Suite 100 Glendale, CA 91203 Full Service B&M $248,894
    City National Bank 555 Nicollet Mall Suite 285 Minneapolis, MN 55402 Full Service B&M $14,526
    City National Bank 555 S. Flower Street Los Angeles, CA 90071 Full Service B&M $568,371
    City National Bank 5601 E Slauson Ave Commerce, CA 90040 Full Service B&M $873,672
    City National Bank 6085 West Twain Avenue Las Vegas, NV 89103 Full Service B&M $139,297
    City National Bank 6100 Wilshire Boulevard Los Angeles, CA 90048 Full Service B&M $132,697
    City National Bank 6160 Stoneridge Mall Road, Suite 100 Pleasanton, CA 94588 Full Service B&M $26,180
    City National Bank 6398 East Pacific Coast Highway Long Beach, CA 90803 Full Service B&M $81,812
    City National Bank 800 Silverado Street La Jolla, CA 92037 Full Service B&M $46,908
    City National Bank 8012 Vineland Avenue Sun Valley, CA 91352 Full Service B&M $83,889
    City National Bank 843 Via De La Paz Suite 100 Pacific Palisades, CA 90272 Full Service B&M $75,571
    City National Bank 8475 S. Eastern Avenue, Suite 100 Las Vegas, NV 89123 Full Service B&M $59,737
    City National Bank 8641 Wilshire Boulevard Suite 101 Beverly Hills, CA 90211 Full Service B&M $146,515
    City National Bank 89 South Lake Avenue Pasadena, CA 91101 Full Service B&M $110,929
    City National Bank 9 Executive Circle Irvine, CA 92614 Full Service B&M $163,766
    City National Bank 9229 West Sunset Boulevard West Hollywood, CA 90069 Full Service B&M $295,590
    City National Bank 937 Lomas Santa Fe Drive Solana Beach, CA 92075 Full Service B&M $39,122
    City National Bank 9400 Topanga Canyon Blvd Chatsworth, CA 91311 Full Service B&M $71,488
    City National Bank One Almaden Boulevard, Suite 100 San Jose, CA 95113 Full Service B&M $167,577
    City National Bank One Centerpointe Drive La Palma, CA 90623 Full Service B&M $169,057

    For 2019, City National Bank had 71 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $2,011,383
    Net interest income $1,757,405
    Total noninterest income $555,078
    Gross Fiduciary activities income $102,609
    Service charges on deposit accounts $48,375
    Trading account gains and fees $22,982
    Additional Noninterest Income $381,112
    Pre-tax net operating income $812,653
    Securities gains (or losses, -) $10,906
    Income before extraordinary items $623,712
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $623,712
    Minority interest net income $0
    Net income $623,712
    Sale, conversion, retirement of capital stock, net $1,640
    Net operating income $615,096

    City National Bank's gross interest income from loans was $2,011,383,000.
    City National Bank's net interest income from loans was $1,757,405,000.
    City National Bank's fee based income from loans was $48,375,000.
    City National Bank's net income from loans was $623,712,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $253,978
    Provision for credit losses $66,596
    Total noninterest expense $1,433,234
    Salaries and employee benefits $882,924
    Premises and equipment expense $184,478
    Additional noninterest expense $365,832
    Applicable income taxes $199,847
    Net charge-offs $25,525
    Cash dividends $0

    City National Bank's interest expense for loans was $253,978,000.
    City National Bank's payroll and benefits expense were $882,924,000.
    City National Bank's property, plant and equipment expenses $184,478,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.7%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 2.0%

    Deposits

    Type Value (in 000's)
    Total deposits $49,693,638
    Deposits held in domestic offices $49,693,638
    Deposits by Individuals, partnerships, and corporations $48,903,226
    Deposits by U.S. Government $2
    Deposits by States and political subdivisions in the U.S. $660,979
    Deposits by Commercial banks and other depository institutions in U.S. $19,951
    Deposits by Banks in foreign countries $107,328
    Deposits by Foreign governments and official institutions $2,152
    Transaction accounts $3,918,871
    Demand deposits $3,459,603
    Nontransaction accounts $45,774,767
    Money market deposit accounts (MMDAs) $17,656,563
    Other savings deposits (excluding MMDAs) $26,887,511
    Total time deposits $1,230,694
    Total time and savings deposits $46,234,035
    Noninterest-bearing deposits $24,444,214
    Interest-bearing deposits $25,249,425
    Retail deposits $48,720,340
    IRAs and Keogh plan accounts $52,685
    Brokered deposits $164,343
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $61,390,143
    Cash & Balances due from depository institutions $1,733,635
    Interest-bearing balances $1,351,990
    Total securities $13,640,864
    Federal funds sold & reverse repurchase $0
    Net loans and leases $42,108,387
    Loan and leases loss allowance $422,208
    Trading account assets $708,382
    Bank premises and fixed assets $1,005,893
    Other real estate owned $313
    Goodwill and other intangibles $614,845
    All other assets $1,577,824

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $61,390,143
    Total Liabilities $56,115,733
    Total deposits $49,693,638
    Interest-bearing deposits $25,249,425
    Deposits held in domestic offices $49,693,638
    % insured (estimated) $36
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $23,922
    Other borrowed funds $4,414,114
    Subordinated debt $549,633
    All other liabilities $1,434,426

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $42,108,387
    Loan and leases loss allowance $422,208
    Total loans and leases (domestic) $42,530,595
    All real estate loans $23,669,259
    Real estate loans in domestic offices $23,669,259
    Construction and development loans $2,078,958
    Residential 1-4 family construction $200,649
    Other construction, all land development and other land $1,878,309
    Loans secured by nonfarm nonresidential properties $6,670,273
    Nonfarm nonresidential secured by owner-occupied properties $2,965,731
    Commercial real estate & other non-farm, non-residential $3,704,542
    Multifamily residential real estate $1,318,571
    1-4 family residential loans $13,546,505
    Farmland loans $54,952
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $8,188,520
    To non-U.S. addressees $177,883
    Loans to individuals $823,654
    Credit card loans $79,251
    Related Plans $454,996
    Consumer Auto Loans $1,014
    Other loans to individuals $288,393
    All other loans & leases $9,849,162
    Loans to foreign governments and official institutions $0
    Other loans $7,308,410
    Loans to depository institutions and acceptances of other banks $10,473
    Loans not secured by real estate $1,130,740
    Loans secured by real estate to non-U.S. addressees $148,536
    Restructured Loans & leases $18,828
    Non 1-4 family restructured loans & leases $3,373
    Total loans and leases (foreign) $0

    City National Bank had $42,108,387,000 of loans outstanding in 2019. $23,669,259,000 of loans were in real estate loans. $2,078,958,000 of loans were in development loans. $1,318,571,000 of loans were in multifamily mortgage loans. $13,546,505,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $79,251,000 of loans were in credit card loans. $1,014,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 675 $315,783 $467,827
    Nonfarm, nonresidential loans - <$100k 9 $101 $11,222
    Nonfarm, nonresidential loans - $100-250k 53 $7,642 $144,189
    Nonfarm, nonresidential loans - $250k-1MM 613 $308,040 $502,512
    Commercial & Industrial, US addressed loans - <$1MM 9,407 $447,597 $47,581
    Commercial & Industrial, US addressed loans - <$100k 7,459 $107,832 $14,457
    Commercial & Industrial, US addressed loans - $100-250k 1,058 $99,050 $93,620
    Commercial & Industrial, US addressed loans - $250k-1MM 890 $240,715 $270,466