City National Bank Mortgage Rates, Fees & Info
Los Angeles, CALEI: 593C3GZG957YOJPS2Z63
Tax ID: 95-1780067
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Review & Overview
City National Bank is a mid-sized bank specializing in Home Purchase, Refi, and Cash Out Refi loans. City National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, New York, San Francisco, San Diego, and Phoenix among others. We have data for 190 markets. (Some data included below & more in-depth data is available with an active subscription.)City National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. City National Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
Home Equity Line of Credit (HELOC) | 3.89% | 12/17/24 |
30 Year Conventional Purchase | 6.12% | 12/17/24 |
30 Year Conventional Refi | 6.28% | 12/17/24 |
30 Year Cash-out Refi | 6.30% | 12/17/24 |
15 Year Conventional Purchase | 5.50% | 12/17/24 |
15 Year Conventional Refi | 5.76% | 12/17/24 |
15 Year Cash-out Refi | 5.76% | 12/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
City National Bank Mortgage Calculator
Your Estimates
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,748Origination Dollar Volume (All Markets)
$5,753,280,000Employee count
5,292 Show all (12) awardsCity National Bank - 2020
City National Bank is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,166 | $3,029,620,000 | $1,398,717 | $6,136 | 3.23% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 324 | $457,960,000 | $1,413,457 | $8,371 | 3.08% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 251 | $248,165,000 | $988,705 | $4,620 | 3.34% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 187 | $175,225,000 | $937,032 | $4,913 | 3.33% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 53 | $123,415,000 | $2,328,585 | $5,125 | 3.12% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 72 | $117,720,000 | $1,635,000 | $10,106 | 3.02% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 111 | $112,725,000 | $1,015,541 | $5,121 | 3.36% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 127 | $110,335,000 | $868,780 | $8,397 | 3.28% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 106 | $96,080,000 | $906,415 | $5,422 | 3.10% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 111 | $86,965,000 | $783,468 | $4,478 | 3.18% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 43 | $81,445,000 | $1,894,070 | $5,689 | 3.10% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 90 | $62,400,000 | $693,333 | $4,862 | 3.45% |
SALINAS, CA (FHA|USDA|VA) | 14 | $56,550,000 | $4,039,286 | $7,712 | 3.28% |
Outside of Metro Areas | 45 | $47,685,000 | $1,059,667 | $5,891 | 3.11% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 34 | $45,560,000 | $1,340,000 | $4,186 | 3.37% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 40 | $40,870,000 | $1,021,750 | $4,801 | 3.13% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 16 | $39,040,000 | $2,440,000 | $17,510 | 2.63% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 55 | $38,945,000 | $708,091 | $5,594 | 3.34% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 22 | $35,630,000 | $1,619,545 | $9,749 | 2.94% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 22 | $32,560,000 | $1,480,000 | $11,204 | 2.90% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 26 | $30,880,000 | $1,187,692 | $4,831 | 3.41% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 28 | $29,780,000 | $1,063,571 | $5,354 | 3.04% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 36 | $29,450,000 | $818,056 | $4,957 | 3.24% |
RENO, NV (FHA|USDA|VA) | 47 | $27,755,000 | $590,532 | $4,264 | 3.53% |
Glenwood Springs, CO (FHA|USDA|VA) | 10 | $26,830,000 | $2,683,000 | $8,416 | 2.69% |
Hailey, ID (FHA|USDA|VA) | 13 | $25,705,000 | $1,977,308 | $9,039 | 3.28% |
Kapaa, HI (FHA|USDA|VA) | 5 | $25,625,000 | $5,125,000 | $6,636 | 3.20% |
Heber, UT (FHA|USDA|VA) | 18 | $25,190,000 | $1,399,444 | $6,660 | 3.11% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 48 | $24,790,000 | $516,458 | $3,727 | 3.13% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 30 | $20,400,000 | $680,000 | $4,932 | 3.30% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 11 | $17,765,000 | $1,615,000 | $9,382 | 2.88% |
Edwards, CO (FHA|USDA|VA) | 11 | $16,755,000 | $1,523,182 | $5,561 | 3.08% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $16,245,000 | $1,083,000 | $5,300 | 3.15% |
Hilo, HI (FHA|USDA|VA) | 6 | $15,560,000 | $2,593,333 | $9,028 | 3.17% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 20 | $14,710,000 | $735,500 | $5,375 | 3.17% |
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 6 | $14,080,000 | $2,346,667 | $8,565 | 2.77% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 16 | $11,620,000 | $726,250 | $4,462 | 3.05% |
Vineyard Haven, MA (FHA|USDA|VA) | 6 | $10,560,000 | $1,760,000 | $8,437 | 2.98% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 10 | $10,350,000 | $1,035,000 | $9,194 | 3.16% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 15 | $9,965,000 | $664,333 | $5,142 | 3.12% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 14 | $9,830,000 | $702,143 | $6,181 | 3.00% |
BARNSTABLE TOWN, MA (FHA|USDA|VA) | 11 | $9,805,000 | $891,364 | $6,241 | 2.93% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 12 | $9,790,000 | $815,833 | $6,365 | 3.11% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 16 | $9,440,000 | $590,000 | $6,645 | 3.33% |
Jackson, WY-ID (FHA|USDA|VA) | 7 | $9,255,000 | $1,322,143 | $6,315 | 2.93% |
Gardnerville Ranchos, NV (FHA|USDA|VA) | 14 | $8,910,000 | $636,429 | $4,328 | 3.15% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 13 | $7,985,000 | $614,231 | $6,127 | 3.16% |
NAPA, CA (FHA|USDA|VA) | 8 | $7,480,000 | $935,000 | $4,494 | 3.31% |
SALISBURY, MD-DE (FHA|USDA|VA) | 11 | $7,425,000 | $675,000 | $4,692 | 3.16% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $7,390,000 | $1,231,667 | $5,794 | 3.02% |
BEND, OR (FHA|USDA|VA) | 9 | $6,635,000 | $737,222 | $5,947 | 2.88% |
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $5,765,000 | $823,571 | $4,171 | 3.27% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $5,310,000 | $885,000 | $7,955 | 3.12% |
Key West, FL (FHA|USDA|VA) | 4 | $5,180,000 | $1,295,000 | $9,338 | 2.86% |
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $5,155,000 | $1,031,000 | $5,943 | 3.37% |
Torrington, CT (FHA|USDA|VA) | 8 | $5,040,000 | $630,000 | $6,617 | 3.13% |
PITTSBURGH, PA (FHA|USDA|VA) | 8 | $5,000,000 | $625,000 | $6,360 | 3.20% |
BOISE CITY, ID (FHA|USDA|VA) | 8 | $4,920,000 | $615,000 | $4,718 | 3.06% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $4,880,000 | $488,000 | $3,373 | 3.44% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 9 | $4,545,000 | $505,000 | $4,176 | 3.58% |
SYRACUSE, NY (FHA|USDA|VA) | 3 | $4,485,000 | $1,495,000 | $11,686 | 3.06% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $4,320,000 | $720,000 | $5,842 | 3.42% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $4,260,000 | $710,000 | $4,944 | 3.16% |
SANTA FE, NM (FHA|USDA|VA) | 7 | $4,035,000 | $576,429 | $4,995 | 3.31% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $4,000,000 | $666,667 | $6,327 | 3.12% |
Breckenridge, CO (FHA|USDA|VA) | 5 | $3,775,000 | $755,000 | $3,863 | 2.98% |
Kalispell, MT (FHA|USDA|VA) | 4 | $3,770,000 | $942,500 | $6,235 | 2.81% |
Hudson, NY (FHA|USDA|VA) | 8 | $3,700,000 | $462,500 | $7,328 | 3.28% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $3,635,000 | $519,286 | $6,921 | 3.48% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $3,420,000 | $855,000 | $6,457 | 3.27% |
CARSON CITY, NV (FHA|USDA|VA) | 12 | $3,350,000 | $279,167 | $3,729 | 3.69% |
JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $3,200,000 | $800,000 | $6,387 | 3.06% |
WILMINGTON, NC (FHA|USDA|VA) | 2 | $3,150,000 | $1,575,000 | $4,533 | 2.81% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $3,055,000 | $611,000 | $4,197 | 2.98% |
PITTSFIELD, MA (FHA|USDA|VA) | 4 | $2,960,000 | $740,000 | $5,819 | 3.26% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $2,840,000 | $355,000 | $2,954 | 3.53% |
BOULDER, CO (FHA|USDA|VA) | 3 | $2,815,000 | $938,333 | $5,111 | 2.80% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $2,815,000 | $938,333 | $3,983 | 3.28% |
Bozeman, MT (FHA|USDA|VA) | 1 | $2,765,000 | $2,765,000 | $13,455 | 3.03% |
FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $2,720,000 | $680,000 | $4,807 | 3.02% |
TUCSON, AZ (FHA|USDA|VA) | 7 | $2,705,000 | $386,429 | $3,582 | 3.20% |
Ukiah, CA (FHA|USDA|VA) | 1 | $2,665,000 | $2,665,000 | $10,930 | 2.60% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $2,565,000 | $855,000 | $5,539 | 3.05% |
Laconia, NH (FHA|USDA|VA) | 3 | $2,545,000 | $848,333 | $4,644 | 2.87% |
BRUNSWICK, GA (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $47,637 | 2.96% |
PROVO-OREM, UT (FHA|USDA|VA) | 1 | $2,365,000 | $2,365,000 | $8,099 | 2.73% |
Easton, MD (FHA|USDA|VA) | 4 | $2,230,000 | $557,500 | $4,899 | 3.09% |
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $6,022 | 3.73% |
KINGSTON, NY (FHA|USDA|VA) | 3 | $2,135,000 | $711,667 | $7,154 | 2.99% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $5,813 | 2.88% |
Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,965,000 | $655,000 | $2,859 | 3.39% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,955,000 | $651,667 | $4,364 | 3.13% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $1,950,000 | $975,000 | $4,385 | 2.59% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $3,872 | 2.73% |
URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $1,905,000 | $635,000 | $5,210 | 3.40% |
Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,885,000 | $628,333 | $3,958 | 3.30% |
Cullowhee, NC (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $3,912 | 2.90% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $1,780,000 | $890,000 | $9,462 | 3.09% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $3,771 | 3.52% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $1,645,000 | $1,645,000 | $5,779 | 2.86% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $4,428 | 3.18% |
KNOXVILLE, TN (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $3,615 | 3.12% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $4,126 | 2.79% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $1,440,000 | $720,000 | $4,643 | 3.02% |
ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $4,022 | 3.02% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $1,385,000 | $1,385,000 | $5,456 | 3.24% |
Lebanon, NH-VT (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $3,940 | 2.90% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $1,300,000 | $650,000 | $3,750 | 3.35% |
FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $3,525 | 3.44% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $3,899 | 3.45% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $3,906 | 2.79% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $4,244 | 3.30% |
COLUMBUS, OH (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $5,253 | 2.96% |
BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $3,601 | 2.74% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $6,832 | 2.90% |
COLUMBIA, SC (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $6,978 | 3.16% |
Payson, AZ (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $5,444 | 3.40% |
ROCHESTER, NY (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $4,951 | 3.21% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $1,025,000 | $1,025,000 | $7,397 | 2.13% |
GAINESVILLE, GA (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 4.90% |
MADISON, WI (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $2,638 | 3.17% |
Forest City, NC (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $4,638 | 2.35% |
Show Low, AZ (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $4,661 | 2.31% |
Montrose, CO (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $0 | 3.25% |
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $4,892 | 2.38% |
MODESTO, CA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $1,996 | 3.19% |
Outside of Metro Areas | 1 | $845,000 | $845,000 | $4,228 | 3.12% |
SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $3,750 | 3.29% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $6,047 | 3.29% |
MIDLAND, TX (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $8,020 | 2.84% |
LINCOLN, NE (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,851 | 2.89% |
SAVANNAH, GA (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $4,864 | 2.25% |
Somerset, KY (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $6,298 | 2.69% |
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,043 | 3.55% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $5,926 | 3.27% |
Huntingdon, PA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,248 | 3.79% |
Brainerd, MN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,618 | 3.16% |
MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,386 | 3.29% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,859 | 3.20% |
AKRON, OH (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,595 | 3.11% |
FOND DU LAC, WI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,539 | 3.00% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,841 | 3.40% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,180 | 3.66% |
Holland, MI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,716 | 2.97% |
MONTGOMERY, AL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,931 | 2.49% |
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,527 | 3.00% |
MEDFORD, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,961 | 2.77% |
Coos Bay, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,198 | 3.22% |
Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,222 | 3.04% |
STOCKTON, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,759 | 3.44% |
OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,293 | 2.16% |
MISSOULA, MT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,457 | 3.82% |
Hood River, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,614 | 2.28% |
COLUMBIA, MO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,588 | 3.38% |
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,873 | 3.82% |
JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,214 | 3.59% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,643 | 3.15% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,497 | 3.60% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,208 | 3.61% |
Boone, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,007 | 3.12% |
DOTHAN, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,737 | 3.55% |
Newport, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,772 | 3.37% |
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,382 | 2.85% |
Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,959 | 3.48% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,640 | 3.10% |
Bemidji, MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,241 | 3.95% |
CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,062 | 3.24% |
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.25% |
Washington, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,266 | 2.89% |
DULUTH, MN-WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,115 | 3.32% |
GREEN BAY, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,124 | 3.38% |
Grand Rapids, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,486 | 3.27% |
RAPID CITY, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,833 | 3.21% |
ANN ARBOR, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,073 | 3.10% |
ERIE, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,766 | 3.28% |
MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,555 | 4.10% |
FLORENCE, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,600 | 3.55% |
Morehead City, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 1.75% |
NILES, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,336 | 4.02% |
Sonora, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,791 | 3.71% |
RICHMOND, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.25% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,175 | 4.20% |
HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,672 | 2.71% |
Susanville, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,161 | 3.78% |
BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,723 | 3.75% |
Whitewater, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,706 | 2.81% |
TULSA, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,427 | 3.35% |
FRESNO, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,691 | 3.72% |
CHARLESTON, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,053 | 3.11% |
YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 1.75% |
Similar Lenders
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Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 3,749 | $5,198,665,000 | $1,386,680 | $6,131 | 3.12% |
HELOC | 999 | $554,615,000 | $555,170 | n/a | 3.58% |
For 2020, City National Bank's most frequently originated type of loan was Conventional, with 3,749 originations. Their 2nd most popular type was HELOC, with 999 originations.
Loan Reason
For 2020, City National Bank's most frequently cited loan purpose was Home Purchase, with 1,357 originations. The 2nd most popular reason was Refi, with 1,346 originations.
Loan Duration/Length
For 2020, City National Bank's most frequently cited loan duration was 30 Year, with 4,503 originations. The 2nd most popular length was 15 Year, with 166 originations.
Origination Fees/Closing Costs
City National Bank's average total fees were $6,187, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,930 originations.
Interest Rates
During 2020, City National Bank's average interest rate for loans was 3.21%, while their most frequently originated rate bucket for loans was 3-4%, with 2,794 originations.
Loan Sizing
2020 saw City National Bank place emphasis on $1MM+ loans with 1,895 originations, totaling $4,276,605,000 in origination value.
Applicant Income
City National Bank lent most frequently to those with incomes in the $250k+ range, with 2,650 originations. The second most popular income band? $150k-250k, with 712 originations.
Applicant Debt to Income Ratio
City National Bank lent most frequently to those with DTI ratios of <20%, with 770 originations. The next most common DTI ratio? 20-30%, with 760 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.23%
City National Bank has an average approval rate.
Pick Rate
Approvals leading to origination74.64%
City National Bank has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 4,748 | $5,753,280,000 | $1,211,727 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
Multifamily:Site-Built | 30 | $225,600,000 | $7,520,000 |
Single Family (1-4 Units):Site-Built | 4,718 | $5,527,680,000 | $1,171,615 |
LTV Distribution
Complaints
Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
CITY NATIONAL BANK | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |
Bank Details
Branches
Bank Name | Branch | Branch Type | Deposits (000's) |
---|---|---|---|
City National Bank | 100 Oceangate Long Beach, CA 90802 | Full Service B&M | $669,321 |
City National Bank | 10801 West Charleston Boulevard Las Vegas, NV 89135 | Full Service B&M | $1,263,375 |
City National Bank | 10880 Westwood Boulevard Los Angeles, CA 90024 | Full Service B&M | $294,660 |
City National Bank | 1100 Flynn Road Camarillo, CA 93012 | Full Service B&M | $154,387 |
City National Bank | 1140 6th Avenue New York, NY 10036 | Full Service B&M | $3,142,589 |
City National Bank | 11500 West Olympic Boulevard Los Angeles, CA 90064 | Full Service B&M | $268,276 |
City National Bank | 11677 San Vicente Boulevard Los Angeles, CA 90049 | Full Service B&M | $130,873 |
City National Bank | 12001 Ventura Place, Suite 100 Studio City, CA 91604 | Full Service B&M | $190,561 |
City National Bank | 12515 Ventura Boulevard Studio City, CA 91604 | Limited, Drive-thru | $0 |
City National Bank | 1450 Chapin Avenue Burlingame, CA 94010 | Full Service B&M | $66,501 |
City National Bank | 150 California Street San Francisco, CA 94111 | Full Service B&M | $1,750,415 |
City National Bank | 15260 Ventura Boulevard, Suite 1600 Sherman Oaks, CA 91403 | Full Service B&M | $1,058,518 |
City National Bank | 15273 W Sunset Blvd Pacific Palisades, CA 90272 | Full Service B&M | $89,602 |
City National Bank | 1601 Vine Street Los Angeles, CA 90028 | Full Service B&M | $24,174 |
City National Bank | 16133 Ventura Boulevard Encino, CA 91436 | Full Service B&M | $368,705 |
City National Bank | 1620 26th Street, Suites 1030 And 1040 North Santa Monica, CA 90404 | Full Service B&M | $203,787 |
City National Bank | 1647 Us Highway 395 N Minden, NV 89423 | Full Service B&M | $75,131 |
City National Bank | 1800 Century Park East Los Angeles, CA 90067 | Full Service B&M | $810,992 |
City National Bank | 1811 E. College Pkwy Carson City, NV 89706 | Full Service B&M | $202,538 |
City National Bank | 18111 Von Karman Avenue, Suite 100 Irvine, CA 92612 | Full Service B&M | $1,145,154 |
City National Bank | 20 Pacifica Irvine, CA 92618 | Full Service B&M | $168,588 |
City National Bank | 2001 M Street Nw Washington, DC 20036 | Full Service B&M | $236,258 |
City National Bank | 2001 North Main Street Walnut Creek, CA 94596 | Full Service B&M | $1,224,526 |
City National Bank | 2011 Palomar Airport Road, Suite 100 Carlsbad, CA 92011 | Full Service B&M | $55,184 |
City National Bank | 2029 Century Park East A Level Los Angeles, CA 90067 | Full Service B&M | $501,810 |
City National Bank | 2101 Webster Street Oakland, CA 94612 | Full Service B&M | $132,402 |
City National Bank | 21800 Oxnard Street Woodland Hills, CA 91367 | Full Service B&M | $160,901 |
City National Bank | 2231 Rosecrans Avenue El Segundo, CA 90245 | Full Service B&M | $90,836 |
City National Bank | 2320 E. Tropicana Ave. Las Vegas, NV 89119 | Full Service B&M | $117,838 |
City National Bank | 2401 East Katella Avenue Anaheim, CA 92806 | Full Service B&M | $74,275 |
City National Bank | 24200 Magic Mountain Parkway, Suite 140 Valencia, CA 91355 | Full Service B&M | $91,757 |
City National Bank | 245 Lytton Ave Suite 100 Palo Alto, CA 94301 | Full Service B&M | $227,396 |
City National Bank | 250 Vesey Street, 26th Floor New York, NY 10281 | Full Service B&M | $9,574,041 |
City National Bank | 2655 Townsgate Road Westlake Village, CA 91361 | Full Service B&M | $264,028 |
City National Bank | 3333 Piedmont Road Atlanta, GA 30305 | Full Service B&M | $203,562 |
City National Bank | 3424 West Carson Street Torrance, CA 90503 | Full Service B&M | $203,981 |
City National Bank | 3484 Central Avenue Riverside, CA 92506 | Full Service B&M | $830,842 |
City National Bank | 3500 West Olive Avenue Suite 100 Burbank, CA 91505 | Full Service B&M | $89,362 |
City National Bank | 355 South Grand Avenue Los Angeles, CA 90071 | Full Service B&M | $93,681 |
City National Bank | 3633 Inland Empire Blvd, Suite 100 Ontario, CA 91764 | Full Service B&M | $349,448 |
City National Bank | 3739 Crenshaw Blvd Unit D Los Angeles, CA 90016 | Full Service B&M | $40,745 |
City National Bank | 400 North Roxbury Drive Beverly Hills, CA 90210 | Full Service B&M | $13,610,672 |
City National Bank | 400 Park Ave New York, NY 10022 | Full Service B&M | $928,837 |
City National Bank | 425 Broadhollow Road Melville, NY 11747 | Full Service B&M | $40,640 |
City National Bank | 4275 Executive Square Suite 101 La Jolla, CA 92037 | Full Service B&M | $622,563 |
City National Bank | 4605 Lankershim Boulevard North Hollywood, CA 91602 | Full Service B&M | $112,723 |
City National Bank | 50 Fremont St San Francisco, CA 94105 | Full Service B&M | $51,948 |
City National Bank | 500 E Esplanade Dr. Oxnard, CA 93036 | Full Service B&M | $331,892 |
City National Bank | 500 Newport Center Drive Newport Beach, CA 92660 | Full Service B&M | $79,874 |
City National Bank | 501 West Broadway, Suite 100 San Diego, CA 92101 | Full Service B&M | $108,635 |
City National Bank | 525 South Flower Street Los Angeles, CA 90071 | Full Service B&M | $13,847,929 |
City National Bank | 54 Music Square East, Suite 100 Nashville, TN 37203 | Full Service B&M | $615,835 |
City National Bank | 5470 Kietzke Lane, Building 3 Reno, NV 89511 | Full Service B&M | $127,421 |
City National Bank | 550 North Brand Boulevard, Suite 100 Glendale, CA 91203 | Full Service B&M | $301,894 |
City National Bank | 555 Nicollet Mall Suite 285 Minneapolis, MN 55402 | Full Service B&M | $36,210 |
City National Bank | 555 S. Flower Street Los Angeles, CA 90071 | Full Service B&M | $637,368 |
City National Bank | 5601 E Slauson Ave Commerce, CA 90040 | Full Service B&M | $1,744,275 |
City National Bank | 6085 West Twain Avenue Las Vegas, NV 89103 | Full Service B&M | $201,458 |
City National Bank | 6100 Wilshire Boulevard Los Angeles, CA 90048 | Full Service B&M | $161,375 |
City National Bank | 6160 Stoneridge Mall Road, Suite 100 Pleasanton, CA 94588 | Full Service B&M | $96,977 |
City National Bank | 6398 East Pacific Coast Highway Long Beach, CA 90803 | Full Service B&M | $146,810 |
City National Bank | 800 Silverado Street La Jolla, CA 92037 | Full Service B&M | $59,373 |
City National Bank | 801 Brickell Ave Miami, FL 33131 | Full Service B&M | $89,919 |
City National Bank | 8012 Vineland Avenue Sun Valley, CA 91352 | Full Service B&M | $126,323 |
City National Bank | 8475 S. Eastern Avenue, Suite 100 Las Vegas, NV 89123 | Full Service B&M | $74,944 |
City National Bank | 8641 Wilshire Boulevard Suite 101 Beverly Hills, CA 90211 | Full Service B&M | $205,516 |
City National Bank | 89 South Lake Avenue Pasadena, CA 91101 | Full Service B&M | $146,930 |
City National Bank | 9 Executive Circle Irvine, CA 92614 | Full Service B&M | $222,471 |
City National Bank | 9229 West Sunset Boulevard West Hollywood, CA 90069 | Full Service B&M | $328,319 |
City National Bank | 937 Lomas Santa Fe Drive Solana Beach, CA 92075 | Full Service B&M | $46,399 |
City National Bank | 9400 Topanga Canyon Blvd Chatsworth, CA 91311 | Full Service B&M | $160,794 |
City National Bank | One Almaden Boulevard, Suite 100 San Jose, CA 95113 | Full Service B&M | $203,928 |
City National Bank | One Centerpointe Drive La Palma, CA 90623 | Full Service B&M | $229,099 |
For 2020, City National Bank had 73 branches.
Yearly Performance Overview
Bank Income
Item | Value (in 000's) |
---|---|
Total interest income | $1,831,315 |
Net interest income | $1,692,093 |
Total noninterest income | $556,887 |
Gross Fiduciary activities income | $110,189 |
Service charges on deposit accounts | $45,926 |
Trading account gains and fees | $30,278 |
Additional Noninterest Income | $370,494 |
Pre-tax net operating income | $575,616 |
Securities gains (or losses, -) | $296 |
Income before extraordinary items | $430,792 |
Discontinued Operations (Extraordinary gains, net) | $0 |
Net income of bank and minority interests | $430,792 |
Minority interest net income | $0 |
Net income | $430,792 |
Sale, conversion, retirement of capital stock, net | $654 |
Net operating income | $430,558 |
City National Bank's gross interest income from loans was $1,831,315,000.
City National Bank's net interest income from loans was $1,692,093,000.
City National Bank's fee based income from loans was $45,926,000.
City National Bank's net income from loans was $430,792,000.
Bank Expenses
Item | Value (in 000's) |
---|---|
Total interest expense | $139,222 |
Provision for credit losses | $149,909 |
Total noninterest expense | $1,523,455 |
Salaries and employee benefits | $926,815 |
Premises and equipment expense | $220,771 |
Additional noninterest expense | $375,869 |
Applicable income taxes | $145,120 |
Net charge-offs | $37,903 |
Cash dividends | $0 |
City National Bank's interest expense for loans was $139,222,000.
City National Bank's payroll and benefits expense were $926,815,000.
City National Bank's property, plant and equipment expenses $220,771,000.
Loan Performance
Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
---|---|
All loans | 0.0% |
Real Estate loans | 0.0% |
Construction & Land Development loans | 0.0% |
Nonfarm, nonresidential loans | 0.0% |
Multifamily residential loans | 0.0% |
1-4 family residential loans | 0.0% |
HELOC loans | 0.0% |
All other family | 0.0% |
Commercial & industrial loans | 1.0% |
Personal loans | 1.0% |
Credit card loans | 0.2% |
Other individual loans | 1.0% |
Auto loans | 3.0% |
Other consumer loans | 1.0% |
Unsecured commercial real estate loans | 2.0% |
Deposits
Type | Value (in 000's) |
---|---|
Total deposits | $67,140,630 |
Deposits held in domestic offices | $67,140,630 |
Deposits by Individuals, partnerships, and corporations | $66,267,349 |
Deposits by U.S. Government | $185 |
Deposits by States and political subdivisions in the U.S. | $791,824 |
Deposits by Commercial banks and other depository institutions in U.S. | $19,362 |
Deposits by Banks in foreign countries | $59,816 |
Deposits by Foreign governments and official institutions | $2,094 |
Transaction accounts | $4,869,571 |
Demand deposits | $3,077,408 |
Nontransaction accounts | $62,271,059 |
Money market deposit accounts (MMDAs) | $25,698,715 |
Other savings deposits (excluding MMDAs) | $35,202,513 |
Total time deposits | $1,369,831 |
Total time and savings deposits | $64,063,222 |
Noninterest-bearing deposits | $31,982,810 |
Interest-bearing deposits | $35,157,819 |
Retail deposits | $65,992,903 |
IRAs and Keogh plan accounts | $52,115 |
Brokered deposits | $427,917 |
Deposits held in foreign offices | $0 |
Assets
Asset | Value (in 000's) |
---|---|
Total Assets | $76,261,355 |
Cash & Balances due from depository institutions | $3,206,492 |
Interest-bearing balances | $2,729,168 |
Total securities | $16,464,757 |
Federal funds sold & reverse repurchase | $0 |
Net loans and leases | $52,248,025 |
Loan and leases loss allowance | $532,444 |
Trading account assets | $1,024,711 |
Bank premises and fixed assets | $1,106,229 |
Other real estate owned | $0 |
Goodwill and other intangibles | $612,647 |
All other assets | $1,598,494 |
Liabilities
Liabilities | Value (in 000's) |
---|---|
Total liabilities and capital | $76,261,355 |
Total Liabilities | $69,868,876 |
Total deposits | $67,140,630 |
Interest-bearing deposits | $35,157,819 |
Deposits held in domestic offices | $67,140,630 |
% insured (estimated) | $33 |
Federal funds purchased and repurchase agreements | $0 |
Trading liabilities | $49,289 |
Other borrowed funds | $538,952 |
Subordinated debt | $549,780 |
All other liabilities | $1,590,225 |
Issued Loan Types
Type | Value (in 000's) |
---|---|
Net loans and leases | $52,248,025 |
Loan and leases loss allowance | $532,444 |
Total loans and leases (domestic) | $52,780,469 |
All real estate loans | $27,492,410 |
Real estate loans in domestic offices | $27,492,410 |
Construction and development loans | $2,718,042 |
Residential 1-4 family construction | $124,934 |
Other construction, all land development and other land | $2,593,108 |
Loans secured by nonfarm nonresidential properties | $7,835,540 |
Nonfarm nonresidential secured by owner-occupied properties | $3,580,186 |
Commercial real estate & other non-farm, non-residential | $4,255,354 |
Multifamily residential real estate | $1,497,101 |
1-4 family residential loans | $15,384,929 |
Farmland loans | $56,798 |
Loans held in foreign offices | $0 |
Farm loans | $0 |
Commercial and industrial loans | $11,828,228 |
To non-U.S. addressees | $241,724 |
Loans to individuals | $854,894 |
Credit card loans | $62,219 |
Related Plans | $437,040 |
Consumer Auto Loans | $953 |
Other loans to individuals | $354,682 |
All other loans & leases | $12,604,937 |
Loans to foreign governments and official institutions | $0 |
Other loans | $9,545,667 |
Loans to depository institutions and acceptances of other banks | $12,730 |
Loans not secured by real estate | $987,446 |
Loans secured by real estate to non-U.S. addressees | $115,978 |
Restructured Loans & leases | $2,773 |
Non 1-4 family restructured loans & leases | $142 |
Total loans and leases (foreign) | $0 |
City National Bank had $52,248,025,000 of loans outstanding in 2020. $27,492,410,000 of loans were in real estate loans. $2,718,042,000 of loans were in development loans. $1,497,101,000 of loans were in multifamily mortgage loans. $15,384,929,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $62,219,000 of loans were in credit card loans. $953,000 of loans were in the auto loan category.
Small Business Loans
Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
---|---|---|---|
Nonfarm, nonresidential loans - <$1MM | 675 | $320,207 | $474,381 |
Nonfarm, nonresidential loans - <$100k | 6 | $172 | $28,667 |
Nonfarm, nonresidential loans - $100-250k | 49 | $7,448 | $152,000 |
Nonfarm, nonresidential loans - $250k-1MM | 620 | $312,587 | $504,173 |
Commercial & Industrial, US addressed loans - <$1MM | 22,472 | $2,210,286 | $98,357 |
Commercial & Industrial, US addressed loans - <$100k | 15,684 | $421,313 | $26,863 |
Commercial & Industrial, US addressed loans - $100-250k | 3,735 | $508,747 | $136,211 |
Commercial & Industrial, US addressed loans - $250k-1MM | 3,053 | $1,280,226 | $419,334 |