ABILENE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Abilene averaged 6.93% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.64% and one month ago for the week of 2024-10-10, the average rate was 6.47%.

Abilene's average rate one year ago was 7.45%.

For refis of the same type during the week of 2024-11-14, the average rate was 6.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Abilene 30 Year Fixed Rate 2024-11-14 6.93%
Abilene 30 Year Fixed Rate Refi 2024-11-14 6.98%
Abilene 15 Year Fixed Rate 2024-11-14 5.89%
Abilene 15 Year Fixed Rate Refi 2024-11-14 5.89%
Abilene 30 Year FHA 2024-11-14 -0.12%
Abilene 30 Year FHA Refi 2024-11-14 0%
Abilene 30 Year USDA 2024-11-14 0%
Abilene 30 Year USDA Refi 2024-11-14 0%
Abilene 30 Year VA 2024-11-14 -0.1%
Abilene 30 Year VA Refi 2024-11-14 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ABILENE, TX.

ABILENE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ABILENE, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
First Financial Bank 247 6.86% $4,728
City Bank 69 6.72% $5,465
PRIMELENDING, A PLAINSCAPITAL COMPANY 64 7.00% $8,100
MORTGAGE FINANCIAL SERVICES, LLC 53 6.81% $7,026
QUICKEN LOANS, LLC 48 7.12% $6,897
UNITED WHOLESALE MORTGAGE, LLC 33 6.91% $6,779
SWBC MORTGAGE CORPORATION 30 6.94% $5,112
Citizens Bank 24 6.98% $5,433
Prosperity Bank 21 6.58% $3,866
SUCCESS MORTGAGE PARTNERS, INC. 19 6.97% $7,276
DHI MORTGAGE COMPANY, LTD. 16 5.45% $3,998
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 7.18% $6,964
MOVEMENT MORTGAGE, LLC 12 6.51% $7,930
CARDINAL FINANCIAL 11 6.52% $8,001
Prosperity Home Mortgage, LLC 10 6.75% $6,190
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 8 7.08% $4,780
LOANDEPOT.COM, LLC 7 7.10% $10,061
Wells Fargo Bank 7 7.09% $6,108
Renasant Bank 7 7.75% $5,987
TEXAS TECH 6 6.38% $4,617
Mr. Cooper ( Nationstar Mortgage ) 6 7.12% $8,251
CMG MORTGAGE, INC. 5 6.65% $5,419
NexBank 5 6.65% $7,890
Flagstar Bank, FSB 5 6.80% $6,248
ROYAL UNITED MORTGAGE LLC 5 7.05% $8,384
Stifel Bank and Trust 4 5.78% $3,521
Mortgage Research Center, LLC 4 6.53% $4,898
JPMorgan Chase Bank 4 6.25% $5,393
Bank of America 4 6.25% $5,630
PENNYMAC LOAN SERVICES, LLC 4 6.40% $7,106
CROSSCOUNTRY MORTGAGE, LLC 4 6.93% $5,903
OPEN MORTGAGE, LLC 4 7.34% $9,602
NAVY FEDERAL CREDIT UNION 4 7.16% $4,037
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 7.44% $5,033
PHH Mortgage Corporation 3 7.54% $6,489
AMCAP MORTGAGE, LTD. 3 6.83% $9,931
BETTER MORTGAGE CORPORATION 3 5.88% $9,892
Gateway First Bank 3 7.25% $4,742
PNC Bank 3 6.46% $3,687
21ST MORTGAGE CORPORATION 2 8.08% $7,079
AMERICAN FINANCING CORPORATION 2 7.50% $9,594
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.49% $11,329
CALCON MUTUAL MORTGAGE LLC 2 6.38% $6,574
CARTER FEDERAL CREDIT UNION 2 7.31% $3,836
Centennial Bank 2 7.00% $5,525
Colonial Savings, F.A. 2 6.00% $5,026
CORNERSTONE HOME LENDING, INC. 2 7.87% $4,379
Discover Bank 2 6.49% $0
EVERETT FINANCIAL, INC. 2 7.44% $7,917
Extraco Banks 2 6.38% $5,831
LAKEVIEW LOAN SERVICING, LLC 2 7.00% $10,721
LOANPAL, LLC 2 5.81% $4,720
NBKC BANK 2 6.63% $5,297
NEWREZ LLC 2 7.25% $7,508
Paramount Residential Mortgage Group, Inc. 2 7.00% $6,684
S1L, Inc. 2 7.25% $5,298
SOUTHWEST STAGE FUNDING, LLC 2 8.58% $8,675
UNION HOME MORTGAGE CORP. 2 5.94% $14,922
U.S. Bank 2 6.81% $4,428
ZILLOW HOME LOANS, LLC 2 6.81% $5,844
FLAT BRANCH MORTGAGE, INC. 1 6.25% $5,853
USAA Federal Savings Bank 1 7.75% $5,407
LOANPEOPLE, LLC 1 7.99% $9,555
MEMBER FIRST MORTGAGE, LLC 1 7.50% $4,786
MICHIGAN MUTUAL, INC. 1 6.25% $5,737
MORTGAGE ACCESS CORP. 1 5.99% $8,124
First United Bank and Trust Company 1 7.13% $5,399
First United Bank 1 6.88% $6,813
First Bank 1 6.88% $7,357
Farm Credit Mid-America, ACA 1 7.75% $17,357
DRAPER AND KRAMER MORTGAGE CORP. 1 7.63% $11,052
Zions Bank 1 7.13% $7,671
NETWORK CAPITAL FUNDING CORPORATION 1 7.50% $7,125
VAN DYK MORTGAGE CORPORATION 1 6.25% $7,362
DIRECTIONS EQUITY, LLC 1 5.75% $8,749
NEXERA HOLDING LLC 1 8.63% $14,147
North American Savings Bank, F.S.B. 1 8.63% $2,076
DEEPHAVEN MORTGAGE LLC 1 9.25% $18,477
V.I.P. MORTGAGE, INC. 1 6.13% $5,956
CREDIT HUMAN FEDERAL CREDIT UNION 1 6.40% $3,996
Commerce Bank 1 7.38% $6,167
PLANET HOME LENDING, LLC 1 6.75% $5,421
PLUS RELOCATION MORTGAGE, LLC 1 7.50% $7,198
CLM MORTGAGE, INC 1 6.88% $2,573
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.50% $7,091
CHURCHILL MORTGAGE CORPORATION 1 7.00% $8,389
Carrington Mortgage Services, LLC 1 6.75% $9,000
BROKER SOLUTIONS, INC. 1 6.88% $8,822
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.00% $10,497
BAY-VALLEY MORTGAGE GROUP 1 8.00% $8,572
RANDOLPH-BROOKS 1 6.75% $3,387
Raymond James Bank 1 5.13% $4,565
Regions Bank 1 5.75% $6,233
Barrington Bank & Trust Company, N.A. 1 6.38% $5,441
Republic State Mortgage Co. 1 6.50% $4,536
Armed Forces Bank 1 5.88% $10,896
ACADEMY MORTGAGE CORPORATION 1 6.38% $9,478
SECURITYNATIONAL MORTGAGE COMPANY 1 6.99% $6,271
SENTE MORTGAGE, INC. 1 7.63% $10,190
SFMC, LP 1 7.13% $6,859
SIRVA MORTGAGE, INC. 1 6.38% $1,322
White Sands Federal Credit Union 1 5.50% $11,507
AMERISAVE MORTGAGE CORPORATION 1 7.63% $4,286
AmeriHome Mortgage Company, LLC 1 6.63% $4,883
American National Bank & Trust 1 7.50% $2,096
TEXAS DOW EMPLOYEES CREDIT UNION 1 7.50% $4,602
Texas Mortgage Lending, LLC 1 8.50% $3,487
Amarillo National Bank 1 6.38% $2,688
The American National Bank of Texas 1 5.50% $5,954
THRIVE MORTGAGE, LLC 1 6.38% $8,694
TIB The Independent Bankersbank 1 6.38% $3,582
TOTAL MORTGAGE SERVICES, LLC 1 7.63% $8,119
WILLOW BEND MORTGAGE COMPANY, LLC 1 7.13% $5,946
UNION SQUARE 1 6.75% $3,584
Ally Bank 1 6.25% $4,386
UNIVERSAL LENDING CORPORATION 1 6.25% $5,201
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.63% $7,825
GUARANTEED RATE, INC. 1 6.63% $4,223
GUILD MORTGAGE COMPANY 1 6.38% $6,333
Heritage Bank 1 5.50% $9,056
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.88% $6,221
HOMETRUST MORTGAGE COMPANY 1 6.75% $6,299
INFINITY EQUITY GROUP, INC. 1 6.99% $4,112
InterBank 1 7.50% $4,922
General Mortgage Capital Corporation 1 6.50% $4,269
UNIVERSITY Federal Credit Union 1 5.50% $8,541

ABILENE Average Closing Costs & Other Stats

ABILENE, TX's 126 lenders originated 3,012 loans during 2023. The total origination value was $653,490,000, with an average loan value of $216,962.

ABILENE's average closing costs are $5,662.

The top ABILENE lender as defined by loan originations is First Financial Bank, with 247 loans originated. Their average total fees are $4,728, which is $737 lower than the next largest lender, City Bank.

The lowest fee ABILENE lenders (with over 10 loans originated) are Prosperity Bank ($3,866), DHI MORTGAGE COMPANY, LTD. ($3,998), First Financial Bank ($4,728), SWBC MORTGAGE CORPORATION ($5,112) and Citizens Bank ($5,433).

The lowest rate ABILENE lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.45%), MOVEMENT MORTGAGE, LLC (6.51%), CARDINAL FINANCIAL (6.52%), Prosperity Bank (6.58%) and City Bank (6.72%).

ABILENE, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First Financial Bank $188,855,000 $141,295,000 -25.2% 21.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $68,365,000 $57,465,000 -15.9% 8.8%
City Bank $43,370,000 $32,635,000 -24.8% 5.0%
MORTGAGE FINANCIAL SERVICES, LLC $21,720,000 $21,470,000 -1.2% 3.3%
UNITED WHOLESALE MORTGAGE, LLC $17,805,000 $19,150,000 7.6% 2.9%
Mortgage Research Center, LLC $24,680,000 $19,055,000 -22.8% 2.9%
CARDINAL FINANCIAL $24,350,000 $18,020,000 -26.0% 2.8%
SUCCESS MORTGAGE PARTNERS, INC. $5,975,000 $16,780,000 180.8% 2.6%
SWBC MORTGAGE CORPORATION $22,680,000 $15,185,000 -33.0% 2.3%
WALKER & DUNLOP, LLC $13,585,000 n/a 2.1%
QUICKEN LOANS, LLC $25,065,000 $13,130,000 -47.6% 2.0%
COLEMAN COUNTY STATE BANK $11,600,000 n/a 1.8%
MOVEMENT MORTGAGE, LLC $7,810,000 $10,590,000 35.6% 1.6%
American National Bank $10,390,000 n/a 1.6%
21ST MORTGAGE CORPORATION $5,825,000 $8,955,000 53.7% 1.4%
Wells Fargo Bank $6,630,000 $8,610,000 29.9% 1.3%
DHI MORTGAGE COMPANY, LTD. $885,000 $8,450,000 854.8% 1.3%
Citizens Bank $11,445,000 $8,040,000 -29.8% 1.2%
Prosperity Home Mortgage, LLC $1,260,000 $8,030,000 537.3% 1.2%
Prosperity Bank $5,975,000 $8,025,000 34.3% 1.2%
FIRST NATIONAL BANK OF WEATHERFORD $9,625,000 $7,930,000 -17.6% 1.2%
The First National Bank of Albany $11,890,000 $7,765,000 -34.7% 1.2%
ABILENE TEACHERS Federal Credit Union $12,585,000 $7,730,000 -38.6% 1.2%
Renasant Bank $6,620,000 n/a 1.0%
NAVY FEDERAL CREDIT UNION $3,455,000 $5,920,000 71.3% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,545,000 $5,895,000 -31.0% 0.9%
VANDERBILT MORTGAGE AND FINANCE, INC. $895,000 $5,180,000 478.8% 0.8%
CMG MORTGAGE, INC. $7,430,000 $4,910,000 -33.9% 0.8%
Citizens Bank, N.A $4,225,000 n/a 0.6%
USAA Federal Savings Bank $4,920,000 $4,180,000 -15.0% 0.6%
American Bank of Commerce $225,000 $4,095,000 1,720.0% 0.6%
First Abilene Federal Credit Union $3,815,000 n/a 0.6%
LOANDEPOT.COM, LLC $3,285,000 $3,780,000 15.1% 0.6%
FREEDOM MORTGAGE CORPORATION $9,605,000 $3,670,000 -61.8% 0.6%
LIMA ONE CAPITAL, LLC $3,665,000 n/a 0.6%
TRIAD FINANCIAL SERVICES, INC. $2,825,000 $3,615,000 28.0% 0.6%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,030,000 $3,490,000 238.8% 0.5%
Paramount Residential Mortgage Group, Inc. $1,915,000 $3,420,000 78.6% 0.5%
PENNYMAC LOAN SERVICES, LLC $9,165,000 $3,080,000 -66.4% 0.5%
SOUTHWEST STAGE FUNDING, LLC $2,215,000 $2,985,000 34.8% 0.5%
Cedar Rapids Bank and Trust Company $2,955,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $7,020,000 $2,350,000 -66.5% 0.4%
COMMUNITIES OF ABILENE FEDERAL CREDIT UNION $2,000,000 $2,145,000 7.3% 0.3%
Bank of America $2,140,000 $2,115,000 -1.2% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $735,000 $2,025,000 175.5% 0.3%
TEXAS TECH $1,185,000 $1,950,000 64.6% 0.3%
PNC Bank $1,630,000 $1,915,000 17.5% 0.3%
The First National Bank of Anson $3,640,000 $1,880,000 -48.4% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $2,285,000 $1,870,000 -18.2% 0.3%
Flagstar Bank, FSB $1,000,000 $1,820,000 82.0% 0.3%
GUARANTEED RATE, INC. $3,130,000 $1,815,000 -42.0% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,900,000 $1,785,000 -6.1% 0.3%
NexBank $3,125,000 $1,720,000 -45.0% 0.3%
AMCAP MORTGAGE, LTD. $1,520,000 $1,715,000 12.8% 0.3%
OPEN MORTGAGE, LLC $7,830,000 $1,600,000 -79.6% 0.2%
NBKC BANK $1,240,000 $1,510,000 21.8% 0.2%
InterBank $630,000 $1,505,000 138.9% 0.2%
Western Bank $2,785,000 $1,505,000 -46.0% 0.2%
BROKER SOLUTIONS, INC. $2,210,000 $1,500,000 -32.1% 0.2%
Gateway First Bank $10,435,000 $1,450,000 -86.1% 0.2%
ZILLOW HOME LOANS, LLC $790,000 $1,405,000 77.8% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $450,000 $1,325,000 194.4% 0.2%
UNION HOME MORTGAGE CORP. $640,000 $1,240,000 93.8% 0.2%
SENTE MORTGAGE, INC. $1,190,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $665,000 $1,145,000 72.2% 0.2%
Stifel Bank and Trust $465,000 $1,110,000 138.7% 0.2%
GUILD MORTGAGE COMPANY $3,545,000 $1,080,000 -69.5% 0.2%
CALCON MUTUAL MORTGAGE LLC $765,000 $1,030,000 34.6% 0.2%
MICHIGAN MUTUAL, INC. $615,000 $1,020,000 65.9% 0.2%
AMERISAVE MORTGAGE CORPORATION $2,125,000 $965,000 -54.6% 0.1%
Carrington Mortgage Services, LLC $965,000 $945,000 -2.1% 0.1%
Extraco Banks $615,000 $930,000 51.2% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $345,000 $885,000 156.5% 0.1%
Farm Credit Mid-America, ACA $855,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $690,000 $835,000 21.0% 0.1%
JPMorgan Chase Bank $1,880,000 $815,000 -56.6% 0.1%
BETTER MORTGAGE CORPORATION $380,000 $805,000 111.8% 0.1%
EVERETT FINANCIAL, INC. $1,100,000 $795,000 -27.7% 0.1%
CORNERSTONE HOME LENDING, INC. $1,250,000 $790,000 -36.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,130,000 $755,000 -33.2% 0.1%
PLAZA HOME MORTGAGE, INC. $905,000 $755,000 -16.6% 0.1%
Centennial Bank $2,445,000 $745,000 -69.5% 0.1%
Armed Forces Bank $710,000 n/a 0.1%
Texas State Bank $710,000 n/a 0.1%
LOANPAL, LLC $3,795,000 $695,000 -81.7% 0.1%
Texas Heritage Bank $680,000 n/a 0.1%
Regions Bank $660,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $1,060,000 $660,000 -37.7% 0.1%
Neighborhood Loans, Inc. $165,000 $655,000 297.0% 0.1%
PHH Mortgage Corporation $210,000 $650,000 209.5% 0.1%
Discover Bank $705,000 $645,000 -8.5% 0.1%
GMFS LLC $8,015,000 $630,000 -92.1% 0.1%
LOANPEOPLE, LLC $630,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $230,000 $565,000 145.7% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $535,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,075,000 $530,000 -50.7% 0.1%
Barrington Bank & Trust Company, N.A. $455,000 $510,000 12.1% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $680,000 $510,000 -25.0% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $185,000 $500,000 170.3% 0.1%
North American Savings Bank, F.S.B. $205,000 $490,000 139.0% 0.1%
DEEPHAVEN MORTGAGE LLC $485,000 n/a 0.1%
Complex Community Federal Credit Union $470,000 n/a 0.1%
U.S. Bank $1,630,000 $470,000 -71.2% 0.1%
NEWREZ LLC $615,000 $465,000 -24.4% 0.1%
Century Mortgage Company DBA Century Lending Company $155,000 $460,000 196.8% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $260,000 $460,000 76.9% 0.1%
White Sands Federal Credit Union $455,000 n/a 0.1%
Colonial Savings, F.A. $3,305,000 $450,000 -86.4% 0.1%
Community National Bank $585,000 $450,000 -23.1% 0.1%
DOMINION FINANCIAL SERVICES, LLC $450,000 n/a 0.1%
SFMC, LP $645,000 $450,000 -30.2% 0.1%
American Mortgage & Equity Consultants, Inc. $445,000 n/a 0.1%
First Bank $435,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $585,000 $430,000 -26.5% 0.1%
Eagle Bank and Trust Company $425,000 n/a 0.1%
Heritage Bank $425,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $415,000 n/a 0.1%
OCMBC, INC. $405,000 n/a 0.1%
Raymond James Bank $405,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,615,000 $400,000 -75.2% 0.1%
AHL FUNDING $395,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $760,000 $395,000 -48.0% 0.1%
First United Bank and Trust Company $555,000 $385,000 -30.6% 0.1%
AMWEST FUNDING CORP. $380,000 n/a 0.1%
UNIVERSITY Federal Credit Union $580,000 $365,000 -37.1% 0.1%
GUARANTEED RATE AFFINITY, LLC $325,000 $360,000 10.8% 0.1%
JET HOMELOANS, LLC $355,000 n/a 0.1%
Central National Bank $400,000 $350,000 -12.5% 0.1%
GENEVA FINANCIAL, LLC $175,000 $340,000 94.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,650,000 $325,000 -80.3% 0.0%
Nations Lending Corporation $180,000 $325,000 80.6% 0.0%
First United Bank $165,000 $320,000 93.9% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $315,000 n/a 0.0%
NEXERA HOLDING LLC $1,355,000 $305,000 -77.5% 0.0%
SUMMIT FUNDING, INC. $305,000 n/a 0.0%
WILLOW BEND MORTGAGE COMPANY, LLC $345,000 $305,000 -11.6% 0.0%
Zions Bank $875,000 $305,000 -65.1% 0.0%
TOTAL MORTGAGE SERVICES, LLC $295,000 n/a 0.0%
General Mortgage Capital Corporation $285,000 n/a 0.0%
Axos Bank $280,000 n/a 0.0%
CARTER FEDERAL CREDIT UNION $280,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $1,285,000 $280,000 -78.2% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $275,000 n/a 0.0%
Commerce Bank $275,000 n/a 0.0%
DAS Acquisition Company, LLC $275,000 n/a 0.0%
MORTGAGE ACCESS CORP. $275,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $275,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $275,000 n/a 0.0%
RF Renovo Management Company, LLC $1,060,000 $265,000 -75.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $115,000 $260,000 126.1% 0.0%
RANDOLPH-BROOKS $1,860,000 $260,000 -86.0% 0.0%
S1L, Inc. $315,000 $260,000 -17.5% 0.0%
DUGOOD FEDERAL CREDIT UNION $255,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $1,460,000 $240,000 -83.6% 0.0%
Presidential Bank, FSB $235,000 n/a 0.0%
UNION SQUARE $755,000 $235,000 -68.9% 0.0%
Ally Bank $225,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $185,000 $225,000 21.6% 0.0%
Horizon Bank SSB $225,000 n/a 0.0%
TIB The Independent Bankersbank $225,000 n/a 0.0%
American National Bank & Trust $215,000 n/a 0.0%
NEW DAY FINANCIAL, LLC $565,000 $215,000 -61.9% 0.0%
Republic State Mortgage Co. $1,700,000 $215,000 -87.4% 0.0%
SIRVA MORTGAGE, INC. $215,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $210,000 n/a 0.0%
BancorpSouth $675,000 $210,000 -68.9% 0.0%
The American National Bank of Texas $205,000 n/a 0.0%
Credit Union of Texas $45,000 $195,000 333.3% 0.0%
NATIONS RELIABLE LENDING, LLC $1,275,000 $195,000 -84.7% 0.0%
Wallick & Volk, Inc. $195,000 n/a 0.0%
LONE STAR STATE BANK $190,000 n/a 0.0%
MORTGAGEONE, INC. $185,000 n/a 0.0%
SouthStar Bank, S.S.B. $185,000 n/a 0.0%
Amarillo National Bank $185,000 $180,000 -2.7% 0.0%
Truist $155,000 $180,000 16.1% 0.0%
DIRECTIONS EQUITY, LLC $175,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $160,000 $175,000 9.4% 0.0%
H E B $75,000 $175,000 133.3% 0.0%
TEXAS DOW EMPLOYEES CREDIT UNION $95,000 $175,000 84.2% 0.0%
THRIVE MORTGAGE, LLC $390,000 $175,000 -55.1% 0.0%
UNIVERSAL LENDING CORPORATION $175,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $175,000 n/a 0.0%
Bank of England $215,000 $165,000 -23.3% 0.0%
BAY-VALLEY MORTGAGE GROUP $165,000 n/a 0.0%
CLM MORTGAGE, INC $165,000 n/a 0.0%
HOMETRUST MORTGAGE COMPANY $165,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $650,000 $155,000 -76.2% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $165,000 $155,000 -6.1% 0.0%
MEMBER FIRST MORTGAGE, LLC $150,000 n/a 0.0%
Commerce Home Mortgage, Inc. $145,000 n/a 0.0%
ENVOY MORTGAGE, LTD $680,000 $145,000 -78.7% 0.0%
PLANET HOME LENDING, LLC $530,000 $145,000 -72.6% 0.0%
INFINITY EQUITY GROUP, INC. $135,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $850,000 $135,000 -84.1% 0.0%
Comerica Bank $125,000 n/a 0.0%
RANLIFE, INC. $125,000 $105,000 -16.0% 0.0%
STOCKTON MORTGAGE CORPORATION $105,000 n/a 0.0%
The Central Trust Bank $1,175,000 $95,000 -91.9% 0.0%
Sunflower Bank $280,000 $85,000 -69.6% 0.0%
Texas Mortgage Lending, LLC $390,000 $85,000 -78.2% 0.0%
AMPLIFY $265,000 $65,000 -75.5% 0.0%
Great Plains National Bank $55,000 n/a 0.0%
MidFirst Bank $55,000 n/a 0.0%
Frost Bank $45,000 n/a 0.0%
United Heritage Credit Union $45,000 n/a 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $615,000 $35,000 -94.3% 0.0%
American Airlines Federal Credit Union $145,000 $25,000 -82.8% 0.0%
Deere Employees Credit Union $25,000 n/a 0.0%

ABILENE's top lender by overall market share is First Financial Bank, with 21.6% market share. In second place, with 8.8%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $57,465,000 in loans. In third place, with 5.0%, is City Bank, having originated $32,635,000 in loans. In fourth place, with 3.3%, is MORTGAGE FINANCIAL SERVICES, LLC, having originated $21,470,000 in loans. In fifth place, with 2.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $19,150,000 in loans.


ABILENE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ABILENE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $178,875 (19.3%) $236,149 (24.1%) 0.66 489
2018-02-01 $179,000 (23.2%) $234,820 (21.8%) 0.65 506
2018-03-01 $189,950 (17.3%) $230,261 (14.4%) 0.67 513
2018-04-01 $204,950 (13.9%) $239,165 (10.6%) 0.69 524
2018-05-01 $199,950 (7.2%) $242,455 (7.3%) 0.67 553
2018-06-01 $199,400 (9.6%) $233,174 (2.5%) 0.66 592
2018-07-01 $198,950 (6.5%) $228,280 (-0.4%) 0.66 615
2018-08-01 $200,475 (10.2%) $227,021 (-0.5%) 0.67 604
2018-09-01 $199,900 (14.3%) $231,652 (2.2%) 0.67 597
2018-10-01 $200,000 (17.7%) $229,309 (1.3%) 0.68 620
2018-11-01 $199,900 (17.7%) $227,087 (1.1%) 0.68 594
2018-12-01 $199,900 (17.6%) $227,906 (-0.4%) 0.69 586
2019-01-01 $199,900 (11.8%) $228,566 (-3.2%) 0.69 578
2019-02-01 $204,250 (14.1%) $234,073 (-0.3%) 0.69 543
2019-03-01 $211,386 (11.3%) $242,821 (5.5%) 0.69 550
2019-04-01 $218,950 (6.8%) $248,751 (4.0%) 0.70 566
2019-05-01 $219,700 (9.9%) $251,771 (3.8%) 0.69 563
2019-06-01 $219,000 (9.8%) $253,033 (8.5%) 0.68 552
2019-07-01 $213,950 (7.5%) $249,533 (9.3%) 0.67 561
2019-08-01 $211,914 (5.7%) $248,494 (9.5%) 0.67 566
2019-09-01 $216,434 (8.3%) $251,721 (8.7%) 0.69 572
2019-10-01 $219,925 (10.0%) $252,688 (10.2%) 0.71 575
2019-11-01 $217,500 (8.8%) $250,554 (10.3%) 0.71 564
2019-12-01 $215,200 (7.7%) $247,533 (8.6%) 0.72 559
2020-01-01 $215,300 (7.7%) $245,006 (7.2%) 0.72 540
2020-02-01 $219,900 (7.7%) $245,216 (4.8%) 0.72 532
2020-03-01 $212,500 (0.5%) $234,614 (-3.4%) 0.67 554
2020-04-01 $220,925 (0.9%) $251,727 (1.2%) 0.69 501
2020-05-01 $224,950 (2.4%) $251,489 (-0.1%) 0.68 470
2020-06-01 $227,250 (3.8%) $261,471 (3.3%) 0.67 478
2020-07-01 $227,450 (6.3%) $265,476 (6.4%) 0.66 461
2020-08-01 $225,000 (6.2%) $262,609 (5.7%) 0.64 424
2020-09-01 $219,975 (1.6%) $264,262 (5.0%) 0.63 409
2020-10-01 $219,950 (0.0%) $269,534 (6.7%) 0.63 369
2020-11-01 $228,950 (5.3%) $275,128 (9.8%) 0.67 312
2020-12-01 $218,113 (1.4%) $261,413 (5.6%) 0.65 305
2021-01-01 $207,000 (-3.9%) $253,648 (3.5%) 0.62 263
2021-02-01 $214,300 (-2.6%) $264,877 (8.0%) 0.62 183
2021-03-01 $202,463 (-4.7%) $268,340 (14.4%) 0.57 154
2021-04-01 $224,950 (1.8%) $292,833 (16.3%) 0.61 168
2021-05-01 $229,900 (2.2%) $309,225 (23.0%) 0.61 177
2021-06-01 $223,675 (-1.6%) $308,292 (17.9%) 0.59 203
2021-07-01 $219,000 (-3.7%) $291,267 (9.7%) 0.58 258
2021-08-01 $240,000 (6.7%) $304,791 (16.1%) 0.64 308
2021-09-01 $259,900 (18.2%) $318,187 (20.4%) 0.69 302
2021-10-01 $250,000 (13.7%) $324,654 (20.5%) 0.67 274
2021-11-01 $258,800 (13.0%) $326,116 (18.5%) 0.69 262
2021-12-01 $253,850 (16.4%) $330,055 (26.3%) 0.69 244
2022-01-01 $254,700 (23.0%) $326,470 (28.7%) 0.69 225
2022-02-01 $262,925 (22.7%) $340,792 (28.7%) 0.68 199
2022-03-01 $256,250 (26.6%) $353,446 (31.7%) 0.64 193
2022-04-01 $275,000 (22.3%) $358,065 (22.3%) 0.66 209
2022-05-01 $281,200 (22.3%) $380,241 (23.0%) 0.64 247
2022-06-01 $276,950 (23.8%) $379,273 (23.0%) 0.62 310
2022-07-01 $279,900 (27.8%) $377,852 (29.7%) 0.63 381
2022-08-01 $279,900 (16.6%) $353,064 (15.8%) 0.65 465
2022-09-01 $281,900 (8.5%) $344,912 (8.4%) 0.66 494
2022-10-01 $284,375 (13.8%) $348,615 (7.4%) 0.67 549
2022-11-01 $281,066 (8.6%) $337,991 (3.6%) 0.68 560
2022-12-01 $279,000 (9.9%) $333,731 (1.1%) 0.69 515
2023-01-01 $280,054 (10.0%) $326,492 (0.0%) 0.69 458
2023-02-01 $284,925 (8.4%) $332,787 (-2.4%) 0.69 424
2023-03-01 $290,319 (13.3%) $343,629 (-2.8%) 0.68 436
2023-04-01 $299,900 (9.1%) $362,804 (1.3%) 0.70 448
2023-05-01 $314,995 (12.0%) $367,498 (-3.4%) 0.71 469
2023-06-01 $314,993 (13.7%) $371,821 (-2.0%) 0.71 485
2023-07-01 $314,990 (12.5%) $370,604 (-1.9%) 0.72 532
2023-08-01 $299,900 (7.2%) $355,417 (0.7%) 0.69 581
2023-09-01 $299,900 (6.4%) $366,444 (6.2%) 0.70 576
2023-10-01 $296,450 (4.3%) $353,786 (1.5%) 0.70 628
2023-11-01 $298,468 (6.2%) $361,564 (7.0%) 0.71 606
2023-12-01 $288,906 (3.6%) $344,361 (3.2%) 0.70 588
2024-01-01 $277,263 (-1.0%) $340,611 (4.3%) 0.68 591
2024-02-01 $271,950 (-4.6%) $337,294 (1.4%) 0.65 591
2024-03-01 $277,445 (-4.4%) $339,389 (-1.2%) 0.65 567
2024-04-01 $269,000 (-10.3%) $340,494 (-6.2%) 0.63 602
2024-05-01 $270,425 (-14.2%) $342,625 (-6.8%) 0.61 636
2024-06-01 $269,000 (-14.6%) $337,188 (-9.3%) 0.60 685
2024-07-01 $269,945 (-14.3%) $338,621 (-8.6%) 0.62 709
2024-08-01 $259,900 (-13.3%) $326,029 (-8.3%) 0.60 757
2024-09-01 $260,000 (-13.3%) $333,712 (-8.9%) 0.61 770
2024-10-01 $260,000 (-12.3%) $333,976 (-5.6%) 0.61 757
ABILENE's median listing price for 2024-10-01 was $260,000, a difference of $-36,450 (-12.3%) versus the prior year and $0 versus the prior month.

ABILENE's median listing price comes in at 61% of the national average.

ABILENE's average listing price for 2024-10-01 was $333,976, a difference of $-19,810 (-5.6%) versus the prior year and $264 versus the prior month.

For the 2024-10-01 period, ABILENE had 757 MLS listings, a difference of -13 listings (-2%) versus the prior month and 129 listings (21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ABILENE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 76 days 1,898 sqft
2018-02-01 66 days 1,891 sqft
2018-03-01 50 days 1,927 sqft
2018-04-01 51 days 1,937 sqft
2018-05-01 49 days 1,907 sqft
2018-06-01 52 days 1,885 sqft
2018-07-01 53 days 1,878 sqft
2018-08-01 57 days 1,864 sqft
2018-09-01 65 days 1,878 sqft
2018-10-01 71 days 1,868 sqft
2018-11-01 76 days 1,864 sqft
2018-12-01 80 days 1,867 sqft
2019-01-01 85 days 1,873 sqft
2019-02-01 85 days 1,872 sqft
2019-03-01 69 days 1,902 sqft
2019-04-01 54 days 1,928 sqft
2019-05-01 57 days 1,915 sqft
2019-06-01 60 days 1,942 sqft
2019-07-01 55 days 1,884 sqft
2019-08-01 54 days 1,880 sqft
2019-09-01 58 days 1,895 sqft
2019-10-01 63 days 1,905 sqft
2019-11-01 71 days 1,910 sqft
2019-12-01 78 days 1,888 sqft
2020-01-01 77 days 1,885 sqft
2020-02-01 68 days 1,908 sqft
2020-03-01 58 days 1,886 sqft
2020-04-01 63 days 1,912 sqft
2020-05-01 59 days 1,920 sqft
2020-06-01 46 days 1,920 sqft
2020-07-01 51 days 1,910 sqft
2020-08-01 52 days 1,912 sqft
2020-09-01 53 days 1,888 sqft
2020-10-01 56 days 1,887 sqft
2020-11-01 54 days 1,923 sqft
2020-12-01 56 days 1,796 sqft
2021-01-01 55 days 1,800 sqft
2021-02-01 61 days 1,854 sqft
2021-03-01 49 days 1,798 sqft
2021-04-01 32 days 1,869 sqft
2021-05-01 31 days 1,876 sqft
2021-06-01 36 days 1,863 sqft
2021-07-01 35 days 1,824 sqft
2021-08-01 35 days 1,901 sqft
2021-09-01 43 days 1,963 sqft
2021-10-01 47 days 1,945 sqft
2021-11-01 49 days 1,877 sqft
2021-12-01 50 days 1,831 sqft
2022-01-01 49 days 1,808 sqft
2022-02-01 45 days 1,845 sqft
2022-03-01 40 days 1,809 sqft
2022-04-01 33 days 1,888 sqft
2022-05-01 33 days 1,894 sqft
2022-06-01 34 days 1,854 sqft
2022-07-01 37 days 1,841 sqft
2022-08-01 38 days 1,840 sqft
2022-09-01 45 days 1,826 sqft
2022-10-01 51 days 1,853 sqft
2022-11-01 61 days 1,847 sqft
2022-12-01 78 days 1,856 sqft
2023-01-01 80 days 1,854 sqft
2023-02-01 70 days 1,885 sqft
2023-03-01 53 days 1,926 sqft
2023-04-01 47 days 1,944 sqft
2023-05-01 51 days 1,982 sqft
2023-06-01 50 days 1,991 sqft
2023-07-01 46 days 1,973 sqft
2023-08-01 49 days 1,936 sqft
2023-09-01 54 days 1,916 sqft
2023-10-01 55 days 1,882 sqft
2023-11-01 61 days 1,909 sqft
2023-12-01 72 days 1,863 sqft
2024-01-01 73 days 1,839 sqft
2024-02-01 67 days 1,815 sqft
2024-03-01 57 days 1,816 sqft
2024-04-01 51 days 1,820 sqft
2024-05-01 51 days 1,856 sqft
2024-06-01 52 days 1,836 sqft
2024-07-01 58 days 1,822 sqft
2024-08-01 58 days 1,778 sqft
2024-09-01 63 days 1,780 sqft
2024-10-01 68 days 1,799 sqft
ABILENE's median listing age (time on market) for 2024-10-01 was 68 days. This is 24% longer than the same period one year ago.

ABILENE's median square footage for active listings during the 2024-10-01 period was 1,799 sqft. One year prior, the average listing was 1,882 sqft.

ABILENE, TX Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
76437 Abilene, TX MSA $620 $660 $860 $1,160 $1,440
76443 Abilene, TX MSA $620 $660 $860 $1,160 $1,440
76464 Abilene, TX MSA $620 $660 $860 $1,160 $1,440
76469 Abilene, TX MSA $620 $660 $860 $1,160 $1,440
79501 Abilene, TX MSA $660 $700 $900 $1,220 $1,480
79503 Abilene, TX MSA $620 $660 $860 $1,160 $1,440
79504 Abilene, TX MSA $620 $660 $860 $1,160 $1,440
79508 Abilene, TX MSA $680 $730 $940 $1,270 $1,540
79510 Abilene, TX MSA $700 $740 $960 $1,300 $1,570
79519 Abilene, TX MSA $740 $790 $1,020 $1,380 $1,670
79520 Abilene, TX MSA $620 $660 $860 $1,160 $1,440
79521 Abilene, TX MSA $620 $660 $860 $1,160 $1,440
79525 Abilene, TX MSA $680 $720 $930 $1,260 $1,520
79530 Abilene, TX MSA $740 $790 $1,020 $1,380 $1,670
79533 Abilene, TX MSA $620 $660 $860 $1,160 $1,440
79536 Abilene, TX MSA $750 $800 $1,030 $1,390 $1,690
79541 Abilene, TX MSA $720 $760 $990 $1,330 $1,610
79553 Abilene, TX MSA $620 $660 $860 $1,160 $1,440
79560 Abilene, TX MSA $750 $800 $1,030 $1,390 $1,690
79561 Abilene, TX MSA $620 $660 $860 $1,160 $1,440
79562 Abilene, TX MSA $800 $850 $1,100 $1,490 $1,800
79563 Abilene, TX MSA $680 $730 $940 $1,270 $1,540
79566 Abilene, TX MSA $740 $790 $1,020 $1,380 $1,670
79567 Abilene, TX MSA $630 $670 $870 $1,180 $1,460
79601 Abilene, TX MSA $630 $670 $870 $1,180 $1,440
79602 Abilene, TX MSA $730 $780 $1,010 $1,370 $1,660
79603 Abilene, TX MSA $720 $770 $990 $1,340 $1,620
79604 Abilene, TX MSA $740 $790 $1,020 $1,380 $1,670
79605 Abilene, TX MSA $770 $820 $1,060 $1,430 $1,740
79606 Abilene, TX MSA $790 $840 $1,080 $1,460 $1,770
79607 Abilene, TX MSA $980 $1,050 $1,350 $1,830 $2,210
79608 Abilene, TX MSA $740 $790 $1,020 $1,380 $1,670
79699 Abilene, TX MSA $630 $670 $870 $1,180 $1,440

2022 Average & Median Rent Data Statistics
ABILENE, TX average 1BR rent: $737, median: $730
ABILENE, TX average 2BR rent: $954, median: $940
ABILENE, TX average 3BR rent: $1,289, median: $1,270

ABILENE, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,353 $539,155,000 $229,135
Cash Out Refi 222 $35,250,000 $158,784
Home Improvement 190 $16,370,000 $86,158
Other 127 $10,835,000 $85,315
Refi 120 $51,880,000 $432,333

Abilene's most frequently cited loan purpose was Home Purchase, with 2,353 originations. The 2nd most popular reason was Cash Out Refi, with 222 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,046 $242,800,000 $232,122
7-8% 864 $180,990,000 $209,479
Over 8% 446 $66,460,000 $149,013
5-6% 348 $95,720,000 $275,057
<2.5% 41 $1,085,000 $26,463
4-5% 29 $19,845,000 $684,310
2.5-3% 5 $925,000 $185,000
3-4% 3 $445,000 $148,333

During 2023, Abilene's most frequently originated rate bucket was 6-7%, with 1,046 originations.

Loan Sizing (ABILENE, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,060 $287,140,000 $270,887
$100k-200k 1,050 $158,640,000 $151,086
$100,000 or less 671 $39,845,000 $59,382
$400k-600k 167 $77,445,000 $463,743
$600k-1000k 45 $32,165,000 $714,778
$Over $1MM 19 $58,255,000 $3,066,053

ABILENE's loan sizing saw the bucket of loans from $200k-400k with 1,060 originations, totaling $287,140,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,506 $356,500,000 $236,720
60-80% 524 $140,220,000 $267,595
Under 20% 200 $10,230,000 $51,150
20-40% 198 $23,090,000 $116,616
40-60% 198 $33,240,000 $167,879
Over 100% 156 $42,850,000 $274,679

ABILENE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,506 originations, totaling $356,500,000 in origination value.