BLACKSBURG - CHRISTIANSBURG Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Blacksburg - Christiansburg averaged 7.1% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

The average rate for the prior week (2024-04-11) was 7.08% and one month ago for the week of 2024-03-14, the average rate was 6.74%.

Blacksburg - Christiansburg's average rate one year ago was 6.47%.

For refis of the same type during the week of 2024-04-18, the average rate was 7.7%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-18 7.1%
Blacksburg - Christiansburg 30 Year Fixed Rate 2024-04-18 7.1%
Blacksburg - Christiansburg 30 Year Fixed Rate Refi 2024-04-18 7.7%
Blacksburg - Christiansburg 15 Year Fixed Rate 2024-04-18 6.29%
Blacksburg - Christiansburg 15 Year Fixed Rate Refi 2024-04-18 6.89%
Blacksburg - Christiansburg 30 Year FHA 2024-04-18 6.99%
Blacksburg - Christiansburg 30 Year FHA Refi 2024-04-18 6.96%
Blacksburg - Christiansburg 30 Year USDA 2024-04-18 6.57%
Blacksburg - Christiansburg 30 Year USDA Refi 2024-04-18 6.76%
Blacksburg - Christiansburg 30 Year VA 2024-04-18 6.88%
Blacksburg - Christiansburg 30 Year VA Refi 2024-04-18 6.76%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BLACKSBURG-CHRISTIANSBURG, VA.

BLACKSBURG - CHRISTIANSBURG Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BLACKSBURG-CHRISTIANSBURG, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
FREEDOM FIRST 96 6.62% $3,851
Alcova Mortgage LLC 83 6.83% $4,877
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 58 7.15% $5,681
First Heritage Mortgage, LLC 55 6.75% $4,888
Prosperity Home Mortgage, LLC 50 7.08% $5,215
QUICKEN LOANS, LLC 48 6.67% $6,250
Waterstone Mortgage Corporation 41 6.91% $6,478
MOVEMENT MORTGAGE, LLC 35 6.81% $5,230
UNITED WHOLESALE MORTGAGE, LLC 29 6.72% $7,172
Atlantic Union Bank 23 6.68% $5,302
Truist 18 6.35% $5,607
Renasant Bank 14 6.78% $5,610
First Reliance Bank 14 7.02% $4,406
CMG MORTGAGE, INC. 14 6.97% $8,129
Citizens Bank 13 6.80% $4,399
Celco Community Federal Credit Union 13 5.37% $2,275
Wells Fargo Bank 12 6.84% $8,179
FIRST BANCORP 11 7.61% $4,676
MEMBER ONE 8 6.70% $4,075
NAVY FEDERAL CREDIT UNION 7 6.07% $4,051
Truliant Federal Credit Union 6 6.67% $3,304
First-Citizens Bank & Trust Company 6 5.90% $3,807
STATE EMPLOYEES' 5 5.82% $4,485
VANDERBILT MORTGAGE AND FINANCE, INC. 5 8.15% $8,367
USAA Federal Savings Bank 5 6.60% $4,799
Bank of America 4 6.41% $4,569
IVY MORTGAGE, INC. 4 7.13% $2,901
Virginia Credit Union, Inc. 4 6.03% $5,519
Fulton Bank 4 6.13% $5,242
BROKER SOLUTIONS, INC. 4 7.31% $5,310
CAPITAL CENTER, L.L.C. 4 6.44% $5,955
Summit Community Bank, Inc. 4 7.38% $3,592
JPMorgan Chase Bank 4 6.94% $4,347
NFM, INC. 3 6.71% $5,639
ZILLOW HOME LOANS, LLC 3 6.92% $4,451
First Community Bank 3 6.58% $5,152
Mortgage Research Center, LLC 3 6.37% $2,554
CARDINAL FINANCIAL 3 7.17% $5,253
GUARANTY HOME MORTGAGE CORPORATION 3 6.17% $3,735
AMERISAVE MORTGAGE CORPORATION 3 6.16% $5,477
American National Bank and Trust Company 3 6.46% $3,805
Mr. Cooper ( Nationstar Mortgage ) 3 6.37% $8,248
Flagstar Bank, FSB 2 7.21% $6,305
CHARTWAY FEDERAL CREDIT UNION 2 6.06% $4,135
EASTMAN 2 6.56% $5,098
EMBRACE HOME LOANS, INC. 2 6.50% $6,718
First National Bank of Pennsylvania 2 6.50% $5,224
FREEDOM MORTGAGE CORPORATION 2 6.50% $7,522
General Mortgage Capital Corporation 2 6.87% $4,027
GENEVA FINANCIAL, LLC 2 7.06% $7,883
George Mason Mortgage, LLC 2 7.25% $4,082
GUILD MORTGAGE COMPANY 2 6.81% $7,428
INTERCOASTAL MORTGAGE COMPANY 2 6.25% $5,191
LOANDEPOT.COM, LLC 2 6.69% $12,675
Morgan Stanley Private Bank 2 5.60% $3,890
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.37% $4,779
NEWREZ LLC 2 6.38% $9,943
Pinnacle Bank 2 6.56% $3,896
PREMIA MORTGAGE, LLC 2 6.94% $570
SIRVA MORTGAGE, INC. 2 6.31% $0
The Federal Savings Bank 2 6.75% $3,426
UNION HOME MORTGAGE CORP. 2 6.75% $4,141
U.S. Bank 2 6.56% $5,930
First Federal Bank of Kansas City 1 7.00% $3,878
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.25% $4,552
Ally Bank 1 5.63% $8,241
MORTGAGE ACCESS CORP. 1 7.38% $6,579
MORTGAGE EQUITY PARTNERS LLC 1 7.13% $10,978
FIRST COMMUNITY MORTGAGE, INC. 1 7.50% $3,130
Farm Credit of the Virginias, ACA 1 8.13% $853
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.13% $7,613
CALIBER HOME LOANS, INC. 1 6.13% $10,272
NATIONS DIRECT MORTGAGE, LLC 1 5.75% $7,791
EVERETT FINANCIAL, INC. 1 7.63% $19,736
NBKC BANK 1 5.88% $5,111
NETWORK CAPITAL FUNDING CORPORATION 1 6.63% $7,197
BETTER MORTGAGE CORPORATION 1 6.13% $4,271
CROSSCOUNTRY MORTGAGE, LLC 1 7.20% $6,082
PENNYMAC LOAN SERVICES, LLC 1 7.25% $7,028
PENTAGON FEDERAL CREDIT UNION 1 8.13% $3,737
ALLEGACY FEDERAL CREDIT UNION 1 6.50% $8,206
Plains Commerce Bank 1 7.63% $11,939
PNC Bank 1 6.25% $3,564
Atlantic Coast Mortgage, LLC 1 5.99% $8,073
Presidential Bank, FSB 1 6.75% $12,480
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.50% $7,865
CRESCENT MORTGAGE COMPANY 1 6.50% $4,013
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.38% $4,364
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.00% $4,153
Raymond James Bank 1 5.25% $2,333
COMMONWEALTH ONE FEDERAL CREDIT UNION 1 6.00% $4,950
ROYAL UNITED MORTGAGE LLC 1 7.50% $5,546
Sierra Pacific Mortgage Company, Inc. 1 7.75% $11,067
AmeriHome Mortgage Company, LLC 1 6.99% $4,398
Citadel Servicing Corporation 1 10.25% $11,656
Stifel Bank and Trust 1 7.25% $3,564
Strong Home Mortgage, LLC 1 7.38% $8,905
C & F Mortgage Corporation 1 6.38% $3,874
TD Bank 1 6.25% $5,072
AMERICAN FINANCING CORPORATION 1 6.63% $5,299
GUARANTEED RATE AFFINITY, LLC 1 7.88% $2,928
GUARANTEED RATE, INC. 1 6.35% $4,283
GSF Mortgage Corporation 1 6.25% $3,123
TOWER 1 4.88% $8,253
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.63% $3,321
HOMESIDE FINANCIAL, LLC 1 7.50% $6,820
HSBC BANK USA, NATIONAL ASSOCIATION 1 7.08% $3,990
Carter Bank & Trust 1 7.00% $3,097
F & M BANK CORP. 1 6.38% $3,355
JAMS-01, INC. 1 6.00% $5,721
FIRST HOME MORTGAGE CORPORATION 1 7.50% $6,143
Capital Bank 1 7.37% $7,392

BLACKSBURG - CHRISTIANSBURG Average Closing Costs & Other Stats

BLACKSBURG-CHRISTIANSBURG, VA's 112 lenders originated 2,316 loans during 2023. The total origination value was $551,850,000, with an average loan value of $238,277.

BLACKSBURG - CHRISTIANSBURG's average closing costs are $4,566.

The top BLACKSBURG - CHRISTIANSBURG lender as defined by loan originations is FREEDOM FIRST, with 96 loans originated. Their average total fees are $3,851, which is $1,025 lower than the next largest lender, Alcova Mortgage LLC.

The lowest fee BLACKSBURG - CHRISTIANSBURG lenders (with over 10 loans originated) are Celco Community Federal Credit Union ($2,275), FREEDOM FIRST ($3,851), Citizens Bank ($4,399), First Reliance Bank ($4,406) and FIRST BANCORP ($4,676).

The lowest rate BLACKSBURG - CHRISTIANSBURG lenders (with over 10 loans originated) are Celco Community Federal Credit Union (5.37%), Truist (6.35%), FREEDOM FIRST (6.62%), QUICKEN LOANS, LLC (6.67%) and Atlantic Union Bank (6.68%).

BLACKSBURG-CHRISTIANSBURG, VA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FREEDOM FIRST $39,880,000 $41,025,000 2.9% 7.4%
Alcova Mortgage LLC $57,955,000 $36,255,000 -37.4% 6.6%
Carter Bank & Trust $5,525,000 $29,520,000 434.3% 5.3%
First Heritage Mortgage, LLC $29,065,000 $26,920,000 -7.4% 4.9%
NATIONAL BANKSHARES, INC. $50,125,000 $23,790,000 -52.5% 4.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $37,840,000 $23,280,000 -38.5% 4.2%
GREYSTONE SERVICING COMPANY LLC $22,560,000 n/a 4.1%
Atlantic Union Bank $24,955,000 $21,095,000 -15.5% 3.8%
Prosperity Home Mortgage, LLC $23,565,000 $20,305,000 -13.8% 3.7%
Waterstone Mortgage Corporation $6,220,000 $19,240,000 209.3% 3.5%
UNITED WHOLESALE MORTGAGE, LLC $25,125,000 $18,810,000 -25.1% 3.4%
QUICKEN LOANS, LLC $33,205,000 $18,265,000 -45.0% 3.3%
MOVEMENT MORTGAGE, LLC $12,930,000 $16,585,000 28.3% 3.0%
Skyline National Bank $18,885,000 $14,915,000 -21.0% 2.7%
Truist $22,330,000 $13,125,000 -41.2% 2.4%
FIRST BANCORP $12,325,000 $10,275,000 -16.6% 1.9%
American National Bank and Trust Company $6,540,000 $10,095,000 54.4% 1.8%
MEMBER ONE $7,485,000 $9,640,000 28.8% 1.7%
CMG MORTGAGE, INC. $1,920,000 $9,080,000 372.9% 1.6%
Mortgage Research Center, LLC $5,585,000 $7,380,000 32.1% 1.3%
Renasant Bank $2,120,000 $7,345,000 246.5% 1.3%
WALKER & DUNLOP, LLC $7,005,000 n/a 1.3%
Celco Community Federal Credit Union $5,000,000 $6,735,000 34.7% 1.2%
First-Citizens Bank & Trust Company $9,210,000 $6,155,000 -33.2% 1.1%
Wells Fargo Bank $13,185,000 $6,110,000 -53.7% 1.1%
Citizens Bank $17,230,000 $5,905,000 -65.7% 1.1%
Truliant Federal Credit Union $9,585,000 $5,640,000 -41.2% 1.0%
USAA Federal Savings Bank $3,775,000 $4,750,000 25.8% 0.9%
Summit Community Bank, Inc. $15,415,000 $4,585,000 -70.3% 0.8%
First Community Bank $26,100,000 $3,945,000 -84.9% 0.7%
NAVY FEDERAL CREDIT UNION $6,685,000 $3,835,000 -42.6% 0.7%
First Reliance Bank $1,445,000 $3,445,000 138.4% 0.6%
UNION HOME MORTGAGE CORP. $2,225,000 $2,885,000 29.7% 0.5%
Fulton Bank $1,825,000 $2,875,000 57.5% 0.5%
The Bank of Marion $1,120,000 $2,770,000 147.3% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,535,000 $2,700,000 -23.6% 0.5%
Bank of America $5,185,000 $2,550,000 -50.8% 0.5%
PENNYMAC LOAN SERVICES, LLC $5,770,000 $2,405,000 -58.3% 0.4%
LOANDEPOT.COM, LLC $6,695,000 $2,090,000 -68.8% 0.4%
The Federal Savings Bank $6,125,000 $2,075,000 -66.1% 0.4%
IVY MORTGAGE, INC. $2,025,000 n/a 0.4%
BROKER SOLUTIONS, INC. $1,530,000 $1,965,000 28.4% 0.4%
STATE EMPLOYEES' $800,000 $1,815,000 126.9% 0.3%
JPMorgan Chase Bank $4,485,000 $1,660,000 -63.0% 0.3%
Bank of Botetourt $1,655,000 $1,575,000 -4.8% 0.3%
Pinnacle Bank $2,880,000 $1,565,000 -45.7% 0.3%
FREEDOM MORTGAGE CORPORATION $3,350,000 $1,535,000 -54.2% 0.3%
EMBRACE HOME LOANS, INC. $24,965,000 $1,520,000 -93.9% 0.3%
Virginia Credit Union, Inc. $605,000 $1,470,000 143.0% 0.3%
CNB Bank $9,530,000 $1,365,000 -85.7% 0.2%
AMERISAVE MORTGAGE CORPORATION $3,120,000 $1,360,000 -56.4% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $7,015,000 $1,280,000 -81.8% 0.2%
First Bank $1,920,000 $1,235,000 -35.7% 0.2%
CAPITAL CENTER, L.L.C. $2,395,000 $1,190,000 -50.3% 0.2%
PNC Bank $1,520,000 $1,120,000 -26.3% 0.2%
CARDINAL FINANCIAL $2,505,000 $1,095,000 -56.3% 0.2%
U.S. Bank $1,575,000 $1,095,000 -30.5% 0.2%
First National Bank of Pennsylvania $500,000 $1,090,000 118.0% 0.2%
INTERCOASTAL MORTGAGE COMPANY $2,245,000 $1,040,000 -53.7% 0.2%
PREMIA MORTGAGE, LLC $605,000 $990,000 63.6% 0.2%
PENTAGON FEDERAL CREDIT UNION $2,150,000 $925,000 -57.0% 0.2%
BLUE EAGLE CREDIT UNION $110,000 $865,000 686.4% 0.2%
AMWEST FUNDING CORP. $855,000 n/a 0.2%
Carrington Mortgage Services, LLC $735,000 $840,000 14.3% 0.2%
GENEVA FINANCIAL, LLC $285,000 $835,000 193.0% 0.2%
NEWREZ LLC $1,655,000 $830,000 -49.8% 0.2%
Discover Bank $245,000 $795,000 224.5% 0.1%
Flagstar Bank, FSB $1,115,000 $770,000 -30.9% 0.1%
Plains Commerce Bank $185,000 $760,000 310.8% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $750,000 n/a 0.1%
NFM, INC. $1,880,000 $725,000 -61.4% 0.1%
Morgan Stanley Private Bank $590,000 $720,000 22.0% 0.1%
NEW DAY FINANCIAL, LLC $730,000 $705,000 -3.4% 0.1%
TOWER $705,000 n/a 0.1%
ValleyStar Credit Union $310,000 $665,000 114.5% 0.1%
CHARTWAY FEDERAL CREDIT UNION $660,000 n/a 0.1%
SIRVA MORTGAGE, INC. $770,000 $660,000 -14.3% 0.1%
ZILLOW HOME LOANS, LLC $575,000 n/a 0.1%
Mid-Continent Funding, Inc. $535,000 $570,000 6.5% 0.1%
Bank of the James $595,000 $565,000 -5.0% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $215,000 $560,000 160.5% 0.1%
C & F Mortgage Corporation $1,065,000 $555,000 -47.9% 0.1%
Figure Lending LLC $390,000 $550,000 41.0% 0.1%
Atlantic Coast Mortgage, LLC $750,000 $535,000 -28.7% 0.1%
GUARANTEED RATE, INC. $1,585,000 $520,000 -67.2% 0.1%
SOUTHWEST STAGE FUNDING, LLC $520,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $465,000 $505,000 8.6% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,595,000 $500,000 -68.7% 0.1%
EVERETT FINANCIAL, INC. $135,000 $495,000 266.7% 0.1%
VILLAGE CAPITAL MORTGAGE $460,000 n/a 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $455,000 n/a 0.1%
Meridian Bank Corporation $455,000 n/a 0.1%
Pendleton Community Bank, Inc. $245,000 $455,000 85.7% 0.1%
Capital Bank $445,000 n/a 0.1%
LOANPAL, LLC $390,000 $440,000 12.8% 0.1%
Presidential Bank, FSB $255,000 $435,000 70.6% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $430,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,010,000 $415,000 -93.1% 0.1%
COMMONWEALTH ONE FEDERAL CREDIT UNION $405,000 n/a 0.1%
MORTGAGEONE, INC. $405,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $405,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $165,000 $395,000 139.4% 0.1%
TD Bank $1,125,000 $395,000 -64.9% 0.1%
SPRING EQ, LLC $295,000 $390,000 32.2% 0.1%
MORTGAGE EQUITY PARTNERS LLC $385,000 n/a 0.1%
NBKC BANK $175,000 $385,000 120.0% 0.1%
Northwest Federal Credit Union $705,000 $380,000 -46.1% 0.1%
EMM LOANS LLC $375,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $365,000 $375,000 2.7% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $700,000 $370,000 -47.1% 0.1%
Towne Mortgage, LLC $365,000 n/a 0.1%
JAMS-01, INC. $355,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $685,000 $355,000 -48.2% 0.1%
Farm Credit of the Virginias, ACA $1,005,000 $350,000 -65.2% 0.1%
GUILD MORTGAGE COMPANY $225,000 $350,000 55.6% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $605,000 $345,000 -43.0% 0.1%
Towne First Mortgage, LLC $345,000 n/a 0.1%
MILEND, INC. $130,000 $335,000 157.7% 0.1%
Stifel Bank and Trust $335,000 n/a 0.1%
Regions Bank $295,000 $325,000 10.2% 0.1%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $315,000 n/a 0.1%
MORTGAGE ACCESS CORP. $315,000 n/a 0.1%
N R L Federal Credit Union $315,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $315,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $315,000 n/a 0.1%
EASTMAN $680,000 $310,000 -54.4% 0.1%
ALLEGACY FEDERAL CREDIT UNION $305,000 n/a 0.1%
Magnolia Bank $305,000 n/a 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $305,000 n/a 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $295,000 n/a 0.1%
The Old Point National Bank of Phoebus $295,000 n/a 0.1%
George Mason Mortgage, LLC $4,025,000 $290,000 -92.8% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $200,000 $290,000 45.0% 0.1%
PLUS RELOCATION MORTGAGE, LLC $285,000 n/a 0.1%
General Mortgage Capital Corporation $280,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $275,000 n/a 0.0%
Strong Home Mortgage, LLC $520,000 $275,000 -47.1% 0.0%
The First National Bank of Peterstown $1,905,000 $275,000 -85.6% 0.0%
RELIANCE FIRST CAPITAL, LLC $875,000 $270,000 -69.1% 0.0%
A&D Mortgage LLC $105,000 $265,000 152.4% 0.0%
Citadel Servicing Corporation $265,000 n/a 0.0%
FIRST HOME MORTGAGE CORPORATION $645,000 $265,000 -58.9% 0.0%
Keystone Funding, Inc. $265,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $245,000 n/a 0.0%
DUPACO COMMUNITY $245,000 n/a 0.0%
F & M BANK CORP. $245,000 n/a 0.0%
Ally Bank $370,000 $235,000 -36.5% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $225,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $1,880,000 $215,000 -88.6% 0.0%
CALIBER HOME LOANS, INC. $3,335,000 $215,000 -93.6% 0.0%
Century Mortgage Company DBA Century Lending Company $215,000 n/a 0.0%
Equity Prime Mortgage LLC $195,000 $215,000 10.3% 0.0%
GUIDANCE RESIDENTIAL, LLC $645,000 $215,000 -66.7% 0.0%
HOMESIDE FINANCIAL, LLC $1,525,000 $215,000 -85.9% 0.0%
CITIZENS EQUITY FIRST $210,000 n/a 0.0%
Apple Federal Credit Union $205,000 $205,000 0.0% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $205,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $205,000 n/a 0.0%
Quontic Bank $205,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $320,000 $195,000 -39.1% 0.0%
First Federal Bank of Kansas City $190,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $185,000 n/a 0.0%
US MORTGAGE CORPORATION $185,000 n/a 0.0%
Axos Bank $360,000 $165,000 -54.2% 0.0%
EQUITY RESOURCES, INC. $165,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $195,000 $160,000 -17.9% 0.0%
Third Federal Savings and Loan Association of Cleveland $2,135,000 $160,000 -92.5% 0.0%
AmeriHome Mortgage Company, LLC $600,000 $155,000 -74.2% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $155,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $155,000 n/a 0.0%
LAKEVIEW LOAN SERVICING, LLC $505,000 $145,000 -71.3% 0.0%
Nations Lending Corporation $390,000 $145,000 -62.8% 0.0%
GSF Mortgage Corporation $225,000 $135,000 -40.0% 0.0%
TOWNE MORTGAGE COMPANY $465,000 $135,000 -71.0% 0.0%
Bethpage Federal Credit Union $75,000 $130,000 73.3% 0.0%
ROYAL UNITED MORTGAGE LLC $510,000 $110,000 -78.4% 0.0%
M&T Bank $180,000 $105,000 -41.7% 0.0%
Raymond James Bank $105,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $105,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $125,000 $95,000 -24.0% 0.0%
PLANET HOME LENDING, LLC $420,000 $90,000 -78.6% 0.0%
Paramount Residential Mortgage Group, Inc. $85,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $155,000 $45,000 -71.0% 0.0%
Coastal Community Bank $45,000 n/a 0.0%
COASTAL Federal Credit Union $45,000 n/a 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $45,000 n/a 0.0%
21ST MORTGAGE CORPORATION $165,000 $35,000 -78.8% 0.0%
State Department Federal Credit Union $15,000 n/a 0.0%

BLACKSBURG - CHRISTIANSBURG's top lender by overall market share is FREEDOM FIRST, with 7.4% market share. In second place, with 6.6%, is Alcova Mortgage LLC, having originated $36,255,000 in loans. In third place, with 5.3%, is Carter Bank & Trust, having originated $29,520,000 in loans. In fourth place, with 4.9%, is First Heritage Mortgage, LLC, having originated $26,920,000 in loans. In fifth place, with 4.3%, is NATIONAL BANKSHARES, INC., having originated $23,790,000 in loans.


BLACKSBURG - CHRISTIANSBURG Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BLACKSBURG - CHRISTIANSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $231,200 (42.4%) $345,598 (56.8%) 0.86 395
2018-02-01 $221,900 (29.8%) $278,295 (20.4%) 0.81 410
2018-03-01 $224,900 (20.4%) $277,334 (14.3%) 0.79 442
2018-04-01 $229,225 (14.9%) $283,519 (10.4%) 0.78 442
2018-05-01 $225,000 (12.8%) $277,544 (7.7%) 0.75 491
2018-06-01 $215,900 (7.1%) $278,724 (7.4%) 0.72 514
2018-07-01 $209,900 (5.2%) $269,496 (4.5%) 0.70 553
2018-08-01 $211,000 (6.0%) $272,680 (4.9%) 0.71 544
2018-09-01 $210,000 (3.3%) $273,740 (6.3%) 0.71 528
2018-10-01 $211,850 (1.1%) $264,112 (1.6%) 0.72 509
2018-11-01 $216,400 (-0.3%) $273,605 (2.9%) 0.73 473
2018-12-01 $217,900 (-3.2%) $281,719 (1.0%) 0.75 422
2019-01-01 $214,994 (-7.0%) $293,331 (-15.1%) 0.74 392
2019-02-01 $229,900 (3.6%) $301,546 (8.4%) 0.78 377
2019-03-01 $234,229 (4.2%) $307,816 (11.0%) 0.77 386
2019-04-01 $239,600 (4.5%) $315,075 (11.1%) 0.76 396
2019-05-01 $237,113 (5.4%) $311,115 (12.1%) 0.74 421
2019-06-01 $239,000 (10.7%) $322,917 (15.9%) 0.75 410
2019-07-01 $249,938 (19.1%) $343,784 (27.6%) 0.78 414
2019-08-01 $244,464 (15.9%) $338,071 (24.0%) 0.77 410
2019-09-01 $236,272 (12.5%) $331,192 (21.0%) 0.76 399
2019-10-01 $229,450 (8.3%) $320,595 (21.4%) 0.74 386
2019-11-01 $227,000 (4.9%) $312,838 (14.3%) 0.74 360
2019-12-01 $214,900 (-1.4%) $317,806 (12.8%) 0.72 315
2020-01-01 $204,838 (-4.7%) $307,666 (4.9%) 0.68 301
2020-02-01 $205,000 (-10.8%) $315,367 (4.6%) 0.67 293
2020-03-01 $234,238 (0.0%) $316,728 (2.9%) 0.73 308
2020-04-01 $237,975 (-0.7%) $321,511 (2.0%) 0.75 306
2020-05-01 $253,900 (7.1%) $338,708 (8.9%) 0.77 259
2020-06-01 $268,100 (12.2%) $346,021 (7.2%) 0.79 273
2020-07-01 $269,200 (7.7%) $351,142 (2.1%) 0.78 252
2020-08-01 $259,945 (6.3%) $349,046 (3.3%) 0.74 242
2020-09-01 $241,950 (2.4%) $340,893 (2.9%) 0.69 239
2020-10-01 $239,900 (4.6%) $332,872 (3.8%) 0.69 234
2020-11-01 $234,563 (3.3%) $323,706 (3.5%) 0.69 229
2020-12-01 $228,450 (6.3%) $319,228 (0.5%) 0.68 205
2021-01-01 $244,750 (19.5%) $323,869 (5.3%) 0.73 167
2021-02-01 $252,350 (23.1%) $339,681 (7.7%) 0.73 151
2021-03-01 $272,400 (16.3%) $360,571 (13.8%) 0.77 133
2021-04-01 $287,950 (21.0%) $407,221 (26.7%) 0.78 142
2021-05-01 $296,900 (16.9%) $398,535 (17.7%) 0.79 152
2021-06-01 $296,725 (10.7%) $390,176 (12.8%) 0.78 186
2021-07-01 $289,900 (7.7%) $405,940 (15.6%) 0.76 208
2021-08-01 $285,150 (9.7%) $387,677 (11.1%) 0.76 198
2021-09-01 $276,000 (14.1%) $383,540 (12.5%) 0.74 199
2021-10-01 $259,900 (8.3%) $360,854 (8.4%) 0.69 178
2021-11-01 $249,900 (6.5%) $368,147 (13.7%) 0.67 142
2021-12-01 $249,900 (9.4%) $377,967 (18.4%) 0.68 124
2022-01-01 $262,950 (7.4%) $419,181 (29.4%) 0.71 109
2022-02-01 $267,700 (6.1%) $405,739 (19.5%) 0.70 129
2022-03-01 $294,900 (8.3%) $435,784 (20.9%) 0.74 122
2022-04-01 $307,200 (6.7%) $441,260 (8.4%) 0.73 154
2022-05-01 $349,900 (17.9%) $447,883 (12.4%) 0.80 196
2022-06-01 $349,725 (17.9%) $441,520 (13.2%) 0.78 236
2022-07-01 $359,000 (23.8%) $429,377 (5.8%) 0.81 254
2022-08-01 $327,375 (14.8%) $416,029 (7.3%) 0.76 238
2022-09-01 $289,000 (4.7%) $391,662 (2.1%) 0.68 230
2022-10-01 $315,000 (21.2%) $406,183 (12.6%) 0.74 223
2022-11-01 $323,620 (29.5%) $412,406 (12.0%) 0.78 209
2022-12-01 $325,000 (30.1%) $430,258 (13.8%) 0.80 178
2023-01-01 $344,950 (31.2%) $449,874 (7.3%) 0.85 157
2023-02-01 $346,975 (29.6%) $452,823 (11.6%) 0.84 172
2023-03-01 $339,900 (15.3%) $455,123 (4.4%) 0.80 181
2023-04-01 $355,250 (15.6%) $464,552 (5.3%) 0.83 178
2023-05-01 $388,863 (11.1%) $484,930 (8.3%) 0.88 181
2023-06-01 $367,425 (5.1%) $475,854 (7.8%) 0.83 188
2023-07-01 $369,900 (3.0%) $474,197 (10.4%) 0.84 190
2023-08-01 $370,000 (13.0%) $472,767 (13.6%) 0.85 198
2023-09-01 $357,475 (23.7%) $465,953 (19.0%) 0.83 209
2023-10-01 $352,500 (11.9%) $454,430 (11.9%) 0.83 224
2023-11-01 $364,475 (12.6%) $463,287 (12.3%) 0.87 223
2023-12-01 $369,000 (13.5%) $461,242 (7.2%) 0.90 214
2024-01-01 $367,000 (6.4%) $458,436 (1.9%) 0.90 195
2024-02-01 $367,000 (5.8%) $460,358 (1.7%) 0.88 185
2024-03-01 $369,000 (8.6%) $470,002 (3.3%) 0.87 206
BLACKSBURG - CHRISTIANSBURG's median listing price for 2024-03-01 was $369,000, a difference of $29,100 (8.6%) versus the prior year and $2,000 versus the prior month.

BLACKSBURG - CHRISTIANSBURG's median listing price comes in at 87% of the national average.

BLACKSBURG - CHRISTIANSBURG's average listing price for 2024-03-01 was $470,002, a difference of $14,879 (3.3%) versus the prior year and $9,644 versus the prior month.

For the 2024-03-01 period, BLACKSBURG - CHRISTIANSBURG had 206 MLS listings, a difference of 21 listings (11%) versus the prior month and 25 listings (14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BLACKSBURG - CHRISTIANSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 91 days 1,942 sqft
2018-02-01 84 days 1,872 sqft
2018-03-01 59 days 1,860 sqft
2018-04-01 54 days 1,908 sqft
2018-05-01 48 days 1,866 sqft
2018-06-01 50 days 1,850 sqft
2018-07-01 61 days 1,809 sqft
2018-08-01 64 days 1,849 sqft
2018-09-01 80 days 1,850 sqft
2018-10-01 86 days 1,820 sqft
2018-11-01 96 days 1,835 sqft
2018-12-01 102 days 1,800 sqft
2019-01-01 104 days 1,835 sqft
2019-02-01 103 days 1,850 sqft
2019-03-01 70 days 1,849 sqft
2019-04-01 43 days 1,912 sqft
2019-05-01 45 days 1,874 sqft
2019-06-01 55 days 1,916 sqft
2019-07-01 66 days 1,975 sqft
2019-08-01 71 days 1,960 sqft
2019-09-01 75 days 1,938 sqft
2019-10-01 82 days 1,912 sqft
2019-11-01 89 days 1,836 sqft
2019-12-01 100 days 1,769 sqft
2020-01-01 93 days 1,713 sqft
2020-02-01 87 days 1,730 sqft
2020-03-01 65 days 1,804 sqft
2020-04-01 62 days 1,865 sqft
2020-05-01 79 days 1,875 sqft
2020-06-01 71 days 1,960 sqft
2020-07-01 57 days 1,979 sqft
2020-08-01 67 days 1,956 sqft
2020-09-01 59 days 1,919 sqft
2020-10-01 61 days 1,820 sqft
2020-11-01 61 days 1,822 sqft
2020-12-01 66 days 1,745 sqft
2021-01-01 79 days 1,728 sqft
2021-02-01 81 days 1,796 sqft
2021-03-01 53 days 1,976 sqft
2021-04-01 38 days 2,048 sqft
2021-05-01 40 days 1,875 sqft
2021-06-01 40 days 1,880 sqft
2021-07-01 47 days 1,903 sqft
2021-08-01 52 days 1,800 sqft
2021-09-01 55 days 1,775 sqft
2021-10-01 61 days 1,755 sqft
2021-11-01 76 days 1,724 sqft
2021-12-01 87 days 1,712 sqft
2022-01-01 64 days 1,749 sqft
2022-02-01 37 days 1,672 sqft
2022-03-01 38 days 1,769 sqft
2022-04-01 38 days 1,818 sqft
2022-05-01 31 days 1,985 sqft
2022-06-01 34 days 2,058 sqft
2022-07-01 45 days 2,025 sqft
2022-08-01 48 days 1,970 sqft
2022-09-01 52 days 1,896 sqft
2022-10-01 59 days 1,931 sqft
2022-11-01 55 days 1,943 sqft
2022-12-01 65 days 1,900 sqft
2023-01-01 68 days 1,988 sqft
2023-02-01 44 days 1,944 sqft
2023-03-01 45 days 1,928 sqft
2023-04-01 47 days 1,932 sqft
2023-05-01 44 days 1,971 sqft
2023-06-01 43 days 1,995 sqft
2023-07-01 43 days 2,134 sqft
2023-08-01 40 days 2,051 sqft
2023-09-01 41 days 2,024 sqft
2023-10-01 45 days 1,959 sqft
2023-11-01 46 days 1,967 sqft
2023-12-01 51 days 2,028 sqft
2024-01-01 61 days 2,066 sqft
2024-02-01 59 days 2,078 sqft
2024-03-01 43 days 2,019 sqft
BLACKSBURG - CHRISTIANSBURG's median listing age (time on market) for 2024-03-01 was 43 days. This is -3% shorter than the same period one year ago.

BLACKSBURG - CHRISTIANSBURG's median square footage for active listings during the 2024-03-01 period was 2,019 sqft. One year prior, the average listing was 1,928 sqft.

BLACKSBURG-CHRISTIANSBURG, VA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
24059 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $710 $760 $960 $1,270 $1,450
24060 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $910 $940 $1,150 $1,610 $1,960
24062 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $840 $880 $1,070 $1,500 $1,820
24063 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $840 $880 $1,070 $1,500 $1,820
24068 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $840 $880 $1,070 $1,500 $1,820
24070 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $680 $750 $930 $1,280 $1,440
24073 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $760 $790 $960 $1,340 $1,640
24087 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $670 $730 $850 $1,200 $1,440
24111 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $840 $880 $1,070 $1,500 $1,820
24128 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $680 $730 $850 $1,200 $1,440
24129 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $720 $750 $920 $1,290 $1,570
24138 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $820 $850 $1,040 $1,450 $1,770
24141 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $690 $730 $860 $1,200 $1,460
24142 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $720 $750 $920 $1,290 $1,570
24149 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $1,240 $1,280 $1,570 $2,190 $2,670
24162 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $670 $730 $850 $1,200 $1,440
24347 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area $670 $730 $850 $1,200 $1,440

2022 Average & Median Rent Data Statistics
BLACKSBURG-CHRISTIANSBURG, VA average 1BR rent: $826, median: $760
BLACKSBURG-CHRISTIANSBURG, VA average 2BR rent: $999, median: $960
BLACKSBURG-CHRISTIANSBURG, VA average 3BR rent: $1,395, median: $1,290

BLACKSBURG-CHRISTIANSBURG, VA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,441 $381,795,000 $264,951
Other 272 $25,410,000 $93,419
Home Improvement 218 $18,070,000 $82,890
Refi 193 $94,715,000 $490,751
Cash Out Refi 192 $31,860,000 $165,938

Blacksburg - Christiansburg's most frequently cited loan purpose was Home Purchase, with 1,441 originations. The 2nd most popular reason was Other, with 272 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 816 $201,660,000 $247,132
7-8% 575 $133,675,000 $232,478
Over 8% 368 $39,050,000 $106,114
5-6% 290 $98,060,000 $338,138
4-5% 59 $10,085,000 $170,932
3-4% 4 $230,000 $57,500
2.5-3% 3 $555,000 $185,000
<2.5% 2 $100,000 $50,000

During 2023, Blacksburg - Christiansburg's most frequently originated rate bucket was 6-7%, with 816 originations.

Loan Sizing (BLACKSBURG-CHRISTIANSBURG, VA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 749 $207,145,000 $276,562
$100k-200k 711 $105,175,000 $147,925
$100,000 or less 599 $32,245,000 $53,831
$400k-600k 179 $84,245,000 $470,642
$600k-1000k 61 $43,545,000 $713,852
$Over $1MM 17 $79,495,000 $4,676,176

BLACKSBURG - CHRISTIANSBURG's loan sizing saw the bucket of loans from $200k-400k with 749 originations, totaling $207,145,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 856 $229,070,000 $267,605
60-80% 449 $145,055,000 $323,062
Under 20% 301 $18,035,000 $59,917
20-40% 289 $39,635,000 $137,145
40-60% 192 $64,920,000 $338,125
Over 100% 25 $8,125,000 $325,000

BLACKSBURG - CHRISTIANSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 856 originations, totaling $229,070,000 in origination value.