YAKIMA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Yakima averaged
6.62%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.63% and
one month ago for the week of 2025-02-27, the
average rate was 6.74%.
Yakima's average rate one year ago was 7.07%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.92%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Yakima 30 Year Fixed Rate | 2025-04-03 | 6.62% |
| Yakima 30 Year Fixed Rate Refi | 2025-04-03 | 6.92% |
| Yakima 15 Year Fixed Rate | 2025-04-03 | 5.92% |
| Yakima 15 Year Fixed Rate Refi | 2025-04-03 | 5.92% |
| Yakima 30 Year FHA | 2025-04-03 | 6.19% |
| Yakima 30 Year FHA Refi | 2025-04-03 | 6.46% |
| Yakima 30 Year USDA | 2025-04-03 | 6.42% |
| Yakima 30 Year USDA Refi | 2025-04-03 | 6.12% |
| Yakima 30 Year VA | 2025-04-03 | 6.06% |
| Yakima 30 Year VA Refi | 2025-04-03 | 5.58% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YAKIMA, WA.
YAKIMA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YAKIMA, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
YAKIMA Average Closing Costs & Other Stats
YAKIMA, WA's 109 lenders originated 3,569
loans during 2024. The total origination value was $893,675,000, with an average loan value of
$250,399.
YAKIMA's average closing costs are $6,390.
The top YAKIMA lender as defined by loan originations is CMG MORTGAGE, INC., with
191 loans originated. Their average total fees are
$7,930, which is $916
lower than the next largest lender,
AMERICAN PACIFIC MORTGAGE CORPORATION.
The lowest fee YAKIMA lenders (with over 10 loans originated) are
WASHINGTON STATE EMPLOYEES Credit Union ($4,396), Solarity Credit Union ($4,464), U.S. Bank ($4,481), JPMorgan Chase Bank ($5,018) and KeyBank ($5,234).
The lowest rate YAKIMA lenders (with over 10 loans originated) are
Yakima Federal Savings and Loan Association (6.08%), HAPO COMMUNITY CREDIT UNION (6.45%), S1L, Inc. (6.51%), JPMorgan Chase Bank (6.57%) and Solarity Credit Union (6.59%).
YAKIMA, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | $63,100,000 | $162,645,000 | 157.8% | 18.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $75,575,000 | $78,350,000 | 3.7% | 8.8% |
| Yakima Federal Savings and Loan Association | $40,605,000 | $53,885,000 | 32.7% | 6.0% |
| QUICKEN LOANS, LLC | $41,460,000 | $47,380,000 | 14.3% | 5.3% |
| BROKER SOLUTIONS, INC. | $18,020,000 | $41,575,000 | 130.7% | 4.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $20,825,000 | $32,695,000 | 57.0% | 3.7% |
| GESA | $17,290,000 | $29,080,000 | 68.2% | 3.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $35,650,000 | $28,890,000 | -19.0% | 3.2% |
| S1L, Inc. | $45,000 | $23,470,000 | 52,055.6% | 2.6% |
| U.S. Bank | $18,525,000 | $20,930,000 | 13.0% | 2.3% |
| Banner Bank | $14,000,000 | $17,360,000 | 24.0% | 1.9% |
| Glacier Bank | $15,960,000 | n/a | 1.8% | |
| GUILD MORTGAGE COMPANY | $4,425,000 | $15,350,000 | 246.9% | 1.7% |
| Mortgage Research Center, LLC | $10,045,000 | $14,075,000 | 40.1% | 1.6% |
| Citibank | $125,000 | $12,775,000 | 10,120.0% | 1.4% |
| WASHINGTON STATE EMPLOYEES Credit Union | $11,215,000 | $12,185,000 | 8.6% | 1.4% |
| Solarity Credit Union | $21,990,000 | $11,905,000 | -45.9% | 1.3% |
| HAPO COMMUNITY CREDIT UNION | $10,855,000 | $11,805,000 | 8.8% | 1.3% |
| FREEDOM MORTGAGE CORPORATION | $2,720,000 | $10,355,000 | 280.7% | 1.2% |
| 1st Security Bank of Washington | $2,165,000 | $9,515,000 | 339.5% | 1.1% |
| Umpqua Bank | $15,830,000 | $9,410,000 | -40.6% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $8,265,000 | $9,390,000 | 13.6% | 1.1% |
| KeyBank | $10,525,000 | $8,810,000 | -16.3% | 1.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,820,000 | $8,505,000 | 46.1% | 1.0% |
| JPMorgan Chase Bank | $6,190,000 | $6,645,000 | 7.4% | 0.7% |
| NEWREZ LLC | $1,500,000 | $6,205,000 | 313.7% | 0.7% |
| Boeing Employees Credit Union | $4,120,000 | $6,095,000 | 47.9% | 0.7% |
| LOANDEPOT.COM, LLC | $5,765,000 | $5,910,000 | 2.5% | 0.7% |
| Flagstar Bank, FSB | $6,035,000 | $5,650,000 | -6.4% | 0.6% |
| AMERICAN FINANCIAL NETWORK, INC. | $5,085,000 | $5,270,000 | 3.6% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $4,330,000 | $4,725,000 | 9.1% | 0.5% |
| ENVOY MORTGAGE, LTD | $7,130,000 | $4,530,000 | -36.5% | 0.5% |
| CORNERSTONE HOME LENDING, INC. | $11,535,000 | $4,500,000 | -61.0% | 0.5% |
| The Federal Savings Bank | $2,860,000 | $4,405,000 | 54.0% | 0.5% |
| Cashmere Valley Bank | $1,720,000 | $4,330,000 | 151.7% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $1,670,000 | $4,205,000 | 151.8% | 0.5% |
| Self-Help Federal Credit Union | $1,180,000 | $3,550,000 | 200.8% | 0.4% |
| Wells Fargo Bank | $4,465,000 | $3,400,000 | -23.9% | 0.4% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $3,445,000 | $2,975,000 | -13.6% | 0.3% |
| Heritage Bank | $2,425,000 | $2,945,000 | 21.4% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,320,000 | $2,865,000 | -46.1% | 0.3% |
| USAA Federal Savings Bank | $500,000 | $2,805,000 | 461.0% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,695,000 | $2,795,000 | -24.4% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $1,845,000 | $2,710,000 | 46.9% | 0.3% |
| SUMMIT FUNDING, INC. | $17,710,000 | $2,670,000 | -84.9% | 0.3% |
| Carrington Mortgage Services, LLC | $1,710,000 | $2,660,000 | 55.6% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $1,740,000 | $2,255,000 | 29.6% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $675,000 | $2,210,000 | 227.4% | 0.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $385,000 | $2,115,000 | 449.4% | 0.2% |
| BAY EQUITY LLC | $2,185,000 | $2,090,000 | -4.3% | 0.2% |
| MLD MORTGAGE INC. | $2,075,000 | n/a | 0.2% | |
| Cornerstone First Mortgage, Inc | $2,275,000 | $2,050,000 | -9.9% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $2,035,000 | n/a | 0.2% | |
| Equity Prime Mortgage LLC | $935,000 | $1,935,000 | 107.0% | 0.2% |
| SPOKANE TEACHERS | $1,460,000 | $1,935,000 | 32.5% | 0.2% |
| Bank of Idaho | $195,000 | $1,915,000 | 882.1% | 0.2% |
| Baker Boyer National Bank | $480,000 | $1,875,000 | 290.6% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $3,090,000 | $1,840,000 | -40.5% | 0.2% |
| Northwest Farm Credit Services, FLCA | $1,080,000 | $1,835,000 | 69.9% | 0.2% |
| NEXERA HOLDING LLC | $660,000 | $1,755,000 | 165.9% | 0.2% |
| 21ST MORTGAGE CORPORATION | $750,000 | $1,735,000 | 131.3% | 0.2% |
| GUARANTEED RATE, INC. | $1,435,000 | $1,730,000 | 20.6% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $380,000 | $1,730,000 | 355.3% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $1,715,000 | n/a | 0.2% | |
| Seattle Metropolitan Credit Union | $1,715,000 | n/a | 0.2% | |
| NexBank | $245,000 | $1,690,000 | 589.8% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $6,145,000 | $1,640,000 | -73.3% | 0.2% |
| LOANPAL, LLC | $1,005,000 | $1,570,000 | 56.2% | 0.2% |
| IDAHO CENTRAL | $610,000 | $1,450,000 | 137.7% | 0.2% |
| ZILLOW HOME LOANS, LLC | $455,000 | $1,390,000 | 205.5% | 0.2% |
| Discover Bank | $1,560,000 | $1,375,000 | -11.9% | 0.2% |
| Bank of America | $2,385,000 | $1,340,000 | -43.8% | 0.1% |
| ONY GLO, INC. | $1,335,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,150,000 | $1,330,000 | 15.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $490,000 | $1,325,000 | 170.4% | 0.1% |
| NUMERICA CREDIT UNION | $975,000 | $1,300,000 | 33.3% | 0.1% |
| PHH Mortgage Corporation | $1,285,000 | n/a | 0.1% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,430,000 | $1,260,000 | -48.1% | 0.1% |
| The Loan Store, Inc. | $1,260,000 | n/a | 0.1% | |
| CANOPY MORTGAGE, LLC | $1,015,000 | $1,245,000 | 22.7% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $700,000 | $1,240,000 | 77.1% | 0.1% |
| Figure Lending LLC | $685,000 | $1,205,000 | 75.9% | 0.1% |
| CARDINAL FINANCIAL | $4,230,000 | $1,175,000 | -72.2% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $595,000 | $1,175,000 | 97.5% | 0.1% |
| OCMBC, INC. | $285,000 | $1,155,000 | 305.3% | 0.1% |
| UBS Bank USA | $745,000 | $1,125,000 | 51.0% | 0.1% |
| Community First Bank | $1,110,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $1,095,000 | n/a | 0.1% | |
| NBKC BANK | $920,000 | $1,095,000 | 19.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,135,000 | $1,010,000 | -11.0% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $275,000 | $975,000 | 254.5% | 0.1% |
| Lakeview Community Capital, LLC | $2,125,000 | $965,000 | -54.6% | 0.1% |
| SAMMAMISH MORTGAGE COMPANY | $875,000 | $945,000 | 8.0% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $515,000 | $920,000 | 78.6% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,065,000 | $905,000 | -15.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $510,000 | $905,000 | 77.5% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $855,000 | n/a | 0.1% | |
| The Huntington National Bank | $1,100,000 | $850,000 | -22.7% | 0.1% |
| BMO Harris Bank | $775,000 | $795,000 | 2.6% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $675,000 | $795,000 | 17.8% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $790,000 | n/a | 0.1% | |
| INTELLILOAN, INC. | $760,000 | n/a | 0.1% | |
| First National Bank of America | $340,000 | $755,000 | 122.1% | 0.1% |
| NEW DAY FINANCIAL, LLC | $930,000 | $745,000 | -19.9% | 0.1% |
| PLANET HOME LENDING, LLC | $1,725,000 | $725,000 | -58.0% | 0.1% |
| First Federal Bank | $215,000 | $660,000 | 207.0% | 0.1% |
| DAS Acquisition Company, LLC | $640,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $255,000 | $615,000 | 141.2% | 0.1% |
| SUMMIT MORTGAGE CORPORATION | $605,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $165,000 | $560,000 | 239.4% | 0.1% |
| ARC HOME LLC | $555,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $295,000 | $555,000 | 88.1% | 0.1% |
| Texana Bank | $550,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $14,630,000 | $525,000 | -96.4% | 0.1% |
| DHI MORTGAGE COMPANY, LTD. | $505,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $925,000 | $505,000 | -45.4% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $505,000 | n/a | 0.1% | |
| MEMBER FIRST MORTGAGE, LLC | $405,000 | $505,000 | 24.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $21,185,000 | $495,000 | -97.7% | 0.1% |
| Armed Forces Bank | $485,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP | $485,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $460,000 | n/a | 0.1% | |
| HomeStreet Bank | $760,000 | $460,000 | -39.5% | 0.1% |
| Alaska USA Federal Credit Union | $365,000 | $455,000 | 24.7% | 0.1% |
| COMMUNITYAMERICA | $445,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $245,000 | $440,000 | 79.6% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $135,000 | $435,000 | 222.2% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,160,000 | $425,000 | -63.4% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $355,000 | $410,000 | 15.5% | 0.0% |
| GoPrime Mortgage, Inc. | $395,000 | n/a | 0.0% | |
| Plains Commerce Bank | $895,000 | $395,000 | -55.9% | 0.0% |
| Qualstar Credit Union | $390,000 | n/a | 0.0% | |
| Ally Bank | $235,000 | $385,000 | 63.8% | 0.0% |
| BM Real Estate Services, Inc. | $375,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $550,000 | $375,000 | -31.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $470,000 | $360,000 | -23.4% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $360,000 | n/a | 0.0% | |
| Bank of the Pacific | $355,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $545,000 | $355,000 | -34.9% | 0.0% |
| First Standard Financial Corp. | $345,000 | n/a | 0.0% | |
| University Bank | $345,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $335,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $315,000 | n/a | 0.0% | |
| NP, Inc. | $315,000 | n/a | 0.0% | |
| VERITY | $310,000 | n/a | 0.0% | |
| Northpointe Bank | $455,000 | $305,000 | -33.0% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $305,000 | n/a | 0.0% | |
| Willamette Valley Bank | $305,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $425,000 | $300,000 | -29.4% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $300,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $295,000 | n/a | 0.0% | |
| SALAL | $205,000 | $285,000 | 39.0% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $275,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $265,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $255,000 | n/a | 0.0% | |
| Rivermark Community Credit Union | $175,000 | $245,000 | 40.0% | 0.0% |
| T2 FINANCIAL LLC | $1,675,000 | $245,000 | -85.4% | 0.0% |
| Washington Trust Bank | $245,000 | n/a | 0.0% | |
| O BEE | $230,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $575,000 | $225,000 | -60.9% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $725,000 | $225,000 | -69.0% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $215,000 | n/a | 0.0% | |
| Peoples Bank | $185,000 | $215,000 | 16.2% | 0.0% |
| TJC Mortgage, Inc. | $145,000 | $215,000 | 48.3% | 0.0% |
| HARBORSTONE | $75,000 | $210,000 | 180.0% | 0.0% |
| AMERICAN FINANCING CORPORATION | $205,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $375,000 | $200,000 | -46.7% | 0.0% |
| GTE Federal Credit Union | $185,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $275,000 | $185,000 | -32.7% | 0.0% |
| Washington Federal Bank | $2,620,000 | $175,000 | -93.3% | 0.0% |
| Bethpage Federal Credit Union | $755,000 | $145,000 | -80.8% | 0.0% |
| Great Southern Bank | $135,000 | n/a | 0.0% | |
| WHATCOM EDUCATIONAL CREDIT UNION | $130,000 | n/a | 0.0% | |
| HighTechLending Inc | $330,000 | $125,000 | -62.1% | 0.0% |
| MidFirst Bank | $125,000 | n/a | 0.0% | |
| PNC Bank | $1,015,000 | $95,000 | -90.6% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $75,000 | n/a | 0.0% | |
| NATIONAL COOPERATIVE BANK, N.A. | $75,000 | n/a | 0.0% | |
| iQ Credit Union | $65,000 | n/a | 0.0% | |
| CASCADE FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| MOUNTAIN AMERICA | $1,485,000 | $55,000 | -96.3% | 0.0% |
| FIRST TECHNOLOGY | $15,000 | $35,000 | 133.3% | 0.0% |
| KITSAP Credit Union | $75,000 | $35,000 | -53.3% | 0.0% |
| Potlatch No. 1 Financial Credit Union | $55,000 | $35,000 | -36.4% | 0.0% |
| Sound Community Bank | $35,000 | n/a | 0.0% |
YAKIMA's top lender by overall market share is CMG MORTGAGE, INC., with 18.2% market share. In second place, with 8.8%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $78,350,000 in loans. In third place, with 6.0%, is Yakima Federal Savings and Loan Association, having originated $53,885,000 in loans. In fourth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $47,380,000 in loans. In fifth place, with 4.7%, is BROKER SOLUTIONS, INC., having originated $41,575,000 in loans.
YAKIMA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - YAKIMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $257,300 (6.3%) | $323,394 (10.8%) | 0.95 | 312 |
| 2018-02-01 | $270,798 (12.9%) | $349,371 (19.2%) | 0.98 | 286 |
| 2018-03-01 | $289,500 (23.2%) | $369,237 (29.3%) | 1.02 | 275 |
| 2018-04-01 | $298,975 (30.1%) | $379,533 (32.8%) | 1.01 | 291 |
| 2018-05-01 | $291,451 (17.4%) | $366,815 (26.4%) | 0.97 | 312 |
| 2018-06-01 | $290,000 (17.8%) | $373,079 (26.8%) | 0.97 | 333 |
| 2018-07-01 | $288,088 (16.2%) | $368,009 (25.1%) | 0.96 | 354 |
| 2018-08-01 | $291,000 (18.8%) | $380,360 (28.4%) | 0.97 | 354 |
| 2018-09-01 | $295,000 (18.0%) | $370,152 (20.8%) | 0.99 | 376 |
| 2018-10-01 | $284,196 (13.7%) | $360,715 (18.1%) | 0.96 | 388 |
| 2018-11-01 | $291,725 (16.7%) | $367,838 (19.4%) | 0.99 | 365 |
| 2018-12-01 | $299,950 (15.8%) | $364,494 (16.4%) | 1.03 | 335 |
| 2019-01-01 | $289,900 (12.7%) | $357,344 (10.5%) | 1.00 | 305 |
| 2019-02-01 | $298,450 (10.2%) | $366,937 (5.0%) | 1.01 | 296 |
| 2019-03-01 | $319,979 (10.5%) | $377,020 (2.1%) | 1.05 | 292 |
| 2019-04-01 | $329,979 (10.4%) | $379,570 (0.0%) | 1.05 | 294 |
| 2019-05-01 | $324,800 (11.4%) | $369,742 (0.8%) | 1.02 | 308 |
| 2019-06-01 | $335,000 (15.5%) | $377,539 (1.2%) | 1.05 | 346 |
| 2019-07-01 | $326,125 (13.2%) | $378,251 (2.8%) | 1.02 | 340 |
| 2019-08-01 | $318,564 (9.5%) | $372,652 (-2.0%) | 1.01 | 331 |
| 2019-09-01 | $316,559 (7.3%) | $364,032 (-1.7%) | 1.01 | 348 |
| 2019-10-01 | $317,723 (11.8%) | $360,869 (0.0%) | 1.03 | 350 |
| 2019-11-01 | $322,500 (10.6%) | $366,948 (-0.2%) | 1.06 | 331 |
| 2019-12-01 | $319,950 (6.7%) | $363,134 (-0.4%) | 1.07 | 306 |
| 2020-01-01 | $303,700 (4.8%) | $363,781 (1.8%) | 1.01 | 269 |
| 2020-02-01 | $296,750 (-0.6%) | $363,870 (-0.8%) | 0.97 | 256 |
| 2020-03-01 | $334,925 (4.7%) | $394,527 (4.6%) | 1.05 | 246 |
| 2020-04-01 | $338,750 (2.7%) | $384,581 (1.3%) | 1.06 | 244 |
| 2020-05-01 | $345,000 (6.2%) | $390,166 (5.5%) | 1.05 | 228 |
| 2020-06-01 | $360,000 (7.5%) | $400,171 (6.0%) | 1.06 | 223 |
| 2020-07-01 | $386,125 (18.4%) | $421,393 (11.4%) | 1.12 | 194 |
| 2020-08-01 | $385,000 (20.9%) | $413,073 (10.9%) | 1.10 | 167 |
| 2020-09-01 | $375,000 (18.5%) | $416,813 (14.5%) | 1.07 | 184 |
| 2020-10-01 | $342,000 (7.6%) | $411,988 (14.2%) | 0.98 | 199 |
| 2020-11-01 | $349,000 (8.2%) | $433,834 (18.2%) | 1.02 | 186 |
| 2020-12-01 | $342,560 (7.1%) | $425,599 (17.2%) | 1.02 | 170 |
| 2021-01-01 | $349,000 (14.9%) | $421,451 (15.9%) | 1.04 | 155 |
| 2021-02-01 | $335,000 (12.9%) | $405,155 (11.4%) | 0.98 | 136 |
| 2021-03-01 | $346,500 (3.5%) | $425,235 (7.8%) | 0.98 | 133 |
| 2021-04-01 | $347,250 (2.5%) | $404,975 (5.3%) | 0.94 | 134 |
| 2021-05-01 | $337,500 (-2.2%) | $395,090 (1.3%) | 0.90 | 150 |
| 2021-06-01 | $330,000 (-8.3%) | $386,061 (-3.5%) | 0.87 | 175 |
| 2021-07-01 | $355,000 (-8.1%) | $414,220 (-1.7%) | 0.94 | 202 |
| 2021-08-01 | $349,962 (-9.1%) | $413,190 (0.0%) | 0.93 | 220 |
| 2021-09-01 | $369,425 (-1.5%) | $412,712 (-1.0%) | 0.99 | 253 |
| 2021-10-01 | $369,000 (7.9%) | $411,716 (-0.1%) | 0.98 | 243 |
| 2021-11-01 | $381,675 (9.4%) | $423,640 (-2.4%) | 1.02 | 242 |
| 2021-12-01 | $386,187 (12.7%) | $433,491 (1.9%) | 1.05 | 220 |
| 2022-01-01 | $386,449 (10.7%) | $426,043 (1.1%) | 1.04 | 174 |
| 2022-02-01 | $401,938 (20.0%) | $462,517 (14.2%) | 1.05 | 157 |
| 2022-03-01 | $392,838 (13.4%) | $472,314 (11.1%) | 0.98 | 152 |
| 2022-04-01 | $425,000 (22.4%) | $498,386 (23.1%) | 1.01 | 159 |
| 2022-05-01 | $430,000 (27.4%) | $483,203 (22.3%) | 0.98 | 193 |
| 2022-06-01 | $425,000 (28.8%) | $499,719 (29.4%) | 0.95 | 216 |
| 2022-07-01 | $429,950 (21.1%) | $487,904 (17.8%) | 0.97 | 281 |
| 2022-08-01 | $414,475 (18.4%) | $472,701 (14.4%) | 0.96 | 313 |
| 2022-09-01 | $398,950 (8.0%) | $464,185 (12.5%) | 0.93 | 319 |
| 2022-10-01 | $393,850 (6.7%) | $448,760 (9.0%) | 0.93 | 307 |
| 2022-11-01 | $387,000 (1.4%) | $438,210 (3.4%) | 0.93 | 321 |
| 2022-12-01 | $384,500 (-0.4%) | $433,182 (-0.1%) | 0.95 | 275 |
| 2023-01-01 | $370,000 (-4.3%) | $429,103 (0.7%) | 0.92 | 237 |
| 2023-02-01 | $379,725 (-5.5%) | $433,252 (-6.3%) | 0.92 | 235 |
| 2023-03-01 | $384,900 (-2.0%) | $487,135 (3.1%) | 0.91 | 214 |
| 2023-04-01 | $399,000 (-6.1%) | $505,787 (1.5%) | 0.93 | 223 |
| 2023-05-01 | $415,000 (-3.5%) | $510,011 (5.6%) | 0.94 | 235 |
| 2023-06-01 | $406,600 (-4.3%) | $505,896 (1.2%) | 0.91 | 252 |
| 2023-07-01 | $408,950 (-4.9%) | $515,666 (5.7%) | 0.93 | 267 |
| 2023-08-01 | $425,000 (2.5%) | $523,630 (10.8%) | 0.98 | 276 |
| 2023-09-01 | $429,900 (7.8%) | $521,315 (12.3%) | 1.00 | 316 |
| 2023-10-01 | $426,450 (8.3%) | $502,234 (11.9%) | 1.00 | 351 |
| 2023-11-01 | $417,250 (7.8%) | $501,843 (14.5%) | 0.99 | 339 |
| 2023-12-01 | $415,000 (7.9%) | $493,159 (13.9%) | 1.01 | 322 |
| 2024-01-01 | $414,950 (12.2%) | $483,950 (12.8%) | 1.01 | 302 |
| 2024-02-01 | $409,725 (7.9%) | $473,014 (9.2%) | 0.99 | 270 |
| 2024-03-01 | $415,000 (7.8%) | $463,425 (-4.9%) | 0.98 | 275 |
| 2024-04-01 | $417,500 (4.6%) | $463,872 (-8.3%) | 0.97 | 300 |
| 2024-05-01 | $422,000 (1.7%) | $470,886 (-7.7%) | 0.96 | 312 |
| 2024-06-01 | $434,000 (6.7%) | $487,973 (-3.5%) | 0.99 | 327 |
| 2024-07-01 | $425,725 (4.1%) | $490,918 (-4.8%) | 0.97 | 342 |
| 2024-08-01 | $430,995 (1.4%) | $496,166 (-5.2%) | 1.00 | 368 |
| 2024-09-01 | $433,874 (0.9%) | $493,248 (-5.4%) | 1.02 | 382 |
| 2024-10-01 | $431,000 (1.1%) | $493,917 (-1.7%) | 1.01 | 392 |
| 2024-11-01 | $415,950 (-0.3%) | $483,684 (-3.6%) | 1.00 | 407 |
| 2024-12-01 | $416,500 (0.4%) | $478,732 (-2.9%) | 1.03 | 379 |
| 2025-01-01 | $410,000 (-1.2%) | $482,961 (-0.2%) | 1.02 | 331 |
| 2025-02-01 | $399,975 (-2.4%) | $485,664 (2.7%) | 0.97 | 332 |
| 2025-03-01 | $424,500 (2.3%) | $507,780 (9.6%) | 0.00 | 335 |
YAKIMA's median listing price for 2025-03-01 was $424,500, a difference of
$9,500
(2.3%) versus the prior year and
$24,525 versus the prior month.
YAKIMA's median listing price comes in at 0% of the national average.
YAKIMA's average listing price for 2025-03-01 was $507,780, a difference of $44,355 (9.6%) versus the prior year and $22,116 versus the prior month.
For the 2025-03-01 period, YAKIMA had 335 MLS listings, a difference of 3 listings (1%) versus the prior month and 60 listings (22%) versus the prior year.
YAKIMA's median listing price comes in at 0% of the national average.
YAKIMA's average listing price for 2025-03-01 was $507,780, a difference of $44,355 (9.6%) versus the prior year and $22,116 versus the prior month.
For the 2025-03-01 period, YAKIMA had 335 MLS listings, a difference of 3 listings (1%) versus the prior month and 60 listings (22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - YAKIMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 85 days | 1,981 sqft |
| 2018-02-01 | 75 days | 1,982 sqft |
| 2018-03-01 | 45 days | 2,009 sqft |
| 2018-04-01 | 45 days | 2,027 sqft |
| 2018-05-01 | 40 days | 1,965 sqft |
| 2018-06-01 | 41 days | 1,984 sqft |
| 2018-07-01 | 48 days | 1,951 sqft |
| 2018-08-01 | 52 days | 1,975 sqft |
| 2018-09-01 | 46 days | 1,987 sqft |
| 2018-10-01 | 48 days | 1,916 sqft |
| 2018-11-01 | 58 days | 1,988 sqft |
| 2018-12-01 | 78 days | 1,999 sqft |
| 2019-01-01 | 76 days | 1,946 sqft |
| 2019-02-01 | 66 days | 1,990 sqft |
| 2019-03-01 | 55 days | 2,009 sqft |
| 2019-04-01 | 47 days | 2,032 sqft |
| 2019-05-01 | 39 days | 1,988 sqft |
| 2019-06-01 | 40 days | 2,052 sqft |
| 2019-07-01 | 44 days | 2,017 sqft |
| 2019-08-01 | 50 days | 1,985 sqft |
| 2019-09-01 | 48 days | 1,938 sqft |
| 2019-10-01 | 48 days | 1,920 sqft |
| 2019-11-01 | 53 days | 1,986 sqft |
| 2019-12-01 | 59 days | 2,039 sqft |
| 2020-01-01 | 73 days | 1,970 sqft |
| 2020-02-01 | 57 days | 1,961 sqft |
| 2020-03-01 | 45 days | 2,052 sqft |
| 2020-04-01 | 48 days | 2,091 sqft |
| 2020-05-01 | 51 days | 2,064 sqft |
| 2020-06-01 | 45 days | 2,112 sqft |
| 2020-07-01 | 41 days | 2,056 sqft |
| 2020-08-01 | 39 days | 2,116 sqft |
| 2020-09-01 | 28 days | 2,052 sqft |
| 2020-10-01 | 30 days | 1,915 sqft |
| 2020-11-01 | 43 days | 1,905 sqft |
| 2020-12-01 | 47 days | 1,927 sqft |
| 2021-01-01 | 55 days | 1,853 sqft |
| 2021-02-01 | 32 days | 1,820 sqft |
| 2021-03-01 | 24 days | 1,769 sqft |
| 2021-04-01 | 24 days | 1,821 sqft |
| 2021-05-01 | 21 days | 1,770 sqft |
| 2021-06-01 | 24 days | 1,747 sqft |
| 2021-07-01 | 22 days | 1,761 sqft |
| 2021-08-01 | 23 days | 1,756 sqft |
| 2021-09-01 | 29 days | 1,790 sqft |
| 2021-10-01 | 36 days | 1,800 sqft |
| 2021-11-01 | 35 days | 1,834 sqft |
| 2021-12-01 | 45 days | 1,780 sqft |
| 2022-01-01 | 53 days | 1,697 sqft |
| 2022-02-01 | 61 days | 1,792 sqft |
| 2022-03-01 | 39 days | 1,794 sqft |
| 2022-04-01 | 31 days | 1,924 sqft |
| 2022-05-01 | 25 days | 1,975 sqft |
| 2022-06-01 | 27 days | 2,057 sqft |
| 2022-07-01 | 32 days | 2,014 sqft |
| 2022-08-01 | 39 days | 2,014 sqft |
| 2022-09-01 | 41 days | 1,986 sqft |
| 2022-10-01 | 51 days | 1,952 sqft |
| 2022-11-01 | 50 days | 1,941 sqft |
| 2022-12-01 | 66 days | 1,919 sqft |
| 2023-01-01 | 75 days | 1,940 sqft |
| 2023-02-01 | 61 days | 1,900 sqft |
| 2023-03-01 | 45 days | 1,846 sqft |
| 2023-04-01 | 43 days | 1,881 sqft |
| 2023-05-01 | 40 days | 1,907 sqft |
| 2023-06-01 | 42 days | 1,891 sqft |
| 2023-07-01 | 44 days | 1,897 sqft |
| 2023-08-01 | 41 days | 1,934 sqft |
| 2023-09-01 | 39 days | 1,943 sqft |
| 2023-10-01 | 45 days | 1,901 sqft |
| 2023-11-01 | 51 days | 1,881 sqft |
| 2023-12-01 | 65 days | 1,883 sqft |
| 2024-01-01 | 72 days | 1,861 sqft |
| 2024-02-01 | 81 days | 1,777 sqft |
| 2024-03-01 | 63 days | 1,789 sqft |
| 2024-04-01 | 45 days | 1,857 sqft |
| 2024-05-01 | 44 days | 1,884 sqft |
| 2024-06-01 | 47 days | 1,919 sqft |
| 2024-07-01 | 47 days | 1,901 sqft |
| 2024-08-01 | 49 days | 1,963 sqft |
| 2024-09-01 | 47 days | 1,923 sqft |
| 2024-10-01 | 45 days | 1,956 sqft |
| 2024-11-01 | 53 days | 1,826 sqft |
| 2024-12-01 | 62 days | 1,805 sqft |
| 2025-01-01 | 70 days | 1,784 sqft |
| 2025-02-01 | 61 days | 1,723 sqft |
| 2025-03-01 | 0 days | 1,765 sqft |
YAKIMA's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
YAKIMA's median square footage for active listings during the 2025-03-01 period was 1,765 sqft. One year prior, the average listing was 1,789 sqft.
YAKIMA's median square footage for active listings during the 2025-03-01 period was 1,765 sqft. One year prior, the average listing was 1,789 sqft.
YAKIMA, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,080 | $619,700,000 | $297,933 |
| Cash Out Refi | 567 | $122,365,000 | $215,811 |
| Other | 352 | $32,440,000 | $92,159 |
| Home Improvement | 300 | $42,390,000 | $141,300 |
| Refi | 270 | $76,780,000 | $284,370 |
Yakima's most frequently cited loan purpose was Home Purchase, with 2,080 originations. The 2nd most popular reason was Cash Out Refi, with 567 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,443 | $462,185,000 | $320,295 |
| Over 8% | 698 | $80,670,000 | $115,573 |
| 7-8% | 637 | $176,275,000 | $276,727 |
| 5-6% | 472 | $151,240,000 | $320,424 |
| <2.5% | 142 | $2,380,000 | $16,761 |
| 4-5% | 30 | $9,050,000 | $301,667 |
| 2.5-3% | 4 | $920,000 | $230,000 |
During 2024, Yakima's most frequently originated rate bucket was 6-7%, with 1,443 originations.
Loan Sizing (YAKIMA, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,587 | $472,205,000 | $297,546 |
| $100,000 or less | 861 | $38,605,000 | $44,837 |
| $100k-200k | 578 | $84,040,000 | $145,398 |
| $400k-600k | 447 | $209,625,000 | $468,960 |
| $600k-1000k | 80 | $56,390,000 | $704,875 |
| $Over $1MM | 16 | $32,810,000 | $2,050,625 |
YAKIMA's loan sizing saw the bucket of loans from $200k-400k with 1,587 originations, totaling $472,205,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,405 | $485,935,000 | $345,861 |
| Under 20% | 721 | $30,675,000 | $42,545 |
| 60-80% | 667 | $210,425,000 | $315,480 |
| 20-40% | 375 | $46,455,000 | $123,880 |
| 40-60% | 298 | $79,050,000 | $265,268 |
| Over 100% | 36 | $16,660,000 | $462,778 |
YAKIMA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,405 originations, totaling $485,935,000 in origination value.