Alcova Mortgage Rates, Fees & Info

ROANOKE, VA

LEI: 549300RYBJHWWDENV610

Tax ID: 14-1886719

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Alcova Mortgage is a smaller mortgage company specializing in Home Purchase loans. Alcova Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Richmond, Roanoke, Blacksburg, Washington, and Asheville among others. We have data for 103 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Alcova Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alcova Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.82% 12/16/24
    30 Year Conventional Refi 6.81% 12/16/24
    30 Year FHA Purchase 7.64% 12/16/24
    30 Year FHA Refi 7.57% 12/16/24
    30 Year VA Purchase 6.50% 12/16/24
    30 Year VA Refi 6.60% 12/16/24
    30 Year USDA Purchase 7.02% 12/16/24
    30 Year USDA Refi 6.79% 12/16/24
    15 Year Conventional Purchase 5.30% 12/16/24
    15 Year Conventional Refi 6.51% 12/16/24
    15 Year Cash-out Refi 6.51% 12/16/24
    15 Year FHA Purchase 6.56% 12/16/24
    15 Year FHA Refi 7.35% 12/16/24
    15 Year VA Purchase 6.12% 12/16/24
    15 Year VA Refi 6.87% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Alcova Mortgage Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Alcova Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    3,384

    Origination Dollar Volume (All Markets)

    $620,900,000
    Show all (49) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 674 $100,880,000 $149,674 $2,854 4.92%
    RICHMOND, VA (FHA|USDA|VA) 386 $89,450,000 $231,736 $3,061 4.86%
    ROANOKE, VA (FHA|USDA|VA) 240 $40,940,000 $170,583 $2,782 4.84%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 197 $40,515,000 $205,660 $2,667 4.75%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 137 $39,545,000 $288,650 $3,833 4.99%
    ASHEVILLE, NC (FHA|USDA|VA) 156 $33,280,000 $213,333 $3,428 4.85%
    GREENVILLE, NC (FHA|USDA|VA) 180 $31,000,000 $172,222 $3,114 4.69%
    RALEIGH-CARY, NC (FHA|USDA|VA) 132 $29,810,000 $225,833 $4,725 4.55%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 103 $21,625,000 $209,951 $3,907 5.00%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 111 $20,135,000 $181,396 $4,354 5.13%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 79 $16,005,000 $202,595 $4,040 4.87%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 96 $13,080,000 $136,250 $2,986 4.92%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 107 $12,815,000 $119,766 $2,318 4.99%
    Danville, VA (FHA|USDA|VA) 77 $10,445,000 $135,649 $2,747 5.05%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 41 $9,865,000 $240,610 $4,558 4.56%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 36 $8,390,000 $233,056 $4,008 4.65%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 41 $7,535,000 $183,780 $6,246 4.99%
    FAYETTEVILLE, NC (FHA|USDA|VA) 41 $6,995,000 $170,610 $3,885 4.84%
    LYNCHBURG, VA (FHA|USDA|VA) 37 $6,775,000 $183,108 $3,126 4.85%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 53 $6,625,000 $125,000 $3,265 5.05%
    WINCHESTER, VA-WV (FHA|USDA|VA) 26 $5,410,000 $208,077 $3,691 4.90%
    HUNTSVILLE, AL (FHA|USDA|VA) 31 $4,805,000 $155,000 $2,668 4.98%
    Martinsville, VA (FHA|USDA|VA) 42 $4,340,000 $103,333 $1,842 4.86%
    Boone, NC (FHA|USDA|VA) 20 $3,980,000 $199,000 $3,258 4.91%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 17 $3,685,000 $216,765 $2,886 5.02%
    WINSTON-SALEM, NC (FHA|USDA|VA) 23 $3,605,000 $156,739 $3,642 4.92%
    JACKSONVILLE, FL (FHA|USDA|VA) 20 $3,460,000 $173,000 $3,478 4.96%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 20 $3,110,000 $155,500 $5,217 5.09%
    KNOXVILLE, TN (FHA|USDA|VA) 13 $2,925,000 $225,000 $4,922 5.09%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 13 $2,755,000 $211,923 $3,172 4.95%
    BECKLEY, WV (FHA|USDA|VA) 21 $2,575,000 $122,619 $2,407 5.10%
    Washington, NC (FHA|USDA|VA) 12 $2,350,000 $195,833 $5,089 4.63%
    STAUNTON, VA (FHA|USDA|VA) 14 $2,020,000 $144,286 $3,265 5.03%
    Morehead City, NC (FHA|USDA|VA) 4 $1,570,000 $392,500 $10,561 4.34%
    Bluefield, WV-VA (FHA|USDA|VA) 13 $1,245,000 $95,769 $3,283 5.09%
    Kill Devil Hills, NC (FHA|USDA|VA) 5 $1,215,000 $243,000 $3,469 4.75%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $1,210,000 $151,250 $2,611 4.98%
    NEW BERN, NC (FHA|USDA|VA) 9 $1,205,000 $133,889 $2,565 4.82%
    Sanford, NC (FHA|USDA|VA) 8 $1,200,000 $150,000 $4,175 4.92%
    WILMINGTON, NC (FHA|USDA|VA) 7 $1,185,000 $169,286 $3,094 4.86%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,145,000 $229,000 $5,040 5.10%
    BURLINGTON, NC (FHA|USDA|VA) 6 $1,070,000 $178,333 $3,587 4.52%
    Shelby, NC (FHA|USDA|VA) 9 $895,000 $99,444 $1,287 5.06%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $880,000 $146,667 $4,041 5.38%
    Wilson, NC (FHA|USDA|VA) 6 $870,000 $145,000 $3,739 4.38%
    MORRISTOWN, TN (FHA|USDA|VA) 4 $810,000 $202,500 $2,669 4.94%
    ROCKY MOUNT, NC (FHA|USDA|VA) 5 $745,000 $149,000 $2,680 4.78%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $670,000 $167,500 $4,764 5.00%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 4 $590,000 $147,500 $8,993 5.31%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $570,000 $142,500 $3,948 5.00%
    COLUMBIA, SC (FHA|USDA|VA) 3 $545,000 $181,667 $5,324 5.04%
    DECATUR, AL (FHA|USDA|VA) 5 $535,000 $107,000 $2,425 4.88%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $525,000 $175,000 $8,159 5.04%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $495,000 $165,000 $4,861 4.92%
    JACKSONVILLE, NC (FHA|USDA|VA) 2 $480,000 $240,000 $4,932 4.81%
    Cullowhee, NC (FHA|USDA|VA) 3 $455,000 $151,667 $4,645 5.71%
    HARRISONBURG, VA (FHA|USDA|VA) 3 $455,000 $151,667 $1,492 5.38%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $400,000 $200,000 $4,680 4.94%
    Marion, NC (FHA|USDA|VA) 1 $395,000 $395,000 $3,040 5.38%
    SPARTANBURG, SC (FHA|USDA|VA) 2 $380,000 $190,000 $2,728 4.44%
    Roanoke Rapids, NC (FHA|USDA|VA) 2 $380,000 $190,000 $4,774 5.19%
    Lumberton, NC (FHA|USDA|VA) 1 $375,000 $375,000 $1,000 4.25%
    Brevard, NC (FHA|USDA|VA) 2 $370,000 $185,000 $516 5.06%
    GOLDSBORO, NC (FHA|USDA|VA) 3 $365,000 $121,667 $2,023 4.88%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $360,000 $180,000 $3,658 5.06%
    Crossville, TN (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.63%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $305,000 $305,000 $2,152 5.25%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $290,000 $145,000 $4,031 5.25%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.88%
    Statesboro, GA (FHA|USDA|VA) 2 $280,000 $140,000 $3,040 4.69%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $275,000 $275,000 $6,873 5.00%
    Georgetown, SC (FHA|USDA|VA) 1 $265,000 $265,000 $5,145 5.63%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $265,000 $265,000 $3,024 4.75%
    VALDOSTA, GA (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.13%
    Henderson, NC (FHA|USDA|VA) 3 $265,000 $88,333 $2,487 5.08%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $245,000 $245,000 $4,918 4.63%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $245,000 $245,000 $5,020 4.63%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $225,000 $225,000 $3,581 5.00%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.88%
    ROME, GA (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.75%
    Scottsboro, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,543 4.38%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $185,000 $185,000 $5,120 5.63%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $180,000 $90,000 $6,888 5.38%
    OCALA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,891 5.13%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $150,000 $75,000 $4,502 5.94%
    Albemarle, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,083 5.25%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.00%
    Kinston, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,845 4.75%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $125,000 $125,000 $7,813 5.50%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.25%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $115,000 $115,000 $5,373 4.25%
    Alexander City, AL (FHA|USDA|VA) 1 $105,000 $105,000 $7,470 5.50%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,905 4.88%
    SUMTER, SC (FHA|USDA|VA) 1 $95,000 $95,000 $5,531 5.00%
    Greenwood, SC (FHA|USDA|VA) 1 $95,000 $95,000 $4,842 4.88%
    Mount Airy, NC (FHA|USDA|VA) 1 $85,000 $85,000 $5,312 4.25%
    MOBILE, AL (FHA|USDA|VA) 1 $85,000 $85,000 $6,890 5.63%
    Gaffney, SC (FHA|USDA|VA) 1 $75,000 $75,000 $4,682 5.38%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,137 5.63%
    CHARLESTON, WV (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.75%
    Forest City, NC (FHA|USDA|VA) 1 $65,000 $65,000 $5,832 5.63%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $55,000 $55,000 $3,234 5.50%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $55,000 $55,000 $2,651 4.88%
    Alcova Mortgage's top markets include Richmond, Roanoke, Blacksburg, Washington, and Asheville among others.

    Their top states include:
  • Virginia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • West Virginia (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Alcova Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    POINT BREEZE
    Similarity Rank: 36
    ABNB Federal Credit Union
    Similarity Rank: 40
    DUPONT COMMUNITY
    Similarity Rank: 77
    BEACH MUNICIPAL FEDERAL CREDIT UNION
    Similarity Rank: 123
    NEWPORT NEWS SHIPBUILDING EMPLOYEES
    Similarity Rank: 147
    ESSA Bank & Trust
    Similarity Rank: 150
    The Honesdale National Bank
    Similarity Rank: 153
    The Luzerne Bank
    Similarity Rank: 216
    HOWARD HANNA FINANCIAL SERVICES, INC.
    Similarity Rank: 300
    PENNSYLVANIA STATE EMPLOYEES Credit Union
    Similarity Rank: 304

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,661 $333,035,000 $200,503 $2,670 4.87%
    FHA 887 $144,785,000 $163,230 $4,234 4.96%
    USDA 526 $70,350,000 $133,745 $2,149 4.87%
    VA 310 $72,730,000 $234,613 $5,680 4.77%

    For 2018, Alcova Mortgage's most frequently originated type of loan was Conventional, with 1,661 originations. Their 2nd most popular type was FHA, with 887 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,032 $553,170,000 $182,444 $3,148 4.88%
    Refi 231 $44,935,000 $194,524 $4,473 4.84%
    Cash Out Refi 119 $22,425,000 $188,445 $4,800 5.17%
    Home Improvement 2 $370,000 $185,000 $5,385 4.63%

    For 2018, Alcova Mortgage's most frequently cited loan purpose was Home Purchase, with 3,032 originations. The 2nd most popular reason was Refi, with 231 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,234 $597,430,000 $184,734 $3,309 4.90%
    15 Year 114 $18,070,000 $158,509 $3,111 4.40%
    20 Year 28 $4,330,000 $154,643 $2,935 4.75%
    Other 5 $465,000 $93,000 $5,849 5.35%
    10 Year 3 $605,000 $201,667 $3,499 4.21%

    For 2018, Alcova Mortgage's most frequently cited loan duration was 30 Year, with 3,234 originations. The 2nd most popular length was 15 Year, with 114 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,108 $370,470,000 $175,745
    $1k-2k 701 $131,865,000 $188,110
    $2k-3k 235 $42,765,000 $181,979
    $3k-4k 126 $26,010,000 $206,429
    $4k-5k 44 $12,010,000 $272,955
    $5k+ 31 $11,185,000 $360,806

    Alcova Mortgage's average total fees were $3,309, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,108 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,206 $428,610,000 $194,293
    5-6% 1,046 $164,270,000 $157,046
    3-4% 118 $26,500,000 $224,576
    6-7% 12 $1,510,000 $125,833

    During 2018, Alcova Mortgage's average interest rate for loans was 4.90%, while their most frequently originated rate bucket for loans was 4-5%, with 2,206 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,588 $237,320,000 $149,446 $3,053 4.90%
    $200k-400k 1,108 $292,550,000 $264,034 $4,111 4.78%
    $100,000 or less 580 $41,040,000 $70,759 $2,083 5.05%
    $400k-600k 101 $45,375,000 $449,257 $4,998 4.75%
    $600k-1MM 7 $4,615,000 $659,286 $9,877 4.63%

    2018 saw Alcova Mortgage place emphasis on $100k-200k loans with 1,588 originations, totaling $237,320,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,133 $140,185,000 $123,729 $2,712 4.92%
    $50k-75k 982 $169,680,000 $172,790 $3,288 4.90%
    $75k-100k 543 $117,985,000 $217,284 $3,771 4.85%
    $100k-150k 472 $115,940,000 $245,636 $3,983 4.83%
    $150k-250k 205 $60,805,000 $296,610 $3,863 4.83%
    $250k+ 49 $16,305,000 $332,755 $3,366 4.79%

    Alcova Mortgage lent most frequently to those with incomes in the $50k or less range, with 1,133 originations. The second most popular income band? $50k-75k, with 982 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 603 $108,435,000 $179,826 $2,928 4.87%
    20-30% 590 $105,840,000 $179,390 $3,088 4.86%
    50-60% 199 $39,315,000 $197,563 $4,771 4.89%
    40% 165 $29,835,000 $180,818 $3,385 5.01%
    39% 156 $25,660,000 $164,487 $2,596 4.94%
    <20% 155 $25,285,000 $163,129 $2,979 4.77%
    42% 153 $27,225,000 $177,941 $2,994 4.91%
    41% 148 $27,580,000 $186,351 $3,341 4.96%
    37% 144 $25,560,000 $177,500 $2,996 4.92%
    43% 138 $25,100,000 $181,884 $3,475 4.90%
    44% 137 $25,905,000 $189,088 $3,378 4.87%
    49% 128 $26,010,000 $203,203 $3,754 4.94%
    38% 124 $23,650,000 $190,726 $2,993 4.84%
    36% 116 $21,590,000 $186,121 $3,210 4.88%
    46% 114 $20,980,000 $184,035 $3,872 4.87%
    45% 111 $21,715,000 $195,631 $3,930 4.82%
    48% 107 $22,465,000 $209,953 $3,703 4.88%
    47% 89 $17,725,000 $199,157 $3,765 4.84%
    >60% 7 $1,025,000 $146,429 $2,250 4.66%

    Alcova Mortgage lent most frequently to those with DTI ratios of 30-36%, with 603 originations. The next most common DTI ratio? 20-30%, with 590 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,863 $528,295,000 $184,525 $3,270 4.88%
    Black 330 $54,070,000 $163,848 $3,458 4.94%
    Asian 104 $23,130,000 $222,404 $3,812 4.74%
    Not provided 63 $10,885,000 $172,778 $3,105 4.82%
    American Indian 18 $3,460,000 $192,222 $3,519 4.94%
    Native Hawaiian or Islander 4 $640,000 $160,000 $2,083 4.94%
    Asian Indian 1 $225,000 $225,000 $4,325 5.13%
    Korean 1 $195,000 $195,000 $5,387 5.25%

    Approval Rates

    Total approvals of all applications
    92.76%

    Alcova Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.88%

    Alcova Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $85,000 $85,000
    101.0 1 $455,000 $455,000
    1011.5 1 $155,000 $155,000
    1014.56 1 $135,000 $135,000
    102.32 1 $175,000 $175,000
    105.0 1 $225,000 $225,000
    105.3 1 $185,000 $185,000
    110.0 1 $185,000 $185,000
    111.18 1 $195,000 $195,000
    1138.97 1 $225,000 $225,000
    114.38 1 $195,000 $195,000
    114.64 1 $195,000 $195,000
    116.96 1 $205,000 $205,000
    1178.78 1 $145,000 $145,000
    1193.0 1 $145,000 $145,000
    1193.7 1 $115,000 $115,000
    1194.0 1 $425,000 $425,000
    119.92 1 $205,000 $205,000
    120.0 1 $145,000 $145,000
    1223.0 1 $435,000 $435,000
    1225.6 1 $55,000 $55,000
    1231.62 1 $65,000 $65,000
    1236.9 1 $265,000 $265,000
    1243.0 1 $155,000 $155,000
    1247.0 1 $125,000 $125,000
    1253.0 1 $75,000 $75,000
    1255.44 1 $105,000 $105,000
    1277.72 1 $145,000 $145,000
    129.0 1 $255,000 $255,000
    1293.88 1 $215,000 $215,000
    1307.92 1 $265,000 $265,000
    134.0 1 $135,000 $135,000
    137.23 1 $205,000 $205,000
    1380.9 1 $115,000 $115,000
    1389.64 1 $165,000 $165,000
    139.24 1 $245,000 $245,000
    1447.73 1 $165,000 $165,000
    1452.23 1 $275,000 $275,000
    150.0 1 $175,000 $175,000
    1504.5 1 $85,000 $85,000
    1.52 1 $95,000 $95,000
    1528.99 1 $105,000 $105,000
    1530.73 1 $65,000 $65,000
    1550.0 1 $455,000 $455,000
    155.54 1 $115,000 $115,000
    156.64 1 $275,000 $275,000
    1592.45 1 $75,000 $75,000
    1593.0 1 $155,000 $155,000
    1597.56 1 $155,000 $155,000
    1641.13 1 $165,000 $165,000
    164.9 1 $125,000 $125,000
    1665.93 1 $115,000 $115,000
    1673.0 1 $255,000 $255,000
    1687.0 1 $235,000 $235,000
    1693.0 1 $175,000 $175,000
    174.2 1 $125,000 $125,000
    1746.42 1 $175,000 $175,000
    1750.0 1 $245,000 $245,000
    1797.95 1 $125,000 $125,000
    1811.48 1 $125,000 $125,000
    1888.0 1 $155,000 $155,000
    1920.4 1 $185,000 $185,000
    193.14 1 $125,000 $125,000
    1932.98 1 $415,000 $415,000
    1942.01 1 $75,000 $75,000
    2059.0 1 $345,000 $345,000
    2074.61 1 $175,000 $175,000
    2077.0 1 $75,000 $75,000
    2104.0 1 $105,000 $105,000
    2120.0 1 $205,000 $205,000
    21.31 1 $165,000 $165,000
    2143.0 1 $365,000 $365,000
    2151.76 1 $185,000 $185,000
    2160.96 1 $215,000 $215,000
    2231.28 1 $225,000 $225,000
    2468.63 1 $135,000 $135,000
    2578.5 1 $165,000 $165,000
    2598.6 1 $215,000 $215,000
    2704.0 1 $165,000 $165,000
    2734.5 1 $165,000 $165,000
    2742.32 1 $175,000 $175,000
    279.01 1 $365,000 $365,000
    2851.19 1 $105,000 $105,000
    2931.31 1 $135,000 $135,000
    2972.0 1 $185,000 $185,000
    29.84 1 $55,000 $55,000
    3034.91 1 $195,000 $195,000
    3039.46 1 $95,000 $95,000
    30.44 1 $55,000 $55,000
    3062.0 1 $205,000 $205,000
    3200.21 1 $325,000 $325,000
    3386.74 1 $255,000 $255,000
    340.64 1 $155,000 $155,000
    3425.4 1 $225,000 $225,000
    3516.0 1 $295,000 $295,000
    3523.0 1 $245,000 $245,000
    355.5 1 $115,000 $115,000
    359.9 1 $185,000 $185,000
    365.0 1 $105,000 $105,000
    3732.4 1 $265,000 $265,000
    3.85 1 $145,000 $145,000
    3874.0 1 $275,000 $275,000
    3882.38 1 $245,000 $245,000
    3885.88 1 $295,000 $295,000
    40.0 1 $295,000 $295,000
    41.0 1 $85,000 $85,000
    4168.4 1 $165,000 $165,000
    43.3 1 $75,000 $75,000
    44.8 1 $135,000 $135,000
    455.0 1 $75,000 $75,000
    457.42 1 $125,000 $125,000
    464.1 1 $215,000 $215,000
    48.84 1 $85,000 $85,000
    49.16 1 $85,000 $85,000
    4981.66 1 $185,000 $185,000
    5007.39 1 $235,000 $235,000
    5100.32 1 $425,000 $425,000
    52.06 1 $85,000 $85,000
    52.08 1 $85,000 $85,000
    52.64 1 $95,000 $95,000
    5295.25 1 $245,000 $245,000
    5553.43 1 $335,000 $335,000
    56.32 1 $195,000 $195,000
    5743.14 1 $205,000 $205,000
    61.1 1 $105,000 $105,000
    615.8 1 $235,000 $235,000
    61.63 1 $255,000 $255,000
    62.58 1 $105,000 $105,000
    6311.75 1 $525,000 $525,000
    63.48 1 $105,000 $105,000
    64.0 1 $165,000 $165,000
    65.14 1 $115,000 $115,000
    65.96 1 $115,000 $115,000
    66.1 1 $115,000 $115,000
    67.24 1 $115,000 $115,000
    67.26 1 $115,000 $115,000
    67.28 1 $115,000 $115,000
    70.18 1 $125,000 $125,000
    71.36 1 $125,000 $125,000
    757.5 1 $105,000 $105,000
    76.02 1 $135,000 $135,000
    77.24 1 $135,000 $135,000
    778.0 1 $85,000 $85,000
    78.38 1 $135,000 $135,000
    798.0 1 $325,000 $325,000
    813.14 1 $35,000 $35,000
    821.46 1 $225,000 $225,000
    84.76 1 $145,000 $145,000
    86.02 1 $145,000 $145,000
    862.88 1 $285,000 $285,000
    87.76 1 $155,000 $155,000
    88.38 1 $155,000 $155,000
    89.12 1 $155,000 $155,000
    89.52 1 $155,000 $155,000
    899.44 1 $95,000 $95,000
    90.0 5 $915,000 $183,000
    90.52 1 $155,000 $155,000
    90.64 1 $155,000 $155,000
    90.66 1 $155,000 $155,000
    907.38 1 $185,000 $185,000
    92.46 1 $155,000 $155,000
    93.54 1 $165,000 $165,000
    93.86 1 $165,000 $165,000
    96.54 1 $165,000 $165,000
    96.56 1 $165,000 $165,000
    99.0 2 $380,000 $190,000
    NA 3,213 $590,365,000 $183,743

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 154 $17,350,000 $112,662
    Single Family (1-4 Units):Site-Built 3,230 $603,550,000 $186,858

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 31 $3,255,000 $105,000 $2,673 4.80%
    40-60% 114 $20,380,000 $178,772 $3,129 4.74%
    60-80% 588 $115,750,000 $196,854 $3,236 4.93%
    80-100% 2,521 $459,365,000 $182,215 $3,220 4.88%
    Over 100% 84 $21,440,000 $255,238 $7,696 4.76%
    Under 20% 45 $555,000 $12,333 $606 5.08%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    ALCOVA MORTGAGE LLC VA mortgage Closing on a mortgage 1 100.0%