Washington Federal Bank Mortgage Rates, Fees & Info
Seattle, WALEI: D38AC76TAMYI50NBPX33
Tax ID: 91-0135860
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Mortgage Data
Bank Data
Review & Overview
Washington Federal Bank is a small bank specializing in Home Purchase and Cash Out Refi loans. Washington Federal Bank has a high proportion of conventional loans. Their top markets by origination volume include: Seattle, Phoenix, Salt Lake City, Boise City, and Portland among others. We have data for 107 markets. (Some data included below & more in-depth data is available with an active subscription.)Washington Federal Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Washington Federal Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.85% | 4/21/24 |
| 30 Year Conventional Purchase | 6.39% | 4/21/24 |
| 30 Year Conventional Refi | 6.37% | 4/21/24 |
| 30 Year Cash-out Refi | 6.35% | 4/21/24 |
| 15 Year Conventional Purchase | 6.27% | 4/21/24 |
| 15 Year Conventional Refi | 6.39% | 4/21/24 |
| 15 Year Cash-out Refi | 6.39% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Washington Federal Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from Washington Federal Bank. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,380Origination Dollar Volume (All Markets)
$2,625,920,000Employee count
2,129Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 879 | $500,585,000 | $569,494 | $13,653 | 3.62% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 259 | $223,155,000 | $861,602 | $9,903 | 3.64% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 136 | $215,270,000 | $1,582,868 | $13,571 | 3.54% |
| BOISE CITY, ID (FHA|USDA|VA) | 166 | $119,250,000 | $718,373 | $8,496 | 3.59% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 178 | $111,790,000 | $628,034 | $14,207 | 3.61% |
| TUCSON, AZ (FHA|USDA|VA) | 159 | $105,405,000 | $662,925 | $9,473 | 3.55% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 140 | $87,450,000 | $624,643 | $13,718 | 3.79% |
| Outside of Metro Areas | 227 | $78,065,000 | $343,899 | $8,758 | 3.56% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 66 | $76,290,000 | $1,155,909 | $11,863 | 3.51% |
| WENATCHEE, WA (FHA|USDA|VA) | 92 | $72,490,000 | $787,935 | $11,485 | 3.61% |
| BELLINGHAM, WA (FHA|USDA|VA) | 195 | $72,425,000 | $371,410 | $8,469 | 3.69% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 11 | $71,585,000 | $6,507,727 | $14,333 | 3.32% |
| BEND, OR (FHA|USDA|VA) | 119 | $50,415,000 | $423,655 | $11,753 | 3.68% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 101 | $49,245,000 | $487,574 | $13,649 | 3.58% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 54 | $43,170,000 | $799,444 | $9,751 | 3.68% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $42,005,000 | $42,005,000 | $0 | 2.13% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 126 | $41,070,000 | $325,952 | $8,594 | 3.50% |
| SALEM, OR (FHA|USDA|VA) | 89 | $38,655,000 | $434,326 | $9,434 | 3.54% |
| MEDFORD, OR (FHA|USDA|VA) | 33 | $34,675,000 | $1,050,758 | $9,832 | 3.69% |
| PROVO-OREM, UT (FHA|USDA|VA) | 46 | $32,830,000 | $713,696 | $16,752 | 3.80% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $24,055,000 | $24,055,000 | $0 | 3.00% |
| Oak Harbor, WA (FHA|USDA|VA) | 50 | $22,460,000 | $449,200 | $10,190 | 3.62% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 49 | $22,195,000 | $452,959 | $8,300 | 3.58% |
| CORVALLIS, OR (FHA|USDA|VA) | 33 | $21,205,000 | $642,576 | $8,966 | 3.64% |
| SANTA FE, NM (FHA|USDA|VA) | 36 | $20,010,000 | $555,833 | $14,448 | 3.69% |
| Ellensburg, WA (FHA|USDA|VA) | 32 | $19,490,000 | $609,063 | $15,692 | 4.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 55 | $19,065,000 | $346,636 | $8,166 | 3.81% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 57 | $18,125,000 | $317,982 | $8,590 | 3.55% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 37 | $17,845,000 | $482,297 | $11,679 | 3.62% |
| LAS CRUCES, NM (FHA|USDA|VA) | 48 | $16,690,000 | $347,708 | $8,484 | 3.68% |
| Moses Lake, WA (FHA|USDA|VA) | 66 | $16,440,000 | $249,091 | $6,614 | 3.59% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 29 | $16,435,000 | $566,724 | $12,852 | 3.63% |
| Show Low, AZ (FHA|USDA|VA) | 34 | $15,150,000 | $445,588 | $10,463 | 3.72% |
| YUMA, AZ (FHA|USDA|VA) | 38 | $14,620,000 | $384,737 | $6,518 | 3.59% |
| LONGVIEW, WA (FHA|USDA|VA) | 13 | $13,845,000 | $1,065,000 | $9,206 | 3.61% |
| Hailey, ID (FHA|USDA|VA) | 26 | $13,600,000 | $523,077 | $11,671 | 3.67% |
| Heber, UT (FHA|USDA|VA) | 14 | $13,530,000 | $966,429 | $20,026 | 3.56% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $12,550,000 | $2,091,667 | $17,043 | 3.37% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $12,275,000 | $4,091,667 | $10,074 | 3.41% |
| Port Angeles, WA (FHA|USDA|VA) | 32 | $11,220,000 | $350,625 | $9,161 | 3.72% |
| Shelton, WA (FHA|USDA|VA) | 27 | $10,475,000 | $387,963 | $9,553 | 3.97% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $9,915,000 | $9,915,000 | $0 | 2.87% |
| Klamath Falls, OR (FHA|USDA|VA) | 32 | $9,810,000 | $306,563 | $6,885 | 3.76% |
| Newport, OR (FHA|USDA|VA) | 32 | $9,610,000 | $300,313 | $8,549 | 3.86% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 20 | $9,350,000 | $467,500 | $7,310 | 3.70% |
| RENO, NV (FHA|USDA|VA) | 5 | $9,035,000 | $1,807,000 | $20,425 | 3.49% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $9,010,000 | $4,505,000 | $10,457 | 3.80% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 28 | $8,800,000 | $314,286 | $7,866 | 3.67% |
| Payson, AZ (FHA|USDA|VA) | 36 | $8,590,000 | $238,611 | $7,371 | 3.51% |
| ST. GEORGE, UT (FHA|USDA|VA) | 16 | $8,150,000 | $509,375 | $12,013 | 3.51% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $7,555,000 | $2,518,333 | $0 | 3.89% |
| Centralia, WA (FHA|USDA|VA) | 22 | $7,520,000 | $341,818 | $8,663 | 3.67% |
| Sandpoint, ID (FHA|USDA|VA) | 18 | $6,770,000 | $376,111 | $11,392 | 3.71% |
| Outside of Metro Areas | 11 | $5,875,000 | $534,091 | $11,984 | 3.89% |
| GRANTS PASS, OR (FHA|USDA|VA) | 27 | $5,515,000 | $204,259 | $7,458 | 3.74% |
| Hood River, OR (FHA|USDA|VA) | 12 | $4,910,000 | $409,167 | $13,122 | 3.43% |
| LOGAN, UT-ID (FHA|USDA|VA) | 11 | $4,875,000 | $443,182 | $13,060 | 3.75% |
| Prineville, OR (FHA|USDA|VA) | 17 | $4,675,000 | $275,000 | $6,298 | 3.60% |
| Blackfoot, ID (FHA|USDA|VA) | 21 | $4,595,000 | $218,810 | $6,820 | 3.45% |
| YAKIMA, WA (FHA|USDA|VA) | 11 | $4,015,000 | $365,000 | $11,133 | 3.54% |
| Rexburg, ID (FHA|USDA|VA) | 12 | $3,970,000 | $330,833 | $8,706 | 3.58% |
| Ontario, OR-ID (FHA|USDA|VA) | 16 | $3,880,000 | $242,500 | $5,202 | 3.55% |
| Aberdeen, WA (FHA|USDA|VA) | 12 | $3,790,000 | $315,833 | $9,498 | 3.78% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $3,725,000 | $3,725,000 | $0 | 3.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 23 | $3,475,000 | $151,087 | $5,014 | 3.61% |
| FARMINGTON, NM (FHA|USDA|VA) | 17 | $3,475,000 | $204,412 | $7,329 | 3.56% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 7 | $3,205,000 | $457,857 | $13,221 | 4.02% |
| Roseburg, OR (FHA|USDA|VA) | 7 | $2,975,000 | $425,000 | $12,824 | 3.46% |
| Pullman, WA (FHA|USDA|VA) | 13 | $2,965,000 | $228,077 | $5,771 | 3.74% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 21 | $2,555,000 | $121,667 | $3,825 | 3.64% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $2,405,000 | $2,405,000 | $0 | 3.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 10 | $2,340,000 | $234,000 | $6,371 | 3.80% |
| POCATELLO, ID (FHA|USDA|VA) | 15 | $2,145,000 | $143,000 | $4,662 | 3.49% |
| Price, UT (FHA|USDA|VA) | 12 | $2,020,000 | $168,333 | $5,651 | 3.70% |
| Nogales, AZ (FHA|USDA|VA) | 15 | $1,995,000 | $133,000 | $5,952 | 3.56% |
| Ruidoso, NM (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $5,488 | 3.35% |
| Roswell, NM (FHA|USDA|VA) | 11 | $1,885,000 | $171,364 | $4,859 | 3.22% |
| Astoria, OR (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $7,966 | 4.13% |
| Safford, AZ (FHA|USDA|VA) | 1 | $1,605,000 | $1,605,000 | $0 | 4.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $5,163 | 3.46% |
| The Dalles, OR (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,233 | 3.31% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $1,335,000 | $1,335,000 | $0 | 3.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $1,325,000 | $1,325,000 | $0 | 3.20% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $5,413 | 3.58% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $0 | 3.95% |
| Paris, TX (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $0 | 3.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 8 | $890,000 | $111,250 | $4,078 | 3.48% |
| Fallon, NV (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $4,301 | 3.13% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $17,478 | 3.75% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $4,475 | 4.85% |
| Hobbs, NM (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,678 | 3.31% |
| Fernley, NV (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $2,960 | 3.29% |
| Alamogordo, NM (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,148 | 3.25% |
| Silver City, NM (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $4,356 | 3.31% |
| Española, NM (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,419 | 3.69% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $14,326 | 3.50% |
| Gallup, NM (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,616 | 2.88% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,330 | 3.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,529 | 3.38% |
| Elko, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,770 | 2.88% |
| Othello, WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,738 | 3.25% |
| Moscow, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,101 | 3.13% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,204 | 3.50% |
| La Grande, OR (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $4,694 | 3.79% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.75% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,348 | 3.00% |
| Clovis, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,414 | 4.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against Washington Federal Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,376 | $2,456,090,000 | $727,515 | $10,785 | 3.61% |
| HELOC | 1,004 | $169,830,000 | $169,153 | n/a | 3.69% |
For 2021, Washington Federal Bank's most frequently originated type of loan was Conventional, with 3,376 originations. Their 2nd most popular type was HELOC, with 1,004 originations.
Loan Reason
For 2021, Washington Federal Bank's most frequently cited loan purpose was Home Purchase, with 2,059 originations. The 2nd most popular reason was Cash Out Refi, with 1,002 originations.
Loan Duration/Length
For 2021, Washington Federal Bank's most frequently cited loan duration was 30 Year, with 1,739 originations. The 2nd most popular length was Other, with 1,225 originations.
Origination Fees/Closing Costs
Washington Federal Bank's average total fees were $9,040, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,649 originations.
Interest Rates
During 2021, Washington Federal Bank's average interest rate for loans was 3.39%, while their most frequently originated rate bucket for loans was 3-4%, with 3,322 originations.
Loan Sizing
2021 saw Washington Federal Bank place emphasis on $200k-400k loans with 1,237 originations, totaling $356,215,000 in origination value.
Applicant Income
Washington Federal Bank lent most frequently to those with incomes in the $150k-250k range, with 868 originations. The second most popular income band? $100k-150k, with 860 originations.
Applicant Debt to Income Ratio
Washington Federal Bank lent most frequently to those with DTI ratios of 20-30%, with 942 originations. The next most common DTI ratio? 30-36%, with 801 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.90%
Washington Federal Bank has an average approval rate.
Pick Rate
Approvals leading to origination59.57%
Washington Federal Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,380 | $2,625,920,000 | $599,525 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,380 | $2,625,920,000 | $599,525 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| WASHINGTON FEDERAL BANK, NATIONAL ASSOCIATION | Conventional home mortgage | Closing on a mortgage | 1 | 16.7% |
| WASHINGTON FEDERAL BANK, NATIONAL ASSOCIATION | Conventional home mortgage | Trouble during payment process | 3 | 50.0% |
| WASHINGTON FEDERAL BANK, NATIONAL ASSOCIATION | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 16.7% |
| WASHINGTON FEDERAL BANK, NATIONAL ASSOCIATION | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 16.7% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Washington Federal Bank, National Association | 10 Bisbee Road Bisbee, AZ 85603 | Full Service B&M | $47,193 |
| Washington Federal Bank, National Association | 100 East 32nd Street Yuma, AZ 85364 | Full Service B&M | $62,350 |
| Washington Federal Bank, National Association | 10001 Northeast Eighth Street Bellevue, WA 98004 | Full Service B&M | $104,457 |
| Washington Federal Bank, National Association | 10009 Bridgeport Way Sw Tacoma, WA 98499 | Full Service B&M | $30,157 |
| Washington Federal Bank, National Association | 1001 West Idaho Street Boise, ID 83702 | Full Service B&M | $161,591 |
| Washington Federal Bank, National Association | 1001-5 G Street Douglas, AZ 85607 | Full Service B&M | $50,811 |
| Washington Federal Bank, National Association | 10015 Northeast 183rd Bothell, WA 98011 | Full Service B&M | $96,769 |
| Washington Federal Bank, National Association | 1005 West Fourth Street Winnemucca, NV 89445 | Full Service B&M | $34,240 |
| Washington Federal Bank, National Association | 101 E Broadway Eugene, OR 97401 | Full Service B&M | $28,477 |
| Washington Federal Bank, National Association | 101 East Johnson Avenue Chelan, WA 98816 | Full Service B&M | $52,555 |
| Washington Federal Bank, National Association | 1017 Commercial Avenue Anacortes, WA 98221 | Full Service B&M | $131,878 |
| Washington Federal Bank, National Association | 102 North Main Street Colfax, WA 99111 | Full Service B&M | $21,517 |
| Washington Federal Bank, National Association | 102 South Main Street Payette, ID 83661 | Full Service B&M | $20,629 |
| Washington Federal Bank, National Association | 103 E. Third Avenue Moses Lake, WA 98837 | Full Service B&M | $86,459 |
| Washington Federal Bank, National Association | 103 East First Street Cle Elum, WA 98922 | Full Service B&M | $65,177 |
| Washington Federal Bank, National Association | 103 East Smokey Bear Blvd. Capitan, NM 88316 | Full Service B&M | $25,802 |
| Washington Federal Bank, National Association | 105 West First Avenue Odessa, WA 99159 | Full Service B&M | $33,064 |
| Washington Federal Bank, National Association | 108 North Park Street Chewelah, WA 99109 | Full Service B&M | $52,505 |
| Washington Federal Bank, National Association | 110 North Pearl Street Centralia, WA 98531 | Full Service B&M | $43,413 |
| Washington Federal Bank, National Association | 111 West Main Street Walla Walla, WA 99362 | Full Service B&M | $64,421 |
| Washington Federal Bank, National Association | 1111-A Northwest Ninth Street Corvallis, OR 97330 | Full Service B&M | $94,584 |
| Washington Federal Bank, National Association | 1124 N Riverside Dr Espanola, NM 87532 | Full Service B&M | $53,672 |
| Washington Federal Bank, National Association | 115 East Fourth Street The Dalles, OR 97058 | Full Service B&M | $106,714 |
| Washington Federal Bank, National Association | 115 Oak Street Hood River, OR 97031 | Full Service B&M | $92,322 |
| Washington Federal Bank, National Association | 116 Kirkland Avenue Kirkland, WA 98033 | Full Service B&M | $116,770 |
| Washington Federal Bank, National Association | 119 W 11th Street Silver City, NM 88061 | Limited, Drive-thru | $0 |
| Washington Federal Bank, National Association | 1200 Ne 45th Street Seattle, WA 98105 | Full Service B&M | $24,468 |
| Washington Federal Bank, National Association | 1203 North Hudson Street Silver City, NM 88061 | Full Service B&M | $64,921 |
| Washington Federal Bank, National Association | 1207 E Draper Pkwy Draper, UT 84020 | Full Service B&M | $13,311 |
| Washington Federal Bank, National Association | 1233 South Second Street Raton, NM 87740 | Full Service B&M | $27,614 |
| Washington Federal Bank, National Association | 1241 Sw Barlow St Oak Harbor, WA 98277 | Full Service B&M | $51,962 |
| Washington Federal Bank, National Association | 125 North E Street Lakeview, OR 97630 | Full Service B&M | $46,687 |
| Washington Federal Bank, National Association | 12830 Bothell Everett Highway Everett, WA 98208 | Full Service B&M | $56,685 |
| Washington Federal Bank, National Association | 1301 East Deuce Of Clubs Show Low, AZ 85901 | Full Service B&M | $41,383 |
| Washington Federal Bank, National Association | 1315 S 4th Ave Yuma, AZ 85364 | Full Service B&M | $52,722 |
| Washington Federal Bank, National Association | 1315 West Prince Road Tucson, AZ 85705 | Full Service B&M | $31,185 |
| Washington Federal Bank, National Association | 1328 Southwest Baseline Hillsboro, OR 97123 | Full Service B&M | $61,275 |
| Washington Federal Bank, National Association | 13411 Se Mill Plain Blvd A-1 Vancouver, WA 98683 | Full Service B&M | $61,059 |
| Washington Federal Bank, National Association | 13415 N. E. 175th Street Woodinville, WA 98072 | Full Service B&M | $48,155 |
| Washington Federal Bank, National Association | 135 South Redwood Highway Cave Junction, OR 97523 | Full Service B&M | $56,595 |
| Washington Federal Bank, National Association | 13633 100th Avenue Ne Kirkland, WA 98034 | Full Service B&M | $58,430 |
| Washington Federal Bank, National Association | 13648 N Tatum Blvd, Ste. 103 Phoenix, AZ 85032 | Full Service B&M | $26,055 |
| Washington Federal Bank, National Association | 140 East Main Street Jerome, ID 83338 | Full Service B&M | $24,696 |
| Washington Federal Bank, National Association | 140 N Moapa Valley Blvd Overton, NV 89040 | Full Service B&M | $18,853 |
| Washington Federal Bank, National Association | 14360-15th Avenue N E Seattle, WA 98125 | Full Service B&M | $61,711 |
| Washington Federal Bank, National Association | 1442 Foothill Drive Salt Lake City, UT 84108 | Full Service B&M | $34,306 |
| Washington Federal Bank, National Association | 1448 Southwest Fourth Avenue Ontario, OR 97914 | Full Service B&M | $26,460 |
| Washington Federal Bank, National Association | 1460 Caldwell Boulevard Nampa, ID 83651 | Full Service B&M | $51,328 |
| Washington Federal Bank, National Association | 14626 North Del Webb Boulevard Sun City, AZ 85351 | Full Service B&M | $61,805 |
| Washington Federal Bank, National Association | 1480 Us Hwy 95a N Fernley, NV 89408 | Full Service B&M | $38,177 |
| Washington Federal Bank, National Association | 14801 Bel Red Road Bellevue, WA 98007 | Full Service B&M | $55,348 |
| Washington Federal Bank, National Association | 149 West 4th Street Benson, AZ 85602 | Full Service B&M | $57,138 |
| Washington Federal Bank, National Association | 1500 Cornwall Avenue Bellingham, WA 98225 | Full Service B&M | $264,565 |
| Washington Federal Bank, National Association | 1501 Riverside Drive Mount Vernon, WA 98273 | Full Service B&M | $80,979 |
| Washington Federal Bank, National Association | 1501 San Juan Blvd Farmington, NM 87401 | Full Service B&M | $50,949 |
| Washington Federal Bank, National Association | 1503 Washington Avenue La Grande, OR 97850 | Full Service B&M | $28,571 |
| Washington Federal Bank, National Association | 1540 Cooper Point Rd. Sw Ste. 500 Olympia, WA 98502 | Full Service B&M | $28,154 |
| Washington Federal Bank, National Association | 15444 Southwest Pacific Highway Tigard, OR 97224 | Full Service B&M | $33,341 |
| Washington Federal Bank, National Association | 1545 Northwest Highway 101 Lincoln City, OR 97367 | Full Service B&M | $34,278 |
| Washington Federal Bank, National Association | 15610 Meridian East, Bldg B Puyallup, WA 98375 | Full Service B&M | $28,016 |
| Washington Federal Bank, National Association | 15635 N.E. 8th Street Bellevue, WA 98004 | Full Service B&M | $65,406 |
| Washington Federal Bank, National Association | 1570 Ne 3rd Street Prineville, OR 97754 | Full Service B&M | $27,942 |
| Washington Federal Bank, National Association | 16 North Main Deer Park, WA 99006 | Full Service B&M | $51,478 |
| Washington Federal Bank, National Association | 16600 East Avenue Of The Fountains Fountain Hills, AZ 85268 | Full Service B&M | $46,139 |
| Washington Federal Bank, National Association | 1675 Ne Burnside Road Gresham, OR 97030 | Full Service B&M | $53,225 |
| Washington Federal Bank, National Association | 16900 Redmond Way Redmond, WA 98052 | Full Service B&M | $78,392 |
| Washington Federal Bank, National Association | 1744 N Litchfield Road Goodyear, AZ 85338 | Full Service B&M | $23,074 |
| Washington Federal Bank, National Association | 1745 Coburg Road Eugene, OR 97401 | Full Service B&M | $35,632 |
| Washington Federal Bank, National Association | 175 Lithia Way Ashland, OR 97520 | Full Service Retail | $11,572 |
| Washington Federal Bank, National Association | 1800 South Telshor Blvd. Las Cruces, NM 88011 | Full Service B&M | $25,003 |
| Washington Federal Bank, National Association | 1810 S, Main St. Roswell, NM 88203 | Limited, Drive-thru | $0 |
| Washington Federal Bank, National Association | 1833 South Sixth Avenue Tucson, AZ 85713 | Full Service B&M | $21,605 |
| Washington Federal Bank, National Association | 1840 North Hill Field Road Layton, UT 84041 | Full Service B&M | $12,295 |
| Washington Federal Bank, National Association | 18960 State Highway 305 Ne Poulsbo, WA 98370 | Full Service B&M | $37,105 |
| Washington Federal Bank, National Association | 19005 North R H Johnson Boulevard Sun City West, AZ 85375 | Full Service B&M | $68,904 |
| Washington Federal Bank, National Association | 191 West Washington Street Sequim, WA 98382 | Full Service B&M | $54,453 |
| Washington Federal Bank, National Association | 1920 N Coit Road, Ste 201 Richardson, TX 75080 | Full Service B&M | $19,143 |
| Washington Federal Bank, National Association | 19265 State Route 2 Monroe, WA 98272 | Full Service B&M | $69,127 |
| Washington Federal Bank, National Association | 200 E Sycamore St Globe, AZ 85501 | Full Service B&M | $53,138 |
| Washington Federal Bank, National Association | 201 Plaza St Socorro, NM 87801 | Full Service B&M | $34,904 |
| Washington Federal Bank, National Association | 2020 N.W. Market Street Seattle, WA 98107 | Full Service B&M | $145,078 |
| Washington Federal Bank, National Association | 2020 S 320th St Federal Way, WA 98003 | Full Service B&M | $66,045 |
| Washington Federal Bank, National Association | 204 E Park Street Mccall, ID 83638 | Full Service B&M | $32,432 |
| Washington Federal Bank, National Association | 2045 Main Street Ferndale, WA 98248 | Full Service B&M | $39,348 |
| Washington Federal Bank, National Association | 206 A St. Se Auburn, WA 98002 | Full Service B&M | $32,390 |
| Washington Federal Bank, National Association | 208 Washington Santa Fe, NM 87501 | Full Service B&M | $25,579 |
| Washington Federal Bank, National Association | 21 West Bartlett Avenue Omak, WA 98841 | Full Service B&M | $47,735 |
| Washington Federal Bank, National Association | 2122 Barkley Boulevard Bellingham, WA 98226 | Full Service B&M | $85,915 |
| Washington Federal Bank, National Association | 213 South Beeline Highway Payson, AZ 85541 | Full Service B&M | $75,475 |
| Washington Federal Bank, National Association | 215 N Main St Hailey, ID 83333 | Full Service B&M | $35,923 |
| Washington Federal Bank, National Association | 215 North Columbia Street Milton-Freewater, OR 97862 | Full Service B&M | $52,333 |
| Washington Federal Bank, National Association | 2198 E Camelback Rd, Ste 100 Phoenix, AZ 85016 | Full Service B&M | $26,369 |
| Washington Federal Bank, National Association | 220 A Avenue, Suite 100 Lake Oswego, OR 97034 | Full Service B&M | $17,627 |
| Washington Federal Bank, National Association | 221 West Aztec Avenue Gallup, NM 87305 | Full Service B&M | $102,576 |
| Washington Federal Bank, National Association | 223 11th Avenue South Nampa, ID 83651 | Full Service B&M | $52,436 |
| Washington Federal Bank, National Association | 224 South Washington Street Newport, WA 99156 | Full Service B&M | $29,418 |
| Washington Federal Bank, National Association | 225 East First Avenue Colville, WA 99114 | Full Service B&M | $58,753 |
| Washington Federal Bank, National Association | 2262 South Highland Drive Salt Lake City, UT 84106 | Full Service B&M | $38,072 |
| Washington Federal Bank, National Association | 229 Main Street Edmonds, WA 98020 | Full Service B&M | $126,126 |
| Washington Federal Bank, National Association | 22904 Bothell Everett Hwy Bothell, WA 98021 | Full Service B&M | $31,331 |
| Washington Federal Bank, National Association | 2323 Avenue H White City, OR 97503 | Full Service B&M | $13,901 |
| Washington Federal Bank, National Association | 2501 Mountain City Hwy, Ste 105 Elko, NV 89801 | Full Service B&M | $62,808 |
| Washington Federal Bank, National Association | 2518 Southern Blvd Se Rio Rancho, NM 87124 | Full Service B&M | $9,216 |
| Washington Federal Bank, National Association | 25812 104th Ave Se Kent, WA 98030 | Full Service B&M | $54,152 |
| Washington Federal Bank, National Association | 2720 N. Prince Street Clovis, NM 88101 | Full Service B&M | $43,731 |
| Washington Federal Bank, National Association | 280 W. Judicial Blackfoot, ID 83221 | Full Service B&M | $13,522 |
| Washington Federal Bank, National Association | 2800 Beacon Avenue South Seattle, WA 98144 | Full Service B&M | $115,080 |
| Washington Federal Bank, National Association | 290 Union Ave Grants Pass, OR 97526 | Full Service B&M | $61,409 |
| Washington Federal Bank, National Association | 29028 Southwest Town Center Loop E Wilsonville, OR 97070 | Full Service B&M | $33,248 |
| Washington Federal Bank, National Association | 2955 Broadway Street Ne Salem, OR 97303 | Full Service B&M | $57,151 |
| Washington Federal Bank, National Association | 298 W Mariposa Rd Nogales, AZ 85621 | Full Service B&M | $44,054 |
| Washington Federal Bank, National Association | 300 E. 1st St Alamogordo, NM 88310 | Full Service B&M | $32,029 |
| Washington Federal Bank, National Association | 300 East Fairhaven Avenue Burlington, WA 98233 | Full Service B&M | $106,942 |
| Washington Federal Bank, National Association | 300 Ellsworth St Sw Albany, OR 97321 | Full Service B&M | $43,212 |
| Washington Federal Bank, National Association | 300 Grover Street Lynden, WA 98264 | Full Service B&M | $40,325 |
| Washington Federal Bank, National Association | 300 N Pennsylvania Ave Roswell, NM 88201 | Full Service B&M | $145,697 |
| Washington Federal Bank, National Association | 3000 Eubank Blvd Ne Albuquerque, NM 87111 | Full Service B&M | $64,164 |
| Washington Federal Bank, National Association | 301 W. Amador Las Cruces, NM 88001 | Full Service B&M | $34,875 |
| Washington Federal Bank, National Association | 301 W. Main Safford, AZ 85546 | Full Service B&M | $36,483 |
| Washington Federal Bank, National Association | 303 West Esperanza Boulevard Green Valley, AZ 85614 | Full Service B&M | $93,408 |
| Washington Federal Bank, National Association | 305 East Main Street Hermiston, OR 97838 | Full Service B&M | $38,541 |
| Washington Federal Bank, National Association | 306 East Main Street Dayton, WA 99328 | Full Service B&M | $26,250 |
| Washington Federal Bank, National Association | 308 E Main Street Price, UT 84501 | Full Service B&M | $21,742 |
| Washington Federal Bank, National Association | 3100 Wind River Lane Denton, TX 76210 | Full Service B&M | $18,252 |
| Washington Federal Bank, National Association | 3170 W Ann Rd North Las Vegas, NV 89031 | Full Service B&M | $109,439 |
| Washington Federal Bank, National Association | 3197 North Cole Road Boise, ID 83704 | Full Service B&M | $38,381 |
| Washington Federal Bank, National Association | 3201 N. Main St. Roswell, NM 88201 | Limited, Drive-thru | $0 |
| Washington Federal Bank, National Association | 3219 West Mcgraw Street Seattle, WA 98199 | Full Service B&M | $62,851 |
| Washington Federal Bank, National Association | 325 East Bender Hobbs, NM 88240 | Full Service B&M | $68,301 |
| Washington Federal Bank, National Association | 325 Nw Hemlock Waldport, OR 97394 | Full Service B&M | $39,839 |
| Washington Federal Bank, National Association | 3350 South 25th East Idaho Falls, ID 83406 | Full Service B&M | $35,101 |
| Washington Federal Bank, National Association | 336 228th Ave Ne Sammamish, WA 98074 | Full Service B&M | $55,091 |
| Washington Federal Bank, National Association | 337 High School Rd Ne, Suite 1 Bainbridge Island, WA 98110 | Full Service B&M | $13,650 |
| Washington Federal Bank, National Association | 3380 State Highway 434 Angel Fire, NM 87710 | Full Service B&M | $12,933 |
| Washington Federal Bank, National Association | 35 Main Street Eastsound, WA 98245 | Full Service B&M | $107,063 |
| Washington Federal Bank, National Association | 3563 South Federal Way Boise, ID 83705 | Full Service B&M | $58,070 |
| Washington Federal Bank, National Association | 3617 88th Street Ne Marysville, WA 98270 | Full Service B&M | $20,798 |
| Washington Federal Bank, National Association | 3761 Highway 528 Northwest Albuquerque, NM 87114 | Full Service B&M | $29,751 |
| Washington Federal Bank, National Association | 3762 150th Ave Se Bellevue, WA 98006 | Full Service B&M | $72,342 |
| Washington Federal Bank, National Association | 398 Sudderth Drive Ruidoso, NM 88345 | Full Service B&M | $32,527 |
| Washington Federal Bank, National Association | 399 North Main Street, Suite 100 Logan, UT 84321 | Full Service B&M | $56,442 |
| Washington Federal Bank, National Association | 400 108th Avenue, N.E., Suite 104 Bellevue, WA 98004 | Full Service B&M | $50,166 |
| Washington Federal Bank, National Association | 400 H Street Blaine, WA 98230 | Full Service B&M | $41,410 |
| Washington Federal Bank, National Association | 4008 Summitview Avenue, Suite 102 Yakima, WA 98908 | Full Service B&M | $22,480 |
| Washington Federal Bank, National Association | 405 E Main Street Pullman, WA 99163 | Full Service B&M | $50,626 |
| Washington Federal Bank, National Association | 405 North Second Avenue Sandpoint, ID 83864 | Full Service B&M | $43,534 |
| Washington Federal Bank, National Association | 405 South Main St, Suite 100 Salt Lake City, UT 84111 | Full Service B&M | $731,014 |
| Washington Federal Bank, National Association | 4102 California Avenue Southwest Seattle, WA 98116 | Full Service B&M | $149,277 |
| Washington Federal Bank, National Association | 4110 Pacific Avenue Southeast Lacey, WA 98503 | Full Service B&M | $39,821 |
| Washington Federal Bank, National Association | 421 North Cole Road Boise, ID 83704 | Full Service B&M | $60,559 |
| Washington Federal Bank, National Association | 4221 Bridgeport Way West University Place, WA 98466 | Full Service B&M | $30,562 |
| Washington Federal Bank, National Association | 425 Pike Street Seattle, WA 98101 | Full Service B&M | $1,883,546 |
| Washington Federal Bank, National Association | 4400 Osuna Road, Ne Albuquerque, NM 87109 | Full Service B&M | $321,727 |
| Washington Federal Bank, National Association | 460 Sun Valley Road, Suite 101 Ketchum, ID 83340 | Full Service B&M | $43,687 |
| Washington Federal Bank, National Association | 4770 Southwest 76th Avenue Portland, OR 97225 | Full Service B&M | $42,809 |
| Washington Federal Bank, National Association | 4788 East Sunrise Drive Tucson, AZ 85718 | Full Service B&M | $61,802 |
| Washington Federal Bank, National Association | 4800 Rainier Avenue South Seattle, WA 98118 | Full Service B&M | $49,088 |
| Washington Federal Bank, National Association | 4910 East Broadway Blvd Tucson, AZ 85711 | Full Service B&M | $34,228 |
| Washington Federal Bank, National Association | 494 Blue Lake Blvd N Twin Falls, ID 83301 | Full Service B&M | $61,912 |
| Washington Federal Bank, National Association | 500 Central Avenue South Quincy, WA 98848 | Full Service B&M | $54,579 |
| Washington Federal Bank, National Association | 5010 South Highland Dr Salt Lake City, UT 84117 | Full Service B&M | $46,591 |
| Washington Federal Bank, National Association | 5017 W Lovers Ln Dallas, TX 75209 | Full Service B&M | $3,531 |
| Washington Federal Bank, National Association | 505 North Coast Highway Newport, OR 97365 | Full Service B&M | $28,843 |
| Washington Federal Bank, National Association | 515 Cleveland Boulevard Caldwell, ID 83605 | Full Service B&M | $37,618 |
| Washington Federal Bank, National Association | 51535 S Huntington Road La Pine, OR 97739 | Full Service B&M | $70,352 |
| Washington Federal Bank, National Association | 5215 South Sixth Street Klamath Falls, OR 97603 | Full Service B&M | $129,839 |
| Washington Federal Bank, National Association | 523 Main St E Monmouth, OR 97361 | Full Service B&M | $31,914 |
| Washington Federal Bank, National Association | 5265 State Hwy 303 Ne Bremerton, WA 98311 | Full Service B&M | $32,237 |
| Washington Federal Bank, National Association | 530 Sw 5th Ave Portland, OR 97204 | Full Service B&M | $334,200 |
| Washington Federal Bank, National Association | 5322 North Division St Spokane, WA 99207 | Full Service B&M | $9,997 |
| Washington Federal Bank, National Association | 541 Terrace Avenue Chama, NM 87520 | Full Service B&M | $26,294 |
| Washington Federal Bank, National Association | 5430 Lyndon B Johnson Fwy, Suite 200 Dallas, TX 75240 | Full Service B&M | $283,978 |
| Washington Federal Bank, National Association | 5520 East Grant Road Tucson, AZ 85712 | Full Service B&M | $29,660 |
| Washington Federal Bank, National Association | 572 Sw Bluff Drive, Suite 120 Bend, OR 97702 | Full Service B&M | $404,181 |
| Washington Federal Bank, National Association | 575 E Franklin Rd Meridian, ID 83642 | Full Service B&M | $49,257 |
| Washington Federal Bank, National Association | 5809 196th St Sw Lynnwood, WA 98036 | Full Service B&M | $101,628 |
| Washington Federal Bank, National Association | 5852 East Mckellips Road, Suite 101 Mesa, AZ 85215 | Full Service B&M | $31,802 |
| Washington Federal Bank, National Association | 5900 Chapel Hill Blvd. Plano, TX 75093 | Full Service B&M | $16,274 |
| Washington Federal Bank, National Association | 5980 E 2nd St Prescott Valley, AZ 86314 | Full Service B&M | $26,925 |
| Washington Federal Bank, National Association | 600 Biddle Road Medford, OR 97504 | Full Service B&M | $290,250 |
| Washington Federal Bank, National Association | 601 South Jackson Street Seattle, WA 98104 | Full Service B&M | $117,001 |
| Washington Federal Bank, National Association | 602 West Texas Avenue Artesia, NM 88210 | Full Service B&M | $11,012 |
| Washington Federal Bank, National Association | 603 Shoup St Salmon, ID 83467 | Full Service B&M | $11,999 |
| Washington Federal Bank, National Association | 610 N Arrowleaf Trail Sisters, OR 97759 | Full Service B&M | $42,249 |
| Washington Federal Bank, National Association | 6105 S. Fashion Blvd Murray, UT 84107 | Full Service B&M | $34,895 |
| Washington Federal Bank, National Association | 611 Main Street Dallas, OR 97338 | Full Service B&M | $64,254 |
| Washington Federal Bank, National Association | 620 Highway 101 Florence, OR 97439 | Full Service B&M | $49,238 |
| Washington Federal Bank, National Association | 620 Morris Street La Conner, WA 98257 | Full Service B&M | $48,516 |
| Washington Federal Bank, National Association | 620 Second Street Snohomish, WA 98291 | Full Service B&M | $48,326 |
| Washington Federal Bank, National Association | 645 Main St Gooding, ID 83330 | Full Service B&M | $18,255 |
| Washington Federal Bank, National Association | 660 Se 7th Street Grants Pass, OR 97526 | Full Service B&M | $73,631 |
| Washington Federal Bank, National Association | 6720 N. Scottsdale Road, Suite 111 Scottsdale, AZ 85253 | Full Service B&M | $158,007 |
| Washington Federal Bank, National Association | 675 South Cooper Road Suite 103 Gilbert, AZ 85233 | Full Service B&M | $43,935 |
| Washington Federal Bank, National Association | 6835 E. Baseline Road Mesa, AZ 85208 | Full Service B&M | $38,470 |
| Washington Federal Bank, National Association | 6895 W. Bell Road Glendale, AZ 85308 | Full Service B&M | $23,336 |
| Washington Federal Bank, National Association | 701 E State St Eagle, ID 83616 | Full Service B&M | $65,695 |
| Washington Federal Bank, National Association | 702 So. Clark St. Republic, WA 99166 | Full Service B&M | $34,100 |
| Washington Federal Bank, National Association | 708 Highway 2 Leavenworth, WA 98826 | Full Service B&M | $33,732 |
| Washington Federal Bank, National Association | 725 Great Basin Blvd Ely, NV 89301 | Full Service Retail | $33,406 |
| Washington Federal Bank, National Association | 733 E. Mullan Avenue Osburn, ID 83849 | Full Service B&M | $24,453 |
| Washington Federal Bank, National Association | 7334 35th Avenue, Northeast Seattle, WA 98115 | Full Service B&M | $69,154 |
| Washington Federal Bank, National Association | 7345 S Durango Drive, Suite 116, Ste 116 Las Vegas, NV 89113 | Full Service B&M | $22,942 |
| Washington Federal Bank, National Association | 735 Ne Purcell Blvd Bend, OR 97701 | Full Service B&M | $75,252 |
| Washington Federal Bank, National Association | 748 Sixth Street Clarkston, WA 99403 | Full Service B&M | $53,368 |
| Washington Federal Bank, National Association | 777 Wallace Road N.W. Salem, OR 97304 | Full Service B&M | $68,469 |
| Washington Federal Bank, National Association | 80 North 2nd East Rexburg, ID 83440 | Full Service B&M | $16,380 |
| Washington Federal Bank, National Association | 8000 Frankford Road Dallas, TX 75252 | Limited, Mobile/Seasonal Office | $22,663 |
| Washington Federal Bank, National Association | 8001 North Oracle Road, Suite 101 Tucson, AZ 85704 | Full Service B&M | $131,995 |
| Washington Federal Bank, National Association | 803 Main Street Klamath Falls, OR 97601 | Full Service B&M | $95,255 |
| Washington Federal Bank, National Association | 809 Saint Michaels Drive Santa Fe, NM 87505 | Full Service B&M | $32,482 |
| Washington Federal Bank, National Association | 81 West Mesquite Boulevard Mesquite, NV 89027 | Full Service B&M | $36,437 |
| Washington Federal Bank, National Association | 830 North Wenatchee Avenue Wenatchee, WA 98801 | Full Service B&M | $93,668 |
| Washington Federal Bank, National Association | 855 Rainier Blvd N Issaquah, WA 98027 | Full Service B&M | $74,393 |
| Washington Federal Bank, National Association | 855 Sw Veterans Way, Chelsea Square, Building 2, Redmond, OR 97756 | Full Service B&M | $68,741 |
| Washington Federal Bank, National Association | 860 Yellowstone Avenue Pocatello, ID 83201 | Full Service B&M | $28,358 |
| Washington Federal Bank, National Association | 8675 East Broadway Boulevard Tucson, AZ 85710 | Full Service B&M | $57,886 |
| Washington Federal Bank, National Association | 8747 Holman Road N.W. Seattle, WA 98117 | Full Service B&M | $68,013 |
| Washington Federal Bank, National Association | 9025 271st St Nw Stanwood, WA 98292 | Full Service B&M | $66,086 |
| Washington Federal Bank, National Association | 9325 Rainier Ave South Seattle, WA 98118 | Full Service B&M | $40,572 |
| Washington Federal Bank, National Association | 9340 Sun City Blvd #103 Las Vegas, NV 89134 | Full Service B&M | $62,115 |
| Washington Federal Bank, National Association | 940 W Williams St Fallon, NV 89406 | Full Service B&M | $43,126 |
| Washington Federal Bank, National Association | 9480 S. Eastern Ave, Suite 105 Las Vegas, NV 89123 | Full Service B&M | $43,261 |
| Washington Federal Bank, National Association | 9780 West Fairview Avenue Boise, ID 83704 | Full Service B&M | $77,456 |
| Washington Federal Bank, National Association | 9929 Evergreen Way Everett, WA 98204 | Full Service B&M | $26,749 |
| Washington Federal Bank, National Association | 999 North Cascade Drive Woodburn, OR 97071 | Full Service B&M | $37,428 |
For 2021, Washington Federal Bank had 225 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $600,652 |
| Net interest income | $525,156 |
| Total noninterest income | $72,208 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $15,116 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $57,092 |
| Pre-tax net operating income | $247,416 |
| Securities gains (or losses, -) | $95 |
| Income before extraordinary items | $195,433 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $195,433 |
| Minority interest net income | $0 |
| Net income | $195,433 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $195,357 |
Washington Federal Bank's gross interest income from loans was $600,652,000.
Washington Federal Bank's net interest income from loans was $525,156,000.
Washington Federal Bank's fee based income from loans was $15,116,000.
Washington Federal Bank's net income from loans was $195,433,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $75,496 |
| Provision for credit losses | $-2,000 |
| Total noninterest expense | $351,948 |
| Salaries and employee benefits | $179,625 |
| Premises and equipment expense | $37,842 |
| Additional noninterest expense | $134,481 |
| Applicable income taxes | $52,078 |
| Net charge-offs | $-6,722 |
| Cash dividends | $114,000 |
Washington Federal Bank's interest expense for loans was $75,496,000.
Washington Federal Bank's payroll and benefits expense were $179,625,000.
Washington Federal Bank's property, plant and equipment expenses $37,842,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $16,001,377 |
| Deposits held in domestic offices | $16,001,377 |
| Deposits by Individuals, partnerships, and corporations | $14,825,868 |
| Deposits by U.S. Government | $71 |
| Deposits by States and political subdivisions in the U.S. | $1,153,435 |
| Deposits by Commercial banks and other depository institutions in U.S. | $22,003 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $12,649,392 |
| Demand deposits | $12,649,392 |
| Nontransaction accounts | $3,351,985 |
| Money market deposit accounts (MMDAs) | $0 |
| Other savings deposits (excluding MMDAs) | $60,216 |
| Total time deposits | $3,291,768 |
| Total time and savings deposits | $3,351,985 |
| Noninterest-bearing deposits | $3,379,723 |
| Interest-bearing deposits | $12,621,654 |
| Retail deposits | $15,467,201 |
| IRAs and Keogh plan accounts | $529,535 |
| Brokered deposits | $50,000 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $19,973,048 |
| Cash & Balances due from depository institutions | $1,880,647 |
| Interest-bearing balances | $1,729,261 |
| Total securities | $2,272,526 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $14,594,672 |
| Loan and leases loss allowance | $171,411 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $253,488 |
| Other real estate owned | $5,737 |
| Goodwill and other intangibles | $309,747 |
| All other assets | $656,231 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $19,973,048 |
| Total Liabilities | $17,855,687 |
| Total deposits | $16,001,377 |
| Interest-bearing deposits | $12,621,654 |
| Deposits held in domestic offices | $16,001,377 |
| % insured (estimated) | $69 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $1,720,000 |
| Subordinated debt | $0 |
| All other liabilities | $134,310 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $14,594,672 |
| Loan and leases loss allowance | $171,411 |
| Total loans and leases (domestic) | $14,766,083 |
| All real estate loans | $12,452,750 |
| Real estate loans in domestic offices | $12,452,750 |
| Construction and development loans | $1,917,573 |
| Residential 1-4 family construction | $538,336 |
| Other construction, all land development and other land | $1,379,237 |
| Loans secured by nonfarm nonresidential properties | $2,748,506 |
| Nonfarm nonresidential secured by owner-occupied properties | $738,716 |
| Commercial real estate & other non-farm, non-residential | $2,009,790 |
| Multifamily residential real estate | $2,282,687 |
| 1-4 family residential loans | $5,492,002 |
| Farmland loans | $11,982 |
| Loans held in foreign offices | $0 |
| Farm loans | $9,557 |
| Commercial and industrial loans | $2,094,692 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $76,507 |
| Credit card loans | $824 |
| Related Plans | $15,122 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $60,561 |
| All other loans & leases | $132,577 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $3,657 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $18,637 |
| Non 1-4 family restructured loans & leases | $3,123 |
| Total loans and leases (foreign) | $0 |
Washington Federal Bank had $14,594,672,000 of loans outstanding in 2021. $12,452,750,000 of loans were in real estate loans. $1,917,573,000 of loans were in development loans. $2,282,687,000 of loans were in multifamily mortgage loans. $5,492,002,000 of loans were in 1-4 family mortgage loans. $9,557,000 of loans were in farm loans. $824,000 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 646 | $239,905 | $371,370 |
| Nonfarm, nonresidential loans - <$100k | 115 | $4,233 | $36,809 |
| Nonfarm, nonresidential loans - $100-250k | 158 | $27,163 | $171,918 |
| Nonfarm, nonresidential loans - $250k-1MM | 373 | $208,509 | $559,005 |
| Commercial & Industrial, US addressed loans - <$1MM | 3,362 | $220,136 | $65,478 |
| Commercial & Industrial, US addressed loans - <$100k | 2,838 | $51,926 | $18,297 |
| Commercial & Industrial, US addressed loans - $100-250k | 282 | $46,820 | $166,028 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 242 | $121,390 | $501,612 |
| Farmland loans - <$1MM | 20 | $1,784 | $89,200 |
| Farmland loans - <$100k | 12 | $403 | $33,583 |
| Farmland loans - $100-250k | 7 | $1,071 | $153,000 |
| Farmland loans - $250k-1MM | 1 | $310 | $310,000 |
| Agriculture operations loans - <$1MM | 36 | $3,568 | $99,111 |
| Agriculture operations loans - <$100k | 20 | $358 | $17,900 |
| Agriculture operations loans - $100-250k | 13 | $1,982 | $152,462 |
| Agriculture operations loans - $250k-1MM | 3 | $1,228 | $409,333 |