Mutual Of Omaha Bank Mortgage Rates, Fees & Info
Omaha, NELEI: AH55RWHBL7W3I2HNEB67
Tax ID: 47-0678740
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Mortgage Data
Review & Overview
Mutual Of Omaha Bank is a smaller bank specializing in Home Purchase loans. Mutual Of Omaha Bank has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Kansas City, Phoenix, Tampa, and Seattle among others. We have data for 88 markets. (Some data included below & more in-depth data is available with an active subscription.)Mutual Of Omaha Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Mutual Of Omaha Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
390Origination Dollar Volume (All Markets)
$625,900,000Awards
Mutual Of Omaha Bank - 2019
Mutual Of Omaha Bank is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 16 | $75,880,000 | $4,742,500 | $6,514 | 4.44% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $48,215,000 | $6,887,857 | $2,236 | 4.48% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 47 | $42,335,000 | $900,745 | $3,934 | 4.63% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $42,285,000 | $14,095,000 | $7,148 | 4.45% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 32 | $40,740,000 | $1,273,125 | $4,960 | 3.79% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 18 | $37,130,000 | $2,062,778 | $8,056 | 4.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $32,940,000 | $16,470,000 | $5,211 | 3.95% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $28,960,000 | $14,480,000 | $7,420 | 4.54% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $24,195,000 | $4,839,000 | $6,823 | 4.08% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $19,165,000 | $19,165,000 | $0 | 4.64% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $18,205,000 | $18,205,000 | $0 | 5.26% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $17,005,000 | $17,005,000 | $0 | 3.66% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $14,465,000 | $4,821,667 | $5,549 | 4.12% |
| LINCOLN, NE (FHA|USDA|VA) | 12 | $14,130,000 | $1,177,500 | $0 | 5.04% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 18 | $11,620,000 | $645,556 | $5,208 | 4.15% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $10,900,000 | $5,450,000 | $3,793 | 3.87% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 13 | $10,585,000 | $814,231 | $2,067 | 4.49% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 16 | $10,430,000 | $651,875 | $7,631 | 3.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $9,465,000 | $9,465,000 | $0 | 4.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $9,005,000 | $9,005,000 | $0 | 5.26% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 10 | $8,320,000 | $832,000 | $4,905 | 3.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 14 | $7,890,000 | $563,571 | $6,129 | 4.05% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $7,840,000 | $980,000 | $5,966 | 3.95% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 10 | $6,560,000 | $656,000 | $4,137 | 4.01% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $4,920,000 | $615,000 | $3,118 | 3.83% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 12 | $4,150,000 | $345,833 | $1,761 | 4.86% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $4,125,000 | $589,286 | $2,930 | 3.68% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $3,510,000 | $585,000 | $3,724 | 3.92% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $3,360,000 | $840,000 | $3,491 | 3.72% |
| RENO, NV (FHA|USDA|VA) | 5 | $3,215,000 | $643,000 | $6,214 | 3.85% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $2,865,000 | $573,000 | $3,237 | 3.95% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $2,825,000 | $941,667 | $8,990 | 3.71% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $2,680,000 | $670,000 | $5,309 | 4.31% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $2,580,000 | $645,000 | $5,364 | 4.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $2,570,000 | $642,500 | $5,955 | 3.84% |
| Outside of Metro Areas | 8 | $2,400,000 | $300,000 | $2,311 | 4.72% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 4 | $2,290,000 | $572,500 | $4,708 | 4.70% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $5,258 | 3.79% |
| Jackson, WY-ID (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $4,957 | 3.63% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $1,830,000 | $915,000 | $5,732 | 3.44% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $3,976 | 3.63% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $1,145 | 5.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $1,470,000 | $735,000 | $5,687 | 3.69% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $1,285,000 | $1,285,000 | $12,079 | 4.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $2,200 | 5.51% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $4,795 | 3.88% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $1,185,000 | $1,185,000 | $5,286 | 3.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $5,640 | 4.50% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $2,047 | 5.44% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $4,645 | 3.94% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $4,322 | 3.63% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $7,182 | 3.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $4,029 | 3.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $4,869 | 3.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $5,704 | 3.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $12,487 | 3.88% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $4,829 | 4.00% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $4,666 | 4.50% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,713 | 4.63% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,726 | 3.38% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $1,586 | 4.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,962 | 3.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 4.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $5,848 | 4.00% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,520 | 3.75% |
| Brevard, NC (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,448 | 3.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,916 | 4.00% |
| BEND, OR (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,967 | 4.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $11,431 | 3.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,597 | 4.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,111 | 3.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,329 | 3.50% |
| Granbury, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,736 | 4.00% |
| MADISON, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,316 | 3.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,127 | 3.63% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,461 | 3.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,402 | 3.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,831 | 3.88% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,476 | 3.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,821 | 4.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,421 | 3.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.55% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.75% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.55% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.00% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.30% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 390 | $625,900,000 | $1,604,872 | $4,546 | 4.24% |
For 2019, Mutual Of Omaha Bank's most frequently originated type of loan was Conventional, with 390 originations.
Loan Reason
For 2019, Mutual Of Omaha Bank's most frequently cited loan purpose was Home Purchase, with 207 originations. The 2nd most popular reason was Refi, with 92 originations.
Loan Duration/Length
For 2019, Mutual Of Omaha Bank's most frequently cited loan duration was 30 Year, with 204 originations. The 2nd most popular length was 15 Year, with 101 originations.
Origination Fees/Closing Costs
Mutual Of Omaha Bank's average total fees were $5,466, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 175 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 207 | $219,265,000 | $1,059,251 |
| 4-5% | 120 | $309,190,000 | $2,576,583 |
| 5-6% | 58 | $95,400,000 | $1,644,828 |
| 6-7% | 3 | $175,000 | $58,333 |
| 2.5-3% | 2 | $1,870,000 | $935,000 |
During 2019, Mutual Of Omaha Bank's average interest rate for loans was 3.97%, while their most frequently originated rate bucket for loans was 3-4%, with 207 originations.
Loan Sizing
2019 saw Mutual Of Omaha Bank place emphasis on $600k-1MM loans with 122 originations, totaling $91,380,000 in origination value.
Applicant Income
Mutual Of Omaha Bank lent most frequently to those with incomes in the $250k+ range, with 156 originations. The second most popular income band? $150k-250k, with 115 originations.
Applicant Debt to Income Ratio
Mutual Of Omaha Bank lent most frequently to those with DTI ratios of 20-30%, with 84 originations. The next most common DTI ratio? 30-36%, with 83 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.24%
Mutual Of Omaha Bank has an average approval rate.
Pick Rate
Approvals leading to origination94.10%
Mutual Of Omaha Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 390 | $625,900,000 | $1,604,872 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 26 | $415,560,000 | $15,983,077 |
| Single Family (1-4 Units):Site-Built | 364 | $210,340,000 | $577,857 |