Mutual Of Omaha Bank Mortgage Rates, Fees & Info

Omaha, NE

LEI: AH55RWHBL7W3I2HNEB67

Tax ID: 47-0678740

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Mortgage Data

Review & Overview

Mutual Of Omaha Bank is a smaller bank specializing in Home Purchase loans. Mutual Of Omaha Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Omaha, Kansas City, Phoenix, Dallas, and Seattle among others. We have data for 169 markets. (Some data included below & more in-depth data is available with an active subscription.)

Mutual Of Omaha Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mutual Of Omaha Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

1,003

Origination Dollar Volume (All Markets)

$574,375,000
Show all (6) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 241 $69,945,000 $290,228 $3,410 4.72%
KANSAS CITY, MO-KS (FHA|USDA|VA) 23 $46,415,000 $2,018,043 $3,534 4.72%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 92 $42,610,000 $463,152 $4,859 4.68%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 54 $39,840,000 $737,778 $6,187 4.52%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 41 $27,975,000 $682,317 $5,208 4.21%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $25,640,000 $12,820,000 $4,204 4.92%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 14 $22,790,000 $1,627,857 $5,268 4.16%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $17,215,000 $17,215,000 $0 4.66%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 6 $16,740,000 $2,790,000 $2,621 4.52%
HINESVILLE, GA (FHA|USDA|VA) 1 $15,005,000 $15,005,000 $0 5.29%
LINCOLN, NE (FHA|USDA|VA) 42 $14,660,000 $349,048 $3,139 4.69%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 14 $13,980,000 $998,571 $7,305 4.42%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 27 $12,115,000 $448,704 $3,772 4.55%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $12,005,000 $12,005,000 $0 5.15%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 15 $11,805,000 $787,000 $4,871 4.33%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 13 $10,305,000 $792,692 $8,136 4.18%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 17 $9,965,000 $586,176 $5,448 4.47%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $8,740,000 $4,370,000 $3,410 4.86%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $7,205,000 $7,205,000 $0 5.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $7,005,000 $7,005,000 $0 5.11%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 14 $6,900,000 $492,857 $4,336 4.33%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $6,820,000 $852,500 $5,179 4.30%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 21 $6,455,000 $307,381 $3,706 4.67%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 12 $6,280,000 $523,333 $5,381 4.45%
Outside of Metro Areas 28 $6,090,000 $217,500 $2,943 4.64%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $5,460,000 $910,000 $5,994 4.19%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 16 $5,150,000 $321,875 $6,142 4.61%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $4,905,000 $700,714 $5,998 4.86%
Heber, UT (FHA|USDA|VA) 5 $3,785,000 $757,000 $5,999 4.10%
RENO, NV (FHA|USDA|VA) 8 $3,770,000 $471,250 $4,553 4.28%
BOULDER, CO (FHA|USDA|VA) 8 $3,750,000 $468,750 $3,625 4.38%
BOISE CITY, ID (FHA|USDA|VA) 7 $3,125,000 $446,429 $5,271 4.43%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 7 $3,065,000 $437,857 $4,557 4.71%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $3,040,000 $380,000 $6,011 4.57%
TUCSON, AZ (FHA|USDA|VA) 16 $3,010,000 $188,125 $3,301 4.73%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 7 $2,825,000 $403,571 $6,844 4.63%
SALINAS, CA (FHA|USDA|VA) 3 $2,815,000 $938,333 $6,099 4.21%
VALLEJO, CA (FHA|USDA|VA) 4 $2,350,000 $587,500 $6,171 4.69%
BEND, OR (FHA|USDA|VA) 3 $2,225,000 $741,667 $7,282 4.25%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 5 $2,205,000 $441,000 $5,579 4.53%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,935,000 $645,000 $7,231 4.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $1,795,000 $256,429 $3,563 4.63%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $1,780,000 $445,000 $3,380 4.56%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,745,000 $581,667 $4,482 4.46%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $1,685,000 $240,714 $5,311 4.63%
Edwards, CO (FHA|USDA|VA) 1 $1,665,000 $1,665,000 $4,181 4.13%
Cullowhee, NC (FHA|USDA|VA) 1 $1,445,000 $1,445,000 $6,001 4.13%
ST. LOUIS, MO-IL (FHA|USDA|VA) 7 $1,445,000 $206,429 $2,565 4.46%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $1,395,000 $465,000 $6,680 4.67%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $1,315,000 $438,333 $3,400 5.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $1,275,000 $425,000 $4,630 4.25%
COLUMBIA, SC (FHA|USDA|VA) 2 $1,080,000 $540,000 $4,844 4.44%
Glenwood Springs, CO (FHA|USDA|VA) 1 $965,000 $965,000 $3,535 4.38%
Spirit Lake, IA (FHA|USDA|VA) 2 $950,000 $475,000 $3,383 4.31%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $910,000 $455,000 $4,813 4.69%
Red Bluff, CA (FHA|USDA|VA) 2 $910,000 $455,000 $4,787 4.06%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $860,000 $430,000 $7,083 4.50%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $860,000 $430,000 $5,577 4.31%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $840,000 $420,000 $4,679 4.63%
GRAND ISLAND, NE (FHA|USDA|VA) 6 $820,000 $136,667 $3,536 4.69%
COLUMBUS, OH (FHA|USDA|VA) 2 $810,000 $405,000 $4,249 4.44%
Newberry, SC (FHA|USDA|VA) 1 $805,000 $805,000 $5,813 4.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $740,000 $185,000 $5,901 5.00%
MODESTO, CA (FHA|USDA|VA) 2 $740,000 $370,000 $3,953 4.44%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $720,000 $360,000 $4,634 3.94%
Jackson, WY-ID (FHA|USDA|VA) 1 $705,000 $705,000 $3,465 4.25%
Fremont, NE (FHA|USDA|VA) 5 $695,000 $139,000 $3,517 4.63%
FORT COLLINS, CO (FHA|USDA|VA) 1 $695,000 $695,000 $3,391 3.50%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $670,000 $335,000 $5,068 4.56%
REDDING, CA (FHA|USDA|VA) 1 $655,000 $655,000 $2,492 3.25%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $650,000 $325,000 $3,349 4.69%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $650,000 $325,000 $4,125 4.06%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $625,000 $625,000 $4,524 4.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $605,000 $605,000 $4,254 4.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $595,000 $595,000 $4,302 4.38%
STOCKTON, CA (FHA|USDA|VA) 1 $595,000 $595,000 $11,273 4.88%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $585,000 $585,000 $3,339 3.63%
Hilo, HI (FHA|USDA|VA) 1 $575,000 $575,000 $5,481 4.25%
Payson, AZ (FHA|USDA|VA) 1 $565,000 $565,000 $5,251 3.88%
SANTA FE, NM (FHA|USDA|VA) 1 $555,000 $555,000 $5,066 5.00%
GREELEY, CO (FHA|USDA|VA) 2 $550,000 $275,000 $4,932 4.68%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $545,000 $545,000 $5,001 4.50%
Marietta, OH (FHA|USDA|VA) 1 $545,000 $545,000 $12,592 4.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $535,000 $535,000 $8,577 4.00%
SAN ANGELO, TX (FHA|USDA|VA) 1 $535,000 $535,000 $6,003 4.63%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $530,000 $265,000 $2,652 4.94%
Cambridge, MD (FHA|USDA|VA) 2 $530,000 $265,000 $6,527 4.88%
Georgetown, SC (FHA|USDA|VA) 1 $495,000 $495,000 $4,303 4.63%
RICHMOND, VA (FHA|USDA|VA) 1 $475,000 $475,000 $2,476 4.38%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $460,000 $230,000 $4,674 4.13%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $455,000 $455,000 $5,320 4.25%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $435,000 $435,000 $8,279 4.38%
Brookings, SD (FHA|USDA|VA) 1 $375,000 $375,000 $3,578 4.13%
APPLETON, WI (FHA|USDA|VA) 2 $340,000 $170,000 $3,594 4.68%
PITTSBURGH, PA (FHA|USDA|VA) 3 $335,000 $111,667 $4,830 4.29%
TOPEKA, KS (FHA|USDA|VA) 2 $320,000 $160,000 $2,838 4.56%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $310,000 $155,000 $6,979 4.44%
TOLEDO, OH (FHA|USDA|VA) 1 $305,000 $305,000 $4,412 4.75%
McComb, MS (FHA|USDA|VA) 1 $305,000 $305,000 $3,492 4.75%
SAVANNAH, GA (FHA|USDA|VA) 1 $295,000 $295,000 $10,381 4.75%
Kearney, NE (FHA|USDA|VA) 2 $290,000 $145,000 $2,751 4.31%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $285,000 $285,000 $3,748 4.38%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $6,195 4.50%
Norfolk, NE (FHA|USDA|VA) 2 $280,000 $140,000 $3,657 5.06%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $275,000 $275,000 $8,173 4.88%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $275,000 $275,000 $5,120 4.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $265,000 $265,000 $5,485 4.50%
OCALA, FL (FHA|USDA|VA) 2 $240,000 $120,000 $6,006 4.75%
Roseburg, OR (FHA|USDA|VA) 1 $225,000 $225,000 $3,854 5.13%
MORGANTOWN, WV (FHA|USDA|VA) 1 $225,000 $225,000 $5,655 3.75%
Rolla, MO (FHA|USDA|VA) 1 $225,000 $225,000 $3,175 5.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $220,000 $110,000 $5,060 4.44%
Newport, OR (FHA|USDA|VA) 1 $215,000 $215,000 $4,097 5.75%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $215,000 $215,000 $7,399 3.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $215,000 $215,000 $2,495 4.75%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $205,000 $205,000 $6,152 4.25%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $205,000 $205,000 $2,358 4.38%
Show Low, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $6,543 3.88%
Hastings, NE (FHA|USDA|VA) 2 $200,000 $100,000 $2,735 5.06%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,428 4.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $185,000 $185,000 $4,642 4.38%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,933 4.25%
Marinette, WI-MI (FHA|USDA|VA) 1 $175,000 $175,000 $9,142 4.25%
Brookings, OR (FHA|USDA|VA) 1 $175,000 $175,000 $8,623 3.99%
READING, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,661 4.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,704 5.13%
Wilmington, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,867 3.88%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $170,000 $85,000 $4,067 4.94%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $170,000 $85,000 $2,784 4.81%
Huntingdon, PA (FHA|USDA|VA) 1 $165,000 $165,000 $6,494 4.38%
Statesboro, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,838 5.38%
Rexburg, ID (FHA|USDA|VA) 1 $165,000 $165,000 $4,149 5.75%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $155,000 $155,000 $4,657 4.13%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $155,000 $155,000 $3,428 4.63%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $145,000 $145,000 $1,828 4.50%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,653 5.25%
Washington Court House, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,975 4.75%
WACO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,484 3.99%
Morgan City, LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,025 4.38%
Defiance, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,005 4.75%
Cedartown, GA (FHA|USDA|VA) 2 $140,000 $70,000 $3,278 4.63%
Ponca City, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,781 5.38%
Borger, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,844 4.63%
LUBBOCK, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,956 4.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $125,000 $125,000 $2,860 4.38%
Rock Springs, WY (FHA|USDA|VA) 1 $125,000 $125,000 $3,922 3.99%
WHEELING, WV-OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,828 4.88%
Cedar City, UT (FHA|USDA|VA) 1 $125,000 $125,000 $2,827 4.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $115,000 $115,000 $5,184 3.88%
JACKSON, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,010 4.88%
Columbus, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,594 4.50%
Scottsbluff, NE (FHA|USDA|VA) 1 $105,000 $105,000 $3,166 5.00%
CARSON CITY, NV (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.50%
Owatonna, MN (FHA|USDA|VA) 1 $105,000 $105,000 $3,816 4.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $105,000 $105,000 $3,026 4.13%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $105,000 $105,000 $3,270 5.13%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $95,000 $95,000 $3,281 4.63%
Lawrenceburg, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,415 4.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,843 5.13%
Beatrice, NE (FHA|USDA|VA) 1 $75,000 $75,000 $2,978 4.88%
FORT WAYNE, IN (FHA|USDA|VA) 1 $65,000 $65,000 $4,154 4.25%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,213 4.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,058 4.63%
Marion, NC (FHA|USDA|VA) 1 $65,000 $65,000 $3,640 3.99%
Dyersburg, TN (FHA|USDA|VA) 1 $55,000 $55,000 $2,635 4.88%
Rockingham, NC (FHA|USDA|VA) 1 $55,000 $55,000 $4,120 4.99%
Waycross, GA (FHA|USDA|VA) 1 $55,000 $55,000 $3,305 5.00%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $55,000 $55,000 $3,094 4.99%
Mutual Of Omaha Bank's top markets include Omaha, Kansas City, Phoenix, Dallas, and Seattle among others.

Their top states include:
  • Nebraska (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 896 $551,740,000 $615,781 $4,170 4.59%
    FHA 54 $9,580,000 $177,407 $6,308 4.60%
    VA 44 $11,900,000 $270,455 $7,479 4.40%
    USDA 9 $1,155,000 $128,333 $3,804 4.68%

    For 2018, Mutual Of Omaha Bank's most frequently originated type of loan was Conventional, with 896 originations. Their 2nd most popular type was FHA, with 54 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 640 $404,270,000 $631,672 $4,801 4.57%
    Cash Out Refi 167 $53,695,000 $321,527 $4,176 4.59%
    Refi 148 $107,760,000 $728,108 $3,858 4.53%
    Other 26 $6,240,000 $240,000 $2,943 4.79%
    Home Improvement 22 $2,410,000 $109,545 $1,236 5.13%

    For 2018, Mutual Of Omaha Bank's most frequently cited loan purpose was Home Purchase, with 640 originations. The 2nd most popular reason was Cash Out Refi, with 167 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 741 $283,265,000 $382,274 $4,714 4.59%
    15 Year 138 $46,220,000 $334,928 $3,882 4.34%
    20 Year 48 $21,470,000 $447,292 $4,476 4.55%
    10 Year 38 $4,790,000 $126,053 $1,296 5.03%
    5 Year 22 $116,910,000 $5,314,091 $121 4.99%
    3 Year 14 $82,570,000 $5,897,857 $62 4.61%
    Other 2 $19,150,000 $9,575,000 $0 4.83%

    For 2018, Mutual Of Omaha Bank's most frequently cited loan duration was 30 Year, with 741 originations. The 2nd most popular length was 15 Year, with 138 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 425 $179,335,000 $421,965
    $<1k 378 $95,740,000 $253,280
    $2k-3k 71 $29,705,000 $418,380
    $3k-4k 37 $18,635,000 $503,649
    $5k+ 34 $22,230,000 $653,824
    $4k-5k 18 $9,370,000 $520,556

    Mutual Of Omaha Bank's average total fees were $4,714, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 425 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 732 $361,130,000 $493,347
    5-6% 137 $110,925,000 $809,672
    3-4% 133 $102,055,000 $767,331
    6-7% 1 $265,000 $265,000

    During 2018, Mutual Of Omaha Bank's average interest rate for loans was 4.59%, while their most frequently originated rate bucket for loans was 4-5%, with 732 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 270 $40,120,000 $148,593 $3,538 4.70%
    $200k-400k 223 $60,385,000 $270,785 $4,357 4.63%
    $400k-600k 168 $84,900,000 $505,357 $5,620 4.43%
    $600k-1MM 146 $107,500,000 $736,301 $5,998 4.29%
    $100,000 or less 132 $8,620,000 $65,303 $2,193 4.88%
    $1MM+ 64 $272,850,000 $4,263,281 $7,142 4.39%

    2018 saw Mutual Of Omaha Bank place emphasis on $100k-200k loans with 270 originations, totaling $40,120,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 218 $103,230,000 $473,532 $4,853 4.50%
    $250k+ 190 $145,970,000 $768,263 $5,858 4.34%
    $50k-75k 163 $26,835,000 $164,632 $4,032 4.71%
    $100k-150k 152 $41,870,000 $275,461 $3,984 4.59%
    $50k or less 128 $14,750,000 $115,234 $3,333 4.68%
    $75k-100k 111 $22,095,000 $199,054 $3,763 4.69%

    Mutual Of Omaha Bank lent most frequently to those with incomes in the $150k-250k range, with 218 originations. The second most popular income band? $250k+, with 190 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 206 $81,610,000 $396,165 $4,373 4.58%
    20-30% 192 $64,580,000 $336,354 $4,051 4.56%
    42% 68 $29,160,000 $428,824 $4,316 4.47%
    <20% 46 $16,490,000 $358,478 $3,336 4.45%
    39% 46 $20,120,000 $437,391 $5,517 4.61%
    41% 44 $18,690,000 $424,773 $4,665 4.34%
    36% 43 $19,095,000 $444,070 $4,862 4.49%
    38% 40 $16,590,000 $414,750 $4,270 4.58%
    37% 39 $19,475,000 $499,359 $5,541 4.46%
    40% 38 $25,820,000 $679,474 $5,476 4.35%
    49% 37 $8,125,000 $219,595 $3,791 4.83%
    43% 29 $6,905,000 $238,103 $4,804 4.64%
    47% 27 $5,245,000 $194,259 $4,543 4.64%
    48% 23 $4,245,000 $184,565 $3,551 4.69%
    44% 23 $4,605,000 $200,217 $3,505 4.73%
    46% 21 $4,565,000 $217,381 $4,006 4.73%
    45% 20 $4,700,000 $235,000 $4,547 4.74%
    50-60% 18 $4,550,000 $252,778 $8,345 4.58%
    >60% 2 $180,000 $90,000 $296 5.38%

    Mutual Of Omaha Bank lent most frequently to those with DTI ratios of 30-36%, with 206 originations. The next most common DTI ratio? 20-30%, with 192 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 794 $282,300,000 $355,542 $4,366 4.58%
    Not applicable 34 $218,760,000 $6,434,118 $0 5.02%
    Not provided 104 $44,080,000 $423,846 $4,249 4.51%
    Asian 37 $19,765,000 $534,189 $4,891 4.56%
    Black 25 $5,775,000 $231,000 $6,778 4.60%
    Asian Indian 3 $1,505,000 $501,667 $3,762 4.08%
    American Indian 4 $1,180,000 $295,000 $4,894 4.28%
    Other Asian 1 $715,000 $715,000 $4,043 4.38%
    Korean 1 $295,000 $295,000 $5,842 4.25%

    Approval Rates

    Total approvals of all applications
    92.09%

    Mutual Of Omaha Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    56.33%

    Mutual Of Omaha Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,003 $574,375,000 $572,657

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 21 $186,025,000 $8,858,333
    Single Family (1-4 Units):Manufactured 6 $680,000 $113,333
    Single Family (1-4 Units):Site-Built 976 $387,670,000 $397,203

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 70 $20,380,000 $291,143 $3,815 4.49%
    40-60% 149 $144,995,000 $973,121 $4,677 4.43%
    60-80% 397 $291,955,000 $735,403 $4,277 4.55%
    80-100% 348 $112,310,000 $322,730 $4,775 4.65%
    Over 100% 7 $2,055,000 $293,571 $12,482 4.64%
    Under 20% 31 $2,485,000 $80,161 $972 5.14%