A&d Mortgage Rates, Fees & Info
Hollywood, FLLEI: 2549005SIVTHG14U2905
Tax ID: 80-0832417
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
A&d Mortgage is a smaller mortgage company specializing in Home Purchase and Refi loans. A&d Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Miami, Los Angeles, New York, Riverside, and Orlando among others. We have data for 90 markets. (Some data included below & more in-depth data is available with an active subscription.)A&d Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. A&d Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.54% | 4/22/24 |
| 30 Year Conventional Refi | 7.83% | 4/22/24 |
| 30 Year Cash-out Refi | 8.35% | 4/22/24 |
| 30 Year FHA Purchase | 7.48% | 4/22/24 |
| 30 Year USDA Purchase | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 6.39% | 4/22/24 |
| 15 Year Conventional Refi | 6.16% | 4/22/24 |
| 15 Year Cash-out Refi | 6.16% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
A&d Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from A&d Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,928Origination Dollar Volume (All Markets)
$701,290,000Awards
A&D Mortgage - 2020
A&D Mortgage is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for A&D Mortgage?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 718 | $245,150,000 | $341,435 | $16,118 | 4.44% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 243 | $124,575,000 | $512,654 | $9,290 | 3.15% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 174 | $83,610,000 | $480,517 | $36,971 | 3.97% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 81 | $26,615,000 | $328,580 | $7,825 | 3.33% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 102 | $24,460,000 | $239,804 | $10,432 | 5.36% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 41 | $23,565,000 | $574,756 | $9,614 | 3.21% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 36 | $15,360,000 | $426,667 | $6,644 | 2.96% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 38 | $12,190,000 | $320,789 | $4,337 | 3.18% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 29 | $11,595,000 | $399,828 | $5,263 | 3.08% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 34 | $9,710,000 | $285,588 | $9,078 | 4.18% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 23 | $9,445,000 | $410,652 | $7,228 | 3.35% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 15 | $7,825,000 | $521,667 | $8,495 | 3.36% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 31 | $7,555,000 | $243,710 | $6,106 | 3.97% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 22 | $6,160,000 | $280,000 | $10,941 | 3.39% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 22 | $5,740,000 | $260,909 | $9,039 | 4.45% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 21 | $5,615,000 | $267,381 | $5,759 | 3.58% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 19 | $5,545,000 | $291,842 | $9,403 | 4.12% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 25 | $4,915,000 | $196,600 | $7,997 | 3.92% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 13 | $4,415,000 | $339,615 | $5,947 | 3.02% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 8 | $4,020,000 | $502,500 | $7,716 | 3.01% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 11 | $3,865,000 | $351,364 | $5,490 | 3.35% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $3,685,000 | $737,000 | $17,618 | 4.27% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 12 | $3,410,000 | $284,167 | $9,674 | 4.03% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 16 | $3,390,000 | $211,875 | $7,538 | 4.17% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $3,245,000 | $360,556 | $11,316 | 5.18% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 12 | $3,080,000 | $256,667 | $10,063 | 4.67% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 15 | $2,855,000 | $190,333 | $7,790 | 5.63% |
| Key West, FL (FHA|USDA|VA) | 9 | $2,475,000 | $275,000 | $8,273 | 4.67% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $9,908 | 5.53% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $36,666 | 9.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $6,499 | 3.20% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $7,060 | 4.45% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $8,904 | 2.96% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $6,016 | 4.09% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $13,868 | 4.08% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $8,658 | 3.31% |
| Outside of Metro Areas | 7 | $1,255,000 | $179,286 | $4,554 | 3.46% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $11,225 | 4.85% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $10,542 | 4.40% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,410 | 4.73% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $6,757 | 3.97% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $15,702 | 2.94% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $12,954 | 3.25% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $9,374 | 4.71% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $7,745 | 4.71% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,545 | 3.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,018 | 3.06% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,292 | 2.88% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,613 | 2.79% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $7,110 | 6.31% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,994 | 3.43% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $7,932 | 4.94% |
| REDDING, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,586 | 3.19% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,231 | 3.96% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,884 | 2.88% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,751 | 3.19% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,737 | 5.08% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,626 | 4.16% |
| Payson, AZ (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $7,041 | 2.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,282 | 2.75% |
| CHICO, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,068 | 3.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,700 | 5.99% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,533 | 7.88% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,542 | 2.63% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,842 | 3.00% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,795 | 2.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,297 | 5.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,360 | 5.63% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,813 | 6.04% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,435 | 6.25% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,795 | 5.75% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,282 | 5.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,925 | 3.12% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,826 | 5.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,689 | 9.99% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,842 | 3.00% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,017 | 5.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,891 | 4.99% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,550 | 9.49% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,016 | 3.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,924 | 7.38% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,146 | 3.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,274 | 3.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,550 | 2.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,057 | 3.00% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,824 | 3.13% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,093 | 7.99% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,325 | 6.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,397 | 2.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,662 | 3.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against A&D Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 134
Similarity Rank: 247
Similarity Rank: 304
Similarity Rank: 312
Similarity Rank: 312
Similarity Rank: 345
Similarity Rank: 372
Similarity Rank: 384
Similarity Rank: 482
Similarity Rank: 520
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,796 | $661,420,000 | $368,274 | $13,959 | 4.13% |
| FHA | 132 | $39,870,000 | $302,045 | $12,279 | 3.05% |
For 2020, A&d Mortgage's most frequently originated type of loan was Conventional, with 1,796 originations. Their 2nd most popular type was FHA, with 132 originations.
Loan Reason
For 2020, A&d Mortgage's most frequently cited loan purpose was Home Purchase, with 892 originations. The 2nd most popular reason was Refi, with 626 originations.
Loan Duration/Length
For 2020, A&d Mortgage's most frequently cited loan duration was 30 Year, with 1,752 originations. The 2nd most popular length was 15 Year, with 117 originations.
Origination Fees/Closing Costs
A&d Mortgage's average total fees were $13,977, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 970 originations.
Interest Rates
During 2020, A&d Mortgage's average interest rate for loans was 4.08%, while their most frequently originated rate bucket for loans was 3-4%, with 620 originations.
Loan Sizing
2020 saw A&d Mortgage place emphasis on $200k-400k loans with 882 originations, totaling $259,430,000 in origination value.
Applicant Income
A&d Mortgage lent most frequently to those with incomes in the $100k-150k range, with 385 originations. The second most popular income band? $150k-250k, with 335 originations.
Applicant Debt to Income Ratio
A&d Mortgage lent most frequently to those with DTI ratios of <20%, with 391 originations. The next most common DTI ratio? 30-36%, with 300 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications74.83%
A&d Mortgage has a below average approval rate.
Pick Rate
Approvals leading to origination43.98%
A&d Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,928 | $701,290,000 | $363,740 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 5 | $1,175,000 | $235,000 |
| Single Family (1-4 Units):Site-Built | 1,923 | $700,115,000 | $364,074 |