A&d Mortgage Rates, Fees & Info
Hollywood, FLLEI: 2549005SIVTHG14U2905
Tax ID: 80-0832417
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Mortgage Data
Review & Overview
A&d Mortgage is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. A&d Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Miami, New York, Los Angeles, Orlando, and Houston among others. We have data for 247 markets. (Some data included below & more in-depth data is available with an active subscription.)A&d Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. A&d Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.54% | 12/17/24 |
| 30 Year Conventional Refi | 7.83% | 12/17/24 |
| 30 Year Cash-out Refi | 8.35% | 12/17/24 |
| 30 Year FHA Purchase | 7.48% | 12/17/24 |
| 30 Year USDA Purchase | 6.27% | 12/17/24 |
| 15 Year Conventional Purchase | 6.39% | 12/17/24 |
| 15 Year Conventional Refi | 6.16% | 12/17/24 |
| 15 Year Cash-out Refi | 6.16% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,931Origination Dollar Volume (All Markets)
$2,516,035,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1,946 | $789,040,000 | $405,468 | $18,100 | 6.72% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,051 | $615,215,000 | $585,362 | $22,611 | 6.79% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 219 | $174,925,000 | $798,744 | $20,747 | 6.24% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 387 | $125,145,000 | $323,372 | $17,474 | 7.15% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 146 | $41,420,000 | $283,699 | $16,392 | 6.93% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 99 | $38,285,000 | $386,717 | $17,450 | 7.16% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 84 | $36,480,000 | $434,286 | $15,792 | 6.73% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 101 | $29,635,000 | $293,416 | $16,387 | 6.96% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 37 | $28,565,000 | $772,027 | $16,138 | 5.44% |
| Key West, FL (FHA|USDA|VA) | 30 | $26,610,000 | $887,000 | $31,237 | 6.34% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 42 | $25,250,000 | $601,190 | $17,342 | 6.46% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 89 | $23,275,000 | $261,517 | $12,397 | 7.32% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 66 | $22,300,000 | $337,879 | $17,105 | 6.76% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 45 | $21,785,000 | $484,111 | $20,099 | 7.16% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 63 | $21,725,000 | $344,841 | $16,218 | 6.78% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 43 | $21,225,000 | $493,605 | $20,737 | 7.15% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 86 | $20,440,000 | $237,674 | $12,164 | 7.28% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 48 | $18,680,000 | $389,167 | $16,136 | 6.93% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 49 | $17,455,000 | $356,224 | $14,396 | 7.49% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 55 | $16,905,000 | $307,364 | $14,465 | 6.57% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 40 | $16,360,000 | $409,000 | $17,680 | 6.21% |
| Outside of Metro Areas | 55 | $15,135,000 | $275,182 | $11,313 | 7.60% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 45 | $15,075,000 | $335,000 | $14,125 | 6.72% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 29 | $14,305,000 | $493,276 | $11,714 | 8.25% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 41 | $14,205,000 | $346,463 | $13,058 | 6.73% |
| Sevierville, TN (FHA|USDA|VA) | 20 | $12,410,000 | $620,500 | $0 | 8.07% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 33 | $11,995,000 | $363,485 | $11,278 | 7.09% |
| SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) | 12 | $11,960,000 | $996,667 | $39,632 | 7.49% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 11 | $10,645,000 | $967,727 | $7,928 | 5.85% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 36 | $9,980,000 | $277,222 | $11,804 | 6.60% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 30 | $8,600,000 | $286,667 | $14,088 | 6.75% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 19 | $8,255,000 | $434,474 | $16,657 | 6.99% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 15 | $7,755,000 | $517,000 | $0 | 7.12% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 23 | $6,975,000 | $303,261 | $15,105 | 7.11% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $6,860,000 | $686,000 | $7,128 | 6.03% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 31 | $6,525,000 | $210,484 | $12,365 | 7.34% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 15 | $5,675,000 | $378,333 | $17,427 | 6.69% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 20 | $5,660,000 | $283,000 | $12,110 | 7.79% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 20 | $5,300,000 | $265,000 | $0 | 7.47% |
| STOCKTON, CA (FHA|USDA|VA) | 8 | $5,220,000 | $652,500 | $23,898 | 7.10% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 31 | $5,215,000 | $168,226 | $7,620 | 7.38% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $4,925,000 | $378,846 | $11,168 | 6.80% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 18 | $4,850,000 | $269,444 | $11,870 | 7.76% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 21 | $4,705,000 | $224,048 | $12,471 | 7.02% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 22 | $4,570,000 | $207,727 | $11,206 | 6.74% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 14 | $4,050,000 | $289,286 | $14,286 | 6.71% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $3,905,000 | $781,000 | $16,455 | 5.60% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $3,880,000 | $970,000 | $18,405 | 7.53% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $3,860,000 | $321,667 | $11,369 | 8.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $3,540,000 | $590,000 | $8,394 | 6.56% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 15 | $3,325,000 | $221,667 | $9,302 | 6.81% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 13 | $3,255,000 | $250,385 | $0 | 6.93% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $3,235,000 | $462,143 | $15,118 | 7.61% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $3,190,000 | $398,750 | $0 | 6.01% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $3,125,000 | $625,000 | $13,318 | 7.55% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 13 | $3,105,000 | $238,846 | $10,272 | 6.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 10 | $3,010,000 | $301,000 | $16,449 | 6.83% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $2,980,000 | $372,500 | $11,173 | 7.29% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $2,865,000 | $318,333 | $26,330 | 7.60% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $2,860,000 | $476,667 | $20,310 | 7.45% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 18 | $2,860,000 | $158,889 | $0 | 6.93% |
| OCALA, FL (FHA|USDA|VA) | 13 | $2,785,000 | $214,231 | $10,543 | 8.27% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 16 | $2,740,000 | $171,250 | $8,981 | 6.80% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $2,680,000 | $268,000 | $14,899 | 7.40% |
| GAINESVILLE, FL (FHA|USDA|VA) | 9 | $2,635,000 | $292,778 | $22,195 | 6.63% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 11 | $2,565,000 | $233,182 | $9,546 | 7.56% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $2,505,000 | $501,000 | $0 | 7.17% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $2,330,000 | $582,500 | $20,640 | 7.06% |
| KINGSTON, NY (FHA|USDA|VA) | 7 | $2,205,000 | $315,000 | $8,963 | 6.21% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $2,170,000 | $1,085,000 | $60,855 | 6.50% |
| BEND, OR (FHA|USDA|VA) | 3 | $2,155,000 | $718,333 | $12,423 | 6.71% |
| PITTSBURGH, PA (FHA|USDA|VA) | 12 | $2,040,000 | $170,000 | $10,598 | 7.71% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $10,359 | 7.85% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $17,885 | 6.14% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $9,778 | 7.46% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,875,000 | $375,000 | $17,240 | 7.57% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $1,865,000 | $621,667 | $36,482 | 5.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $12,332 | 8.09% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $7,197 | 7.71% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $0 | 5.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $0 | 7.52% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $0 | 7.36% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $1,580,000 | $790,000 | $0 | 7.18% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $0 | 6.67% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $13,339 | 7.58% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $0 | 6.68% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,380,000 | $690,000 | $24,751 | 5.50% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $14,308 | 6.56% |
| Torrington, CT (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $18,986 | 5.16% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $13,237 | 8.06% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $0 | 8.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $14,740 | 8.14% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $4,651 | 5.41% |
| Payson, AZ (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $0 | 7.43% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $13,178 | 7.04% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $12,807 | 6.95% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $0 | 10.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $26,471 | 8.29% |
| Edwards, CO (FHA|USDA|VA) | 1 | $1,155,000 | $1,155,000 | $0 | 6.49% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $0 | 5.15% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $0 | 9.69% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $7,034 | 7.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $1,065,000 | $1,065,000 | $0 | 7.25% |
| BINGHAMTON, NY (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $9,410 | 7.34% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $18,637 | 7.56% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $0 | 6.75% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $1,035,000 | $1,035,000 | $0 | 6.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $7,167 | 7.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $12,695 | 5.58% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $0 | 7.91% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $9,845 | 8.40% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $9,482 | 6.82% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $0 | 7.93% |
| TULSA, OK (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $0 | 7.35% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $0 | 6.37% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $13,891 | 7.49% |
| READING, PA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $0 | 8.90% |
| Outside of Metro Areas | 2 | $810,000 | $405,000 | $10,116 | 3.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $11,913 | 7.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $9,610 | 8.74% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $12,327 | 8.22% |
| LONGVIEW, WA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $0 | 5.22% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $33,925 | 8.63% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $15,747 | 6.12% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $0 | 7.06% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $0 | 6.95% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $14,541 | 7.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $24,398 | 6.38% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $12,286 | 8.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $0 | 7.59% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $14,730 | 8.44% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 7.49% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $13,546 | 7.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,903 | 5.69% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,607 | 5.67% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 5.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $14,025 | 6.63% |
| AKRON, OH (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $12,574 | 8.31% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 7.29% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $26,023 | 6.31% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 7.71% |
| MADISON, WI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 5.63% |
| DuBois, PA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 6.99% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 5.63% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 6.31% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 8.29% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $12,780 | 8.06% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 8.99% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,501 | 6.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 6.54% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,615 | 6.16% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 4.49% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 6.04% |
| MADERA, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $17,358 | 8.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $23,537 | 7.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $13,383 | 7.38% |
| Hudson, NY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 7.00% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 6.83% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 8.99% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 4.38% |
| Laconia, NH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,752 | 10.49% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 8.31% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,611 | 9.99% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $12,447 | 9.43% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 7.37% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 7.13% |
| MERCED, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 8.38% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,665 | 9.19% |
| NAPA, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.13% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 6.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.38% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.99% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.88% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 7.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 6.81% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 8.13% |
| Sayre, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,386 | 4.99% |
| Athens, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.49% |
| TYLER, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.56% |
| SAN GERMÁN, PR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,211 | 7.31% |
| SALEM, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.68% |
| Newport, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.99% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.38% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 5.49% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 8.00% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,333 | 6.49% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,774 | 7.68% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.49% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,037 | 4.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,178 | 6.49% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.49% |
| REDDING, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,097 | 5.75% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.99% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.25% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,469 | 7.99% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.49% |
| Amsterdam, NY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.56% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.38% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.99% |
| Palatka, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.99% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.88% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.38% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,957 | 5.63% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 10.38% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.38% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,805 | 6.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.49% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.88% |
| McPherson, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.49% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.99% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.63% |
| WACO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 14.88% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,130 | 5.63% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.99% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.49% |
| Branson, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.25% |
| DALTON, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.99% |
| Levelland, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,090 | 9.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.50% |
| Seneca, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.99% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.38% |
| DOVER, DE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.99% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.75% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.49% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.49% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.49% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.75% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.63% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.99% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.49% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.75% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.99% |
| MAYAGÜEZ, PR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,720 | 6.00% |
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We use machine learning to identify the top lenders compared against A&D Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 5,902 | $2,504,470,000 | $424,343 | $18,358 | 6.88% |
| FHA | 29 | $11,565,000 | $398,793 | $21,462 | 5.05% |
For 2022, A&d Mortgage's most frequently originated type of loan was Conventional, with 5,902 originations. Their 2nd most popular type was FHA, with 29 originations.
Loan Reason
For 2022, A&d Mortgage's most frequently cited loan purpose was Home Purchase, with 4,044 originations. The 2nd most popular reason was Cash Out Refi, with 1,555 originations.
Loan Duration/Length
For 2022, A&d Mortgage's most frequently cited loan duration was 30 Year, with 5,770 originations. The 2nd most popular length was 30+ year, with 100 originations.
Origination Fees/Closing Costs
A&d Mortgage's average total fees were $18,417, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,060 originations.
Interest Rates
During 2022, A&d Mortgage's average interest rate for loans was 6.87%, while their most frequently originated rate bucket for loans was Over 8%, with 1,449 originations.
Loan Sizing
2022 saw A&d Mortgage place emphasis on $200k-400k loans with 2,343 originations, totaling $683,725,000 in origination value.
Applicant Income
A&d Mortgage lent most frequently to those with incomes in the $50k or less range, with 1,562 originations. The second most popular income band? $250k+, with 955 originations.
Applicant Debt to Income Ratio
A&d Mortgage lent most frequently to those with DTI ratios of <20%, with 3,353 originations. The next most common DTI ratio? 20-30%, with 523 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.51%
A&d Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination39.30%
A&d Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,931 | $2,516,035,000 | $424,218 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,931 | $2,516,035,000 | $424,218 |