Intelliloan Mortgage Rates, Fees & Info
ORANGE, CALEI: 549300Q6YL1SFVPEGV90
Tax ID: 95-4449805
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Mortgage Data
Review & Overview
Intelliloan is a smaller mortgage company specializing in Cash Out Refi loans. Intelliloan has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Riverside, Sacramento, San Francisco, and Phoenix among others. We have data for 85 markets. (Some data included below & more in-depth data is available with an active subscription.)Intelliloan has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Intelliloan is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.87% | 12/16/24 |
| 30 Year Conventional Refi | 6.41% | 12/16/24 |
| 30 Year Cash-out Refi | 6.79% | 12/16/24 |
| 30 Year FHA Purchase | 6.62% | 12/16/24 |
| 30 Year FHA Refi | 7.04% | 12/16/24 |
| 30 Year VA Refi | 5.91% | 12/16/24 |
| 15 Year Conventional Purchase | 5.52% | 12/16/24 |
| 15 Year Conventional Refi | 5.81% | 12/16/24 |
| 15 Year Cash-out Refi | 5.81% | 12/16/24 |
| 15 Year VA Refi | 5.68% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Intelliloan Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
872Origination Dollar Volume (All Markets)
$222,280,000Awards
INTELLILOAN - 2022
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For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 218 | $67,040,000 | $307,523 | $6,773 | 5.04% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 148 | $40,160,000 | $271,351 | $8,547 | 5.38% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 51 | $10,835,000 | $212,451 | $7,570 | 5.96% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 36 | $10,140,000 | $281,667 | $7,911 | 5.98% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 42 | $8,240,000 | $196,190 | $8,129 | 6.39% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 30 | $7,870,000 | $262,333 | $8,284 | 5.94% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 25 | $6,445,000 | $257,800 | $6,839 | 5.39% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 26 | $5,510,000 | $211,923 | $11,513 | 7.20% |
| FRESNO, CA (FHA|USDA|VA) | 24 | $4,720,000 | $196,667 | $5,784 | 4.45% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 19 | $3,715,000 | $195,526 | $12,480 | 6.34% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 16 | $3,610,000 | $225,625 | $11,016 | 5.54% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 9 | $3,005,000 | $333,889 | $8,191 | 4.46% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 11 | $2,995,000 | $272,273 | $14,366 | 5.42% |
| Outside of Metro Areas | 8 | $2,760,000 | $345,000 | $6,581 | 4.45% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $2,590,000 | $259,000 | $16,680 | 6.67% |
| VALLEJO, CA (FHA|USDA|VA) | 10 | $2,570,000 | $257,000 | $6,910 | 6.64% |
| MODESTO, CA (FHA|USDA|VA) | 14 | $2,240,000 | $160,000 | $7,353 | 6.84% |
| STOCKTON, CA (FHA|USDA|VA) | 10 | $2,170,000 | $217,000 | $5,534 | 6.78% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $5,954 | 4.19% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $1,930,000 | $193,000 | $6,077 | 4.56% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $8,892 | 5.58% |
| MERCED, CA (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $3,837 | 5.79% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $8,902 | 5.38% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $12,867 | 4.46% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $9,995 | 3.72% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $19,500 | 6.33% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,880 | 4.85% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $9,378 | 4.65% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $12,797 | 7.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $8,072 | 5.33% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $6,809 | 6.90% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,965 | 4.62% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $12,130 | 2.81% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $11,312 | 3.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $10,092 | 3.87% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $10,185 | 4.79% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,003 | 4.83% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $11,025 | 5.37% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $10,125 | 7.06% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $11,324 | 7.30% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $3,671 | 3.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 4.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $12,273 | 4.81% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $12,619 | 6.67% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,046 | 6.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $13,460 | 3.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,412 | 6.08% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $11,841 | 2.50% |
| OCALA, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,197 | 3.87% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 7.17% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 8.19% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,958 | 3.50% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,460 | 3.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,984 | 3.38% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,906 | 3.50% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,875 | 6.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,524 | 4.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,400 | 5.38% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,336 | 5.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $570 | 3.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,057 | 2.63% |
| REDDING, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,199 | 4.88% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,380 | 3.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,193 | 2.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,337 | 4.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,224 | 6.00% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,345 | 4.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,417 | 3.38% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,407 | 3.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,758 | 4.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,358 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,406 | 4.25% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,915 | 3.88% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.94% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,086 | 3.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,331 | 3.25% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.00% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.75% |
| RENO, NV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.75% |
| Safford, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.50% |
| CHICO, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.63% |
| NAPA, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.00% |
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Product Mix
For 2022, Intelliloan's most frequently originated type of loan was Conventional, with 444 originations. Their 2nd most popular type was HELOC, with 303 originations.
Loan Reason
For 2022, Intelliloan's most frequently cited loan purpose was Cash Out Refi, with 757 originations. The 2nd most popular reason was Refi, with 90 originations.
Loan Duration/Length
For 2022, Intelliloan's most frequently cited loan duration was 30 Year, with 743 originations. The 2nd most popular length was 15 Year, with 98 originations.
Origination Fees/Closing Costs
Intelliloan's average total fees were $9,271, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 263 originations.
Interest Rates
During 2022, Intelliloan's average interest rate for loans was 5.95%, while their most frequently originated rate bucket for loans was 3-4%, with 214 originations.
Loan Sizing
2022 saw Intelliloan place emphasis on $200k-400k loans with 309 originations, totaling $87,765,000 in origination value.
Applicant Income
Intelliloan lent most frequently to those with incomes in the $100k-150k range, with 249 originations. The second most popular income band? $150k-250k, with 197 originations.
Applicant Debt to Income Ratio
Intelliloan lent most frequently to those with DTI ratios of 30-36%, with 133 originations. The next most common DTI ratio? 44%, with 128 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.39%
Intelliloan has an average approval rate.
Pick Rate
Approvals leading to origination-45.18%
Intelliloan has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 872 | $222,280,000 | $254,908 |