Intelliloan Mortgage Rates, Fees & Info
ORANGE, CALEI: 549300Q6YL1SFVPEGV90
Tax ID: 95-4449805
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Mortgage Data
Review & Overview
Intelliloan is a smaller mortgage company specializing in Refi and Cash Out Refi loans. They have a a high proportion of FHA loans. Intelliloan has an average proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Riverside, Phoenix, Las Vegas, and Miami among others. We have data for 117 markets. (Some data included below & more in-depth data is available with an active subscription.)Intelliloan has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Intelliloan is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.87% | 12/16/24 |
| 30 Year Conventional Refi | 6.41% | 12/16/24 |
| 30 Year Cash-out Refi | 6.79% | 12/16/24 |
| 30 Year FHA Purchase | 6.62% | 12/16/24 |
| 30 Year FHA Refi | 7.04% | 12/16/24 |
| 30 Year VA Refi | 5.91% | 12/16/24 |
| 15 Year Conventional Purchase | 5.52% | 12/16/24 |
| 15 Year Conventional Refi | 5.81% | 12/16/24 |
| 15 Year Cash-out Refi | 5.81% | 12/16/24 |
| 15 Year VA Refi | 5.68% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Intelliloan Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,644Origination Dollar Volume (All Markets)
$468,020,000Awards
INTELLILOAN - 2019
INTELLILOAN is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 156 | $63,840,000 | $409,231 | $7,625 | 4.09% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 152 | $44,910,000 | $295,461 | $6,504 | 4.08% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 142 | $33,250,000 | $234,155 | $4,742 | 4.04% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 106 | $25,390,000 | $239,528 | $5,094 | 4.10% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 90 | $23,750,000 | $263,889 | $6,188 | 4.12% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 62 | $18,020,000 | $290,645 | $6,445 | 4.03% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 48 | $16,980,000 | $353,750 | $6,996 | 4.18% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 50 | $16,260,000 | $325,200 | $7,933 | 4.23% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 35 | $15,475,000 | $442,143 | $8,112 | 4.11% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 37 | $13,035,000 | $352,297 | $7,454 | 4.28% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 57 | $12,855,000 | $225,526 | $5,389 | 4.12% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 61 | $12,175,000 | $199,590 | $5,695 | 4.38% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 29 | $12,055,000 | $415,690 | $7,776 | 4.19% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 30 | $11,540,000 | $384,667 | $7,073 | 3.95% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 29 | $9,795,000 | $337,759 | $6,249 | 3.71% |
| MODESTO, CA (FHA|USDA|VA) | 26 | $6,820,000 | $262,308 | $7,561 | 4.15% |
| VALLEJO, CA (FHA|USDA|VA) | 19 | $6,775,000 | $356,579 | $7,755 | 4.12% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 24 | $6,040,000 | $251,667 | $6,075 | 4.14% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 11 | $5,475,000 | $497,727 | $9,497 | 4.26% |
| STOCKTON, CA (FHA|USDA|VA) | 19 | $5,315,000 | $279,737 | $5,606 | 4.30% |
| RENO, NV (FHA|USDA|VA) | 20 | $5,200,000 | $260,000 | $4,466 | 3.95% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 18 | $4,520,000 | $251,111 | $7,480 | 4.28% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 20 | $3,860,000 | $193,000 | $4,841 | 4.17% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 19 | $3,745,000 | $197,105 | $5,021 | 4.02% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 9 | $3,725,000 | $413,889 | $8,688 | 4.17% |
| RICHMOND, VA (FHA|USDA|VA) | 17 | $3,515,000 | $206,765 | $5,783 | 4.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 18 | $3,440,000 | $191,111 | $5,372 | 4.27% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 13 | $3,395,000 | $261,154 | $5,238 | 4.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 10 | $3,350,000 | $335,000 | $5,118 | 4.18% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 18 | $3,320,000 | $184,444 | $5,455 | 4.24% |
| VISALIA, CA (FHA|USDA|VA) | 15 | $3,255,000 | $217,000 | $5,499 | 4.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 15 | $3,005,000 | $200,333 | $4,630 | 4.13% |
| TUCSON, AZ (FHA|USDA|VA) | 14 | $2,960,000 | $211,429 | $4,669 | 4.21% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 13 | $2,815,000 | $216,538 | $3,677 | 4.16% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 12 | $2,770,000 | $230,833 | $6,731 | 4.63% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $2,540,000 | $423,333 | $6,491 | 3.94% |
| Outside of Metro Areas | 11 | $2,445,000 | $222,273 | $5,806 | 4.38% |
| MERCED, CA (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $5,274 | 3.77% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $6,374 | 4.44% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $4,944 | 3.77% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $3,350 | 3.85% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $9,464 | 4.28% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $5,473 | 4.69% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $8,714 | 3.91% |
| CARSON CITY, NV (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $2,219 | 3.78% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $3,247 | 3.77% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $6,717 | 4.21% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $5,812 | 3.50% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $6,615 | 4.18% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $3,740 | 4.43% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,188 | 4.68% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $6,092 | 4.48% |
| Fernley, NV (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $7,581 | 4.91% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $6,321 | 4.38% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $5,551 | 3.94% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $2,604 | 3.58% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,705 | 3.94% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,096 | 4.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $8,867 | 4.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $8,517 | 4.00% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,503 | 3.67% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $6,339 | 4.56% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,743 | 3.50% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,467 | 4.13% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,428 | 4.19% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,088 | 4.44% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,440 | 4.38% |
| NAPA, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,978 | 4.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,537 | 4.17% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,381 | 4.46% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,533 | 3.81% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $11,467 | 3.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,757 | 4.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,634 | 3.94% |
| Key West, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $8,113 | 3.50% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $18,416 | 5.13% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,034 | 5.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,167 | 4.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,776 | 4.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,073 | 4.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,589 | 4.88% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,518 | 4.25% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,256 | 4.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $18,673 | 4.88% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,812 | 5.44% |
| CHICO, CA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,810 | 4.31% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,703 | 4.94% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,167 | 4.13% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,368 | 5.13% |
| Lake City, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,505 | 5.13% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.00% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,989 | 3.50% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,109 | 4.25% |
| REDDING, CA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,760 | 4.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,701 | 6.19% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,341 | 3.50% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,114 | 4.63% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,382 | 3.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,918 | 5.75% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,295 | 4.63% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,064 | 5.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,469 | 4.00% |
| Danville, VA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,434 | 5.69% |
| BEND, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,083 | 3.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,659 | 4.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,632 | 4.25% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,704 | 3.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,717 | 4.50% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,130 | 4.13% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,170 | 4.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,514 | 4.00% |
| Fallon, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,888 | 3.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,118 | 5.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,080 | 5.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,397 | 5.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,350 | 5.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,393 | 5.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against INTELLILOAN based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, Intelliloan's most frequently originated type of loan was FHA, with 1,122 originations. Their 2nd most popular type was Conventional, with 324 originations.
Loan Reason
For 2019, Intelliloan's most frequently cited loan purpose was Refi, with 989 originations. The 2nd most popular reason was Cash Out Refi, with 637 originations.
Loan Duration/Length
For 2019, Intelliloan's most frequently cited loan duration was 30 Year, with 1,599 originations. The 2nd most popular length was 15 Year, with 20 originations.
Origination Fees/Closing Costs
Intelliloan's average total fees were $6,242, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 864 originations.
Interest Rates
During 2019, Intelliloan's average interest rate for loans was 4.15%, while their most frequently originated rate bucket for loans was 3-4%, with 890 originations.
Loan Sizing
2019 saw Intelliloan place emphasis on $200k-400k loans with 1,053 originations, totaling $289,305,000 in origination value.
Applicant Income
Intelliloan lent most frequently to those with incomes in the $50k or less range, with 973 originations. The second most popular income band? $50k-75k, with 222 originations.
Applicant Debt to Income Ratio
Intelliloan lent most frequently to those with DTI ratios of 50-60%, with 149 originations. The next most common DTI ratio? 30-36%, with 130 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.64%
Intelliloan has an average approval rate.
Pick Rate
Approvals leading to origination37.47%
Intelliloan has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,644 | $468,020,000 | $284,684 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 1,644 | $468,020,000 | $284,684 |