Intelliloan Mortgage Rates, Fees & Info
ORANGE, CALEI: 549300Q6YL1SFVPEGV90
Tax ID: 95-4449805
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Intelliloan is a smaller mortgage company specializing in Cash Out Refi loans. They have a a high proportion of FHA loans. Intelliloan has an average proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Riverside, Phoenix, Las Vegas, and Sacramento among others. We have data for 102 markets. (Some data included below & more in-depth data is available with an active subscription.)Intelliloan has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Intelliloan is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.87% | 12/16/24 |
| 30 Year Conventional Refi | 6.41% | 12/16/24 |
| 30 Year Cash-out Refi | 6.79% | 12/16/24 |
| 30 Year FHA Purchase | 6.62% | 12/16/24 |
| 30 Year FHA Refi | 7.04% | 12/16/24 |
| 30 Year VA Refi | 5.91% | 12/16/24 |
| 15 Year Conventional Purchase | 5.52% | 12/16/24 |
| 15 Year Conventional Refi | 5.81% | 12/16/24 |
| 15 Year Cash-out Refi | 5.81% | 12/16/24 |
| 15 Year VA Refi | 5.68% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Intelliloan Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Intelliloan. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
748Origination Dollar Volume (All Markets)
$192,600,000Awards
INTELLILOAN - 2018
INTELLILOAN is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
Work for INTELLILOAN?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 59 | $22,885,000 | $387,881 | $9,845 | 4.81% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 70 | $19,360,000 | $276,571 | $8,043 | 4.84% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 62 | $13,880,000 | $223,871 | $7,477 | 5.14% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 50 | $11,530,000 | $230,600 | $7,198 | 4.85% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 28 | $7,940,000 | $283,571 | $7,938 | 4.86% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 33 | $7,925,000 | $240,152 | $9,179 | 5.06% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 20 | $6,330,000 | $316,500 | $8,867 | 4.64% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 24 | $6,100,000 | $254,167 | $9,932 | 5.20% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 17 | $5,595,000 | $329,118 | $10,417 | 4.99% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 14 | $5,590,000 | $399,286 | $11,238 | 4.68% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 14 | $5,440,000 | $388,571 | $7,930 | 4.69% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 15 | $5,245,000 | $349,667 | $8,142 | 4.93% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 26 | $4,860,000 | $186,923 | $7,026 | 5.13% |
| VALLEJO, CA (FHA|USDA|VA) | 14 | $4,850,000 | $346,429 | $7,528 | 4.90% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $4,105,000 | $195,476 | $7,991 | 5.20% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 10 | $3,490,000 | $349,000 | $11,979 | 4.99% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $3,210,000 | $535,000 | $11,164 | 4.96% |
| MODESTO, CA (FHA|USDA|VA) | 11 | $2,675,000 | $243,182 | $8,360 | 4.67% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $2,370,000 | $169,286 | $7,718 | 5.03% |
| RICHMOND, VA (FHA|USDA|VA) | 13 | $2,045,000 | $157,308 | $6,712 | 5.37% |
| RENO, NV (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $8,293 | 4.86% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $6,442 | 4.98% |
| STOCKTON, CA (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $8,947 | 4.92% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $6,628 | 4.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $8,759 | 5.13% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $13,100 | 5.34% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $7,004 | 4.97% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $5,062 | 4.68% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $6,466 | 4.61% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $7,387 | 5.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $6,765 | 5.17% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $6,102 | 5.33% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $11,872 | 5.13% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $7,243 | 4.90% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $6,464 | 5.08% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $6,023 | 4.77% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $10,577 | 5.08% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $9,708 | 5.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $9,063 | 5.09% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $8,429 | 5.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $6,058 | 5.14% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $5,992 | 4.53% |
| MADERA, CA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,898 | 5.06% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $6,944 | 5.33% |
| Outside of Metro Areas | 5 | $745,000 | $149,000 | $4,905 | 5.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $12,147 | 5.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,565 | 5.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $6,518 | 5.33% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,364 | 5.63% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $11,296 | 5.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $10,942 | 4.81% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,291 | 4.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,456 | 4.44% |
| REDDING, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,476 | 5.31% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,036 | 4.79% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,546 | 4.56% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,162 | 5.25% |
| CHICO, CA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,008 | 5.69% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,589 | 5.63% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $19,577 | 5.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,096 | 4.50% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,772 | 5.13% |
| NAPA, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,635 | 4.50% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,625 | 4.25% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,588 | 4.75% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,615 | 5.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,984 | 5.63% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,444 | 4.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,370 | 5.75% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,289 | 4.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,742 | 5.63% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,278 | 4.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,478 | 3.75% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,847 | 4.25% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,329 | 4.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,994 | 5.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,725 | 4.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,303 | 5.63% |
| Fernley, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,131 | 5.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,567 | 4.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,573 | 4.00% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,073 | 5.63% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,019 | 5.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,999 | 5.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,135 | 5.56% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,623 | 5.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,321 | 5.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,144 | 5.38% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,191 | 5.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,996 | 5.63% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,655 | 3.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,253 | 5.63% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,625 | 5.63% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,530 | 5.63% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,213 | 4.25% |
| OCALA, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,991 | 3.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,631 | 5.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,190 | 3.75% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,654 | 5.63% |
| Danville, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,965 | 5.63% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,869 | 5.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,170 | 4.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against INTELLILOAN based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 20
Similarity Rank: 55
Similarity Rank: 55
Similarity Rank: 60
Similarity Rank: 63
Similarity Rank: 66
Similarity Rank: 80
Similarity Rank: 120
Similarity Rank: 120
Similarity Rank: 125
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| FHA | 439 | $107,575,000 | $245,046 | $9,328 | 4.96% |
| Conventional | 221 | $57,575,000 | $260,520 | $4,993 | 5.08% |
| VA | 88 | $27,450,000 | $311,932 | $10,603 | 4.77% |
For 2018, Intelliloan's most frequently originated type of loan was FHA, with 439 originations. Their 2nd most popular type was Conventional, with 221 originations.
Loan Reason
For 2018, Intelliloan's most frequently cited loan purpose was Cash Out Refi, with 621 originations. The 2nd most popular reason was Refi, with 110 originations.
Loan Duration/Length
For 2018, Intelliloan's most frequently cited loan duration was 30 Year, with 711 originations. The 2nd most popular length was 15 Year, with 19 originations.
Origination Fees/Closing Costs
Intelliloan's average total fees were $8,328, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 206 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 337 | $79,485,000 | $235,861 |
| 4-5% | 322 | $88,010,000 | $273,323 |
| 3-4% | 73 | $21,475,000 | $294,178 |
| 6-7% | 16 | $3,630,000 | $226,875 |
During 2018, Intelliloan's average interest rate for loans was 5.00%, while their most frequently originated rate bucket for loans was 5-6%, with 337 originations.
Loan Sizing
2018 saw Intelliloan place emphasis on $200k-400k loans with 383 originations, totaling $106,685,000 in origination value.
Applicant Income
Intelliloan lent most frequently to those with incomes in the $50k-75k range, with 210 originations. The second most popular income band? $50k or less, with 182 originations.
Applicant Debt to Income Ratio
Intelliloan lent most frequently to those with DTI ratios of 50-60%, with 140 originations. The next most common DTI ratio? 30-36%, with 96 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.79%
Intelliloan has a below average approval rate.
Pick Rate
Approvals leading to origination-3.61%
Intelliloan has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 748 | $192,600,000 | $257,487 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 1 | $135,000 | $135,000 |
| Single Family (1-4 Units):Site-Built | 747 | $192,465,000 | $257,651 |