Intelliloan Mortgage Rates, Fees & Info
ORANGE, CALEI: 549300Q6YL1SFVPEGV90
Tax ID: 95-4449805
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Intelliloan is a small mortgage company specializing in Refi and Cash Out Refi loans. Intelliloan has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Riverside, San Francisco, Oxnard, and Sacramento among others. We have data for 105 markets. (Some data included below & more in-depth data is available with an active subscription.)Intelliloan has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Intelliloan is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.87% | 12/16/24 |
| 30 Year Conventional Refi | 6.41% | 12/16/24 |
| 30 Year Cash-out Refi | 6.79% | 12/16/24 |
| 30 Year FHA Purchase | 6.62% | 12/16/24 |
| 30 Year FHA Refi | 7.04% | 12/16/24 |
| 30 Year VA Refi | 5.91% | 12/16/24 |
| 15 Year Conventional Purchase | 5.52% | 12/16/24 |
| 15 Year Conventional Refi | 5.81% | 12/16/24 |
| 15 Year Cash-out Refi | 5.81% | 12/16/24 |
| 15 Year VA Refi | 5.68% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Intelliloan Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Intelliloan. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,206Origination Dollar Volume (All Markets)
$1,817,010,000Awards
INTELLILOAN - 2020
INTELLILOAN is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for INTELLILOAN?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,497 | $926,505,000 | $371,047 | $2,138 | 2.69% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 885 | $270,005,000 | $305,090 | $3,012 | 2.86% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 420 | $168,790,000 | $401,881 | $1,736 | 2.55% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 221 | $81,645,000 | $369,434 | $1,796 | 2.67% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 208 | $67,730,000 | $325,625 | $2,886 | 2.68% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 133 | $56,915,000 | $427,932 | $1,387 | 2.51% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 111 | $40,325,000 | $363,288 | $2,097 | 2.65% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 73 | $18,475,000 | $253,082 | $4,419 | 3.47% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 63 | $16,185,000 | $256,905 | $4,609 | 3.44% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 39 | $13,345,000 | $342,179 | $2,155 | 2.74% |
| VALLEJO, CA (FHA|USDA|VA) | 40 | $12,840,000 | $321,000 | $3,526 | 2.78% |
| STOCKTON, CA (FHA|USDA|VA) | 40 | $12,750,000 | $318,750 | $3,009 | 2.84% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 43 | $11,925,000 | $277,326 | $5,201 | 3.42% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 33 | $10,595,000 | $321,061 | $6,005 | 3.33% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 29 | $6,865,000 | $236,724 | $4,175 | 3.41% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 16 | $6,180,000 | $386,250 | $5,259 | 3.59% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 26 | $5,820,000 | $223,846 | $3,861 | 3.24% |
| MODESTO, CA (FHA|USDA|VA) | 18 | $5,090,000 | $282,778 | $4,051 | 2.88% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 20 | $4,330,000 | $216,500 | $4,060 | 3.45% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 10 | $3,770,000 | $377,000 | $3,281 | 2.71% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 11 | $3,685,000 | $335,000 | $5,677 | 3.27% |
| FRESNO, CA (FHA|USDA|VA) | 14 | $3,660,000 | $261,429 | $5,156 | 3.30% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 15 | $3,025,000 | $201,667 | $3,787 | 3.14% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $2,880,000 | $205,714 | $5,344 | 3.64% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 7 | $2,865,000 | $409,286 | $7,648 | 3.23% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $2,730,000 | $227,500 | $5,546 | 3.46% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 8 | $2,730,000 | $341,250 | $3,547 | 2.81% |
| SALINAS, CA (FHA|USDA|VA) | 8 | $2,650,000 | $331,250 | $3,219 | 3.04% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 6 | $2,310,000 | $385,000 | $6,472 | 3.27% |
| Outside of Metro Areas | 9 | $2,245,000 | $249,444 | $3,582 | 2.94% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $4,163 | 3.13% |
| NAPA, CA (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $2,094 | 2.45% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $4,593 | 3.71% |
| YUBA CITY, CA (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $5,520 | 3.09% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $3,286 | 3.31% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $5,917 | 2.77% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $5,266 | 3.32% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $5,811 | 3.38% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $4,154 | 2.55% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $3,405 | 2.83% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $3,026 | 2.93% |
| Ukiah, CA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $2,614 | 2.69% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $7,908 | 3.09% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $5,064 | 3.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $5,786 | 3.69% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $3,773 | 3.31% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,014 | 3.59% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $2,931 | 2.83% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,476 | 3.25% |
| CHICO, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,951 | 3.13% |
| MERCED, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,605 | 2.56% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,348 | 3.06% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,980 | 3.25% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,045 | 2.75% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,478 | 3.06% |
| Sonora, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,917 | 3.94% |
| Elko, NV (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,502 | 3.81% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,495 | 3.33% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,018 | 3.38% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,032 | 3.69% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,293 | 3.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,449 | 2.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,385 | 4.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,354 | 3.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,201 | 3.69% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,407 | 3.13% |
| BEND, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,324 | 3.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,749 | 3.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,778 | 3.63% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,832 | 3.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,136 | 3.25% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,438 | 3.38% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,691 | 2.81% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,583 | 2.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $832 | 3.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,327 | 3.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,907 | 2.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,133 | 2.75% |
| Fernley, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,071 | 3.88% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,190 | 3.50% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,507 | 3.63% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,598 | 2.88% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,031 | 2.38% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,267 | 2.50% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,181 | 3.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,521 | 3.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,880 | 2.75% |
| REDDING, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,347 | 3.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,402 | 3.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,490 | 2.25% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,321 | 3.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,734 | 2.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,842 | 5.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,475 | 3.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,225 | 3.50% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,785 | 2.25% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,821 | 3.50% |
| MADERA, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,390 | 3.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,610 | 3.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,875 | 3.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,010 | 4.25% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,010 | 4.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,020 | 3.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,035 | 3.00% |
| OCALA, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,091 | 5.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against INTELLILOAN based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 134
Similarity Rank: 247
Similarity Rank: 304
Similarity Rank: 330
Similarity Rank: 345
Similarity Rank: 372
Similarity Rank: 384
Similarity Rank: 482
Similarity Rank: 538
Similarity Rank: 560
Product Mix
For 2020, Intelliloan's most frequently originated type of loan was Conventional, with 4,778 originations. Their 2nd most popular type was FHA, with 335 originations.
Loan Reason
For 2020, Intelliloan's most frequently cited loan purpose was Refi, with 3,739 originations. The 2nd most popular reason was Cash Out Refi, with 1,446 originations.
Loan Duration/Length
For 2020, Intelliloan's most frequently cited loan duration was 30 Year, with 3,360 originations. The 2nd most popular length was 15 Year, with 1,582 originations.
Origination Fees/Closing Costs
Intelliloan's average total fees were $2,922, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,506 originations.
Interest Rates
During 2020, Intelliloan's average interest rate for loans was 2.96%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,235 originations.
Loan Sizing
2020 saw Intelliloan place emphasis on $200k-400k loans with 3,358 originations, totaling $1,024,240,000 in origination value.
Applicant Income
Intelliloan lent most frequently to those with incomes in the $100k-150k range, with 1,562 originations. The second most popular income band? $150k-250k, with 1,152 originations.
Applicant Debt to Income Ratio
Intelliloan lent most frequently to those with DTI ratios of 20-30%, with 1,329 originations. The next most common DTI ratio? 30-36%, with 917 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.31%
Intelliloan has an average approval rate.
Pick Rate
Approvals leading to origination51.04%
Intelliloan has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,206 | $1,817,010,000 | $349,022 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 5,206 | $1,817,010,000 | $349,022 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Intelty, Inc | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |