Synovus Bank Mortgage Rates, Fees & Info
Columbus, GALEI: DX0JX77PRMOELF7VG772
Tax ID: 58-0201800
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Bank Data
Review & Overview
Synovus Bank is a small bank specializing in Other, Refi, and Home Purchase loans. Synovus Bank has a high proportion of conventional loans. Their top markets by origination volume include: Atlanta, Nashville, Birmingham, Tampa, and North Port among others. We have data for 106 markets. (Some data included below & more in-depth data is available with an active subscription.)Synovus Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Synovus Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.66% | 4/28/24 |
| 30 Year Conventional Purchase | 6.20% | 4/28/24 |
| 30 Year Conventional Refi | 6.33% | 4/28/24 |
| 30 Year Cash-out Refi | 6.74% | 4/28/24 |
| 30 Year FHA Purchase | 7.39% | 4/28/24 |
| 30 Year FHA Refi | 7.72% | 4/28/24 |
| 30 Year VA Purchase | 6.25% | 4/28/24 |
| 30 Year VA Refi | 6.89% | 4/28/24 |
| 30 Year USDA Purchase | 6.57% | 4/28/24 |
| 15 Year Conventional Purchase | 6.07% | 4/28/24 |
| 15 Year Conventional Refi | 6.09% | 4/28/24 |
| 15 Year Cash-out Refi | 6.09% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Synovus Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,888Origination Dollar Volume (All Markets)
$1,570,330,000Employee count
4,275Awards
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Synovus Bank - 2018
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For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,790 | $410,220,000 | $229,173 | $9,462 | 3.09% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 357 | $96,945,000 | $271,555 | $8,623 | 3.13% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 380 | $90,710,000 | $238,711 | $7,871 | 3.65% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 392 | $74,530,000 | $190,128 | $9,482 | 2.80% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 269 | $68,595,000 | $255,000 | $11,997 | 2.71% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 337 | $63,105,000 | $187,255 | $8,054 | 4.14% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 200 | $63,060,000 | $315,300 | $13,015 | 3.07% |
| SAVANNAH, GA (FHA|USDA|VA) | 152 | $45,930,000 | $302,171 | $10,326 | 3.76% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 154 | $45,050,000 | $292,532 | $11,066 | 3.30% |
| Outside of Metro Areas | 145 | $43,205,000 | $297,966 | $10,304 | 3.84% |
| COLUMBIA, SC (FHA|USDA|VA) | 192 | $41,680,000 | $217,083 | $7,226 | 3.82% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 214 | $39,310,000 | $183,692 | $8,130 | 3.43% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 168 | $39,110,000 | $232,798 | $9,234 | 3.86% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 130 | $35,210,000 | $270,846 | $9,281 | 3.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 103 | $25,145,000 | $244,126 | $6,811 | 4.95% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 95 | $23,755,000 | $250,053 | $9,294 | 3.24% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 64 | $23,230,000 | $362,969 | $13,132 | 3.18% |
| BRUNSWICK, GA (FHA|USDA|VA) | 55 | $19,995,000 | $363,545 | $11,896 | 3.99% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 87 | $19,565,000 | $224,885 | $7,581 | 3.20% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 55 | $17,585,000 | $319,727 | $11,423 | 4.59% |
| ALBANY, GA (FHA|USDA|VA) | 66 | $17,010,000 | $257,727 | $4,565 | 4.58% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 59 | $15,195,000 | $257,542 | $10,136 | 3.89% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 61 | $14,815,000 | $242,869 | $9,639 | 4.47% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 59 | $13,015,000 | $220,593 | $11,735 | 2.78% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 52 | $11,480,000 | $220,769 | $7,033 | 3.69% |
| VALDOSTA, GA (FHA|USDA|VA) | 90 | $11,030,000 | $122,556 | $7,092 | 4.71% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 24 | $11,000,000 | $458,333 | $8,064 | 3.91% |
| MONTGOMERY, AL (FHA|USDA|VA) | 64 | $10,770,000 | $168,281 | $5,394 | 3.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 71 | $10,325,000 | $145,423 | $7,196 | 5.06% |
| Statesboro, GA (FHA|USDA|VA) | 97 | $9,505,000 | $97,990 | $7,131 | 4.52% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 34 | $9,080,000 | $267,059 | $16,381 | 2.69% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 38 | $8,650,000 | $227,632 | $15,707 | 2.71% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 62 | $8,590,000 | $138,548 | $6,698 | 4.08% |
| ROME, GA (FHA|USDA|VA) | 44 | $8,140,000 | $185,000 | $6,207 | 4.21% |
| GAINESVILLE, GA (FHA|USDA|VA) | 37 | $7,735,000 | $209,054 | $10,646 | 3.17% |
| Calhoun, GA (FHA|USDA|VA) | 72 | $7,710,000 | $107,083 | $8,016 | 4.15% |
| Thomasville, GA (FHA|USDA|VA) | 74 | $7,510,000 | $101,486 | $0 | 5.02% |
| SPARTANBURG, SC (FHA|USDA|VA) | 37 | $6,725,000 | $181,757 | $6,322 | 3.70% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 53 | $6,475,000 | $122,170 | $4,954 | 4.83% |
| MOBILE, AL (FHA|USDA|VA) | 25 | $5,965,000 | $238,600 | $5,221 | 4.22% |
| Tifton, GA (FHA|USDA|VA) | 32 | $5,150,000 | $160,938 | $4,993 | 4.12% |
| FLORENCE, SC (FHA|USDA|VA) | 14 | $4,910,000 | $350,714 | $5,882 | 4.63% |
| Americus, GA (FHA|USDA|VA) | 28 | $4,570,000 | $163,214 | $7,438 | 5.28% |
| PANAMA CITY, FL (FHA|USDA|VA) | 11 | $4,435,000 | $403,182 | $7,641 | 4.03% |
| SUMTER, SC (FHA|USDA|VA) | 36 | $4,290,000 | $119,167 | $8,572 | 4.25% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 20 | $4,240,000 | $212,000 | $14,107 | 2.45% |
| Jasper, AL (FHA|USDA|VA) | 48 | $4,190,000 | $87,292 | $6,967 | 4.06% |
| DOTHAN, AL (FHA|USDA|VA) | 19 | $4,005,000 | $210,789 | $11,372 | 4.17% |
| Alexander City, AL (FHA|USDA|VA) | 6 | $3,350,000 | $558,333 | $12,122 | 4.35% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $3,340,000 | $1,670,000 | $0 | 4.75% |
| Jefferson, GA (FHA|USDA|VA) | 21 | $2,985,000 | $142,143 | $12,896 | 2.38% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $2,595,000 | $865,000 | $0 | 2.83% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $8,724 | 3.07% |
| DALTON, GA (FHA|USDA|VA) | 24 | $1,920,000 | $80,000 | $1,542 | 3.98% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $7,094 | 3.42% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,845,000 | $615,000 | $16,064 | 4.85% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 12 | $1,620,000 | $135,000 | $6,473 | 3.69% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $12,043 | 2.89% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $10,440 | 4.06% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $14,218 | 3.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $0 | 2.47% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $9,736 | 2.74% |
| St. Marys, GA (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $9,518 | 3.53% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $6,192 | 3.33% |
| Enterprise, AL (FHA|USDA|VA) | 15 | $1,255,000 | $83,667 | $6,929 | 4.32% |
| Ozark, AL (FHA|USDA|VA) | 16 | $1,120,000 | $70,000 | $0 | 4.62% |
| Seneca, SC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $11,030 | 2.49% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $11,080 | 3.18% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $0 | 4.98% |
| Cordele, GA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $0 | 4.03% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 4.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $12,944 | 4.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,227 | 4.63% |
| Brevard, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,666 | 4.19% |
| Moultrie, GA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 4.48% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 2.56% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $7,860 | 4.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 6.14% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 4.16% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 1.99% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 1.99% |
| Albertville, AL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 5.37% |
| Newberry, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 3.86% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 1.99% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 3.12% |
| Troy, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.90% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 1.99% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,215 | 4.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.79% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 1.99% |
| Boone, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,562 | 4.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 1.99% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 1.99% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,340 | 3.31% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.48% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 1.99% |
| Oxford, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.69% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.60% |
| Cullman, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 1.99% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 1.99% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 1.99% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.00% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 1.99% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 5,043 | $731,415,000 | $145,036 | n/a | 2.91% |
| Conventional | 1,845 | $838,915,000 | $454,696 | $9,071 | 5.11% |
For 2018, Synovus Bank's most frequently originated type of loan was HELOC, with 5,043 originations. Their 2nd most popular type was Conventional, with 1,845 originations.
Loan Reason
For 2018, Synovus Bank's most frequently cited loan purpose was Other, with 2,787 originations. The 2nd most popular reason was Refi, with 2,389 originations.
Loan Duration/Length
For 2018, Synovus Bank's most frequently cited loan duration was 30 Year, with 3,005 originations. The 2nd most popular length was 10 Year, with 2,066 originations.
Origination Fees/Closing Costs
Synovus Bank's average total fees were $9,078, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 667 originations.
Interest Rates
During 2018, Synovus Bank's average interest rate for loans was 3.27%, while their most frequently originated rate bucket for loans was <2.5%, with 3,636 originations.
Loan Sizing
2018 saw Synovus Bank place emphasis on $100,000 or less loans with 2,982 originations, totaling $158,050,000 in origination value.
Applicant Income
Synovus Bank lent most frequently to those with incomes in the $250k+ range, with 1,461 originations. The second most popular income band? $150k-250k, with 1,325 originations.
Applicant Debt to Income Ratio
Synovus Bank lent most frequently to those with DTI ratios of 20-30%, with 1,533 originations. The next most common DTI ratio? <20%, with 1,087 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.23%
Synovus Bank has a below average approval rate.
Pick Rate
Approvals leading to origination79.95%
Synovus Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,888 | $1,570,330,000 | $227,981 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Synovus Bank | Conventional home mortgage | Trouble during payment process | 3 | 27.3% |
| Synovus Bank | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 9.1% |
| Synovus Bank | FHA mortgage | Closing on a mortgage | 2 | 18.2% |
| Synovus Bank | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 9.1% |
| Synovus Bank | Other type of mortgage | Closing on a mortgage | 1 | 9.1% |
| Synovus Bank | Other type of mortgage | Trouble during payment process | 3 | 27.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Synovus Bank | 2005 Cobbs Ford Road Prattville, AL 36066 | Full Service B&M | $57,638 |
| Synovus Bank | 201 East Lamar Street Americus, GA 31709 | Full Service B&M | $164,413 |
| Synovus Bank | 510 Andrews Avenue Ozark, AL 36360 | Full Service B&M | $66,378 |
| Synovus Bank | 510 N. Ashley St. Valdosta, GA 31601 | Full Service B&M | $37,655 |
| Synovus Bank | 10 Daniel Drive Gulf Breeze, FL 32561 | Full Service B&M | $69,268 |
| Synovus Bank | 100 Burch Road Fayetteville, GA 30215 | Full Service B&M | $58,967 |
| Synovus Bank | 100 E Howell St Hartwell, GA 30643 | Full Service B&M | $88,567 |
| Synovus Bank | 100 Maple Drive North Hendersonville, TN 37075 | Full Service B&M | $27,204 |
| Synovus Bank | 1000 13th Street Phenix City, AL 36868 | Full Service B&M | $133,976 |
| Synovus Bank | 1000 Veterans Parkway Columbus, GA 31901 | Full Service B&M | $81,992 |
| Synovus Bank | 1001 John Sims Parkway Niceville, FL 32578 | Full Service B&M | $86,902 |
| Synovus Bank | 101 Center Road Venice, FL 34285 | Full Service B&M | $74,147 |
| Synovus Bank | 101 Highway 49 Byron, GA 31008 | Full Service B&M | $37,100 |
| Synovus Bank | 101 South Crawford Street Thomasville, GA 31792 | Full Service B&M | $167,845 |
| Synovus Bank | 101 Wilder Road Chickamauga, GA 30707 | Full Service B&M | $22,023 |
| Synovus Bank | 102 Inverness Corners Birmingham, AL 35242 | Full Service B&M | $48,422 |
| Synovus Bank | 1025 Broad River Road Columbia, SC 29210 | Full Service B&M | $63,094 |
| Synovus Bank | 10291 Sorrento Road Pensacola, FL 32507 | Full Service B&M | $35,623 |
| Synovus Bank | 1033 Demonbreaun Street Nashville, TN 37203 | Full Service B&M | $246,330 |
| Synovus Bank | 10446 Alpharetta Highway Roswell, GA 30075 | Full Service B&M | $245,025 |
| Synovus Bank | 10820 Sr 54 Trinity, FL 34655 | Full Service B&M | $29,587 |
| Synovus Bank | 109 South Chalkville Road Trussville, AL 35173 | Full Service B&M | $131,659 |
| Synovus Bank | 11 Hughes Road Madison, AL 35758 | Full Service B&M | $164,205 |
| Synovus Bank | 110 Jefferson Street Newnan, GA 30263 | Full Service B&M | $120,445 |
| Synovus Bank | 111 West Boyce Street Manning, SC 29102 | Full Service B&M | $83,462 |
| Synovus Bank | 1111 Bay Avenue Columbus, GA 31901 | Full Service B&M | $4,548,403 |
| Synovus Bank | 1139 Industrial Drive Crestview, FL 32539 | Full Service B&M | $58,747 |
| Synovus Bank | 1175 Wilson Hall Road Sumter, SC 29150 | Full Service B&M | $47,132 |
| Synovus Bank | 118 East 20th Street Tifton, GA 31794 | Full Service B&M | $30,832 |
| Synovus Bank | 120 North Carroll Street Bowdon, GA 30108 | Full Service B&M | $45,021 |
| Synovus Bank | 1200 Johnson Ferry Road Marietta, GA 30068 | Full Service B&M | $251,897 |
| Synovus Bank | 1205 Brampton Avenue Statesboro, GA 30458 | Full Service B&M | $67,425 |
| Synovus Bank | 1221 Main Street Columbia, SC 29201 | Full Service B&M | $404,060 |
| Synovus Bank | 12355 Arnold Mill Road Alpharetta, GA 30004 | Full Service B&M | $158,117 |
| Synovus Bank | 124 West Jefferson Street Boston, GA 31626 | Full Service B&M | $50,881 |
| Synovus Bank | 1245 Knox Abbott Drive Cayce, SC 29033 | Full Service B&M | $33,077 |
| Synovus Bank | 12450 Roosevelt Boulevard North Saint Petersburg, FL 33716 | Full Service B&M | $88,671 |
| Synovus Bank | 125 West Romana Street, Suite 100 Pensacola, FL 32502 | Full Service B&M | $224,663 |
| Synovus Bank | 1251 Us Highway 82 West Leesburg, GA 31763 | Full Service B&M | $148,035 |
| Synovus Bank | 1311 Pendleton Street Columbia, SC 29201 | Full Service B&M | $22,619 |
| Synovus Bank | 1326 Prudential Drive Jacksonville, FL 32207 | Full Service B&M | $28,557 |
| Synovus Bank | 1333 Enterprise Way Huntsville, AL 35806 | Full Service B&M | $50,241 |
| Synovus Bank | 135 Wc Bryant Parkway Calhoun, GA 30701 | Full Service B&M | $259,591 |
| Synovus Bank | 1363 Lake Murray Boulevard Irmo, SC 29063 | Full Service B&M | $70,473 |
| Synovus Bank | 140 East Washington St Monroe, GA 30655 | Full Service B&M | $221,114 |
| Synovus Bank | 144 Moreland Avenue Atlanta, GA 30307 | Full Service B&M | $2,706 |
| Synovus Bank | 1470 North Highway 17 Mount Pleasant, SC 29464 | Full Service B&M | $57,748 |
| Synovus Bank | 1490 Distribution Drive Suwanee, GA 30024 | Full Service B&M | $47,704 |
| Synovus Bank | 1496 Lafayette Parkway Lagrange, GA 30240 | Full Service B&M | $55,818 |
| Synovus Bank | 15 Lake Street, Suite 170 Savannah, GA 31411 | Full Service B&M | $30,867 |
| Synovus Bank | 150 East Henry Street Spartanburg, SC 29306 | Full Service B&M | $114,885 |
| Synovus Bank | 150 West Hancock Avenue Athens, GA 30601 | Full Service B&M | $496,587 |
| Synovus Bank | 1501 N. Thornton Avenue Dalton, GA 30720 | Full Service B&M | $94,773 |
| Synovus Bank | 1522 Baytree Road Valdosta, GA 31602 | Full Service B&M | $37,974 |
| Synovus Bank | 1531 U.S. Hwy 19 Leesburg, GA 31763 | Full Service B&M | $18,583 |
| Synovus Bank | 1535 Benning Drive Columbus, GA 31903 | Full Service B&M | $46,551 |
| Synovus Bank | 158 Meeting Street Charleston, SC 29401 | Full Service B&M | $294,259 |
| Synovus Bank | 1600 First Avenue, Building C Columbus, GA 31901 | Full Service B&M | $68,235 |
| Synovus Bank | 1605 Main Street Sarasota, FL 34236 | Full Service B&M | $75,419 |
| Synovus Bank | 1625 Frederica Road St. Simons Island, GA 31522 | Full Service B&M | $54,824 |
| Synovus Bank | 16451 Healthpark Commons Drive Fort Myers, FL 33908 | Full Service B&M | $30,600 |
| Synovus Bank | 1680 Gulf To Bay Boulevard Clearwater, FL 33755 | Full Service B&M | $54,078 |
| Synovus Bank | 1695 Whittlesey Road Columbus, GA 31904 | Full Service B&M | $115,254 |
| Synovus Bank | 170 St. Francis Street Mobile, AL 36602 | Full Service B&M | $20,736 |
| Synovus Bank | 1700 10th Avenue Columbus, GA 31901 | Full Service B&M | $47,754 |
| Synovus Bank | 1750 South 14th Street Fernandina Beach, FL 32034 | Full Service B&M | $132,810 |
| Synovus Bank | 1776 West Point Highway La Grange, GA 30240 | Full Service B&M | $39,464 |
| Synovus Bank | 1806 Stadium Drive Phenix City, AL 36867 | Full Service B&M | $31,951 |
| Synovus Bank | 1850 Epps Bridge Parkway, Suite 301 Athens, GA 30606 | Full Service B&M | $25,156 |
| Synovus Bank | 1855 Barnett Shoals Road Athens, GA 30605 | Full Service B&M | $118,401 |
| Synovus Bank | 1868 Capital Circle Northeast Tallahassee, FL 32308 | Full Service B&M | $61,037 |
| Synovus Bank | 1870 Sam Rittenberg Boulevard Charleston, SC 29416 | Full Service B&M | $67,718 |
| Synovus Bank | 1873 Camp Road Charleston, SC 29412 | Limited, Drive-thru | $0 |
| Synovus Bank | 1898 East Nine Mile Road Pensacola, FL 32514 | Full Service B&M | $42,118 |
| Synovus Bank | 192 Temple Avenue Newnan, GA 30263 | Full Service B&M | $65,121 |
| Synovus Bank | 1981 Georgia Highway 138 Se Conyers, GA 30094 | Full Service B&M | $133,936 |
| Synovus Bank | 2 East Main Street Statesboro, GA 30458 | Full Service B&M | $214,515 |
| Synovus Bank | 2 South Main Street Jasper, GA 30143 | Full Service B&M | $51,408 |
| Synovus Bank | 200 East Church Street Bishopville, SC 29010 | Full Service B&M | $62,653 |
| Synovus Bank | 200 Eighteenth Street Jasper, AL 35501 | Full Service B&M | $258,341 |
| Synovus Bank | 200 North Greenwood Street Lagrange, GA 30240 | Full Service B&M | $161,112 |
| Synovus Bank | 200 Parkway 575 Woodstock, GA 30188 | Full Service B&M | $191,723 |
| Synovus Bank | 2001 S. Lee Street Americus, GA 31709 | Limited, Mobile/Seasonal Office | $0 |
| Synovus Bank | 201 East Mcbee Avenue Greenville, SC 29601 | Full Service B&M | $131,641 |
| Synovus Bank | 201 West Patton Street La Fayette, GA 30728 | Full Service B&M | $44,270 |
| Synovus Bank | 2020 Patton Chapel Road Hoover, AL 35216 | Full Service B&M | $31,433 |
| Synovus Bank | 2022 West End Avenue Nashville, TN 37203 | Full Service B&M | $33,382 |
| Synovus Bank | 210 Central Avenue Hilton Head Island, SC 29926 | Full Service B&M | $39,006 |
| Synovus Bank | 2100 Experiment Station Rd Watkinsville, GA 30677 | Full Service B&M | $179,192 |
| Synovus Bank | 2102 East Oglethorpe Boulevard Albany, GA 31705 | Full Service B&M | $23,709 |
| Synovus Bank | 211 South Third Avenue Chatsworth, GA 30705 | Full Service B&M | $111,823 |
| Synovus Bank | 2123 Highway 78 Dora, AL 35062 | Full Service B&M | $74,165 |
| Synovus Bank | 2145 Cypress Ridge Boulevard, Suite 101 Wesley Chapel, FL 33543 | Full Service B&M | $19,967 |
| Synovus Bank | 215 Alabama Avenue Bremen, GA 30110 | Full Service B&M | $48,740 |
| Synovus Bank | 215 Richard Arrington Jr Blvd. N Birmingham, AL 35203 | Full Service B&M | $95,240 |
| Synovus Bank | 2150 South Ferdon Boulevard Crestview, FL 32536 | Full Service B&M | $24,433 |
| Synovus Bank | 217 Forum Drive Columbia, SC 29229 | Full Service B&M | $22,723 |
| Synovus Bank | 218 E Jefferson St Thomasville, GA 31792 | Limited, Drive-thru | $0 |
| Synovus Bank | 218 Love Avenue Tifton, GA 31794 | Full Service B&M | $294,742 |
| Synovus Bank | 2190 West Nine Mile Road Pensacola, FL 32534 | Full Service B&M | $64,406 |
| Synovus Bank | 2200 Jack Warner Parkway, Suite 100 Tuscaloosa, AL 35401 | Full Service B&M | $232,520 |
| Synovus Bank | 2222 Woodcrest Place Birmingham, AL 35209 | Limited, Drive-thru | $0 |
| Synovus Bank | 23 John Sims Parkway Valparaiso, FL 32580 | Full Service B&M | $73,094 |
| Synovus Bank | 230 Seven Farms Drive Daniel Island, SC 29492 | Full Service B&M | $56,835 |
| Synovus Bank | 2304 Pelham Parkway Pelham, AL 35124 | Full Service B&M | $34,229 |
| Synovus Bank | 2320 U.S. Highway 78 Tallapoosa, GA 30176 | Full Service B&M | $55,247 |
| Synovus Bank | 2365 Prince Avenue Athens, GA 30606 | Full Service B&M | $109,273 |
| Synovus Bank | 2401 Devine Street Columbia, SC 29205 | Full Service B&M | $47,714 |
| Synovus Bank | 2411 Oak Street Myrtle Beach, SC 29577 | Full Service B&M | $99,637 |
| Synovus Bank | 2520 Manatee Avenue West Bradenton, FL 34205 | Full Service B&M | $34,529 |
| Synovus Bank | 255 Scranton Connector Brunswick, GA 31525 | Full Service B&M | $139,158 |
| Synovus Bank | 2603 Highway 54 West Peachtree City, GA 30269 | Full Service B&M | $147,174 |
| Synovus Bank | 2655 Taylor Road Montgomery, AL 36117 | Full Service B&M | $61,374 |
| Synovus Bank | 2660 Reidville Road Spartanburg, SC 29301 | Full Service B&M | $31,989 |
| Synovus Bank | 269 Roswell Street Marietta, GA 30060 | Full Service B&M | $190,671 |
| Synovus Bank | 2701 Mall Drive North Charleston, SC 29406 | Full Service B&M | $99,493 |
| Synovus Bank | 2704 East Pinetree Boulevard Thomasville, GA 31792 | Full Service B&M | $64,985 |
| Synovus Bank | 2720 West Tennessee Street Tallahassee, FL 32304 | Full Service B&M | $40,093 |
| Synovus Bank | 280 Sandy Springs Circle, Ne Sandy Springs, GA 30328 | Full Service B&M | $131,969 |
| Synovus Bank | 2800 Wade Hampton Boulevard Taylors, SC 29687 | Full Service B&M | $42,166 |
| Synovus Bank | 2819 Old Dawson Road Albany, GA 31707 | Full Service B&M | $68,185 |
| Synovus Bank | 285 Jonesboro Road Mcdonough, GA 30253 | Full Service B&M | $31,665 |
| Synovus Bank | 2991 Chapel Hill Road Douglasville, GA 30135 | Full Service B&M | $208,722 |
| Synovus Bank | 3 Belfair Village Dr. Bluffton, SC 29910 | Full Service B&M | $45,732 |
| Synovus Bank | 300 E. Main Street Canton, GA 30114 | Full Service B&M | $188,977 |
| Synovus Bank | 301 Washington Street Huntsville, AL 35801 | Full Service B&M | $266,637 |
| Synovus Bank | 302 Vineville Street Fort Valley, GA 31030 | Full Service B&M | $88,311 |
| Synovus Bank | 305 Goose Creek Boulevard North Goose Creek, SC 29445 | Full Service B&M | $36,291 |
| Synovus Bank | 3068 Mcfarland Boulevard (A/K/A Highway 82) Northport, AL 35476 | Full Service B&M | $72,807 |
| Synovus Bank | 310 Alps Rd Athens, GA 30606 | Full Service B&M | $73,062 |
| Synovus Bank | 3106 Highway 278, N.W. Covington, GA 30014 | Full Service B&M | $54,558 |
| Synovus Bank | 3130 Highway 34 East Newnan, GA 30265 | Full Service B&M | $52,111 |
| Synovus Bank | 315 South Houston Lake Road Warner Robins, GA 31088 | Full Service B&M | $103,224 |
| Synovus Bank | 3151 Macon Road Columbus, GA 31906 | Full Service B&M | $93,542 |
| Synovus Bank | 3169 Lebanon Pike Nashville, TN 37214 | Full Service B&M | $23,473 |
| Synovus Bank | 319 Johnny Mercer Blvd Savannah, GA 31410 | Full Service B&M | $50,963 |
| Synovus Bank | 3200 Highway 78 East Jasper, AL 35501 | Full Service B&M | $32,793 |
| Synovus Bank | 3207 Salem Road Covington, GA 30016 | Full Service B&M | $48,261 |
| Synovus Bank | 323 East Church Street Cartersville, GA 30120 | Full Service B&M | $58,734 |
| Synovus Bank | 3261 Manchester Expressway Columbus, GA 31909 | Full Service B&M | $95,264 |
| Synovus Bank | 32845 U.S. Highway 19 Palm Harbor, FL 34684 | Full Service B&M | $98,413 |
| Synovus Bank | 333 Third Avenue North Saint Petersburg, FL 33701 | Full Service B&M | $81,863 |
| Synovus Bank | 334 East Paces Ferry Road Atlanta, GA 30305 | Full Service B&M | $197,653 |
| Synovus Bank | 337 Folly Road Charleston, SC 29412 | Full Service B&M | $36,735 |
| Synovus Bank | 3400 Overton Park Drive Se Atlanta, GA 30339 | Full Service B&M | $313,303 |
| Synovus Bank | 3471 Thomasville Road Tallahassee, FL 32308 | Full Service B&M | $111,578 |
| Synovus Bank | 34910 Emerald Coast Parkway Destin, FL 32541 | Full Service B&M | $68,805 |
| Synovus Bank | 3507 Braselton Highway Dacula, GA 30019 | Full Service B&M | $33,280 |
| Synovus Bank | 3640 Peachtree Parkway Suwanee, GA 30024 | Full Service B&M | $33,580 |
| Synovus Bank | 3650 Inner Perimeter Road Valdosta, GA 31602 | Full Service B&M | $289,294 |
| Synovus Bank | 3650 Main Street Loris, SC 29569 | Full Service B&M | $53,077 |
| Synovus Bank | 3680 West Main Street Dothan, AL 36305 | Full Service B&M | $77,886 |
| Synovus Bank | 3704 Dauphin Street Mobile, AL 36608 | Full Service B&M | $43,300 |
| Synovus Bank | 3706 Wheeler Rd Augusta, GA 30909 | Full Service B&M | $57,210 |
| Synovus Bank | 3726 Us Highway 431 North Phenix City, AL 36867 | Full Service B&M | $43,827 |
| Synovus Bank | 3770 Hillsboro Road Nashville, TN 37215 | Full Service B&M | $41,506 |
| Synovus Bank | 4000 Atlanta Highway Bogart, GA 30622 | Full Service B&M | $73,399 |
| Synovus Bank | 4003 West Neptune Street Tampa, FL 33629 | Full Service B&M | $31,812 |
| Synovus Bank | 401 Sea Island Road Saint Simons Island, GA 31522 | Full Service B&M | $82,015 |
| Synovus Bank | 4018 Tampa Road Oldsmar, FL 34677 | Full Service B&M | $36,649 |
| Synovus Bank | 410 9th Avenue Jasper, AL 35501 | Full Service B&M | $46,675 |
| Synovus Bank | 4121 Carmichael Road Montgomery, AL 36106 | Full Service B&M | $557,151 |
| Synovus Bank | 4182 Highway 278, N.E. Covington, GA 30014 | Full Service B&M | $127,840 |
| Synovus Bank | 4208 Washington Road Evans, GA 30809 | Full Service B&M | $124,015 |
| Synovus Bank | 4300 Highway 20 East Niceville, FL 32578 | Full Service B&M | $80,706 |
| Synovus Bank | 432 North Main Street Anderson, SC 29621 | Full Service B&M | $21,554 |
| Synovus Bank | 44 Greensboro Hwy 15 Watkinsville, GA 30677 | Full Service B&M | $59,410 |
| Synovus Bank | 4440 Bayou Boulevard Pensacola, FL 32503 | Full Service B&M | $76,102 |
| Synovus Bank | 4465 Nelson Brogdon Boulevard Buford, GA 30518 | Full Service B&M | $90,563 |
| Synovus Bank | 4488 West Boy Scout Boulevard Tampa, FL 33607 | Full Service B&M | $83,804 |
| Synovus Bank | 450 S. Orange Avenue Orlando, FL 32801 | Full Service B&M | $16,524 |
| Synovus Bank | 4505 Buena Vista Road Columbus, GA 31907 | Full Service B&M | $62,722 |
| Synovus Bank | 4577 Highway 78 East Loganville, GA 30052 | Full Service B&M | $100,842 |
| Synovus Bank | 463719 State Road 200 Yulee, FL 32097 | Full Service B&M | $54,138 |
| Synovus Bank | 4650 Whitesburg Drive Huntsville, AL 35802 | Full Service B&M | $119,326 |
| Synovus Bank | 47 South Lewis Street Metter, GA 30439 | Full Service B&M | $55,442 |
| Synovus Bank | 4775 South Tamiami Trail Sarasota, FL 34231 | Full Service B&M | $45,305 |
| Synovus Bank | 481 Pinewood Road Sumter, SC 29154 | Full Service B&M | $41,160 |
| Synovus Bank | 481 Sam Ridley Parkway Smyrna, TN 37167 | Full Service B&M | $7,843 |
| Synovus Bank | 4811 Us Highway 90 Pace, FL 32571 | Full Service B&M | $36,308 |
| Synovus Bank | 4840 Forest Drive Columbia, SC 29206 | Full Service B&M | $80,928 |
| Synovus Bank | 4901 Rice Mine Road, N.E. Tuscaloosa, AL 35406 | Full Service B&M | $52,515 |
| Synovus Bank | 4905 Paulsen Street Savannah, GA 31405 | Full Service B&M | $45,434 |
| Synovus Bank | 497 North Guignard Drive Sumter, SC 29150 | Full Service B&M | $49,404 |
| Synovus Bank | 501 East Dekalb Street Camden, SC 29020 | Full Service B&M | $82,475 |
| Synovus Bank | 5100 Lavista Road Tucker, GA 30084 | Full Service B&M | $166,808 |
| Synovus Bank | 5105 Maryland Way Brentwood, TN 37027 | Full Service B&M | $27,015 |
| Synovus Bank | 521 Airport Center Drive Jacksonville, FL 32218 | Full Service B&M | $164,482 |
| Synovus Bank | 5290 Preserve Parkway Hoover, AL 35244 | Full Service B&M | $45,624 |
| Synovus Bank | 5340 Peachtree Industrial Blvd Norcross, GA 30071 | Full Service B&M | $49,637 |
| Synovus Bank | 5456 Sunset Boulevard Lexington, SC 29072 | Full Service B&M | $31,940 |
| Synovus Bank | 550 Montgomery Highway Birmingham, AL 35216 | Full Service B&M | $41,467 |
| Synovus Bank | 5506 Chamblee Dunwoody Road Atlanta, GA 30338 | Full Service B&M | $43,407 |
| Synovus Bank | 555 Chastain Road Nw Kennesaw, GA 30144 | Full Service B&M | $80,830 |
| Synovus Bank | 559 Lakes Boulevard Lake Park, GA 31636 | Full Service B&M | $45,438 |
| Synovus Bank | 5613 Highway 153 Hixson, TN 37343 | Full Service B&M | $25,260 |
| Synovus Bank | 5616 Curry Highway Jasper, AL 35504 | Full Service B&M | $16,215 |
| Synovus Bank | 5801 49th Street North Saint Petersburg, FL 33709 | Full Service B&M | $71,416 |
| Synovus Bank | 5809 West Ave Lavonia, GA 30553 | Full Service B&M | $35,616 |
| Synovus Bank | 588 Highway 61 Villa Rica, GA 30180 | Full Service B&M | $56,592 |
| Synovus Bank | 600 Fair Road Statesboro, GA 30458 | Full Service B&M | $33,258 |
| Synovus Bank | 600 West Palmetto Street Florence, SC 29501 | Full Service B&M | $93,785 |
| Synovus Bank | 601 North Monroe Street Tallahassee, FL 32301 | Full Service B&M | $114,860 |
| Synovus Bank | 609 Bankhead Avenue Carrollton, GA 30117 | Full Service B&M | $129,366 |
| Synovus Bank | 616 North Main Street Summerville, SC 29484 | Full Service B&M | $48,231 |
| Synovus Bank | 6308 Georgia Highway 40 East Saint Marys, GA 31558 | Full Service B&M | $66,540 |
| Synovus Bank | 6401 Whittlesey Boulevard Columbus, GA 31909 | Full Service B&M | $102,162 |
| Synovus Bank | 6435 Ridge Road Port Richey, FL 34668 | Full Service B&M | $74,531 |
| Synovus Bank | 6480 Milgen Road Columbus, GA 31907 | Full Service B&M | $50,317 |
| Synovus Bank | 6500 East Church Street Douglasville, GA 30134 | Full Service B&M | $77,657 |
| Synovus Bank | 6500 Gulf Boulevard Saint Pete Beach, FL 33706 | Full Service B&M | $53,755 |
| Synovus Bank | 6501 University Boulevard, East Cottondale, AL 35453 | Full Service B&M | $33,520 |
| Synovus Bank | 6705 Sr 70 East Bradenton, FL 34203 | Full Service B&M | $40,561 |
| Synovus Bank | 6739 River Road Columbus, GA 31904 | Full Service B&M | $92,854 |
| Synovus Bank | 6800 Highway 69 South Tuscaloosa, AL 35405 | Full Service B&M | $57,786 |
| Synovus Bank | 7001 River Road Columbus, GA 31904 | Limited, Mobile/Seasonal Office | $0 |
| Synovus Bank | 701 Broad Street Rome, GA 30161 | Full Service B&M | $260,039 |
| Synovus Bank | 7050 U.S. Highway 90 Daphne, AL 36526 | Full Service B&M | $55,003 |
| Synovus Bank | 71 Northeast Beal Parkway Fort Walton Beach, FL 32548 | Full Service B&M | $93,978 |
| Synovus Bank | 7150 North 9th Avenue Pensacola, FL 32504 | Full Service B&M | $51,289 |
| Synovus Bank | 720 St. Sebastian Way Augusta, GA 30901 | Full Service B&M | $0 |
| Synovus Bank | 7426 Hodgson Memorial Drive Savannah, GA 31406 | Full Service B&M | $169,368 |
| Synovus Bank | 7490 Bryan Dairy Road Largo, FL 33777 | Full Service B&M | $44,121 |
| Synovus Bank | 75 Metromont Road Hiram, GA 30141 | Full Service B&M | $65,817 |
| Synovus Bank | 77 Church Street Mountain Brook, AL 35223 | Full Service B&M | $63,899 |
| Synovus Bank | 7768 Ozark Drive Jacksonville, FL 32256 | Full Service B&M | $58,534 |
| Synovus Bank | 7770 Highway 72 West Madison, AL 35758 | Full Service B&M | $17,130 |
| Synovus Bank | 780 Main Street North Myrtle Beach, SC 29582 | Full Service B&M | $151,667 |
| Synovus Bank | 7817 Wells Street Senoia, GA 30276 | Full Service B&M | $40,958 |
| Synovus Bank | 7851 Garners Ferry Road Columbia, SC 29209 | Full Service B&M | $35,742 |
| Synovus Bank | 800 Market Street, Suite 100 Chattanooga, TN 37402 | Full Service B&M | $88,370 |
| Synovus Bank | 800 Shades Creek Parkway Birmingham, AL 35209 | Full Service B&M | $1,022,624 |
| Synovus Bank | 800 Shorter Avenue Rome, GA 30165 | Full Service B&M | $41,317 |
| Synovus Bank | 8025 Westside Parkway Alpharetta, GA 30009 | Full Service B&M | $371,119 |
| Synovus Bank | 810 Southpark Street Carrollton, GA 30117 | Full Service B&M | $63,662 |
| Synovus Bank | 815 Beal Parkway Fort Walton Beach, FL 32548 | Full Service B&M | $62,504 |
| Synovus Bank | 8150 Marne Road, Building 9230 Fort Benning, GA 31905 | Full Service B&M | $38,993 |
| Synovus Bank | 8390 Navarre Parkway Navarre, FL 32566 | Full Service B&M | $34,570 |
| Synovus Bank | 871 Warren Drive Warner Robins, GA 31088 | Full Service B&M | $122,351 |
| Synovus Bank | 8850 Tamiami Trail North Naples, FL 34108 | Full Service B&M | $56,568 |
| Synovus Bank | 890 Two Mile Parkway Goodlettsville, TN 37072 | Full Service B&M | $16,616 |
| Synovus Bank | 901 North Boll Weevil Cir Enterprise, AL 36330 | Full Service B&M | $142,957 |
| Synovus Bank | 9050 Carothers Pkwy Franklin, TN 37067 | Full Service B&M | $16,554 |
| Synovus Bank | 916 Main Street Perry, GA 31069 | Full Service B&M | $84,020 |
| Synovus Bank | 9370 Two Notch Road Columbia, SC 29223 | Full Service B&M | $45,760 |
| Synovus Bank | 940 North Wall Street, N.W. Calhoun, GA 30703 | Full Service B&M | $39,649 |
| Synovus Bank | 960 Buford Highway Cumming, GA 30041 | Full Service B&M | $132,044 |
| Synovus Bank | 961 Lane Ave S Jacksonville, FL 32205 | Full Service B&M | $22,406 |
| Synovus Bank | 987 Lovett Rd Statesboro, GA 30458 | Full Service B&M | $60,095 |
| Synovus Bank | One Broad Street Sumter, SC 29150 | Full Service B&M | $171,788 |
For 2018, Synovus Bank had 250 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $1,343,684 |
| Net interest income | $1,171,738 |
| Total noninterest income | $232,949 |
| Gross Fiduciary activities income | $47,873 |
| Service charges on deposit accounts | $80,840 |
| Trading account gains and fees | $1,613 |
| Additional Noninterest Income | $102,623 |
| Pre-tax net operating income | $593,729 |
| Securities gains (or losses, -) | $-1,362 |
| Income before extraordinary items | $460,922 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $460,922 |
| Minority interest net income | $0 |
| Net income | $460,922 |
| Sale, conversion, retirement of capital stock, net | $8,430 |
| Net operating income | $461,997 |
Synovus Bank's gross interest income from loans was $1,343,684,000.
Synovus Bank's net interest income from loans was $1,171,738,000.
Synovus Bank's fee based income from loans was $80,840,000.
Synovus Bank's net income from loans was $460,922,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $171,946 |
| Provision for credit losses | $51,697 |
| Total noninterest expense | $759,261 |
| Salaries and employee benefits | $418,399 |
| Premises and equipment expense | $128,227 |
| Additional noninterest expense | $212,635 |
| Applicable income taxes | $131,445 |
| Net charge-offs | $50,410 |
| Cash dividends | $250,000 |
Synovus Bank's interest expense for loans was $171,946,000.
Synovus Bank's payroll and benefits expense were $418,399,000.
Synovus Bank's property, plant and equipment expenses $128,227,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 1.0% |
| Other individual loans | 0.0% |
| Auto loans | 1.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $26,935,774 |
| Deposits held in domestic offices | $26,935,774 |
| Deposits by Individuals, partnerships, and corporations | $24,551,889 |
| Deposits by U.S. Government | $124 |
| Deposits by States and political subdivisions in the U.S. | $2,372,915 |
| Deposits by Commercial banks and other depository institutions in U.S. | $10,846 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $2,049,365 |
| Demand deposits | $1,751,899 |
| Nontransaction accounts | $24,886,409 |
| Money market deposit accounts (MMDAs) | $19,065,628 |
| Other savings deposits (excluding MMDAs) | $817,385 |
| Total time deposits | $5,003,396 |
| Total time and savings deposits | $25,183,875 |
| Noninterest-bearing deposits | $7,658,925 |
| Interest-bearing deposits | $19,276,849 |
| Retail deposits | $24,288,229 |
| IRAs and Keogh plan accounts | $460,347 |
| Brokered deposits | $1,548,030 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $32,580,905 |
| Cash & Balances due from depository institutions | $1,118,529 |
| Interest-bearing balances | $661,656 |
| Total securities | $3,994,800 |
| Federal funds sold & reverse repurchase | $3,467 |
| Net loans and leases | $25,734,653 |
| Loan and leases loss allowance | $250,555 |
| Trading account assets | $19,265 |
| Bank premises and fixed assets | $434,093 |
| Other real estate owned | $6,220 |
| Goodwill and other intangibles | $68,175 |
| All other assets | $1,201,703 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $32,580,905 |
| Total Liabilities | $29,165,137 |
| Total deposits | $26,935,774 |
| Interest-bearing deposits | $19,276,849 |
| Deposits held in domestic offices | $26,935,774 |
| % insured (estimated) | $60 |
| Federal funds purchased and repurchase agreements | $237,692 |
| Trading liabilities | $15,716 |
| Other borrowed funds | $1,751,453 |
| Subordinated debt | $0 |
| All other liabilities | $224,502 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $25,734,653 |
| Loan and leases loss allowance | $250,555 |
| Total loans and leases (domestic) | $25,985,208 |
| All real estate loans | $17,296,792 |
| Real estate loans in domestic offices | $17,296,792 |
| Construction and development loans | $1,950,878 |
| Residential 1-4 family construction | $265,608 |
| Other construction, all land development and other land | $1,685,270 |
| Loans secured by nonfarm nonresidential properties | $9,481,970 |
| Nonfarm nonresidential secured by owner-occupied properties | $2,961,379 |
| Commercial real estate & other non-farm, non-residential | $6,520,591 |
| Multifamily residential real estate | $662,781 |
| 1-4 family residential loans | $5,015,990 |
| Farmland loans | $185,173 |
| Loans held in foreign offices | $0 |
| Farm loans | $42,340 |
| Commercial and industrial loans | $6,357,242 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $2,094,783 |
| Credit card loans | $169,563 |
| Related Plans | $245,488 |
| Consumer Auto Loans | $12,236 |
| Other loans to individuals | $1,667,496 |
| All other loans & leases | $218,194 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $115,583 |
| Loans to depository institutions and acceptances of other banks | $15,029 |
| Loans not secured by real estate | $162,179 |
| Loans secured by real estate to non-U.S. addressees | $952 |
| Restructured Loans & leases | $113,044 |
| Non 1-4 family restructured loans & leases | $86,615 |
| Total loans and leases (foreign) | $0 |
Synovus Bank had $25,734,653,000 of loans outstanding in 2018. $17,296,792,000 of loans were in real estate loans. $1,950,878,000 of loans were in development loans. $662,781,000 of loans were in multifamily mortgage loans. $5,015,990,000 of loans were in 1-4 family mortgage loans. $42,340,000 of loans were in farm loans. $169,563,000 of loans were in credit card loans. $12,236,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 7,125 | $1,851,442 | $259,852 |
| Nonfarm, nonresidential loans - <$100k | 1,907 | $104,842 | $54,977 |
| Nonfarm, nonresidential loans - $100-250k | 2,420 | $405,013 | $167,361 |
| Nonfarm, nonresidential loans - $250k-1MM | 2,798 | $1,341,587 | $479,481 |
| Commercial & Industrial, US addressed loans - <$1MM | 31,972 | $1,898,909 | $59,393 |
| Commercial & Industrial, US addressed loans - <$100k | 27,118 | $527,995 | $19,470 |
| Commercial & Industrial, US addressed loans - $100-250k | 2,949 | $490,496 | $166,326 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 1,905 | $880,418 | $462,162 |
| Farmland loans - <$1MM | 334 | $50,613 | $151,536 |
| Farmland loans - <$100k | 152 | $7,747 | $50,967 |
| Farmland loans - $100-250k | 115 | $18,632 | $162,017 |
| Farmland loans - $250k-1MM | 67 | $24,234 | $361,701 |
| Agriculture operations loans - <$1MM | 216 | $17,213 | $79,690 |
| Agriculture operations loans - <$100k | 162 | $5,006 | $30,901 |
| Agriculture operations loans - $100-250k | 37 | $6,089 | $164,568 |
| Agriculture operations loans - $250k-1MM | 17 | $6,118 | $359,882 |