Synovus Bank Mortgage Rates, Fees & Info

Columbus, GA

LEI: DX0JX77PRMOELF7VG772

Tax ID: 58-0201800

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Bank Data

Review & Overview

Synovus Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Synovus Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Birmingham, Nashville, Columbus, and Tampa among others. We have data for 139 markets. (Some data included below & more in-depth data is available with an active subscription.)

Synovus Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Synovus Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.66% 12/17/24
30 Year Conventional Purchase 6.20% 12/17/24
30 Year Conventional Refi 6.33% 12/17/24
30 Year Cash-out Refi 6.74% 12/17/24
30 Year FHA Purchase 7.39% 12/17/24
30 Year FHA Refi 7.72% 12/17/24
30 Year VA Purchase 6.25% 12/17/24
30 Year VA Refi 6.89% 12/17/24
30 Year USDA Purchase 6.57% 12/17/24
15 Year Conventional Purchase 6.07% 12/17/24
15 Year Conventional Refi 6.09% 12/17/24
15 Year Cash-out Refi 6.09% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Synovus Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Synovus Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

18,390

Origination Dollar Volume (All Markets)

$5,281,360,000

Employee count

4,919 Show all (30) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4,193 $1,124,935,000 $268,289 $7,570 3.12%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1,069 $320,365,000 $299,687 $6,547 3.08%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 791 $295,405,000 $373,458 $8,049 3.06%
COLUMBUS, GA-AL (FHA|USDA|VA) 1,191 $250,455,000 $210,290 $6,259 3.18%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 861 $240,325,000 $279,123 $7,997 3.18%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 544 $199,970,000 $367,592 $9,917 3.05%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 418 $191,050,000 $457,057 $11,056 3.08%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 581 $176,705,000 $304,139 $7,397 3.17%
JACKSONVILLE, FL (FHA|USDA|VA) 378 $156,870,000 $415,000 $10,170 3.11%
Outside of Metro Areas 412 $150,220,000 $364,612 $8,282 3.12%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 527 $137,725,000 $261,338 $6,934 3.25%
SAVANNAH, GA (FHA|USDA|VA) 375 $130,675,000 $348,467 $8,047 3.16%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 308 $129,760,000 $421,299 $10,523 2.96%
COLUMBIA, SC (FHA|USDA|VA) 440 $116,540,000 $264,864 $6,108 3.26%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 431 $100,215,000 $232,517 $6,771 3.29%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 272 $92,250,000 $339,154 $7,617 3.02%
HUNTSVILLE, AL (FHA|USDA|VA) 395 $90,435,000 $228,949 $5,440 3.07%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 344 $88,450,000 $257,122 $6,727 3.24%
BRUNSWICK, GA (FHA|USDA|VA) 152 $80,550,000 $529,934 $10,810 3.12%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 203 $62,335,000 $307,069 $8,556 3.07%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 118 $58,870,000 $498,898 $14,219 3.02%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 170 $54,590,000 $321,118 $10,089 3.16%
MONTGOMERY, AL (FHA|USDA|VA) 194 $52,660,000 $271,443 $6,534 3.30%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 145 $50,885,000 $350,931 $8,313 3.02%
Statesboro, GA (FHA|USDA|VA) 235 $47,565,000 $202,404 $5,638 3.21%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 159 $47,235,000 $297,075 $6,302 3.02%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 173 $45,895,000 $265,289 $6,212 3.31%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 138 $45,350,000 $328,623 $7,049 3.15%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 189 $42,385,000 $224,259 $5,979 3.08%
WARNER ROBINS, GA (FHA|USDA|VA) 224 $40,870,000 $182,455 $5,465 3.10%
DECATUR, AL (FHA|USDA|VA) 231 $39,665,000 $171,710 $5,258 3.14%
LaGrange, GA-AL (FHA|USDA|VA) 177 $38,875,000 $219,633 $6,162 3.33%
TALLAHASSEE, FL (FHA|USDA|VA) 145 $34,585,000 $238,517 $6,881 3.41%
VALDOSTA, GA (FHA|USDA|VA) 180 $32,760,000 $182,000 $5,254 3.23%
MOBILE, AL (FHA|USDA|VA) 77 $27,705,000 $359,805 $5,597 3.21%
ROME, GA (FHA|USDA|VA) 139 $26,375,000 $189,748 $5,861 3.23%
Jasper, AL (FHA|USDA|VA) 141 $26,185,000 $185,709 $5,368 3.19%
GAINESVILLE, GA (FHA|USDA|VA) 96 $23,260,000 $242,292 $7,068 3.04%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 57 $22,805,000 $400,088 $7,359 3.04%
Calhoun, GA (FHA|USDA|VA) 136 $22,400,000 $164,706 $5,644 3.15%
ALBANY, GA (FHA|USDA|VA) 116 $19,700,000 $169,828 $5,102 3.37%
TUSCALOOSA, AL (FHA|USDA|VA) 86 $19,590,000 $227,791 $6,284 3.31%
PUNTA GORDA, FL (FHA|USDA|VA) 65 $19,575,000 $301,154 $8,631 3.25%
SUMTER, SC (FHA|USDA|VA) 73 $16,355,000 $224,041 $6,331 3.20%
SPARTANBURG, SC (FHA|USDA|VA) 79 $15,735,000 $199,177 $5,925 3.37%
Jefferson, GA (FHA|USDA|VA) 67 $15,365,000 $229,328 $6,627 3.05%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 47 $13,675,000 $290,957 $7,920 3.02%
Thomasville, GA (FHA|USDA|VA) 65 $12,855,000 $197,769 $5,934 3.73%
DOTHAN, AL (FHA|USDA|VA) 37 $12,725,000 $343,919 $6,672 3.28%
Georgetown, SC (FHA|USDA|VA) 22 $12,590,000 $572,273 $9,542 2.98%
Alexander City, AL (FHA|USDA|VA) 26 $11,660,000 $448,462 $7,997 2.94%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 23 $11,115,000 $483,261 $11,846 3.05%
Tifton, GA (FHA|USDA|VA) 51 $11,055,000 $216,765 $6,094 3.32%
PANAMA CITY, FL (FHA|USDA|VA) 37 $10,955,000 $296,081 $7,447 3.18%
PORT ST. LUCIE, FL (FHA|USDA|VA) 34 $10,840,000 $318,824 $8,703 3.23%
Key West, FL (FHA|USDA|VA) 14 $9,340,000 $667,143 $14,730 3.37%
Seneca, SC (FHA|USDA|VA) 18 $8,550,000 $475,000 $7,535 3.21%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 38 $8,180,000 $215,263 $6,724 3.46%
St. Marys, GA (FHA|USDA|VA) 39 $7,815,000 $200,385 $5,623 3.25%
ASHEVILLE, NC (FHA|USDA|VA) 13 $7,525,000 $578,846 $7,964 2.97%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 13 $6,905,000 $531,154 $13,547 2.88%
Cullman, AL (FHA|USDA|VA) 21 $5,955,000 $283,571 $7,043 3.01%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $5,780,000 $1,445,000 $4,532 3.73%
DALTON, GA (FHA|USDA|VA) 39 $5,645,000 $144,744 $4,828 3.44%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 20 $5,600,000 $280,000 $6,074 3.09%
FLORENCE, SC (FHA|USDA|VA) 15 $4,735,000 $315,667 $5,616 3.23%
Milledgeville, GA (FHA|USDA|VA) 10 $3,330,000 $333,000 $8,483 3.21%
Brevard, NC (FHA|USDA|VA) 5 $3,275,000 $655,000 $11,820 2.68%
GAINESVILLE, FL (FHA|USDA|VA) 9 $3,245,000 $360,556 $8,195 3.36%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $3,120,000 $520,000 $8,845 3.31%
Enterprise, AL (FHA|USDA|VA) 22 $2,880,000 $130,909 $4,886 3.32%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 17 $2,865,000 $168,529 $4,794 3.26%
Cornelia, GA (FHA|USDA|VA) 8 $2,810,000 $351,250 $8,857 3.03%
KNOXVILLE, TN (FHA|USDA|VA) 8 $2,700,000 $337,500 $6,584 3.16%
Newberry, SC (FHA|USDA|VA) 7 $2,585,000 $369,286 $7,046 3.14%
Americus, GA (FHA|USDA|VA) 26 $2,400,000 $92,308 $5,024 3.44%
OCALA, FL (FHA|USDA|VA) 10 $2,040,000 $204,000 $7,213 3.59%
Albertville, AL (FHA|USDA|VA) 9 $2,025,000 $225,000 $7,343 2.94%
Eufaula, AL-GA (FHA|USDA|VA) 5 $1,975,000 $395,000 $5,353 3.21%
Cordele, GA (FHA|USDA|VA) 10 $1,890,000 $189,000 $5,296 2.84%
Scottsboro, AL (FHA|USDA|VA) 8 $1,770,000 $221,250 $5,354 2.92%
Cullowhee, NC (FHA|USDA|VA) 3 $1,605,000 $535,000 $10,377 3.17%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $1,530,000 $191,250 $5,824 3.65%
Bozeman, MT (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $0 3.55%
Cedartown, GA (FHA|USDA|VA) 8 $1,430,000 $178,750 $6,079 3.11%
Toccoa, GA (FHA|USDA|VA) 6 $1,420,000 $236,667 $5,163 3.10%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $1,405,000 $1,405,000 $0 1.99%
Boone, NC (FHA|USDA|VA) 3 $1,385,000 $461,667 $8,130 3.13%
Ozark, AL (FHA|USDA|VA) 12 $1,330,000 $110,833 $4,686 3.47%
WILMINGTON, NC (FHA|USDA|VA) 1 $1,235,000 $1,235,000 $16,440 2.88%
CLEVELAND, TN (FHA|USDA|VA) 6 $1,210,000 $201,667 $6,683 3.53%
GADSDEN, AL (FHA|USDA|VA) 5 $1,165,000 $233,000 $6,584 3.80%
Summerville, GA (FHA|USDA|VA) 6 $1,150,000 $191,667 $5,519 2.98%
Talladega-Sylacauga, AL (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,562 2.77%
Moultrie, GA (FHA|USDA|VA) 5 $1,065,000 $213,000 $4,818 3.23%
Forest City, NC (FHA|USDA|VA) 2 $880,000 $440,000 $8,074 2.69%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $875,000 $291,667 $7,533 3.33%
Bainbridge, GA (FHA|USDA|VA) 2 $870,000 $435,000 $4,386 3.59%
Vidalia, GA (FHA|USDA|VA) 1 $755,000 $755,000 $12,463 3.63%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $725,000 $725,000 $0 1.99%
Athens, TN (FHA|USDA|VA) 4 $710,000 $177,500 $5,037 3.31%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $700,000 $350,000 $6,075 2.88%
Clewiston, FL (FHA|USDA|VA) 6 $700,000 $116,667 $4,216 3.00%
Dublin, GA (FHA|USDA|VA) 3 $695,000 $231,667 $5,169 2.79%
Greenwood, SC (FHA|USDA|VA) 5 $685,000 $137,000 $5,848 2.92%
Orangeburg, SC (FHA|USDA|VA) 5 $655,000 $131,000 $4,198 3.30%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $555,000 $185,000 $12,499 3.03%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $555,000 $185,000 $5,416 2.96%
Palatka, FL (FHA|USDA|VA) 2 $520,000 $260,000 $8,076 3.06%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $500,000 $125,000 $5,125 3.34%
HINESVILLE, GA (FHA|USDA|VA) 4 $490,000 $122,500 $4,009 3.28%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $415,000 $138,333 $5,543 3.58%
GREENVILLE, NC (FHA|USDA|VA) 1 $405,000 $405,000 $7,191 2.63%
Okeechobee, FL (FHA|USDA|VA) 1 $405,000 $405,000 $11,242 3.63%
THE VILLAGES, FL (FHA|USDA|VA) 2 $400,000 $200,000 $6,434 3.25%
Fitzgerald, GA (FHA|USDA|VA) 3 $385,000 $128,333 $5,394 3.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $380,000 $190,000 $4,582 3.00%
Natchez, MS-LA (FHA|USDA|VA) 2 $360,000 $180,000 $5,269 3.25%
Oxford, MS (FHA|USDA|VA) 1 $355,000 $355,000 $7,524 3.50%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $345,000 $345,000 $6,412 3.63%
Atmore, AL (FHA|USDA|VA) 2 $310,000 $155,000 $4,461 3.44%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $295,000 $295,000 $4,864 2.50%
Lake City, FL (FHA|USDA|VA) 1 $275,000 $275,000 $6,066 3.88%
Sevierville, TN (FHA|USDA|VA) 2 $270,000 $135,000 $0 3.81%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.50%
Shelbyville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $4,830 2.63%
Morehead City, NC (FHA|USDA|VA) 1 $225,000 $225,000 $4,815 3.50%
MORRISTOWN, TN (FHA|USDA|VA) 1 $215,000 $215,000 $4,007 2.75%
Fort Payne, AL (FHA|USDA|VA) 2 $210,000 $105,000 $3,683 2.69%
Marion, NC (FHA|USDA|VA) 1 $205,000 $205,000 $5,101 3.00%
Lawrenceburg, TN (FHA|USDA|VA) 1 $205,000 $205,000 $8,561 3.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.75%
Thomaston, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,457 3.25%
Dayton, TN (FHA|USDA|VA) 1 $145,000 $145,000 $4,070 3.00%
Troy, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,067 3.50%
Selma, AL (FHA|USDA|VA) 1 $95,000 $95,000 $3,934 2.50%
Tupelo, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,790 3.88%
Jesup, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,319 2.63%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.09%
Synovus Bank's top markets include Atlanta, Birmingham, Nashville, Columbus, and Tampa among others.

Their top states include:
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Synovus Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Eglin Federal Credit Union
    Similarity Rank: 60
    S. C. STATE FEDERAL CREDIT UNION
    Similarity Rank: 76
    SOUTHEASTERN Credit Union
    Similarity Rank: 196
    ROBINS FINANCIAL
    Similarity Rank: 225
    Gulf Winds Credit Union
    Similarity Rank: 264
    MORTGAGE ONE OF THE SOUTH, INC.
    Similarity Rank: 308
    METROPLEX MORTGAGE SERVICES, INC.
    Similarity Rank: 372
    HARVESTERS FEDERAL CREDIT UNION
    Similarity Rank: 430
    SeaTrust Mortgage Company
    Similarity Rank: 432
    Alabama One Credit Union
    Similarity Rank: 440

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,034 $4,005,000,000 $362,969 $7,216 3.22%
    HELOC 5,705 $926,565,000 $162,413 n/a 3.03%
    FHA 946 $181,990,000 $192,378 $8,387 3.18%
    VA 477 $127,305,000 $266,887 $7,739 2.88%
    USDA 228 $40,500,000 $177,632 $6,476 3.04%

    For 2020, Synovus Bank's most frequently originated type of loan was Conventional, with 11,034 originations. Their 2nd most popular type was HELOC, with 5,705 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,856 $2,180,750,000 $318,079 $7,568 3.28%
    Refi 5,515 $1,817,305,000 $329,520 $7,144 3.19%
    Other 3,973 $623,075,000 $156,827 $6,426 2.88%
    Cash Out Refi 1,871 $632,215,000 $337,902 $6,862 3.09%
    Home Improvement 175 $28,015,000 $160,086 $9,348 3.47%

    For 2020, Synovus Bank's most frequently cited loan purpose was Home Purchase, with 6,856 originations. The 2nd most popular reason was Refi, with 5,515 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 14,626 $4,105,380,000 $280,691 $7,369 3.14%
    15 Year 1,613 $503,075,000 $311,888 $6,280 2.68%
    Other 1,011 $219,995,000 $217,601 $8,284 3.37%
    5 Year 337 $97,865,000 $290,401 $0 4.40%
    20 Year 293 $79,165,000 $270,188 $5,617 3.02%
    30+ year 254 $200,390,000 $788,937 $15,061 3.65%
    10 Year 166 $51,140,000 $308,072 $4,517 2.95%
    1 Year 72 $16,960,000 $235,556 $0 4.58%
    3 Year 18 $7,390,000 $410,556 $0 4.51%

    For 2020, Synovus Bank's most frequently cited loan duration was 30 Year, with 14,626 originations. The 2nd most popular length was 15 Year, with 1,613 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 3,433 $579,005,000 $168,659
    $5k+ 3,067 $2,225,165,000 $725,518
    $3k-4k 2,820 $715,630,000 $253,770
    $4k-5k 1,450 $497,280,000 $342,952
    $1k-2k 984 $102,200,000 $103,862
    $<1k 23 $2,265,000 $98,478

    Synovus Bank's average total fees were $7,369, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 3,433 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 7,548 $2,391,980,000 $316,902
    2.5-3% 4,881 $1,757,865,000 $360,144
    <2.5% 3,913 $775,465,000 $198,177
    4-5% 1,820 $328,460,000 $180,473
    5-6% 212 $25,540,000 $120,472
    6-7% 10 $1,020,000 $102,000
    7-8% 3 $525,000 $175,000
    Over 8% 2 $410,000 $205,000

    During 2020, Synovus Bank's average interest rate for loans was 3.14%, while their most frequently originated rate bucket for loans was 3-4%, with 7,548 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,993 $1,647,015,000 $274,823 $6,470 3.08%
    $100k-200k 5,312 $782,040,000 $147,221 $4,885 3.21%
    $100,000 or less 3,452 $206,130,000 $59,713 $3,604 3.22%
    $400k-600k 1,901 $912,825,000 $480,181 $8,709 3.04%
    $600k-1MM 1,181 $899,135,000 $761,334 $12,398 3.17%
    $1MM+ 551 $834,215,000 $1,514,002 $21,762 3.13%

    2020 saw Synovus Bank place emphasis on $200k-400k loans with 5,993 originations, totaling $1,647,015,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 3,584 $2,095,250,000 $584,612 $12,263 3.04%
    $150k-250k 3,111 $937,365,000 $301,307 $7,770 3.04%
    $100k-150k 3,105 $704,355,000 $226,845 $6,446 3.06%
    $50k-75k 3,016 $529,520,000 $175,570 $5,687 3.19%
    $50k or less 2,370 $304,300,000 $128,397 $4,993 3.38%
    $75k-100k 2,312 $456,900,000 $197,621 $6,004 3.10%

    Synovus Bank lent most frequently to those with incomes in the $250k+ range, with 3,584 originations. The second most popular income band? $150k-250k, with 3,111 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,478 $1,295,150,000 $289,225 $7,225 3.06%
    30-36% 3,055 $868,615,000 $284,326 $7,198 3.13%
    <20% 2,958 $957,840,000 $323,813 $7,745 3.02%
    40% 649 $168,955,000 $260,331 $6,874 3.37%
    39% 606 $166,380,000 $274,554 $7,034 3.19%
    38% 587 $164,555,000 $280,332 $6,941 3.20%
    44% 563 $139,075,000 $247,025 $7,260 3.08%
    37% 560 $155,240,000 $277,214 $7,090 3.18%
    36% 557 $157,695,000 $283,115 $7,164 3.20%
    42% 537 $142,145,000 $264,702 $7,007 3.19%
    41% 527 $139,535,000 $264,772 $7,198 3.17%
    43% 519 $129,125,000 $248,796 $7,040 3.11%
    49% 459 $124,265,000 $270,730 $7,690 3.11%
    48% 390 $108,240,000 $277,538 $8,169 3.11%
    45% 388 $107,640,000 $277,423 $7,658 3.04%
    46% 336 $103,510,000 $308,065 $7,970 3.01%
    47% 321 $93,285,000 $290,607 $8,130 2.98%
    50-60% 235 $51,105,000 $217,468 $7,872 3.11%
    >60% 31 $10,575,000 $341,129 $5,243 4.35%

    Synovus Bank lent most frequently to those with DTI ratios of 20-30%, with 4,478 originations. The next most common DTI ratio? 30-36%, with 3,055 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,091 $4,029,215,000 $285,942 $7,294 3.09%
    Not provided 1,683 $561,125,000 $333,408 $8,574 3.12%
    Black 1,711 $360,405,000 $210,640 $6,375 3.46%
    Not applicable 362 $147,110,000 $406,381 $0 4.35%
    Asian 386 $131,490,000 $340,648 $8,222 2.96%
    Asian Indian 60 $26,930,000 $448,833 $8,971 2.96%
    American Indian 51 $10,805,000 $211,863 $6,244 3.14%
    Other Asian 15 $8,085,000 $539,000 $10,143 3.15%
    Native Hawaiian or Islander 17 $2,805,000 $165,000 $6,359 2.91%
    Filipino 4 $1,380,000 $345,000 $7,172 2.88%
    Korean 3 $945,000 $315,000 $7,062 2.63%
    Other Pacific Islander 4 $430,000 $107,500 $4,240 3.69%
    Vietnamese 2 $380,000 $190,000 $4,826 3.00%
    Chinese 1 $255,000 $255,000 $0 3.00%

    Approval Rates

    Total approvals of all applications
    86.09%

    Synovus Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    75.14%

    Synovus Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 18,390 $5,281,360,000 $287,187

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $205,000 $205,000
    Multifamily:Site-Built 99 $95,685,000 $966,515
    Single Family (1-4 Units):Manufactured 4 $130,000 $32,500
    Single Family (1-4 Units):Site-Built 18,286 $5,185,340,000 $283,569

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,459 $430,285,000 $174,984 $5,670 3.06%
    40-60% 2,399 $760,625,000 $317,059 $6,798 3.04%
    60-80% 5,000 $1,903,180,000 $380,636 $7,555 3.14%
    80-100% 6,028 $1,940,490,000 $321,913 $7,284 3.28%
    Over 100% 176 $52,290,000 $297,102 $11,415 3.12%
    Under 20% 2,307 $190,915,000 $82,755 $6,392 3.03%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Synovus Bank Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 12.5%
    Synovus Bank Conventional home mortgage Closing on a mortgage 1 6.3%
    Synovus Bank Conventional home mortgage Struggling to pay mortgage 1 6.3%
    Synovus Bank Conventional home mortgage Trouble during payment process 4 25.0%
    Synovus Bank FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 12.5%
    Synovus Bank Home equity loan or line of credit (HELOC) Trouble during payment process 1 6.3%
    Synovus Bank Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 2 12.5%
    Synovus Bank Other type of mortgage Incorrect information on your report 1 6.3%
    Synovus Bank Other type of mortgage Trouble during payment process 1 6.3%
    Synovus Bank VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Synovus Bank 1535 Benning Drive Columbus, GA 31903 Full Service B&M $49,827
    Synovus Bank 155 North Bridge Street Labelle, FL 33935 Full Service B&M $90,523
    Synovus Bank 10820 Sr 54 Trinity, FL 34655 Full Service B&M $42,000
    Synovus Bank 1261 Homestead Road Lehigh Acres, FL 33936 Full Service B&M $92,620
    Synovus Bank 130 S Park Avenue Apopka, FL 32703 Full Service B&M $134,280
    Synovus Bank 2105 N Courtenay Parkway Merritt Island, FL 32953 Full Service B&M $103,456
    Synovus Bank 211 South Third Avenue Chatsworth, GA 30705 Full Service B&M $124,828
    Synovus Bank 2123 Highway 78 Dora, AL 35062 Full Service B&M $85,509
    Synovus Bank 2145 Cypress Ridge Boulevard, Suite 101 Wesley Chapel, FL 33543 Full Service B&M $33,144
    Synovus Bank 2304 Pelham Parkway Pelham, AL 35124 Full Service B&M $41,186
    Synovus Bank 2701 Mall Drive North Charleston, SC 29406 Full Service B&M $106,094
    Synovus Bank 2704 East Pinetree Boulevard Thomasville, GA 31792 Full Service B&M $66,953
    Synovus Bank 2720 West Tennessee Street Tallahassee, FL 32304 Full Service B&M $30,848
    Synovus Bank 3706 Wheeler Rd Augusta, GA 30909 Full Service B&M $68,025
    Synovus Bank 432 North Main Street Anderson, SC 29621 Full Service B&M $27,251
    Synovus Bank 4811 Us Highway 90 Pace, FL 32571 Full Service B&M $42,494
    Synovus Bank 4840 Forest Drive Columbia, SC 29206 Full Service B&M $87,855
    Synovus Bank 4901 Rice Mine Road, N.E. Tuscaloosa, AL 35406 Full Service B&M $50,933
    Synovus Bank 4905 Paulsen Street Savannah, GA 31405 Full Service B&M $65,181
    Synovus Bank 6308 Georgia Highway 40 East Saint Marys, GA 31558 Full Service B&M $77,974
    Synovus Bank 10 Daniel Drive Gulf Breeze, FL 32561 Full Service B&M $82,588
    Synovus Bank 100 Burch Road Fayetteville, GA 30215 Full Service B&M $77,199
    Synovus Bank 100 E Howell St Hartwell, GA 30643 Full Service B&M $109,802
    Synovus Bank 100 Maple Drive North Hendersonville, TN 37075 Full Service B&M $32,032
    Synovus Bank 1000 13th Street Phenix City, AL 36868 Full Service B&M $166,230
    Synovus Bank 1000 South Broad Street Brooksville, FL 34601 Full Service B&M $81,880
    Synovus Bank 1000 Veterans Parkway Columbus, GA 31901 Full Service B&M $128,950
    Synovus Bank 1001 John Sims Parkway Niceville, FL 32578 Full Service B&M $107,583
    Synovus Bank 101 Center Road Venice, FL 34285 Full Service B&M $117,214
    Synovus Bank 101 Highway 49 Byron, GA 31008 Full Service B&M $41,589
    Synovus Bank 101 South Crawford Street Thomasville, GA 31792 Full Service B&M $181,107
    Synovus Bank 102 Inverness Corners Birmingham, AL 35242 Full Service B&M $47,224
    Synovus Bank 1025 Broad River Road Columbia, SC 29210 Full Service B&M $72,752
    Synovus Bank 10291 Sorrento Road Pensacola, FL 32507 Full Service B&M $52,247
    Synovus Bank 1033 Demonbreaun Street Nashville, TN 37203 Full Service B&M $210,881
    Synovus Bank 10446 Alpharetta Highway Roswell, GA 30075 Full Service B&M $207,487
    Synovus Bank 109 South Chalkville Road Trussville, AL 35173 Full Service B&M $146,281
    Synovus Bank 11 Hughes Road Madison, AL 35758 Full Service B&M $129,695
    Synovus Bank 110 Jefferson Street Newnan, GA 30263 Full Service B&M $125,669
    Synovus Bank 111 West Boyce Street Manning, SC 29102 Full Service B&M $95,402
    Synovus Bank 1111 Bay Avenue Columbus, GA 31901 Full Service B&M $7,672,011
    Synovus Bank 1120 West Granada Boulevard Ormond Beach, FL 32174 Full Service B&M $162,626
    Synovus Bank 11315 South Dixie Highway Pinecrest, FL 33156 Full Service B&M $85,490
    Synovus Bank 1139 Industrial Drive Crestview, FL 32539 Full Service B&M $92,360
    Synovus Bank 1142 Weston Road Weston, FL 33326 Full Service B&M $980,012
    Synovus Bank 11431 W Palmetto Park Rd Boca Raton, FL 33428 Full Service B&M $113,260
    Synovus Bank 1175 Wilson Hall Road Sumter, SC 29150 Full Service B&M $67,150
    Synovus Bank 118 East 20th Street Tifton, GA 31794 Full Service B&M $43,089
    Synovus Bank 11914 N Dale Mabry Hwy Tamp, FL 33611 Full Service B&M $238,784
    Synovus Bank 120 North Carroll Street Bowdon, GA 30108 Full Service B&M $51,264
    Synovus Bank 1200 Johnson Ferry Road Marietta, GA 30068 Full Service B&M $232,726
    Synovus Bank 1205 Brampton Avenue Statesboro, GA 30458 Full Service B&M $90,447
    Synovus Bank 12105 W. Linebaugh Avenue Tampa, FL 33626 Full Service B&M $24,488
    Synovus Bank 1221 Main Street Columbia, SC 29201 Full Service B&M $604,896
    Synovus Bank 12355 Arnold Mill Road Alpharetta, GA 30004 Full Service B&M $159,471
    Synovus Bank 124 West Jefferson Street Boston, GA 31626 Full Service B&M $45,208
    Synovus Bank 1245 Knox Abbott Drive Cayce, SC 29033 Full Service B&M $36,856
    Synovus Bank 12450 Roosevelt Boulevard North Saint Petersburg, FL 33716 Full Service B&M $118,444
    Synovus Bank 125 Nesbit Street Punta Gorda, FL 33950 Full Service B&M $130,162
    Synovus Bank 125 West Romana Street, Suite 100 Pensacola, FL 32502 Full Service B&M $366,716
    Synovus Bank 1251 Us Highway 82 West Leesburg, GA 31763 Full Service B&M $214,127
    Synovus Bank 1255 Tamiami Trail Port Charlotte, FL 33953 Full Service B&M $105,480
    Synovus Bank 1301 S.E. Port Saint Lucie Boulevard Port Saint Lucie, FL 34952 Full Service B&M $81,061
    Synovus Bank 1314 Greenview Shores Blvd Wellington, FL 33414 Full Service B&M $58,232
    Synovus Bank 13298 Biscayne Boulevard North Miami, FL 33181 Full Service B&M $69,595
    Synovus Bank 1333 Enterprise Way Huntsville, AL 35806 Full Service B&M $88,497
    Synovus Bank 135 Wc Bryant Parkway Calhoun, GA 30701 Full Service B&M $312,460
    Synovus Bank 1363 Lake Murray Boulevard Irmo, SC 29063 Full Service B&M $122,727
    Synovus Bank 140 East Washington St Monroe, GA 30655 Full Service B&M $278,122
    Synovus Bank 140 North Federal Highway Boca Raton, FL 33432 Full Service B&M $48,159
    Synovus Bank 1400 North 15th Street Immokalee, FL 34142 Full Service B&M $69,380
    Synovus Bank 14235 Us Highway One Juno Beach, FL 33408 Full Service B&M $57,662
    Synovus Bank 144 Moreland Avenue Atlanta, GA 30307 Full Service B&M $9,833
    Synovus Bank 1470 North Highway 17 Mount Pleasant, SC 29464 Full Service B&M $57,454
    Synovus Bank 1490 Distribution Drive Suwanee, GA 30024 Full Service B&M $81,232
    Synovus Bank 1496 Lafayette Parkway Lagrange, GA 30240 Full Service B&M $87,151
    Synovus Bank 15 Lake Street, Suite 170 Savannah, GA 31411 Full Service B&M $32,347
    Synovus Bank 150 East Henry Street Spartanburg, SC 29306 Full Service B&M $146,322
    Synovus Bank 150 West Hancock Avenue Athens, GA 30601 Full Service B&M $556,668
    Synovus Bank 1501 N. Thornton Avenue Dalton, GA 30720 Full Service B&M $122,825
    Synovus Bank 1522 Baytree Road Valdosta, GA 31602 Full Service B&M $51,882
    Synovus Bank 1531 U.S. Hwy 19 Leesburg, GA 31763 Full Service B&M $27,251
    Synovus Bank 1555 Palm Beach Lakes Boulevard West Palm Beach, FL 33401 Full Service B&M $829,118
    Synovus Bank 158 Meeting Street Charleston, SC 29401 Full Service B&M $324,431
    Synovus Bank 1600 1st Ave Bldg C Columbus, GA 31901 Full Service B&M $79,672
    Synovus Bank 1605 Main Street Sarasota, FL 34236 Full Service B&M $311,885
    Synovus Bank 1625 Frederica Road St. Simons Island, GA 31522 Full Service B&M $64,670
    Synovus Bank 16451 Healthpark Commons Drive Fort Myers, FL 33908 Full Service B&M $40,591
    Synovus Bank 1680 Gulf To Bay Boulevard Clearwater, FL 33755 Full Service B&M $59,658
    Synovus Bank 1695 Whittlesey Road Columbus, GA 31904 Full Service B&M $138,299
    Synovus Bank 170 St. Francis Street Mobile, AL 36602 Full Service B&M $15,420
    Synovus Bank 1701 North Atlantic Avenue Cocoa Beach, FL 32931 Full Service B&M $64,190
    Synovus Bank 1709 East Hallandale Beach Boulevard Hallandale, FL 33009 Full Service B&M $50,963
    Synovus Bank 1750 South 14th Street Fernandina Beach, FL 32034 Full Service B&M $102,699
    Synovus Bank 1776 Vernon Rd La Grange, GA 30240 Full Service B&M $46,886
    Synovus Bank 1790 East Commercial Blvd Oakland Park, FL 33334 Full Service B&M $7,459
    Synovus Bank 1802 North East Miami Gardens Drive North Miami Beach, FL 33179 Full Service B&M $125,666
    Synovus Bank 1806 Stadium Drive Phenix City, AL 36867 Full Service B&M $40,739
    Synovus Bank 1850 Epps Bridge Parkway, Suite 301 Athens, GA 30606 Full Service B&M $47,500
    Synovus Bank 1855 Barnett Shoals Road Athens, GA 30605 Full Service B&M $134,744
    Synovus Bank 1868 Capital Circle Northeast Tallahassee, FL 32308 Full Service B&M $58,820
    Synovus Bank 1870 Sam Rittenberg Boulevard Charleston, SC 29416 Full Service B&M $49,836
    Synovus Bank 1873 Camp Road Charleston, SC 29412 Limited, Drive-thru $0
    Synovus Bank 1898 East Nine Mile Road Pensacola, FL 32514 Full Service B&M $52,180
    Synovus Bank 192 Temple Avenue Newnan, GA 30263 Full Service B&M $79,219
    Synovus Bank 1981 Georgia Highway 138 Se Conyers, GA 30094 Full Service B&M $417,144
    Synovus Bank 2 East Main Street Statesboro, GA 30458 Full Service B&M $338,792
    Synovus Bank 2 South Biscayne Boulevard, Suite 110 Miami, FL 33131 Full Service B&M $93,155
    Synovus Bank 2 South Main Street Jasper, GA 30143 Full Service B&M $53,191
    Synovus Bank 200 East Church Street Bishopville, SC 29010 Full Service B&M $75,163
    Synovus Bank 200 Eighteenth Street Jasper, AL 35501 Full Service B&M $282,827
    Synovus Bank 200 North Greenwood Street Lagrange, GA 30240 Full Service B&M $193,551
    Synovus Bank 200 Parkway 575 Woodstock, GA 30188 Full Service B&M $247,389
    Synovus Bank 2001 S. Lee Street Americus, GA 31709 Limited, Mobile/Seasonal Office $0
    Synovus Bank 2005 Cobbs Ford Road Prattville, AL 36066 Full Service B&M $62,921
    Synovus Bank 201 East Lamar Street Americus, GA 31709 Full Service B&M $177,585
    Synovus Bank 201 East Mcbee Avenue Greenville, SC 29601 Full Service B&M $153,349
    Synovus Bank 201 West Patton Street La Fayette, GA 30728 Full Service B&M $69,998
    Synovus Bank 2020 Patton Chapel Road Hoover, AL 35216 Full Service B&M $40,296
    Synovus Bank 2020 Ponce De Leon Blvd Suite 102 Coral Gables, FL 33134 Full Service B&M $226,041
    Synovus Bank 2022 West End Avenue Nashville, TN 37203 Full Service B&M $32,831
    Synovus Bank 205 Del Prado Boulevard South Cape Coral, FL 33990 Full Service B&M $67,545
    Synovus Bank 210 Central Avenue Hilton Head Island, SC 29926 Full Service B&M $46,319
    Synovus Bank 2100 Experiment Station Rd Watkinsville, GA 30677 Full Service B&M $215,552
    Synovus Bank 2102 East Oglethorpe Boulevard Albany, GA 31705 Full Service B&M $32,440
    Synovus Bank 215 Alabama Avenue Bremen, GA 30110 Full Service B&M $64,738
    Synovus Bank 215 Richard Arrington Jr Blvd. N Birmingham, AL 35203 Full Service B&M $53,203
    Synovus Bank 2150 South Ferdon Boulevard Crestview, FL 32536 Full Service B&M $30,789
    Synovus Bank 2160 West State Road 434 Longwood, FL 32779 Full Service B&M $278,177
    Synovus Bank 217 Forum Drive Columbia, SC 29229 Full Service B&M $75,293
    Synovus Bank 217 Wheelhouse Ln Lake Mary, FL 32746 Full Service B&M $9,994
    Synovus Bank 218 E Jefferson St Thomasville, GA 31792 Limited, Drive-thru $0
    Synovus Bank 218 Love Avenue Tifton, GA 31794 Full Service B&M $347,720
    Synovus Bank 2190 West Nine Mile Road Pensacola, FL 32534 Full Service B&M $82,270
    Synovus Bank 2200 Jack Warner Parkway, Suite 100 Tuscaloosa, AL 35401 Full Service B&M $288,661
    Synovus Bank 2222 Woodcrest Place Birmingham, AL 35209 Limited, Drive-thru $0
    Synovus Bank 23 John Sims Parkway Valparaiso, FL 32580 Full Service B&M $90,152
    Synovus Bank 230 Seven Farms Drive Daniel Island, SC 29492 Full Service B&M $56,001
    Synovus Bank 2320 U.S. Highway 78 Tallapoosa, GA 30176 Full Service B&M $70,102
    Synovus Bank 2325 Vanderbilt Beach Road Naples, FL 34109 Full Service B&M $426,475
    Synovus Bank 2365 Prince Avenue Athens, GA 30606 Full Service B&M $106,763
    Synovus Bank 2400 Tamiami Trail North, Suite 100 Naples, FL 34103 Full Service B&M $194,769
    Synovus Bank 2401 Devine Street Columbia, SC 29205 Full Service B&M $111,619
    Synovus Bank 2411 Oak Street Myrtle Beach, SC 29577 Full Service B&M $117,585
    Synovus Bank 2500 Virginia Avenue Fort Pierce, FL 34981 Full Service B&M $74,670
    Synovus Bank 2520 Manatee Avenue West Bradenton, FL 34205 Full Service B&M $45,631
    Synovus Bank 255 Scranton Connector Brunswick, GA 31525 Full Service B&M $142,864
    Synovus Bank 2603 Highway 54 West Peachtree City, GA 30269 Full Service B&M $203,861
    Synovus Bank 2655 Taylor Road Montgomery, AL 36117 Full Service B&M $71,067
    Synovus Bank 2660 Reidville Road Spartanburg, SC 29301 Full Service B&M $42,944
    Synovus Bank 269 Roswell Street Marietta, GA 30060 Full Service B&M $189,431
    Synovus Bank 280 Sandy Springs Circle, Ne Sandy Springs, GA 30328 Full Service B&M $176,921
    Synovus Bank 2800 Wade Hampton Boulevard Taylors, SC 29687 Full Service B&M $42,103
    Synovus Bank 2819 Old Dawson Road Albany, GA 31707 Full Service B&M $77,719
    Synovus Bank 285 Jonesboro Road Mcdonough, GA 30253 Full Service B&M $46,076
    Synovus Bank 2991 Chapel Hill Road Douglasville, GA 30135 Full Service B&M $309,473
    Synovus Bank 3 Belfair Village Dr. Bluffton, SC 29910 Full Service B&M $52,605
    Synovus Bank 300 E. Main Street Canton, GA 30114 Full Service B&M $238,563
    Synovus Bank 301 Washington Street Huntsville, AL 35801 Full Service B&M $402,804
    Synovus Bank 302 Vineville Street Fort Valley, GA 31030 Full Service B&M $98,157
    Synovus Bank 305 Goose Creek Boulevard North Goose Creek, SC 29445 Full Service B&M $43,598
    Synovus Bank 3068 Mcfarland Boulevard (A/K/A Highway 82) Northport, AL 35476 Full Service B&M $72,783
    Synovus Bank 310 Alps Rd Athens, GA 30606 Full Service B&M $99,186
    Synovus Bank 3100 South Mccall Road Englewood, FL 34224 Full Service B&M $110,100
    Synovus Bank 3106 Highway 278, N.W. Covington, GA 30014 Full Service B&M $67,379
    Synovus Bank 3130 Highway 34 East Newnan, GA 30265 Full Service B&M $59,769
    Synovus Bank 315 South Houston Lake Road Warner Robins, GA 31088 Full Service B&M $123,042
    Synovus Bank 3151 Macon Road Columbus, GA 31906 Full Service B&M $111,420
    Synovus Bank 3169 Lebanon Pike Nashville, TN 37214 Full Service B&M $21,157
    Synovus Bank 319 Johnny Mercer Blvd Savannah, GA 31410 Full Service B&M $63,303
    Synovus Bank 3200 Highway 78 East Jasper, AL 35501 Full Service B&M $46,607
    Synovus Bank 3207 Salem Road Covington, GA 30016 Full Service B&M $51,122
    Synovus Bank 323 East Church Street Cartersville, GA 30120 Full Service B&M $89,312
    Synovus Bank 3261 Manchester Expressway Columbus, GA 31909 Full Service B&M $122,087
    Synovus Bank 32845 U.S. Highway 19 Palm Harbor, FL 34684 Full Service B&M $131,146
    Synovus Bank 333 Third Avenue North Saint Petersburg, FL 33701 Full Service B&M $94,917
    Synovus Bank 334 East Paces Ferry Road Atlanta, GA 30305 Full Service B&M $274,602
    Synovus Bank 3360 Bonita Beach Road Bonita Springs, FL 34133 Full Service B&M $51,427
    Synovus Bank 337 Folly Road Charleston, SC 29412 Full Service B&M $65,438
    Synovus Bank 3400 Overton Park Drive Se Atlanta, GA 30339 Full Service B&M $633,543
    Synovus Bank 3460 Sandy Plains Road Marietta, GA 30066 Full Service B&M $3,276
    Synovus Bank 3471 Thomasville Road Tallahassee, FL 32308 Full Service B&M $138,724
    Synovus Bank 34910 Emerald Coast Parkway Destin, FL 32541 Full Service B&M $85,576
    Synovus Bank 3507 Braselton Highway Dacula, GA 30019 Full Service B&M $47,094
    Synovus Bank 3640 Peachtree Parkway Suwanee, GA 30024 Full Service B&M $51,533
    Synovus Bank 3650 Inner Perimeter Road Valdosta, GA 31602 Full Service B&M $434,896
    Synovus Bank 3650 Main Street Loris, SC 29569 Full Service B&M $61,514
    Synovus Bank 3680 West Main Street Dothan, AL 36305 Full Service B&M $164,194
    Synovus Bank 369 North New York Avenue Winter Park, FL 32789 Full Service B&M $405,245
    Synovus Bank 3704 Dauphin Street Mobile, AL 36608 Full Service B&M $38,279
    Synovus Bank 3726 Us Highway 431 North Phenix City, AL 36867 Full Service B&M $47,874
    Synovus Bank 3770 Hillsboro Road Nashville, TN 37215 Full Service B&M $45,498
    Synovus Bank 4000 20th Street Vero Beach, FL 32960 Full Service B&M $76,324
    Synovus Bank 4000 Atlanta Highway Bogart, GA 30622 Full Service B&M $106,116
    Synovus Bank 4003 West Neptune Street Tampa, FL 33629 Full Service B&M $28,020
    Synovus Bank 401 Sea Island Road Saint Simons Island, GA 31522 Full Service B&M $70,025
    Synovus Bank 4018 Tampa Road Oldsmar, FL 34677 Full Service B&M $56,948
    Synovus Bank 410 9th Avenue Jasper, AL 35501 Full Service B&M $76,056
    Synovus Bank 4121 Carmichael Road Montgomery, AL 36106 Full Service B&M $829,469
    Synovus Bank 415 Us Highway 441 Lady Lake, FL 32159 Full Service B&M $16,849
    Synovus Bank 4182 Highway 278, N.E. Covington, GA 30014 Full Service B&M $111,716
    Synovus Bank 4208 Washington Road Evans, GA 30809 Full Service B&M $213,653
    Synovus Bank 4300 Highway 20 East Niceville, FL 32578 Full Service B&M $99,511
    Synovus Bank 44 Greensboro Hwy 15 Watkinsville, GA 30677 Full Service B&M $72,995
    Synovus Bank 4440 Bayou Boulevard Pensacola, FL 32503 Full Service B&M $120,772
    Synovus Bank 4465 Nelson Brogdon Boulevard Buford, GA 30518 Full Service B&M $89,182
    Synovus Bank 4488 West Boy Scout Boulevard Tampa, FL 33607 Full Service B&M $372,617
    Synovus Bank 4505 Buena Vista Road Columbus, GA 31907 Full Service B&M $72,676
    Synovus Bank 4577 Highway 78 East Loganville, GA 30052 Full Service B&M $131,663
    Synovus Bank 463719 State Road 200 Yulee, FL 32097 Full Service B&M $59,633
    Synovus Bank 4650 Whitesburg Drive Huntsville, AL 35802 Full Service B&M $141,127
    Synovus Bank 47 South Lewis Street Metter, GA 30439 Full Service B&M $92,911
    Synovus Bank 4775 South Tamiami Trail Sarasota, FL 34231 Full Service B&M $56,256
    Synovus Bank 4777 Clyde Morris Boulevard Port Orange, FL 32129 Full Service B&M $179,621
    Synovus Bank 481 Pinewood Road Sumter, SC 29154 Full Service B&M $54,396
    Synovus Bank 481 Sam Ridley Parkway Smyrna, TN 37167 Full Service B&M $12,242
    Synovus Bank 4920 West Atlantic Avenue Delray Beach, FL 33484 Full Service B&M $185,053
    Synovus Bank 501 East Dekalb Street Camden, SC 29020 Full Service B&M $85,461
    Synovus Bank 510 Andrews Avenue Ozark, AL 36360 Full Service B&M $85,064
    Synovus Bank 510 N. Ashley St. Valdosta, GA 31601 Full Service B&M $49,999
    Synovus Bank 5100 Lavista Road Tucker, GA 30084 Full Service B&M $247,456
    Synovus Bank 5105 Maryland Way Brentwood, TN 37027 Full Service B&M $27,876
    Synovus Bank 521 Airport Center Drive Jacksonville, FL 32218 Full Service B&M $296,722
    Synovus Bank 5290 Preserve Parkway Hoover, AL 35244 Full Service B&M $53,665
    Synovus Bank 5340 Peachtree Industrial Blvd Norcross, GA 30071 Full Service B&M $64,082
    Synovus Bank 5375 West Atlantic Boulevard Margate, FL 33063 Full Service B&M $138,576
    Synovus Bank 5429 Bowman Road, Suite 110, Suite 100 Macon, GA 31210 Full Service B&M $67,214
    Synovus Bank 5456 Sunset Boulevard Lexington, SC 29072 Full Service B&M $49,810
    Synovus Bank 550 Montgomery Highway Birmingham, AL 35216 Full Service B&M $46,053
    Synovus Bank 5506 Chamblee Dunwoody Road Atlanta, GA 30338 Full Service B&M $47,763
    Synovus Bank 555 Chastain Road Nw Kennesaw, GA 30144 Full Service B&M $138,800
    Synovus Bank 559 Lakes Boulevard Lake Park, GA 31636 Full Service B&M $63,685
    Synovus Bank 5599 South University Drive Davie, FL 33328 Full Service B&M $70,543
    Synovus Bank 5613 Highway 153 Hixson, TN 37343 Full Service B&M $31,533
    Synovus Bank 5801 49th Street North Saint Petersburg, FL 33709 Full Service B&M $82,288
    Synovus Bank 5809 West Ave Lavonia, GA 30553 Full Service B&M $47,783
    Synovus Bank 588 Highway 61 Villa Rica, GA 30180 Full Service B&M $73,622
    Synovus Bank 5900 Bird Road Miami, FL 33155 Full Service B&M $384,432
    Synovus Bank 600 West Palmetto Street Florence, SC 29501 Full Service B&M $99,741
    Synovus Bank 601 North Monroe Street Tallahassee, FL 32301 Full Service B&M $135,913
    Synovus Bank 609 Bankhead Avenue Carrollton, GA 30117 Full Service B&M $176,365
    Synovus Bank 616 North Main Street Summerville, SC 29484 Full Service B&M $35,172
    Synovus Bank 632 South Federal Highway Fort Lauderdale, FL 33301 Full Service B&M $155,775
    Synovus Bank 6401 Whittlesey Boulevard Columbus, GA 31909 Full Service B&M $120,682
    Synovus Bank 6435 Ridge Road Port Richey, FL 34668 Full Service B&M $92,547
    Synovus Bank 6480 Milgen Road Columbus, GA 31907 Full Service B&M $57,935
    Synovus Bank 6500 East Church Street Douglasville, GA 30134 Full Service B&M $83,844
    Synovus Bank 6500 Gulf Boulevard Saint Pete Beach, FL 33706 Full Service B&M $75,256
    Synovus Bank 6501 University Boulevard, East Cottondale, AL 35453 Full Service B&M $42,430
    Synovus Bank 6705 Sr 70 East Bradenton, FL 34203 Full Service B&M $61,270
    Synovus Bank 6739 River Road Columbus, GA 31904 Full Service B&M $109,247
    Synovus Bank 6800 Highway 69 South Tuscaloosa, AL 35405 Full Service B&M $62,509
    Synovus Bank 7001 River Road Columbus, GA 31904 Limited, Mobile/Seasonal Office $0
    Synovus Bank 701 Broad Street Rome, GA 30161 Full Service B&M $316,205
    Synovus Bank 7050 U.S. Highway 90 Daphne, AL 36526 Full Service B&M $62,992
    Synovus Bank 71 Northeast Beal Parkway Fort Walton Beach, FL 32548 Full Service B&M $104,441
    Synovus Bank 715 Colorado Avenue Stuart, FL 34994 Full Service B&M $163,632
    Synovus Bank 720 St. Sebastian Way, Unit 130 Augusta, GA 30901 Full Service B&M $0
    Synovus Bank 7426 Hodgson Memorial Drive Savannah, GA 31406 Full Service B&M $316,495
    Synovus Bank 7490 Bryan Dairy Road Largo, FL 33777 Full Service B&M $42,657
    Synovus Bank 75 Metromont Road Hiram, GA 30141 Full Service B&M $74,410
    Synovus Bank 7593 Boynton Beach Blvd. #120 Boynton Beach, FL 33437 Full Service B&M $305,558
    Synovus Bank 77 Church Street Mountain Brook, AL 35223 Full Service B&M $65,469
    Synovus Bank 7768 Ozark Drive Jacksonville, FL 32256 Full Service B&M $64,405
    Synovus Bank 7770 Highway 72 West Madison, AL 35758 Full Service B&M $146,289
    Synovus Bank 780 Main Street North Myrtle Beach, SC 29582 Full Service B&M $171,940
    Synovus Bank 7817 Wells Street Senoia, GA 30276 Full Service B&M $62,399
    Synovus Bank 7851 Garners Ferry Road Columbia, SC 29209 Full Service B&M $36,729
    Synovus Bank 7900 Summerlin Lake Drive Fort Myers, FL 33907 Full Service B&M $212,057
    Synovus Bank 800 Market Street, Suite 100 Chattanooga, TN 37402 Full Service B&M $89,147
    Synovus Bank 800 Shades Creek Parkway Birmingham, AL 35209 Full Service B&M $1,594,666
    Synovus Bank 800 Shorter Avenue Rome, GA 30165 Full Service B&M $37,049
    Synovus Bank 8025 Westside Parkway Alpharetta, GA 30009 Full Service B&M $495,505
    Synovus Bank 810 Southpark Street Carrollton, GA 30117 Full Service B&M $81,736
    Synovus Bank 815 Beal Parkway Fort Walton Beach, FL 32548 Full Service B&M $65,294
    Synovus Bank 8150 Marne Road, Building 9230 Fort Benning, GA 31905 Full Service B&M $41,396
    Synovus Bank 8390 Navarre Parkway Navarre, FL 32566 Full Service B&M $51,504
    Synovus Bank 8404 Nw 103rd Street, Suites B And C Hialeah Gardens, FL 33016 Full Service B&M $49,014
    Synovus Bank 8444 South Tamiami Trail Sarasota, FL 34231 Full Service B&M $107,265
    Synovus Bank 871 Warren Drive Warner Robins, GA 31088 Full Service B&M $160,740
    Synovus Bank 8850 Tamiami Trail North Naples, FL 34108 Full Service B&M $76,701
    Synovus Bank 890 Two Mile Parkway Goodlettsville, TN 37072 Full Service B&M $17,927
    Synovus Bank 8910 Conroy-Windermer Road Orlando, FL 32835 Full Service B&M $133,995
    Synovus Bank 901 North Boll Weevil Cir Enterprise, AL 36330 Full Service B&M $175,349
    Synovus Bank 9050 Carothers Pkwy Franklin, TN 37067 Full Service B&M $26,442
    Synovus Bank 9128 Nw 25th Street Doral, FL 33172 Full Service B&M $156,428
    Synovus Bank 916 Main Street Perry, GA 31069 Full Service B&M $92,764
    Synovus Bank 940 North Wall Street, N.W. Calhoun, GA 30703 Full Service B&M $40,640
    Synovus Bank 960 Buford Highway Cumming, GA 30041 Full Service B&M $181,656
    Synovus Bank 961 Lane Ave S Jacksonville, FL 32205 Full Service B&M $55,733
    Synovus Bank 987 Lovett Rd Statesboro, GA 30458 Full Service B&M $81,845
    Synovus Bank One Broad Street Sumter, SC 29150 Full Service B&M $268,361

    For 2020, Synovus Bank had 292 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,804,337
    Net interest income $1,551,766
    Total noninterest income $340,732
    Gross Fiduciary activities income $54,365
    Service charges on deposit accounts $73,132
    Trading account gains and fees $11,866
    Additional Noninterest Income $201,369
    Pre-tax net operating income $436,666
    Securities gains (or losses, -) $79,304
    Income before extraordinary items $395,237
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $395,237
    Minority interest net income $0
    Net income $395,237
    Sale, conversion, retirement of capital stock, net $24,537
    Net operating income $332,586

    Synovus Bank's gross interest income from loans was $1,804,337,000.
    Synovus Bank's net interest income from loans was $1,551,766,000.
    Synovus Bank's fee based income from loans was $73,132,000.
    Synovus Bank's net income from loans was $395,237,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $252,571
    Provision for credit losses $336,052
    Total noninterest expense $1,119,780
    Salaries and employee benefits $567,671
    Premises and equipment expense $166,557
    Additional noninterest expense $385,552
    Applicable income taxes $120,733
    Net charge-offs $94,712
    Cash dividends $537,500

    Synovus Bank's interest expense for loans was $252,571,000.
    Synovus Bank's payroll and benefits expense were $567,671,000.
    Synovus Bank's property, plant and equipment expenses $166,557,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.8%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $47,143,911
    Deposits held in domestic offices $47,143,911
    Deposits by Individuals, partnerships, and corporations $39,518,559
    Deposits by U.S. Government $24
    Deposits by States and political subdivisions in the U.S. $7,615,048
    Deposits by Commercial banks and other depository institutions in U.S. $10,280
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $23,621,370
    Demand deposits $13,930,070
    Nontransaction accounts $23,522,541
    Money market deposit accounts (MMDAs) $16,405,672
    Other savings deposits (excluding MMDAs) $1,168,672
    Total time deposits $5,948,197
    Total time and savings deposits $33,213,841
    Noninterest-bearing deposits $13,930,070
    Interest-bearing deposits $33,213,841
    Retail deposits $41,751,062
    IRAs and Keogh plan accounts $463,713
    Brokered deposits $3,570,406
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $54,326,440
    Cash & Balances due from depository institutions $4,138,676
    Interest-bearing balances $3,608,106
    Total securities $7,979,336
    Federal funds sold & reverse repurchase $103,794
    Net loans and leases $38,407,371
    Loan and leases loss allowance $605,736
    Trading account assets $314,234
    Bank premises and fixed assets $844,199
    Other real estate owned $1,819
    Goodwill and other intangibles $500,721
    All other assets $2,036,290

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $54,326,440
    Total Liabilities $49,086,591
    Total deposits $47,143,911
    Interest-bearing deposits $33,213,841
    Deposits held in domestic offices $47,143,911
    % insured (estimated) $50
    Federal funds purchased and repurchase agreements $227,922
    Trading liabilities $153,204
    Other borrowed funds $500,509
    Subordinated debt $197,349
    All other liabilities $863,696

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $38,407,371
    Loan and leases loss allowance $605,736
    Total loans and leases (domestic) $39,013,107
    All real estate loans $25,346,024
    Real estate loans in domestic offices $25,346,024
    Construction and development loans $2,870,979
    Residential 1-4 family construction $314,643
    Other construction, all land development and other land $2,556,336
    Loans secured by nonfarm nonresidential properties $13,308,823
    Nonfarm nonresidential secured by owner-occupied properties $4,996,118
    Commercial real estate & other non-farm, non-residential $8,312,705
    Multifamily residential real estate $1,330,981
    1-4 family residential loans $7,680,067
    Farmland loans $155,174
    Loans held in foreign offices $0
    Farm loans $33,698
    Commercial and industrial loans $10,360,509
    To non-U.S. addressees $0
    Loans to individuals $1,736,664
    Credit card loans $202,097
    Related Plans $252,318
    Consumer Auto Loans $8,328
    Other loans to individuals $1,273,921
    All other loans & leases $1,613,884
    Loans to foreign governments and official institutions $0
    Other loans $843,077
    Loans to depository institutions and acceptances of other banks $231,335
    Loans not secured by real estate $173,430
    Loans secured by real estate to non-U.S. addressees $127
    Restructured Loans & leases $133,014
    Non 1-4 family restructured loans & leases $100,311
    Total loans and leases (foreign) $0

    Synovus Bank had $38,407,371,000 of loans outstanding in 2020. $25,346,024,000 of loans were in real estate loans. $2,870,979,000 of loans were in development loans. $1,330,981,000 of loans were in multifamily mortgage loans. $7,680,067,000 of loans were in 1-4 family mortgage loans. $33,698,000 of loans were in farm loans. $202,097,000 of loans were in credit card loans. $8,328,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 6,251 $1,676,203 $268,150
    Nonfarm, nonresidential loans - <$100k 1,599 $87,180 $54,522
    Nonfarm, nonresidential loans - $100-250k 2,036 $341,394 $167,679
    Nonfarm, nonresidential loans - $250k-1MM 2,616 $1,247,629 $476,922
    Commercial & Industrial, US addressed loans - <$1MM 42,702 $3,005,332 $70,379
    Commercial & Industrial, US addressed loans - <$100k 34,841 $801,743 $23,011
    Commercial & Industrial, US addressed loans - $100-250k 4,801 $773,270 $161,064
    Commercial & Industrial, US addressed loans - $250k-1MM 3,060 $1,430,319 $467,425
    Farmland loans - <$1MM 248 $39,008 $157,290
    Farmland loans - <$100k 112 $5,990 $53,482
    Farmland loans - $100-250k 82 $13,194 $160,902
    Farmland loans - $250k-1MM 54 $19,824 $367,111
    Agriculture operations loans - <$1MM 125 $11,990 $95,920
    Agriculture operations loans - <$100k 88 $2,647 $30,080
    Agriculture operations loans - $100-250k 20 $3,471 $173,550
    Agriculture operations loans - $250k-1MM 17 $5,872 $345,412