TERRE HAUTE Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Terre Haute averaged 6.87% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

    The average rate for the prior week (2024-04-04) was 7.01% and one month ago for the week of 2024-03-07, the average rate was 6.87%.

    Terre Haute's average rate one year ago was 6.57%.

    For refis of the same type during the week of 2024-04-11, the average rate was 6.88%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-11 6.88%
    Terre Haute 30 Year Fixed Rate 2024-04-11 6.87%
    Terre Haute 30 Year Fixed Rate Refi 2024-04-11 6.88%
    Terre Haute 15 Year Fixed Rate 2024-04-11 6.72%
    Terre Haute 15 Year Fixed Rate Refi 2024-04-11 6.26%
    Terre Haute 30 Year FHA 2024-04-11 7.12%
    Terre Haute 30 Year FHA Refi 2024-04-11 6.74%
    Terre Haute 30 Year USDA 2024-04-11 6.75%
    Terre Haute 30 Year USDA Refi 2024-04-11 6.51%
    Terre Haute 30 Year VA 2024-04-11 6.85%
    Terre Haute 30 Year VA Refi 2024-04-11 6.67%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TERRE HAUTE, IN.

    TERRE HAUTE Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TERRE HAUTE, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    RUOFF MORTGAGE COMPANY, INC. 193 6.93% $2,540
    First Financial Bank 142 7.26% $3,248
    The Riddell National Bank 128 6.41% $2,581
    MOVEMENT MORTGAGE, LLC 69 7.04% $3,883
    QUICKEN LOANS, LLC 51 6.92% $5,415
    Fifth Third Bank 47 6.99% $2,826
    First Farmers Bank and Trust Company 38 7.67% $2,149
    Old National Bank 34 6.97% $2,374
    Wolfe Financial, Inc 24 7.33% $3,837
    The Huntington National Bank 23 6.72% $3,358
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 7.11% $3,740
    GVC MORTGAGE, INC. 15 7.09% $5,200
    1786 9 6.63% $3,156
    Farm Credit Mid-America, ACA 8 7.50% $6,881
    CRANE 8 6.89% $1,990
    Northwest Bank 7 6.13% $2,089
    CALIBER HOME LOANS, INC. 7 7.14% $4,255
    UNITED WHOLESALE MORTGAGE, LLC 7 7.23% $4,141
    JPMorgan Chase Bank 6 6.83% $4,418
    The Fountain Trust Company 6 7.33% $2,124
    CHURCHILL MORTGAGE CORPORATION 5 7.48% $4,729
    TEACHERS CREDIT UNION 5 6.90% $2,712
    PNC Bank 4 6.78% $2,102
    First Mid Bank & Trust 4 6.22% $2,203
    Elements Financial Federal Credit Union 4 6.81% $2,549
    NEWREZ LLC 4 6.78% $4,108
    Mr. Cooper ( Nationstar Mortgage ) 4 6.87% $6,741
    DAS Acquisition Company, LLC 4 7.38% $4,378
    Northpointe Bank 4 7.16% $4,430
    FORUM Credit Union 4 6.28% $2,757
    FLAT BRANCH MORTGAGE, INC. 4 6.75% $3,317
    First Option Mortgage, LLC 3 7.46% $3,990
    AMERISAVE MORTGAGE CORPORATION 3 6.83% $5,332
    INDIANA MEMBERS CREDIT UNION 3 6.38% $2,421
    LOANDEPOT.COM, LLC 3 7.16% $4,996
    MJW Financial LLC 3 7.50% $3,872
    PENNYMAC LOAN SERVICES, LLC 3 6.08% $6,412
    Regions Bank 3 6.75% $3,784
    U.S. Bank 3 6.58% $1,708
    Wells Fargo Bank 3 6.71% $3,209
    LAKE MICHIGAN CREDIT UNION 2 5.25% $4,686
    HALLMARK HOME MORTGAGE, LLC 2 7.13% $5,532
    BETTER MORTGAGE CORPORATION 2 6.50% $4,842
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.87% $3,366
    GUARANTEED RATE, INC. 2 7.00% $4,655
    UNION HOME MORTGAGE CORP. 2 7.50% $4,336
    Union Savings Bank 2 6.50% $1,557
    MORTGAGE MASTERS OF INDIANA, INC. 2 7.38% $4,061
    Centra Credit Union 2 7.81% $2,487
    Discover Bank 2 7.12% $0
    FAIR WAY LENDING LLC 2 6.37% $5,346
    First Financial Bank 2 7.50% $2,435
    CROSSCOUNTRY MORTGAGE, LLC 2 6.94% $4,957
    OPEN MORTGAGE, LLC 2 7.31% $7,829
    ZILLOW HOME LOANS, LLC 2 8.31% $3,745
    PHH Mortgage Corporation 2 7.19% $6,597
    M&T Bank 1 6.75% $4,277
    CITIZENS EQUITY FIRST 1 6.25% $700
    Citizens Bank 1 6.50% $1,875
    Notre Dame Federal Credit Union Corporation 1 7.13% $5,692
    Busey Bank 1 5.88% $2,360
    PLAZA HOME MORTGAGE, INC. 1 7.88% $6,619
    PLUS RELOCATION MORTGAGE, LLC 1 7.13% $3,103
    PREMIA MORTGAGE, LLC 1 6.13% $5,417
    Banterra Bank 1 6.79% $2,686
    WINTERWOOD MORTGAGE GROUP, LLC 1 6.63% $2,801
    ROYAL UNITED MORTGAGE LLC 1 6.50% $7,359
    Bank of Springfield 1 6.21% $2,191
    STOCKTON MORTGAGE CORPORATION 1 8.00% $5,023
    Bank of England 1 6.50% $2,845
    The Federal Savings Bank 1 6.75% $3,923
    AXIA FINANCIAL, LLC 1 7.50% $3,095
    Atlantic Union Bank 1 6.63% $2,850
    Arvest Bank 1 6.50% $5,913
    THRIVE MORTGAGE, LLC 1 5.88% $2,847
    Truist 1 6.18% $3,179
    TUCKER MORTGAGE, LLC 1 6.13% $3,130
    UNITED 1 7.00% $2,472
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $4,985
    FIRST COMMUNITY MORTGAGE, INC. 1 8.63% $4,131
    EVERETT FINANCIAL, INC. 1 7.99% $2,527
    FIRST NORTHERN Credit Union 1 8.13% $4,794
    ENDEAVOR CAPITAL, LLC. 1 7.63% $5,522
    EMBRACE HOME LOANS, INC. 1 6.00% $4,558
    Encompass Lending Group, LP 1 7.50% $6,125
    German American Bank 1 6.75% $3,243
    GUILD MORTGAGE COMPANY 1 7.88% $4,304
    Advisors Mortgage Group, L.L.C. 1 7.25% $2,075
    INDIANA UNIVERSITY CREDIT UNION 1 7.38% $2,192
    INOVA FEDERAL CREDIT UNION 1 6.50% $2,166
    ISU Federal Credit Union 1 7.13% $2,189
    DELMAR FINANCIAL COMPANY 1 7.88% $4,267
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $7,856
    MEMBER FIRST MORTGAGE, LLC 1 6.75% $2,545
    MILESTONE HOME LENDING, LLC 1 7.13% $3,371
    V.I.P. MORTGAGE, INC. 1 6.50% $4,850
    Morgan Stanley Private Bank 1 5.60% $2,369
    MORTGAGE 1 INCORPORATED 1 7.25% $3,111
    Mortgage Research Center, LLC 1 6.63% $529
    COMPASS MORTGAGE, INC. 1 6.63% $4,911

    TERRE HAUTE Average Closing Costs & Other Stats

    TERRE HAUTE, IN's 100 lenders originated 3,204 loans during 2023. The total origination value was $421,420,000, with an average loan value of $131,529.

    TERRE HAUTE's average closing costs are $3,325.

    The top TERRE HAUTE lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 193 loans originated. Their average total fees are $2,540, which is $708 lower than the next largest lender, First Financial Bank.

    The lowest fee TERRE HAUTE lenders (with over 10 loans originated) are First Farmers Bank and Trust Company ($2,149), Old National Bank ($2,374), RUOFF MORTGAGE COMPANY, INC. ($2,540), The Riddell National Bank ($2,581) and Fifth Third Bank ($2,826).

    The lowest rate TERRE HAUTE lenders (with over 10 loans originated) are The Riddell National Bank (6.41%), The Huntington National Bank (6.72%), QUICKEN LOANS, LLC (6.92%), RUOFF MORTGAGE COMPANY, INC. (6.93%) and Old National Bank (6.97%).

    TERRE HAUTE, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    First Financial Bank $770,000 $54,145,000 6,931.8% 12.8%
    RUOFF MORTGAGE COMPANY, INC. $73,805,000 $51,405,000 -30.4% 12.2%
    The Riddell National Bank $46,630,000 $40,185,000 -13.8% 9.5%
    MOVEMENT MORTGAGE, LLC $9,610,000 $21,215,000 120.8% 5.0%
    QUICKEN LOANS, LLC $29,500,000 $19,265,000 -34.7% 4.6%
    Old National Bank $29,825,000 $18,850,000 -36.8% 4.5%
    Fifth Third Bank $29,230,000 $16,470,000 -43.7% 3.9%
    GREYSTONE SERVICING COMPANY LLC $14,695,000 n/a 3.5%
    Terre Haute Savings Bank $26,830,000 $11,645,000 -56.6% 2.8%
    Mortgage Research Center, LLC $17,235,000 $10,590,000 -38.6% 2.5%
    First Farmers Bank and Trust Company $12,660,000 $10,460,000 -17.4% 2.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,750,000 $9,315,000 62.0% 2.2%
    Wolfe Financial, Inc $1,590,000 $7,910,000 397.5% 1.9%
    Prospect Bank $8,515,000 $7,085,000 -16.8% 1.7%
    GVC MORTGAGE, INC. $8,860,000 $5,490,000 -38.0% 1.3%
    The Huntington National Bank $5,525,000 $5,220,000 -5.5% 1.2%
    INDIANA UNIVERSITY CREDIT UNION $1,590,000 $3,880,000 144.0% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $2,190,000 $3,655,000 66.9% 0.9%
    FREEDOM MORTGAGE CORPORATION $6,105,000 $3,265,000 -46.5% 0.8%
    LOANDEPOT.COM, LLC $4,520,000 $3,185,000 -29.5% 0.8%
    Farm Credit Mid-America, ACA $6,560,000 $3,080,000 -53.0% 0.7%
    CALIBER HOME LOANS, INC. $6,060,000 $3,035,000 -49.9% 0.7%
    ISU Federal Credit Union $2,450,000 n/a 0.6%
    Elements Financial Federal Credit Union $2,035,000 $2,315,000 13.8% 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,270,000 $2,245,000 76.8% 0.5%
    Owen County State Bank $1,335,000 $2,205,000 65.2% 0.5%
    State Bank of Lizton $275,000 $2,175,000 690.9% 0.5%
    CRANE $5,555,000 $2,145,000 -61.4% 0.5%
    BROKER SOLUTIONS, INC. $2,025,000 $2,070,000 2.2% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $2,895,000 $2,010,000 -30.6% 0.5%
    1786 $1,830,000 n/a 0.4%
    JPMorgan Chase Bank $2,215,000 $1,760,000 -20.5% 0.4%
    PNC Bank $2,585,000 $1,735,000 -32.9% 0.4%
    WaterStone Bank, SSB $1,700,000 n/a 0.4%
    The Fountain Trust Company $1,630,000 $1,650,000 1.2% 0.4%
    NAVY FEDERAL CREDIT UNION $2,460,000 $1,585,000 -35.6% 0.4%
    TEACHERS CREDIT UNION $2,420,000 $1,565,000 -35.3% 0.4%
    NEWREZ LLC $1,355,000 $1,525,000 12.5% 0.4%
    Wells Fargo Bank $4,400,000 $1,520,000 -65.5% 0.4%
    PENNYMAC LOAN SERVICES, LLC $2,240,000 $1,505,000 -32.8% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,250,000 $1,475,000 -34.4% 0.4%
    CHURCHILL MORTGAGE CORPORATION $750,000 $1,435,000 91.3% 0.3%
    MJW Financial LLC $340,000 $1,395,000 310.3% 0.3%
    Barrington Bank & Trust Company, N.A. $1,800,000 $1,375,000 -23.6% 0.3%
    FORUM Credit Union $910,000 $1,370,000 50.5% 0.3%
    NEW DAY FINANCIAL, LLC $1,535,000 $1,360,000 -11.4% 0.3%
    First Option Mortgage, LLC $2,480,000 $1,175,000 -52.6% 0.3%
    GUARANTEED RATE, INC. $1,185,000 $1,175,000 -0.8% 0.3%
    The Federal Savings Bank $1,310,000 $1,095,000 -16.4% 0.3%
    U.S. Bank $475,000 $1,095,000 130.5% 0.3%
    BMO Harris Bank $580,000 $1,090,000 87.9% 0.3%
    Discover Bank $155,000 $1,075,000 593.5% 0.3%
    STOCKTON MORTGAGE CORPORATION $310,000 $1,060,000 241.9% 0.3%
    ROYAL UNITED MORTGAGE LLC $1,650,000 $1,050,000 -36.4% 0.2%
    USAA Federal Savings Bank $1,795,000 $1,000,000 -44.3% 0.2%
    Hendricks County Bank and Trust Company $995,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $370,000 $980,000 164.9% 0.2%
    Regions Bank $1,465,000 $980,000 -33.1% 0.2%
    CARDINAL FINANCIAL $380,000 $975,000 156.6% 0.2%
    HALLMARK HOME MORTGAGE, LLC $1,585,000 $975,000 -38.5% 0.2%
    German American Bank $250,000 $970,000 288.0% 0.2%
    INDIANA MEMBERS CREDIT UNION $360,000 $970,000 169.4% 0.2%
    LAKE MICHIGAN CREDIT UNION $930,000 n/a 0.2%
    Northpointe Bank $715,000 $915,000 28.0% 0.2%
    Northwest Bank $1,845,000 $890,000 -51.8% 0.2%
    FLAT BRANCH MORTGAGE, INC. $680,000 $855,000 25.7% 0.2%
    Union Savings Bank $795,000 $830,000 4.4% 0.2%
    RiverHills Bank $825,000 n/a 0.2%
    First Mid Bank & Trust $4,475,000 $820,000 -81.7% 0.2%
    EVANSVILLE TEACHERS $2,260,000 $800,000 -64.6% 0.2%
    Truist $125,000 $735,000 488.0% 0.2%
    LOANPAL, LLC $75,000 $685,000 813.3% 0.2%
    OPEN MORTGAGE, LLC $200,000 $660,000 230.0% 0.2%
    MORTGAGE MASTERS OF INDIANA, INC. $120,000 $640,000 433.3% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $75,000 $615,000 720.0% 0.1%
    BANKORION $595,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $740,000 $595,000 -19.6% 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $310,000 $575,000 85.5% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $120,000 $560,000 366.7% 0.1%
    NEXERA HOLDING LLC $520,000 n/a 0.1%
    Holcomb Bank $515,000 n/a 0.1%
    The North Salem State Bank $905,000 $495,000 -45.3% 0.1%
    UNION HOME MORTGAGE CORP. $980,000 $495,000 -49.5% 0.1%
    The First National Bank of Carmi $485,000 n/a 0.1%
    FAIR WAY LENDING LLC $295,000 $475,000 61.0% 0.1%
    First Financial Bank $770,000 $475,000 -38.3% 0.1%
    Magnolia Bank $390,000 $475,000 21.8% 0.1%
    Carrington Mortgage Services, LLC $1,280,000 $450,000 -64.8% 0.1%
    PLAZA HOME MORTGAGE, INC. $450,000 n/a 0.1%
    PHH Mortgage Corporation $55,000 $445,000 709.1% 0.1%
    First Merchants Bank $760,000 $430,000 -43.4% 0.1%
    Solidarity Community Federal Credit Union $425,000 n/a 0.1%
    Flagstar Bank, FSB $760,000 $410,000 -46.1% 0.1%
    EMBRACE HOME LOANS, INC. $125,000 $405,000 224.0% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $220,000 $405,000 84.1% 0.1%
    UBS Bank USA $395,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $385,000 n/a 0.1%
    Figure Lending LLC $440,000 $380,000 -13.6% 0.1%
    Grundy Bank $375,000 n/a 0.1%
    COMPASS MORTGAGE, INC. $355,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $345,000 n/a 0.1%
    MILESTONE HOME LENDING, LLC $165,000 $340,000 106.1% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $765,000 $335,000 -56.2% 0.1%
    ZILLOW HOME LOANS, LLC $205,000 $325,000 58.5% 0.1%
    DAS Acquisition Company, LLC $280,000 $320,000 14.3% 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $215,000 $320,000 48.8% 0.1%
    Banterra Bank $305,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $825,000 $300,000 -63.6% 0.1%
    CMG MORTGAGE, INC. $300,000 n/a 0.1%
    Nations Lending Corporation $265,000 $290,000 9.4% 0.1%
    Bank of Cleveland $305,000 $275,000 -9.8% 0.1%
    FINANCE OF AMERICA REVERSE LLC $275,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $275,000 n/a 0.1%
    Alliance Bank $1,315,000 $270,000 -79.5% 0.1%
    First National Bank $495,000 $265,000 -46.5% 0.1%
    The National Bank of Indianapolis $265,000 n/a 0.1%
    WINTERWOOD MORTGAGE GROUP, LLC $1,835,000 $265,000 -85.6% 0.1%
    1ST SIGNATURE LENDING, LLC $630,000 $255,000 -59.5% 0.1%
    The Fisher National Bank $255,000 n/a 0.1%
    Home Bank SB $550,000 $250,000 -54.5% 0.1%
    EVERETT FINANCIAL, INC. $330,000 $245,000 -25.8% 0.1%
    First Federal Savings Bank $245,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $755,000 $245,000 -67.5% 0.1%
    Morgan Stanley Private Bank $245,000 n/a 0.1%
    THRIVE MORTGAGE, LLC $240,000 n/a 0.1%
    University Bank $240,000 n/a 0.1%
    DELMAR FINANCIAL COMPANY $235,000 n/a 0.1%
    MYCUMORTGAGE, LLC $460,000 $215,000 -53.3% 0.1%
    TrustBank $210,000 n/a 0.0%
    Bank of Springfield $205,000 n/a 0.0%
    SOUTHWEST STAGE FUNDING, LLC $205,000 n/a 0.0%
    TUCKER MORTGAGE, LLC $440,000 $205,000 -53.4% 0.0%
    21ST MORTGAGE CORPORATION $495,000 $200,000 -59.6% 0.0%
    CITIZENS EQUITY FIRST $200,000 n/a 0.0%
    Centra Credit Union $75,000 $190,000 153.3% 0.0%
    Arvest Bank $105,000 $185,000 76.2% 0.0%
    Loan Simple, Inc. $340,000 $185,000 -45.6% 0.0%
    TOP FLITE FINANCIAL, INC. $275,000 $185,000 -32.7% 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $505,000 $180,000 -64.4% 0.0%
    INOVA FEDERAL CREDIT UNION $175,000 n/a 0.0%
    MORTGAGE 1 INCORPORATED $175,000 n/a 0.0%
    OCEANSIDE MORTGAGE COMPANY $175,000 n/a 0.0%
    V.I.P. MORTGAGE, INC. $265,000 $175,000 -34.0% 0.0%
    MEMBER FIRST MORTGAGE, LLC $400,000 $170,000 -57.5% 0.0%
    Catlin Bank $760,000 $165,000 -78.3% 0.0%
    Armed Forces Bank $155,000 n/a 0.0%
    Encompass Lending Group, LP $155,000 n/a 0.0%
    TOTAL MORTGAGE SERVICES, LLC $150,000 n/a 0.0%
    Bank of England $295,000 $145,000 -50.8% 0.0%
    First Federal Savings Bank $145,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $95,000 $140,000 47.4% 0.0%
    ENDEAVOR CAPITAL, LLC. $135,000 n/a 0.0%
    M&T Bank $435,000 $135,000 -69.0% 0.0%
    PLUS RELOCATION MORTGAGE, LLC $135,000 n/a 0.0%
    United Community Bank $135,000 n/a 0.0%
    Citizens Bank $385,000 $130,000 -66.2% 0.0%
    ML Mortgage Corp. $75,000 $130,000 73.3% 0.0%
    Busey Bank $125,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $370,000 $125,000 -66.2% 0.0%
    UNITED $125,000 n/a 0.0%
    Bank of America $405,000 $120,000 -70.4% 0.0%
    Industrial Federal Credit Union $90,000 $120,000 33.3% 0.0%
    Advisors Mortgage Group, L.L.C. $35,000 $115,000 228.6% 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $115,000 n/a 0.0%
    FIRST NORTHERN Credit Union $115,000 n/a 0.0%
    Peoples Bank $115,000 n/a 0.0%
    Atlantic Union Bank $105,000 n/a 0.0%
    BAYSHORE MORTGAGE FUNDING, LLC $105,000 n/a 0.0%
    ACADEMY MORTGAGE CORPORATION $95,000 n/a 0.0%
    AXIA FINANCIAL, LLC $95,000 n/a 0.0%
    RELIANCE FIRST CAPITAL, LLC $355,000 $95,000 -73.2% 0.0%
    SPRING EQ, LLC $60,000 $95,000 58.3% 0.0%
    A&D Mortgage LLC $85,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $140,000 $85,000 -39.3% 0.0%
    LENDINGONE, LLC $85,000 n/a 0.0%
    GENEVA FINANCIAL, LLC $330,000 $75,000 -77.3% 0.0%
    Notre Dame Federal Credit Union Corporation $915,000 $75,000 -91.8% 0.0%
    Paramount Residential Mortgage Group, Inc. $75,000 $75,000 0.0% 0.0%
    Baxter Credit Union $315,000 $65,000 -79.4% 0.0%
    Citizens Bank $385,000 $65,000 -83.1% 0.0%
    HANSCOM $35,000 $65,000 85.7% 0.0%
    COCA-COLA $55,000 n/a 0.0%
    THRIVENT Federal Credit Union $55,000 n/a 0.0%
    Hoosier Heartland State Bank $1,060,000 $45,000 -95.8% 0.0%
    FINANCIAL CENTER FIRST CREDIT UNION $35,000 n/a 0.0%
    Three Rivers Federal Credit Union $15,000 $35,000 133.3% 0.0%
    Bethpage Federal Credit Union $25,000 n/a 0.0%
    Centier Bank $115,000 $25,000 -78.3% 0.0%
    PENTAGON FEDERAL CREDIT UNION $275,000 $25,000 -90.9% 0.0%
    PURDUE FEDERAL CREDIT UNION $1,690,000 $25,000 -98.5% 0.0%
    The Farmers Bank, Frankfort, Indiana $535,000 $25,000 -95.3% 0.0%
    Dieterich Bank $15,000 n/a 0.0%
    Horizon Bank $110,000 $15,000 -86.4% 0.0%

    TERRE HAUTE's top lender by overall market share is First Financial Bank, with 12.8% market share. In second place, with 12.2%, is RUOFF MORTGAGE COMPANY, INC., having originated $51,405,000 in loans. In third place, with 9.5%, is The Riddell National Bank, having originated $40,185,000 in loans. In fourth place, with 5.0%, is MOVEMENT MORTGAGE, LLC, having originated $21,215,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $19,265,000 in loans.

    TERRE HAUTE Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $79,800 (-4.7%) $126,051 (2.6%) 0.30 554
    2018-02-01 $79,900 (-1.8%) $132,013 (7.6%) 0.29 526
    2018-03-01 $79,900 (-8.3%) $140,259 (9.9%) 0.28 480
    2018-04-01 $91,750 (2.1%) $148,714 (13.2%) 0.31 498
    2018-05-01 $94,850 (4.9%) $142,239 (2.9%) 0.32 499
    2018-06-01 $109,900 (13.3%) $149,697 (5.8%) 0.37 533
    2018-07-01 $110,975 (16.8%) $149,879 (5.0%) 0.37 553
    2018-08-01 $111,600 (17.6%) $148,076 (3.1%) 0.37 551
    2018-09-01 $109,700 (21.9%) $144,448 (0.6%) 0.37 605
    2018-10-01 $105,575 (16.7%) $145,668 (6.0%) 0.36 628
    2018-11-01 $104,925 (23.8%) $143,753 (10.3%) 0.36 614
    2018-12-01 $95,000 (18.9%) $139,082 (9.6%) 0.33 583
    2019-01-01 $92,925 (16.5%) $134,505 (6.7%) 0.32 564
    2019-02-01 $90,725 (13.6%) $137,631 (4.3%) 0.31 521
    2019-03-01 $91,929 (15.1%) $140,597 (0.2%) 0.30 487
    2019-04-01 $95,914 (4.5%) $146,261 (-1.7%) 0.30 472
    2019-05-01 $94,975 (0.1%) $151,676 (6.6%) 0.30 474
    2019-06-01 $94,900 (-13.7%) $153,392 (2.5%) 0.30 527
    2019-07-01 $105,675 (-4.8%) $159,905 (6.7%) 0.33 545
    2019-08-01 $103,936 (-6.9%) $157,494 (6.4%) 0.33 562
    2019-09-01 $101,666 (-7.3%) $154,748 (7.1%) 0.33 585
    2019-10-01 $99,900 (-5.4%) $152,152 (4.5%) 0.32 599
    2019-11-01 $94,900 (-9.6%) $147,804 (2.8%) 0.31 560
    2019-12-01 $89,900 (-5.4%) $144,461 (3.9%) 0.30 522
    2020-01-01 $96,200 (3.5%) $148,288 (10.3%) 0.32 529
    2020-02-01 $99,500 (9.7%) $147,828 (7.4%) 0.33 558
    2020-03-01 $99,800 (8.6%) $151,643 (7.9%) 0.31 480
    2020-04-01 $99,900 (4.2%) $153,479 (4.9%) 0.31 447
    2020-05-01 $109,900 (15.7%) $168,431 (11.1%) 0.33 400
    2020-06-01 $116,100 (22.3%) $173,360 (13.0%) 0.34 392
    2020-07-01 $136,725 (29.4%) $185,834 (16.2%) 0.40 366
    2020-08-01 $122,000 (17.4%) $185,212 (17.6%) 0.35 369
    2020-09-01 $120,000 (18.0%) $178,844 (15.6%) 0.34 363
    2020-10-01 $119,950 (20.1%) $183,591 (20.7%) 0.34 321
    2020-11-01 $109,925 (15.8%) $184,979 (25.2%) 0.32 320
    2020-12-01 $102,450 (14.0%) $181,832 (25.9%) 0.30 299
    2021-01-01 $99,900 (3.9%) $179,885 (21.3%) 0.30 262
    2021-02-01 $117,450 (18.0%) $179,146 (21.2%) 0.34 227
    2021-03-01 $118,600 (18.8%) $179,358 (18.3%) 0.34 211
    2021-04-01 $137,450 (37.6%) $194,737 (26.9%) 0.37 187
    2021-05-01 $149,800 (36.3%) $204,432 (21.4%) 0.40 201
    2021-06-01 $133,800 (15.3%) $201,236 (16.1%) 0.35 237
    2021-07-01 $129,900 (-5.0%) $194,381 (4.6%) 0.34 274
    2021-08-01 $147,200 (20.7%) $210,891 (13.9%) 0.39 283
    2021-09-01 $136,925 (14.1%) $202,768 (13.4%) 0.37 319
    2021-10-01 $134,950 (12.5%) $210,077 (14.4%) 0.36 300
    2021-11-01 $129,950 (18.2%) $209,060 (13.0%) 0.35 269
    2021-12-01 $119,950 (17.1%) $209,110 (15.0%) 0.32 233
    2022-01-01 $117,900 (18.0%) $197,614 (9.9%) 0.32 208
    2022-02-01 $113,475 (-3.4%) $186,082 (3.9%) 0.30 183
    2022-03-01 $127,400 (7.4%) $187,802 (4.7%) 0.32 170
    2022-04-01 $135,450 (-1.5%) $198,758 (2.1%) 0.32 175
    2022-05-01 $139,675 (-6.8%) $193,229 (-5.5%) 0.32 203
    2022-06-01 $152,500 (14.0%) $215,016 (6.9%) 0.34 232
    2022-07-01 $159,450 (22.8%) $209,875 (8.0%) 0.36 280
    2022-08-01 $149,450 (1.5%) $207,178 (-1.8%) 0.35 310
    2022-09-01 $154,250 (12.7%) $200,272 (-1.2%) 0.36 318
    2022-10-01 $152,000 (12.6%) $205,106 (-2.4%) 0.36 330
    2022-11-01 $161,975 (24.6%) $206,700 (-1.1%) 0.39 333
    2022-12-01 $159,900 (33.3%) $207,370 (-0.8%) 0.39 296
    2023-01-01 $156,425 (32.7%) $203,465 (3.0%) 0.39 286
    2023-02-01 $152,950 (34.8%) $208,139 (11.9%) 0.37 253
    2023-03-01 $163,500 (28.3%) $229,274 (22.1%) 0.39 235
    2023-04-01 $165,000 (21.8%) $227,332 (14.4%) 0.38 219
    2023-05-01 $179,950 (28.8%) $239,795 (24.1%) 0.41 211
    2023-06-01 $175,913 (15.4%) $236,436 (10.0%) 0.40 229
    2023-07-01 $175,000 (9.8%) $237,313 (13.1%) 0.40 245
    2023-08-01 $168,200 (12.6%) $229,431 (10.7%) 0.39 278
    2023-09-01 $159,900 (3.7%) $227,499 (13.6%) 0.37 293
    2023-10-01 $159,850 (5.2%) $223,992 (9.2%) 0.38 328
    2023-11-01 $169,900 (4.9%) $227,020 (9.8%) 0.40 345
    2023-12-01 $177,000 (10.7%) $230,203 (11.0%) 0.43 330
    2024-01-01 $179,900 (15.0%) $235,977 (16.0%) 0.44 305
    2024-02-01 $171,075 (11.9%) $229,619 (10.3%) 0.41 294
    2024-03-01 $179,900 (10.0%) $241,885 (5.5%) 0.42 303
    TERRE HAUTE's median listing price for 2024-03-01 was $179,900, a difference of $16,400 (10.0%) versus the prior year and $8,825 versus the prior month.

    TERRE HAUTE's median listing price comes in at 42% of the national average.

    TERRE HAUTE's average listing price for 2024-03-01 was $241,885, a difference of $12,611 (5.5%) versus the prior year and $12,266 versus the prior month.

    For the 2024-03-01 period, TERRE HAUTE had 303 MLS listings, a difference of 9 listings (3%) versus the prior month and 68 listings (29%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 82 days 1,534 sqft
    2018-02-01 83 days 1,533 sqft
    2018-03-01 74 days 1,616 sqft
    2018-04-01 56 days 1,723 sqft
    2018-05-01 60 days 1,704 sqft
    2018-06-01 55 days 1,701 sqft
    2018-07-01 58 days 1,698 sqft
    2018-08-01 60 days 1,726 sqft
    2018-09-01 54 days 1,728 sqft
    2018-10-01 63 days 1,740 sqft
    2018-11-01 67 days 1,688 sqft
    2018-12-01 74 days 1,659 sqft
    2019-01-01 85 days 1,619 sqft
    2019-02-01 88 days 1,599 sqft
    2019-03-01 73 days 1,627 sqft
    2019-04-01 55 days 1,659 sqft
    2019-05-01 57 days 1,647 sqft
    2019-06-01 54 days 1,637 sqft
    2019-07-01 60 days 1,656 sqft
    2019-08-01 66 days 1,620 sqft
    2019-09-01 69 days 1,620 sqft
    2019-10-01 72 days 1,620 sqft
    2019-11-01 74 days 1,599 sqft
    2019-12-01 87 days 1,599 sqft
    2020-01-01 88 days 1,599 sqft
    2020-02-01 88 days 1,575 sqft
    2020-03-01 67 days 1,558 sqft
    2020-04-01 70 days 1,569 sqft
    2020-05-01 81 days 1,599 sqft
    2020-06-01 76 days 1,599 sqft
    2020-07-01 58 days 1,599 sqft
    2020-08-01 57 days 1,599 sqft
    2020-09-01 51 days 1,599 sqft
    2020-10-01 52 days 1,599 sqft
    2020-11-01 57 days 1,599 sqft
    2020-12-01 64 days 1,599 sqft
    2021-01-01 74 days 1,596 sqft
    2021-02-01 67 days 1,599 sqft
    2021-03-01 54 days 1,576 sqft
    2021-04-01 49 days 1,599 sqft
    2021-05-01 31 days 1,599 sqft
    2021-06-01 28 days 1,659 sqft
    2021-07-01 33 days 1,656 sqft
    2021-08-01 39 days 1,755 sqft
    2021-09-01 40 days 1,702 sqft
    2021-10-01 44 days 1,632 sqft
    2021-11-01 47 days 1,574 sqft
    2021-12-01 60 days 1,548 sqft
    2022-01-01 57 days 1,536 sqft
    2022-02-01 63 days 1,553 sqft
    2022-03-01 39 days 1,532 sqft
    2022-04-01 37 days 1,584 sqft
    2022-05-01 28 days 1,570 sqft
    2022-06-01 35 days 1,632 sqft
    2022-07-01 33 days 1,664 sqft
    2022-08-01 39 days 1,637 sqft
    2022-09-01 45 days 1,693 sqft
    2022-10-01 52 days 1,704 sqft
    2022-11-01 53 days 1,797 sqft
    2022-12-01 62 days 1,626 sqft
    2023-01-01 71 days 1,600 sqft
    2023-02-01 67 days 1,602 sqft
    2023-03-01 58 days 1,654 sqft
    2023-04-01 52 days 1,600 sqft
    2023-05-01 38 days 1,599 sqft
    2023-06-01 39 days 1,602 sqft
    2023-07-01 40 days 1,707 sqft
    2023-08-01 39 days 1,779 sqft
    2023-09-01 46 days 1,820 sqft
    2023-10-01 45 days 1,765 sqft
    2023-11-01 48 days 1,817 sqft
    2023-12-01 61 days 1,736 sqft
    2024-01-01 70 days 1,758 sqft
    2024-02-01 73 days 1,709 sqft
    2024-03-01 53 days 1,736 sqft
    TERRE HAUTE's median listing age (time on market) for 2024-03-01 was 53 days. This is -9% shorter than the same period one year ago.

    TERRE HAUTE's median square footage for active listings during the 2024-03-01 period was 1,736 sqft. One year prior, the average listing was 1,654 sqft.

    TERRE HAUTE, IN Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    47427 Terre Haute, IN HUD Metro FMR Area $620 $650 $830 $1,070 $1,320
    47438 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47801 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47802 Terre Haute, IN HUD Metro FMR Area $630 $670 $840 $1,020 $1,260
    47803 Terre Haute, IN HUD Metro FMR Area $760 $800 $1,010 $1,230 $1,520
    47804 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47805 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47807 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,250
    47809 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47831 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47833 Terre Haute, IN HUD Metro FMR Area $710 $750 $960 $1,270 $1,560
    47834 Terre Haute, IN HUD Metro FMR Area $650 $680 $860 $1,050 $1,290
    47837 Terre Haute, IN HUD Metro FMR Area $680 $700 $910 $1,120 $1,280
    47840 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47841 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47842 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47845 Terre Haute, IN HUD Metro FMR Area $630 $670 $840 $1,020 $1,260
    47846 Terre Haute, IN HUD Metro FMR Area $630 $670 $840 $1,030 $1,260
    47847 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47850 Terre Haute, IN HUD Metro FMR Area $560 $630 $830 $1,010 $1,200
    47851 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47853 Terre Haute, IN HUD Metro FMR Area $700 $740 $930 $1,130 $1,400
    47854 Terre Haute, IN HUD Metro FMR Area $630 $670 $850 $1,050 $1,220
    47857 Terre Haute, IN HUD Metro FMR Area $650 $680 $860 $1,050 $1,290
    47858 Terre Haute, IN HUD Metro FMR Area $610 $660 $840 $1,020 $1,240
    47863 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47866 Terre Haute, IN HUD Metro FMR Area $610 $660 $840 $1,020 $1,240
    47868 Terre Haute, IN HUD Metro FMR Area $810 $840 $1,090 $1,490 $1,840
    47869 Terre Haute, IN HUD Metro FMR Area $560 $630 $830 $1,010 $1,200
    47870 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47871 Terre Haute, IN HUD Metro FMR Area $850 $900 $1,130 $1,380 $1,700
    47874 Terre Haute, IN HUD Metro FMR Area $790 $810 $1,060 $1,320 $1,450
    47875 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47876 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47878 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47879 Terre Haute, IN HUD Metro FMR Area $580 $660 $870 $1,060 $1,260
    47880 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47881 Terre Haute, IN HUD Metro FMR Area $660 $700 $880 $1,070 $1,320
    47884 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47885 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47928 Terre Haute, IN HUD Metro FMR Area $690 $730 $920 $1,120 $1,380
    47932 Terre Haute, IN HUD Metro FMR Area $620 $640 $830 $1,100 $1,330
    47966 Terre Haute, IN HUD Metro FMR Area $690 $730 $920 $1,120 $1,380
    47974 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240

    2022 Average & Median Rent Data Statistics
    TERRE HAUTE, IN average 1BR rent: $690, median: $670
    TERRE HAUTE, IN average 2BR rent: $875, median: $840
    TERRE HAUTE, IN average 3BR rent: $1,075, median: $1,050

    TERRE HAUTE, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,793 $291,635,000 $162,652
    Home Improvement 404 $20,130,000 $49,827
    Refi 369 $49,185,000 $133,293
    Cash Out Refi 345 $42,175,000 $122,246
    Other 293 $18,295,000 $62,440

    Terre Haute's most frequently cited loan purpose was Home Purchase, with 1,793 originations. The 2nd most popular reason was Home Improvement, with 404 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 1,064 $153,620,000 $144,380
    7-8% 1,032 $128,410,000 $124,428
    Over 8% 637 $46,715,000 $73,336
    5-6% 273 $41,905,000 $153,498
    <2.5% 21 $805,000 $38,333
    4-5% 12 $3,930,000 $327,500
    3-4% 10 $1,220,000 $122,000
    2.5-3% 1 $65,000 $65,000

    During 2023, Terre Haute's most frequently originated rate bucket was 6-7%, with 1,064 originations.

    Loan Sizing (TERRE HAUTE, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 1,624 $85,350,000 $52,555
    $100k-200k 1,034 $147,460,000 $142,611
    $200k-400k 461 $120,715,000 $261,855
    $400k-600k 62 $29,020,000 $468,065
    $600k-1000k 15 $10,465,000 $697,667
    $Over $1MM 8 $28,410,000 $3,551,250

    TERRE HAUTE's loan sizing saw the bucket of loans from $100,000 or less with 1,624 originations, totaling $85,350,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,286 $212,040,000 $164,883
    60-80% 551 $97,125,000 $176,270
    20-40% 447 $25,815,000 $57,752
    Under 20% 421 $12,705,000 $30,178
    40-60% 295 $30,275,000 $102,627
    Over 100% 31 $7,065,000 $227,903

    TERRE HAUTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,286 originations, totaling $212,040,000 in origination value.