ALBANY - LEBANON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Albany - Lebanon averaged 6.67% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.58% and one month ago for the week of 2024-10-10, the average rate was 6.41%.

Albany - Lebanon's average rate one year ago was 7.29%.

For refis of the same type during the week of 2024-11-14, the average rate was 6.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Albany - Lebanon 30 Year Fixed Rate 2024-11-14 6.67%
Albany - Lebanon 30 Year Fixed Rate Refi 2024-11-14 6.98%
Albany - Lebanon 15 Year Fixed Rate 2024-11-14 6.09%
Albany - Lebanon 15 Year Fixed Rate Refi 2024-11-14 5.99%
Albany - Lebanon 30 Year FHA 2024-11-14 -0.3%
Albany - Lebanon 30 Year FHA Refi 2024-11-14 0.1%
Albany - Lebanon 30 Year USDA 2024-11-14 0.2%
Albany - Lebanon 30 Year USDA Refi 2024-11-14 -0.1%
Albany - Lebanon 30 Year VA 2024-11-14 -0.02%
Albany - Lebanon 30 Year VA Refi 2024-11-14 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ALBANY-LEBANON, OR.

ALBANY - LEBANON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ALBANY-LEBANON, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
MOVEMENT MORTGAGE, LLC 49 6.73% $8,378
QUICKEN LOANS, LLC 46 6.56% $8,578
UNITED WHOLESALE MORTGAGE, LLC 37 6.47% $8,091
PACIFIC RESIDENTIAL MORTGAGE, LLC 34 6.67% $10,686
SUMMIT FUNDING, INC. 28 6.54% $11,766
LOANDEPOT.COM, LLC 26 6.82% $7,651
GUILD MORTGAGE COMPANY 26 6.82% $9,728
NEWREZ LLC 25 6.86% $8,808
EAGLE HOME MORTGAGE, LLC 23 6.22% $6,519
CROSSCOUNTRY MORTGAGE, LLC 19 7.01% $9,840
ACADEMY MORTGAGE CORPORATION 19 6.47% $8,947
Umpqua Bank 18 7.08% $6,759
MANN FINANCIAL INC. 18 6.88% $10,179
U.S. Bank 17 6.67% $6,232
Sierra Pacific Mortgage Company, Inc. 17 6.98% $8,902
Oregon State Credit Union 16 6.67% $6,321
NATIONS DIRECT MORTGAGE, LLC 16 6.80% $7,342
CALIBER HOME LOANS, INC. 16 6.12% $8,365
KeyBank 15 6.58% $6,712
LPMC, LLC 13 6.65% $6,895
CMG MORTGAGE, INC. 13 7.00% $8,249
JPMorgan Chase Bank 12 6.91% $6,149
S1L, Inc. 10 6.95% $7,177
PLAZA HOME MORTGAGE, INC. 9 6.68% $11,303
MORTGAGE EXPRESS, LLC 9 6.51% $6,854
CHURCHILL MORTGAGE CORPORATION 8 7.16% $8,165
DAS Acquisition Company, LLC 8 7.19% $9,038
PROVIDENT FUNDING ASSOCIATES, L.P. 8 6.53% $9,336
OnPoint Community Credit Union 7 6.82% $4,688
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.39% $6,626
OREGON COMMUNITY 6 6.65% $6,627
AMERISAVE MORTGAGE CORPORATION 6 6.02% $14,378
CENTRAL WILLAMETTE Credit Union 6 6.96% $5,354
TWINSTAR 6 6.31% $10,507
PENNYMAC LOAN SERVICES, LLC 5 6.87% $8,614
MASON MCDUFFIE MORTGAGE CORPORATION 5 7.00% $9,093
MARION AND POLK SCHOOLS CREDIT UNION 5 7.08% $3,761
Willamette Valley Bank 5 6.55% $13,073
GUARANTEED RATE, INC. 4 7.06% $7,352
AMERICAN PACIFIC MORTGAGE CORPORATION 4 7.00% $7,875
BAY EQUITY LLC 4 6.12% $6,271
BROKER SOLUTIONS, INC. 4 6.56% $6,470
DIRECTORS MORTGAGE, INC. 4 6.92% $14,144
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 4 6.75% $8,261
FIRST TECHNOLOGY 4 6.78% $4,601
Flagstar Bank, FSB 4 6.72% $7,174
Mr. Cooper ( Nationstar Mortgage ) 4 6.12% $11,342
SUCCESS MORTGAGE PARTNERS, INC. 4 6.91% $10,243
Wells Fargo Bank 4 7.22% $4,903
Unitus Community Credit Union 3 8.42% $4,045
Morgan Stanley Private Bank 3 5.92% $4,094
RED CANOE CREDIT UNION 3 6.67% $8,010
Rivermark Community Credit Union 3 7.00% $4,845
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.45% $6,505
FREEDOM MORTGAGE CORPORATION 3 6.21% $9,094
BETTER MORTGAGE CORPORATION 3 5.67% $12,860
V.I.P. MORTGAGE, INC. 2 7.63% $7,423
Century Mortgage Company DBA Century Lending Company 2 6.63% $9,664
Bank of America 2 6.56% $6,042
MUTUAL OF OMAHA MORTGAGE, INC. 2 7.50% $19,526
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.18% $6,088
ROYAL UNITED MORTGAGE LLC 2 6.94% $6,404
UNION HOME MORTGAGE CORP. 2 7.50% $6,531
CANOPY MORTGAGE, LLC 2 7.81% $9,965
First National Bank of America 2 9.56% $8,876
CRESCENT MORTGAGE COMPANY 2 6.63% $7,403
Carrington Mortgage Services, LLC 1 7.25% $15,282
Paramount Residential Mortgage Group, Inc. 1 6.99% $14,158
PHH Mortgage Corporation 1 6.13% $7,268
Boeing Employees Credit Union 1 6.25% $4,612
PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.50% $19,170
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.99% $6,935
Prosperity Home Mortgage, LLC 1 6.13% $3,562
BMO Harris Bank 1 6.13% $4,745
Banner Bank 1 7.00% $6,663
SELCO COMMUNITY 1 5.38% $5,114
Bank of England 1 6.75% $4,811
SIRVA MORTGAGE, INC. 1 6.63% $3,755
ZILLOW HOME LOANS, LLC 1 6.50% $8,779
SUMMIT MORTGAGE CORPORATION 1 6.25% $6,901
Sunflower Bank 1 7.25% $14,912
The Federal Savings Bank 1 6.38% $7,015
The Huntington National Bank 1 5.75% $7,060
TRIAD FINANCIAL SERVICES, INC. 1 7.75% $10,730
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.00% $8,160
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.63% $10,123
USAA Federal Savings Bank 1 6.25% $4,825
AMERICAN FINANCIAL RESOURCES, INC. 1 5.75% $14,589
Washington Federal Bank 1 6.75% $23,659
WASHINGTON STATE EMPLOYEES Credit Union 1 5.50% $8,872
Zions Bank 1 6.13% $8,928
HomeStreet Bank 1 7.00% $4,878
Heritage Bank 1 5.73% $8,781
HOMEXPRESS MORTGAGE CORP. 1 8.12% $12,248
GUIDANCE RESIDENTIAL, LLC 1 6.88% $9,443
Keystone Funding, Inc. 1 8.00% $4,812
LENDSURE MORTGAGE CORP. 1 8.75% $12,754
GENEVA FINANCIAL, LLC 1 6.88% $7,695
First Horizon Bank 1 7.50% $9,653
FIRST CENTENNIAL MORTGAGE CORPORATION 1 5.63% $10,161
FIBRE FEDERAL CREDIT UNION 1 6.50% $8,097
Mortgage Research Center, LLC 1 7.50% $4,684
Farmers Bank & Trust 1 7.13% $4,603
Ally Bank 1 6.00% $10,689
ENVOY MORTGAGE, LTD 1 8.00% $19,873
DIRECT MORTGAGE, CORP. 1 6.88% $9,736
Northwest Farm Credit Services, FLCA 1 7.05% $4,410
NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.49% $3,793
OCMBC, INC. 1 11.50% $10,221
Citadel Servicing Corporation 1 9.00% $10,201

ALBANY - LEBANON Average Closing Costs & Other Stats

ALBANY-LEBANON, OR's 110 lenders originated 2,302 loans during 2023. The total origination value was $952,500,000, with an average loan value of $413,771.

ALBANY - LEBANON's average closing costs are $6,552.

The top ALBANY - LEBANON lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with 49 loans originated. Their average total fees are $8,378, which is $199 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee ALBANY - LEBANON lenders (with over 10 loans originated) are JPMorgan Chase Bank ($6,149), U.S. Bank ($6,232), Oregon State Credit Union ($6,321), EAGLE HOME MORTGAGE, LLC ($6,519) and KeyBank ($6,712).

The lowest rate ALBANY - LEBANON lenders (with over 10 loans originated) are CALIBER HOME LOANS, INC. (6.12%), EAGLE HOME MORTGAGE, LLC (6.22%), ACADEMY MORTGAGE CORPORATION (6.47%), UNITED WHOLESALE MORTGAGE, LLC (6.47%) and SUMMIT FUNDING, INC. (6.54%).

ALBANY-LEBANON, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
JONES LANG LASALLE MULTIFAMILY, LLC $359,090,000 n/a 37.7%
UNITED WHOLESALE MORTGAGE, LLC $26,505,000 $32,300,000 21.9% 3.4%
SUMMIT FUNDING, INC. $33,610,000 $28,170,000 -16.2% 3.0%
QUICKEN LOANS, LLC $65,255,000 $25,140,000 -61.5% 2.6%
MOVEMENT MORTGAGE, LLC $44,895,000 $24,185,000 -46.1% 2.5%
Umpqua Bank $76,785,000 $20,255,000 -73.6% 2.1%
Oregon State Credit Union $33,045,000 $17,635,000 -46.6% 1.9%
NEWREZ LLC $5,140,000 $17,120,000 233.1% 1.8%
GUILD MORTGAGE COMPANY $25,480,000 $15,885,000 -37.7% 1.7%
PACIFIC RESIDENTIAL MORTGAGE, LLC $23,865,000 $15,550,000 -34.8% 1.6%
CROSSCOUNTRY MORTGAGE, LLC $18,370,000 $13,095,000 -28.7% 1.4%
ACADEMY MORTGAGE CORPORATION $23,450,000 $12,690,000 -45.9% 1.3%
LOANDEPOT.COM, LLC $47,915,000 $12,680,000 -73.5% 1.3%
U.S. Bank $17,175,000 $12,560,000 -26.9% 1.3%
CALIBER HOME LOANS, INC. $61,115,000 $12,545,000 -79.5% 1.3%
JPMorgan Chase Bank $10,270,000 $11,925,000 16.1% 1.3%
MANN FINANCIAL INC. $16,605,000 $11,565,000 -30.4% 1.2%
KeyBank $50,900,000 $10,825,000 -78.7% 1.1%
CMG MORTGAGE, INC. $9,215,000 $10,615,000 15.2% 1.1%
EAGLE HOME MORTGAGE, LLC $1,845,000 $10,080,000 446.3% 1.1%
MARION AND POLK SCHOOLS CREDIT UNION $11,825,000 $9,600,000 -18.8% 1.0%
NATIONS DIRECT MORTGAGE, LLC $9,505,000 $9,595,000 0.9% 1.0%
S1L, Inc. $7,380,000 $9,130,000 23.7% 1.0%
LPMC, LLC $9,930,000 $8,825,000 -11.1% 0.9%
DAS Acquisition Company, LLC $965,000 $8,205,000 750.3% 0.9%
Mortgage Research Center, LLC $16,955,000 $7,685,000 -54.7% 0.8%
Sierra Pacific Mortgage Company, Inc. $12,985,000 $7,600,000 -41.5% 0.8%
PLAZA HOME MORTGAGE, INC. $4,475,000 $6,945,000 55.2% 0.7%
CENTRAL WILLAMETTE Credit Union $7,280,000 $6,655,000 -8.6% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,440,000 $6,065,000 -18.5% 0.6%
SELCO COMMUNITY $5,675,000 $6,010,000 5.9% 0.6%
TWINSTAR $6,005,000 n/a 0.6%
MORTGAGE EXPRESS, LLC $9,875,000 $5,810,000 -41.2% 0.6%
PNC Bank $390,000 $5,260,000 1,248.7% 0.6%
FREEDOM MORTGAGE CORPORATION $12,855,000 $5,155,000 -59.9% 0.5%
PENNYMAC LOAN SERVICES, LLC $10,820,000 $4,885,000 -54.9% 0.5%
OREGON COMMUNITY $9,845,000 $4,780,000 -51.4% 0.5%
OnPoint Community Credit Union $5,475,000 $4,540,000 -17.1% 0.5%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,245,000 $4,450,000 257.4% 0.5%
Flagstar Bank, FSB $6,080,000 $4,330,000 -28.8% 0.5%
NAVY FEDERAL CREDIT UNION $4,900,000 $4,325,000 -11.7% 0.5%
CHURCHILL MORTGAGE CORPORATION $5,425,000 $3,960,000 -27.0% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $9,685,000 $3,895,000 -59.8% 0.4%
MASON MCDUFFIE MORTGAGE CORPORATION $265,000 $3,835,000 1,347.2% 0.4%
Century Mortgage Company DBA Century Lending Company $1,285,000 $3,710,000 188.7% 0.4%
SUCCESS MORTGAGE PARTNERS, INC. $3,590,000 n/a 0.4%
Pioneer Trust Bank, N.A. $3,500,000 n/a 0.4%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,530,000 $3,480,000 37.5% 0.4%
FIRST TECHNOLOGY $4,845,000 $3,315,000 -31.6% 0.3%
DIRECTORS MORTGAGE, INC. $8,935,000 $3,280,000 -63.3% 0.3%
AMERISAVE MORTGAGE CORPORATION $4,605,000 $3,165,000 -31.3% 0.3%
Washington Federal Bank $13,885,000 $3,130,000 -77.5% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $5,950,000 $3,110,000 -47.7% 0.3%
Pacific Premier Bank $5,005,000 $2,785,000 -44.4% 0.3%
GUARANTEED RATE, INC. $1,855,000 $2,425,000 30.7% 0.3%
21ST MORTGAGE CORPORATION $2,015,000 $2,330,000 15.6% 0.2%
Banner Bank $2,605,000 $2,295,000 -11.9% 0.2%
Bank of America $3,230,000 $2,265,000 -29.9% 0.2%
The Federal Savings Bank $1,875,000 $2,265,000 20.8% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $2,165,000 $2,255,000 4.2% 0.2%
Willamette Valley Bank $13,045,000 $2,230,000 -82.9% 0.2%
PacWest Funding Inc. $5,320,000 $2,225,000 -58.2% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $8,640,000 $2,060,000 -76.2% 0.2%
RED CANOE CREDIT UNION $4,195,000 $2,040,000 -51.4% 0.2%
BROKER SOLUTIONS, INC. $6,490,000 $1,825,000 -71.9% 0.2%
TRIAD FINANCIAL SERVICES, INC. $1,355,000 $1,760,000 29.9% 0.2%
GREYSTONE SERVICING COMPANY LLC $4,745,000 $1,615,000 -66.0% 0.2%
People's Bank of Commerce $3,205,000 $1,595,000 -50.2% 0.2%
V.I.P. MORTGAGE, INC. $1,590,000 n/a 0.2%
Unitus Community Credit Union $11,685,000 $1,490,000 -87.2% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $1,940,000 $1,435,000 -26.0% 0.2%
Morgan Stanley Private Bank $1,010,000 $1,425,000 41.1% 0.1%
Discover Bank $685,000 $1,305,000 90.5% 0.1%
Keystone Funding, Inc. $1,290,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $1,770,000 $1,280,000 -27.7% 0.1%
OCMBC, INC. $1,090,000 $1,265,000 16.1% 0.1%
BETTER MORTGAGE CORPORATION $2,755,000 $1,260,000 -54.3% 0.1%
Rivermark Community Credit Union $1,060,000 $1,250,000 17.9% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,735,000 $1,240,000 -54.7% 0.1%
BAY EQUITY LLC $805,000 $1,230,000 52.8% 0.1%
Wells Fargo Bank $9,670,000 $1,135,000 -88.3% 0.1%
AMERICAN FINANCING CORPORATION $3,420,000 $1,125,000 -67.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,115,000 n/a 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $1,115,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $1,115,000 n/a 0.1%
First National Bank of America $1,090,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $770,000 $1,025,000 33.1% 0.1%
PLANET HOME LENDING, LLC $1,360,000 $1,025,000 -24.6% 0.1%
Gateway First Bank $1,005,000 $985,000 -2.0% 0.1%
Equity Prime Mortgage LLC $175,000 $965,000 451.4% 0.1%
Bank of England $1,210,000 $945,000 -21.9% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $450,000 $905,000 101.1% 0.1%
PHH Mortgage Corporation $900,000 $895,000 -0.6% 0.1%
ALLIANT CREDIT UNION $750,000 $835,000 11.3% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $390,000 $825,000 111.5% 0.1%
NEW DAY FINANCIAL, LLC $2,135,000 $820,000 -61.6% 0.1%
Ixonia Bank $775,000 n/a 0.1%
ROGUE $395,000 $760,000 92.4% 0.1%
Prosperity Home Mortgage, LLC $730,000 n/a 0.1%
Carrington Mortgage Services, LLC $1,545,000 $725,000 -53.1% 0.1%
First Interstate Bank $710,000 $720,000 1.4% 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,995,000 $710,000 -76.3% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $700,000 $710,000 1.4% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,655,000 $700,000 -57.7% 0.1%
American Mortgage & Equity Consultants, Inc. $695,000 n/a 0.1%
CANOPY MORTGAGE, LLC $3,230,000 $670,000 -79.3% 0.1%
Plains Commerce Bank $650,000 n/a 0.1%
The Huntington National Bank $645,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $935,000 $635,000 -32.1% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,025,000 $620,000 -39.5% 0.1%
ENVOY MORTGAGE, LTD $745,000 $585,000 -21.5% 0.1%
CRESCENT MORTGAGE COMPANY $365,000 $570,000 56.2% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $12,895,000 $565,000 -95.6% 0.1%
1st Security Bank of Washington $1,890,000 $560,000 -70.4% 0.1%
Figure Lending LLC $1,170,000 $555,000 -52.6% 0.1%
Franklin Loan Corporation $395,000 $550,000 39.2% 0.1%
LENDSURE MORTGAGE CORP. $335,000 $535,000 59.7% 0.1%
HomeStreet Bank $355,000 $525,000 47.9% 0.1%
SAMMAMISH MORTGAGE COMPANY $1,110,000 $515,000 -53.6% 0.1%
ON Q FINANCIAL, INC. $620,000 $500,000 -19.4% 0.1%
First Horizon Bank $485,000 n/a 0.1%
Northwest Farm Credit Services, FLCA $7,575,000 $485,000 -93.6% 0.1%
SUMMIT MORTGAGE CORPORATION $135,000 $480,000 255.6% 0.1%
Ally Bank $450,000 $475,000 5.6% 0.0%
Zions Bank $475,000 n/a 0.0%
MOUNTAIN AMERICA $1,115,000 $455,000 -59.2% 0.0%
BMO Harris Bank $450,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $370,000 $445,000 20.3% 0.0%
SOUTHWEST STAGE FUNDING, LLC $445,000 n/a 0.0%
Boeing Employees Credit Union $255,000 $435,000 70.6% 0.0%
GSF Mortgage Corporation $585,000 $435,000 -25.6% 0.0%
Heritage Bank $345,000 $435,000 26.1% 0.0%
Coastal Community Bank $430,000 n/a 0.0%
FIBRE FEDERAL CREDIT UNION $290,000 $420,000 44.8% 0.0%
SPRING EQ, LLC $1,890,000 $415,000 -78.0% 0.0%
Alaska USA Federal Credit Union $230,000 $390,000 69.6% 0.0%
FAY SERVICING, LLC $725,000 $385,000 -46.9% 0.0%
LIMA ONE CAPITAL, LLC $385,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $375,000 n/a 0.0%
Bank of the Pacific $375,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $305,000 $375,000 23.0% 0.0%
Gallic & Johnson, LLC $2,360,000 $375,000 -84.1% 0.0%
NEXERA HOLDING LLC $375,000 n/a 0.0%
Summit Mortgage Corporation $365,000 n/a 0.0%
Sunflower Bank $355,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $225,000 $335,000 48.9% 0.0%
GUIDANCE RESIDENTIAL, LLC $295,000 $325,000 10.2% 0.0%
Nations Lending Corporation $3,335,000 $325,000 -90.3% 0.0%
PANORAMA MORTGAGE GROUP, LLC $505,000 $315,000 -37.6% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $485,000 $305,000 -37.1% 0.0%
Citadel Servicing Corporation $515,000 $305,000 -40.8% 0.0%
DIRECT MORTGAGE, CORP. $305,000 n/a 0.0%
First Federal Bank $545,000 $305,000 -44.0% 0.0%
Merchants Mortgage & Trust Corporation $305,000 n/a 0.0%
SIRVA MORTGAGE, INC. $295,000 n/a 0.0%
Hometown Equity Mortgage, LLC $290,000 n/a 0.0%
BECKAM FUNDING CORP. $355,000 $285,000 -19.7% 0.0%
Farmers Bank & Trust $285,000 n/a 0.0%
EMM LOANS LLC $275,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $185,000 $275,000 48.6% 0.0%
CARDINAL FINANCIAL $2,530,000 $265,000 -89.5% 0.0%
DEEPHAVEN MORTGAGE LLC $1,095,000 $265,000 -75.8% 0.0%
NBKC BANK $1,185,000 $245,000 -79.3% 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $280,000 $245,000 -12.5% 0.0%
HomeTrust Bank $155,000 $215,000 38.7% 0.0%
Commerce Home Mortgage, Inc. $4,520,000 $205,000 -95.5% 0.0%
Consolidated Federal Credit Union $445,000 $205,000 -53.9% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,165,000 $200,000 -82.8% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $185,000 n/a 0.0%
GENEVA FINANCIAL, LLC $4,640,000 $175,000 -96.2% 0.0%
MYCUMORTGAGE, LLC $370,000 $175,000 -52.7% 0.0%
OPEN MORTGAGE, LLC $715,000 $175,000 -75.5% 0.0%
FIRST COMMUNITY $160,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $160,000 n/a 0.0%
USAA Federal Savings Bank $2,195,000 $155,000 -92.9% 0.0%
ADVANTIS $1,190,000 $145,000 -87.8% 0.0%
University Bank $145,000 n/a 0.0%
iQ Credit Union $295,000 $140,000 -52.5% 0.0%
HighTechLending Inc $125,000 $135,000 8.0% 0.0%
M&T Bank $980,000 $125,000 -87.2% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $120,000 n/a 0.0%
GEORGIA'S OWN $115,000 n/a 0.0%
Mid Oregon Federal Credit Union $110,000 $105,000 -4.5% 0.0%
EVERETT FINANCIAL, INC. $360,000 $95,000 -73.6% 0.0%
GTE Federal Credit Union $85,000 n/a 0.0%
OREGONIANS CREDIT UNION $80,000 n/a 0.0%
UNIVERSITY CREDIT UNION $75,000 n/a 0.0%
Connexus Credit Union $70,000 n/a 0.0%
Clackamas Federal Credit Union $130,000 $55,000 -57.7% 0.0%
PACIFIC CASCADE FEDERAL CREDIT UNION $85,000 $55,000 -35.3% 0.0%
Lakeview Community Capital, LLC $350,000 $45,000 -87.1% 0.0%
NORTHROP GRUMMAN Federal Credit Union $45,000 n/a 0.0%
SPOKANE TEACHERS $45,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $1,130,000 $35,000 -96.9% 0.0%
Service Federal Credit Union $25,000 n/a 0.0%

ALBANY - LEBANON's top lender by overall market share is JONES LANG LASALLE MULTIFAMILY, LLC, with 37.7% market share. In second place, with 3.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $32,300,000 in loans. In third place, with 3.0%, is SUMMIT FUNDING, INC., having originated $28,170,000 in loans. In fourth place, with 2.6%, is QUICKEN LOANS, LLC, having originated $25,140,000 in loans. In fifth place, with 2.5%, is MOVEMENT MORTGAGE, LLC, having originated $24,185,000 in loans.


ALBANY - LEBANON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ALBANY - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $319,900 (39.3%) $361,950 (24.0%) 0.00 294
2018-02-01 $325,450 (32.9%) $361,111 (18.9%) 0.00 244
2018-03-01 $332,900 (30.7%) $359,696 (16.4%) 0.00 252
2018-04-01 $341,200 (31.3%) $375,648 (20.4%) 0.00 251
2018-05-01 $343,125 (29.5%) $404,665 (29.3%) 0.00 277
2018-06-01 $349,950 (30.7%) $398,908 (28.3%) 0.00 313
2018-07-01 $347,500 (15.8%) $394,197 (12.2%) 0.00 345
2018-08-01 $346,200 (12.2%) $389,812 (10.0%) 0.00 378
2018-09-01 $349,450 (12.8%) $395,642 (12.4%) 0.00 350
2018-10-01 $346,988 (10.2%) $401,295 (11.1%) 0.00 351
2018-11-01 $342,000 (5.2%) $399,130 (8.4%) 0.00 342
2018-12-01 $334,900 (4.7%) $398,290 (10.9%) 0.00 343
2019-01-01 $329,500 (3.0%) $407,704 (12.6%) 0.00 302
2019-02-01 $331,423 (1.8%) $430,532 (19.2%) 0.00 286
2019-03-01 $340,621 (2.3%) $432,752 (20.3%) 0.00 284
2019-04-01 $348,250 (2.1%) $437,612 (16.5%) 0.00 273
2019-05-01 $348,700 (1.6%) $432,413 (6.9%) 0.00 294
2019-06-01 $349,900 (0.0%) $427,350 (7.1%) 0.00 323
2019-07-01 $339,800 (-2.2%) $417,477 (5.9%) 0.00 336
2019-08-01 $335,691 (-3.0%) $404,808 (3.9%) 0.00 363
2019-09-01 $329,677 (-5.7%) $403,018 (1.9%) 0.00 363
2019-10-01 $328,168 (-5.4%) $408,626 (1.8%) 0.00 345
2019-11-01 $322,900 (-5.6%) $405,677 (1.6%) 0.00 312
2019-12-01 $329,450 (-1.6%) $404,294 (1.5%) 0.00 299
2020-01-01 $339,900 (3.2%) $430,022 (5.5%) 0.00 259
2020-02-01 $339,250 (2.4%) $432,102 (0.4%) 0.00 239
2020-03-01 $336,700 (-1.2%) $413,537 (-4.4%) 0.00 213
2020-04-01 $347,200 (-0.3%) $417,010 (-4.7%) 0.00 254
2020-05-01 $349,900 (0.3%) $426,478 (-1.4%) 0.00 227
2020-06-01 $366,449 (4.7%) $468,174 (9.6%) 0.00 177
2020-07-01 $375,450 (10.5%) $450,484 (7.9%) 0.00 185
2020-08-01 $387,900 (15.6%) $468,365 (15.7%) 0.00 165
2020-09-01 $380,938 (15.6%) $486,111 (20.6%) 0.00 138
2020-10-01 $374,900 (14.2%) $481,101 (17.7%) 0.00 147
2020-11-01 $388,550 (20.3%) $514,776 (26.9%) 0.00 121
2020-12-01 $389,675 (18.3%) $522,822 (29.3%) 0.00 111
2021-01-01 $390,450 (14.9%) $495,050 (15.1%) 0.00 102
2021-02-01 $340,450 (0.4%) $445,596 (3.1%) 0.00 105
2021-03-01 $316,250 (-6.1%) $442,278 (7.0%) 0.00 105
2021-04-01 $332,375 (-4.3%) $480,934 (15.3%) 0.00 109
2021-05-01 $395,000 (12.9%) $522,780 (22.6%) 0.00 111
2021-06-01 $410,725 (12.1%) $509,679 (8.9%) 0.00 124
2021-07-01 $399,900 (6.5%) $509,222 (13.0%) 0.00 136
2021-08-01 $404,900 (4.4%) $494,023 (5.5%) 0.00 169
2021-09-01 $399,500 (4.9%) $471,002 (-3.1%) 0.00 186
2021-10-01 $419,900 (12.0%) $494,813 (2.9%) 0.00 192
2021-11-01 $420,000 (8.1%) $534,918 (3.9%) 0.00 174
2021-12-01 $417,450 (7.1%) $528,473 (1.1%) 0.00 149
2022-01-01 $423,925 (8.6%) $541,167 (9.3%) 0.00 111
2022-02-01 $419,450 (23.2%) $558,216 (25.3%) 0.00 105
2022-03-01 $430,000 (36.0%) $573,662 (29.7%) 0.00 105
2022-04-01 $435,000 (30.9%) $594,974 (23.7%) 0.00 118
2022-05-01 $420,425 (6.4%) $577,084 (10.4%) 0.00 160
2022-06-01 $419,450 (2.1%) $568,210 (11.5%) 0.00 189
2022-07-01 $424,900 (6.3%) $571,843 (12.3%) 0.00 256
2022-08-01 $427,550 (5.6%) $571,508 (15.7%) 0.00 270
2022-09-01 $424,900 (6.4%) $550,927 (17.0%) 0.00 278
2022-10-01 $434,400 (3.5%) $573,062 (15.8%) 0.00 275
2022-11-01 $436,750 (4.0%) $569,527 (6.5%) 0.00 266
2022-12-01 $419,950 (0.6%) $548,967 (3.9%) 0.00 272
2023-01-01 $419,675 (-1.0%) $534,089 (-1.3%) 0.00 244
2023-02-01 $425,950 (1.6%) $535,290 (-4.1%) 0.00 219
2023-03-01 $421,200 (-2.1%) $542,888 (-5.4%) 0.00 203
2023-04-01 $419,950 (-3.5%) $541,760 (-8.9%) 0.00 187
2023-05-01 $429,450 (2.2%) $568,014 (-1.6%) 0.00 202
2023-06-01 $462,000 (10.1%) $598,041 (5.3%) 0.00 215
2023-07-01 $449,900 (5.9%) $607,520 (6.2%) 0.00 237
2023-08-01 $449,950 (5.2%) $622,812 (9.0%) 0.00 252
2023-09-01 $469,900 (10.6%) $613,186 (11.3%) 0.00 270
2023-10-01 $469,950 (8.2%) $619,877 (8.2%) 0.00 262
2023-11-01 $472,200 (8.1%) $610,048 (7.1%) 0.00 263
2023-12-01 $469,000 (11.7%) $618,012 (12.6%) 0.00 230
2024-01-01 $454,900 (8.4%) $578,977 (8.4%) 0.00 230
2024-02-01 $464,900 (9.1%) $577,930 (8.0%) 0.00 216
2024-03-01 $464,999 (10.4%) $593,502 (9.3%) 0.00 212
2024-04-01 $465,600 (10.9%) $593,728 (9.6%) 0.00 230
2024-05-01 $494,225 (15.1%) $620,336 (9.2%) 0.00 255
2024-06-01 $494,999 (7.1%) $621,843 (4.0%) 0.00 285
2024-07-01 $459,900 (2.2%) $594,204 (-2.2%) 0.00 303
2024-08-01 $449,900 (0.0%) $575,111 (-7.7%) 0.00 334
2024-09-01 $449,900 (-4.3%) $565,490 (-7.8%) 0.00 345
2024-10-01 $446,175 (-5.1%) $565,398 (-8.8%) 0.00 327
ALBANY - LEBANON's median listing price for 2024-10-01 was $446,175, a difference of $-23,775 (-5.1%) versus the prior year and $-3,725 versus the prior month.

ALBANY - LEBANON's median listing price comes in at 0% of the national average.

ALBANY - LEBANON's average listing price for 2024-10-01 was $565,398, a difference of $-54,479 (-8.8%) versus the prior year and $-92 versus the prior month.

For the 2024-10-01 period, ALBANY - LEBANON had 327 MLS listings, a difference of -18 listings (-5%) versus the prior month and 65 listings (25%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ALBANY - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,897 sqft
2018-02-01 0 days 1,897 sqft
2018-03-01 0 days 1,871 sqft
2018-04-01 0 days 1,854 sqft
2018-05-01 0 days 1,853 sqft
2018-06-01 0 days 1,857 sqft
2018-07-01 0 days 1,860 sqft
2018-08-01 0 days 1,864 sqft
2018-09-01 0 days 1,871 sqft
2018-10-01 0 days 1,844 sqft
2018-11-01 0 days 1,839 sqft
2018-12-01 0 days 1,821 sqft
2019-01-01 0 days 1,821 sqft
2019-02-01 0 days 1,839 sqft
2019-03-01 0 days 1,813 sqft
2019-04-01 0 days 1,794 sqft
2019-05-01 0 days 1,810 sqft
2019-06-01 0 days 1,827 sqft
2019-07-01 0 days 1,782 sqft
2019-08-01 0 days 1,733 sqft
2019-09-01 0 days 1,737 sqft
2019-10-01 0 days 1,748 sqft
2019-11-01 0 days 1,720 sqft
2019-12-01 0 days 1,722 sqft
2020-01-01 0 days 1,842 sqft
2020-02-01 0 days 1,805 sqft
2020-03-01 0 days 1,731 sqft
2020-04-01 0 days 1,795 sqft
2020-05-01 0 days 1,771 sqft
2020-06-01 0 days 1,892 sqft
2020-07-01 0 days 1,882 sqft
2020-08-01 0 days 1,992 sqft
2020-09-01 0 days 1,850 sqft
2020-10-01 0 days 1,845 sqft
2020-11-01 0 days 1,763 sqft
2020-12-01 0 days 1,756 sqft
2021-01-01 0 days 1,756 sqft
2021-02-01 0 days 1,603 sqft
2021-03-01 0 days 1,542 sqft
2021-04-01 0 days 1,462 sqft
2021-05-01 0 days 1,728 sqft
2021-06-01 0 days 1,709 sqft
2021-07-01 0 days 1,672 sqft
2021-08-01 0 days 1,715 sqft
2021-09-01 0 days 1,644 sqft
2021-10-01 0 days 1,688 sqft
2021-11-01 0 days 1,752 sqft
2021-12-01 0 days 1,701 sqft
2022-01-01 0 days 1,673 sqft
2022-02-01 0 days 1,671 sqft
2022-03-01 0 days 1,682 sqft
2022-04-01 0 days 1,641 sqft
2022-05-01 0 days 1,660 sqft
2022-06-01 0 days 1,652 sqft
2022-07-01 0 days 1,660 sqft
2022-08-01 0 days 1,646 sqft
2022-09-01 0 days 1,618 sqft
2022-10-01 0 days 1,649 sqft
2022-11-01 0 days 1,652 sqft
2022-12-01 0 days 1,643 sqft
2023-01-01 0 days 1,648 sqft
2023-02-01 0 days 1,660 sqft
2023-03-01 0 days 1,678 sqft
2023-04-01 0 days 1,680 sqft
2023-05-01 0 days 1,688 sqft
2023-06-01 0 days 1,722 sqft
2023-07-01 0 days 1,680 sqft
2023-08-01 0 days 1,734 sqft
2023-09-01 0 days 1,800 sqft
2023-10-01 0 days 1,820 sqft
2023-11-01 0 days 1,770 sqft
2023-12-01 0 days 1,732 sqft
2024-01-01 0 days 1,744 sqft
2024-02-01 0 days 1,711 sqft
2024-03-01 0 days 1,716 sqft
2024-04-01 0 days 1,690 sqft
2024-05-01 0 days 1,726 sqft
2024-06-01 0 days 1,763 sqft
2024-07-01 0 days 1,687 sqft
2024-08-01 0 days 1,658 sqft
2024-09-01 0 days 1,653 sqft
2024-10-01 0 days 1,672 sqft
ALBANY - LEBANON's median listing age (time on market) for 2024-10-01 was 0 days.

ALBANY - LEBANON's median square footage for active listings during the 2024-10-01 period was 1,672 sqft. One year prior, the average listing was 1,820 sqft.

ALBANY-LEBANON, OR Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
97321 Albany, OR MSA $900 $980 $1,230 $1,700 $2,000
97322 Albany, OR MSA $890 $1,000 $1,260 $1,720 $2,010
97327 Albany, OR MSA $1,010 $1,130 $1,430 $1,960 $2,290
97329 Albany, OR MSA $1,240 $1,390 $1,760 $2,410 $2,810
97333 Albany, OR MSA $1,150 $1,210 $1,490 $2,110 $2,510
97335 Albany, OR MSA $890 $1,000 $1,260 $1,720 $2,010
97336 Albany, OR MSA $890 $1,000 $1,260 $1,720 $2,010
97345 Albany, OR MSA $1,240 $1,390 $1,760 $2,410 $2,810
97346 Albany, OR MSA $770 $800 $1,030 $1,450 $1,750
97348 Albany, OR MSA $910 $1,020 $1,290 $1,770 $2,060
97350 Albany, OR MSA $1,360 $1,480 $1,880 $2,620 $3,040
97352 Albany, OR MSA $950 $1,010 $1,280 $1,820 $2,090
97355 Albany, OR MSA $890 $1,000 $1,260 $1,720 $2,010
97358 Albany, OR MSA $790 $870 $1,100 $1,520 $1,770
97360 Albany, OR MSA $860 $950 $1,200 $1,660 $1,930
97374 Albany, OR MSA $900 $1,010 $1,270 $1,740 $2,030
97377 Albany, OR MSA $1,050 $1,180 $1,490 $2,040 $2,380
97383 Albany, OR MSA $890 $950 $1,200 $1,700 $1,970
97386 Albany, OR MSA $840 $940 $1,190 $1,630 $1,900
97389 Albany, OR MSA $1,120 $1,260 $1,590 $2,180 $2,540
97413 Albany, OR MSA $750 $870 $1,130 $1,610 $1,940
97446 Albany, OR MSA $960 $1,080 $1,360 $1,860 $2,180
97759 Albany, OR MSA $980 $1,160 $1,460 $2,070 $2,490

2022 Average & Median Rent Data Statistics
ALBANY-LEBANON, OR average 1BR rent: $1,073, median: $1,010
ALBANY-LEBANON, OR average 2BR rent: $1,356, median: $1,270
ALBANY-LEBANON, OR average 3BR rent: $1,876, median: $1,740

ALBANY-LEBANON, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,218 $426,100,000 $349,836
Other 346 $30,560,000 $88,324
Cash Out Refi 319 $76,845,000 $240,893
Home Improvement 304 $25,450,000 $83,717
Refi 115 $393,545,000 $3,422,130

Albany - Lebanon's most frequently cited loan purpose was Home Purchase, with 1,218 originations. The 2nd most popular reason was Other, with 346 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 770 $249,770,000 $324,377
Over 8% 598 $66,460,000 $111,137
7-8% 499 $132,325,000 $265,180
5-6% 387 $486,065,000 $1,255,982
4-5% 28 $10,510,000 $375,357
<2.5% 7 $125,000 $17,857
3-4% 1 $35,000 $35,000

During 2023, Albany - Lebanon's most frequently originated rate bucket was 6-7%, with 770 originations.

Loan Sizing (ALBANY-LEBANON, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 993 $306,365,000 $308,525
$100,000 or less 615 $34,205,000 $55,618
$100k-200k 324 $45,590,000 $140,710
$400k-600k 309 $143,785,000 $465,324
$600k-1000k 44 $30,370,000 $690,227
$Over $1MM 17 $392,185,000 $23,069,706

ALBANY - LEBANON's loan sizing saw the bucket of loans from $200k-400k with 993 originations, totaling $306,365,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 860 $310,350,000 $360,872
Under 20% 568 $34,350,000 $60,475
60-80% 377 $138,075,000 $366,247
20-40% 247 $36,485,000 $147,713
40-60% 205 $56,105,000 $273,683
Over 100% 32 $371,160,000 $11,598,750

ALBANY - LEBANON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 860 originations, totaling $310,350,000 in origination value.