NILES Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Niles averaged
7.02%
for the week of 2024-04-11, compared to the national average of
6.88% for the same period.
The average rate for the prior week (2024-04-04) was
6.76% and
one month ago for the week of 2024-03-07, the
average rate was 7.22%.
Niles's average rate one year ago was 6.62%.
For refis of the same type during the week of 2024-04-11, the average rate
was 7.88%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-11 | 6.88% |
| Niles 30 Year Fixed Rate | 2024-04-11 | 7.02% |
| Niles 30 Year Fixed Rate Refi | 2024-04-11 | 7.88% |
| Niles 15 Year Fixed Rate | 2024-04-11 | 6.06% |
| Niles 15 Year Fixed Rate Refi | 2024-04-11 | 6.26% |
| Niles 30 Year FHA | 2024-04-11 | 6.83% |
| Niles 30 Year FHA Refi | 2024-04-11 | 6.74% |
| Niles 30 Year USDA | 2024-04-11 | 6.51% |
| Niles 30 Year USDA Refi | 2024-04-11 | 6.71% |
| Niles 30 Year VA | 2024-04-11 | 6.71% |
| Niles 30 Year VA Refi | 2024-04-11 | 6.77% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within NILES, MI.
NILES Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the NILES, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
NILES Average Closing Costs & Other Stats
NILES, MI's 152 lenders originated 3,429
loans during 2023. The total origination value was $645,305,000, with an average loan value of
$188,190.
NILES's average closing costs are $3,930.
The top NILES lender as defined by loan originations is UNITED, with
198 loans originated. Their average total fees are
$3,938, which is $588
higher than the next largest lender,
OAK MORTGAGE, LLC.
The lowest fee NILES lenders (with over 10 loans originated) are
Horizon Bank ($3,077), LAKE MICHIGAN CREDIT UNION ($3,197), OAK MORTGAGE, LLC ($3,350), Notre Dame Federal Credit Union Corporation ($3,371) and Circle Federal Credit Union ($3,379).
The lowest rate NILES lenders (with over 10 loans originated) are
The Huntington National Bank (6.32%), LAKE MICHIGAN CREDIT UNION (6.59%), UNITED WHOLESALE MORTGAGE, LLC (6.63%), JPMorgan Chase Bank (6.76%) and 1st Source Bank (6.77%).
NILES, MI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Honor Credit Union | $103,150,000 | $79,960,000 | -22.5% | 12.4% |
| UNITED | $129,000,000 | $78,875,000 | -38.9% | 12.2% |
| QUICKEN LOANS, LLC | $41,390,000 | $28,370,000 | -31.5% | 4.4% |
| OAK MORTGAGE, LLC | $46,060,000 | $25,740,000 | -44.1% | 4.0% |
| Horizon Bank | $46,300,000 | $22,725,000 | -50.9% | 3.5% |
| UNION HOME MORTGAGE CORP. | $1,035,000 | $20,465,000 | 1,877.3% | 3.2% |
| JPMorgan Chase Bank | $38,655,000 | $17,250,000 | -55.4% | 2.7% |
| Fifth Third Bank | $33,685,000 | $16,790,000 | -50.2% | 2.6% |
| GUARANTEED RATE, INC. | $20,345,000 | $16,240,000 | -20.2% | 2.5% |
| The Huntington National Bank | $33,025,000 | $15,385,000 | -53.4% | 2.4% |
| Heartland Bank and Trust Company | $145,000 | $14,005,000 | 9,558.6% | 2.2% |
| RUOFF MORTGAGE COMPANY, INC. | $13,360,000 | $12,135,000 | -9.2% | 1.9% |
| Bank of America | $21,225,000 | $11,825,000 | -44.3% | 1.8% |
| Sturgis Bank & Trust Company | $7,780,000 | $10,870,000 | 39.7% | 1.7% |
| 1st Source Bank | $12,895,000 | $10,325,000 | -19.9% | 1.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $16,315,000 | $9,545,000 | -41.5% | 1.5% |
| PROPER RATE, LLC | $9,635,000 | $8,285,000 | -14.0% | 1.3% |
| Citibank | $10,545,000 | $7,925,000 | -24.8% | 1.2% |
| Flagstar Bank, FSB | $14,830,000 | $7,765,000 | -47.6% | 1.2% |
| Independent Bank | $11,105,000 | $7,220,000 | -35.0% | 1.1% |
| LOANDEPOT.COM, LLC | $8,650,000 | $6,140,000 | -29.0% | 1.0% |
| Old Plank Trail Community Bank | $5,815,000 | n/a | 0.9% | |
| TEACHERS CREDIT UNION | $8,495,000 | $5,785,000 | -31.9% | 0.9% |
| First Federal Savings Bank | $135,000 | $5,400,000 | 3,900.0% | 0.8% |
| Notre Dame Federal Credit Union Corporation | $13,610,000 | $5,110,000 | -62.5% | 0.8% |
| LAKE MICHIGAN CREDIT UNION | $16,425,000 | $5,040,000 | -69.3% | 0.8% |
| HALLMARK HOME MORTGAGE, LLC | $3,880,000 | $4,720,000 | 21.6% | 0.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,505,000 | $4,155,000 | 176.1% | 0.6% |
| Mercantile Bank of Michigan | $1,310,000 | $4,085,000 | 211.8% | 0.6% |
| CARDINAL FINANCIAL | $4,240,000 | $4,000,000 | -5.7% | 0.6% |
| Mortgage Research Center, LLC | $6,205,000 | $3,900,000 | -37.1% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $5,710,000 | $3,895,000 | -31.8% | 0.6% |
| GREENSTATE CREDIT UNION | $1,385,000 | $3,825,000 | 176.2% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,970,000 | $3,815,000 | -23.2% | 0.6% |
| First National Bank of America | $3,755,000 | n/a | 0.6% | |
| Morgan Stanley Private Bank | $12,660,000 | $3,420,000 | -73.0% | 0.5% |
| Circle Federal Credit Union | $9,760,000 | $3,215,000 | -67.1% | 0.5% |
| Old National Bank | $7,570,000 | $3,210,000 | -57.6% | 0.5% |
| Hinsdale Bank & Trust Company | $3,450,000 | $3,095,000 | -10.3% | 0.5% |
| Barrington Bank & Trust Company, N.A. | $1,745,000 | $2,960,000 | 69.6% | 0.5% |
| U.S. Bank | $7,260,000 | $2,960,000 | -59.2% | 0.5% |
| Wells Fargo Bank | $14,540,000 | $2,915,000 | -80.0% | 0.5% |
| WALKER & DUNLOP, LLC | $2,755,000 | n/a | 0.4% | |
| CONSUMERS | $5,405,000 | $2,690,000 | -50.2% | 0.4% |
| First Eagle Bank | $2,450,000 | n/a | 0.4% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,605,000 | $2,400,000 | -33.4% | 0.4% |
| PNC Bank | $6,545,000 | $2,305,000 | -64.8% | 0.4% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,050,000 | $2,260,000 | 115.2% | 0.4% |
| Neighborhood Loans, Inc. | $890,000 | $2,230,000 | 150.6% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $3,855,000 | $2,150,000 | -44.2% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $3,345,000 | $2,130,000 | -36.3% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $995,000 | $2,055,000 | 106.5% | 0.3% |
| Citizens Bank | $4,675,000 | $2,015,000 | -56.9% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $45,000 | $1,830,000 | 3,966.7% | 0.3% |
| Bethpage Federal Credit Union | $385,000 | $1,825,000 | 374.0% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $1,740,000 | $1,815,000 | 4.3% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,855,000 | $1,765,000 | -63.6% | 0.3% |
| BMO Harris Bank | $5,845,000 | $1,740,000 | -70.2% | 0.3% |
| Associated Bank | $15,125,000 | $1,720,000 | -88.6% | 0.3% |
| 21ST MORTGAGE CORPORATION | $990,000 | $1,660,000 | 67.7% | 0.3% |
| CONTOUR MORTGAGE CORPORATION | $650,000 | $1,620,000 | 149.2% | 0.3% |
| The Federal Savings Bank | $1,250,000 | $1,500,000 | 20.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,135,000 | $1,485,000 | -30.4% | 0.2% |
| NBKC BANK | $135,000 | $1,430,000 | 959.3% | 0.2% |
| GreenStone Farm Credit Services, FLCA | $5,335,000 | $1,425,000 | -73.3% | 0.2% |
| Carrington Mortgage Services, LLC | $2,005,000 | $1,350,000 | -32.7% | 0.2% |
| First American Bank | $850,000 | $1,340,000 | 57.6% | 0.2% |
| MORTGAGE 1 INCORPORATED | $2,645,000 | $1,320,000 | -50.1% | 0.2% |
| USAA Federal Savings Bank | $1,430,000 | $1,245,000 | -12.9% | 0.2% |
| Northpointe Bank | $1,225,000 | $1,230,000 | 0.4% | 0.2% |
| Discover Bank | $205,000 | $1,200,000 | 485.4% | 0.2% |
| Centier Bank | $2,095,000 | $1,175,000 | -43.9% | 0.2% |
| KeyBank | $1,430,000 | $1,160,000 | -18.9% | 0.2% |
| The Northern Trust Company | $3,320,000 | $1,160,000 | -65.1% | 0.2% |
| ALLIANT CREDIT UNION | $250,000 | $1,080,000 | 332.0% | 0.2% |
| First National Bank of Michigan | $1,065,000 | n/a | 0.2% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $1,705,000 | $1,065,000 | -37.5% | 0.2% |
| UNITED HOME LOANS, INC. | $765,000 | $1,040,000 | 35.9% | 0.2% |
| Midland States Bank | $1,005,000 | n/a | 0.2% | |
| Gold Coast Bank | $660,000 | $1,000,000 | 51.5% | 0.2% |
| Grundy Bank | $235,000 | $985,000 | 319.1% | 0.2% |
| Warsaw Federal Savings and Loan Association | $965,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $735,000 | $945,000 | 28.6% | 0.1% |
| INSPIRE HOME LOANS INC. | $930,000 | n/a | 0.1% | |
| ARBOR FINANCIAL CREDIT UNION | $1,795,000 | $920,000 | -48.7% | 0.1% |
| BROKER SOLUTIONS, INC. | $945,000 | $920,000 | -2.6% | 0.1% |
| Goldman Sachs Bank USA | $915,000 | n/a | 0.1% | |
| United Fidelity Funding Corp. | $880,000 | n/a | 0.1% | |
| RF Renovo Management Company, LLC | $1,255,000 | $855,000 | -31.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $880,000 | $850,000 | -3.4% | 0.1% |
| Wintrust Bank, N.A. | $845,000 | n/a | 0.1% | |
| Lake City Bank | $1,955,000 | $840,000 | -57.0% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,285,000 | $840,000 | -34.6% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,780,000 | $835,000 | -53.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $3,235,000 | $820,000 | -74.7% | 0.1% |
| CLEARPATH LENDING | $380,000 | $790,000 | 107.9% | 0.1% |
| Regions Bank | $6,355,000 | $790,000 | -87.6% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $780,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $820,000 | $770,000 | -6.1% | 0.1% |
| PREMIA MORTGAGE, LLC | $770,000 | n/a | 0.1% | |
| The Dart Bank | $820,000 | $740,000 | -9.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $940,000 | $740,000 | -21.3% | 0.1% |
| Macatawa Bank | $725,000 | n/a | 0.1% | |
| Coastal Community Bank | $715,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $715,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $105,000 | $715,000 | 581.0% | 0.1% |
| GUILD MORTGAGE COMPANY | $285,000 | $695,000 | 143.9% | 0.1% |
| North American Savings Bank, F.S.B. | $680,000 | $690,000 | 1.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $2,365,000 | $665,000 | -71.9% | 0.1% |
| V.I.P. MORTGAGE, INC. | $660,000 | n/a | 0.1% | |
| ChoiceOne Bank | $295,000 | $645,000 | 118.6% | 0.1% |
| Stifel Bank and Trust | $900,000 | $610,000 | -32.2% | 0.1% |
| SIRVA MORTGAGE, INC. | $605,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $2,570,000 | $600,000 | -76.7% | 0.1% |
| Arvest Bank | $185,000 | $590,000 | 218.9% | 0.1% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $775,000 | $585,000 | -24.5% | 0.1% |
| MICHIGAN MUTUAL, INC. | $390,000 | $565,000 | 44.9% | 0.1% |
| MORTGAGE ACCESS CORP. | $3,335,000 | $565,000 | -83.1% | 0.1% |
| Charles Schwab Bank, SSB | $3,935,000 | $555,000 | -85.9% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $1,495,000 | $550,000 | -63.2% | 0.1% |
| Adventure Credit Union | $545,000 | n/a | 0.1% | |
| WRIGHT-PATT CREDIT UNION, INC. | $525,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $505,000 | $515,000 | 2.0% | 0.1% |
| Raymond James Bank | $745,000 | $515,000 | -30.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $145,000 | $505,000 | 248.3% | 0.1% |
| Central Bank | $505,000 | n/a | 0.1% | |
| GREAT LAKES | $505,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $1,090,000 | $505,000 | -53.7% | 0.1% |
| NEWREZ LLC | $1,380,000 | $500,000 | -63.8% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,105,000 | $495,000 | -55.2% | 0.1% |
| ON Q FINANCIAL, INC. | $485,000 | n/a | 0.1% | |
| The State Bank | $475,000 | n/a | 0.1% | |
| MORTGAGE CENTER L.C | $485,000 | $470,000 | -3.1% | 0.1% |
| Prospect Bank | $465,000 | n/a | 0.1% | |
| American Community Bank of Indiana | $455,000 | n/a | 0.1% | |
| Ally Bank | $1,010,000 | $450,000 | -55.4% | 0.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $895,000 | $450,000 | -49.7% | 0.1% |
| Crystal Lake Bank and Trust | $445,000 | n/a | 0.1% | |
| First Federal Bank of the Midwest | $445,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $945,000 | $440,000 | -53.4% | 0.1% |
| First Western Trust Bank | $435,000 | n/a | 0.1% | |
| West Michigan Community Bank | $225,000 | $425,000 | 88.9% | 0.1% |
| Preston Home Loans Inc | $420,000 | n/a | 0.1% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $165,000 | $415,000 | 151.5% | 0.1% |
| Armed Forces Bank | $405,000 | n/a | 0.1% | |
| Farmers Bank & Trust | $55,000 | $405,000 | 636.4% | 0.1% |
| Merchants and Manufacturers Bank | $405,000 | n/a | 0.1% | |
| ROSS MORTGAGE CORPORATION | $400,000 | n/a | 0.1% | |
| VAN DYK MORTGAGE CORPORATION | $715,000 | $400,000 | -44.1% | 0.1% |
| MYCUMORTGAGE, LLC | $390,000 | n/a | 0.1% | |
| Figure Lending LLC | $435,000 | $385,000 | -11.5% | 0.1% |
| Bank Five Nine | $380,000 | n/a | 0.1% | |
| Ixonia Bank | $380,000 | n/a | 0.1% | |
| First State Bank of Middlebury | $245,000 | $370,000 | 51.0% | 0.1% |
| PURDUE FEDERAL CREDIT UNION | $535,000 | $365,000 | -31.8% | 0.1% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | $440,000 | $360,000 | -18.2% | 0.1% |
| Hickory Point Bank and Trust | $355,000 | n/a | 0.1% | |
| County National Bank | $345,000 | n/a | 0.1% | |
| Abbott Laboratories Employees Credit Union | $335,000 | n/a | 0.1% | |
| Paramount Bank | $330,000 | n/a | 0.1% | |
| Comerica Bank | $325,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,225,000 | $325,000 | -73.5% | 0.1% |
| NexBank | $425,000 | $325,000 | -23.5% | 0.1% |
| Nicolet National Bank | $325,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $325,000 | n/a | 0.1% | |
| ADVIA | $180,000 | $315,000 | 75.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $305,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $305,000 | n/a | 0.0% | |
| MJW Financial LLC | $300,000 | n/a | 0.0% | |
| Northbrook Bank & Trust | $295,000 | n/a | 0.0% | |
| STAUNTON FINANCIAL, INC. | $295,000 | n/a | 0.0% | |
| UBS Bank USA | $2,750,000 | $295,000 | -89.3% | 0.0% |
| Evolve Bank & Trust | $285,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $1,965,000 | $280,000 | -85.8% | 0.0% |
| PLANET HOME LENDING, LLC | $990,000 | $280,000 | -71.7% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $55,000 | $275,000 | 400.0% | 0.0% |
| Dollar Bank, Federal Savings Bank | $275,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,055,000 | $270,000 | -91.2% | 0.0% |
| DAS Acquisition Company, LLC | $265,000 | n/a | 0.0% | |
| First Bank of Manhattan | $265,000 | n/a | 0.0% | |
| Lakeside Bank | $265,000 | n/a | 0.0% | |
| Dearborn Federal Savings Bank | $255,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $450,000 | $255,000 | -43.3% | 0.0% |
| Quad City Bank and Trust Company | $255,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $245,000 | n/a | 0.0% | |
| Blackhawk Bank & Trust | $245,000 | n/a | 0.0% | |
| VIBE CREDIT UNION | $245,000 | n/a | 0.0% | |
| DOW CHEMICAL EMPLOYEES' | $235,000 | n/a | 0.0% | |
| UIF CORPORATION | $235,000 | n/a | 0.0% | |
| CREDIT UNION ONE | $130,000 | $225,000 | 73.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $195,000 | $225,000 | 15.4% | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | $115,000 | $225,000 | 95.7% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $745,000 | $225,000 | -69.8% | 0.0% |
| Northwest Bank | $915,000 | $220,000 | -76.0% | 0.0% |
| Chicago Patrolmen's Federal Credit Union | $215,000 | n/a | 0.0% | |
| Isabella Bank | $215,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $215,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $215,000 | n/a | 0.0% | |
| FIRST STATE BANK | $205,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $115,000 | $205,000 | 78.3% | 0.0% |
| OCMBC, INC. | $205,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $285,000 | $205,000 | -28.1% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $205,000 | n/a | 0.0% | |
| FIRST NORTHERN Credit Union | $195,000 | n/a | 0.0% | |
| First Savings Bank | $195,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $600,000 | $195,000 | -67.5% | 0.0% |
| University Bank | $185,000 | $195,000 | 5.4% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $815,000 | $185,000 | -77.3% | 0.0% |
| Pacor Mortgage Corp | $960,000 | $185,000 | -80.7% | 0.0% |
| TLC COMMUNITY Credit Union | $55,000 | $185,000 | 236.4% | 0.0% |
| BECKAM FUNDING CORP. | $175,000 | n/a | 0.0% | |
| First State Bank | $175,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $1,105,000 | $175,000 | -84.2% | 0.0% |
| MILESTONE HOME LENDING, LLC | $175,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $230,000 | $175,000 | -23.9% | 0.0% |
| TECH Credit Union | $175,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $175,000 | n/a | 0.0% | |
| ARC HOME LLC | $165,000 | n/a | 0.0% | |
| Ohnward Bank & Trust | $165,000 | n/a | 0.0% | |
| Baxter Credit Union | $155,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $780,000 | $155,000 | -80.1% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,210,000 | $155,000 | -87.2% | 0.0% |
| GVC MORTGAGE, INC. | $535,000 | $155,000 | -71.0% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $145,000 | $155,000 | 6.9% | 0.0% |
| NUMARK CREDIT UNION | $190,000 | $155,000 | -18.4% | 0.0% |
| Signature Federal Credit Union | $155,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $155,000 | n/a | 0.0% | |
| THE ANDERSON FINANCIAL GROUP, INC. | $385,000 | $155,000 | -59.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $155,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $75,000 | $145,000 | 93.3% | 0.0% |
| CNB Bank And Trust, N.A. | $145,000 | n/a | 0.0% | |
| CoVantage Credit Union | $145,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $145,000 | n/a | 0.0% | |
| CALIBER HOME LOANS, INC. | $2,375,000 | $135,000 | -94.3% | 0.0% |
| Capital Bank | $135,000 | n/a | 0.0% | |
| INTERRA CREDIT UNION | $45,000 | $135,000 | 200.0% | 0.0% |
| Logan Finance Corporation | $135,000 | n/a | 0.0% | |
| Three Rivers Federal Credit Union | $75,000 | $130,000 | 73.3% | 0.0% |
| First United Bank and Trust Company | $125,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $125,000 | n/a | 0.0% | |
| Plains Commerce Bank | $115,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $195,000 | $110,000 | -43.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $55,000 | $105,000 | 90.9% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $115,000 | $105,000 | -8.7% | 0.0% |
| United Bank of Michigan | $95,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $95,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $85,000 | n/a | 0.0% | |
| LOANPAL, LLC | $420,000 | $85,000 | -79.8% | 0.0% |
| MICHIGAN SCHOOLS AND GOVERNMENT | $160,000 | $85,000 | -46.9% | 0.0% |
| GREENWOOD | $75,000 | n/a | 0.0% | |
| NORTHERN MORTGAGE SERVICES, LLC | $175,000 | $75,000 | -57.1% | 0.0% |
| Lake Trust Credit Union | $70,000 | n/a | 0.0% | |
| Bank 7 | $55,000 | n/a | 0.0% | |
| First Farmers Bank and Trust Company | $55,000 | n/a | 0.0% | |
| COMMUNITY FINANCIAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| DFCU FINANCIAL | $175,000 | $45,000 | -74.3% | 0.0% |
| Marquette Bank | $45,000 | n/a | 0.0% | |
| S1L, Inc. | $235,000 | $45,000 | -80.9% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $15,000 | $30,000 | 100.0% | 0.0% |
| Community West Credit Union | $190,000 | $25,000 | -86.8% | 0.0% |
| Kellogg Community Credit Union | $25,000 | $25,000 | 0.0% | 0.0% |
| OMNI Community Credit Union | $70,000 | $25,000 | -64.3% | 0.0% |
| MICHIGAN FIRST CREDIT UNION | $15,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $640,000 | $5,000 | -99.2% | 0.0% |
NILES's top lender by overall market share is Honor Credit Union, with 12.4% market share. In second place, with 12.2%, is UNITED, having originated $78,875,000 in loans. In third place, with 4.4%, is QUICKEN LOANS, LLC, having originated $28,370,000 in loans. In fourth place, with 4.0%, is OAK MORTGAGE, LLC, having originated $25,740,000 in loans. In fifth place, with 3.5%, is Horizon Bank, having originated $22,725,000 in loans.
NILES Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - NILES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $267,000 (-16.3%) | $466,576 (-11.3%) | 0.99 | 688 |
| 2018-02-01 | $289,511 (-10.9%) | $494,835 (-6.3%) | 1.05 | 643 |
| 2018-03-01 | $299,000 (-15.0%) | $502,497 (-7.6%) | 1.05 | 644 |
| 2018-04-01 | $324,450 (-7.0%) | $515,886 (-3.3%) | 1.10 | 693 |
| 2018-05-01 | $326,000 (-0.4%) | $514,292 (1.1%) | 1.09 | 776 |
| 2018-06-01 | $329,900 (5.3%) | $514,845 (6.6%) | 1.10 | 847 |
| 2018-07-01 | $324,000 (8.4%) | $499,901 (4.2%) | 1.08 | 925 |
| 2018-08-01 | $310,000 (7.3%) | $482,881 (0.8%) | 1.04 | 989 |
| 2018-09-01 | $299,900 (6.6%) | $502,463 (3.9%) | 1.01 | 992 |
| 2018-10-01 | $301,200 (6.6%) | $487,417 (0.5%) | 1.02 | 969 |
| 2018-11-01 | $298,450 (3.3%) | $479,032 (-2.0%) | 1.01 | 890 |
| 2018-12-01 | $299,000 (10.8%) | $477,520 (-0.6%) | 1.03 | 765 |
| 2019-01-01 | $298,350 (11.7%) | $468,938 (0.5%) | 1.03 | 645 |
| 2019-02-01 | $314,490 (8.6%) | $495,673 (0.2%) | 1.06 | 615 |
| 2019-03-01 | $332,929 (11.4%) | $513,891 (2.3%) | 1.09 | 645 |
| 2019-04-01 | $346,250 (6.7%) | $517,617 (0.3%) | 1.10 | 684 |
| 2019-05-01 | $347,175 (6.5%) | $520,388 (1.2%) | 1.09 | 739 |
| 2019-06-01 | $334,900 (1.5%) | $510,413 (-0.9%) | 1.05 | 829 |
| 2019-07-01 | $331,450 (2.3%) | $519,445 (3.9%) | 1.04 | 879 |
| 2019-08-01 | $327,109 (5.5%) | $508,328 (5.3%) | 1.04 | 896 |
| 2019-09-01 | $316,923 (5.7%) | $495,389 (-1.4%) | 1.01 | 912 |
| 2019-10-01 | $310,357 (3.0%) | $484,982 (-0.5%) | 1.00 | 916 |
| 2019-11-01 | $315,000 (5.6%) | $481,930 (0.6%) | 1.03 | 820 |
| 2019-12-01 | $299,900 (0.3%) | $453,263 (-5.1%) | 1.00 | 701 |
| 2020-01-01 | $294,925 (-1.2%) | $442,728 (-5.6%) | 0.99 | 614 |
| 2020-02-01 | $295,000 (-6.2%) | $446,369 (-10.0%) | 0.97 | 616 |
| 2020-03-01 | $327,000 (-1.8%) | $470,157 (-8.5%) | 1.03 | 603 |
| 2020-04-01 | $338,400 (-2.3%) | $510,745 (-1.3%) | 1.06 | 586 |
| 2020-05-01 | $339,000 (-2.4%) | $501,727 (-3.6%) | 1.03 | 639 |
| 2020-06-01 | $355,725 (6.2%) | $531,435 (4.1%) | 1.05 | 629 |
| 2020-07-01 | $356,850 (7.7%) | $529,699 (2.0%) | 1.03 | 593 |
| 2020-08-01 | $358,875 (9.7%) | $540,235 (6.3%) | 1.03 | 514 |
| 2020-09-01 | $342,725 (8.1%) | $538,044 (8.6%) | 0.98 | 468 |
| 2020-10-01 | $357,325 (15.1%) | $594,778 (22.6%) | 1.02 | 408 |
| 2020-11-01 | $349,950 (11.1%) | $616,599 (27.9%) | 1.02 | 377 |
| 2020-12-01 | $349,950 (16.7%) | $623,907 (37.7%) | 1.04 | 338 |
| 2021-01-01 | $341,950 (15.9%) | $646,698 (46.1%) | 1.02 | 280 |
| 2021-02-01 | $358,900 (21.7%) | $734,365 (64.5%) | 1.04 | 213 |
| 2021-03-01 | $351,225 (7.4%) | $792,731 (68.6%) | 1.00 | 217 |
| 2021-04-01 | $425,700 (25.8%) | $820,705 (60.7%) | 1.15 | 215 |
| 2021-05-01 | $406,950 (20.0%) | $772,468 (54.0%) | 1.08 | 234 |
| 2021-06-01 | $397,125 (11.6%) | $762,335 (43.5%) | 1.05 | 289 |
| 2021-07-01 | $350,000 (-1.9%) | $672,401 (26.9%) | 0.92 | 332 |
| 2021-08-01 | $348,500 (-2.9%) | $642,395 (18.9%) | 0.93 | 360 |
| 2021-09-01 | $340,875 (-0.5%) | $613,274 (14.0%) | 0.91 | 364 |
| 2021-10-01 | $332,450 (-7.0%) | $618,682 (4.0%) | 0.89 | 311 |
| 2021-11-01 | $339,900 (-2.9%) | $640,753 (3.9%) | 0.91 | 288 |
| 2021-12-01 | $338,900 (-3.2%) | $663,708 (6.4%) | 0.92 | 226 |
| 2022-01-01 | $322,400 (-5.7%) | $666,659 (3.1%) | 0.87 | 198 |
| 2022-02-01 | $348,725 (-2.8%) | $713,560 (-2.8%) | 0.91 | 188 |
| 2022-03-01 | $384,500 (9.5%) | $746,748 (-5.8%) | 0.96 | 184 |
| 2022-04-01 | $399,000 (-6.3%) | $772,145 (-5.9%) | 0.95 | 198 |
| 2022-05-01 | $419,975 (3.2%) | $775,776 (0.4%) | 0.96 | 242 |
| 2022-06-01 | $399,225 (0.5%) | $732,590 (-3.9%) | 0.89 | 302 |
| 2022-07-01 | $395,000 (12.9%) | $682,874 (1.6%) | 0.89 | 367 |
| 2022-08-01 | $374,975 (7.6%) | $668,499 (4.1%) | 0.87 | 393 |
| 2022-09-01 | $362,719 (6.4%) | $643,521 (4.9%) | 0.85 | 403 |
| 2022-10-01 | $380,000 (14.3%) | $675,027 (9.1%) | 0.89 | 401 |
| 2022-11-01 | $357,475 (5.2%) | $654,569 (2.2%) | 0.86 | 384 |
| 2022-12-01 | $339,977 (0.3%) | $648,901 (-2.2%) | 0.84 | 339 |
| 2023-01-01 | $315,000 (-2.3%) | $653,406 (-2.0%) | 0.78 | 293 |
| 2023-02-01 | $339,425 (-2.7%) | $648,371 (-9.1%) | 0.82 | 271 |
| 2023-03-01 | $345,688 (-10.1%) | $643,270 (-13.9%) | 0.82 | 270 |
| 2023-04-01 | $360,000 (-9.8%) | $679,138 (-12.1%) | 0.84 | 265 |
| 2023-05-01 | $418,500 (-0.4%) | $740,451 (-4.6%) | 0.95 | 263 |
| 2023-06-01 | $450,000 (12.7%) | $777,510 (6.1%) | 1.01 | 297 |
| 2023-07-01 | $400,000 (1.3%) | $721,960 (5.7%) | 0.91 | 327 |
| 2023-08-01 | $400,625 (6.8%) | $706,425 (5.7%) | 0.92 | 350 |
| 2023-09-01 | $364,950 (0.6%) | $645,192 (0.3%) | 0.85 | 361 |
| 2023-10-01 | $349,675 (-8.0%) | $623,444 (-7.6%) | 0.82 | 384 |
| 2023-11-01 | $346,175 (-3.2%) | $627,977 (-4.1%) | 0.82 | 363 |
| 2023-12-01 | $326,500 (-4.0%) | $571,339 (-12.0%) | 0.80 | 320 |
| 2024-01-01 | $308,675 (-2.0%) | $553,718 (-15.3%) | 0.75 | 288 |
| 2024-02-01 | $303,698 (-10.5%) | $601,543 (-7.2%) | 0.73 | 259 |
| 2024-03-01 | $325,000 (-6.0%) | $650,526 (1.1%) | 0.76 | 266 |
NILES's median listing price for 2024-03-01 was $325,000, a difference of
$-20,688
(-6.0%) versus the prior year and
$21,302 versus the prior month.
NILES's median listing price comes in at 76% of the national average.
NILES's average listing price for 2024-03-01 was $650,526, a difference of $7,256 (1.1%) versus the prior year and $48,983 versus the prior month.
For the 2024-03-01 period, NILES had 266 MLS listings, a difference of 7 listings (3%) versus the prior month and -4 listings (-1%) versus the prior year.
NILES's median listing price comes in at 76% of the national average.
NILES's average listing price for 2024-03-01 was $650,526, a difference of $7,256 (1.1%) versus the prior year and $48,983 versus the prior month.
For the 2024-03-01 period, NILES had 266 MLS listings, a difference of 7 listings (3%) versus the prior month and -4 listings (-1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - NILES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 105 days | 1,950 sqft |
| 2018-02-01 | 111 days | 1,947 sqft |
| 2018-03-01 | 93 days | 1,988 sqft |
| 2018-04-01 | 62 days | 2,037 sqft |
| 2018-05-01 | 53 days | 2,075 sqft |
| 2018-06-01 | 54 days | 2,100 sqft |
| 2018-07-01 | 64 days | 2,121 sqft |
| 2018-08-01 | 64 days | 2,077 sqft |
| 2018-09-01 | 68 days | 2,062 sqft |
| 2018-10-01 | 76 days | 2,092 sqft |
| 2018-11-01 | 85 days | 2,052 sqft |
| 2018-12-01 | 95 days | 2,040 sqft |
| 2019-01-01 | 108 days | 2,040 sqft |
| 2019-02-01 | 114 days | 2,063 sqft |
| 2019-03-01 | 90 days | 2,106 sqft |
| 2019-04-01 | 57 days | 2,153 sqft |
| 2019-05-01 | 55 days | 2,175 sqft |
| 2019-06-01 | 57 days | 2,193 sqft |
| 2019-07-01 | 59 days | 2,185 sqft |
| 2019-08-01 | 66 days | 2,131 sqft |
| 2019-09-01 | 69 days | 2,091 sqft |
| 2019-10-01 | 73 days | 2,067 sqft |
| 2019-11-01 | 89 days | 2,098 sqft |
| 2019-12-01 | 108 days | 2,032 sqft |
| 2020-01-01 | 115 days | 2,000 sqft |
| 2020-02-01 | 113 days | 1,932 sqft |
| 2020-03-01 | 72 days | 1,962 sqft |
| 2020-04-01 | 77 days | 1,999 sqft |
| 2020-05-01 | 84 days | 2,039 sqft |
| 2020-06-01 | 70 days | 2,178 sqft |
| 2020-07-01 | 53 days | 2,218 sqft |
| 2020-08-01 | 56 days | 2,236 sqft |
| 2020-09-01 | 57 days | 2,162 sqft |
| 2020-10-01 | 57 days | 2,184 sqft |
| 2020-11-01 | 62 days | 2,101 sqft |
| 2020-12-01 | 69 days | 2,056 sqft |
| 2021-01-01 | 81 days | 2,012 sqft |
| 2021-02-01 | 79 days | 2,058 sqft |
| 2021-03-01 | 54 days | 2,105 sqft |
| 2021-04-01 | 46 days | 2,258 sqft |
| 2021-05-01 | 45 days | 2,201 sqft |
| 2021-06-01 | 35 days | 2,141 sqft |
| 2021-07-01 | 42 days | 2,004 sqft |
| 2021-08-01 | 43 days | 1,943 sqft |
| 2021-09-01 | 46 days | 1,887 sqft |
| 2021-10-01 | 54 days | 1,883 sqft |
| 2021-11-01 | 57 days | 1,894 sqft |
| 2021-12-01 | 66 days | 1,823 sqft |
| 2022-01-01 | 72 days | 1,808 sqft |
| 2022-02-01 | 61 days | 1,807 sqft |
| 2022-03-01 | 47 days | 1,881 sqft |
| 2022-04-01 | 39 days | 1,917 sqft |
| 2022-05-01 | 34 days | 1,953 sqft |
| 2022-06-01 | 33 days | 1,918 sqft |
| 2022-07-01 | 42 days | 1,942 sqft |
| 2022-08-01 | 47 days | 1,959 sqft |
| 2022-09-01 | 45 days | 1,975 sqft |
| 2022-10-01 | 49 days | 1,935 sqft |
| 2022-11-01 | 60 days | 1,943 sqft |
| 2022-12-01 | 72 days | 1,908 sqft |
| 2023-01-01 | 83 days | 1,848 sqft |
| 2023-02-01 | 89 days | 1,833 sqft |
| 2023-03-01 | 74 days | 1,833 sqft |
| 2023-04-01 | 51 days | 1,846 sqft |
| 2023-05-01 | 38 days | 1,951 sqft |
| 2023-06-01 | 42 days | 2,080 sqft |
| 2023-07-01 | 44 days | 2,038 sqft |
| 2023-08-01 | 47 days | 2,028 sqft |
| 2023-09-01 | 48 days | 2,014 sqft |
| 2023-10-01 | 51 days | 1,919 sqft |
| 2023-11-01 | 53 days | 1,841 sqft |
| 2023-12-01 | 64 days | 1,800 sqft |
| 2024-01-01 | 77 days | 1,748 sqft |
| 2024-02-01 | 69 days | 1,745 sqft |
| 2024-03-01 | 50 days | 1,800 sqft |
NILES's median listing age (time on market) for 2024-03-01 was 50 days.
This
is -33%
shorter
than the same period one year ago.
NILES's median square footage for active listings during the 2024-03-01 period was 1,800 sqft. One year prior, the average listing was 1,833 sqft.
NILES's median square footage for active listings during the 2024-03-01 period was 1,800 sqft. One year prior, the average listing was 1,833 sqft.
NILES, MI Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 49022 | Niles-Benton Harbor, MI MSA | $680 | $690 | $900 | $1,160 | $1,280 |
| 49023 | Niles-Benton Harbor, MI MSA | $720 | $740 | $960 | $1,230 | $1,370 |
| 49038 | Niles-Benton Harbor, MI MSA | $740 | $750 | $980 | $1,260 | $1,400 |
| 49043 | Niles-Benton Harbor, MI MSA | $720 | $740 | $960 | $1,230 | $1,370 |
| 49047 | Niles-Benton Harbor, MI MSA | $640 | $670 | $830 | $1,110 | $1,210 |
| 49084 | Niles-Benton Harbor, MI MSA | $680 | $690 | $900 | $1,160 | $1,280 |
| 49085 | Niles-Benton Harbor, MI MSA | $780 | $800 | $1,040 | $1,340 | $1,480 |
| 49098 | Niles-Benton Harbor, MI MSA | $700 | $720 | $930 | $1,190 | $1,330 |
| 49101 | Niles-Benton Harbor, MI MSA | $770 | $790 | $1,030 | $1,320 | $1,470 |
| 49102 | Niles-Benton Harbor, MI MSA | $840 | $850 | $1,090 | $1,420 | $1,620 |
| 49103 | Niles-Benton Harbor, MI MSA | $680 | $690 | $900 | $1,160 | $1,280 |
| 49104 | Niles-Benton Harbor, MI MSA | $720 | $740 | $960 | $1,230 | $1,370 |
| 49106 | Niles-Benton Harbor, MI MSA | $740 | $750 | $980 | $1,260 | $1,400 |
| 49107 | Niles-Benton Harbor, MI MSA | $650 | $670 | $870 | $1,120 | $1,240 |
| 49111 | Niles-Benton Harbor, MI MSA | $780 | $800 | $1,040 | $1,330 | $1,480 |
| 49113 | Niles-Benton Harbor, MI MSA | $780 | $800 | $1,040 | $1,340 | $1,480 |
| 49115 | Niles-Benton Harbor, MI MSA | $730 | $750 | $980 | $1,250 | $1,390 |
| 49116 | Niles-Benton Harbor, MI MSA | $720 | $740 | $960 | $1,230 | $1,370 |
| 49117 | Niles-Benton Harbor, MI MSA | $740 | $760 | $990 | $1,270 | $1,410 |
| 49119 | Niles-Benton Harbor, MI MSA | $720 | $740 | $950 | $1,220 | $1,360 |
| 49120 | Niles-Benton Harbor, MI MSA | $680 | $700 | $900 | $1,170 | $1,290 |
| 49125 | Niles-Benton Harbor, MI MSA | $690 | $710 | $920 | $1,180 | $1,310 |
| 49126 | Niles-Benton Harbor, MI MSA | $710 | $720 | $940 | $1,210 | $1,340 |
| 49127 | Niles-Benton Harbor, MI MSA | $830 | $850 | $1,110 | $1,430 | $1,580 |
| 49128 | Niles-Benton Harbor, MI MSA | $770 | $790 | $1,030 | $1,320 | $1,470 |
| 49129 | Niles-Benton Harbor, MI MSA | $750 | $770 | $1,000 | $1,280 | $1,420 |
2022 Average & Median Rent Data Statistics
NILES, MI average 1BR rent: $747, median: $740
NILES, MI average 2BR rent: $969, median: $960
NILES, MI average 3BR rent: $1,247, median: $1,230
NILES, MI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,698 | $446,910,000 | $263,198 |
| Home Improvement | 647 | $49,465,000 | $76,453 |
| Other | 430 | $45,240,000 | $105,209 |
| Cash Out Refi | 423 | $66,425,000 | $157,033 |
| Refi | 231 | $37,265,000 | $161,320 |
Niles's most frequently cited loan purpose was Home Purchase, with 1,698 originations. The 2nd most popular reason was Home Improvement, with 647 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,018 | $221,890,000 | $217,967 |
| Over 8% | 976 | $100,490,000 | $102,961 |
| 7-8% | 909 | $178,285,000 | $196,133 |
| 5-6% | 349 | $92,865,000 | $266,089 |
| 4-5% | 54 | $19,770,000 | $366,111 |
| <2.5% | 35 | $2,005,000 | $57,286 |
| 3-4% | 3 | $545,000 | $181,667 |
| 2.5-3% | 2 | $120,000 | $60,000 |
During 2023, Niles's most frequently originated rate bucket was 6-7%, with 1,018 originations.
Loan Sizing (NILES, MI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 1,339 | $67,775,000 | $50,616 |
| $100k-200k | 1,013 | $148,065,000 | $146,165 |
| $200k-400k | 785 | $215,715,000 | $274,796 |
| $400k-600k | 174 | $83,420,000 | $479,425 |
| $600k-1000k | 87 | $63,145,000 | $725,805 |
| $Over $1MM | 31 | $67,185,000 | $2,167,258 |
NILES's loan sizing saw the bucket of loans from $100,000 or less with 1,339 originations, totaling $67,775,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,072 | $260,650,000 | $243,144 |
| Under 20% | 676 | $31,410,000 | $46,464 |
| 60-80% | 662 | $177,640,000 | $268,338 |
| 20-40% | 551 | $58,565,000 | $106,289 |
| 40-60% | 319 | $63,235,000 | $198,229 |
| Over 100% | 23 | $20,605,000 | $895,870 |
NILES's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,072 originations, totaling $260,650,000 in origination value.