Alaska Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Alaska averaged
6.42%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.53% and
one month ago for the week of 2025-02-27, the
average rate was 6.54%.
Alaska's average rate one year ago was 6.77%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.52%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Alaska 30 Year Fixed Rate | 2025-04-03 | 6.42% |
| Alaska 30 Year Fixed Rate Refi | 2025-04-03 | 6.52% |
| Alaska 15 Year Fixed Rate | 2025-04-03 | 6.19% |
| Alaska 15 Year Fixed Rate Refi | 2025-04-03 | 5.72% |
| Alaska 30 Year FHA | 2025-04-03 | 5.84% |
| Alaska 30 Year FHA Refi | 2025-04-03 | 5.88% |
| Alaska 30 Year USDA | 2025-04-03 | 6.12% |
| Alaska 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Alaska 30 Year VA | 2025-04-03 | 5.8% |
| Alaska 30 Year VA Refi | 2025-04-03 | 5.62% |
Alaska Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Alaska market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Alaska Average Closing Costs & Other Stats
Alaska's 128 lenders originated 10,579
loans during 2024. The total origination value was $3,523,195,000, with an average loan value of
$333,037.
Alaska's average closing costs are $6,424.
The top Alaska lender as defined by loan originations is Alaska USA Federal Credit Union, with
510 loans originated. Their average total fees are
$4,589, which is $834
lower than the next largest lender,
RESIDENTIAL MORTGAGE, LLC.
The lowest fee Alaska lenders (with over 10 loans originated) are
PRIMARY RESIDENTIAL MORTGAGE, INC. ($1,751), PREMIA MORTGAGE, LLC ($2,239), Mortgage Research Center, LLC ($3,386), NBKC BANK ($4,296) and Alaska USA Federal Credit Union ($4,589).
The lowest rate Alaska lenders (with over 10 loans originated) are
CREDIT UNION 1 (6.25%), Plains Commerce Bank (6.31%), GUILD MORTGAGE COMPANY (6.32%), PRIMARY RESIDENTIAL MORTGAGE, INC. (6.32%) and PREMIA MORTGAGE, LLC (6.36%).
Alaska Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| RESIDENTIAL MORTGAGE, LLC | $442,405,000 | $541,420,000 | 22.4% | 15.4% |
| Alaska USA Federal Credit Union | $364,025,000 | $433,060,000 | 19.0% | 12.3% |
| NEWREZ LLC | $298,185,000 | $309,465,000 | 3.8% | 8.8% |
| QUICKEN LOANS, LLC | $110,735,000 | $163,345,000 | 47.5% | 4.6% |
| Mortgage Research Center, LLC | $135,345,000 | $148,080,000 | 9.4% | 4.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $170,200,000 | $138,110,000 | -18.9% | 3.9% |
| MOVEMENT MORTGAGE, LLC | $125,410,000 | $102,790,000 | -18.0% | 2.9% |
| First National Bank Alaska | $80,065,000 | $80,320,000 | 0.3% | 2.3% |
| The Loan Store, Inc. | $2,335,000 | $78,685,000 | 3,269.8% | 2.2% |
| Morgan Stanley Private Bank | $3,870,000 | $78,630,000 | 1,931.8% | 2.2% |
| CORNERSTONE HOME LENDING, INC. | $78,055,000 | $76,620,000 | -1.8% | 2.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $62,095,000 | $62,545,000 | 0.7% | 1.8% |
| GUARANTEED RATE, INC. | $63,695,000 | $58,255,000 | -8.5% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $27,440,000 | $57,525,000 | 109.6% | 1.6% |
| LOANDEPOT.COM, LLC | $40,370,000 | $57,100,000 | 41.4% | 1.6% |
| NuVision Federal Credit Union | $46,770,000 | $51,595,000 | 10.3% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $11,780,000 | $51,210,000 | 334.7% | 1.5% |
| NAVY FEDERAL CREDIT UNION | $50,400,000 | $50,545,000 | 0.3% | 1.4% |
| GUILD MORTGAGE COMPANY | $46,795,000 | $45,170,000 | -3.5% | 1.3% |
| CREDIT UNION 1 | $54,295,000 | $42,845,000 | -21.1% | 1.2% |
| USAA Federal Savings Bank | $37,295,000 | $42,795,000 | 14.7% | 1.2% |
| Wells Fargo Bank | $42,590,000 | $34,545,000 | -18.9% | 1.0% |
| CANOPY MORTGAGE, LLC | $2,475,000 | $32,170,000 | 1,199.8% | 0.9% |
| Denali State Bank | $35,265,000 | $28,440,000 | -19.4% | 0.8% |
| Mt. McKinley Bank | $36,995,000 | $28,440,000 | -23.1% | 0.8% |
| NBKC BANK | $24,020,000 | $24,285,000 | 1.1% | 0.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $26,415,000 | $23,890,000 | -9.6% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $20,135,000 | $23,790,000 | 18.2% | 0.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,885,000 | $21,675,000 | 1,049.9% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $3,615,000 | $19,040,000 | 426.7% | 0.5% |
| Flagstar Bank, FSB | $22,200,000 | $18,715,000 | -15.7% | 0.5% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $20,450,000 | $18,460,000 | -9.7% | 0.5% |
| North American Savings Bank, F.S.B. | $15,160,000 | $17,015,000 | 12.2% | 0.5% |
| RESIDENTIAL BANCORP | $10,705,000 | $16,985,000 | 58.7% | 0.5% |
| GENEVA FINANCIAL, LLC | $15,990,000 | $16,790,000 | 5.0% | 0.5% |
| The Federal Savings Bank | $14,300,000 | $16,520,000 | 15.5% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $12,370,000 | $16,415,000 | 32.7% | 0.5% |
| MATANUSKA VALLEY FEDERAL CREDIT UNION | $14,605,000 | $16,390,000 | 12.2% | 0.5% |
| CMG MORTGAGE, INC. | $7,900,000 | $16,130,000 | 104.2% | 0.5% |
| Plains Commerce Bank | $11,685,000 | $15,915,000 | 36.2% | 0.5% |
| BROKER SOLUTIONS, INC. | $11,570,000 | $15,905,000 | 37.5% | 0.5% |
| TRUE NORTH FEDERAL CREDIT UNION | $9,405,000 | $14,970,000 | 59.2% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,450,000 | $13,600,000 | 82.6% | 0.4% |
| KeyBank | $39,815,000 | $13,020,000 | -67.3% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $3,260,000 | $12,730,000 | 290.5% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $3,875,000 | $12,215,000 | 215.2% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $1,430,000 | $11,865,000 | 729.7% | 0.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $11,655,000 | n/a | 0.3% | |
| AMERISAVE MORTGAGE CORPORATION | $13,850,000 | $11,485,000 | -17.1% | 0.3% |
| Bank of America | $8,570,000 | $11,460,000 | 33.7% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $14,410,000 | $10,875,000 | -24.5% | 0.3% |
| BMO Harris Bank | $9,950,000 | $10,185,000 | 2.4% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $9,795,000 | $9,390,000 | -4.1% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $17,010,000 | $8,915,000 | -47.6% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $3,800,000 | $7,875,000 | 107.2% | 0.2% |
| U.S. Bank | $7,165,000 | $7,840,000 | 9.4% | 0.2% |
| UNION HOME MORTGAGE CORP. | $7,135,000 | $7,700,000 | 7.9% | 0.2% |
| PREMIA MORTGAGE, LLC | $7,850,000 | $7,475,000 | -4.8% | 0.2% |
| SPIRIT OF ALASKA | $4,300,000 | $6,700,000 | 55.8% | 0.2% |
| PLANET HOME LENDING, LLC | $850,000 | $6,625,000 | 679.4% | 0.2% |
| Truity Federal Credit Union | $4,680,000 | $5,740,000 | 22.6% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $1,470,000 | $5,260,000 | 257.8% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $965,000 | $5,235,000 | 442.5% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $16,755,000 | $5,110,000 | -69.5% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $4,990,000 | n/a | 0.1% | |
| JPMorgan Chase Bank | $7,440,000 | $4,785,000 | -35.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $4,525,000 | n/a | 0.1% | |
| Armed Forces Bank | $2,340,000 | $4,515,000 | 92.9% | 0.1% |
| AMERICAN FINANCING CORPORATION | $3,460,000 | $4,480,000 | 29.5% | 0.1% |
| Figure Lending LLC | $1,855,000 | $4,440,000 | 139.4% | 0.1% |
| Community First National Bank | $2,495,000 | $4,055,000 | 62.5% | 0.1% |
| Coastal Community Bank | $3,330,000 | $4,045,000 | 21.5% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $3,970,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $3,910,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,825,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $3,065,000 | $3,735,000 | 21.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $2,330,000 | $3,650,000 | 56.7% | 0.1% |
| Discover Bank | $4,515,000 | $3,450,000 | -23.6% | 0.1% |
| Ally Bank | $1,160,000 | $3,440,000 | 196.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $5,205,000 | $3,430,000 | -34.1% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $595,000 | $3,425,000 | 475.6% | 0.1% |
| Carrington Mortgage Services, LLC | $3,055,000 | $3,200,000 | 4.7% | 0.1% |
| Magnolia Bank | $1,895,000 | $3,130,000 | 65.2% | 0.1% |
| READYCAP COMMERCIAL, LLC | $3,125,000 | n/a | 0.1% | |
| Arbor Realty Trust, Inc. | $9,620,000 | $3,100,000 | -67.8% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,530,000 | $3,095,000 | 102.3% | 0.1% |
| Merchants Capital Corp. | $3,065,000 | n/a | 0.1% | |
| NP, Inc. | $735,000 | $3,010,000 | 309.5% | 0.1% |
| OCMBC, INC. | $2,945,000 | n/a | 0.1% | |
| VAN DYK MORTGAGE CORPORATION | $5,805,000 | $2,930,000 | -49.5% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,985,000 | $2,835,000 | 42.8% | 0.1% |
| LENDSURE MORTGAGE CORP. | $1,155,000 | $2,670,000 | 131.2% | 0.1% |
| NEW DAY FINANCIAL, LLC | $8,425,000 | $2,510,000 | -70.2% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $560,000 | $2,355,000 | 320.5% | 0.1% |
| The Central Trust Bank | $855,000 | $2,255,000 | 163.7% | 0.1% |
| Northpointe Bank | $3,050,000 | $2,230,000 | -26.9% | 0.1% |
| M&T Bank | $2,160,000 | $1,985,000 | -8.1% | 0.1% |
| AMWEST FUNDING CORP. | $405,000 | $1,940,000 | 379.0% | 0.1% |
| Goldman Sachs Bank USA | $1,005,000 | $1,895,000 | 88.6% | 0.1% |
| First Federal Bank | $1,810,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $2,255,000 | $1,760,000 | -22.0% | 0.0% |
| ALLIANT CREDIT UNION | $1,685,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $1,640,000 | n/a | 0.0% | |
| Midwest BankCentre | $1,615,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $235,000 | $1,605,000 | 583.0% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $575,000 | $1,500,000 | 160.9% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $1,490,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $385,000 | $1,490,000 | 287.0% | 0.0% |
| UBS Bank USA | $1,695,000 | $1,395,000 | -17.7% | 0.0% |
| Bethpage Federal Credit Union | $345,000 | $1,370,000 | 297.1% | 0.0% |
| PHH Mortgage Corporation | $495,000 | $1,355,000 | 173.7% | 0.0% |
| MORTGAGE ACCESS CORP. | $1,130,000 | $1,335,000 | 18.1% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,325,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $1,295,000 | n/a | 0.0% | |
| Logan Finance Corporation | $1,285,000 | n/a | 0.0% | |
| Allied First Bank,sb | $1,270,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $1,265,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $1,610,000 | $1,245,000 | -22.7% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,225,000 | n/a | 0.0% | |
| ADVANCIAL | $745,000 | $1,190,000 | 59.7% | 0.0% |
| S1L, Inc. | $1,160,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,055,000 | $1,115,000 | -63.5% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $440,000 | $1,000,000 | 127.3% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $330,000 | $1,000,000 | 203.0% | 0.0% |
| Waterstone Mortgage Corporation | $255,000 | $1,000,000 | 292.2% | 0.0% |
| Liberty Bank and Trust Company | $995,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $850,000 | $945,000 | 11.2% | 0.0% |
| Washington Trust Bank | $920,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $915,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $1,585,000 | $890,000 | -43.8% | 0.0% |
| BOKF | $765,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $705,000 | $755,000 | 7.1% | 0.0% |
| GEORGIA'S OWN | $210,000 | $720,000 | 242.9% | 0.0% |
| Quontic Bank | $705,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $1,165,000 | $700,000 | -39.9% | 0.0% |
| Bank of England | $1,210,000 | $630,000 | -47.9% | 0.0% |
| Stride Bank | $615,000 | $625,000 | 1.6% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $45,000 | $605,000 | 1,244.4% | 0.0% |
| Fifth Third Bank | $600,000 | n/a | 0.0% | |
| Exchange Bank | $595,000 | n/a | 0.0% | |
| Academy Bank | $575,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $65,000 | $570,000 | 776.9% | 0.0% |
| COMMUNITYAMERICA | $565,000 | n/a | 0.0% | |
| HomeStreet Bank | $305,000 | $565,000 | 85.2% | 0.0% |
| PNC Bank | $1,265,000 | $560,000 | -55.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $845,000 | $515,000 | -39.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $505,000 | n/a | 0.0% | |
| The Huntington National Bank | $2,515,000 | $505,000 | -79.9% | 0.0% |
| CARDINAL FINANCIAL | $4,160,000 | $495,000 | -88.1% | 0.0% |
| TRISTAR FINANCE, INC. | $495,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $485,000 | n/a | 0.0% | |
| DIRECTORS MORTGAGE, INC. | $475,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $1,560,000 | $470,000 | -69.9% | 0.0% |
| Cache Valley Bank | $455,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $445,000 | n/a | 0.0% | |
| CHEVRON | $75,000 | $435,000 | 480.0% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $435,000 | n/a | 0.0% | |
| SmartBank | $425,000 | n/a | 0.0% | |
| Citibank | $2,125,000 | $405,000 | -80.9% | 0.0% |
| Northwest Federal Credit Union | $405,000 | n/a | 0.0% | |
| Raymond James Bank | $335,000 | $395,000 | 17.9% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $385,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $365,000 | $375,000 | 2.7% | 0.0% |
| First National Bank of Omaha | $365,000 | n/a | 0.0% | |
| Northwest Farm Credit Services, FLCA | $350,000 | n/a | 0.0% | |
| Brighton Bank | $345,000 | n/a | 0.0% | |
| BP Federal Credit Union | $335,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $335,000 | n/a | 0.0% | |
| Peoples Bank | $550,000 | $325,000 | -40.9% | 0.0% |
| Sunflower Bank | $780,000 | $325,000 | -58.3% | 0.0% |
| First National Bank of America | $65,000 | $315,000 | 384.6% | 0.0% |
| TruHome Solutions, LLC | $305,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $285,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| Royal Credit Union | $285,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $275,000 | n/a | 0.0% | |
| Citizens Bank | $365,000 | $275,000 | -24.7% | 0.0% |
| Evolve Bank & Trust | $285,000 | $275,000 | -3.5% | 0.0% |
| Nations Lending Corporation | $440,000 | $255,000 | -42.0% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $245,000 | n/a | 0.0% | |
| Paramount Bank | $590,000 | $215,000 | -63.6% | 0.0% |
| Stifel Bank and Trust | $505,000 | $215,000 | -57.4% | 0.0% |
| AMERICAN FIRST | $205,000 | n/a | 0.0% | |
| FirstOak Bank | $205,000 | n/a | 0.0% | |
| Grandview Bank | $155,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $145,000 | n/a | 0.0% | |
| NexBank | $145,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $135,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $185,000 | $125,000 | -32.4% | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | $115,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $355,000 | $105,000 | -70.4% | 0.0% |
| City National Bank | $105,000 | n/a | 0.0% | |
| Baxter Credit Union | $95,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $95,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $75,000 | n/a | 0.0% | |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $95,000 | $45,000 | -52.6% | 0.0% |
Alaska's top lender by overall market share is RESIDENTIAL MORTGAGE, LLC, with 15.4% market share. In second place, with 12.3%, is Alaska USA Federal Credit Union, having originated $433,060,000 in loans. In third place, with 8.8%, is NEWREZ LLC, having originated $309,465,000 in loans. In fourth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $163,345,000 in loans. In fifth place, with 4.2%, is Mortgage Research Center, LLC, having originated $148,080,000 in loans.
Alaska Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 7,120 | $2,686,210,000 | $377,277 |
| Cash Out Refi | 1,165 | $267,875,000 | $229,936 |
| Refi | 937 | $345,145,000 | $368,351 |
| Other | 766 | $161,370,000 | $210,666 |
| Home Improvement | 589 | $61,105,000 | $103,744 |
| NA | 2 | $1,490,000 | $745,000 |
Alaska's most frequently cited loan purpose was Home Purchase, with 7,120 originations. The 2nd most popular reason was Cash Out Refi, with 1,165 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 4,786 | $1,856,440,000 | $387,890 |
| 5-6% | 2,549 | $909,315,000 | $356,734 |
| Over 8% | 1,372 | $180,470,000 | $131,538 |
| 7-8% | 1,298 | $405,040,000 | $312,049 |
| 4-5% | 125 | $46,775,000 | $374,200 |
| <2.5% | 61 | $18,595,000 | $304,836 |
| 3-4% | 60 | $18,180,000 | $303,000 |
| 2.5-3% | 42 | $15,530,000 | $369,762 |
During 2024, Alaska's most frequently originated rate bucket was 6-7%, with 4,786 originations.
Loan Sizing (Alaska MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,910 | $1,504,750,000 | $306,466 |
| $400k-600k | 2,302 | $1,094,540,000 | $475,474 |
| $100k-200k | 1,325 | $196,035,000 | $147,951 |
| $100,000 or less | 1,324 | $77,340,000 | $58,414 |
| $600k-1000k | 628 | $450,340,000 | $717,102 |
| $Over $1MM | 90 | $200,190,000 | $2,224,333 |
Alaska's loan sizing saw the bucket of loans from $200k-400k with 4,910 originations, totaling $1,504,750,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 5,054 | $1,972,160,000 | $390,218 |
| 60-80% | 1,821 | $640,645,000 | $351,809 |
| Under 20% | 1,064 | $65,820,000 | $61,861 |
| 20-40% | 726 | $103,480,000 | $142,534 |
| Over 100% | 697 | $313,465,000 | $449,735 |
| 40-60% | 630 | $246,490,000 | $391,254 |
Alaska's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,054 originations, totaling $1,972,160,000 in origination value.