DOTHAN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dothan averaged 6.99% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.8% and one month ago for the week of 2025-02-27, the average rate was 7.01%.

Dothan's average rate one year ago was 6.74%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.23%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Dothan 30 Year Fixed Rate 2025-04-03 6.99%
Dothan 30 Year Fixed Rate Refi 2025-04-03 7.23%
Dothan 15 Year Fixed Rate 2025-04-03 5.62%
Dothan 15 Year Fixed Rate Refi 2025-04-03 6.02%
Dothan 30 Year FHA 2025-04-03 6.29%
Dothan 30 Year FHA Refi 2025-04-03 6.26%
Dothan 30 Year USDA 2025-04-03 6.06%
Dothan 30 Year USDA Refi 2025-04-03 6.42%
Dothan 30 Year VA 2025-04-03 6.36%
Dothan 30 Year VA Refi 2025-04-03 5.35%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DOTHAN, AL.

DOTHAN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DOTHAN, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 59 6.77% $6,460
INTERLINC MORTGAGE SERVICES, LLC 52 6.79% $3,099
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 38 6.91% $4,789
Troy Bank and Trust Company 27 7.23% $3,395
Renasant Bank 26 6.72% $4,567
Regions Bank 24 6.99% $4,353
ServisFirst Bank 21 6.74% $4,894
TOWNE MORTGAGE COMPANY 20 6.68% $5,478
MOVEMENT MORTGAGE, LLC 20 6.86% $5,139
STOCKTON MORTGAGE CORPORATION 17 6.84% $4,930
Tyndall Federal Credit Union 14 6.61% $3,635
Ameris Bank 13 6.78% $4,872
NAVY FEDERAL CREDIT UNION 13 6.56% $3,520
Wells Fargo Bank 13 6.58% $4,784
River Bank & Trust 12 7.68% $4,694
PENNYMAC LOAN SERVICES, LLC 11 6.86% $5,416
BankPlus 11 6.59% $3,987
UNITED WHOLESALE MORTGAGE, LLC 10 7.15% $7,994
CMG MORTGAGE, INC. 10 6.62% $7,151
Synovus Bank 9 6.76% $5,482
Mortgage Research Center, LLC 9 7.00% $1,978
NEWREZ LLC 8 6.98% $4,095
UNION HOME MORTGAGE CORP. 6 6.75% $5,033
PHH Mortgage Corporation 6 6.56% $4,965
CROSSCOUNTRY MORTGAGE, LLC 6 6.99% $6,346
SOUTHWEST FUNDING, LP 6 6.58% $6,540
JPMorgan Chase Bank 6 7.19% $5,126
Mr. Cooper ( Nationstar Mortgage ) 5 7.14% $7,732
PNC Bank 5 6.83% $4,650
USAA Federal Savings Bank 5 6.63% $5,169
South State Bank 5 6.70% $3,648
BROKER SOLUTIONS, INC. 5 6.80% $6,893
LOANDEPOT.COM, LLC 5 6.41% $6,228
Consumer First Mortgage, Inc. 4 6.09% $9,767
DHI MORTGAGE COMPANY, LTD. 4 5.65% $2,538
ROYAL UNITED MORTGAGE LLC 4 7.25% $6,668
ENVOY MORTGAGE, LTD 4 7.12% $6,155
21ST MORTGAGE CORPORATION 4 8.51% $6,358
PREMIA MORTGAGE, LLC 4 6.75% $1,740
GUILD MORTGAGE COMPANY 3 6.50% $4,168
MORTGAGE INVESTORS GROUP, INC. 3 6.50% $7,441
Truist 3 6.79% $5,520
Fifth Third Bank 3 7.08% $3,589
AMERICAN FINANCIAL NETWORK, INC. 3 6.38% $5,824
CARDINAL FINANCIAL 3 6.71% $5,925
SmartBank 3 6.00% $3,923
ZILLOW HOME LOANS, LLC 2 7.13% $3,214
Assurance Financial Group, L.L.C. 2 7.06% $2,739
ENDEAVOR CAPITAL, LLC. 2 6.94% $6,824
FREEDOM MORTGAGE CORPORATION 2 7.44% $10,877
LENOX FINANCIAL MORTGAGE CORPORATION 2 6.62% $3,860
PeoplesSouth Bank 2 8.21% $790
Presidential Bank, FSB 2 6.99% $5,344
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.06% $6,423
Trustmark National Bank 2 6.13% $9,822
VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.13% $4,836
LENDSURE MORTGAGE CORP. 1 7.88% $15,473
OCMBC, INC. 1 6.88% $11,361
HOMESIDE FINANCIAL, LLC 1 6.63% $8,146
PENTAGON FEDERAL CREDIT UNION 1 6.00% $9,965
U.S. Bank 1 6.99% $2,464
Hancock Whitney Bank 1 6.63% $3,364
Goldman Sachs Bank USA 1 5.80% $3,431
GARDNER FINANCIAL SERVICES, LTD. 1 6.63% $3,368
PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.75% $6,650
1ST SIGNATURE LENDING, LLC 1 6.00% $5,077
Waterstone Mortgage Corporation 1 6.13% $6,936
Flagstar Bank, FSB 1 7.00% $4,636
First Federal Bank, A FSB 1 6.00% $8,123
FIRST COMMUNITY MORTGAGE, INC. 1 6.99% $4,289
FirstBank 1 8.76% $5,163
EMBRACE HOME LOANS, INC. 1 7.13% $3,240
Discover Bank 1 8.31% $0
Sierra Pacific Mortgage Company, Inc. 1 7.50% $6,060
DELTA COMMUNITY CREDIT UNION 1 5.88% $5,889
SOUTHPOINT FINANCIAL SERVICES, INC. 1 6.99% $2,935
DELMAR FINANCIAL COMPANY 1 6.63% $3,918
Cornerstone First Mortgage, Inc 1 7.38% $3,933
Stifel Bank and Trust 1 6.38% $2,981
Commerce Home Mortgage, Inc. 1 9.75% $14,901
CAMPUS USA 1 6.63% $3,996
T2 FINANCIAL LLC 1 6.63% $4,056
The Huntington National Bank 1 7.50% $6,039
BETTER MORTGAGE CORPORATION 1 5.99% $2,872
TRIAD FINANCIAL SERVICES, INC. 1 7.95% $6,144
BAYSHORE MORTGAGE FUNDING, LLC 1 6.50% $4,145
Bank of America 1 6.75% $3,890
AMERICAN FINANCIAL RESOURCES, INC. 1 6.38% $3,351
AVADIAN 1 7.00% $3,064
APCO EMPLOYEES 1 6.88% $3,102
AMERISAVE MORTGAGE CORPORATION 1 5.75% $19,848
AMERICA'S FIRST 1 6.75% $7,508
MID AMERICA MORTGAGE, INC. 1 7.13% $5,738
MTC Federal Credit Union 1 7.50% $4,835
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $5,138
Mutual Savings Credit Union 1 5.65% $8,161
MAX Credit Union 1 7.00% $7,460

DOTHAN Average Closing Costs & Other Stats

DOTHAN, AL's 97 lenders originated 3,186 loans during 2024. The total origination value was $580,640,000, with an average loan value of $182,247.

DOTHAN's average closing costs are $4,632.

The top DOTHAN lender as defined by loan originations is QUICKEN LOANS, LLC, with 59 loans originated. Their average total fees are $6,460, which is $3,361 higher than the next largest lender, INTERLINC MORTGAGE SERVICES, LLC.

The lowest fee DOTHAN lenders (with over 10 loans originated) are INTERLINC MORTGAGE SERVICES, LLC ($3,099), Troy Bank and Trust Company ($3,395), NAVY FEDERAL CREDIT UNION ($3,520), Tyndall Federal Credit Union ($3,635) and BankPlus ($3,987).

The lowest rate DOTHAN lenders (with over 10 loans originated) are NAVY FEDERAL CREDIT UNION (6.56%), Wells Fargo Bank (6.58%), BankPlus (6.59%), Tyndall Federal Credit Union (6.61%) and CMG MORTGAGE, INC. (6.62%).

DOTHAN, AL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Mortgage Research Center, LLC $29,905,000 $35,830,000 19.8% 6.2%
QUICKEN LOANS, LLC $28,150,000 $27,405,000 -2.6% 4.7%
INTERLINC MORTGAGE SERVICES, LLC $19,375,000 $23,840,000 23.0% 4.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $30,215,000 $21,140,000 -30.0% 3.6%
Troy Bank and Trust Company $12,080,000 $19,625,000 62.5% 3.4%
UNITED WHOLESALE MORTGAGE, LLC $8,675,000 $19,075,000 119.9% 3.3%
ALL IN $17,640,000 $17,645,000 0.0% 3.0%
MOVEMENT MORTGAGE, LLC $3,895,000 $15,885,000 307.8% 2.7%
PENNYMAC LOAN SERVICES, LLC $13,865,000 $15,315,000 10.5% 2.6%
Regions Bank $10,510,000 $13,650,000 29.9% 2.4%
Five Star Credit Union $10,980,000 $13,075,000 19.1% 2.3%
ORIX REAL ESTATE CAPITAL, LLC $11,795,000 n/a 2.0%
BankPlus $7,960,000 $11,770,000 47.9% 2.0%
River Bank & Trust $18,315,000 $11,245,000 -38.6% 1.9%
21ST MORTGAGE CORPORATION $9,565,000 $11,130,000 16.4% 1.9%
ServisFirst Bank $7,105,000 $11,085,000 56.0% 1.9%
PeoplesSouth Bank $10,170,000 $10,510,000 3.3% 1.8%
Renasant Bank $10,845,000 $9,980,000 -8.0% 1.7%
Ameris Bank $20,995,000 $9,635,000 -54.1% 1.7%
Tyndall Federal Credit Union $7,835,000 $9,385,000 19.8% 1.6%
CROSSCOUNTRY MORTGAGE, LLC $7,775,000 $9,100,000 17.0% 1.6%
FREEDOM MORTGAGE CORPORATION $3,420,000 $9,020,000 163.7% 1.6%
TOWNE MORTGAGE COMPANY $805,000 $8,665,000 976.4% 1.5%
CMG MORTGAGE, INC. $2,555,000 $8,420,000 229.5% 1.5%
STOCKTON MORTGAGE CORPORATION $2,455,000 $8,245,000 235.8% 1.4%
NAVY FEDERAL CREDIT UNION $8,910,000 $8,215,000 -7.8% 1.4%
BankSouth $10,435,000 $7,235,000 -30.7% 1.2%
HNB First Bank $4,240,000 $7,085,000 67.1% 1.2%
The First National Bank of Hartford $6,660,000 $6,415,000 -3.7% 1.1%
Synovus Bank $5,815,000 $6,230,000 7.1% 1.1%
AVADIAN $6,265,000 $6,170,000 -1.5% 1.1%
SOUTHWEST FUNDING, LP $5,125,000 n/a 0.9%
USAA Federal Savings Bank $5,595,000 $5,095,000 -8.9% 0.9%
ENVOY MORTGAGE, LTD $12,905,000 $5,075,000 -60.7% 0.9%
UNION HOME MORTGAGE CORP. $2,835,000 $4,910,000 73.2% 0.8%
Wells Fargo Bank $3,910,000 $4,890,000 25.1% 0.8%
AMERICAN FINANCIAL RESOURCES, INC. $2,400,000 $4,790,000 99.6% 0.8%
The Samson Banking Company, Inc. $4,155,000 $4,380,000 5.4% 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,450,000 $4,280,000 74.7% 0.7%
APCO EMPLOYEES $7,855,000 $4,200,000 -46.5% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $2,735,000 $4,145,000 51.6% 0.7%
NEWREZ LLC $4,660,000 $4,140,000 -11.2% 0.7%
LOANDEPOT.COM, LLC $2,720,000 $3,735,000 37.3% 0.6%
PNC Bank $3,330,000 $3,620,000 8.7% 0.6%
Magnolia Bank $485,000 $3,305,000 581.4% 0.6%
NEW DAY FINANCIAL, LLC $2,720,000 $3,215,000 18.2% 0.6%
DHI MORTGAGE COMPANY, LTD. $520,000 $3,085,000 493.3% 0.5%
BROKER SOLUTIONS, INC. $2,165,000 $2,875,000 32.8% 0.5%
First State Bank of Blakely, Inc. $3,650,000 $2,710,000 -25.8% 0.5%
The Federal Savings Bank $315,000 $2,420,000 668.3% 0.4%
LAKEVIEW LOAN SERVICING, LLC $450,000 $2,250,000 400.0% 0.4%
Flagstar Bank, FSB $960,000 $2,170,000 126.0% 0.4%
SmartBank $2,845,000 $2,100,000 -26.2% 0.4%
VILLAGE CAPITAL MORTGAGE $1,160,000 $2,045,000 76.3% 0.4%
AMERISAVE MORTGAGE CORPORATION $2,485,000 $1,815,000 -27.0% 0.3%
PLANET HOME LENDING, LLC $635,000 $1,810,000 185.0% 0.3%
Assurance Financial Group, L.L.C. $375,000 $1,705,000 354.7% 0.3%
First Federal Bank $2,465,000 $1,680,000 -31.8% 0.3%
Centennial Bank $1,660,000 n/a 0.3%
MORTGAGE INVESTORS GROUP, INC. $4,100,000 $1,640,000 -60.0% 0.3%
GUILD MORTGAGE COMPANY $1,625,000 $1,630,000 0.3% 0.3%
JPMorgan Chase Bank $2,825,000 $1,610,000 -43.0% 0.3%
LENDINGHOME FUNDING CORPORATION $795,000 $1,525,000 91.8% 0.3%
Trustmark National Bank $1,605,000 $1,485,000 -7.5% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,130,000 $1,420,000 -54.6% 0.2%
AmeriHome Mortgage Company, LLC $1,395,000 n/a 0.2%
CARDINAL FINANCIAL $3,435,000 $1,395,000 -59.4% 0.2%
Consumer First Mortgage, Inc. $1,385,000 n/a 0.2%
Carrington Mortgage Services, LLC $1,765,000 $1,370,000 -22.4% 0.2%
MidSouth Bank $3,165,000 $1,320,000 -58.3% 0.2%
LIMA ONE CAPITAL, LLC $1,300,000 n/a 0.2%
South State Bank $780,000 $1,235,000 58.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $860,000 $1,220,000 41.9% 0.2%
PHH Mortgage Corporation $655,000 $1,195,000 82.4% 0.2%
PREMIA MORTGAGE, LLC $845,000 $1,160,000 37.3% 0.2%
Truist $645,000 $1,085,000 68.2% 0.2%
CLEARPATH LENDING $285,000 $1,070,000 275.4% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $265,000 $1,020,000 284.9% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $715,000 $1,015,000 42.0% 0.2%
GUARANTEED RATE, INC. $2,540,000 $1,005,000 -60.4% 0.2%
Discover Bank $910,000 $1,000,000 9.9% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 $970,000 454.3% 0.2%
Fifth Third Bank $340,000 $955,000 180.9% 0.2%
Waterstone Mortgage Corporation $235,000 $915,000 289.4% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $430,000 $900,000 109.3% 0.2%
TRIAD FINANCIAL SERVICES, INC. $250,000 $860,000 244.0% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $845,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $845,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $440,000 $800,000 81.8% 0.1%
The Huntington National Bank $755,000 n/a 0.1%
EMM LOANS LLC $165,000 $750,000 354.5% 0.1%
BETTER MORTGAGE CORPORATION $730,000 n/a 0.1%
Equity Prime Mortgage LLC $265,000 $710,000 167.9% 0.1%
Presidential Bank, FSB $345,000 $700,000 102.9% 0.1%
ROYAL UNITED MORTGAGE LLC $280,000 $700,000 150.0% 0.1%
Figure Lending LLC $465,000 $680,000 46.2% 0.1%
ENDEAVOR CAPITAL, LLC. $655,000 n/a 0.1%
Mutual Savings Credit Union $645,000 n/a 0.1%
CANOPY MORTGAGE, LLC $635,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $855,000 $615,000 -28.1% 0.1%
SILVER HILL FUNDING, LLC $605,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $210,000 $600,000 185.7% 0.1%
AMERICA'S FIRST $350,000 $595,000 70.0% 0.1%
HOMESIDE FINANCIAL, LLC $595,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $1,285,000 $570,000 -55.6% 0.1%
SWBC MORTGAGE CORPORATION $155,000 $535,000 245.2% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $155,000 $530,000 241.9% 0.1%
MAX Credit Union $525,000 n/a 0.1%
EvaBank $770,000 $520,000 -32.5% 0.1%
CSL Financial, LLC $65,000 $515,000 692.3% 0.1%
Bank of America $570,000 $505,000 -11.4% 0.1%
Goldman Sachs Bank USA $505,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $505,000 n/a 0.1%
CCB Community Bank $1,095,000 $485,000 -55.7% 0.1%
RELIANCE FIRST CAPITAL, LLC $125,000 $475,000 280.0% 0.1%
Armed Forces Bank $670,000 $460,000 -31.3% 0.1%
First Federal Bank, A FSB $425,000 n/a 0.1%
AMWEST FUNDING CORP. $415,000 n/a 0.1%
The Citizens National Bank of Meridian $415,000 n/a 0.1%
MTC Federal Credit Union $410,000 n/a 0.1%
CIS Financial Services, Inc. $410,000 $390,000 -4.9% 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $380,000 n/a 0.1%
Alcova Mortgage LLC $355,000 n/a 0.1%
GENEVA FINANCIAL, LLC $425,000 $355,000 -16.5% 0.1%
Innovations Federal Credit Union $505,000 $350,000 -30.7% 0.1%
Sierra Pacific Mortgage Company, Inc. $85,000 $350,000 311.8% 0.1%
FirstBank $4,075,000 $345,000 -91.5% 0.1%
Mid-Continent Funding, Inc. $215,000 $340,000 58.1% 0.1%
Coastal Community Bank $165,000 $335,000 103.0% 0.1%
Commerce Home Mortgage, Inc. $335,000 n/a 0.1%
Century Mortgage Company DBA Century Lending Company $315,000 n/a 0.1%
FIDELITY BANK $315,000 n/a 0.1%
Credence Funding Corporation $305,000 n/a 0.1%
DELTA COMMUNITY CREDIT UNION $295,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $290,000 n/a 0.0%
CAMPUS USA $285,000 n/a 0.0%
First Horizon Bank $285,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $285,000 n/a 0.0%
MILEND, INC. $1,135,000 $280,000 -75.3% 0.0%
University Bank $450,000 $275,000 -38.9% 0.0%
U.S. Bank $985,000 $275,000 -72.1% 0.0%
SOUTHWEST STAGE FUNDING, LLC $420,000 $260,000 -38.1% 0.0%
Plains Commerce Bank $1,175,000 $245,000 -79.1% 0.0%
Stifel Bank and Trust $245,000 n/a 0.0%
First South Farm Credit, ACA $345,000 $235,000 -31.9% 0.0%
Granite Community Bank $235,000 n/a 0.0%
OCMBC, INC. $235,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $460,000 $225,000 -51.1% 0.0%
Citizens Bank & Trust Company of Vivian, Louisiana $225,000 n/a 0.0%
SPRING EQ, LLC $90,000 $220,000 144.4% 0.0%
BancorpSouth $215,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $205,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $205,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $655,000 $205,000 -68.7% 0.0%
SouthPoint Bank $205,000 n/a 0.0%
Texana Bank $205,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $305,000 $195,000 -36.1% 0.0%
Prosperity Home Mortgage, LLC $480,000 $190,000 -60.4% 0.0%
A&D Mortgage LLC $435,000 $185,000 -57.5% 0.0%
CB&S Bank, Inc. $185,000 n/a 0.0%
Loan Simple, Inc. $185,000 n/a 0.0%
NEXERA HOLDING LLC $185,000 n/a 0.0%
Hamilton Mortgage Corporation $170,000 $180,000 5.9% 0.0%
Arvest Bank $175,000 n/a 0.0%
Gulf Winds Credit Union $165,000 $175,000 6.1% 0.0%
NBH Bank $175,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $175,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $165,000 n/a 0.0%
Colony Bank $165,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $165,000 n/a 0.0%
Cornerstone First Mortgage, Inc $155,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $155,000 n/a 0.0%
Hancock Whitney Bank $155,000 n/a 0.0%
T2 FINANCIAL LLC $155,000 n/a 0.0%
The Citizens Bank $570,000 $155,000 -72.8% 0.0%
HOMEXPRESS MORTGAGE CORP. $325,000 $145,000 -55.4% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $575,000 $135,000 -76.5% 0.0%
Guardian Credit Union $65,000 $125,000 92.3% 0.0%
MID AMERICA MORTGAGE, INC. $390,000 $125,000 -67.9% 0.0%
LONGBRIDGE FINANCIAL, LLC $115,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $135,000 $105,000 -22.2% 0.0%
First American Bank $105,000 n/a 0.0%
FIRST COMMERCE CREDIT UNION $515,000 $105,000 -79.6% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $105,000 n/a 0.0%
LOANPAL, LLC $335,000 $100,000 -70.1% 0.0%
DOMINION FINANCIAL SERVICES, LLC $85,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $145,000 $85,000 -41.4% 0.0%
United Community Bank $120,000 $85,000 -29.2% 0.0%
GMFS LLC $610,000 $75,000 -87.7% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $75,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.0%
REDSTONE Federal Credit Union $160,000 $65,000 -59.4% 0.0%
RESIDENTIAL BANCORP $65,000 n/a 0.0%
Transportation Federal Credit Union $35,000 n/a 0.0%

DOTHAN's top lender by overall market share is Mortgage Research Center, LLC, with 6.2% market share. In second place, with 4.7%, is QUICKEN LOANS, LLC, having originated $27,405,000 in loans. In third place, with 4.1%, is INTERLINC MORTGAGE SERVICES, LLC, having originated $23,840,000 in loans. In fourth place, with 3.6%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $21,140,000 in loans. In fifth place, with 3.4%, is Troy Bank and Trust Company, having originated $19,625,000 in loans.


DOTHAN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DOTHAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,900 (10.4%) $201,836 (8.9%) 0.59 826
2018-02-01 $159,900 (8.6%) $200,422 (7.0%) 0.58 866
2018-03-01 $159,900 (3.9%) $198,373 (1.8%) 0.56 889
2018-04-01 $164,500 (6.2%) $200,450 (3.4%) 0.56 882
2018-05-01 $164,725 (6.1%) $199,612 (2.9%) 0.55 940
2018-06-01 $164,900 (5.1%) $205,827 (5.6%) 0.55 910
2018-07-01 $169,900 (8.3%) $209,993 (7.5%) 0.57 878
2018-08-01 $164,625 (3.5%) $207,771 (6.3%) 0.55 850
2018-09-01 $165,000 (3.5%) $207,866 (6.2%) 0.55 839
2018-10-01 $164,788 (3.4%) $209,981 (6.2%) 0.56 811
2018-11-01 $163,950 (3.0%) $214,561 (8.8%) 0.56 790
2018-12-01 $169,000 (7.6%) $220,128 (10.7%) 0.58 736
2019-01-01 $177,400 (10.9%) $222,884 (10.4%) 0.61 705
2019-02-01 $179,950 (12.5%) $224,256 (11.9%) 0.61 690
2019-03-01 $184,529 (15.4%) $239,331 (20.7%) 0.60 655
2019-04-01 $186,429 (13.3%) $253,671 (26.6%) 0.59 636
2019-05-01 $185,800 (12.8%) $250,300 (25.4%) 0.58 638
2019-06-01 $190,000 (15.2%) $248,308 (20.6%) 0.59 656
2019-07-01 $189,788 (11.7%) $248,816 (18.5%) 0.59 658
2019-08-01 $188,373 (14.4%) $248,836 (19.8%) 0.60 624
2019-09-01 $186,419 (13.0%) $243,723 (17.3%) 0.60 619
2019-10-01 $185,167 (12.4%) $240,746 (14.7%) 0.60 614
2019-11-01 $189,900 (15.8%) $243,405 (13.4%) 0.62 591
2019-12-01 $191,875 (13.5%) $244,964 (11.3%) 0.64 580
2020-01-01 $194,550 (9.7%) $254,010 (14.0%) 0.65 546
2020-02-01 $192,900 (7.2%) $247,267 (10.3%) 0.63 533
2020-03-01 $198,500 (7.6%) $251,500 (5.1%) 0.62 508
2020-04-01 $196,850 (5.6%) $245,288 (-3.3%) 0.62 499
2020-05-01 $196,700 (5.9%) $259,474 (3.7%) 0.60 446
2020-06-01 $199,600 (5.1%) $267,376 (7.7%) 0.59 414
2020-07-01 $208,675 (10.0%) $267,281 (7.4%) 0.60 411
2020-08-01 $218,450 (16.0%) $274,961 (10.5%) 0.63 390
2020-09-01 $206,950 (11.0%) $268,280 (10.1%) 0.59 339
2020-10-01 $206,450 (11.5%) $268,092 (11.4%) 0.59 350
2020-11-01 $204,575 (7.7%) $277,188 (13.9%) 0.60 315
2020-12-01 $199,650 (4.1%) $268,551 (9.6%) 0.59 318
2021-01-01 $194,900 (0.2%) $269,701 (6.2%) 0.58 278
2021-02-01 $191,600 (-0.7%) $272,278 (10.1%) 0.56 257
2021-03-01 $189,900 (-4.3%) $287,346 (14.3%) 0.54 228
2021-04-01 $218,225 (10.9%) $310,400 (26.5%) 0.59 206
2021-05-01 $227,000 (15.4%) $321,687 (24.0%) 0.60 171
2021-06-01 $208,450 (4.4%) $290,253 (8.6%) 0.55 184
2021-07-01 $199,900 (-4.2%) $277,056 (3.7%) 0.53 206
2021-08-01 $203,350 (-6.9%) $265,039 (-3.6%) 0.54 240
2021-09-01 $219,900 (6.3%) $272,171 (1.5%) 0.59 264
2021-10-01 $219,900 (6.5%) $284,084 (6.0%) 0.59 253
2021-11-01 $206,725 (1.1%) $279,664 (0.9%) 0.55 234
2021-12-01 $217,450 (8.9%) $284,693 (6.0%) 0.59 224
2022-01-01 $224,900 (15.4%) $292,213 (8.4%) 0.61 199
2022-02-01 $211,850 (10.6%) $293,212 (7.7%) 0.55 194
2022-03-01 $239,775 (26.3%) $302,726 (5.4%) 0.60 168
2022-04-01 $252,099 (15.5%) $301,116 (-3.0%) 0.60 188
2022-05-01 $238,425 (5.0%) $300,483 (-6.6%) 0.55 198
2022-06-01 $247,725 (18.8%) $302,400 (4.2%) 0.55 224
2022-07-01 $254,700 (27.4%) $305,366 (10.2%) 0.57 248
2022-08-01 $262,175 (28.9%) $306,155 (15.5%) 0.61 272
2022-09-01 $254,325 (15.7%) $305,706 (12.3%) 0.59 292
2022-10-01 $257,900 (17.3%) $296,198 (4.3%) 0.61 302
2022-11-01 $248,175 (20.1%) $290,880 (4.0%) 0.60 312
2022-12-01 $244,700 (12.5%) $286,929 (0.8%) 0.60 303
2023-01-01 $233,850 (4.0%) $279,242 (-4.4%) 0.58 276
2023-02-01 $253,900 (19.9%) $282,677 (-3.6%) 0.61 230
2023-03-01 $258,711 (7.9%) $286,075 (-5.5%) 0.61 242
2023-04-01 $275,000 (9.1%) $306,608 (1.8%) 0.64 249
2023-05-01 $253,725 (6.4%) $312,867 (4.1%) 0.58 251
2023-06-01 $265,700 (7.3%) $316,322 (4.6%) 0.60 252
2023-07-01 $259,900 (2.0%) $310,921 (1.8%) 0.59 256
2023-08-01 $263,175 (0.4%) $320,327 (4.6%) 0.60 289
2023-09-01 $269,900 (6.1%) $320,510 (4.8%) 0.63 313
2023-10-01 $268,225 (4.0%) $318,601 (7.6%) 0.63 338
2023-11-01 $263,075 (6.0%) $312,023 (7.3%) 0.63 348
2023-12-01 $264,950 (8.3%) $318,900 (11.1%) 0.65 344
2024-01-01 $263,250 (12.6%) $313,441 (12.3%) 0.64 322
2024-02-01 $264,350 (4.1%) $316,320 (11.9%) 0.64 324
2024-03-01 $260,000 (0.5%) $319,877 (11.8%) 0.61 330
2024-04-01 $277,450 (0.9%) $346,568 (13.0%) 0.65 333
2024-05-01 $287,400 (13.3%) $346,015 (10.6%) 0.65 342
2024-06-01 $284,900 (7.2%) $352,759 (11.5%) 0.65 370
2024-07-01 $288,400 (11.0%) $357,970 (15.1%) 0.66 418
2024-08-01 $289,400 (10.0%) $357,200 (11.5%) 0.67 450
2024-09-01 $273,900 (1.5%) $354,308 (10.6%) 0.64 451
2024-10-01 $272,150 (1.5%) $353,219 (10.9%) 0.64 435
2024-11-01 $269,000 (2.3%) $344,231 (10.3%) 0.65 474
2024-12-01 $271,450 (2.5%) $317,453 (-0.5%) 0.67 475
2025-01-01 $276,950 (5.2%) $322,252 (2.8%) 0.69 468
2025-02-01 $273,800 (3.6%) $337,231 (6.6%) 0.66 460
2025-03-01 $269,900 (3.8%) $334,960 (4.7%) 0.00 445
DOTHAN's median listing price for 2025-03-01 was $269,900, a difference of $9,900 (3.8%) versus the prior year and $-3,900 versus the prior month.

DOTHAN's median listing price comes in at 0% of the national average.

DOTHAN's average listing price for 2025-03-01 was $334,960, a difference of $15,083 (4.7%) versus the prior year and $-2,271 versus the prior month.

For the 2025-03-01 period, DOTHAN had 445 MLS listings, a difference of -15 listings (-3%) versus the prior month and 115 listings (35%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DOTHAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 102 days 1,872 sqft
2018-02-01 94 days 1,852 sqft
2018-03-01 77 days 1,856 sqft
2018-04-01 75 days 1,883 sqft
2018-05-01 72 days 1,881 sqft
2018-06-01 74 days 1,900 sqft
2018-07-01 77 days 1,902 sqft
2018-08-01 84 days 1,890 sqft
2018-09-01 87 days 1,883 sqft
2018-10-01 92 days 1,899 sqft
2018-11-01 94 days 1,891 sqft
2018-12-01 99 days 1,940 sqft
2019-01-01 103 days 1,976 sqft
2019-02-01 96 days 1,975 sqft
2019-03-01 84 days 2,009 sqft
2019-04-01 68 days 2,047 sqft
2019-05-01 67 days 1,992 sqft
2019-06-01 65 days 2,012 sqft
2019-07-01 67 days 1,993 sqft
2019-08-01 74 days 1,975 sqft
2019-09-01 78 days 1,967 sqft
2019-10-01 81 days 1,969 sqft
2019-11-01 90 days 1,991 sqft
2019-12-01 95 days 2,012 sqft
2020-01-01 97 days 2,035 sqft
2020-02-01 85 days 2,007 sqft
2020-03-01 67 days 2,044 sqft
2020-04-01 67 days 2,018 sqft
2020-05-01 70 days 2,026 sqft
2020-06-01 57 days 2,040 sqft
2020-07-01 48 days 2,060 sqft
2020-08-01 52 days 2,100 sqft
2020-09-01 57 days 2,038 sqft
2020-10-01 56 days 2,054 sqft
2020-11-01 67 days 2,068 sqft
2020-12-01 72 days 2,051 sqft
2021-01-01 67 days 2,022 sqft
2021-02-01 64 days 1,969 sqft
2021-03-01 50 days 1,943 sqft
2021-04-01 38 days 2,083 sqft
2021-05-01 36 days 2,089 sqft
2021-06-01 26 days 2,047 sqft
2021-07-01 28 days 1,948 sqft
2021-08-01 32 days 1,936 sqft
2021-09-01 36 days 1,956 sqft
2021-10-01 48 days 1,927 sqft
2021-11-01 59 days 1,840 sqft
2021-12-01 67 days 1,894 sqft
2022-01-01 59 days 1,843 sqft
2022-02-01 41 days 1,845 sqft
2022-03-01 48 days 1,884 sqft
2022-04-01 32 days 1,973 sqft
2022-05-01 37 days 1,920 sqft
2022-06-01 33 days 1,967 sqft
2022-07-01 36 days 2,042 sqft
2022-08-01 39 days 2,067 sqft
2022-09-01 51 days 2,030 sqft
2022-10-01 54 days 2,050 sqft
2022-11-01 62 days 1,979 sqft
2022-12-01 66 days 1,986 sqft
2023-01-01 72 days 1,988 sqft
2023-02-01 71 days 2,106 sqft
2023-03-01 38 days 2,101 sqft
2023-04-01 43 days 2,156 sqft
2023-05-01 45 days 2,039 sqft
2023-06-01 46 days 2,031 sqft
2023-07-01 46 days 1,980 sqft
2023-08-01 45 days 1,912 sqft
2023-09-01 46 days 1,936 sqft
2023-10-01 54 days 1,933 sqft
2023-11-01 58 days 1,948 sqft
2023-12-01 61 days 1,928 sqft
2024-01-01 69 days 1,876 sqft
2024-02-01 57 days 1,915 sqft
2024-03-01 53 days 1,906 sqft
2024-04-01 57 days 1,922 sqft
2024-05-01 52 days 1,940 sqft
2024-06-01 47 days 1,943 sqft
2024-07-01 47 days 1,952 sqft
2024-08-01 51 days 1,941 sqft
2024-09-01 58 days 1,919 sqft
2024-10-01 67 days 1,905 sqft
2024-11-01 65 days 1,919 sqft
2024-12-01 58 days 1,922 sqft
2025-01-01 72 days 1,934 sqft
2025-02-01 74 days 1,908 sqft
2025-03-01 0 days 1,889 sqft
DOTHAN's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

DOTHAN's median square footage for active listings during the 2025-03-01 period was 1,889 sqft. One year prior, the average listing was 1,906 sqft.

DOTHAN, AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,704 $359,690,000 $211,086
Refi 517 $111,285,000 $215,251
Other 357 $27,635,000 $77,409
Cash Out Refi 344 $62,390,000 $181,366
Home Improvement 263 $19,535,000 $74,278
NA 1 $105,000 $105,000

Dothan's most frequently cited loan purpose was Home Purchase, with 1,704 originations. The 2nd most popular reason was Refi, with 517 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,121 $236,135,000 $210,647
Over 8% 647 $67,925,000 $104,985
7-8% 553 $112,165,000 $202,830
5-6% 447 $107,855,000 $241,286
4-5% 49 $10,505,000 $214,388
<2.5% 4 $300,000 $75,000
3-4% 2 $540,000 $270,000

During 2024, Dothan's most frequently originated rate bucket was 6-7%, with 1,121 originations.

Loan Sizing (DOTHAN, AL MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 1,073 $57,135,000 $53,248
$100k-200k 963 $142,665,000 $148,146
$200k-400k 963 $264,745,000 $274,917
$400k-600k 143 $66,715,000 $466,538
$600k-1000k 36 $24,100,000 $669,444
$Over $1MM 8 $25,280,000 $3,160,000

DOTHAN's loan sizing saw the bucket of loans from $100,000 or less with 1,073 originations, totaling $57,135,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,278 $301,420,000 $235,853
60-80% 498 $105,260,000 $211,365
20-40% 334 $26,720,000 $80,000
Under 20% 313 $13,175,000 $42,093
40-60% 226 $31,990,000 $141,549
Over 100% 93 $37,305,000 $401,129

DOTHAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,278 originations, totaling $301,420,000 in origination value.