Genisys Mortgage Rates, Fees & Info

Auburn Hills, MI

LEI: 549300QIUZLVR1OLDH55

Tax ID: 38-1445060

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Genisys is a smaller mortgage company specializing in Refi, Cash Out Refi, and Home Purchase loans. Genisys has a high proportion of conventional loans. Their top markets by origination volume include: Detroit, Flint, Minneapolis, Lansing, and Philadelphia among others. We have data for 109 markets. (Some data included below & more in-depth data is available with an active subscription.)

Genisys has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Genisys is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 5.73% 10/31/24
30 Year Conventional Purchase 6.01% 10/31/24
30 Year Conventional Refi 6.06% 10/31/24
30 Year Cash-out Refi 6.38% 10/31/24
15 Year Conventional Purchase 5.97% 10/31/24
15 Year Conventional Refi 6.35% 10/31/24
15 Year Cash-out Refi 6.35% 10/31/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Genisys Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Genisys. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,436

Origination Dollar Volume (All Markets)

$670,660,000
Show all (7) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3,228 $478,830,000 $148,336 $2,144 3.11%
FLINT, MI (FHA|USDA|VA) 366 $41,760,000 $114,098 $2,017 3.11%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 244 $38,300,000 $156,967 $2,342 2.86%
Outside of Metro Areas 156 $20,840,000 $133,590 $2,132 3.04%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 33 $9,245,000 $280,152 $2,352 3.15%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 58 $8,910,000 $153,621 $2,911 2.73%
ANN ARBOR, MI (FHA|USDA|VA) 54 $8,050,000 $149,074 $2,112 2.96%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $7,210,000 $1,201,667 $2,221 2.95%
Traverse City, MI (FHA|USDA|VA) 17 $5,315,000 $312,647 $2,505 2.71%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $2,520,000 $252,000 $4,160 2.47%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 9 $2,445,000 $271,667 $2,352 2.65%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $2,330,000 $582,500 $3,109 3.03%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 19 $2,315,000 $121,842 $2,387 2.73%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 13 $2,305,000 $177,308 $2,132 3.09%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 11 $2,215,000 $201,364 $3,653 2.65%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $2,120,000 $530,000 $2,277 2.25%
SAGINAW, MI (FHA|USDA|VA) 14 $2,000,000 $142,857 $2,379 2.73%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 9 $1,845,000 $205,000 $4,153 3.04%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,650,000 $275,000 $4,371 2.79%
MONROE, MI (FHA|USDA|VA) 7 $1,495,000 $213,571 $3,662 3.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $1,490,000 $186,250 $3,506 2.29%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $3,996 3.38%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $990,000 $247,500 $0 2.74%
Adrian, MI (FHA|USDA|VA) 8 $960,000 $120,000 $2,447 3.61%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $950,000 $237,500 $4,554 2.94%
Faribault-Northfield, MN (FHA|USDA|VA) 5 $865,000 $173,000 $2,554 2.87%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $820,000 $410,000 $2,139 2.56%
JACKSON, MI (FHA|USDA|VA) 5 $775,000 $155,000 $2,331 2.83%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3 $745,000 $248,333 $2,785 2.58%
TOLEDO, OH (FHA|USDA|VA) 4 $730,000 $182,500 $3,025 3.31%
NILES, MI (FHA|USDA|VA) 4 $730,000 $182,500 $2,553 2.69%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $730,000 $121,667 $1,708 2.93%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $720,000 $120,000 $2,950 2.31%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $705,000 $705,000 $3,642 2.50%
MIDLAND, MI (FHA|USDA|VA) 3 $615,000 $205,000 $1,564 3.54%
Cullowhee, NC (FHA|USDA|VA) 1 $605,000 $605,000 $4,978 3.38%
Coldwater, MI (FHA|USDA|VA) 4 $590,000 $147,500 $1,977 2.56%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $545,000 $545,000 $3,641 3.00%
Cornelia, GA (FHA|USDA|VA) 1 $545,000 $545,000 $3,720 2.88%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $535,000 $178,333 $3,567 2.50%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $530,000 $265,000 $3,241 2.31%
DULUTH, MN-WI (FHA|USDA|VA) 4 $510,000 $127,500 $1,635 3.25%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $490,000 $245,000 $4,037 2.43%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $455,000 $455,000 $2,195 3.13%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $420,000 $105,000 $1,740 2.81%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $395,000 $395,000 $2,244 2.88%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $390,000 $195,000 $3,327 3.19%
Cadillac, MI (FHA|USDA|VA) 3 $355,000 $118,333 $2,040 3.08%
Mount Pleasant, MI (FHA|USDA|VA) 2 $350,000 $175,000 $2,469 3.06%
THE VILLAGES, FL (FHA|USDA|VA) 2 $340,000 $170,000 $2,512 3.25%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $340,000 $170,000 $3,530 2.06%
Brevard, NC (FHA|USDA|VA) 1 $295,000 $295,000 $3,689 2.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $265,000 $265,000 $4,024 3.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $265,000 $265,000 $3,989 2.25%
Big Rapids, MI (FHA|USDA|VA) 2 $260,000 $130,000 $2,353 2.88%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $260,000 $130,000 $2,662 3.50%
ST. CLOUD, MN (FHA|USDA|VA) 1 $255,000 $255,000 $3,740 3.13%
Marinette, WI-MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,819 2.38%
LOUISVILLE, KY (FHA|USDA|VA) 1 $245,000 $245,000 $2,362 2.88%
FORT WAYNE, IN (FHA|USDA|VA) 2 $240,000 $120,000 $1,865 5.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $235,000 $235,000 $2,058 3.00%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $235,000 $235,000 $2,811 3.13%
PITTSBURGH, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,050 2.50%
Alpena, MI (FHA|USDA|VA) 2 $230,000 $115,000 $2,317 2.75%
SPARTANBURG, SC (FHA|USDA|VA) 1 $225,000 $225,000 $2,927 3.13%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $225,000 $225,000 $0 1.99%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $220,000 $110,000 $2,621 3.00%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $215,000 $215,000 $3,103 2.38%
KNOXVILLE, TN (FHA|USDA|VA) 1 $215,000 $215,000 $2,955 3.50%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,015 2.75%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $205,000 $205,000 $2,938 3.13%
ALBANY, GA (FHA|USDA|VA) 2 $200,000 $100,000 $2,590 3.38%
BURLINGTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,965 3.00%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $185,000 $185,000 $3,176 2.25%
Clarksburg, WV (FHA|USDA|VA) 1 $185,000 $185,000 $2,983 2.38%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,359 2.63%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $175,000 $58,333 $2,472 2.79%
PANAMA CITY, FL (FHA|USDA|VA) 1 $165,000 $165,000 $2,197 2.88%
Brainerd, MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,414 3.13%
Dayton, TN (FHA|USDA|VA) 1 $155,000 $155,000 $2,948 2.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,167 3.13%
MUSKEGON, MI (FHA|USDA|VA) 1 $145,000 $145,000 $1,926 3.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $135,000 $135,000 $2,274 2.63%
Red Wing, MN (FHA|USDA|VA) 2 $130,000 $65,000 $2,236 2.62%
Frankfort, KY (FHA|USDA|VA) 1 $125,000 $125,000 $1,974 2.50%
Holland, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,276 2.63%
Auburn, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,969 2.88%
Ludington, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,257 2.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,557 3.13%
PEORIA, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,153 2.38%
Alma, MI (FHA|USDA|VA) 1 $105,000 $105,000 $1,950 2.38%
Sault Ste. Marie, MI (FHA|USDA|VA) 2 $100,000 $50,000 $2,295 2.75%
Warren, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 1.99%
Houghton, MI (FHA|USDA|VA) 1 $75,000 $75,000 $2,045 3.38%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $75,000 $75,000 $1,709 3.25%
BAY CITY, MI (FHA|USDA|VA) 1 $75,000 $75,000 $1,677 2.25%
Greenville, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,299 2.38%
Hillsdale, MI (FHA|USDA|VA) 2 $60,000 $30,000 $238 3.62%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 1.99%
GAINESVILLE, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 1.99%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 1.99%
Thomaston, GA (FHA|USDA|VA) 1 $45,000 $45,000 $274 5.25%
ROANOKE, VA (FHA|USDA|VA) 1 $35,000 $35,000 $0 1.99%
COLUMBUS, OH (FHA|USDA|VA) 1 $35,000 $35,000 $252 4.74%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $35,000 $35,000 $255 4.50%
ROCKFORD, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.99%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $15,000 $15,000 $237 2.99%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $15,000 $15,000 $260 2.99%
Genisys's top markets include Detroit, Flint, Minneapolis, Lansing, and Philadelphia among others.

Their top states include:
  • Michigan (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • California (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,151 $566,705,000 $179,849 $2,190 3.08%
    HELOC 1,285 $103,955,000 $80,899 n/a 3.04%

    For 2021, Genisys's most frequently originated type of loan was Conventional, with 3,151 originations. Their 2nd most popular type was HELOC, with 1,285 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,604 $242,370,000 $151,103 $2,012 2.99%
    Cash Out Refi 827 $157,595,000 $190,562 $2,458 2.95%
    Other 730 $81,220,000 $111,260 $1,682 3.31%
    Home Purchase 654 $143,100,000 $218,807 $2,896 3.00%
    Home Improvement 621 $46,375,000 $74,678 $462 3.21%

    For 2021, Genisys's most frequently cited loan purpose was Refi, with 1,604 originations. The 2nd most popular reason was Cash Out Refi, with 827 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,510 $319,310,000 $211,464 $2,613 3.12%
    20 Year 1,489 $139,775,000 $93,872 $2,382 3.03%
    15 Year 911 $144,755,000 $158,897 $2,120 2.76%
    10 Year 446 $50,020,000 $112,152 $1,114 3.55%
    5 Year 77 $4,725,000 $61,364 $240 3.71%
    1 Year 2 $5,870,000 $2,935,000 $0 3.95%
    Other 1 $6,205,000 $6,205,000 $0 3.80%

    For 2021, Genisys's most frequently cited loan duration was 30 Year, with 1,510 originations. The 2nd most popular length was 20 Year, with 1,489 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,645 $449,295,000 $169,866
    $1k-2k 427 $77,375,000 $181,206
    $2k-3k 33 $8,865,000 $268,636
    $3k-4k 13 $2,715,000 $208,846
    $5k+ 10 $2,950,000 $295,000
    $4k-5k 4 $1,300,000 $325,000

    Genisys's average total fees were $2,613, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,645 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 1,574 $216,790,000 $137,732
    3-4% 1,187 $203,265,000 $171,243
    2.5-3% 1,184 $216,350,000 $182,728
    4-5% 247 $21,605,000 $87,470
    5-6% 129 $7,135,000 $55,310
    6-7% 67 $3,375,000 $50,373
    7-8% 40 $1,790,000 $44,750
    Over 8% 8 $350,000 $43,750

    During 2021, Genisys's average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was <2.5%, with 1,574 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 1,823 $99,355,000 $54,501 $1,306 3.38%
    $100k-200k 1,591 $229,935,000 $144,522 $2,282 2.82%
    $200k-400k 856 $227,090,000 $265,292 $2,790 2.91%
    $400k-600k 113 $53,165,000 $470,487 $3,427 2.84%
    $600k-1MM 30 $22,680,000 $756,000 $3,738 2.90%
    $1MM+ 23 $38,435,000 $1,671,087 $4,205 3.06%

    2021 saw Genisys place emphasis on $100,000 or less loans with 1,823 originations, totaling $99,355,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,064 $162,040,000 $152,293 $2,188 3.07%
    $50k-75k 993 $119,145,000 $119,985 $2,086 3.10%
    $75k-100k 802 $107,640,000 $134,214 $2,140 3.22%
    $50k or less 728 $67,900,000 $93,269 $2,002 3.05%
    $150k-250k 630 $125,820,000 $199,714 $2,584 2.89%
    $250k+ 190 $62,050,000 $326,579 $2,635 2.86%

    Genisys lent most frequently to those with incomes in the $100k-150k range, with 1,064 originations. The second most popular income band? $50k-75k, with 993 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,200 $171,640,000 $143,033 $2,233 2.90%
    30-36% 844 $123,980,000 $146,896 $2,173 3.13%
    <20% 611 $87,555,000 $143,298 $2,092 2.63%
    41% 156 $22,510,000 $144,295 $2,207 3.42%
    38% 148 $20,980,000 $141,757 $1,993 3.38%
    39% 147 $21,785,000 $148,197 $2,061 3.28%
    42% 144 $24,200,000 $168,056 $2,194 3.45%
    40% 139 $18,585,000 $133,705 $2,052 3.39%
    36% 130 $20,890,000 $160,692 $2,315 3.21%
    44% 128 $20,450,000 $159,766 $2,410 3.30%
    45% 122 $17,750,000 $145,492 $2,297 3.37%
    43% 117 $17,575,000 $150,214 $2,359 3.32%
    37% 109 $15,675,000 $143,807 $2,048 3.20%
    46% 93 $15,275,000 $164,247 $2,228 3.30%
    47% 93 $12,095,000 $130,054 $2,098 3.17%
    48% 91 $14,195,000 $155,989 $2,420 3.05%
    49% 71 $11,435,000 $161,056 $2,309 3.11%
    50-60% 29 $3,875,000 $133,621 $2,163 3.45%
    >60% 14 $1,660,000 $118,571 $1,649 3.35%

    Genisys lent most frequently to those with DTI ratios of 20-30%, with 1,200 originations. The next most common DTI ratio? 30-36%, with 844 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,258 $466,290,000 $143,122 $2,141 3.07%
    Not provided 833 $137,715,000 $165,324 $2,387 3.02%
    Not applicable 17 $24,085,000 $1,416,765 $0 3.79%
    Black 163 $18,295,000 $112,239 $2,032 3.35%
    Asian 106 $17,300,000 $163,208 $2,399 2.86%
    Asian Indian 26 $2,880,000 $110,769 $1,310 2.96%
    American Indian 21 $2,525,000 $120,238 $2,079 3.25%
    Native Hawaiian or Islander 4 $570,000 $142,500 $2,701 3.59%
    Other Asian 2 $340,000 $170,000 $3,142 2.31%
    Chinese 1 $205,000 $205,000 $2,021 2.88%
    Filipino 3 $185,000 $61,667 $1,240 3.33%
    Japanese 1 $165,000 $165,000 $2,759 2.75%
    Vietnamese 1 $105,000 $105,000 $0 1.99%

    Approval Rates

    Total approvals of all applications
    87.74%

    Genisys has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.61%

    Genisys has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 22 $1,430,000 $65,000
    1051.5 1 $305,000 $305,000
    1081.5 1 $255,000 $255,000
    1590.5 1 $325,000 $325,000
    1711.5 1 $405,000 $405,000
    171.5 2 $110,000 $55,000
    236.5 231 $15,555,000 $67,338
    236.8 1 $155,000 $155,000
    240.5 1 $65,000 $65,000
    246.5 1 $25,000 $25,000
    2481.5 1 $555,000 $555,000
    251.5 25 $1,665,000 $66,600
    254.5 4 $400,000 $100,000
    259.5 7 $585,000 $83,571
    270.5 3 $325,000 $108,333
    273.5 2 $180,000 $90,000
    284.5 7 $555,000 $79,286
    454.5 1 $155,000 $155,000
    671.5 1 $115,000 $115,000
    71.5 1 $55,000 $55,000
    736.5 1 $35,000 $35,000
    826.5 1 $185,000 $185,000
    838.5 1 $195,000 $195,000
    846.5 1 $205,000 $205,000
    NA 4,118 $646,820,000 $157,071

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,436 $670,660,000 $151,186

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 776 $79,130,000 $101,972 $1,685 2.96%
    40-60% 862 $134,000,000 $155,452 $2,149 2.78%
    60-80% 1,222 $273,410,000 $223,740 $2,540 2.96%
    80-100% 585 $134,275,000 $229,530 $2,813 3.07%
    Over 100% 1 $2,655,000 $2,655,000 $0 3.70%
    Under 20% 990 $47,190,000 $47,667 $336 3.54%