Orix Real Estate Capital Mortgage Rates, Fees & Info
DOVER, DELEI: 549300JGMQJ4R419LR70
Tax ID: 31-1712553
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Mortgage Data
Review & Overview
Orix Real Estate Capital is a small mortgage company specializing in Refi loans. Orix Real Estate Capital has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, New York, Houston, Miami, and Philadelphia among others. We have data for 110 markets. (Some data included below & more in-depth data is available with an active subscription.)Orix Real Estate Capital has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Orix Real Estate Capital Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
237Origination Dollar Volume (All Markets)
$2,440,995,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 30 | $560,540,000 | $18,684,667 | $0 | 0.04% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 11 | $137,315,000 | $12,483,182 | $0 | 0.03% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $134,425,000 | $26,885,000 | $0 | 0.04% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 6 | $109,140,000 | $18,190,000 | $0 | 0.03% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 10 | $76,130,000 | $7,613,000 | $0 | 0.04% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 9 | $72,915,000 | $8,101,667 | $0 | 0.04% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $58,950,000 | $9,825,000 | $0 | 0.03% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $56,020,000 | $14,005,000 | $0 | 0.04% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $53,215,000 | $10,643,000 | $0 | 0.04% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $52,235,000 | $17,411,667 | $0 | 0.03% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $50,485,000 | $16,828,333 | $0 | 0.03% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5 | $41,655,000 | $8,331,000 | $0 | 0.04% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $40,775,000 | $13,591,667 | $0 | 0.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $40,750,000 | $6,791,667 | $0 | 0.04% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $31,235,000 | $10,411,667 | $0 | 0.03% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $30,940,000 | $15,470,000 | $0 | 0.04% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $29,515,000 | $9,838,333 | $0 | 0.03% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $29,515,000 | $29,515,000 | $0 | 0.03% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $25,060,000 | $12,530,000 | $0 | 0.03% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $24,455,000 | $8,151,667 | $0 | 0.03% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $22,715,000 | $22,715,000 | $0 | 0.04% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $22,455,000 | $7,485,000 | $0 | 0.04% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $22,135,000 | $7,378,333 | $0 | 0.04% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $22,005,000 | $22,005,000 | $0 | 0.04% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $21,650,000 | $10,825,000 | $0 | 0.03% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $21,370,000 | $10,685,000 | $0 | 0.04% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $20,860,000 | $10,430,000 | $0 | 0.03% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $20,415,000 | $20,415,000 | $0 | 0.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $20,135,000 | $6,711,667 | $0 | 0.04% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $19,255,000 | $19,255,000 | $0 | 0.03% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $19,230,000 | $9,615,000 | $0 | 0.04% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $19,205,000 | $19,205,000 | $0 | 0.03% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $18,060,000 | $9,030,000 | $0 | 0.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $18,005,000 | $18,005,000 | $0 | 0.04% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $17,225,000 | $17,225,000 | $0 | 0.04% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $16,150,000 | $8,075,000 | $0 | 0.04% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $15,625,000 | $15,625,000 | $0 | 0.04% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $15,205,000 | $5,068,333 | $0 | 0.04% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $15,010,000 | $7,505,000 | $0 | 0.04% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $15,005,000 | $15,005,000 | $0 | 0.04% |
| Emporia, KS (FHA|USDA|VA) | 2 | $14,560,000 | $7,280,000 | $0 | 0.04% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $13,825,000 | $13,825,000 | $0 | 0.04% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $13,445,000 | $13,445,000 | $0 | 0.04% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $12,700,000 | $6,350,000 | $0 | 0.04% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $12,610,000 | $6,305,000 | $0 | 0.04% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $12,320,000 | $6,160,000 | $0 | 0.04% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $12,305,000 | $12,305,000 | $0 | 0.04% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $11,275,000 | $11,275,000 | $0 | 0.03% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $11,255,000 | $11,255,000 | $0 | 0.04% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $10,865,000 | $10,865,000 | $0 | 0.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $10,470,000 | $5,235,000 | $0 | 0.04% |
| Willmar, MN (FHA|USDA|VA) | 2 | $10,360,000 | $5,180,000 | $0 | 0.04% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $9,615,000 | $9,615,000 | $0 | 0.03% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $9,355,000 | $9,355,000 | $0 | 0.03% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $9,205,000 | $9,205,000 | $0 | 0.04% |
| AKRON, OH (FHA|USDA|VA) | 1 | $9,005,000 | $9,005,000 | $0 | 0.04% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $8,905,000 | $8,905,000 | $0 | 0.03% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $8,465,000 | $8,465,000 | $0 | 0.03% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $8,405,000 | $8,405,000 | $0 | 0.04% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $7,865,000 | $7,865,000 | $0 | 0.03% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $7,855,000 | $7,855,000 | $0 | 0.03% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $7,655,000 | $7,655,000 | $0 | 0.04% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $7,505,000 | $7,505,000 | $0 | 0.03% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $7,405,000 | $7,405,000 | $0 | 0.04% |
| MADERA, CA (FHA|USDA|VA) | 1 | $7,305,000 | $7,305,000 | $0 | 0.03% |
| TYLER, TX (FHA|USDA|VA) | 1 | $7,215,000 | $7,215,000 | $0 | 0.03% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $7,205,000 | $7,205,000 | $0 | 0.03% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $6,185,000 | $6,185,000 | $0 | 0.05% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $6,185,000 | $6,185,000 | $0 | 0.04% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $6,025,000 | $6,025,000 | $0 | 0.04% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.04% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.04% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.04% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $5,325,000 | $5,325,000 | $0 | 0.04% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $5,075,000 | $5,075,000 | $0 | 0.05% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $4,915,000 | $1,638,333 | $0 | 0.05% |
| Marshall, MN (FHA|USDA|VA) | 1 | $4,745,000 | $4,745,000 | $0 | 0.04% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $4,715,000 | $4,715,000 | $0 | 0.05% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $4,630,000 | $2,315,000 | $0 | 0.04% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $4,295,000 | $4,295,000 | $0 | 0.02% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $4,035,000 | $4,035,000 | $0 | 0.04% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $3,580,000 | $1,790,000 | $0 | 0.05% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $3,170,000 | $1,585,000 | $0 | 0.05% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $3,170,000 | $1,585,000 | $0 | 0.05% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $3,005,000 | $3,005,000 | $0 | 0.05% |
| TULSA, OK (FHA|USDA|VA) | 1 | $2,845,000 | $2,845,000 | $0 | 0.04% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $2,805,000 | $2,805,000 | $0 | 0.06% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $2,805,000 | $2,805,000 | $0 | 0.04% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $2,785,000 | $2,785,000 | $0 | 0.06% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $2,775,000 | $2,775,000 | $0 | 0.04% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $2,685,000 | $2,685,000 | $0 | 0.04% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $2,605,000 | $2,605,000 | $0 | 0.05% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $0 | 0.04% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $2,365,000 | $2,365,000 | $0 | 0.04% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $2,255,000 | $2,255,000 | $0 | 0.05% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $2,175,000 | $2,175,000 | $0 | 0.04% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $2,095,000 | $2,095,000 | $0 | 0.04% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $2,065,000 | $2,065,000 | $0 | 0.04% |
| Elko, NV (FHA|USDA|VA) | 1 | $1,915,000 | $1,915,000 | $0 | 0.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $1,805,000 | $1,805,000 | $0 | 0.04% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $1,705,000 | $1,705,000 | $0 | 0.06% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $1,655,000 | $1,655,000 | $0 | 0.04% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $1,605,000 | $1,605,000 | $0 | 0.04% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $0 | 0.05% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $1,065,000 | $1,065,000 | $0 | 0.05% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 0.06% |
| Shelby, NC (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 0.05% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $0 | 0.05% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 0.05% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.06% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 237 | $2,440,995,000 | $10,299,557 | $0 | 0.04% |
For 2021, Orix Real Estate Capital's most frequently originated type of loan was Conventional, with 237 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 237 | $2,440,995,000 | $10,299,557 | $0 | 0.04% |
For 2021, Orix Real Estate Capital's most frequently cited loan purpose was Refi, with 237 originations.
Loan Duration/Length
For 2021, Orix Real Estate Capital's most frequently cited loan duration was 10 Year, with 111 originations. The 2nd most popular length was Other, with 94 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| <2.5% | 230 | $2,327,400,000 | $10,119,130 |
During 2021, Orix Real Estate Capital's average interest rate for loans was 0.04%, while their most frequently originated rate bucket for loans was <2.5%, with 230 originations.
Loan Sizing
2021 saw Orix Real Estate Capital place emphasis on $1MM+ loans with 232 originations, totaling $2,437,180,000 in origination value.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.30%
Orix Real Estate Capital has an average approval rate.
Pick Rate
Approvals leading to origination93.67%
Orix Real Estate Capital has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 237 | $2,440,995,000 | $10,299,557 |