Orix Real Estate Capital Mortgage Rates, Fees & Info
DOVER, DELEI: 549300JGMQJ4R419LR70
Tax ID: 31-1712553
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Mortgage Data
Review & Overview
Orix Real Estate Capital is a mid-sized mortgage company specializing in Refi loans. Orix Real Estate Capital has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, San Diego, Minneapolis, New York, and Dallas among others. We have data for 148 markets. (Some data included below & more in-depth data is available with an active subscription.)Orix Real Estate Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Orix Real Estate Capital Mortgage Calculator
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This is not an official calculator from Orix Real Estate Capital. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
367Origination Dollar Volume (All Markets)
$3,056,555,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 27 | $388,285,000 | $14,380,926 | $0 | 3.22% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $139,250,000 | $17,406,250 | $0 | 3.13% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $137,110,000 | $22,851,667 | $0 | 2.67% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 20 | $128,460,000 | $6,423,000 | $0 | 3.35% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 12 | $102,960,000 | $8,580,000 | $0 | 3.11% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 7 | $102,375,000 | $14,625,000 | $0 | 3.12% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 8 | $88,250,000 | $11,031,250 | $0 | 3.12% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 12 | $87,010,000 | $7,250,833 | $0 | 3.38% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 11 | $84,545,000 | $7,685,909 | $0 | 3.44% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 6 | $68,030,000 | $11,338,333 | $0 | 3.22% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $58,340,000 | $14,585,000 | $0 | 2.78% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $56,055,000 | $18,685,000 | $0 | 3.44% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $46,805,000 | $15,601,667 | $0 | 3.10% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8 | $44,670,000 | $5,583,750 | $0 | 3.73% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $43,245,000 | $43,245,000 | $0 | 3.09% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $42,505,000 | $42,505,000 | $0 | 3.31% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 8 | $41,350,000 | $5,168,750 | $0 | 3.45% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $39,830,000 | $19,915,000 | $0 | 3.00% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $39,565,000 | $39,565,000 | $0 | 3.95% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $36,250,000 | $18,125,000 | $0 | 2.98% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $36,080,000 | $18,040,000 | $0 | 3.02% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $35,510,000 | $8,877,500 | $0 | 3.41% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $34,745,000 | $11,581,667 | $0 | 3.05% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $34,325,000 | $34,325,000 | $0 | 2.97% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $33,645,000 | $6,729,000 | $0 | 3.31% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $33,185,000 | $33,185,000 | $0 | 3.00% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $32,700,000 | $8,175,000 | $0 | 3.32% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $31,855,000 | $10,618,333 | $0 | 2.67% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $31,295,000 | $10,431,667 | $0 | 3.25% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $28,365,000 | $5,673,000 | $0 | 3.47% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $26,085,000 | $8,695,000 | $0 | 2.78% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $25,910,000 | $12,955,000 | $0 | 2.87% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $25,725,000 | $5,145,000 | $0 | 3.39% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 5 | $25,585,000 | $5,117,000 | $0 | 3.28% |
| AKRON, OH (FHA|USDA|VA) | 2 | $24,060,000 | $12,030,000 | $0 | 3.28% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $23,700,000 | $5,925,000 | $0 | 3.47% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $23,655,000 | $23,655,000 | $0 | 4.06% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $22,245,000 | $22,245,000 | $0 | 3.28% |
| CHICO, CA (FHA|USDA|VA) | 2 | $19,510,000 | $9,755,000 | $0 | 2.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $18,675,000 | $18,675,000 | $0 | 3.33% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $18,525,000 | $6,175,000 | $0 | 3.19% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $18,115,000 | $18,115,000 | $0 | 3.33% |
| Cortland, NY (FHA|USDA|VA) | 1 | $17,945,000 | $17,945,000 | $0 | 3.39% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $17,925,000 | $17,925,000 | $0 | 3.26% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $17,425,000 | $17,425,000 | $0 | 3.14% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $17,005,000 | $17,005,000 | $0 | 3.68% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $16,785,000 | $5,595,000 | $0 | 3.41% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $16,505,000 | $16,505,000 | $0 | 3.69% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $16,110,000 | $4,027,500 | $0 | 3.56% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $15,770,000 | $7,885,000 | $0 | 3.12% |
| TYLER, TX (FHA|USDA|VA) | 3 | $15,585,000 | $5,195,000 | $0 | 3.15% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $15,440,000 | $3,860,000 | $0 | 3.47% |
| SALEM, OR (FHA|USDA|VA) | 4 | $15,250,000 | $3,812,500 | $0 | 3.61% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $14,850,000 | $7,425,000 | $0 | 2.52% |
| MONROE, MI (FHA|USDA|VA) | 2 | $14,590,000 | $7,295,000 | $0 | 3.20% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $12,410,000 | $6,205,000 | $0 | 3.35% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $12,315,000 | $4,105,000 | $0 | 3.52% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $11,735,000 | $11,735,000 | $0 | 3.28% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $11,275,000 | $11,275,000 | $0 | 3.27% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $10,975,000 | $3,658,333 | $0 | 3.57% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $10,750,000 | $5,375,000 | $0 | 3.84% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $10,360,000 | $5,180,000 | $0 | 3.19% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $9,900,000 | $4,950,000 | $0 | 3.14% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4 | $9,870,000 | $2,467,500 | $0 | 3.59% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $9,515,000 | $9,515,000 | $0 | 3.04% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $9,490,000 | $4,745,000 | $0 | 3.12% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $9,390,000 | $4,695,000 | $0 | 3.74% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $9,055,000 | $9,055,000 | $0 | 3.96% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $9,020,000 | $4,510,000 | $0 | 3.53% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $9,005,000 | $9,005,000 | $0 | 2.88% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $8,915,000 | $8,915,000 | $0 | 3.35% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $8,905,000 | $8,905,000 | $0 | 5.07% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $8,565,000 | $2,855,000 | $0 | 3.67% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $8,505,000 | $8,505,000 | $0 | 3.21% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $8,255,000 | $8,255,000 | $0 | 2.92% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $7,585,000 | $7,585,000 | $0 | 3.10% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $7,505,000 | $7,505,000 | $0 | 2.83% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $7,210,000 | $3,605,000 | $0 | 3.40% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $6,985,000 | $6,985,000 | $0 | 2.61% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $6,965,000 | $2,321,667 | $0 | 3.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $6,945,000 | $6,945,000 | $0 | 2.92% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $6,855,000 | $6,855,000 | $0 | 3.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $6,740,000 | $3,370,000 | $0 | 3.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $6,570,000 | $3,285,000 | $0 | 2.66% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $6,445,000 | $6,445,000 | $0 | 3.81% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $6,425,000 | $6,425,000 | $0 | 3.18% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $6,375,000 | $6,375,000 | $0 | 3.16% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $6,325,000 | $6,325,000 | $0 | 3.65% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $6,105,000 | $6,105,000 | $0 | 2.62% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $6,035,000 | $6,035,000 | $0 | 3.40% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 3.99% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $5,605,000 | $5,605,000 | $0 | 3.21% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $5,505,000 | $5,505,000 | $0 | 3.52% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $5,365,000 | $5,365,000 | $0 | 3.73% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $5,305,000 | $5,305,000 | $0 | 3.77% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $5,245,000 | $5,245,000 | $0 | 2.82% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $4,715,000 | $4,715,000 | $0 | 4.30% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $4,530,000 | $2,265,000 | $0 | 3.67% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $4,330,000 | $2,165,000 | $0 | 3.41% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $4,305,000 | $4,305,000 | $0 | 3.57% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $4,240,000 | $2,120,000 | $0 | 3.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $4,130,000 | $2,065,000 | $0 | 3.41% |
| AMES, IA (FHA|USDA|VA) | 1 | $4,035,000 | $4,035,000 | $0 | 2.97% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $3,995,000 | $3,995,000 | $0 | 3.78% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $3,990,000 | $1,995,000 | $0 | 3.49% |
| Shelby, NC (FHA|USDA|VA) | 1 | $3,755,000 | $3,755,000 | $0 | 2.79% |
| Winfield, KS (FHA|USDA|VA) | 1 | $3,745,000 | $3,745,000 | $0 | 3.00% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $3,635,000 | $3,635,000 | $0 | 3.68% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $3,525,000 | $3,525,000 | $0 | 3.77% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $3,360,000 | $1,680,000 | $0 | 3.54% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $3,330,000 | $1,665,000 | $0 | 3.74% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $3,110,000 | $1,555,000 | $0 | 3.52% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $3,070,000 | $1,535,000 | $0 | 3.89% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $3,055,000 | $3,055,000 | $0 | 3.49% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $3,005,000 | $3,005,000 | $0 | 4.05% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $2,945,000 | $2,945,000 | $0 | 4.24% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $2,910,000 | $1,455,000 | $0 | 3.41% |
| Outside of Metro Areas | 2 | $2,880,000 | $1,440,000 | $0 | 3.44% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $2,855,000 | $2,855,000 | $0 | 3.72% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $2,755,000 | $2,755,000 | $0 | 3.25% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $2,630,000 | $1,315,000 | $0 | 3.82% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $0 | 3.29% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $2,405,000 | $2,405,000 | $0 | 3.25% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $2,375,000 | $2,375,000 | $0 | 5.13% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $2,135,000 | $2,135,000 | $0 | 3.81% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $2,020,000 | $1,010,000 | $0 | 4.13% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $1,995,000 | $1,995,000 | $0 | 4.25% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $1,955,000 | $1,955,000 | $0 | 3.64% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $1,925,000 | $1,925,000 | $0 | 4.09% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $1,895,000 | $1,895,000 | $0 | 4.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $1,885,000 | $1,885,000 | $0 | 4.09% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $1,805,000 | $1,805,000 | $0 | 3.85% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $1,805,000 | $1,805,000 | $0 | 3.49% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $1,795,000 | $1,795,000 | $0 | 3.95% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $1,765,000 | $1,765,000 | $0 | 3.49% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $1,755,000 | $1,755,000 | $0 | 3.34% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $1,705,000 | $1,705,000 | $0 | 3.35% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $1,675,000 | $1,675,000 | $0 | 3.86% |
| Beeville, TX (FHA|USDA|VA) | 1 | $1,625,000 | $1,625,000 | $0 | 3.16% |
| Prineville, OR (FHA|USDA|VA) | 1 | $1,475,000 | $1,475,000 | $0 | 3.23% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $1,315,000 | $1,315,000 | $0 | 3.54% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $0 | 3.90% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $0 | 3.11% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $0 | 4.18% |
| NILES, MI (FHA|USDA|VA) | 1 | $1,155,000 | $1,155,000 | $0 | 3.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $1,155,000 | $1,155,000 | $0 | 3.99% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $0 | 2.66% |
| Danville, KY (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $0 | 2.66% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 362 | $3,048,570,000 | $8,421,464 | $0 | 3.35% |
| USDA | 5 | $7,985,000 | $1,597,000 | $0 | 2.82% |
For 2020, Orix Real Estate Capital's most frequently originated type of loan was Conventional, with 362 originations. Their 2nd most popular type was USDA, with 5 originations.
Loan Reason
For 2020, Orix Real Estate Capital's most frequently cited loan purpose was Refi, with 283 originations. The 2nd most popular reason was Home Purchase, with 66 originations.
Loan Duration/Length
For 2020, Orix Real Estate Capital's most frequently cited loan duration was 10 Year, with 174 originations. The 2nd most popular length was Other, with 99 originations.
Interest Rates
During 2020, Orix Real Estate Capital's average interest rate for loans was 3.87%, while their most frequently originated rate bucket for loans was 3-4%, with 225 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 360 | $3,050,800,000 | $8,474,444 | $0 | 3.34% |
| $600k-1MM | 7 | $5,755,000 | $822,143 | $0 | 3.63% |
2020 saw Orix Real Estate Capital place emphasis on $1MM+ loans with 360 originations, totaling $3,050,800,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 367 | $3,056,555,000 | $8,328,488 | $0 | 3.35% |
Approval Rates
Total approvals of all applications97.22%
Orix Real Estate Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination82.29%
Orix Real Estate Capital has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 367 | $3,056,555,000 | $8,328,488 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Manufactured | 32 | $347,140,000 | $10,848,125 |
| Multifamily:Site-Built | 335 | $2,709,415,000 | $8,087,806 |