Trustmark National Bank Mortgage Rates, Fees & Info

Jackson, MS

LEI: 01J4SO3XTWZF4PP38209

Tax ID: 64-0180810

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Trustmark National Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Trustmark National Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Jackson, Montgomery, Birmingham, Daphne, and Mobile among others. We have data for 121 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Trustmark National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Trustmark National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/28/24
    30 Year Conventional Purchase 6.34% 4/28/24
    30 Year Conventional Refi 6.41% 4/28/24
    30 Year Cash-out Refi 6.63% 4/28/24
    30 Year FHA Purchase 7.26% 4/28/24
    30 Year FHA Refi 7.03% 4/28/24
    30 Year VA Purchase 6.20% 4/28/24
    30 Year VA Refi 6.06% 4/28/24
    30 Year USDA Purchase 6.49% 4/28/24
    30 Year USDA Refi 6.27% 4/28/24
    15 Year Conventional Purchase 6.12% 4/28/24
    15 Year Conventional Refi 6.08% 4/28/24
    15 Year Cash-out Refi 6.08% 4/28/24
    15 Year FHA Refi 7.26% 4/28/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Trustmark National Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Trustmark National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    15,228

    Origination Dollar Volume (All Markets)

    $3,165,110,000

    Employee count

    2,692 Show all (63) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    JACKSON, MS (FHA|USDA|VA) 2,857 $547,055,000 $191,479 $3,665 2.53%
    MONTGOMERY, AL (FHA|USDA|VA) 1,215 $246,605,000 $202,967 $3,995 2.92%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1,038 $242,700,000 $233,815 $3,385 2.89%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 838 $221,460,000 $264,272 $4,118 2.59%
    MOBILE, AL (FHA|USDA|VA) 1,048 $214,950,000 $205,105 $3,788 2.87%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1,083 $205,585,000 $189,829 $3,664 2.60%
    PANAMA CITY, FL (FHA|USDA|VA) 663 $136,515,000 $205,905 $4,656 2.49%
    Outside of Metro Areas 899 $134,925,000 $150,083 $3,660 2.65%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 314 $122,980,000 $391,656 $5,505 2.64%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 630 $105,320,000 $167,175 $3,800 2.56%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 319 $97,835,000 $306,693 $5,021 2.62%
    HATTIESBURG, MS (FHA|USDA|VA) 518 $95,000,000 $183,398 $4,063 2.61%
    HUNTSVILLE, AL (FHA|USDA|VA) 408 $87,670,000 $214,877 $4,077 2.81%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 401 $68,435,000 $170,661 $3,803 2.83%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 227 $53,595,000 $236,101 $4,105 2.96%
    Meridian, MS (FHA|USDA|VA) 289 $50,475,000 $174,654 $4,533 2.36%
    Oxford, MS (FHA|USDA|VA) 221 $47,915,000 $216,810 $3,042 2.66%
    TUSCALOOSA, AL (FHA|USDA|VA) 182 $42,950,000 $235,989 $4,366 2.84%
    SUMTER, SC (FHA|USDA|VA) 198 $40,740,000 $205,758 $4,890 2.84%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 124 $37,880,000 $305,484 $4,943 2.81%
    Vicksburg, MS (FHA|USDA|VA) 217 $36,785,000 $169,516 $4,404 2.58%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 8 $29,600,000 $3,700,000 $4,715 2.97%
    Tupelo, MS (FHA|USDA|VA) 184 $25,610,000 $139,185 $3,481 2.49%
    Brookhaven, MS (FHA|USDA|VA) 162 $25,080,000 $154,815 $3,360 2.26%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $23,315,000 $23,315,000 $0 2.65%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 77 $21,285,000 $276,429 $4,074 2.77%
    Columbus, MS (FHA|USDA|VA) 121 $18,995,000 $156,983 $4,267 2.59%
    Laurel, MS (FHA|USDA|VA) 136 $17,500,000 $128,676 $3,311 2.45%
    COLUMBIA, SC (FHA|USDA|VA) 71 $14,875,000 $209,507 $4,554 2.93%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 33 $12,185,000 $369,242 $3,464 2.61%
    Alexander City, AL (FHA|USDA|VA) 33 $10,235,000 $310,152 $3,443 2.93%
    McComb, MS (FHA|USDA|VA) 61 $8,185,000 $134,180 $3,778 2.35%
    DECATUR, AL (FHA|USDA|VA) 31 $6,825,000 $220,161 $4,268 2.80%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 21 $6,715,000 $319,762 $5,349 2.51%
    Starkville, MS (FHA|USDA|VA) 37 $6,535,000 $176,622 $3,441 2.97%
    Selma, AL (FHA|USDA|VA) 54 $6,460,000 $119,630 $3,428 2.56%
    Greenwood, MS (FHA|USDA|VA) 48 $6,370,000 $132,708 $3,556 2.36%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 22 $5,750,000 $261,364 $3,785 2.52%
    Atmore, AL (FHA|USDA|VA) 54 $5,720,000 $105,926 $4,103 2.49%
    Greenville, MS (FHA|USDA|VA) 57 $4,725,000 $82,895 $3,054 2.79%
    Corinth, MS (FHA|USDA|VA) 37 $4,395,000 $118,784 $4,166 1.92%
    Cullman, AL (FHA|USDA|VA) 8 $3,840,000 $480,000 $3,540 2.98%
    BATON ROUGE, LA (FHA|USDA|VA) 11 $3,425,000 $311,364 $4,634 2.79%
    DOTHAN, AL (FHA|USDA|VA) 16 $3,250,000 $203,125 $4,484 3.14%
    Eufaula, AL-GA (FHA|USDA|VA) 21 $2,745,000 $130,714 $3,260 3.14%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $2,570,000 $428,333 $6,250 3.00%
    GADSDEN, AL (FHA|USDA|VA) 9 $2,405,000 $267,222 $6,459 2.37%
    Cleveland, MS (FHA|USDA|VA) 13 $2,395,000 $184,231 $5,072 2.75%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $2,250,000 $562,500 $6,811 2.94%
    Fort Payne, AL (FHA|USDA|VA) 8 $2,220,000 $277,500 $4,840 2.83%
    West Point, MS (FHA|USDA|VA) 15 $1,955,000 $130,333 $3,853 2.82%
    Scottsboro, AL (FHA|USDA|VA) 5 $1,905,000 $381,000 $3,326 2.98%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 8 $1,740,000 $217,500 $4,914 2.98%
    Albertville, AL (FHA|USDA|VA) 8 $1,440,000 $180,000 $3,178 2.90%
    LaGrange, GA-AL (FHA|USDA|VA) 13 $1,395,000 $107,308 $3,140 3.42%
    Troy, AL (FHA|USDA|VA) 6 $1,370,000 $228,333 $3,172 2.96%
    Sevierville, TN (FHA|USDA|VA) 4 $1,350,000 $337,500 $5,589 2.94%
    Jasper, AL (FHA|USDA|VA) 9 $1,315,000 $146,111 $3,540 3.05%
    Mineral Wells, TX (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $9,691 2.88%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $1,170,000 $585,000 $6,065 3.38%
    ABILENE, TX (FHA|USDA|VA) 3 $1,155,000 $385,000 $6,889 2.54%
    TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,300 2.98%
    Natchez, MS-LA (FHA|USDA|VA) 6 $1,110,000 $185,000 $5,300 2.06%
    JACKSON, TN (FHA|USDA|VA) 5 $1,105,000 $221,000 $3,132 3.18%
    GAINESVILLE, FL (FHA|USDA|VA) 3 $1,105,000 $368,333 $6,800 2.92%
    Picayune, MS (FHA|USDA|VA) 8 $1,100,000 $137,500 $4,612 2.92%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $1,030,000 $515,000 $4,230 3.50%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $950,000 $237,500 $5,279 3.03%
    Indianola, MS (FHA|USDA|VA) 6 $840,000 $140,000 $3,189 3.49%
    Clarksdale, MS (FHA|USDA|VA) 5 $795,000 $159,000 $3,224 2.22%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $735,000 $245,000 $3,658 2.88%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $670,000 $335,000 $1,772 1.99%
    HOT SPRINGS, AR (FHA|USDA|VA) 2 $610,000 $305,000 $3,273 3.50%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $580,000 $290,000 $4,628 2.94%
    Newberry, SC (FHA|USDA|VA) 1 $565,000 $565,000 $23,732 3.00%
    Ozark, AL (FHA|USDA|VA) 2 $560,000 $280,000 $3,780 2.81%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $545,000 $545,000 $3,695 3.38%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $540,000 $270,000 $5,375 3.44%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $530,000 $132,500 $2,893 3.28%
    LAFAYETTE, LA (FHA|USDA|VA) 2 $520,000 $260,000 $5,989 2.94%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $475,000 $475,000 $6,504 2.75%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $470,000 $235,000 $2,845 3.06%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $450,000 $225,000 $2,790 3.00%
    OCALA, FL (FHA|USDA|VA) 3 $445,000 $148,333 $3,293 3.46%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $435,000 $435,000 $18,303 2.88%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $430,000 $215,000 $3,352 2.05%
    GOLDSBORO, NC (FHA|USDA|VA) 2 $410,000 $205,000 $2,609 2.31%
    Milledgeville, GA (FHA|USDA|VA) 1 $405,000 $405,000 $3,529 3.25%
    Grenada, MS (FHA|USDA|VA) 2 $390,000 $195,000 $6,493 3.00%
    HAMMOND, LA (FHA|USDA|VA) 3 $385,000 $128,333 $2,615 1.87%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $370,000 $185,000 $2,606 2.75%
    Enterprise, AL (FHA|USDA|VA) 1 $335,000 $335,000 $3,103 2.50%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $315,000 $315,000 $3,581 3.00%
    FLORENCE, SC (FHA|USDA|VA) 2 $310,000 $155,000 $1,895 3.00%
    Tifton, GA (FHA|USDA|VA) 1 $305,000 $305,000 $3,838 2.88%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $305,000 $305,000 $3,166 2.50%
    Seneca, SC (FHA|USDA|VA) 1 $295,000 $295,000 $3,179 3.50%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $295,000 $295,000 $7,285 2.50%
    Rockport, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,930 2.88%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,484 3.25%
    Lufkin, TX (FHA|USDA|VA) 2 $270,000 $135,000 $5,631 2.63%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $245,000 $245,000 $2,360 2.38%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,164 3.00%
    Brevard, NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,590 2.50%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,968 2.25%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $225,000 $225,000 $4,470 3.25%
    SAVANNAH, GA (FHA|USDA|VA) 1 $215,000 $215,000 $2,925 3.13%
    COLUMBUS, GA-AL (FHA|USDA|VA) 2 $210,000 $105,000 $1,764 3.73%
    Minden, LA (FHA|USDA|VA) 2 $210,000 $105,000 $909 2.88%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.98%
    Crossville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $2,363 2.88%
    Thomasville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $2,881 3.38%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,871 2.50%
    Bogalusa, LA (FHA|USDA|VA) 1 $175,000 $175,000 $3,021 3.38%
    Huntsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,474 2.38%
    Bennettsville, SC (FHA|USDA|VA) 1 $155,000 $155,000 $987 3.00%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $145,000 $145,000 $4,772 3.13%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $85,000 $85,000 $1,822 3.13%
    Brownsville, TN (FHA|USDA|VA) 2 $80,000 $40,000 $0 0.98%
    El Campo, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.45%
    Cookeville, TN (FHA|USDA|VA) 1 $25,000 $25,000 $0 0.98%
    Trustmark National Bank's top markets include Jackson, Montgomery, Birmingham, Daphne, and Mobile among others.

    Their top states include:
  • Alabama (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Trustmark National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Bossier Federal Credit Union
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    BankPlus
    Similarity Rank: 490

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 9,150 $2,120,030,000 $231,697 $3,062 3.05%
    HELOC 2,256 $216,150,000 $95,811 n/a 1.07%
    FHA 2,188 $426,610,000 $194,977 $6,278 2.79%
    VA 1,242 $332,650,000 $267,834 $5,660 2.58%
    USDA 392 $69,670,000 $177,730 $4,869 2.73%

    For 2021, Trustmark National Bank's most frequently originated type of loan was Conventional, with 9,150 originations. Their 2nd most popular type was HELOC, with 2,256 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,449 $1,884,675,000 $223,065 $4,209 2.93%
    Refi 3,630 $827,190,000 $227,876 $3,239 2.62%
    Cash Out Refi 1,471 $315,515,000 $214,490 $3,884 2.96%
    Other 1,306 $106,390,000 $81,462 $2,573 1.06%
    Home Improvement 372 $31,340,000 $84,247 $1,030 1.68%

    For 2021, Trustmark National Bank's most frequently cited loan purpose was Home Purchase, with 8,449 originations. The 2nd most popular reason was Refi, with 3,630 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 9,603 $2,264,555,000 $235,817 $4,403 2.97%
    10 Year 2,313 $184,875,000 $79,929 $906 1.03%
    15 Year 1,501 $303,675,000 $202,315 $3,150 2.51%
    5 Year 856 $107,670,000 $125,783 $9 3.34%
    20 Year 449 $89,225,000 $198,719 $3,295 2.65%
    Other 373 $111,475,000 $298,861 $3,211 3.58%
    1 Year 120 $53,280,000 $444,000 $1,765 4.22%
    3 Year 13 $50,355,000 $3,873,462 $508 4.30%

    For 2021, Trustmark National Bank's most frequently cited loan duration was 30 Year, with 9,603 originations. The 2nd most popular length was 10 Year, with 2,313 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 8,923 $1,868,515,000 $209,404
    $1k-2k 2,518 $551,120,000 $218,872
    $2k-3k 747 $198,345,000 $265,522
    $3k-4k 241 $69,165,000 $286,992
    $4k-5k 99 $32,665,000 $329,949
    $5k+ 95 $39,715,000 $418,053

    Trustmark National Bank's average total fees were $4,403, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 8,923 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 5,570 $956,740,000 $171,767
    3-4% 4,834 $1,026,650,000 $212,381
    2.5-3% 4,401 $1,117,475,000 $253,914
    4-5% 356 $59,110,000 $166,039
    5-6% 55 $4,625,000 $84,091
    7-8% 6 $370,000 $61,667
    6-7% 5 $135,000 $27,000

    During 2021, Trustmark National Bank's average interest rate for loans was 2.97%, while their most frequently originated rate bucket for loans was <2.5%, with 5,570 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,379 $1,457,205,000 $270,906 $4,706 2.83%
    $100k-200k 5,357 $809,025,000 $151,022 $3,642 2.83%
    $100,000 or less 3,419 $161,335,000 $47,188 $1,604 2.10%
    $400k-600k 839 $400,485,000 $477,336 $5,109 2.88%
    $600k-1MM 151 $114,335,000 $757,185 $5,715 3.07%
    $1MM+ 83 $222,725,000 $2,683,434 $7,911 3.05%

    2021 saw Trustmark National Bank place emphasis on $200k-400k loans with 5,379 originations, totaling $1,457,205,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 3,520 $413,560,000 $117,489 $3,113 2.81%
    $50k-75k 3,514 $594,490,000 $169,178 $4,076 2.71%
    $100k-150k 2,676 $615,910,000 $230,161 $4,318 2.53%
    $75k-100k 2,370 $473,760,000 $199,899 $4,366 2.63%
    $150k-250k 1,461 $403,795,000 $276,383 $4,242 2.46%
    $250k+ 817 $354,525,000 $433,935 $4,712 2.45%

    Trustmark National Bank lent most frequently to those with incomes in the $50k or less range, with 3,520 originations. The second most popular income band? $50k-75k, with 3,514 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,395 $688,975,000 $202,938 $3,791 2.56%
    30-36% 2,643 $540,745,000 $204,595 $3,855 2.72%
    <20% 1,813 $348,255,000 $192,088 $3,441 2.26%
    50-60% 843 $158,215,000 $187,681 $5,754 2.37%
    39% 535 $101,085,000 $188,944 $3,819 2.80%
    44% 506 $89,430,000 $176,739 $3,488 2.87%
    38% 502 $102,170,000 $203,526 $3,827 2.78%
    41% 498 $103,610,000 $208,052 $3,868 2.87%
    42% 496 $96,790,000 $195,141 $3,671 2.90%
    36% 473 $99,485,000 $210,328 $3,805 2.80%
    40% 469 $94,065,000 $200,565 $3,956 2.83%
    43% 444 $84,490,000 $190,293 $3,870 2.87%
    37% 437 $87,235,000 $199,622 $3,893 2.81%
    45% 336 $66,930,000 $199,196 $4,334 2.64%
    46% 267 $54,955,000 $205,824 $4,490 2.60%
    48% 264 $51,930,000 $196,705 $4,183 2.71%
    47% 261 $50,825,000 $194,732 $4,436 2.59%
    49% 254 $53,390,000 $210,197 $4,395 2.72%
    >60% 57 $12,445,000 $218,333 $4,198 2.68%

    Trustmark National Bank lent most frequently to those with DTI ratios of 20-30%, with 3,395 originations. The next most common DTI ratio? 30-36%, with 2,643 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 10,853 $2,261,485,000 $208,374 $3,995 2.58%
    Black 2,929 $445,495,000 $152,098 $3,623 2.81%
    Not applicable 305 $188,085,000 $616,672 $0 4.18%
    Not provided 784 $185,460,000 $236,556 $4,172 2.86%
    Asian 240 $59,820,000 $249,250 $4,184 2.56%
    American Indian 65 $11,465,000 $176,385 $3,862 2.82%
    Asian Indian 19 $5,795,000 $305,000 $3,977 2.60%
    Other Asian 10 $3,100,000 $310,000 $3,063 2.84%
    Vietnamese 5 $1,435,000 $287,000 $3,703 3.29%
    Native Hawaiian or Islander 8 $1,160,000 $145,000 $8,439 2.57%
    Other Pacific Islander 5 $785,000 $157,000 $3,315 3.39%
    Chinese 4 $700,000 $175,000 $3,076 3.44%
    Guamanian 1 $325,000 $325,000 $3,529 2.38%

    Approval Rates

    Total approvals of all applications
    90.35%

    Trustmark National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.94%

    Trustmark National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 15,228 $3,165,110,000 $207,848

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    15,228 $3,165,110,000 $207,848

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,174 $176,310,000 $150,179 $2,927 1.75%
    40-60% 1,493 $336,475,000 $225,368 $3,101 2.56%
    60-80% 3,474 $885,880,000 $255,003 $3,579 2.95%
    80-100% 7,089 $1,621,705,000 $228,764 $4,424 2.94%
    Over 100% 295 $87,665,000 $297,169 $10,512 2.66%
    Under 20% 1,684 $55,550,000 $32,987 $100 1.71%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    TRUSTMARK CORPORATION Conventional home mortgage Struggling to pay mortgage 1 10.0%
    TRUSTMARK CORPORATION Conventional home mortgage Trouble during payment process 2 20.0%
    TRUSTMARK CORPORATION FHA mortgage Closing on a mortgage 1 10.0%
    TRUSTMARK CORPORATION FHA mortgage Trouble during payment process 2 20.0%
    TRUSTMARK CORPORATION Home equity loan or line of credit (HELOC) Trouble during payment process 1 10.0%
    TRUSTMARK CORPORATION Other type of mortgage Trouble during payment process 1 10.0%
    TRUSTMARK CORPORATION VA mortgage Struggling to pay mortgage 1 10.0%
    TRUSTMARK CORPORATION VA mortgage Trouble during payment process 1 10.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Trustmark National Bank 212 Howard Street Greenwood, MS 38930 Full Service B&M $94,186
    Trustmark National Bank 1 Chase Corporation Drive Ste 105 Birmingham, AL 35244 Full Service B&M $0
    Trustmark National Bank 100 Main Street New Augusta, MS 39462 Full Service B&M $37,326
    Trustmark National Bank 1001 Highway 49 South Richland, MS 39208 Full Service B&M $89,346
    Trustmark National Bank 1005 Sawmill Road Laurel, MS 39440 Full Service B&M $92,606
    Trustmark National Bank 101 Highway 72 Corinth, MS 38834 Full Service B&M $36,741
    Trustmark National Bank 101 Laurel Park Drive Flowood, MS 39232 Full Service B&M $63,599
    Trustmark National Bank 101 Main Street Raleigh, MS 39153 Full Service B&M $55,435
    Trustmark National Bank 101 West Water Street Carthage, MS 39051 Limited, Drive-thru $0
    Trustmark National Bank 1015 Highway 51 North Madison, MS 39110 Full Service B&M $219,226
    Trustmark National Bank 102 Brooks Street Pelahatchie, MS 39145 Full Service B&M $43,479
    Trustmark National Bank 102 South Cummings Street Fulton, MS 38843 Full Service B&M $82,855
    Trustmark National Bank 1025 Highway 43 South Saraland, AL 36571 Full Service B&M $37,423
    Trustmark National Bank 1029 Highland Colony Parkway Ridgeland, MS 39157 Full Service B&M $254,313
    Trustmark National Bank 103 Pinola Dr Sw Magee, MS 39111 Full Service B&M $93,557
    Trustmark National Bank 104 Mayfair Road Hattiesburg, MS 39402 Full Service B&M $73,665
    Trustmark National Bank 10497 Town And Country Way Houston, TX 77024 Limited, Administrative $0
    Trustmark National Bank 105 Caldwell Drive Hazlehurst, MS 39083 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 105 Caldwell Drive Hazlehurst, MS 39083 Full Service B&M $114,254
    Trustmark National Bank 106 Courthouse Square Oxford, MS 38655 Full Service B&M $84,569
    Trustmark National Bank 106 Highway 16 Carthage, MS 39051 Full Service B&M $34,992
    Trustmark National Bank 107 South Highland Street Memphis, TN 38111 Full Service B&M $1,638
    Trustmark National Bank 107 St. Francis Street Mobile, AL 36602 Full Service B&M $205,048
    Trustmark National Bank 10711 Louetta Road Houston, TX 77070 Full Service B&M $56,852
    Trustmark National Bank 110 Choctaw Town Center Choctaw, MS 39350 Full Service B&M $338,489
    Trustmark National Bank 110 East Main Street, Suite A Tupelo, MS 38804 Full Service B&M $88,987
    Trustmark National Bank 111 Market Street East Athens, AL 35611 Limited, Drive-thru $13,950
    Trustmark National Bank 112 North Jefferson Street Athens, AL 35611 Full Service B&M $52,816
    Trustmark National Bank 114 South Pearl Street Carthage, MS 39051 Full Service B&M $66,945
    Trustmark National Bank 114 South Tyndall Parkway Parker, FL 32401 Full Service B&M $49,949
    Trustmark National Bank 1151 Pinehaven Blvd Clinton, MS 39056 Full Service B&M $127,011
    Trustmark National Bank 117 South Main Street Petal, MS 39465 Full Service B&M $46,075
    Trustmark National Bank 11709 Wilcrest Drive Houston, TX 77099 Full Service B&M $5,548
    Trustmark National Bank 118 Jefferson Street S Huntsville, AL 35801 Full Service B&M $25,311
    Trustmark National Bank 11915 Highway 70 Arlington, TN 38002 Full Service B&M $32,118
    Trustmark National Bank 1200 North State Street, Suite 140 Jackson, MS 39202 Full Service Retail $16,843
    Trustmark National Bank 1201 Douglas Street Brewton, AL 36426 Full Service B&M $51,048
    Trustmark National Bank 12050 County Line Road Madison, AL 35756 Full Service B&M $31,532
    Trustmark National Bank 121 Beulah Avenue Tylertown, MS 39667 Full Service B&M $58,675
    Trustmark National Bank 1215 Delaware Avenue Mccomb, MS 39648 Full Service B&M $59,478
    Trustmark National Bank 122 Greenville Bypass Greenville, AL 36037 Full Service B&M $22,080
    Trustmark National Bank 125 Hazel Avenue Centreville, AL 35042 Full Service B&M $55,144
    Trustmark National Bank 128 Hwy 12 West Starkville, MS 39759 Full Service B&M $12,266
    Trustmark National Bank 1283 North Houston Levee Cordova, TN 38018 Full Service B&M $22,906
    Trustmark National Bank 1301 Washington Street Vicksburg, MS 39180 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 1301 Washington Street Vicksburg, MS 39180 Full Service B&M $181,266
    Trustmark National Bank 133 North Broadway Mccomb, MS 39648 Full Service B&M $80,067
    Trustmark National Bank 1351 East Northside Drive Jackson, MS 39211 Full Service B&M $195,845
    Trustmark National Bank 1363 West Government Street Brandon, MS 39042 Full Service B&M $344,321
    Trustmark National Bank 140 Main Street Liberty, MS 39645 Full Service B&M $53,924
    Trustmark National Bank 1400 Us Highway 80 East Demopolis, AL 36732 Full Service B&M $18,497
    Trustmark National Bank 1404 Old Aberdeen Rd. Columbus, MS 39701 Full Service B&M $50,341
    Trustmark National Bank 1405 South Germantown Road Germantown, TN 38138 Full Service B&M $63,744
    Trustmark National Bank 144 Harrison Ave Panama City, FL 32401 Full Service B&M $90,114
    Trustmark National Bank 14604 Northwest Freeway Houston, TX 77040 Full Service B&M $37,878
    Trustmark National Bank 148 East Main Street Prattville, AL 36067 Full Service B&M $85,357
    Trustmark National Bank 148 South Whitworth Avenue Brookhaven, MS 39601 Full Service B&M $133,823
    Trustmark National Bank 14870 Space Center Blvd Suite G Houston, TX 77062 Full Service B&M $27,383
    Trustmark National Bank 15 Kowaliga Road Eclectic, AL 36024 Full Service B&M $32,676
    Trustmark National Bank 16045 Emerald Coast Parkway Destin, FL 32541 Full Service B&M $185,102
    Trustmark National Bank 162 Main Street Gloster, MS 39638 Full Service B&M $23,280
    Trustmark National Bank 16234 Highway 331 South Freeport, FL 32439 Full Service B&M $63,359
    Trustmark National Bank 1637 Highway 1 South Greenville, MS 38701 Full Service B&M $42,246
    Trustmark National Bank 16790 Us 64 Somerville, TN 38068 Full Service B&M $128,793
    Trustmark National Bank 1695 Popps Ferry Road Biloxi, MS 39532 Full Service B&M $33,982
    Trustmark National Bank 1725 Terry Road Jackson, MS 39204 Full Service B&M $18,122
    Trustmark National Bank 17255 Panama City Beach Parkway Panama City Beach, FL 32413 Full Service B&M $80,429
    Trustmark National Bank 1808 29th Avenue South Birmingham, AL 35209 Full Service B&M $24,457
    Trustmark National Bank 1845 Highway 6 Sugar Land, TX 77478 Full Service B&M $61,142
    Trustmark National Bank 1884 County Hwy 393 Santa Rosa Beach, FL 32459 Full Service B&M $111,096
    Trustmark National Bank 1895 Lakeland Drive Jackson, MS 39216 Full Service B&M $67,502
    Trustmark National Bank 19 W Garden St Pensacola, FL 32502 Full Service B&M $37,422
    Trustmark National Bank 1916 Cobbs Ford Road Prattville, AL 36066 Full Service B&M $47,868
    Trustmark National Bank 200 Highway 51 Brookhaven, MS 39601 Full Service B&M $66,802
    Trustmark National Bank 2001 Highway 45 North Meridian, MS 39301 Full Service B&M $39,576
    Trustmark National Bank 201 North Broad Street Leland, MS 38756 Full Service B&M $24,225
    Trustmark National Bank 201 North Main Avenue Demopolis, AL 36732 Full Service B&M $45,257
    Trustmark National Bank 2021 Cecil Ashburn Drive Huntsville, AL 35802 Full Service B&M $17,177
    Trustmark National Bank 203 Clinton Boulevard Clinton, MS 39056 Full Service B&M $88,143
    Trustmark National Bank 205 Meadowbrook Road Jackson, MS 39206 Full Service B&M $28,949
    Trustmark National Bank 207 Alabama Street Columbus, MS 39702 Full Service B&M $50,142
    Trustmark National Bank 212 Howard Street Greenwood, MS 38930 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 218-220 East Broad Street Eufaula, AL 36027 Full Service B&M $67,943
    Trustmark National Bank 220 West 19th Street Panama City, FL 32405 Full Service B&M $96,831
    Trustmark National Bank 2205 N Frontage Rd Vicksburg, MS 39180 Full Service B&M $96,254
    Trustmark National Bank 22236 Us Hwy 72 Athens, AL 35613 Full Service B&M $49,901
    Trustmark National Bank 227 Belleville Avenue Brewton, AL 36426 Full Service B&M $118,846
    Trustmark National Bank 229 New Mansdale Road Madison, MS 39110 Full Service B&M $106,443
    Trustmark National Bank 2305 Thomas Drive Panama City Beach, FL 32408 Full Service B&M $81,307
    Trustmark National Bank 2315 State Highway 77 Lynn Haven, FL 32444 Full Service B&M $125,871
    Trustmark National Bank 2320 14th Street, Suite 1-A Gulfport, MS 39501 Full Service B&M $25,230
    Trustmark National Bank 2330 University Boulevard Tuscaloosa, AL 35401 Full Service B&M $16,475
    Trustmark National Bank 236 North Greeno Road, Greeno Professional Village Fairhope, AL 36532 Full Service B&M $70,497
    Trustmark National Bank 2402 West Main Tupelo, MS 38801 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 2402 West Main Street Tupelo, MS 38801 Full Service B&M $25,248
    Trustmark National Bank 2409 Highway 80 East Pearl, MS 39208 Full Service B&M $21,751
    Trustmark National Bank 2425 Highway 80 East Pearl, MS 39208 Full Service B&M $50,529
    Trustmark National Bank 2475 Goodman Road Horn Lake, MS 38637 Full Service B&M $45,699
    Trustmark National Bank 248 East Capitol Jackson, MS 39201 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 248 East Capitol Street Jackson, MS 39201 Full Service B&M $2,098,338
    Trustmark National Bank 2507 U. S. Highway 98 Daphne, AL 36526 Full Service B&M $45,362
    Trustmark National Bank 2510 Highway 51 South Hernando, MS 38632 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 2510 Highway 51 South Hernando, MS 38632 Full Service B&M $76,344
    Trustmark National Bank 2516 Robinson Road Jackson, MS 39209 Full Service B&M $30,130
    Trustmark National Bank 2795 Kirby Whitten Road Bartlett, TN 38134 Full Service B&M $0
    Trustmark National Bank 2853 Goodman Road East Southaven, MS 38671 Full Service B&M $50,899
    Trustmark National Bank 300 Pine Street West Hattiesburg, MS 39401 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 300-314 East Commerce Street Greenville, AL 36037 Full Service B&M $54,024
    Trustmark National Bank 302 Woodrow Wilson Boulevard Jackson, MS 39213 Full Service B&M $30,247
    Trustmark National Bank 304 Barnett Boulevard Tallassee, AL 36078 Full Service B&M $53,858
    Trustmark National Bank 305 Poplar View Parkway Collierville, TN 38017 Full Service B&M $86,383
    Trustmark National Bank 30723 State Hwy 181 Spanish Fort, AL 36527 Full Service B&M $35,877
    Trustmark National Bank 3081 Highway 49 South Florence, MS 39073 Full Service B&M $73,990
    Trustmark National Bank 310 Broad Street Selma, AL 36701 Full Service B&M $199,486
    Trustmark National Bank 3105 Lakeland Drive Flowood, MS 39232 Full Service B&M $152,415
    Trustmark National Bank 3112 Hardy Street Hattiesburg, MS 39401 Full Service B&M $31,769
    Trustmark National Bank 3145 Audubon Drive Laurel, MS 39440 Full Service B&M $58,217
    Trustmark National Bank 318 Highway 51 North Ridgeland, MS 39157 Full Service B&M $83,218
    Trustmark National Bank 3221 Old Canton Road Jackson, MS 39216 Full Service B&M $84,829
    Trustmark National Bank 3254 Dauphin Street Mobile, AL 36606 Full Service B&M $55,854
    Trustmark National Bank 3311 Terry Road Jackson, MS 39212 Full Service B&M $26,882
    Trustmark National Bank 3319 South Liberty Street Canton, MS 39046 Full Service B&M $250,170
    Trustmark National Bank 3335 Hwy 64 Eads, TN 38028 Full Service B&M $39,147
    Trustmark National Bank 3714 Canada Road Lakeland, TN 38002 Full Service B&M $69,574
    Trustmark National Bank 3907 N. Gloster Tupelo, MS 38801 Full Service B&M $32,218
    Trustmark National Bank 4003 E County Hwy 30a Santa Rosa Beach, FL 32459 Full Service B&M $52,781
    Trustmark National Bank 401 Adams Avenue Montgomery, AL 36104 Full Service B&M $24,594
    Trustmark National Bank 404 Highway 28 East Taylorsville, MS 39168 Full Service B&M $63,165
    Trustmark National Bank 412 Highway 106 West Georgiana, AL 36033 Full Service B&M $42,652
    Trustmark National Bank 415 North Dean Road Auburn, AL 36830 Full Service B&M $48,071
    Trustmark National Bank 415 North Magnolia Street Laurel, MS 39440 Full Service B&M $68,900
    Trustmark National Bank 420 20th Street North Birmingham, AL 35203 Full Service B&M $34,425
    Trustmark National Bank 4290 Carmichael Road Montgomery, AL 36106 Full Service B&M $44,452
    Trustmark National Bank 4295 Hwy 80 East Pearl, MS 39208 Full Service B&M $52,590
    Trustmark National Bank 4425 Old Shell Road Mobile, AL 36608 Full Service B&M $53,948
    Trustmark National Bank 4572 Elvis Presley Blvd. Memphis, TN 38116 Full Service B&M $11,599
    Trustmark National Bank 4660 East Sam Houston Parkway South Pasadena, TX 77504 Full Service B&M $73,162
    Trustmark National Bank 4801 Highway 18 Jackson, MS 39209 Full Service B&M $80,037
    Trustmark National Bank 4890 Medgar Evers Boulevard Jackson, MS 39213 Full Service B&M $32,739
    Trustmark National Bank 4921 Poplar Springs Drive Meridian, MS 39301 Full Service B&M $65,206
    Trustmark National Bank 501 Fillmore Street Corinth, MS 38834 Full Service B&M $118,021
    Trustmark National Bank 504 South State Street Jackson, MS 39201 Full Service B&M $76,018
    Trustmark National Bank 516 Spring Street Wesson, MS 39191 Full Service B&M $36,420
    Trustmark National Bank 5328 Highway 90 West Service Road Mobile, AL 36619 Full Service B&M $70,034
    Trustmark National Bank 534 East Commerce Street Hernando, MS 38632 Limited, Drive-thru $16,996
    Trustmark National Bank 5350 Poplar Avenue Memphis, TN 38119 Full Service B&M $46,837
    Trustmark National Bank 5627 Highway 25 Flowood, MS 39232 Full Service B&M $155,680
    Trustmark National Bank 5725 Highway 57 Rossville, TN 38066 Full Service B&M $33,245
    Trustmark National Bank 5799 San Felipe St Houston, TX 77057 Full Service B&M $198,717
    Trustmark National Bank 60 Hines Street Monroeville, AL 36461 Full Service B&M $134,446
    Trustmark National Bank 604 Washington Avenue Greenville, MS 38701 Full Service B&M $52,003
    Trustmark National Bank 605 Main Street Greenville, MS 38701 Limited, Drive-thru $18,503
    Trustmark National Bank 611 Fillmore Street Corinth, MS 38834 Limited, Drive-thru $24,714
    Trustmark National Bank 612 Highway 11 South Meridian, MS 39301 Full Service B&M $53,923
    Trustmark National Bank 6165 Poplar Avenue Memphis, TN 38119 Full Service B&M $7,352
    Trustmark National Bank 624 Main Street Columbus, MS 39701 Full Service B&M $81,328
    Trustmark National Bank 6248 Old Canton Road Jackson, MS 39211 Full Service B&M $57,007
    Trustmark National Bank 6401 Us Highway 98 Hattiesburg, MS 39402 Full Service B&M $63,270
    Trustmark National Bank 654 Caldwell Drive Hazlehurst, MS 39083 Limited, Drive-thru $16,619
    Trustmark National Bank 6767 Summer Avenue Bartlett, TN 38134 Full Service B&M $42,212
    Trustmark National Bank 6809 Fm 1960 West Houston, TX 77069 Full Service B&M $133,262
    Trustmark National Bank 699 South Mckenzie Foley, AL 36535 Full Service B&M $48,243
    Trustmark National Bank 700 23rd Avenue Meridian, MS 39301 Full Service B&M $120,418
    Trustmark National Bank 709 Main Street Columbia, MS 39429 Full Service B&M $99,311
    Trustmark National Bank 7100 South Fry Road Katy, TX 77494 Full Service B&M $17,079
    Trustmark National Bank 714 Jackson Avenue Oxford, MS 38655 Full Service B&M $26,123
    Trustmark National Bank 722 Broad Street Columbia, MS 39429 Full Service B&M $55,236
    Trustmark National Bank 7270 Siwell Road Jackson, MS 39212 Full Service B&M $137,252
    Trustmark National Bank 748 Beulah Avenue Tylertown, MS 39667 Full Service B&M $52,646
    Trustmark National Bank 752 Lake Harbour Drive Ridgeland, MS 39157 Full Service B&M $150,496
    Trustmark National Bank 7522 Front Beach Road Panama City Beach, FL 32407 Full Service B&M $92,890
    Trustmark National Bank 776 Brookway Boulevard Brookhaven, MS 39601 Full Service B&M $64,879
    Trustmark National Bank 7980 Highway 51 North Millington, TN 38053 Full Service B&M $87,797
    Trustmark National Bank 799 East John Sims Parkway Niceville, FL 32578 Full Service B&M $21,480
    Trustmark National Bank 835 Main Street Montevallo, AL 35115 Full Service B&M $80,916
    Trustmark National Bank 840 13th Street Hempstead, TX 77445 Full Service B&M $38,392
    Trustmark National Bank 850 Hillcrest Road Mobile, AL 36608 Full Service B&M $72,183
    Trustmark National Bank 876 Highway 61 North Vicksburg, MS 39180 Full Service B&M $51,747
    Trustmark National Bank 9039 Pigeon Roost Rd Olive Branch, MS 38654 Full Service B&M $59,266
    Trustmark National Bank 935 Lodge Street Beaumont, MS 39423 Full Service B&M $27,424
    Trustmark National Bank 938 Hwy 82 West Greenwood, MS 38930 Full Service B&M $59,183
    Trustmark National Bank 945 Bunker Hill Road Houston, TX 77024 Full Service B&M $61,061
    Trustmark National Bank 951 Broadway Drive Hattiesburg, MS 39401 Full Service B&M $200,147
    Trustmark National Bank 951 Taylor Road Montgomery, AL 36117 Full Service B&M $46,479
    Trustmark National Bank 963 South Gloster Street Tupelo, MS 38801 Full Service B&M $87,350
    Trustmark National Bank 993 Us Highway 31 South Defuniak Springs, FL 32435 Full Service Retail $51,851
    Trustmark National Bank Mack Bayou Road And U.S. Highway 98 Santa Rosa Beach, FL 32459 Full Service B&M $153,688
    Trustmark National Bank One Trustmark Plaza Hattiesburg, MS 39401 Full Service B&M $153,357
    Trustmark National Bank South Eufaula Avenue & Hunters Inlet Road Eufaula, AL 36027 Full Service B&M $33,909
    Trustmark National Bank Thomason Drive, 1801 Thomason Drive Opelika, AL 36801 Full Service B&M $71,290

    For 2021, Trustmark National Bank had 190 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $442,475
    Net interest income $424,202
    Total noninterest income $219,109
    Gross Fiduciary activities income $20,899
    Service charges on deposit accounts $35,585
    Trading account gains and fees $-7,107
    Additional Noninterest Income $169,732
    Pre-tax net operating income $183,487
    Securities gains (or losses, -) $0
    Income before extraordinary items $153,425
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $153,425
    Minority interest net income $0
    Net income $153,425
    Sale, conversion, retirement of capital stock, net $5,601
    Net operating income $153,425

    Trustmark National Bank's gross interest income from loans was $442,475,000.
    Trustmark National Bank's net interest income from loans was $424,202,000.
    Trustmark National Bank's fee based income from loans was $35,585,000.
    Trustmark National Bank's net income from loans was $153,425,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $18,273
    Provision for credit losses $-24,448
    Total noninterest expense $484,272
    Salaries and employee benefits $284,158
    Premises and equipment expense $51,380
    Additional noninterest expense $148,734
    Applicable income taxes $30,062
    Net charge-offs $-3,650
    Cash dividends $45,284

    Trustmark National Bank's interest expense for loans was $18,273,000.
    Trustmark National Bank's payroll and benefits expense were $284,158,000.
    Trustmark National Bank's property, plant and equipment expenses $51,380,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 3.0%
    HELOC loans 0.0%
    All other family 4.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.7%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 85.0%

    Deposits

    Type Value (in 000's)
    Total deposits $15,162,697
    Deposits held in domestic offices $15,162,697
    Deposits by Individuals, partnerships, and corporations $12,278,181
    Deposits by U.S. Government $443,143
    Deposits by States and political subdivisions in the U.S. $2,434,611
    Deposits by Commercial banks and other depository institutions in U.S. $6,762
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $4,505,361
    Demand deposits $3,012,168
    Nontransaction accounts $10,657,336
    Money market deposit accounts (MMDAs) $2,954,844
    Other savings deposits (excluding MMDAs) $6,504,035
    Total time deposits $1,198,457
    Total time and savings deposits $12,150,529
    Noninterest-bearing deposits $4,771,065
    Interest-bearing deposits $10,391,632
    Retail deposits $14,969,168
    IRAs and Keogh plan accounts $253,429
    Brokered deposits $29,563
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $17,593,319
    Cash & Balances due from depository institutions $2,266,829
    Interest-bearing balances $2,069,043
    Total securities $3,581,414
    Federal funds sold & reverse repurchase $0
    Net loans and leases $10,457,414
    Loan and leases loss allowance $99,457
    Trading account assets $22,908
    Bank premises and fixed assets $205,644
    Other real estate owned $4,557
    Goodwill and other intangibles $476,998
    All other assets $577,555

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $17,593,319
    Total Liabilities $15,743,777
    Total deposits $15,162,697
    Interest-bearing deposits $10,391,632
    Deposits held in domestic offices $15,162,697
    % insured (estimated) $57
    Federal funds purchased and repurchase agreements $238,577
    Trading liabilities $4,558
    Other borrowed funds $91,025
    Subordinated debt $0
    All other liabilities $246,920

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $10,457,414
    Loan and leases loss allowance $99,457
    Total loans and leases (domestic) $10,556,871
    All real estate loans $7,265,608
    Real estate loans in domestic offices $7,265,608
    Construction and development loans $1,308,781
    Residential 1-4 family construction $292,828
    Other construction, all land development and other land $1,015,953
    Loans secured by nonfarm nonresidential properties $2,977,085
    Nonfarm nonresidential secured by owner-occupied properties $1,205,307
    Commercial real estate & other non-farm, non-residential $1,771,778
    Multifamily residential real estate $649,155
    1-4 family residential loans $2,253,699
    Farmland loans $76,888
    Loans held in foreign offices $0
    Farm loans $31,684
    Commercial and industrial loans $1,446,692
    To non-U.S. addressees $0
    Loans to individuals $159,472
    Credit card loans $31,670
    Related Plans $17,427
    Consumer Auto Loans $34,701
    Other loans to individuals $75,674
    All other loans & leases $1,653,415
    Loans to foreign governments and official institutions $0
    Other loans $507,164
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $5,165
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $2,401
    Non 1-4 family restructured loans & leases $2,401
    Total loans and leases (foreign) $0

    Trustmark National Bank had $10,457,414,000 of loans outstanding in 2021. $7,265,608,000 of loans were in real estate loans. $1,308,781,000 of loans were in development loans. $649,155,000 of loans were in multifamily mortgage loans. $2,253,699,000 of loans were in 1-4 family mortgage loans. $31,684,000 of loans were in farm loans. $31,670,000 of loans were in credit card loans. $34,701,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,683 $362,115 $215,160
    Nonfarm, nonresidential loans - <$100k 352 $14,731 $41,849
    Nonfarm, nonresidential loans - $100-250k 567 $66,166 $116,695
    Nonfarm, nonresidential loans - $250k-1MM 764 $281,218 $368,086
    Commercial & Industrial, US addressed loans - <$1MM 5,135 $343,116 $66,819
    Commercial & Industrial, US addressed loans - <$100k 3,727 $99,839 $26,788
    Commercial & Industrial, US addressed loans - $100-250k 756 $87,070 $115,172
    Commercial & Industrial, US addressed loans - $250k-1MM 652 $156,207 $239,581
    Farmland loans - <$1MM 305 $28,184 $92,407
    Farmland loans - <$100k 153 $5,567 $36,386
    Farmland loans - $100-250k 103 $10,782 $104,680
    Farmland loans - $250k-1MM 49 $11,835 $241,531
    Agriculture operations loans - <$1MM 634 $22,113 $34,879
    Agriculture operations loans - <$100k 561 $11,518 $20,531
    Agriculture operations loans - $100-250k 43 $4,634 $107,767
    Agriculture operations loans - $250k-1MM 30 $5,961 $198,700