Trustmark National Bank Mortgage Rates, Fees & Info

Jackson, MS

LEI: 01J4SO3XTWZF4PP38209

Tax ID: 64-0180810

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Trustmark National Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Trustmark National Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Jackson, Birmingham, Daphne, Montgomery, and Mobile among others. We have data for 130 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Trustmark National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Trustmark National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/21/24
    30 Year Conventional Purchase 6.34% 4/21/24
    30 Year Conventional Refi 6.41% 4/21/24
    30 Year Cash-out Refi 6.63% 4/21/24
    30 Year FHA Purchase 7.26% 4/21/24
    30 Year FHA Refi 7.03% 4/21/24
    30 Year VA Purchase 6.20% 4/21/24
    30 Year VA Refi 6.06% 4/21/24
    30 Year USDA Purchase 6.49% 4/21/24
    30 Year USDA Refi 6.27% 4/21/24
    15 Year Conventional Purchase 6.12% 4/21/24
    15 Year Conventional Refi 6.08% 4/21/24
    15 Year Cash-out Refi 6.08% 4/21/24
    15 Year FHA Refi 7.26% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Trustmark National Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Trustmark National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    15,498

    Origination Dollar Volume (All Markets)

    $3,256,900,000

    Employee count

    2,797 Show all (68) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    JACKSON, MS (FHA|USDA|VA) 2,976 $585,180,000 $196,633 $3,629 2.87%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1,100 $288,690,000 $262,445 $3,748 3.02%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 918 $234,550,000 $255,501 $4,147 2.87%
    MONTGOMERY, AL (FHA|USDA|VA) 1,107 $229,655,000 $207,457 $3,940 3.08%
    MOBILE, AL (FHA|USDA|VA) 982 $188,250,000 $191,701 $3,571 3.17%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 966 $175,620,000 $181,801 $3,689 2.84%
    PANAMA CITY, FL (FHA|USDA|VA) 913 $156,145,000 $171,024 $4,068 2.34%
    Outside of Metro Areas 933 $132,985,000 $142,535 $3,413 2.95%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 634 $111,320,000 $175,584 $3,854 3.00%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 289 $104,855,000 $362,820 $5,557 2.90%
    HUNTSVILLE, AL (FHA|USDA|VA) 427 $104,675,000 $245,141 $3,874 3.13%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 310 $98,430,000 $317,516 $4,608 3.03%
    HATTIESBURG, MS (FHA|USDA|VA) 542 $86,920,000 $160,369 $3,730 2.83%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 396 $68,010,000 $171,742 $3,662 3.15%
    Oxford, MS (FHA|USDA|VA) 260 $65,950,000 $253,654 $2,948 2.86%
    Meridian, MS (FHA|USDA|VA) 260 $53,100,000 $204,231 $4,142 2.63%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $51,375,000 $51,375,000 $0 4.00%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 188 $44,120,000 $234,681 $3,807 3.15%
    SUMTER, SC (FHA|USDA|VA) 214 $40,200,000 $187,850 $3,315 3.09%
    Vicksburg, MS (FHA|USDA|VA) 220 $39,240,000 $178,364 $4,063 2.86%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 112 $32,120,000 $286,786 $4,252 2.98%
    TUSCALOOSA, AL (FHA|USDA|VA) 152 $30,620,000 $201,447 $4,362 3.01%
    Columbus, MS (FHA|USDA|VA) 159 $28,545,000 $179,528 $4,287 2.76%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $26,390,000 $13,195,000 $3,466 3.06%
    Tupelo, MS (FHA|USDA|VA) 185 $25,885,000 $139,919 $3,051 2.88%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $24,915,000 $8,305,000 $4,676 3.29%
    Brookhaven, MS (FHA|USDA|VA) 152 $21,420,000 $140,921 $3,307 2.54%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 85 $20,275,000 $238,529 $3,133 2.96%
    Laurel, MS (FHA|USDA|VA) 115 $14,975,000 $130,217 $3,076 2.52%
    COLUMBIA, SC (FHA|USDA|VA) 75 $13,845,000 $184,600 $3,314 3.14%
    McComb, MS (FHA|USDA|VA) 76 $10,220,000 $134,474 $3,379 3.06%
    Selma, AL (FHA|USDA|VA) 74 $9,860,000 $133,243 $3,092 2.92%
    DECATUR, AL (FHA|USDA|VA) 57 $9,705,000 $170,263 $4,054 3.15%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 32 $9,500,000 $296,875 $3,849 2.67%
    Starkville, MS (FHA|USDA|VA) 53 $9,315,000 $175,755 $4,562 2.97%
    Alexander City, AL (FHA|USDA|VA) 27 $8,845,000 $327,593 $3,337 3.22%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 28 $7,890,000 $281,786 $4,321 2.92%
    Greenwood, MS (FHA|USDA|VA) 44 $7,050,000 $160,227 $3,984 2.94%
    Corinth, MS (FHA|USDA|VA) 47 $6,705,000 $142,660 $2,925 2.41%
    Atmore, AL (FHA|USDA|VA) 58 $5,810,000 $100,172 $2,833 3.08%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 16 $5,100,000 $318,750 $4,309 2.97%
    BATON ROUGE, LA (FHA|USDA|VA) 16 $4,450,000 $278,125 $3,488 2.83%
    LAFAYETTE, LA (FHA|USDA|VA) 4 $3,390,000 $847,500 $5,947 3.44%
    Greenville, MS (FHA|USDA|VA) 29 $3,015,000 $103,966 $3,346 2.92%
    COLUMBUS, GA-AL (FHA|USDA|VA) 8 $2,790,000 $348,750 $6,556 2.78%
    Cullman, AL (FHA|USDA|VA) 10 $2,490,000 $249,000 $4,386 2.86%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $2,300,000 $383,333 $4,041 2.94%
    Albertville, AL (FHA|USDA|VA) 12 $1,900,000 $158,333 $3,607 3.14%
    Fort Payne, AL (FHA|USDA|VA) 7 $1,855,000 $265,000 $3,133 2.96%
    DOTHAN, AL (FHA|USDA|VA) 9 $1,795,000 $199,444 $3,571 3.31%
    GADSDEN, AL (FHA|USDA|VA) 9 $1,765,000 $196,111 $3,920 3.29%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $1,730,000 $432,500 $6,083 3.41%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 8 $1,650,000 $206,250 $4,077 3.22%
    TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,545,000 $220,714 $3,903 3.11%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $0 3.55%
    Brevard, NC (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $5,498 3.25%
    ABILENE, TX (FHA|USDA|VA) 5 $1,435,000 $287,000 $3,596 3.60%
    Cleveland, MS (FHA|USDA|VA) 8 $1,430,000 $178,750 $4,371 2.73%
    Troy, AL (FHA|USDA|VA) 8 $1,340,000 $167,500 $3,797 3.57%
    Picayune, MS (FHA|USDA|VA) 10 $1,320,000 $132,000 $4,078 3.02%
    KNOXVILLE, TN (FHA|USDA|VA) 6 $1,290,000 $215,000 $4,313 2.88%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $1,075,000 $358,333 $2,035 3.21%
    Eufaula, AL-GA (FHA|USDA|VA) 12 $1,010,000 $84,167 $3,142 2.85%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $955,000 $191,000 $4,496 3.03%
    Sevierville, TN (FHA|USDA|VA) 3 $935,000 $311,667 $3,817 4.26%
    HAMMOND, LA (FHA|USDA|VA) 5 $885,000 $177,000 $3,940 2.85%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $875,000 $291,667 $8,755 3.04%
    West Point, MS (FHA|USDA|VA) 8 $800,000 $100,000 $2,115 3.03%
    LaGrange, GA-AL (FHA|USDA|VA) 5 $765,000 $153,000 $4,213 3.18%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $745,000 $248,333 $3,830 3.08%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $700,000 $350,000 $15,443 2.63%
    MIDLAND, TX (FHA|USDA|VA) 2 $690,000 $345,000 $4,929 2.88%
    JACKSON, TN (FHA|USDA|VA) 2 $690,000 $345,000 $9,398 2.94%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $640,000 $320,000 $3,995 3.31%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $590,000 $295,000 $2,512 2.88%
    Kerrville, TX (FHA|USDA|VA) 1 $585,000 $585,000 $2,569 3.50%
    MONROE, LA (FHA|USDA|VA) 3 $535,000 $178,333 $4,382 3.29%
    Shelbyville, TN (FHA|USDA|VA) 2 $520,000 $260,000 $4,121 3.38%
    Lawrenceburg, TN (FHA|USDA|VA) 3 $515,000 $171,667 $4,015 2.83%
    Indianola, MS (FHA|USDA|VA) 5 $495,000 $99,000 $3,903 3.40%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $490,000 $245,000 $3,724 2.05%
    Natchez, MS-LA (FHA|USDA|VA) 4 $490,000 $122,500 $3,515 3.03%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $485,000 $485,000 $5,952 2.63%
    Athens, TX (FHA|USDA|VA) 1 $475,000 $475,000 $3,181 2.88%
    FLORENCE, SC (FHA|USDA|VA) 2 $450,000 $225,000 $2,644 2.69%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $450,000 $225,000 $3,597 3.38%
    Grenada, MS (FHA|USDA|VA) 2 $440,000 $220,000 $4,963 2.94%
    LAKE CHARLES, LA (FHA|USDA|VA) 2 $430,000 $215,000 $5,268 3.00%
    Scottsboro, AL (FHA|USDA|VA) 3 $415,000 $138,333 $3,260 2.75%
    VICTORIA, TX (FHA|USDA|VA) 1 $405,000 $405,000 $4,825 2.75%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $380,000 $190,000 $3,170 3.31%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $375,000 $375,000 $8,539 2.50%
    Bogalusa, LA (FHA|USDA|VA) 2 $360,000 $180,000 $0 0.98%
    Ruston, LA (FHA|USDA|VA) 2 $360,000 $180,000 $4,862 3.13%
    Brownwood, TX (FHA|USDA|VA) 1 $355,000 $355,000 $4,226 2.88%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $345,000 $345,000 $3,133 3.25%
    Jasper, AL (FHA|USDA|VA) 2 $340,000 $170,000 $3,650 3.25%
    GAINESVILLE, GA (FHA|USDA|VA) 1 $335,000 $335,000 $14,919 2.75%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,291 3.38%
    Georgetown, SC (FHA|USDA|VA) 1 $315,000 $315,000 $3,058 2.75%
    JOHNSON CITY, TN (FHA|USDA|VA) 2 $310,000 $155,000 $1,783 3.25%
    JONESBORO, AR (FHA|USDA|VA) 2 $310,000 $155,000 $2,730 3.06%
    Camden, AR (FHA|USDA|VA) 1 $305,000 $305,000 $3,174 2.75%
    Enterprise, AL (FHA|USDA|VA) 3 $305,000 $101,667 $4,553 2.70%
    Clarksdale, MS (FHA|USDA|VA) 2 $290,000 $145,000 $2,147 1.99%
    EL PASO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $10,125 2.88%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $255,000 $255,000 $2,463 2.63%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,788 2.63%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $235,000 $235,000 $6,991 2.50%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $235,000 $235,000 $4,213 3.38%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $235,000 $235,000 $5,847 3.00%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $225,000 $225,000 $2,373 3.13%
    Cullowhee, NC (FHA|USDA|VA) 1 $225,000 $225,000 $4,376 3.00%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $225,000 $225,000 $6,574 3.00%
    Nacogdoches, TX (FHA|USDA|VA) 2 $220,000 $110,000 $3,913 3.38%
    McMinnville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $3,616 2.75%
    LUBBOCK, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,415 2.50%
    Forest City, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,576 3.75%
    Ozark, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,950 4.00%
    Thomasville, GA (FHA|USDA|VA) 2 $180,000 $90,000 $3,317 3.31%
    Bay City, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,986 3.00%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,519 2.75%
    Orangeburg, SC (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.25%
    Morgan City, LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,315 3.63%
    VALDOSTA, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,301 2.50%
    Dayton, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,125 3.25%
    Minden, LA (FHA|USDA|VA) 1 $135,000 $135,000 $105 3.63%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,222 3.13%
    OCALA, FL (FHA|USDA|VA) 1 $75,000 $75,000 $2,902 5.00%
    Brownsville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 0.98%
    Trustmark National Bank's top markets include Jackson, Birmingham, Daphne, Montgomery, and Mobile among others.

    Their top states include:
  • Alabama (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Trustmark National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Eglin Federal Credit Union
    Similarity Rank: 60
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    MORTGAGE ONE OF THE SOUTH, INC.
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    HARVESTERS FEDERAL CREDIT UNION
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    BankPlus
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 9,294 $2,156,190,000 $231,998 $3,070 3.21%
    FHA 2,445 $451,105,000 $184,501 $5,867 3.01%
    VA 1,667 $419,015,000 $251,359 $4,446 2.83%
    HELOC 1,625 $157,255,000 $96,772 n/a 1.11%
    USDA 467 $73,335,000 $157,034 $4,486 3.07%

    For 2020, Trustmark National Bank's most frequently originated type of loan was Conventional, with 9,294 originations. Their 2nd most popular type was FHA, with 2,445 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 7,996 $1,758,270,000 $219,894 $4,143 3.05%
    Refi 4,780 $1,072,900,000 $224,456 $3,204 2.99%
    Cash Out Refi 1,530 $339,650,000 $221,993 $3,770 3.24%
    Other 905 $66,825,000 $73,840 $1,400 1.05%
    Home Improvement 287 $19,255,000 $67,091 $403 1.80%

    For 2020, Trustmark National Bank's most frequently cited loan purpose was Home Purchase, with 7,996 originations. The 2nd most popular reason was Refi, with 4,780 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,489 $2,353,675,000 $224,395 $4,092 3.13%
    15 Year 1,673 $326,835,000 $195,359 $3,043 2.90%
    10 Year 1,662 $119,370,000 $71,823 $1,014 1.07%
    20 Year 571 $120,075,000 $210,289 $3,298 2.95%
    Other 551 $233,365,000 $423,530 $3,152 3.92%
    5 Year 442 $85,250,000 $192,873 $43 3.06%
    1 Year 92 $17,290,000 $187,935 $1,101 4.55%
    3 Year 18 $1,040,000 $57,778 $487 4.60%

    For 2020, Trustmark National Bank's most frequently cited loan duration was 30 Year, with 10,489 originations. The 2nd most popular length was 15 Year, with 1,673 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 9,340 $1,922,330,000 $205,817
    $1k-2k 2,946 $645,870,000 $219,236
    $2k-3k 764 $188,530,000 $246,767
    $3k-4k 272 $78,190,000 $287,463
    $4k-5k 112 $36,120,000 $322,500
    $5k+ 104 $44,090,000 $423,942

    Trustmark National Bank's average total fees were $4,092, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 9,340 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 5,925 $1,477,275,000 $249,329
    2.5-3% 5,293 $1,197,245,000 $226,194
    <2.5% 3,172 $419,410,000 $132,223
    4-5% 972 $147,570,000 $151,821
    5-6% 112 $14,100,000 $125,893
    6-7% 19 $1,055,000 $55,526
    7-8% 3 $165,000 $55,000
    Over 8% 2 $80,000 $40,000

    During 2020, Trustmark National Bank's average interest rate for loans was 3.13%, while their most frequently originated rate bucket for loans was 3-4%, with 5,925 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 5,908 $893,290,000 $151,200 $3,573 3.10%
    $200k-400k 5,647 $1,520,735,000 $269,300 $4,381 3.04%
    $100,000 or less 2,913 $148,555,000 $50,997 $1,912 2.21%
    $400k-600k 846 $393,370,000 $464,976 $4,667 3.11%
    $600k-1MM 113 $85,705,000 $758,451 $5,324 3.43%
    $1MM+ 71 $215,245,000 $3,031,620 $8,232 3.39%

    2020 saw Trustmark National Bank place emphasis on $100k-200k loans with 5,908 originations, totaling $893,290,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,425 $571,585,000 $166,886 $3,913 2.90%
    $50k or less 3,236 $381,520,000 $117,899 $3,309 2.97%
    $100k-150k 2,843 $654,565,000 $230,237 $3,999 2.86%
    $75k-100k 2,331 $470,705,000 $201,933 $4,050 2.88%
    $150k-250k 1,625 $452,445,000 $278,428 $3,916 2.84%
    $250k+ 778 $320,350,000 $411,761 $4,550 2.71%

    Trustmark National Bank lent most frequently to those with incomes in the $50k-75k range, with 3,425 originations. The second most popular income band? $50k or less, with 3,236 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,563 $732,855,000 $205,685 $3,539 2.84%
    30-36% 2,668 $549,980,000 $206,139 $3,849 2.99%
    <20% 1,907 $359,895,000 $188,723 $3,174 2.59%
    50-60% 757 $136,625,000 $180,482 $5,288 2.68%
    41% 493 $97,025,000 $196,805 $3,707 2.94%
    40% 476 $93,810,000 $197,080 $3,905 3.04%
    44% 470 $88,990,000 $189,340 $3,961 3.02%
    37% 461 $101,205,000 $219,534 $3,917 3.02%
    36% 457 $92,005,000 $201,324 $3,681 3.00%
    42% 445 $90,475,000 $203,315 $4,055 3.05%
    39% 440 $91,290,000 $207,477 $3,983 3.06%
    38% 424 $87,780,000 $207,028 $3,932 3.08%
    43% 402 $80,760,000 $200,896 $3,922 2.94%
    45% 336 $66,630,000 $198,304 $4,175 2.89%
    49% 295 $58,885,000 $199,610 $4,224 2.93%
    46% 252 $52,010,000 $206,389 $4,392 2.84%
    47% 241 $49,185,000 $204,087 $4,344 2.91%
    48% 215 $41,645,000 $193,698 $4,266 2.83%
    >60% 75 $10,685,000 $142,467 $2,349 2.53%

    Trustmark National Bank lent most frequently to those with DTI ratios of 20-30%, with 3,563 originations. The next most common DTI ratio? 30-36%, with 2,668 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 12,187 $2,525,145,000 $207,200 $3,780 2.86%
    Black 2,082 $333,760,000 $160,307 $3,758 3.04%
    Not applicable 303 $185,805,000 $613,218 $676 4.45%
    Not provided 640 $146,390,000 $228,734 $4,101 2.83%
    Asian 202 $46,920,000 $232,277 $3,759 2.77%
    American Indian 58 $10,600,000 $182,759 $4,565 2.87%
    Asian Indian 8 $3,720,000 $465,000 $3,919 2.83%
    Japanese 2 $1,590,000 $795,000 $7,290 2.94%
    Native Hawaiian or Islander 8 $1,280,000 $160,000 $2,950 3.38%
    Other Asian 5 $935,000 $187,000 $3,188 2.42%
    Filipino 1 $405,000 $405,000 $3,700 3.00%
    Chinese 1 $235,000 $235,000 $4,185 2.63%
    Korean 1 $115,000 $115,000 $81 2.75%

    Approval Rates

    Total approvals of all applications
    90.04%

    Trustmark National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.82%

    Trustmark National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 15,498 $3,256,900,000 $210,150

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 5 $6,405,000 $1,281,000
    Multifamily:Site-Built 43 $141,385,000 $3,288,023
    Single Family (1-4 Units):Manufactured 24 $1,240,000 $51,667
    Single Family (1-4 Units):Site-Built 15,426 $3,107,870,000 $201,470

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 917 $103,975,000 $113,386 $2,677 2.06%
    40-60% 1,428 $369,080,000 $258,459 $3,052 2.92%
    60-80% 3,858 $949,580,000 $246,133 $3,422 3.19%
    80-100% 7,702 $1,700,950,000 $220,845 $4,201 3.15%
    Over 100% 355 $89,435,000 $251,930 $8,036 2.92%
    Under 20% 1,221 $42,655,000 $34,934 $125 1.18%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    TRUSTMARK CORPORATION VA mortgage Trouble during payment process 1 25.0%
    TRUSTMARK CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 25.0%
    TRUSTMARK CORPORATION Conventional home mortgage Struggling to pay mortgage 2 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Trustmark National Bank 714 Jackson Avenue Oxford, MS 38655 Full Service B&M $26,540
    Trustmark National Bank 1201 Douglas Street Brewton, AL 36426 Full Service B&M $42,853
    Trustmark National Bank 128 Hwy 12 West Starkville, MS 39759 Full Service B&M $10,003
    Trustmark National Bank 1400 Us Highway 80 East Demopolis, AL 36732 Full Service B&M $15,333
    Trustmark National Bank 1 Chase Corporation Drive Ste 105 Birmingham, AL 35244 Full Service B&M $0
    Trustmark National Bank 100 Main Street New Augusta, MS 39462 Full Service B&M $27,136
    Trustmark National Bank 1001 Highway 49 South Richland, MS 39208 Full Service B&M $84,695
    Trustmark National Bank 605 Main Street Greenville, MS 38701 Limited, Drive-thru $15,708
    Trustmark National Bank 1005 Sawmill Road Laurel, MS 39440 Full Service B&M $43,263
    Trustmark National Bank 101 Highway 72 Corinth, MS 38834 Full Service B&M $37,378
    Trustmark National Bank 101 Laurel Park Drive Flowood, MS 39232 Full Service B&M $51,273
    Trustmark National Bank 101 Main Street Raleigh, MS 39153 Full Service B&M $54,382
    Trustmark National Bank 101 Office Park Drive Brandon, MS 39042 Full Service B&M $160,616
    Trustmark National Bank 101 West Water Street Carthage, MS 39051 Limited, Drive-thru $0
    Trustmark National Bank 1015 Highway 51 North Madison, MS 39110 Full Service B&M $185,979
    Trustmark National Bank 102 Brooks Street Pelahatchie, MS 39145 Full Service B&M $39,957
    Trustmark National Bank 102 South Cummings Street Fulton, MS 38843 Full Service B&M $75,453
    Trustmark National Bank 1025 Highway 43 South Saraland, AL 36571 Full Service B&M $37,866
    Trustmark National Bank 1029 Highland Colony Parkway Ridgeland, MS 39157 Full Service B&M $244,920
    Trustmark National Bank 103 Pinola Dr Sw Magee, MS 39111 Full Service B&M $99,858
    Trustmark National Bank 104 Mayfair Road Hattiesburg, MS 39402 Full Service B&M $66,915
    Trustmark National Bank 10497 Town And Country Way Houston, TX 77024 Limited, Administrative $0
    Trustmark National Bank 105 Caldwell Drive Hazlehurst, MS 39083 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 105 Caldwell Drive Hazlehurst, MS 39083 Full Service B&M $84,746
    Trustmark National Bank 106 Courthouse Square Oxford, MS 38655 Full Service B&M $85,228
    Trustmark National Bank 106 Government Street Brandon, MS 39042 Full Service B&M $137,023
    Trustmark National Bank 106 Highway 16 Carthage, MS 39051 Full Service B&M $32,102
    Trustmark National Bank 107 St. Francis Street Mobile, AL 36602 Full Service B&M $142,952
    Trustmark National Bank 10711 Louetta Road Houston, TX 77070 Full Service B&M $53,459
    Trustmark National Bank 110 Choctaw Town Center Choctaw, MS 39350 Full Service B&M $115,043
    Trustmark National Bank 110 East Main Street, Suite A Tupelo, MS 38804 Full Service B&M $83,785
    Trustmark National Bank 111 Market Street East Athens, AL 35611 Limited, Drive-thru $14,973
    Trustmark National Bank 112 North Jefferson Street Athens, AL 35611 Full Service B&M $56,677
    Trustmark National Bank 114 South Pearl Street Carthage, MS 39051 Full Service B&M $70,437
    Trustmark National Bank 114 South Tyndall Parkway Parker, FL 32401 Full Service B&M $44,079
    Trustmark National Bank 1151 Pinehaven Blvd Clinton, MS 39056 Full Service B&M $113,775
    Trustmark National Bank 117 South Main Street Petal, MS 39465 Full Service B&M $46,190
    Trustmark National Bank 11709 Wilcrest Drive Houston, TX 77099 Full Service B&M $5,999
    Trustmark National Bank 118 Jefferson Street S Huntsville, AL 35801 Full Service B&M $21,815
    Trustmark National Bank 11915 Highway 70 Arlington, TN 38002 Full Service B&M $30,316
    Trustmark National Bank 1200 North State Street, Suite 140 Jackson, MS 39202 Full Service Retail $13,835
    Trustmark National Bank 12050 County Line Road Madison, AL 35756 Full Service B&M $25,674
    Trustmark National Bank 121 Beulah Avenue Tylertown, MS 39667 Full Service B&M $58,999
    Trustmark National Bank 1215 Delaware Avenue Mccomb, MS 39648 Full Service B&M $53,905
    Trustmark National Bank 122 Greenville Bypass Greenville, AL 36037 Full Service B&M $19,446
    Trustmark National Bank 125 Hazel Avenue Centreville, AL 35042 Full Service B&M $54,531
    Trustmark National Bank 1283 North Houston Levee Cordova, TN 38018 Full Service B&M $21,085
    Trustmark National Bank 1301 Washington Street Vicksburg, MS 39180 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 1301 Washington Street Vicksburg, MS 39180 Full Service B&M $97,656
    Trustmark National Bank 1305 East Highland Avenue Selma, AL 36701 Full Service B&M $33,714
    Trustmark National Bank 1325 Mcingvale Road Hernando, MS 38632 Limited, Drive-thru $771
    Trustmark National Bank 133 North Broadway Mccomb, MS 39648 Full Service B&M $66,144
    Trustmark National Bank 1351 East Northside Drive Jackson, MS 39211 Full Service B&M $186,186
    Trustmark National Bank 140 Main Street Liberty, MS 39645 Full Service B&M $37,495
    Trustmark National Bank 1404 Old Aberdeen Rd. Columbus, MS 39701 Full Service B&M $53,330
    Trustmark National Bank 1405 South Germantown Road Germantown, TN 38138 Full Service B&M $54,094
    Trustmark National Bank 144 Harrison Ave Panama City, FL 32401 Full Service B&M $65,849
    Trustmark National Bank 14604 Northwest Freeway Houston, TX 77040 Full Service B&M $39,242
    Trustmark National Bank 148 East Main Street Prattville, AL 36067 Full Service B&M $69,641
    Trustmark National Bank 148 South Whitworth Avenue Brookhaven, MS 39601 Full Service B&M $138,397
    Trustmark National Bank 14870 Space Center Blvd Suite G Houston, TX 77062 Full Service B&M $32,139
    Trustmark National Bank 15 Kowaliga Road Eclectic, AL 36024 Full Service B&M $30,876
    Trustmark National Bank 1500 West First Street Laurel, MS 39440 Full Service B&M $47,403
    Trustmark National Bank 16045 Emerald Coast Parkway Destin, FL 32541 Full Service B&M $108,066
    Trustmark National Bank 162 Main Street Gloster, MS 39638 Full Service B&M $24,011
    Trustmark National Bank 16234 Highway 331 South Freeport, FL 32439 Full Service B&M $55,995
    Trustmark National Bank 1637 Highway 1 South Greenville, MS 38701 Full Service B&M $44,174
    Trustmark National Bank 16790 Us 64 Somerville, TN 38068 Full Service B&M $119,311
    Trustmark National Bank 1695 Popps Ferry Road Biloxi, MS 39532 Full Service B&M $38,303
    Trustmark National Bank 1701 Lakeland Drive Jackson, MS 39216 Limited, Drive-thru $92,018
    Trustmark National Bank 1725 Terry Road Jackson, MS 39204 Full Service B&M $15,276
    Trustmark National Bank 17255 Panama City Beach Parkway Panama City Beach, FL 32413 Full Service B&M $65,669
    Trustmark National Bank 1808 29th Avenue South Birmingham, AL 35209 Full Service B&M $27,568
    Trustmark National Bank 1845 Highway 6 Sugar Land, TX 77478 Full Service B&M $52,643
    Trustmark National Bank 1884 County Hwy 393 Santa Rosa Beach, FL 32459 Full Service B&M $94,764
    Trustmark National Bank 1895 Lakeland Drive Jackson, MS 39216 Full Service B&M $70,478
    Trustmark National Bank 19 W Garden St Pensacola, FL 32502 Full Service B&M $39,662
    Trustmark National Bank 190 E Capitol St Ste 150 Jackson, MS 39201 Full Service B&M $21,918
    Trustmark National Bank 1916 Cobbs Ford Road Prattville, AL 36066 Full Service B&M $43,899
    Trustmark National Bank 200 Dominican Drive Madison, MS 39110 Limited, Drive-thru $9,817
    Trustmark National Bank 200 Highway 51 Brookhaven, MS 39601 Full Service B&M $64,537
    Trustmark National Bank 2001 Highway 45 North Meridian, MS 39301 Full Service B&M $35,510
    Trustmark National Bank 201 North Broad Street Leland, MS 38756 Full Service B&M $24,809
    Trustmark National Bank 201 North Main Avenue Demopolis, AL 36732 Full Service B&M $45,027
    Trustmark National Bank 2021 Cecil Ashburn Drive Huntsville, AL 35802 Full Service B&M $15,910
    Trustmark National Bank 203 Clinton Boulevard Clinton, MS 39056 Full Service B&M $82,034
    Trustmark National Bank 205 Meadowbrook Road Jackson, MS 39206 Full Service B&M $25,769
    Trustmark National Bank 207 Alabama Street Columbus, MS 39702 Full Service B&M $51,009
    Trustmark National Bank 212 Howard Street Greenwood, MS 38930 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 212 Howard Street Greenwood, MS 38930 Full Service B&M $87,288
    Trustmark National Bank 218-220 East Broad Street Eufaula, AL 36027 Full Service B&M $63,890
    Trustmark National Bank 220 West 19th Street Panama City, FL 32405 Full Service B&M $101,263
    Trustmark National Bank 2205 N Frontage Rd Vicksburg, MS 39180 Full Service B&M $92,766
    Trustmark National Bank 22236 Us Hwy 72 Athens, AL 35613 Full Service B&M $43,449
    Trustmark National Bank 227 Belleville Avenue Brewton, AL 36426 Full Service B&M $109,084
    Trustmark National Bank 229 New Mansdale Road Madison, MS 39110 Full Service B&M $97,652
    Trustmark National Bank 2305 Thomas Drive Panama City Beach, FL 32408 Full Service B&M $69,863
    Trustmark National Bank 2315 State Highway 77 Lynn Haven, FL 32444 Full Service B&M $110,371
    Trustmark National Bank 2320 14th Street, Suite 1-A Gulfport, MS 39501 Full Service B&M $22,300
    Trustmark National Bank 2330 University Boulevard Tuscaloosa, AL 35401 Full Service B&M $11,426
    Trustmark National Bank 236 North Greeno Road, Greeno Professional Village Fairhope, AL 36532 Full Service B&M $65,072
    Trustmark National Bank 2402 West Main Tupelo, MS 38801 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 2402 West Main Street Tupelo, MS 38801 Full Service B&M $24,065
    Trustmark National Bank 2409 Highway 80 East Pearl, MS 39208 Full Service B&M $21,111
    Trustmark National Bank 2425 Highway 80 East Pearl, MS 39208 Full Service B&M $45,506
    Trustmark National Bank 2475 Goodman Road Horn Lake, MS 38637 Full Service B&M $42,960
    Trustmark National Bank 248 East Capitol Jackson, MS 39201 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 248 East Capitol Street Jackson, MS 39201 Full Service B&M $2,371,928
    Trustmark National Bank 2507 U. S. Highway 98 Daphne, AL 36526 Full Service B&M $39,798
    Trustmark National Bank 2510 Highway 51 South Hernando, MS 38632 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 2510 Highway 51 South Hernando, MS 38632 Full Service B&M $71,716
    Trustmark National Bank 2516 Robinson Road Jackson, MS 39209 Full Service B&M $25,098
    Trustmark National Bank 2795 Kirby Whitten Road Bartlett, TN 38134 Full Service B&M $0
    Trustmark National Bank 2853 Goodman Road East Southaven, MS 38671 Full Service B&M $42,857
    Trustmark National Bank 300 Pine Street West Hattiesburg, MS 39401 Limited, Mobile/Seasonal Office $0
    Trustmark National Bank 300-314 East Commerce Street Greenville, AL 36037 Full Service B&M $47,171
    Trustmark National Bank 302 Woodrow Wilson Boulevard Jackson, MS 39213 Full Service B&M $26,324
    Trustmark National Bank 304 Barnett Boulevard Tallassee, AL 36078 Full Service B&M $57,774
    Trustmark National Bank 305 Poplar View Parkway Collierville, TN 38017 Full Service B&M $80,290
    Trustmark National Bank 30723 State Hwy 181 Spanish Fort, AL 36527 Full Service B&M $27,427
    Trustmark National Bank 3081 Highway 49 South Florence, MS 39073 Full Service B&M $67,976
    Trustmark National Bank 309 Walthall Street Greenwood, MS 38930 Limited, Drive-thru $12,727
    Trustmark National Bank 310 Broad Street Selma, AL 36701 Full Service B&M $135,270
    Trustmark National Bank 3105 Lakeland Drive Flowood, MS 39232 Full Service B&M $149,641
    Trustmark National Bank 3112 Hardy Street Hattiesburg, MS 39401 Full Service B&M $30,831
    Trustmark National Bank 3145 Audubon Drive Laurel, MS 39440 Full Service B&M $55,247
    Trustmark National Bank 318 Highway 51 North Ridgeland, MS 39157 Full Service B&M $74,508
    Trustmark National Bank 3221 Old Canton Road Jackson, MS 39216 Full Service B&M $74,184
    Trustmark National Bank 3254 Dauphin Street Mobile, AL 36606 Full Service B&M $52,289
    Trustmark National Bank 3311 Terry Road Jackson, MS 39212 Full Service B&M $27,522
    Trustmark National Bank 3319 South Liberty Street Canton, MS 39046 Full Service B&M $152,530
    Trustmark National Bank 3335 Hwy 64 Eads, TN 38028 Full Service B&M $35,288
    Trustmark National Bank 3406 Halls Ferry Road Vicksburg, MS 39180 Full Service B&M $66,989
    Trustmark National Bank 3714 Canada Road Lakeland, TN 38002 Full Service B&M $59,509
    Trustmark National Bank 3907 N. Gloster Tupelo, MS 38801 Full Service B&M $25,718
    Trustmark National Bank 4003 E County Hwy 30a Santa Rosa Beach, FL 32459 Full Service B&M $44,813
    Trustmark National Bank 401 Adams Avenue Montgomery, AL 36104 Full Service B&M $25,413
    Trustmark National Bank 404 Highway 28 East Taylorsville, MS 39168 Full Service B&M $61,072
    Trustmark National Bank 412 Highway 106 West Georgiana, AL 36033 Full Service B&M $39,711
    Trustmark National Bank 415 North Dean Road Auburn, AL 36830 Full Service B&M $44,462
    Trustmark National Bank 415 North Magnolia Street Laurel, MS 39440 Full Service B&M $60,039
    Trustmark National Bank 4290 Carmichael Road Montgomery, AL 36106 Full Service B&M $36,604
    Trustmark National Bank 4295 Hwy 80 East Pearl, MS 39208 Full Service B&M $48,912
    Trustmark National Bank 4425 Old Shell Road Mobile, AL 36608 Full Service B&M $50,673
    Trustmark National Bank 4572 Elvis Presley Blvd. Memphis, TN 38116 Full Service B&M $10,863
    Trustmark National Bank 4660 East Sam Houston Parkway South Pasadena, TX 77504 Full Service B&M $71,273
    Trustmark National Bank 4801 Highway 18 Jackson, MS 39209 Full Service B&M $70,107
    Trustmark National Bank 4890 Medgar Evers Boulevard Jackson, MS 39213 Full Service B&M $30,132
    Trustmark National Bank 4921 Poplar Springs Drive Meridian, MS 39301 Full Service B&M $62,650
    Trustmark National Bank 501 Fillmore Street Corinth, MS 38834 Full Service B&M $116,827
    Trustmark National Bank 504 South State Street Jackson, MS 39201 Full Service B&M $45,836
    Trustmark National Bank 507 Jenks Ave Panama City, FL 32401 Limited, Drive-thru $23,257
    Trustmark National Bank 516 Spring Street Wesson, MS 39191 Full Service B&M $33,513
    Trustmark National Bank 5328 Highway 90 West Service Road Mobile, AL 36619 Full Service B&M $55,930
    Trustmark National Bank 534 East Commerce Street Hernando, MS 38632 Limited, Drive-thru $15,140
    Trustmark National Bank 5350 Poplar Avenue Memphis, TN 38119 Full Service B&M $37,746
    Trustmark National Bank 5627 Highway 25 Flowood, MS 39232 Full Service B&M $142,582
    Trustmark National Bank 5725 Highway 57 Rossville, TN 38066 Full Service B&M $28,196
    Trustmark National Bank 5799 San Felipe St Houston, TX 77057 Full Service B&M $84,914
    Trustmark National Bank 60 Hines Street Monroeville, AL 36461 Full Service B&M $96,267
    Trustmark National Bank 600 South Pear Orchard Road Ridgeland, MS 39157 Limited, Drive-thru $4,932
    Trustmark National Bank 604 Washington Avenue Greenville, MS 38701 Full Service B&M $46,452
    Trustmark National Bank 611 Fillmore Street Corinth, MS 38834 Limited, Drive-thru $23,023
    Trustmark National Bank 612 Highway 11 South Meridian, MS 39301 Full Service B&M $40,264
    Trustmark National Bank 6165 Poplar Avenue Memphis, TN 38119 Full Service B&M $8,915
    Trustmark National Bank 624 Main Street Columbus, MS 39701 Full Service B&M $53,018
    Trustmark National Bank 6248 Old Canton Road Jackson, MS 39211 Full Service B&M $58,390
    Trustmark National Bank 6401 Us Highway 98 Hattiesburg, MS 39402 Full Service B&M $51,687
    Trustmark National Bank 654 Caldwell Drive Hazlehurst, MS 39083 Limited, Drive-thru $15,259
    Trustmark National Bank 6767 Summer Avenue Bartlett, TN 38134 Full Service B&M $38,356
    Trustmark National Bank 6809 Fm 1960 West Houston, TX 77069 Full Service B&M $112,450
    Trustmark National Bank 699 South Mckenzie Foley, AL 36535 Full Service B&M $39,633
    Trustmark National Bank 700 23rd Avenue Meridian, MS 39301 Full Service B&M $76,756
    Trustmark National Bank 709 Main Street Columbia, MS 39429 Full Service B&M $71,824
    Trustmark National Bank 7100 South Fry Road Katy, TX 77494 Full Service B&M $15,909
    Trustmark National Bank 722 Broad Street Columbia, MS 39429 Full Service B&M $50,702
    Trustmark National Bank 7270 Siwell Road Jackson, MS 39212 Full Service B&M $127,060
    Trustmark National Bank 745 South Pear Orchard Ridgeland, MS 39157 Limited, Drive-thru $379
    Trustmark National Bank 748 Beulah Avenue Tylertown, MS 39667 Full Service B&M $43,001
    Trustmark National Bank 752 Lake Harbour Drive Ridgeland, MS 39157 Full Service B&M $152,267
    Trustmark National Bank 7522 Front Beach Road Panama City Beach, FL 32407 Full Service B&M $87,059
    Trustmark National Bank 776 Brookway Boulevard Brookhaven, MS 39601 Full Service B&M $58,141
    Trustmark National Bank 7980 Highway 51 North Millington, TN 38053 Full Service B&M $85,849
    Trustmark National Bank 799 East John Sims Parkway Niceville, FL 32578 Full Service B&M $21,497
    Trustmark National Bank 835 Main Street Montevallo, AL 35115 Full Service B&M $74,557
    Trustmark National Bank 840 13th Street Hempstead, TX 77445 Full Service B&M $58,103
    Trustmark National Bank 850 Hillcrest Road Mobile, AL 36608 Full Service B&M $71,763
    Trustmark National Bank 876 Highway 61 North Vicksburg, MS 39180 Full Service B&M $44,782
    Trustmark National Bank 9039 Pigeon Roost Rd Olive Branch, MS 38654 Full Service B&M $50,502
    Trustmark National Bank 935 Lodge Street Beaumont, MS 39423 Full Service B&M $24,171
    Trustmark National Bank 935 North State Street Jackson, MS 39202 Limited, Drive-thru $24,844
    Trustmark National Bank 938 Hwy 82 West Greenwood, MS 38930 Full Service B&M $53,630
    Trustmark National Bank 945 Bunker Hill Road Houston, TX 77024 Full Service B&M $60,454
    Trustmark National Bank 951 Broadway Drive Hattiesburg, MS 39401 Full Service B&M $190,521
    Trustmark National Bank 951 Taylor Road Montgomery, AL 36117 Full Service B&M $46,138
    Trustmark National Bank 963 South Gloster Street Tupelo, MS 38801 Full Service B&M $52,335
    Trustmark National Bank 993 Us Highway 31 South Defuniak Springs, FL 32435 Full Service Retail $39,938
    Trustmark National Bank Mack Bayou Road And U.S. Highway 98 Santa Rosa Beach, FL 32459 Full Service B&M $120,187
    Trustmark National Bank One Inverness Pkwy Birmingham, AL 35242 Full Service B&M $0
    Trustmark National Bank One Trustmark Plaza Hattiesburg, MS 39401 Full Service B&M $130,978
    Trustmark National Bank South Eufaula Avenue & Hunters Inlet Road Eufaula, AL 36027 Full Service B&M $21,425
    Trustmark National Bank Thomason Drive, 1801 Thomason Drive Opelika, AL 36801 Full Service B&M $61,521
    Trustmark National Bank Whetstone And South Alabama Avenue Monroeville, AL 36460 Full Service B&M $28,466

    For 2020, Trustmark National Bank had 203 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $468,284
    Net interest income $428,638
    Total noninterest income $273,704
    Gross Fiduciary activities income $19,672
    Service charges on deposit accounts $34,426
    Trading account gains and fees $37,513
    Additional Noninterest Income $182,093
    Pre-tax net operating income $193,703
    Securities gains (or losses, -) $0
    Income before extraordinary items $162,967
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $162,967
    Minority interest net income $0
    Net income $162,967
    Sale, conversion, retirement of capital stock, net $5,197
    Net operating income $162,967

    Trustmark National Bank's gross interest income from loans was $468,284,000.
    Trustmark National Bank's net interest income from loans was $428,638,000.
    Trustmark National Bank's fee based income from loans was $34,426,000.
    Trustmark National Bank's net income from loans was $162,967,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $39,646
    Provision for credit losses $36,113
    Total noninterest expense $472,526
    Salaries and employee benefits $272,257
    Premises and equipment expense $49,766
    Additional noninterest expense $150,503
    Applicable income taxes $30,736
    Net charge-offs $1,867
    Cash dividends $109,243

    Trustmark National Bank's interest expense for loans was $39,646,000.
    Trustmark National Bank's payroll and benefits expense were $272,257,000.
    Trustmark National Bank's property, plant and equipment expenses $49,766,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 2.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 6.0%
    HELOC loans 0.0%
    All other family 7.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.5%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $14,207,039
    Deposits held in domestic offices $14,207,039
    Deposits by Individuals, partnerships, and corporations $11,354,661
    Deposits by U.S. Government $121,739
    Deposits by States and political subdivisions in the U.S. $2,724,676
    Deposits by Commercial banks and other depository institutions in U.S. $5,963
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $3,684,911
    Demand deposits $2,715,132
    Nontransaction accounts $10,522,128
    Money market deposit accounts (MMDAs) $2,834,361
    Other savings deposits (excluding MMDAs) $6,281,870
    Total time deposits $1,405,897
    Total time and savings deposits $11,491,907
    Noninterest-bearing deposits $4,349,392
    Interest-bearing deposits $9,857,647
    Retail deposits $13,950,854
    IRAs and Keogh plan accounts $261,820
    Brokered deposits $28,095
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $16,549,896
    Cash & Balances due from depository institutions $1,952,504
    Interest-bearing balances $1,722,623
    Total securities $2,529,887
    Federal funds sold & reverse repurchase $50
    Net loans and leases $10,764,303
    Loan and leases loss allowance $117,306
    Trading account assets $38,119
    Bank premises and fixed assets $194,278
    Other real estate owned $11,651
    Goodwill and other intangibles $459,124
    All other assets $599,980

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $16,549,896
    Total Liabilities $14,782,587
    Total deposits $14,207,039
    Interest-bearing deposits $9,857,647
    Deposits held in domestic offices $14,207,039
    % insured (estimated) $57
    Federal funds purchased and repurchase agreements $164,519
    Trading liabilities $1,979
    Other borrowed funds $168,252
    Subordinated debt $0
    All other liabilities $240,798

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $10,764,303
    Loan and leases loss allowance $117,306
    Total loans and leases (domestic) $10,881,609
    All real estate loans $7,272,112
    Real estate loans in domestic offices $7,272,112
    Construction and development loans $1,309,039
    Residential 1-4 family construction $245,579
    Other construction, all land development and other land $1,063,460
    Loans secured by nonfarm nonresidential properties $2,709,025
    Nonfarm nonresidential secured by owner-occupied properties $1,187,594
    Commercial real estate & other non-farm, non-residential $1,521,431
    Multifamily residential real estate $983,972
    1-4 family residential loans $2,188,084
    Farmland loans $81,992
    Loans held in foreign offices $0
    Farm loans $28,717
    Commercial and industrial loans $1,881,170
    To non-U.S. addressees $0
    Loans to individuals $161,174
    Credit card loans $31,972
    Related Plans $18,801
    Consumer Auto Loans $38,544
    Other loans to individuals $71,857
    All other loans & leases $1,538,436
    Loans to foreign governments and official institutions $0
    Other loans $537,660
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $17,094
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,506
    Non 1-4 family restructured loans & leases $1,506
    Total loans and leases (foreign) $0

    Trustmark National Bank had $10,764,303,000 of loans outstanding in 2020. $7,272,112,000 of loans were in real estate loans. $1,309,039,000 of loans were in development loans. $983,972,000 of loans were in multifamily mortgage loans. $2,188,084,000 of loans were in 1-4 family mortgage loans. $28,717,000 of loans were in farm loans. $31,972,000 of loans were in credit card loans. $38,544,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,791 $387,517 $216,369
    Nonfarm, nonresidential loans - <$100k 401 $23,564 $58,763
    Nonfarm, nonresidential loans - $100-250k 600 $70,650 $117,750
    Nonfarm, nonresidential loans - $250k-1MM 790 $293,303 $371,270
    Commercial & Industrial, US addressed loans - <$1MM 11,571 $663,972 $57,382
    Commercial & Industrial, US addressed loans - <$100k 9,310 $224,134 $24,075
    Commercial & Industrial, US addressed loans - $100-250k 1,278 $157,264 $123,055
    Commercial & Industrial, US addressed loans - $250k-1MM 983 $282,574 $287,461
    Farmland loans - <$1MM 310 $28,569 $92,158
    Farmland loans - <$100k 152 $5,443 $35,809
    Farmland loans - $100-250k 111 $11,731 $105,685
    Farmland loans - $250k-1MM 47 $11,395 $242,447
    Agriculture operations loans - <$1MM 665 $20,433 $30,726
    Agriculture operations loans - <$100k 593 $11,592 $19,548
    Agriculture operations loans - $100-250k 46 $4,141 $90,022
    Agriculture operations loans - $250k-1MM 26 $4,700 $180,769