FORT SMITH Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fort Smith averaged 6.82% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

    The average rate for the prior week (2024-04-04) was 6.86% and one month ago for the week of 2024-03-07, the average rate was 6.62%.

    Fort Smith's average rate one year ago was 6.42%.

    For refis of the same type during the week of 2024-04-11, the average rate was 7.27%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-11 6.88%
    Fort Smith 30 Year Fixed Rate 2024-04-11 6.82%
    Fort Smith 30 Year Fixed Rate Refi 2024-04-11 7.27%
    Fort Smith 15 Year Fixed Rate 2024-04-11 6.95%
    Fort Smith 15 Year Fixed Rate Refi 2024-04-11 6.36%
    Fort Smith 30 Year FHA 2024-04-11 6.36%
    Fort Smith 30 Year FHA Refi 2024-04-11 6.94%
    Fort Smith 30 Year USDA 2024-04-11 6.7%
    Fort Smith 30 Year USDA Refi 2024-04-11 6.71%
    Fort Smith 30 Year VA 2024-04-11 6.69%
    Fort Smith 30 Year VA Refi 2024-04-11 6.47%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FORT SMITH, AR-OK.

    FORT SMITH Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FORT SMITH, AR-OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Arvest Bank 180 6.63% $3,801
    Firstar Bank 151 6.45% $4,448
    QUICKEN LOANS, LLC 75 6.93% $5,862
    BancorpSouth 56 6.69% $3,594
    First Financial Bank 54 6.58% $4,663
    The First National Bank of Fort Smith 49 6.89% $3,026
    Armstrong Bank 38 7.09% $4,832
    UNITED 35 6.93% $3,118
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 33 6.90% $5,082
    Bank of England 31 6.59% $3,150
    Centennial Bank 26 6.64% $3,724
    FIRST WESTERN MORTGAGE, INC. 23 6.66% $3,779
    Regions Bank 22 7.05% $3,742
    SWBC MORTGAGE CORPORATION 22 6.55% $4,889
    Farm Credit Services of Western Arkansas, ACA 17 7.29% $6,159
    ARKANSAS Federal Credit Union 16 6.38% $4,056
    Gateway First Bank 16 6.61% $3,848
    Chambers Bank 15 6.63% $4,750
    JPMorgan Chase Bank 11 6.74% $4,460
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 7.35% $5,630
    FLAT BRANCH MORTGAGE, INC. 10 6.80% $3,835
    Wells Fargo Bank 8 6.56% $4,975
    First Security Bank 8 6.38% $4,537
    FirstTrust Home Loans, Inc. 8 6.84% $3,004
    Simmons Bank 7 7.04% $3,387
    U.S. Bank 7 6.78% $2,921
    USAA Federal Savings Bank 6 6.48% $3,738
    UNITED WHOLESALE MORTGAGE, LLC 5 6.72% $6,174
    Mr. Cooper ( Nationstar Mortgage ) 5 6.89% $7,282
    LEADERONE FINANCIAL CORPORATION 5 6.65% $4,845
    BOKF 5 6.93% $3,302
    Mortgage Research Center, LLC 5 6.38% $3,988
    Bank OZK 5 6.68% $2,431
    NAVY FEDERAL CREDIT UNION 5 7.45% $2,695
    Flagstar Bank, FSB 4 7.09% $5,447
    LOANDEPOT.COM, LLC 4 7.50% $5,290
    ON Q FINANCIAL, INC. 4 7.62% $6,439
    Priority Bank 4 6.88% $4,639
    Generations Bank 4 6.56% $2,360
    Sierra Pacific Mortgage Company, Inc. 4 7.03% $5,443
    BETTER MORTGAGE CORPORATION 4 6.03% $3,882
    The Central Trust Bank 3 7.46% $3,110
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.67% $5,175
    Bank of America 3 6.46% $2,772
    Citizens Bank 3 6.46% $6,294
    CROSSCOUNTRY MORTGAGE, LLC 3 7.61% $3,532
    KELLER MORTGAGE, LLC 3 6.00% $3,559
    MUTUAL OF OMAHA MORTGAGE, INC. 3 6.50% $4,377
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.58% $5,119
    21ST MORTGAGE CORPORATION 3 7.95% $5,644
    UNION HOME MORTGAGE CORP. 3 6.63% $5,843
    LENDSURE MORTGAGE CORP. 2 8.12% $8,905
    PENNYMAC LOAN SERVICES, LLC 2 6.69% $7,455
    Eagle Bank and Trust Company 2 6.38% $4,164
    Discover Bank 2 6.62% $0
    FREEDOM MORTGAGE CORPORATION 2 7.50% $7,725
    MORTGAGE FINANCIAL SERVICES, LLC 2 7.12% $4,968
    TTCU Federal Credit Union 2 6.38% $4,510
    Ally Bank 2 7.50% $4,297
    CORNERSTONE HOME LENDING, INC. 2 6.93% $9,424
    United Fidelity Funding Corp. 2 6.44% $12,210
    MORTGAGE SOLUTIONS LLC 2 6.81% $3,546
    AMERICAN FINANCIAL NETWORK, INC. 2 6.69% $4,153
    Stifel Bank and Trust 2 5.50% $2,001
    STOCKTON MORTGAGE CORPORATION 2 7.44% $5,901
    First United Bank and Trust Company 2 7.50% $9,609
    EVERETT FINANCIAL, INC. 2 7.38% $2,875
    BROKER SOLUTIONS, INC. 2 6.88% $4,828
    Neighborhood Loans, Inc. 1 6.88% $5,941
    NEWREZ LLC 1 7.63% $5,718
    Old National Bank 1 6.75% $4,029
    OMNI Community Credit Union 1 7.63% $1,976
    CITIZENS EQUITY FIRST 1 5.63% $4,400
    OPEN MORTGAGE, LLC 1 6.38% $6,666
    PENTAGON FEDERAL CREDIT UNION 1 7.13% $4,659
    PHH Mortgage Corporation 1 7.50% $5,997
    PINE BLUFF COTTON BELT Federal Credit Union 1 7.32% $3,518
    Plains Commerce Bank 1 7.25% $5,690
    PNC Bank 1 6.75% $4,319
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 8.50% $4,245
    AgHeritage Farm Credit Services FLCA 1 7.05% $8,475
    Citadel Servicing Corporation 1 7.88% $11,153
    CHURCHILL MORTGAGE CORPORATION 1 6.88% $5,294
    Raymond James Bank 1 7.00% $1,708
    Chickasaw Community Bank 1 5.88% $5,921
    RELIANCE FIRST CAPITAL, LLC 1 5.99% $23,483
    RESIDENTIAL BANCORP 1 6.63% $7,316
    ROYAL UNITED MORTGAGE LLC 1 7.50% $9,981
    SFMC, LP 1 5.99% $9,118
    CANOPY MORTGAGE, LLC 1 4.99% $11,469
    CALCON MUTUAL MORTGAGE LLC 1 7.00% $8,018
    SUN WEST MORTGAGE COMPANY, INC. 1 7.50% $5,460
    TELCOE FEDERAL CREDIT UNION 1 7.38% $5,018
    Willamette Valley Bank 1 7.00% $2,990
    AMERISAVE MORTGAGE CORPORATION 1 5.75% $27,372
    The Huntington National Bank 1 8.13% $3,793
    TRIAD FINANCIAL SERVICES, INC. 1 8.50% $7,512
    Truity Federal Credit Union 1 5.88% $4,953
    ZILLOW HOME LOANS, LLC 1 5.88% $6,709
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $5,029
    AMERICAN FINANCING CORPORATION 1 7.88% $6,385
    First Savings Bank 1 7.63% $6,502
    First Horizon Bank 1 5.38% $7,785
    Fidelity Bank 1 7.13% $3,264
    Flanagan State Bank 1 8.38% $4,327
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 6.88% $3,617
    Farmers Bank & Trust 1 6.50% $4,149
    GARDNER FINANCIAL SERVICES, LTD. 1 6.50% $6,363
    GENEVA FINANCIAL, LLC 1 6.25% $4,884
    GERSHMAN INVESTMENT CORP. 1 5.63% $2,339
    GUARANTEED RATE, INC. 1 7.38% $6,903
    DELMAR FINANCIAL COMPANY 1 6.75% $3,245
    DATA MORTGAGE, INC. 1 6.13% $7,272
    DAS Acquisition Company, LLC 1 8.38% $8,793
    LOANPAL, LLC 1 6.50% $6,777
    MORIA DEVELOPMENT, INC. 1 7.50% $4,437
    MORTGAGE INVESTORS GROUP, INC. 1 6.63% $2,624
    MOVEMENT MORTGAGE, LLC 1 6.06% $2,612
    COMMUNITYAMERICA 1 5.88% $3,362
    Waterstone Mortgage Corporation 1 7.88% $9,676
    Commerce Bank 1 6.38% $3,411
    NBKC BANK 1 7.25% $2,081

    FORT SMITH Average Closing Costs & Other Stats

    FORT SMITH, AR-OK's 122 lenders originated 4,117 loans during 2023. The total origination value was $682,235,000, with an average loan value of $165,712.

    FORT SMITH's average closing costs are $4,200.

    The top FORT SMITH lender as defined by loan originations is Arvest Bank, with 180 loans originated. Their average total fees are $3,801, which is $647 lower than the next largest lender, Firstar Bank.

    The lowest fee FORT SMITH lenders (with over 10 loans originated) are The First National Bank of Fort Smith ($3,026), UNITED ($3,118), Bank of England ($3,150), BancorpSouth ($3,594) and Centennial Bank ($3,724).

    The lowest rate FORT SMITH lenders (with over 10 loans originated) are ARKANSAS Federal Credit Union (6.38%), Firstar Bank (6.45%), SWBC MORTGAGE CORPORATION (6.55%), First Financial Bank (6.58%) and Bank of England (6.59%).

    FORT SMITH, AR-OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Firstar Bank $108,370,000 $97,745,000 -9.8% 14.3%
    Arvest Bank $150,765,000 $75,025,000 -50.2% 11.0%
    QUICKEN LOANS, LLC $50,775,000 $32,300,000 -36.4% 4.7%
    Armstrong Bank $49,805,000 $27,120,000 -45.5% 4.0%
    The First National Bank of Fort Smith $80,690,000 $25,615,000 -68.3% 3.8%
    BancorpSouth $36,195,000 $25,345,000 -30.0% 3.7%
    First Financial Bank $20,460,000 $21,055,000 2.9% 3.1%
    Citizens' Bank & Trust Co. $27,740,000 $20,475,000 -26.2% 3.0%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $10,100,000 $18,655,000 84.7% 2.7%
    Mortgage Research Center, LLC $21,950,000 $18,055,000 -17.7% 2.6%
    UNITED $27,545,000 $15,855,000 -42.4% 2.3%
    Chambers Bank $18,765,000 $15,785,000 -15.9% 2.3%
    Bank of England $18,665,000 $14,075,000 -24.6% 2.1%
    SWBC MORTGAGE CORPORATION $14,680,000 $12,185,000 -17.0% 1.8%
    Farmers Bank $24,110,000 $10,290,000 -57.3% 1.5%
    ARKANSAS Federal Credit Union $9,720,000 $9,150,000 -5.9% 1.3%
    FIRST WESTERN MORTGAGE, INC. $9,175,000 $9,060,000 -1.3% 1.3%
    Centennial Bank $7,515,000 $8,600,000 14.4% 1.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $16,305,000 $8,560,000 -47.5% 1.3%
    Regions Bank $11,545,000 $8,285,000 -28.2% 1.2%
    Farm Credit Services of Western Arkansas, ACA $5,255,000 $7,475,000 42.2% 1.1%
    First Community Bank $1,360,000 $7,200,000 429.4% 1.1%
    Gateway First Bank $9,320,000 $6,445,000 -30.8% 0.9%
    FLAT BRANCH MORTGAGE, INC. $5,225,000 $6,115,000 17.0% 0.9%
    USAA Federal Savings Bank $4,570,000 $6,020,000 31.7% 0.9%
    First Security Bank $7,430,000 $5,895,000 -20.7% 0.9%
    U.S. Bank $16,230,000 $5,525,000 -66.0% 0.8%
    Simmons Bank $15,710,000 $5,515,000 -64.9% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $5,905,000 $4,665,000 -21.0% 0.7%
    First Western Bank $7,315,000 $4,265,000 -41.7% 0.6%
    Flagstar Bank, FSB $2,505,000 $4,065,000 62.3% 0.6%
    NAVY FEDERAL CREDIT UNION $6,245,000 $3,945,000 -36.8% 0.6%
    ON Q FINANCIAL, INC. $3,615,000 n/a 0.5%
    Generations Bank $9,160,000 $3,450,000 -62.3% 0.5%
    FREEDOM MORTGAGE CORPORATION $5,830,000 $3,370,000 -42.2% 0.5%
    FirstTrust Home Loans, Inc. $4,535,000 $3,325,000 -26.7% 0.5%
    PENNYMAC LOAN SERVICES, LLC $5,935,000 $3,290,000 -44.6% 0.5%
    EVERETT FINANCIAL, INC. $7,945,000 $3,230,000 -59.3% 0.5%
    Priority Bank $9,275,000 $3,035,000 -67.3% 0.4%
    Eagle Bank and Trust Company $1,945,000 $2,965,000 52.4% 0.4%
    LEADERONE FINANCIAL CORPORATION $3,440,000 $2,965,000 -13.8% 0.4%
    Bank OZK $9,705,000 $2,955,000 -69.6% 0.4%
    JPMorgan Chase Bank $2,500,000 $2,910,000 16.4% 0.4%
    Wells Fargo Bank $5,880,000 $2,910,000 -50.5% 0.4%
    21ST MORTGAGE CORPORATION $5,005,000 $2,890,000 -42.3% 0.4%
    TRIAD FINANCIAL SERVICES, INC. $2,120,000 $2,845,000 34.2% 0.4%
    Sierra Pacific Mortgage Company, Inc. $55,000 $2,680,000 4,772.7% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $7,185,000 $2,540,000 -64.6% 0.4%
    ORIX REAL ESTATE CAPITAL, LLC $2,525,000 n/a 0.4%
    AMERISAVE MORTGAGE CORPORATION $4,585,000 $2,500,000 -45.5% 0.4%
    LOANDEPOT.COM, LLC $7,280,000 $2,000,000 -72.5% 0.3%
    Bank of America $3,495,000 $1,965,000 -43.8% 0.3%
    MID AMERICA MORTGAGE, INC. $3,915,000 $1,830,000 -53.3% 0.3%
    Discover Bank $600,000 $1,755,000 192.5% 0.3%
    BOKF $1,040,000 $1,715,000 64.9% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $1,775,000 $1,665,000 -6.2% 0.2%
    Signature Bank of Arkansas $205,000 $1,565,000 663.4% 0.2%
    NEWREZ LLC $1,870,000 $1,515,000 -19.0% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $8,055,000 $1,490,000 -81.5% 0.2%
    NEW DAY FINANCIAL, LLC $4,830,000 $1,400,000 -71.0% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $250,000 $1,365,000 446.0% 0.2%
    OPEN MORTGAGE, LLC $1,170,000 $1,360,000 16.2% 0.2%
    STOCKTON MORTGAGE CORPORATION $290,000 $1,270,000 337.9% 0.2%
    The Central Trust Bank $155,000 $1,265,000 716.1% 0.2%
    CORNERSTONE HOME LENDING, INC. $680,000 $1,255,000 84.6% 0.2%
    UNION HOME MORTGAGE CORP. $265,000 $1,220,000 360.4% 0.2%
    LOANPAL, LLC $1,785,000 $1,195,000 -33.1% 0.2%
    RELIANCE FIRST CAPITAL, LLC $1,155,000 n/a 0.2%
    BancFirst $860,000 $1,100,000 27.9% 0.2%
    Chickasaw Community Bank $4,805,000 $1,085,000 -77.4% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,955,000 $1,080,000 -44.8% 0.2%
    Barrington Bank & Trust Company, N.A. $1,690,000 $1,070,000 -36.7% 0.2%
    United Bank $1,160,000 $1,050,000 -9.5% 0.2%
    Carrington Mortgage Services, LLC $2,435,000 $1,020,000 -58.1% 0.1%
    Citizens Bank $1,400,000 $970,000 -30.7% 0.1%
    TTCU Federal Credit Union $895,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $1,545,000 $890,000 -42.4% 0.1%
    TOP FLITE FINANCIAL, INC. $880,000 n/a 0.1%
    CrossFirst Bank $855,000 n/a 0.1%
    PNC Bank $695,000 $850,000 22.3% 0.1%
    Coastal Community Bank $835,000 n/a 0.1%
    MORTGAGE FINANCIAL SERVICES, LLC $335,000 $825,000 146.3% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $620,000 $790,000 27.4% 0.1%
    GERSHMAN INVESTMENT CORP. $1,025,000 $785,000 -23.4% 0.1%
    Ally Bank $660,000 $735,000 11.4% 0.1%
    BETTER MORTGAGE CORPORATION $1,420,000 $720,000 -49.3% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $695,000 $720,000 3.6% 0.1%
    First Bank & Trust Co. $685,000 n/a 0.1%
    Patriot Bank $665,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $660,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $4,330,000 $660,000 -84.8% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $560,000 $645,000 15.2% 0.1%
    United Fidelity Funding Corp. $500,000 $635,000 27.0% 0.1%
    CSL Financial, LLC $925,000 $620,000 -33.0% 0.1%
    Figure Lending LLC $615,000 $620,000 0.8% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $750,000 $605,000 -19.3% 0.1%
    ROYAL UNITED MORTGAGE LLC $720,000 $600,000 -16.7% 0.1%
    AgHeritage Farm Credit Services FLCA $585,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,250,000 $575,000 -54.0% 0.1%
    Stifel Bank and Trust $540,000 n/a 0.1%
    Truity Federal Credit Union $535,000 n/a 0.1%
    First State Bank $515,000 n/a 0.1%
    COMMUNITYAMERICA $505,000 n/a 0.1%
    First Horizon Bank $1,065,000 $500,000 -53.1% 0.1%
    Grand Savings Bank $8,715,000 $475,000 -94.5% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $430,000 $460,000 7.0% 0.1%
    KELLER MORTGAGE, LLC $690,000 $455,000 -34.1% 0.1%
    Plains Commerce Bank $835,000 $455,000 -45.5% 0.1%
    CITIZENS EQUITY FIRST $445,000 n/a 0.1%
    First Federal Bank $445,000 n/a 0.1%
    ASSOCIATED MORTGAGE CORPORATION $370,000 $435,000 17.6% 0.1%
    CARDINAL FINANCIAL $1,040,000 $435,000 -58.2% 0.1%
    Raymond James Bank $135,000 $435,000 222.2% 0.1%
    First Savings Bank $430,000 n/a 0.1%
    TELCOE FEDERAL CREDIT UNION $420,000 n/a 0.1%
    Independent Bank $415,000 n/a 0.1%
    Waterstone Mortgage Corporation $420,000 $415,000 -1.2% 0.1%
    CANOPY MORTGAGE, LLC $410,000 n/a 0.1%
    First United Bank and Trust Company $2,060,000 $410,000 -80.1% 0.1%
    OCMBC, INC. $410,000 n/a 0.1%
    ENCORE BANK $5,930,000 $385,000 -93.5% 0.1%
    Citadel Servicing Corporation $175,000 $375,000 114.3% 0.1%
    Commerce Bank $375,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $1,445,000 $375,000 -74.0% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $165,000 $370,000 124.2% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $285,000 $370,000 29.8% 0.1%
    AXIA FINANCIAL, LLC $370,000 n/a 0.1%
    LENDSURE MORTGAGE CORP. $370,000 n/a 0.1%
    SPRING EQ, LLC $180,000 $370,000 105.6% 0.1%
    PLAZA HOME MORTGAGE, INC. $355,000 n/a 0.1%
    GUARANTEED RATE, INC. $1,645,000 $350,000 -78.7% 0.1%
    CHURCHILL MORTGAGE CORPORATION $890,000 $340,000 -61.8% 0.0%
    The Huntington National Bank $325,000 n/a 0.0%
    Truist $6,310,000 $320,000 -94.9% 0.0%
    SENTE MORTGAGE, INC. $150,000 $315,000 110.0% 0.0%
    The Federal Savings Bank $990,000 $315,000 -68.2% 0.0%
    FINANCE OF AMERICA REVERSE LLC $165,000 $305,000 84.8% 0.0%
    GENEVA FINANCIAL, LLC $370,000 $300,000 -18.9% 0.0%
    MORTGAGE SOLUTIONS LLC $205,000 $300,000 46.3% 0.0%
    Equity Prime Mortgage LLC $295,000 n/a 0.0%
    MORTGAGE INVESTORS GROUP, INC. $295,000 n/a 0.0%
    The Stock Exchange Bank $295,000 n/a 0.0%
    GUARANTEED RATE AFFINITY, LLC $285,000 n/a 0.0%
    Legacy National Bank $150,000 $285,000 90.0% 0.0%
    MORTGAGE ACCESS CORP. $275,000 $285,000 3.6% 0.0%
    Old Missouri Bank $285,000 n/a 0.0%
    DEEPHAVEN MORTGAGE LLC $280,000 n/a 0.0%
    Great Plains National Bank $415,000 $275,000 -33.7% 0.0%
    Great Southern Bank $275,000 n/a 0.0%
    NBKC BANK $1,155,000 $275,000 -76.2% 0.0%
    PENTAGON FEDERAL CREDIT UNION $815,000 $270,000 -66.9% 0.0%
    American Bank of Oklahoma $260,000 $265,000 1.9% 0.0%
    AMERICAN FINANCING CORPORATION $905,000 $265,000 -70.7% 0.0%
    PLANET HOME LENDING, LLC $85,000 $260,000 205.9% 0.0%
    DAS Acquisition Company, LLC $700,000 $255,000 -63.6% 0.0%
    Logan Finance Corporation $255,000 n/a 0.0%
    CIS Financial Services, Inc. $250,000 n/a 0.0%
    CALCON MUTUAL MORTGAGE LLC $245,000 n/a 0.0%
    COMMUNITY BANK $245,000 n/a 0.0%
    GMFS LLC $1,970,000 $240,000 -87.8% 0.0%
    EMBRACE HOME LOANS, INC. $145,000 $235,000 62.1% 0.0%
    RESIDENTIAL BANCORP $835,000 $235,000 -71.9% 0.0%
    Farmers Bank & Trust $225,000 n/a 0.0%
    Neighborhood Loans, Inc. $225,000 n/a 0.0%
    POLARIS HOME FUNDING CORP. $340,000 $225,000 -33.8% 0.0%
    Leader Bank $220,000 n/a 0.0%
    The Farmers & Merchants Bank $220,000 n/a 0.0%
    BANK OF LITTLE ROCK MORTGAGE CORPORATION $1,535,000 $215,000 -86.0% 0.0%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $215,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $920,000 $215,000 -76.6% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $505,000 $205,000 -59.4% 0.0%
    American Airlines Federal Credit Union $105,000 $195,000 85.7% 0.0%
    BARKSDALE $195,000 n/a 0.0%
    CLEARPATH LENDING $235,000 $195,000 -17.0% 0.0%
    Colonial Savings, F.A. $115,000 $195,000 69.6% 0.0%
    Cornerstone Bank $195,000 n/a 0.0%
    NEXERA HOLDING LLC $195,000 n/a 0.0%
    NP, Inc. $195,000 n/a 0.0%
    Old National Bank $195,000 n/a 0.0%
    SFMC, LP $195,000 n/a 0.0%
    DELMAR FINANCIAL COMPANY $460,000 $185,000 -59.8% 0.0%
    Southern Bank $185,000 n/a 0.0%
    Paramount Residential Mortgage Group, Inc. $840,000 $175,000 -79.2% 0.0%
    ENDEAVOR CAPITAL, LLC. $415,000 $165,000 -60.2% 0.0%
    First National Bank $185,000 $165,000 -10.8% 0.0%
    LIBERTY HOME MORTGAGE CORPORATION $165,000 n/a 0.0%
    MORIA DEVELOPMENT, INC. $355,000 $155,000 -56.3% 0.0%
    Nations Lending Corporation $470,000 $155,000 -67.0% 0.0%
    PINE BLUFF COTTON BELT Federal Credit Union $155,000 n/a 0.0%
    Fidelity Bank $145,000 n/a 0.0%
    Mid-Continent Funding, Inc. $145,000 n/a 0.0%
    PHH Mortgage Corporation $370,000 $145,000 -60.8% 0.0%
    SUCCESS MORTGAGE PARTNERS, INC. $145,000 n/a 0.0%
    Flanagan State Bank $135,000 n/a 0.0%
    GARDNER FINANCIAL SERVICES, LTD. $135,000 n/a 0.0%
    DATA MORTGAGE, INC. $125,000 n/a 0.0%
    PREMIER MORTGAGE RESOURCES, L.L.C. $125,000 n/a 0.0%
    Signature Federal Credit Union $125,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $155,000 $120,000 -22.6% 0.0%
    Prosperity Home Mortgage, LLC $115,000 n/a 0.0%
    UNITED BUILT HOMES, L.L.C. $245,000 $115,000 -53.1% 0.0%
    AMCAP MORTGAGE, LTD. $520,000 $105,000 -79.8% 0.0%
    Lakeview Community Capital, LLC $135,000 $105,000 -22.2% 0.0%
    MOVEMENT MORTGAGE, LLC $430,000 $105,000 -75.6% 0.0%
    OKLAHOMA'S $100,000 n/a 0.0%
    ALTRA $440,000 $85,000 -80.7% 0.0%
    ATLANTA POSTAL $85,000 n/a 0.0%
    Deere Employees Credit Union $35,000 $85,000 142.9% 0.0%
    First Service Bank $85,000 n/a 0.0%
    M&T Bank $535,000 $85,000 -84.1% 0.0%
    OMNI Community Credit Union $85,000 n/a 0.0%
    First National Bank of America $75,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $75,000 n/a 0.0%
    Operating Engineers Local Union #3 $65,000 n/a 0.0%
    RUOFF MORTGAGE COMPANY, INC. $220,000 $65,000 -70.5% 0.0%
    Tyndall Federal Credit Union $45,000 n/a 0.0%
    Willamette Valley Bank $45,000 n/a 0.0%
    Farm Credit Services of Western Arkansas, PCA $105,000 $35,000 -66.7% 0.0%
    Today's Bank $25,000 n/a 0.0%
    GSF Mortgage Corporation $75,000 $5,000 -93.3% 0.0%

    FORT SMITH's top lender by overall market share is Firstar Bank, with 14.3% market share. In second place, with 11.0%, is Arvest Bank, having originated $75,025,000 in loans. In third place, with 4.7%, is QUICKEN LOANS, LLC, having originated $32,300,000 in loans. In fourth place, with 4.0%, is Armstrong Bank, having originated $27,120,000 in loans. In fifth place, with 3.8%, is The First National Bank of Fort Smith, having originated $25,615,000 in loans.

    FORT SMITH Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - FORT SMITH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $150,425 (1.0%) $217,388 (2.7%) 0.56 1,143
    2018-02-01 $152,350 (3.1%) $219,335 (5.0%) 0.55 1,116
    2018-03-01 $157,700 (5.5%) $225,823 (7.3%) 0.55 1,113
    2018-04-01 $157,400 (3.6%) $226,620 (2.2%) 0.53 1,131
    2018-05-01 $159,900 (4.2%) $226,723 (-0.2%) 0.53 1,154
    2018-06-01 $159,900 (2.3%) $227,961 (-1.8%) 0.53 1,173
    2018-07-01 $159,250 (5.5%) $225,059 (0.2%) 0.53 1,195
    2018-08-01 $159,900 (7.0%) $225,575 (3.8%) 0.54 1,203
    2018-09-01 $157,000 (5.4%) $224,128 (3.4%) 0.53 1,226
    2018-10-01 $156,750 (4.9%) $222,524 (2.8%) 0.53 1,235
    2018-11-01 $154,950 (3.8%) $218,582 (0.1%) 0.53 1,254
    2018-12-01 $154,900 (4.7%) $217,516 (1.1%) 0.53 1,205
    2019-01-01 $154,950 (3.0%) $223,542 (2.8%) 0.54 1,161
    2019-02-01 $158,350 (3.9%) $226,845 (3.4%) 0.54 1,143
    2019-03-01 $161,571 (2.5%) $232,913 (3.1%) 0.53 1,121
    2019-04-01 $164,750 (4.7%) $238,760 (5.4%) 0.52 1,122
    2019-05-01 $169,250 (5.9%) $240,567 (6.1%) 0.53 1,097
    2019-06-01 $169,900 (6.3%) $245,647 (7.8%) 0.53 1,078
    2019-07-01 $167,375 (5.1%) $245,926 (9.3%) 0.52 1,073
    2019-08-01 $165,000 (3.2%) $240,113 (6.4%) 0.52 1,087
    2019-09-01 $165,000 (5.1%) $235,459 (5.1%) 0.53 1,096
    2019-10-01 $164,998 (5.3%) $231,644 (4.1%) 0.53 1,094
    2019-11-01 $164,500 (6.2%) $230,176 (5.3%) 0.54 1,055
    2019-12-01 $159,900 (3.2%) $229,068 (5.3%) 0.53 1,008
    2020-01-01 $159,950 (3.2%) $227,106 (1.6%) 0.53 969
    2020-02-01 $164,799 (4.1%) $234,730 (3.5%) 0.54 962
    2020-03-01 $169,450 (4.9%) $241,672 (3.8%) 0.53 901
    2020-04-01 $174,900 (6.2%) $246,914 (3.4%) 0.55 883
    2020-05-01 $179,000 (5.8%) $254,365 (5.7%) 0.54 815
    2020-06-01 $189,000 (11.2%) $265,871 (8.2%) 0.56 758
    2020-07-01 $195,000 (16.5%) $275,217 (11.9%) 0.57 709
    2020-08-01 $194,500 (17.9%) $278,480 (16.0%) 0.56 664
    2020-09-01 $189,525 (14.9%) $290,339 (23.3%) 0.54 586
    2020-10-01 $195,000 (18.2%) $288,676 (24.6%) 0.56 563
    2020-11-01 $190,425 (15.8%) $298,084 (29.5%) 0.56 514
    2020-12-01 $184,375 (15.3%) $290,370 (26.8%) 0.55 491
    2021-01-01 $183,750 (14.9%) $298,298 (31.4%) 0.55 455
    2021-02-01 $195,000 (18.3%) $310,368 (32.2%) 0.57 390
    2021-03-01 $184,950 (9.2%) $306,264 (26.7%) 0.52 373
    2021-04-01 $189,000 (8.1%) $314,604 (27.4%) 0.51 370
    2021-05-01 $209,700 (17.2%) $332,533 (30.7%) 0.56 342
    2021-06-01 $219,450 (16.1%) $321,698 (21.0%) 0.58 382
    2021-07-01 $209,900 (7.6%) $311,384 (13.1%) 0.55 480
    2021-08-01 $197,450 (1.5%) $307,917 (10.6%) 0.53 487
    2021-09-01 $199,225 (5.1%) $308,275 (6.2%) 0.53 496
    2021-10-01 $210,000 (7.7%) $317,994 (10.2%) 0.56 462
    2021-11-01 $210,950 (10.8%) $318,761 (6.9%) 0.56 400
    2021-12-01 $213,575 (15.8%) $325,850 (12.2%) 0.58 382
    2022-01-01 $199,950 (8.8%) $326,158 (9.3%) 0.54 349
    2022-02-01 $219,950 (12.8%) $334,140 (7.7%) 0.57 328
    2022-03-01 $215,375 (16.5%) $333,122 (8.8%) 0.54 360
    2022-04-01 $216,850 (14.7%) $334,459 (6.3%) 0.52 369
    2022-05-01 $231,225 (10.3%) $333,206 (0.2%) 0.53 393
    2022-06-01 $227,225 (3.5%) $323,271 (0.5%) 0.51 440
    2022-07-01 $237,195 (13.0%) $334,554 (7.4%) 0.53 490
    2022-08-01 $234,950 (19.0%) $333,862 (8.4%) 0.54 518
    2022-09-01 $230,000 (15.5%) $306,217 (-0.7%) 0.54 545
    2022-10-01 $239,900 (14.2%) $307,900 (-3.2%) 0.56 583
    2022-11-01 $232,000 (10.0%) $318,210 (-0.2%) 0.56 590
    2022-12-01 $227,250 (6.4%) $314,422 (-3.5%) 0.56 554
    2023-01-01 $228,188 (14.1%) $316,515 (-3.0%) 0.57 540
    2023-02-01 $236,975 (7.7%) $319,591 (-4.4%) 0.57 498
    2023-03-01 $238,875 (10.9%) $329,091 (-1.2%) 0.56 473
    2023-04-01 $240,000 (10.7%) $337,159 (0.8%) 0.56 460
    2023-05-01 $249,450 (7.9%) $334,182 (0.3%) 0.57 469
    2023-06-01 $255,000 (12.2%) $341,613 (5.7%) 0.57 494
    2023-07-01 $259,948 (9.6%) $344,538 (3.0%) 0.59 535
    2023-08-01 $265,457 (13.0%) $355,998 (6.6%) 0.61 566
    2023-09-01 $270,000 (17.4%) $355,106 (16.0%) 0.63 604
    2023-10-01 $269,400 (12.3%) $354,555 (15.2%) 0.63 677
    2023-11-01 $269,450 (16.1%) $351,539 (10.5%) 0.64 680
    2023-12-01 $259,900 (14.4%) $343,503 (9.3%) 0.63 696
    2024-01-01 $265,000 (16.1%) $344,419 (8.8%) 0.65 662
    2024-02-01 $250,950 (5.9%) $339,632 (6.3%) 0.60 678
    2024-03-01 $254,900 (6.7%) $335,715 (2.0%) 0.60 668
    FORT SMITH's median listing price for 2024-03-01 was $254,900, a difference of $16,025 (6.7%) versus the prior year and $3,950 versus the prior month.

    FORT SMITH's median listing price comes in at 60% of the national average.

    FORT SMITH's average listing price for 2024-03-01 was $335,715, a difference of $6,624 (2.0%) versus the prior year and $-3,917 versus the prior month.

    For the 2024-03-01 period, FORT SMITH had 668 MLS listings, a difference of -10 listings (-1%) versus the prior month and 195 listings (41%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - FORT SMITH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 94 days 1,820 sqft
    2018-02-01 92 days 1,832 sqft
    2018-03-01 79 days 1,886 sqft
    2018-04-01 71 days 1,896 sqft
    2018-05-01 67 days 1,910 sqft
    2018-06-01 64 days 1,912 sqft
    2018-07-01 68 days 1,911 sqft
    2018-08-01 74 days 1,928 sqft
    2018-09-01 78 days 1,889 sqft
    2018-10-01 79 days 1,885 sqft
    2018-11-01 80 days 1,843 sqft
    2018-12-01 86 days 1,833 sqft
    2019-01-01 93 days 1,815 sqft
    2019-02-01 89 days 1,818 sqft
    2019-03-01 82 days 1,855 sqft
    2019-04-01 72 days 1,894 sqft
    2019-05-01 67 days 1,916 sqft
    2019-06-01 75 days 1,924 sqft
    2019-07-01 75 days 1,919 sqft
    2019-08-01 74 days 1,901 sqft
    2019-09-01 73 days 1,878 sqft
    2019-10-01 73 days 1,869 sqft
    2019-11-01 75 days 1,857 sqft
    2019-12-01 86 days 1,854 sqft
    2020-01-01 89 days 1,857 sqft
    2020-02-01 82 days 1,848 sqft
    2020-03-01 74 days 1,890 sqft
    2020-04-01 74 days 1,923 sqft
    2020-05-01 75 days 1,980 sqft
    2020-06-01 68 days 1,984 sqft
    2020-07-01 67 days 2,002 sqft
    2020-08-01 64 days 2,000 sqft
    2020-09-01 59 days 2,000 sqft
    2020-10-01 51 days 2,018 sqft
    2020-11-01 54 days 2,007 sqft
    2020-12-01 65 days 1,921 sqft
    2021-01-01 72 days 1,921 sqft
    2021-02-01 58 days 1,935 sqft
    2021-03-01 42 days 1,814 sqft
    2021-04-01 33 days 1,826 sqft
    2021-05-01 36 days 1,887 sqft
    2021-06-01 30 days 1,886 sqft
    2021-07-01 29 days 1,880 sqft
    2021-08-01 34 days 1,853 sqft
    2021-09-01 37 days 1,829 sqft
    2021-10-01 45 days 1,879 sqft
    2021-11-01 49 days 1,820 sqft
    2021-12-01 51 days 1,839 sqft
    2022-01-01 53 days 1,844 sqft
    2022-02-01 38 days 1,827 sqft
    2022-03-01 33 days 1,810 sqft
    2022-04-01 32 days 1,800 sqft
    2022-05-01 33 days 1,783 sqft
    2022-06-01 33 days 1,791 sqft
    2022-07-01 37 days 1,816 sqft
    2022-08-01 41 days 1,826 sqft
    2022-09-01 48 days 1,806 sqft
    2022-10-01 51 days 1,813 sqft
    2022-11-01 57 days 1,826 sqft
    2022-12-01 64 days 1,780 sqft
    2023-01-01 71 days 1,801 sqft
    2023-02-01 70 days 1,827 sqft
    2023-03-01 63 days 1,823 sqft
    2023-04-01 53 days 1,848 sqft
    2023-05-01 43 days 1,836 sqft
    2023-06-01 46 days 1,860 sqft
    2023-07-01 49 days 1,855 sqft
    2023-08-01 51 days 1,859 sqft
    2023-09-01 52 days 1,838 sqft
    2023-10-01 51 days 1,844 sqft
    2023-11-01 58 days 1,859 sqft
    2023-12-01 68 days 1,828 sqft
    2024-01-01 85 days 1,835 sqft
    2024-02-01 78 days 1,797 sqft
    2024-03-01 58 days 1,773 sqft
    FORT SMITH's median listing age (time on market) for 2024-03-01 was 58 days. This is -8% shorter than the same period one year ago.

    FORT SMITH's median square footage for active listings during the 2024-03-01 period was 1,773 sqft. One year prior, the average listing was 1,823 sqft.

    FORT SMITH, AR-OK Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    72901 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72902 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,110 $1,270
    72903 Fort Smith, AR-OK HUD Metro FMR Area $610 $620 $810 $1,120 $1,290
    72904 Fort Smith, AR-OK HUD Metro FMR Area $620 $620 $820 $1,130 $1,310
    72905 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,110 $1,270
    72906 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,110 $1,270
    72908 Fort Smith, AR-OK HUD Metro FMR Area $710 $710 $940 $1,300 $1,500
    72913 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,110 $1,270
    72914 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,110 $1,270
    72916 Fort Smith, AR-OK HUD Metro FMR Area $690 $700 $920 $1,270 $1,470
    72917 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,110 $1,270
    72918 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,110 $1,270
    72921 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72923 Fort Smith, AR-OK HUD Metro FMR Area $790 $800 $1,050 $1,450 $1,670
    72927 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72930 Fort Smith, AR-OK HUD Metro FMR Area $630 $640 $800 $1,010 $1,330
    72932 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72933 Fort Smith, AR-OK HUD Metro FMR Area $630 $640 $800 $1,010 $1,330
    72934 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72935 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72936 Fort Smith, AR-OK HUD Metro FMR Area $620 $620 $820 $1,130 $1,310
    72937 Fort Smith, AR-OK HUD Metro FMR Area $640 $650 $850 $1,180 $1,350
    72938 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72940 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72941 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72944 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72945 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72946 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72947 Fort Smith, AR-OK HUD Metro FMR Area $610 $610 $800 $1,080 $1,290
    72948 Fort Smith, AR-OK HUD Metro FMR Area $610 $630 $810 $1,130 $1,340
    72952 Fort Smith, AR-OK HUD Metro FMR Area $660 $660 $870 $1,200 $1,390
    72955 Fort Smith, AR-OK HUD Metro FMR Area $610 $610 $810 $1,110 $1,290
    72956 Fort Smith, AR-OK HUD Metro FMR Area $620 $620 $820 $1,130 $1,310
    72957 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    72959 Fort Smith, AR-OK HUD Metro FMR Area $710 $750 $910 $1,290 $1,550
    74435 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    74931 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    74936 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,110 $1,270
    74945 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    74946 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    74948 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    74954 Fort Smith, AR-OK HUD Metro FMR Area $640 $650 $850 $1,180 $1,350
    74955 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270
    74962 Fort Smith, AR-OK HUD Metro FMR Area $600 $610 $800 $1,100 $1,270

    2022 Average & Median Rent Data Statistics
    FORT SMITH, AR-OK average 1BR rent: $628, median: $610
    FORT SMITH, AR-OK average 2BR rent: $820, median: $800
    FORT SMITH, AR-OK average 3BR rent: $1,127, median: $1,100

    FORT SMITH, AR-OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 2,540 $497,940,000 $196,039
    Other 425 $27,525,000 $64,765
    Refi 406 $73,000,000 $179,803
    Cash Out Refi 403 $61,495,000 $152,593
    Home Improvement 343 $22,275,000 $64,942

    Fort Smith's most frequently cited loan purpose was Home Purchase, with 2,540 originations. The 2nd most popular reason was Other, with 425 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 1,454 $270,390,000 $185,963
    Over 8% 960 $93,310,000 $97,198
    7-8% 899 $161,835,000 $180,017
    5-6% 523 $105,345,000 $201,424
    4-5% 19 $3,745,000 $197,105
    3-4% 6 $600,000 $100,000
    <2.5% 3 $2,985,000 $995,000
    2.5-3% 3 $305,000 $101,667

    During 2023, Fort Smith's most frequently originated rate bucket was 6-7%, with 1,454 originations.

    Loan Sizing (FORT SMITH, AR-OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 1,547 $228,565,000 $147,747
    $100,000 or less 1,416 $77,300,000 $54,590
    $200k-400k 968 $256,320,000 $264,793
    $400k-600k 135 $64,255,000 $475,963
    $600k-1000k 38 $27,320,000 $718,947
    $Over $1MM 13 $28,475,000 $2,190,385

    FORT SMITH's loan sizing saw the bucket of loans from $100k-200k with 1,547 originations, totaling $228,565,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,739 $351,855,000 $202,332
    60-80% 767 $160,195,000 $208,859
    Under 20% 518 $19,910,000 $38,436
    20-40% 407 $34,835,000 $85,590
    40-60% 342 $45,920,000 $134,269
    Over 100% 81 $23,615,000 $291,543

    FORT SMITH's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,739 originations, totaling $351,855,000 in origination value.