Boeing Employees Credit Union Mortgage Rates, Fees & Info
Tukwila, WALEI: 549300KM40FP4MSQU941
Tax ID: 91-0219435
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Mortgage Data
Review & Overview
Boeing Employees Credit Union is a mid-sized credit union specializing in Refi and Home Purchase loans. Boeing Employees Credit Union has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Seattle, Spokane, Bremerton, Portland, and Oak Harbor among others. We have data for 90 markets. (Some data included below & more in-depth data is available with an active subscription.)Boeing Employees Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Boeing Employees Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.33% | 4/19/24 |
| 30 Year Conventional Purchase | 6.20% | 4/19/24 |
| 30 Year Conventional Refi | 6.28% | 4/19/24 |
| 30 Year Cash-out Refi | 6.43% | 4/19/24 |
| 30 Year FHA Purchase | 7.17% | 4/19/24 |
| 30 Year FHA Refi | 6.81% | 4/19/24 |
| 30 Year VA Purchase | 6.16% | 4/19/24 |
| 15 Year Conventional Purchase | 5.73% | 4/19/24 |
| 15 Year Conventional Refi | 5.82% | 4/19/24 |
| 15 Year Cash-out Refi | 5.82% | 4/19/24 |
| 15 Year VA Purchase | 5.68% | 4/19/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Boeing Employees Credit Union Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
18,382Origination Dollar Volume (All Markets)
$3,821,820,000Awards
Boeing Employees Credit Union - 2019
Boeing Employees Credit Union is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 15,218 | $3,106,870,000 | $204,158 | $3,351 | 5.05% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 488 | $113,020,000 | $231,598 | $2,771 | 4.73% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 412 | $84,240,000 | $204,466 | $3,515 | 5.04% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 131 | $52,125,000 | $397,901 | $3,388 | 4.77% |
| Oak Harbor, WA (FHA|USDA|VA) | 190 | $44,930,000 | $236,474 | $2,810 | 4.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 296 | $43,990,000 | $148,615 | $2,896 | 5.05% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 262 | $40,720,000 | $155,420 | $3,082 | 5.08% |
| Pullman, WA (FHA|USDA|VA) | 12 | $35,460,000 | $2,955,000 | $1,918 | 4.31% |
| BELLINGHAM, WA (FHA|USDA|VA) | 126 | $33,460,000 | $265,556 | $3,964 | 4.89% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 170 | $31,620,000 | $186,000 | $2,839 | 4.56% |
| WENATCHEE, WA (FHA|USDA|VA) | 105 | $24,825,000 | $236,429 | $3,127 | 4.76% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 45 | $21,015,000 | $467,000 | $2,458 | 4.86% |
| Outside of Metro Areas | 136 | $20,410,000 | $150,074 | $2,192 | 4.81% |
| Outside of Metro Areas | 31 | $19,995,000 | $645,000 | $3,524 | 4.62% |
| Shelton, WA (FHA|USDA|VA) | 95 | $14,285,000 | $150,368 | $2,670 | 4.80% |
| Ellensburg, WA (FHA|USDA|VA) | 71 | $13,725,000 | $193,310 | $2,541 | 4.72% |
| Centralia, WA (FHA|USDA|VA) | 38 | $10,840,000 | $285,263 | $3,758 | 4.95% |
| Aberdeen, WA (FHA|USDA|VA) | 62 | $9,810,000 | $158,226 | $2,720 | 4.61% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 37 | $9,495,000 | $256,622 | $4,123 | 4.80% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 34 | $8,020,000 | $235,882 | $2,872 | 4.51% |
| Moses Lake, WA (FHA|USDA|VA) | 42 | $7,350,000 | $175,000 | $3,052 | 4.68% |
| Port Angeles, WA (FHA|USDA|VA) | 39 | $7,125,000 | $182,692 | $3,161 | 5.03% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 33 | $5,985,000 | $181,364 | $2,863 | 4.69% |
| YAKIMA, WA (FHA|USDA|VA) | 31 | $5,075,000 | $163,710 | $1,903 | 5.09% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 17 | $4,265,000 | $250,882 | $4,471 | 5.03% |
| BOISE CITY, ID (FHA|USDA|VA) | 20 | $3,810,000 | $190,500 | $2,605 | 4.54% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $3,485,000 | $1,161,667 | $0 | 4.45% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 16 | $3,420,000 | $213,750 | $4,620 | 4.51% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 12 | $3,140,000 | $261,667 | $5,243 | 4.69% |
| TUCSON, AZ (FHA|USDA|VA) | 19 | $3,085,000 | $162,368 | $2,548 | 4.50% |
| Sandpoint, ID (FHA|USDA|VA) | 14 | $2,940,000 | $210,000 | $3,362 | 4.41% |
| BEND, OR (FHA|USDA|VA) | 13 | $2,935,000 | $225,769 | $4,114 | 4.62% |
| SALEM, OR (FHA|USDA|VA) | 10 | $2,890,000 | $289,000 | $2,494 | 4.40% |
| WALLA WALLA, WA (FHA|USDA|VA) | 12 | $2,100,000 | $175,000 | $3,248 | 5.03% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $3,587 | 4.12% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 11 | $1,765,000 | $160,455 | $2,261 | 4.70% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $2,809 | 4.58% |
| LONGVIEW, WA (FHA|USDA|VA) | 12 | $1,550,000 | $129,167 | $2,420 | 5.02% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $1,475,000 | $134,091 | $2,393 | 4.90% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 10 | $1,460,000 | $146,000 | $2,435 | 4.99% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $3,486 | 5.17% |
| Moscow, ID (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,518 | 4.78% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8 | $840,000 | $105,000 | $1,797 | 5.31% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $2,169 | 3.50% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $1,253 | 3.94% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,057 | 3.69% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $0 | 4.36% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,880 | 4.00% |
| Newport, OR (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,838 | 4.58% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,259 | 3.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,723 | 4.50% |
| Hood River, OR (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 5.09% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,879 | 5.12% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,513 | 4.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,477 | 3.38% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $1,291 | 4.58% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,142 | 4.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $1,848 | 4.37% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,198 | 4.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,321 | 3.81% |
| Susanville, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,288 | 3.00% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,734 | 4.13% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,023 | 4.38% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,256 | 3.75% |
| REDDING, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,738 | 3.25% |
| Hailey, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,078 | 3.63% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,912 | 4.38% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.00% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,431 | 3.25% |
| Astoria, OR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,812 | 4.19% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.84% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,213 | 4.38% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,394 | 3.63% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.49% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,499 | 3.88% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,451 | 3.00% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,178 | 3.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.17% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.88% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.25% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,085 | 3.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,955 | 3.38% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.49% |
| Othello, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.49% |
| MADERA, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.09% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.24% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.84% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.34% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.34% |
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Product Mix
For 2019, Boeing Employees Credit Union's most frequently originated type of loan was HELOC, with 12,274 originations. Their 2nd most popular type was Conventional, with 6,036 originations.
Loan Reason
For 2019, Boeing Employees Credit Union's most frequently cited loan purpose was Home Improvement, with 5,606 originations. The 2nd most popular reason was Refi, with 4,274 originations.
Loan Duration/Length
For 2019, Boeing Employees Credit Union's most frequently cited loan duration was Other, with 12,675 originations. The 2nd most popular length was 30 Year, with 4,535 originations.
Origination Fees/Closing Costs
Boeing Employees Credit Union's average total fees were $3,703, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,925 originations.
Interest Rates
During 2019, Boeing Employees Credit Union's average interest rate for loans was 4.08%, while their most frequently originated rate bucket for loans was 5-6%, with 7,952 originations.
Loan Sizing
2019 saw Boeing Employees Credit Union place emphasis on $100,000 or less loans with 6,576 originations, totaling $365,670,000 in origination value.
Applicant Income
Boeing Employees Credit Union lent most frequently to those with incomes in the $100k-150k range, with 5,473 originations. The second most popular income band? $150k-250k, with 4,147 originations.
Applicant Debt to Income Ratio
Boeing Employees Credit Union lent most frequently to those with DTI ratios of 20-30%, with 3,671 originations. The next most common DTI ratio? 30-36%, with 3,392 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications78.04%
Boeing Employees Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination78.08%
Boeing Employees Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 18,382 | $3,821,820,000 | $207,911 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BOEING EMPLOYEES CREDIT UNION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 2 | 22.2% |
| BOEING EMPLOYEES CREDIT UNION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 11.1% |
| BOEING EMPLOYEES CREDIT UNION | Conventional home mortgage | Trouble during payment process | 4 | 44.4% |
| BOEING EMPLOYEES CREDIT UNION | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 2 | 22.2% |