Boeing Employees Credit Union Mortgage Rates, Fees & Info
Tukwila, WALEI: 549300KM40FP4MSQU941
Tax ID: 91-0219435
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Boeing Employees Credit Union is a mid-sized credit union specializing in Home Improvement and Home Purchase loans. Boeing Employees Credit Union has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Seattle, Spokane, Bremerton, Portland, and Olympia among others. We have data for 104 markets. (Some data included below & more in-depth data is available with an active subscription.)Boeing Employees Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Boeing Employees Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.33% | 12/17/24 |
| 30 Year Conventional Purchase | 6.20% | 12/17/24 |
| 30 Year Conventional Refi | 6.28% | 12/17/24 |
| 30 Year Cash-out Refi | 6.43% | 12/17/24 |
| 30 Year FHA Purchase | 7.17% | 12/17/24 |
| 30 Year FHA Refi | 6.81% | 12/17/24 |
| 30 Year VA Purchase | 6.16% | 12/17/24 |
| 15 Year Conventional Purchase | 5.73% | 12/17/24 |
| 15 Year Conventional Refi | 5.82% | 12/17/24 |
| 15 Year Cash-out Refi | 5.82% | 12/17/24 |
| 15 Year VA Purchase | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Boeing Employees Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Boeing Employees Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
21,474Origination Dollar Volume (All Markets)
$4,937,130,000Awards
Boeing Employees Credit Union - 2022
Boeing Employees Credit Union is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
Work for Boeing Employees Credit Union?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 17,331 | $3,902,025,000 | $225,147 | $4,400 | 5.22% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 536 | $179,380,000 | $334,664 | $3,695 | 5.26% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 539 | $141,375,000 | $262,291 | $4,121 | 5.14% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 190 | $79,990,000 | $421,000 | $4,242 | 5.10% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 312 | $73,670,000 | $236,122 | $3,813 | 5.29% |
| BELLINGHAM, WA (FHA|USDA|VA) | 260 | $61,630,000 | $237,038 | $4,245 | 5.24% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 354 | $60,040,000 | $169,605 | $3,282 | 5.31% |
| Oak Harbor, WA (FHA|USDA|VA) | 272 | $55,570,000 | $204,301 | $3,107 | 5.15% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 226 | $46,250,000 | $204,646 | $4,177 | 5.29% |
| Outside of Metro Areas | 151 | $31,155,000 | $206,325 | $3,971 | 5.17% |
| Ellensburg, WA (FHA|USDA|VA) | 101 | $28,455,000 | $281,733 | $5,146 | 5.16% |
| WENATCHEE, WA (FHA|USDA|VA) | 109 | $25,505,000 | $233,991 | $3,861 | 5.09% |
| Shelton, WA (FHA|USDA|VA) | 112 | $19,710,000 | $175,982 | $4,275 | 5.25% |
| Aberdeen, WA (FHA|USDA|VA) | 100 | $17,080,000 | $170,800 | $4,369 | 5.20% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 61 | $16,685,000 | $273,525 | $7,328 | 5.12% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $16,005,000 | $16,005,000 | $0 | 5.19% |
| Outside of Metro Areas | 49 | $15,485,000 | $316,020 | $4,357 | 5.17% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 47 | $13,215,000 | $281,170 | $5,105 | 4.77% |
| Centralia, WA (FHA|USDA|VA) | 57 | $12,185,000 | $213,772 | $3,928 | 4.95% |
| Port Angeles, WA (FHA|USDA|VA) | 53 | $11,005,000 | $207,642 | $3,871 | 5.02% |
| Moses Lake, WA (FHA|USDA|VA) | 49 | $9,995,000 | $203,980 | $3,832 | 5.10% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 46 | $9,380,000 | $203,913 | $4,364 | 4.96% |
| BOISE CITY, ID (FHA|USDA|VA) | 35 | $9,165,000 | $261,857 | $3,660 | 5.22% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 46 | $8,010,000 | $174,130 | $4,385 | 5.75% |
| YAKIMA, WA (FHA|USDA|VA) | 34 | $7,270,000 | $213,824 | $3,189 | 5.45% |
| TUCSON, AZ (FHA|USDA|VA) | 35 | $6,575,000 | $187,857 | $4,257 | 4.88% |
| BEND, OR (FHA|USDA|VA) | 26 | $6,110,000 | $235,000 | $4,390 | 4.74% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 24 | $5,980,000 | $249,167 | $7,033 | 5.51% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 12 | $4,670,000 | $389,167 | $7,601 | 5.24% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 18 | $4,080,000 | $226,667 | $5,738 | 4.89% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 8 | $3,650,000 | $456,250 | $2,554 | 5.60% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 18 | $3,310,000 | $183,889 | $2,659 | 4.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 19 | $3,255,000 | $171,316 | $4,141 | 4.77% |
| Sandpoint, ID (FHA|USDA|VA) | 12 | $3,220,000 | $268,333 | $5,076 | 4.98% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 17 | $3,195,000 | $187,941 | $3,172 | 5.21% |
| WALLA WALLA, WA (FHA|USDA|VA) | 18 | $3,150,000 | $175,000 | $2,522 | 5.61% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $5,564 | 5.43% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 10 | $2,040,000 | $204,000 | $4,248 | 5.34% |
| Pullman, WA (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $2,887 | 5.11% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $5,070 | 4.30% |
| Prineville, OR (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $5,845 | 4.77% |
| SALEM, OR (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $1,793 | 5.77% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $5,169 | 4.98% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $7,614 | 5.29% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $4,504 | 5.74% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $2,221 | 4.65% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 9 | $1,195,000 | $132,778 | $4,068 | 5.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $2,376 | 4.49% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $2,785 | 4.83% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $4,805 | 7.05% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $8,128 | 5.20% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $0 | 6.58% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,920 | 4.24% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $3,374 | 5.10% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $1,428 | 5.59% |
| Astoria, OR (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $10,697 | 6.63% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,360 | 4.96% |
| Brookings, OR (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $8,925 | 3.50% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $3,197 | 4.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $0 | 5.03% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $8,619 | 5.11% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,628 | 5.18% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 5.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $1,982 | 5.84% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,011 | 3.44% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,651 | 4.44% |
| Othello, WA (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 4.87% |
| Moscow, ID (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 3.59% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,571 | 5.25% |
| Burley, ID (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 4.75% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 4.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,811 | 4.06% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 5.24% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 6.32% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $1,593 | 6.08% |
| Newport, OR (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 6.36% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,758 | 3.92% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 4.99% |
| Union, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,277 | 2.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 3.59% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,425 | 3.38% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,266 | 5.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,161 | 3.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,845 | 4.62% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,185 | 4.00% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.74% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 4.67% |
| Seneca, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,074 | 5.50% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,357 | 3.50% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,005 | 5.00% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,108 | 5.63% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.09% |
| Sonora, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.99% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 7.24% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.99% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.99% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.24% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.49% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $79 | 2.75% |
| West Plains, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,476 | 6.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.09% |
| Hood River, OR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.24% |
| Branson, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 3.59% |
Similar Lenders
We use machine learning to identify the top lenders compared against Boeing Employees Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 10
Similarity Rank: 154
Similarity Rank: 236
Similarity Rank: 248
Similarity Rank: 252
Similarity Rank: 345
Similarity Rank: 444
Similarity Rank: 450
Similarity Rank: 470
Similarity Rank: 544
Product Mix
For 2022, Boeing Employees Credit Union's most frequently originated type of loan was HELOC, with 16,921 originations. Their 2nd most popular type was Conventional, with 4,524 originations.
Loan Reason
For 2022, Boeing Employees Credit Union's most frequently cited loan purpose was Home Improvement, with 9,353 originations. The 2nd most popular reason was Other, with 3,975 originations.
Loan Duration/Length
For 2022, Boeing Employees Credit Union's most frequently cited loan duration was Other, with 17,166 originations. The 2nd most popular length was 30 Year, with 3,494 originations.
Origination Fees/Closing Costs
Boeing Employees Credit Union's average total fees were $4,904, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,448 originations.
Interest Rates
During 2022, Boeing Employees Credit Union's average interest rate for loans was 4.44%, while their most frequently originated rate bucket for loans was 3-4%, with 5,833 originations.
Loan Sizing
2022 saw Boeing Employees Credit Union place emphasis on $100,000 or less loans with 6,907 originations, totaling $407,225,000 in origination value.
Applicant Income
Boeing Employees Credit Union lent most frequently to those with incomes in the $150k-250k range, with 6,745 originations. The second most popular income band? $100k-150k, with 6,130 originations.
Applicant Debt to Income Ratio
Boeing Employees Credit Union lent most frequently to those with DTI ratios of 20-30%, with 4,447 originations. The next most common DTI ratio? 30-36%, with 3,694 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications77.37%
Boeing Employees Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination85.53%
Boeing Employees Credit Union has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 21,474 | $4,937,130,000 | $229,912 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 21,474 | $4,937,130,000 | $229,912 |