GRAND JUNCTION Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Grand Junction averaged
6.96%
for the week of 2024-04-11, compared to the national average of
6.88% for the same period.
The average rate for the prior week (2024-04-04) was
6.6% and
one month ago for the week of 2024-03-07, the
average rate was 6.96%.
Grand Junction's average rate one year ago was 6.36%.
For refis of the same type during the week of 2024-04-11, the average rate
was 7.71%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-11 | 6.88% |
| Grand Junction 30 Year Fixed Rate | 2024-04-11 | 6.96% |
| Grand Junction 30 Year Fixed Rate Refi | 2024-04-11 | 7.71% |
| Grand Junction 15 Year Fixed Rate | 2024-04-11 | 5.96% |
| Grand Junction 15 Year Fixed Rate Refi | 2024-04-11 | 6.56% |
| Grand Junction 30 Year FHA | 2024-04-11 | 6.6% |
| Grand Junction 30 Year FHA Refi | 2024-04-11 | 6.94% |
| Grand Junction 30 Year USDA | 2024-04-11 | 6.81% |
| Grand Junction 30 Year USDA Refi | 2024-04-11 | 6.51% |
| Grand Junction 30 Year VA | 2024-04-11 | 6.48% |
| Grand Junction 30 Year VA Refi | 2024-04-11 | 6.77% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GRAND JUNCTION, CO.
GRAND JUNCTION Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GRAND JUNCTION, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GRAND JUNCTION Average Closing Costs & Other Stats
GRAND JUNCTION, CO's 149 lenders originated 3,891
loans during 2023. The total origination value was $956,845,000, with an average loan value of
$245,912.
GRAND JUNCTION's average closing costs are $5,131.
The top GRAND JUNCTION lender as defined by loan originations is ARK-LA-TEX FINANCIAL SERVICES, LLC., with
232 loans originated. Their average total fees are
$6,046, which is $1,418
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee GRAND JUNCTION lenders (with over 10 loans originated) are
HOMESTAR FINANCIAL CORPORATION ($2,941), GERSHMAN INVESTMENT CORP. ($3,478), CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION ($3,538), Alpine Bank ($4,009) and MUTUAL OF OMAHA MORTGAGE, INC. ($4,236).
The lowest rate GRAND JUNCTION lenders (with over 10 loans originated) are
COLORAMO (5.65%), The Huntington National Bank (6.23%), Wells Fargo Bank (6.32%), U.S. Bank (6.39%) and Northpointe Bank (6.45%).
GRAND JUNCTION, CO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $103,310,000 | $109,805,000 | 6.3% | 11.5% |
| ACADEMY MORTGAGE CORPORATION | $145,330,000 | $90,025,000 | -38.1% | 9.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $79,555,000 | $65,630,000 | -17.5% | 6.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $62,290,000 | $41,645,000 | -33.1% | 4.4% |
| Alpine Bank | $53,350,000 | $32,405,000 | -39.3% | 3.4% |
| QUICKEN LOANS, LLC | $67,335,000 | $28,680,000 | -57.4% | 3.0% |
| GUILD MORTGAGE COMPANY | $36,725,000 | $28,610,000 | -22.1% | 3.0% |
| AMCAP MORTGAGE, LTD. | $50,025,000 | $26,395,000 | -47.2% | 2.8% |
| First Interstate Bank | $195,000 | $24,605,000 | 12,517.9% | 2.6% |
| Northpointe Bank | $39,930,000 | $23,165,000 | -42.0% | 2.4% |
| Oakstar Bank | $11,590,000 | $18,940,000 | 63.4% | 2.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $17,300,000 | $18,735,000 | 8.3% | 2.0% |
| Bank of Colorado | $33,655,000 | $17,840,000 | -47.0% | 1.9% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $17,870,000 | $16,960,000 | -5.1% | 1.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $26,145,000 | $16,870,000 | -35.5% | 1.8% |
| COLORAMO | $10,070,000 | $14,470,000 | 43.7% | 1.5% |
| HOMESTAR FINANCIAL CORPORATION | $1,090,000 | $13,020,000 | 1,094.5% | 1.4% |
| U.S. Bank | $21,145,000 | $12,945,000 | -38.8% | 1.4% |
| BROKER SOLUTIONS, INC. | $18,645,000 | $10,670,000 | -42.8% | 1.1% |
| Mortgage Research Center, LLC | $12,565,000 | $10,480,000 | -16.6% | 1.1% |
| ANB Bank | $71,950,000 | $9,640,000 | -86.6% | 1.0% |
| CMG MORTGAGE, INC. | $2,885,000 | $9,605,000 | 232.9% | 1.0% |
| Glacier Bank | $25,815,000 | $9,535,000 | -63.1% | 1.0% |
| Wells Fargo Bank | $24,045,000 | $9,500,000 | -60.5% | 1.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $14,445,000 | $8,575,000 | -40.6% | 0.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,110,000 | $8,150,000 | 162.1% | 0.9% |
| Sooper Credit Union | $13,130,000 | $7,935,000 | -39.6% | 0.8% |
| Zions Bank | $18,085,000 | $7,865,000 | -56.5% | 0.8% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $7,750,000 | n/a | 0.8% | |
| BELLCO | $13,210,000 | $7,660,000 | -42.0% | 0.8% |
| The Huntington National Bank | $4,455,000 | $7,505,000 | 68.5% | 0.8% |
| PLAZA HOME MORTGAGE, INC. | $24,690,000 | $7,355,000 | -70.2% | 0.8% |
| CORNERSTONE HOME LENDING, INC. | $9,255,000 | $7,230,000 | -21.9% | 0.8% |
| SECURITY SERVICE | $5,090,000 | $6,440,000 | 26.5% | 0.7% |
| CANVAS CREDIT UNION | $9,220,000 | $6,135,000 | -33.5% | 0.6% |
| GENEVA FINANCIAL, LLC | $16,175,000 | $6,025,000 | -62.8% | 0.6% |
| BAY EQUITY LLC | $88,245,000 | $5,635,000 | -93.6% | 0.6% |
| Grand Valley Bank | $12,820,000 | $5,620,000 | -56.2% | 0.6% |
| JPMorgan Chase Bank | $7,735,000 | $5,370,000 | -30.6% | 0.6% |
| BMO Harris Bank | $2,450,000 | $5,340,000 | 118.0% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $8,620,000 | $5,105,000 | -40.8% | 0.5% |
| MOUNTAIN AMERICA | $5,190,000 | $4,890,000 | -5.8% | 0.5% |
| GROUP MORTGAGE, LLC | $5,610,000 | $4,365,000 | -22.2% | 0.5% |
| UNIVERSAL LENDING CORPORATION | $5,055,000 | $4,165,000 | -17.6% | 0.4% |
| Ixonia Bank | $3,790,000 | n/a | 0.4% | |
| GERSHMAN INVESTMENT CORP. | $5,645,000 | $3,730,000 | -33.9% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $10,220,000 | $3,635,000 | -64.4% | 0.4% |
| USAA Federal Savings Bank | $3,895,000 | $3,585,000 | -8.0% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $14,315,000 | $3,370,000 | -76.5% | 0.4% |
| CHERRY CREEK MORTGAGE, LLC | $14,830,000 | $3,320,000 | -77.6% | 0.3% |
| Ent Credit Union | $4,260,000 | $3,235,000 | -24.1% | 0.3% |
| LOANDEPOT.COM, LLC | $54,665,000 | $3,205,000 | -94.1% | 0.3% |
| LOANPAL, LLC | $3,515,000 | $3,115,000 | -11.4% | 0.3% |
| Plains Commerce Bank | $2,315,000 | $3,010,000 | 30.0% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $12,585,000 | $3,000,000 | -76.2% | 0.3% |
| NFM, INC. | $2,690,000 | n/a | 0.3% | |
| Elevations Credit Union | $2,010,000 | $2,620,000 | 30.3% | 0.3% |
| Discover Bank | $1,540,000 | $2,535,000 | 64.6% | 0.3% |
| S1L, Inc. | $1,815,000 | $2,425,000 | 33.6% | 0.3% |
| V.I.P. MORTGAGE, INC. | $2,275,000 | n/a | 0.2% | |
| Blue Federal Credit Union | $70,000 | $2,245,000 | 3,107.1% | 0.2% |
| NEWREZ LLC | $4,920,000 | $2,230,000 | -54.7% | 0.2% |
| 21ST MORTGAGE CORPORATION | $2,225,000 | $2,190,000 | -1.6% | 0.2% |
| Bank of America | $4,945,000 | $2,030,000 | -58.9% | 0.2% |
| Loan Simple, Inc. | $2,450,000 | $1,900,000 | -22.4% | 0.2% |
| PLANET HOME LENDING, LLC | $2,380,000 | $1,900,000 | -20.2% | 0.2% |
| CARDINAL FINANCIAL | $3,350,000 | $1,865,000 | -44.3% | 0.2% |
| Carrington Mortgage Services, LLC | $5,090,000 | $1,770,000 | -65.2% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $1,795,000 | $1,740,000 | -3.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $3,455,000 | $1,710,000 | -50.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $3,365,000 | $1,670,000 | -50.4% | 0.2% |
| Flagstar Bank, FSB | $6,490,000 | $1,660,000 | -74.4% | 0.2% |
| AMERICAN FINANCING CORPORATION | $10,610,000 | $1,570,000 | -85.2% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,515,000 | $1,565,000 | 3.3% | 0.2% |
| Gateway First Bank | $655,000 | $1,560,000 | 138.2% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $205,000 | $1,540,000 | 651.2% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $3,930,000 | $1,540,000 | -60.8% | 0.2% |
| MEGASTAR FINANCIAL CORP. | $1,145,000 | $1,515,000 | 32.3% | 0.2% |
| Flanagan State Bank | $2,795,000 | $1,490,000 | -46.7% | 0.2% |
| OCMBC, INC. | $1,440,000 | n/a | 0.2% | |
| EVERETT FINANCIAL, INC. | $1,180,000 | $1,410,000 | 19.5% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $2,360,000 | $1,400,000 | -40.7% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $945,000 | $1,400,000 | 48.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,560,000 | $1,365,000 | -46.7% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,355,000 | n/a | 0.1% | |
| Citibank | $1,235,000 | n/a | 0.1% | |
| Figure Lending LLC | $1,430,000 | $1,215,000 | -15.0% | 0.1% |
| RESIDENTIAL BANCORP | $555,000 | $1,190,000 | 114.4% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $255,000 | $1,175,000 | 360.8% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $750,000 | $1,170,000 | 56.0% | 0.1% |
| First-Citizens Bank & Trust Company | $1,165,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $1,130,000 | $1,160,000 | 2.7% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,150,000 | $1,155,000 | 0.4% | 0.1% |
| PREMIER MEMBERS CREDIT UNION | $355,000 | $1,155,000 | 225.4% | 0.1% |
| PNC Bank | $1,380,000 | $1,145,000 | -17.0% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $2,595,000 | $1,135,000 | -56.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $375,000 | $1,125,000 | 200.0% | 0.1% |
| GUARANTEED RATE, INC. | $3,690,000 | $1,050,000 | -71.5% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,320,000 | $1,045,000 | -20.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,905,000 | $1,035,000 | -45.7% | 0.1% |
| KeyBank | $5,680,000 | $1,005,000 | -82.3% | 0.1% |
| The Federal Savings Bank | $3,270,000 | $990,000 | -69.7% | 0.1% |
| KELLER MORTGAGE, LLC | $2,210,000 | $985,000 | -55.4% | 0.1% |
| Morgan Stanley Private Bank | $735,000 | $930,000 | 26.5% | 0.1% |
| NBH Bank | $2,485,000 | $910,000 | -63.4% | 0.1% |
| CALIBER HOME LOANS, INC. | $10,890,000 | $900,000 | -91.7% | 0.1% |
| NBKC BANK | $895,000 | n/a | 0.1% | |
| Coastal Community Bank | $875,000 | n/a | 0.1% | |
| LIMA ONE CAPITAL, LLC | $335,000 | $870,000 | 159.7% | 0.1% |
| Franklin Loan Corporation | $325,000 | $835,000 | 156.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,820,000 | $820,000 | -54.9% | 0.1% |
| Commerce Home Mortgage, Inc. | $810,000 | $820,000 | 1.2% | 0.1% |
| Utah Power | $540,000 | $805,000 | 49.1% | 0.1% |
| Towne Bank | $800,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $755,000 | $785,000 | 4.0% | 0.1% |
| JMAC LENDING, INC. | $770,000 | n/a | 0.1% | |
| Servion, Inc. | $750,000 | n/a | 0.1% | |
| COLORADO CREDIT UNION | $485,000 | $725,000 | 49.5% | 0.1% |
| Ally Bank | $2,900,000 | $720,000 | -75.2% | 0.1% |
| ARC HOME LLC | $225,000 | $720,000 | 220.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $530,000 | $720,000 | 35.8% | 0.1% |
| Stifel Bank and Trust | $625,000 | $715,000 | 14.4% | 0.1% |
| Bell Bank | $705,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $1,010,000 | $700,000 | -30.7% | 0.1% |
| INTERCAP LENDING INC. | $1,130,000 | $670,000 | -40.7% | 0.1% |
| UNITED HOME LOANS, INC. | $665,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $2,245,000 | $650,000 | -71.0% | 0.1% |
| AIR ACADEMY | $895,000 | $630,000 | -29.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $630,000 | n/a | 0.1% | |
| NP, Inc. | $195,000 | $625,000 | 220.5% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $2,335,000 | $615,000 | -73.7% | 0.1% |
| Bethpage Federal Credit Union | $560,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $1,920,000 | $560,000 | -70.8% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $810,000 | $560,000 | -30.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,060,000 | $555,000 | -47.6% | 0.1% |
| NORTH COUNTRY | $555,000 | n/a | 0.1% | |
| Northwest Farm Credit Services, FLCA | $2,920,000 | $555,000 | -81.0% | 0.1% |
| The State Bank | $520,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $1,425,000 | $495,000 | -65.3% | 0.1% |
| OPEN MORTGAGE, LLC | $505,000 | $480,000 | -5.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $645,000 | $480,000 | -25.6% | 0.1% |
| Town Square Mortgage & Investments, Inc. | $475,000 | n/a | 0.0% | |
| City Bank | $455,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $455,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $4,020,000 | $450,000 | -88.8% | 0.0% |
| WALL FINANCIAL, INC. | $445,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $285,000 | $435,000 | 52.6% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $435,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $435,000 | n/a | 0.0% | |
| Golden Empire Mortgage, Inc. | $425,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $860,000 | $410,000 | -52.3% | 0.0% |
| FirstBank | $10,460,000 | $405,000 | -96.1% | 0.0% |
| First Western Trust Bank | $1,035,000 | $405,000 | -60.9% | 0.0% |
| NMSI, INC. | $405,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $405,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $545,000 | $395,000 | -27.5% | 0.0% |
| SWBC MORTGAGE CORPORATION | $1,130,000 | $395,000 | -65.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $300,000 | $395,000 | 31.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $3,330,000 | $385,000 | -88.4% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $385,000 | n/a | 0.0% | |
| NexBank | $265,000 | $385,000 | 45.3% | 0.0% |
| Adams Bank & Trust | $365,000 | n/a | 0.0% | |
| M2 Lending Solutions, LLC | $365,000 | n/a | 0.0% | |
| First Federal Bank | $500,000 | $355,000 | -29.0% | 0.0% |
| First National Bank of America | $375,000 | $355,000 | -5.3% | 0.0% |
| Simmons Bank | $255,000 | $355,000 | 39.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $290,000 | $345,000 | 19.0% | 0.0% |
| The Dart Bank | $345,000 | n/a | 0.0% | |
| Johnson Bank | $155,000 | $325,000 | 109.7% | 0.0% |
| Magnolia Bank | $305,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $560,000 | $295,000 | -47.3% | 0.0% |
| JET HOMELOANS, LLC | $295,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $315,000 | $295,000 | -6.3% | 0.0% |
| Umpqua Bank | $285,000 | n/a | 0.0% | |
| BOKF | $1,975,000 | $270,000 | -86.3% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $265,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $555,000 | $265,000 | -52.3% | 0.0% |
| Leader Bank | $255,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $255,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $365,000 | $250,000 | -31.5% | 0.0% |
| Bankers Trust Company | $245,000 | n/a | 0.0% | |
| Citizens Bank | $165,000 | $245,000 | 48.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $310,000 | $245,000 | -21.0% | 0.0% |
| Quontic Bank | $245,000 | n/a | 0.0% | |
| WESTERRA CREDIT UNION | $455,000 | $240,000 | -47.3% | 0.0% |
| Keystone Funding, Inc. | $235,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $235,000 | $225,000 | -4.3% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,735,000 | $215,000 | -87.6% | 0.0% |
| TOWNE MORTGAGE COMPANY | $755,000 | $215,000 | -71.5% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $205,000 | n/a | 0.0% | |
| M&T Bank | $720,000 | $205,000 | -71.5% | 0.0% |
| CLEARPATH LENDING | $825,000 | $195,000 | -76.4% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $165,000 | $195,000 | 18.2% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $795,000 | $195,000 | -75.5% | 0.0% |
| EAST IDAHO Credit Union | $185,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $5,375,000 | $175,000 | -96.7% | 0.0% |
| MICHIGAN MUTUAL, INC. | $645,000 | $175,000 | -72.9% | 0.0% |
| GTE Federal Credit Union | $165,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $155,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $155,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $155,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $445,000 | $145,000 | -67.4% | 0.0% |
| UTAH FIRST | $145,000 | n/a | 0.0% | |
| VANTAGE WEST | $145,000 | n/a | 0.0% | |
| GOLDENWEST | $115,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,455,000 | $115,000 | -92.1% | 0.0% |
| INTEGRITY MORTGAGE & FINANCIAL INCORPORATED | $600,000 | $105,000 | -82.5% | 0.0% |
| Peak Financial | $175,000 | $105,000 | -40.0% | 0.0% |
| The Loan Store, Inc. | $105,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $450,000 | $85,000 | -81.1% | 0.0% |
| Centier Bank | $75,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $405,000 | $75,000 | -81.5% | 0.0% |
| GEORGIA'S OWN | $75,000 | n/a | 0.0% | |
| UNITED | $75,000 | n/a | 0.0% | |
| Bank of Utah | $905,000 | $55,000 | -93.9% | 0.0% |
| Lakeview Community Capital, LLC | $330,000 | $55,000 | -83.3% | 0.0% |
| PARTNER COLORADO | $55,000 | n/a | 0.0% | |
| Credit Union of Denver | $195,000 | $40,000 | -79.5% | 0.0% |
| Bank of the West | $3,740,000 | $35,000 | -99.1% | 0.0% |
| First American Bank | $35,000 | n/a | 0.0% | |
| Baxter Credit Union | $55,000 | $25,000 | -54.5% | 0.0% |
| First American State Bank | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
GRAND JUNCTION's top lender by overall market share is ARK-LA-TEX FINANCIAL SERVICES, LLC., with 11.5% market share. In second place, with 9.4%, is ACADEMY MORTGAGE CORPORATION, having originated $90,025,000 in loans. In third place, with 6.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $65,630,000 in loans. In fourth place, with 4.4%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $41,645,000 in loans. In fifth place, with 3.4%, is Alpine Bank, having originated $32,405,000 in loans.
GRAND JUNCTION Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - GRAND JUNCTION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $277,197 (11.5%) | $575,995 (75.0%) | 1.03 | 691 |
| 2018-02-01 | $275,000 (10.6%) | $586,449 (77.3%) | 1.00 | 685 |
| 2018-03-01 | $282,000 (12.9%) | $571,703 (71.0%) | 0.99 | 744 |
| 2018-04-01 | $284,725 (10.4%) | $562,343 (59.4%) | 0.97 | 803 |
| 2018-05-01 | $288,075 (8.0%) | $551,350 (55.0%) | 0.96 | 843 |
| 2018-06-01 | $295,250 (8.4%) | $549,688 (7.6%) | 0.98 | 901 |
| 2018-07-01 | $291,510 (6.0%) | $536,094 (4.6%) | 0.97 | 957 |
| 2018-08-01 | $284,950 (6.5%) | $524,154 (-6.5%) | 0.95 | 982 |
| 2018-09-01 | $295,000 (9.3%) | $536,326 (3.8%) | 0.99 | 974 |
| 2018-10-01 | $299,950 (10.5%) | $540,892 (4.6%) | 1.02 | 974 |
| 2018-11-01 | $320,000 (16.4%) | $602,435 (14.1%) | 1.08 | 790 |
| 2018-12-01 | $324,500 (17.6%) | $424,246 (-22.0%) | 1.12 | 727 |
| 2019-01-01 | $317,225 (14.4%) | $428,311 (-25.6%) | 1.10 | 665 |
| 2019-02-01 | $324,950 (18.2%) | $431,605 (-26.4%) | 1.10 | 665 |
| 2019-03-01 | $336,857 (19.5%) | $435,952 (-23.8%) | 1.10 | 651 |
| 2019-04-01 | $344,725 (21.1%) | $441,566 (-21.5%) | 1.09 | 670 |
| 2019-05-01 | $352,450 (22.4%) | $632,328 (14.7%) | 1.10 | 725 |
| 2019-06-01 | $347,825 (17.8%) | $777,399 (41.4%) | 1.09 | 817 |
| 2019-07-01 | $350,000 (20.1%) | $781,171 (45.7%) | 1.10 | 831 |
| 2019-08-01 | $351,909 (23.5%) | $778,656 (48.6%) | 1.11 | 827 |
| 2019-09-01 | $354,773 (20.3%) | $784,184 (46.2%) | 1.14 | 815 |
| 2019-10-01 | $357,600 (19.2%) | $793,395 (46.7%) | 1.15 | 803 |
| 2019-11-01 | $359,900 (12.5%) | $816,447 (35.5%) | 1.18 | 751 |
| 2019-12-01 | $357,450 (10.2%) | $850,698 (100.5%) | 1.19 | 682 |
| 2020-01-01 | $364,675 (15.0%) | $477,288 (11.4%) | 1.22 | 604 |
| 2020-02-01 | $376,500 (15.9%) | $803,936 (86.3%) | 1.23 | 563 |
| 2020-03-01 | $391,225 (16.1%) | $492,585 (13.0%) | 1.23 | 570 |
| 2020-04-01 | $389,000 (12.8%) | $480,887 (8.9%) | 1.22 | 603 |
| 2020-05-01 | $399,514 (13.4%) | $488,036 (-22.8%) | 1.21 | 600 |
| 2020-06-01 | $414,200 (19.1%) | $516,267 (-33.6%) | 1.22 | 545 |
| 2020-07-01 | $424,925 (21.4%) | $530,705 (-32.1%) | 1.23 | 501 |
| 2020-08-01 | $400,000 (13.7%) | $530,344 (-31.9%) | 1.15 | 452 |
| 2020-09-01 | $391,925 (10.5%) | $519,023 (-33.8%) | 1.12 | 420 |
| 2020-10-01 | $397,500 (11.2%) | $530,928 (-33.1%) | 1.14 | 413 |
| 2020-11-01 | $410,975 (14.2%) | $559,423 (-31.5%) | 1.20 | 389 |
| 2020-12-01 | $396,175 (10.8%) | $568,000 (-33.2%) | 1.18 | 360 |
| 2021-01-01 | $415,000 (13.8%) | $599,172 (25.5%) | 1.24 | 266 |
| 2021-02-01 | $459,950 (22.2%) | $661,791 (-17.7%) | 1.34 | 230 |
| 2021-03-01 | $483,559 (23.6%) | $647,809 (31.5%) | 1.37 | 214 |
| 2021-04-01 | $467,450 (20.2%) | $668,201 (39.0%) | 1.27 | 180 |
| 2021-05-01 | $472,564 (18.3%) | $659,670 (35.2%) | 1.26 | 217 |
| 2021-06-01 | $472,553 (14.1%) | $641,255 (24.2%) | 1.24 | 266 |
| 2021-07-01 | $449,998 (5.9%) | $615,353 (16.0%) | 1.19 | 325 |
| 2021-08-01 | $429,950 (7.5%) | $582,561 (9.9%) | 1.15 | 385 |
| 2021-09-01 | $424,500 (8.3%) | $561,139 (8.1%) | 1.13 | 447 |
| 2021-10-01 | $427,500 (7.6%) | $551,682 (3.9%) | 1.14 | 442 |
| 2021-11-01 | $433,125 (5.4%) | $564,210 (0.9%) | 1.16 | 366 |
| 2021-12-01 | $449,450 (13.5%) | $578,327 (1.8%) | 1.22 | 292 |
| 2022-01-01 | $485,000 (16.9%) | $618,022 (3.2%) | 1.31 | 222 |
| 2022-02-01 | $450,176 (-2.1%) | $598,409 (-9.6%) | 1.17 | 203 |
| 2022-03-01 | $522,500 (8.1%) | $642,526 (-0.8%) | 1.31 | 231 |
| 2022-04-01 | $498,500 (6.6%) | $628,544 (-5.9%) | 1.19 | 256 |
| 2022-05-01 | $475,000 (0.5%) | $600,768 (-8.9%) | 1.09 | 353 |
| 2022-06-01 | $477,250 (1.0%) | $609,842 (-4.9%) | 1.06 | 396 |
| 2022-07-01 | $468,000 (4.0%) | $597,907 (-2.8%) | 1.05 | 488 |
| 2022-08-01 | $482,000 (12.1%) | $614,249 (5.4%) | 1.11 | 545 |
| 2022-09-01 | $480,457 (13.2%) | $611,839 (9.0%) | 1.12 | 562 |
| 2022-10-01 | $471,250 (10.2%) | $596,396 (8.1%) | 1.11 | 597 |
| 2022-11-01 | $467,599 (8.0%) | $591,843 (4.9%) | 1.12 | 582 |
| 2022-12-01 | $475,000 (5.7%) | $599,230 (3.6%) | 1.17 | 526 |
| 2023-01-01 | $490,000 (1.0%) | $602,498 (-2.5%) | 1.21 | 488 |
| 2023-02-01 | $486,500 (8.1%) | $608,017 (1.6%) | 1.17 | 465 |
| 2023-03-01 | $509,107 (-2.6%) | $634,457 (-1.3%) | 1.20 | 436 |
| 2023-04-01 | $525,000 (5.3%) | $658,670 (4.8%) | 1.22 | 403 |
| 2023-05-01 | $531,975 (12.0%) | $680,948 (13.4%) | 1.21 | 389 |
| 2023-06-01 | $519,425 (8.8%) | $670,366 (9.9%) | 1.17 | 411 |
| 2023-07-01 | $529,000 (13.0%) | $661,244 (10.6%) | 1.20 | 427 |
| 2023-08-01 | $524,100 (8.7%) | $640,276 (4.2%) | 1.20 | 465 |
| 2023-09-01 | $539,900 (12.4%) | $653,140 (6.8%) | 1.26 | 482 |
| 2023-10-01 | $519,975 (10.3%) | $639,572 (7.2%) | 1.22 | 513 |
| 2023-11-01 | $499,000 (6.7%) | $627,104 (6.0%) | 1.19 | 509 |
| 2023-12-01 | $494,750 (4.2%) | $635,757 (6.1%) | 1.21 | 463 |
| 2024-01-01 | $496,450 (1.3%) | $642,910 (6.7%) | 1.21 | 436 |
| 2024-02-01 | $505,482 (3.9%) | $644,364 (6.0%) | 1.22 | 423 |
| 2024-03-01 | $518,000 (1.8%) | $650,335 (2.5%) | 1.22 | 416 |
GRAND JUNCTION's median listing price for 2024-03-01 was $518,000, a difference of
$8,893
(1.8%) versus the prior year and
$12,518 versus the prior month.
GRAND JUNCTION's median listing price comes in at 122% of the national average.
GRAND JUNCTION's average listing price for 2024-03-01 was $650,335, a difference of $15,878 (2.5%) versus the prior year and $5,971 versus the prior month.
For the 2024-03-01 period, GRAND JUNCTION had 416 MLS listings, a difference of -7 listings (-2%) versus the prior month and -20 listings (-5%) versus the prior year.
GRAND JUNCTION's median listing price comes in at 122% of the national average.
GRAND JUNCTION's average listing price for 2024-03-01 was $650,335, a difference of $15,878 (2.5%) versus the prior year and $5,971 versus the prior month.
For the 2024-03-01 period, GRAND JUNCTION had 416 MLS listings, a difference of -7 listings (-2%) versus the prior month and -20 listings (-5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GRAND JUNCTION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 73 days | 1,762 sqft |
| 2018-02-01 | 62 days | 1,792 sqft |
| 2018-03-01 | 46 days | 1,792 sqft |
| 2018-04-01 | 40 days | 1,793 sqft |
| 2018-05-01 | 40 days | 1,797 sqft |
| 2018-06-01 | 40 days | 1,820 sqft |
| 2018-07-01 | 43 days | 1,811 sqft |
| 2018-08-01 | 47 days | 1,792 sqft |
| 2018-09-01 | 53 days | 1,817 sqft |
| 2018-10-01 | 57 days | 1,819 sqft |
| 2018-11-01 | 60 days | 1,949 sqft |
| 2018-12-01 | 67 days | 1,944 sqft |
| 2019-01-01 | 75 days | 1,887 sqft |
| 2019-02-01 | 69 days | 1,945 sqft |
| 2019-03-01 | 57 days | 1,943 sqft |
| 2019-04-01 | 46 days | 1,939 sqft |
| 2019-05-01 | 43 days | 1,983 sqft |
| 2019-06-01 | 43 days | 1,985 sqft |
| 2019-07-01 | 52 days | 2,001 sqft |
| 2019-08-01 | 54 days | 1,980 sqft |
| 2019-09-01 | 57 days | 1,962 sqft |
| 2019-10-01 | 59 days | 1,947 sqft |
| 2019-11-01 | 64 days | 1,945 sqft |
| 2019-12-01 | 70 days | 1,947 sqft |
| 2020-01-01 | 75 days | 1,962 sqft |
| 2020-02-01 | 67 days | 1,976 sqft |
| 2020-03-01 | 45 days | 2,047 sqft |
| 2020-04-01 | 48 days | 2,020 sqft |
| 2020-05-01 | 54 days | 2,000 sqft |
| 2020-06-01 | 53 days | 2,042 sqft |
| 2020-07-01 | 51 days | 2,106 sqft |
| 2020-08-01 | 47 days | 2,016 sqft |
| 2020-09-01 | 41 days | 1,930 sqft |
| 2020-10-01 | 37 days | 1,940 sqft |
| 2020-11-01 | 46 days | 1,944 sqft |
| 2020-12-01 | 50 days | 1,905 sqft |
| 2021-01-01 | 61 days | 1,929 sqft |
| 2021-02-01 | 37 days | 1,974 sqft |
| 2021-03-01 | 32 days | 1,966 sqft |
| 2021-04-01 | 27 days | 1,908 sqft |
| 2021-05-01 | 15 days | 1,876 sqft |
| 2021-06-01 | 18 days | 1,861 sqft |
| 2021-07-01 | 23 days | 1,822 sqft |
| 2021-08-01 | 30 days | 1,830 sqft |
| 2021-09-01 | 32 days | 1,837 sqft |
| 2021-10-01 | 35 days | 1,848 sqft |
| 2021-11-01 | 45 days | 1,836 sqft |
| 2021-12-01 | 55 days | 1,883 sqft |
| 2022-01-01 | 58 days | 1,950 sqft |
| 2022-02-01 | 31 days | 1,855 sqft |
| 2022-03-01 | 22 days | 1,933 sqft |
| 2022-04-01 | 24 days | 1,891 sqft |
| 2022-05-01 | 23 days | 1,877 sqft |
| 2022-06-01 | 30 days | 1,893 sqft |
| 2022-07-01 | 30 days | 1,847 sqft |
| 2022-08-01 | 38 days | 1,893 sqft |
| 2022-09-01 | 44 days | 1,891 sqft |
| 2022-10-01 | 51 days | 1,866 sqft |
| 2022-11-01 | 61 days | 1,866 sqft |
| 2022-12-01 | 71 days | 1,875 sqft |
| 2023-01-01 | 73 days | 1,896 sqft |
| 2023-02-01 | 67 days | 1,913 sqft |
| 2023-03-01 | 64 days | 1,943 sqft |
| 2023-04-01 | 54 days | 2,000 sqft |
| 2023-05-01 | 47 days | 2,000 sqft |
| 2023-06-01 | 44 days | 1,977 sqft |
| 2023-07-01 | 46 days | 1,939 sqft |
| 2023-08-01 | 45 days | 1,932 sqft |
| 2023-09-01 | 47 days | 1,934 sqft |
| 2023-10-01 | 51 days | 1,937 sqft |
| 2023-11-01 | 57 days | 1,851 sqft |
| 2023-12-01 | 68 days | 1,829 sqft |
| 2024-01-01 | 74 days | 1,830 sqft |
| 2024-02-01 | 60 days | 1,847 sqft |
| 2024-03-01 | 50 days | 1,854 sqft |
GRAND JUNCTION's median listing age (time on market) for 2024-03-01 was 50 days.
This
is -22%
shorter
than the same period one year ago.
GRAND JUNCTION's median square footage for active listings during the 2024-03-01 period was 1,854 sqft. One year prior, the average listing was 1,943 sqft.
GRAND JUNCTION's median square footage for active listings during the 2024-03-01 period was 1,854 sqft. One year prior, the average listing was 1,943 sqft.
GRAND JUNCTION, CO Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 81501 | Grand Junction, CO MSA | $740 | $840 | $1,100 | $1,560 | $1,870 |
| 81502 | Grand Junction, CO MSA | $720 | $810 | $1,070 | $1,520 | $1,820 |
| 81503 | Grand Junction, CO MSA | $720 | $820 | $1,080 | $1,530 | $1,840 |
| 81504 | Grand Junction, CO MSA | $770 | $880 | $1,150 | $1,630 | $1,960 |
| 81505 | Grand Junction, CO MSA | $830 | $940 | $1,240 | $1,760 | $2,110 |
| 81506 | Grand Junction, CO MSA | $760 | $870 | $1,140 | $1,620 | $1,940 |
| 81507 | Grand Junction, CO MSA | $930 | $1,060 | $1,390 | $1,980 | $2,370 |
| 81520 | Grand Junction, CO MSA | $660 | $750 | $980 | $1,390 | $1,670 |
| 81521 | Grand Junction, CO MSA | $860 | $980 | $1,290 | $1,830 | $2,200 |
| 81522 | Grand Junction, CO MSA | $720 | $810 | $1,070 | $1,520 | $1,820 |
| 81523 | Grand Junction, CO MSA | $720 | $810 | $1,070 | $1,520 | $1,820 |
| 81524 | Grand Junction, CO MSA | $810 | $920 | $1,220 | $1,730 | $2,080 |
| 81525 | Grand Junction, CO MSA | $720 | $810 | $1,070 | $1,520 | $1,820 |
| 81526 | Grand Junction, CO MSA | $640 | $720 | $950 | $1,350 | $1,620 |
| 81527 | Grand Junction, CO MSA | $720 | $810 | $1,070 | $1,520 | $1,820 |
| 81624 | Grand Junction, CO MSA | $620 | $710 | $930 | $1,320 | $1,590 |
| 81630 | Grand Junction, CO MSA | $720 | $810 | $1,070 | $1,520 | $1,820 |
| 81635 | Grand Junction, CO MSA | $720 | $810 | $1,070 | $1,520 | $1,820 |
| 81643 | Grand Junction, CO MSA | $700 | $790 | $1,040 | $1,480 | $1,770 |
| 81646 | Grand Junction, CO MSA | $650 | $740 | $970 | $1,380 | $1,650 |
2022 Average & Median Rent Data Statistics
GRAND JUNCTION, CO average 1BR rent: $835, median: $810
GRAND JUNCTION, CO average 2BR rent: $1,099, median: $1,070
GRAND JUNCTION, CO average 3BR rent: $1,560, median: $1,520
GRAND JUNCTION, CO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,264 | $718,720,000 | $317,456 |
| Other | 553 | $49,535,000 | $89,575 |
| Cash Out Refi | 489 | $98,205,000 | $200,828 |
| Home Improvement | 363 | $32,585,000 | $89,766 |
| Refi | 221 | $57,675,000 | $260,973 |
| NA | 1 | $125,000 | $125,000 |
Grand Junction's most frequently cited loan purpose was Home Purchase, with 2,264 originations. The 2nd most popular reason was Other, with 553 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,275 | $401,065,000 | $314,561 |
| Over 8% | 1,035 | $126,745,000 | $122,459 |
| 7-8% | 875 | $241,595,000 | $276,109 |
| 5-6% | 447 | $164,215,000 | $367,371 |
| <2.5% | 153 | $3,295,000 | $21,536 |
| 4-5% | 48 | $13,680,000 | $285,000 |
| 3-4% | 8 | $2,780,000 | $347,500 |
| 2.5-3% | 1 | $335,000 | $335,000 |
During 2023, Grand Junction's most frequently originated rate bucket was 6-7%, with 1,275 originations.
Loan Sizing (GRAND JUNCTION, CO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,596 | $470,620,000 | $294,875 |
| $100,000 or less | 1,088 | $50,440,000 | $46,360 |
| $100k-200k | 632 | $93,210,000 | $147,484 |
| $400k-600k | 437 | $205,475,000 | $470,195 |
| $600k-1000k | 119 | $82,145,000 | $690,294 |
| $Over $1MM | 19 | $54,955,000 | $2,892,368 |
GRAND JUNCTION's loan sizing saw the bucket of loans from $200k-400k with 1,596 originations, totaling $470,620,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,314 | $455,220,000 | $346,438 |
| Under 20% | 992 | $49,580,000 | $49,980 |
| 60-80% | 683 | $234,685,000 | $343,609 |
| 20-40% | 476 | $70,260,000 | $147,605 |
| 40-60% | 377 | $131,815,000 | $349,642 |
| Over 100% | 25 | $9,105,000 | $364,200 |
GRAND JUNCTION's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,314 originations, totaling $455,220,000 in origination value.