IDAHO FALLS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Idaho Falls averaged
6.61%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.62% and
one month ago for the week of 2024-10-10, the
average rate was 5.85%.
Idaho Falls's average rate one year ago was 7.43%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.95%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Idaho Falls 30 Year Fixed Rate | 2024-11-14 | 6.61% |
| Idaho Falls 30 Year Fixed Rate Refi | 2024-11-14 | 6.95% |
| Idaho Falls 15 Year Fixed Rate | 2024-11-14 | 6.62% |
| Idaho Falls 15 Year Fixed Rate Refi | 2024-11-14 | 6.09% |
| Idaho Falls 30 Year FHA | 2024-11-14 | -0.2% |
| Idaho Falls 30 Year FHA Refi | 2024-11-14 | 0% |
| Idaho Falls 30 Year USDA | 2024-11-14 | 0.2% |
| Idaho Falls 30 Year USDA Refi | 2024-11-14 | 0% |
| Idaho Falls 30 Year VA | 2024-11-14 | -0.21% |
| Idaho Falls 30 Year VA Refi | 2024-11-14 | 0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within IDAHO FALLS, ID.
IDAHO FALLS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the IDAHO FALLS, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
IDAHO FALLS Average Closing Costs & Other Stats
IDAHO FALLS, ID's 120 lenders originated 3,847
loans during 2023. The total origination value was $951,355,000, with an average loan value of
$247,298.
IDAHO FALLS's average closing costs are $6,498.
The top IDAHO FALLS lender as defined by loan originations is IDAHO CENTRAL, with
198 loans originated. Their average total fees are
$7,902, which is $556
higher than the next largest lender,
Eagle Bank and Trust Company.
The lowest fee IDAHO FALLS lenders (with over 10 loans originated) are
BEEHIVE ($5,643), Glacier Bank ($6,116), Zions Bank ($6,400), MOUNTAIN AMERICA ($6,885) and Eagle Bank and Trust Company ($7,346).
The lowest rate IDAHO FALLS lenders (with over 10 loans originated) are
KeyBank (5.96%), WESTMARK Credit Union (6.24%), U.S. Bank (6.26%), Zions Bank (6.28%) and FIRST COLONY MORTGAGE CORPORATION (6.37%).
IDAHO FALLS, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| IDAHO CENTRAL | $254,270,000 | $134,460,000 | -47.1% | 14.1% |
| Eagle Bank and Trust Company | $124,105,000 | $87,945,000 | -29.1% | 9.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $41,795,000 | $53,200,000 | 27.3% | 5.6% |
| CANOPY MORTGAGE, LLC | $128,525,000 | $43,850,000 | -65.9% | 4.6% |
| QUICKEN LOANS, LLC | $70,250,000 | $40,250,000 | -42.7% | 4.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $10,655,000 | $28,800,000 | 170.3% | 3.0% |
| MOUNTAIN AMERICA | $61,500,000 | $28,535,000 | -53.6% | 3.0% |
| FIRST COLONY MORTGAGE CORPORATION | $31,635,000 | $28,370,000 | -10.3% | 3.0% |
| BEEHIVE | $33,580,000 | $26,945,000 | -19.8% | 2.8% |
| MANN FINANCIAL INC. | $29,505,000 | $25,520,000 | -13.5% | 2.7% |
| WESTMARK Credit Union | $30,825,000 | $24,365,000 | -21.0% | 2.6% |
| Zions Bank | $38,530,000 | $22,195,000 | -42.4% | 2.3% |
| BELEM SERVICING LLC | $1,650,000 | $20,760,000 | 1,158.2% | 2.2% |
| Bank of Utah | $475,000 | $18,820,000 | 3,862.1% | 2.0% |
| EAST IDAHO Credit Union | $15,915,000 | $17,455,000 | 9.7% | 1.8% |
| VERITAS FUNDING, LLC | $16,860,000 | $17,090,000 | 1.4% | 1.8% |
| U.S. Bank | $37,025,000 | $16,785,000 | -54.7% | 1.8% |
| Glacier Bank | $19,415,000 | $15,010,000 | -22.7% | 1.6% |
| ACADEMY MORTGAGE CORPORATION | $7,215,000 | $12,885,000 | 78.6% | 1.4% |
| Flagstar Bank, FSB | $52,180,000 | $11,930,000 | -77.1% | 1.3% |
| The Bank of Commerce | $28,335,000 | $11,360,000 | -59.9% | 1.2% |
| KeyBank | $25,625,000 | $10,490,000 | -59.1% | 1.1% |
| S1L, Inc. | $19,730,000 | $10,070,000 | -49.0% | 1.1% |
| GREYSTONE SERVICING COMPANY LLC | $9,845,000 | n/a | 1.0% | |
| Gateway First Bank | $19,415,000 | $9,030,000 | -53.5% | 0.9% |
| Mortgage Research Center, LLC | $13,470,000 | $8,290,000 | -38.5% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $5,325,000 | $8,020,000 | 50.6% | 0.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $4,440,000 | $7,610,000 | 71.4% | 0.8% |
| LOANDEPOT.COM, LLC | $23,020,000 | $7,085,000 | -69.2% | 0.7% |
| Bank of Idaho | $12,205,000 | $7,050,000 | -42.2% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $13,730,000 | $6,525,000 | -52.5% | 0.7% |
| INTERCAP LENDING INC. | $2,950,000 | $6,200,000 | 110.2% | 0.7% |
| D. L. Evans Bank | $16,915,000 | $6,140,000 | -63.7% | 0.6% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $3,050,000 | $5,725,000 | 87.7% | 0.6% |
| SUMMIT FUNDING, INC. | $8,975,000 | $5,255,000 | -41.4% | 0.6% |
| GUILD MORTGAGE COMPANY | $5,840,000 | $4,790,000 | -18.0% | 0.5% |
| Magnolia Bank | $325,000 | $4,695,000 | 1,344.6% | 0.5% |
| Wells Fargo Bank | $12,015,000 | $4,475,000 | -62.8% | 0.5% |
| NBKC BANK | $11,000,000 | $4,235,000 | -61.5% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $750,000 | $4,105,000 | 447.3% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $20,920,000 | $4,040,000 | -80.7% | 0.4% |
| BROKER SOLUTIONS, INC. | $4,890,000 | $3,970,000 | -18.8% | 0.4% |
| JPMorgan Chase Bank | $11,900,000 | $3,765,000 | -68.4% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $8,415,000 | $3,675,000 | -56.3% | 0.4% |
| CHURCHILL MORTGAGE CORPORATION | $645,000 | $3,480,000 | 439.5% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,655,000 | $3,350,000 | 26.2% | 0.4% |
| Washington Federal Bank | $47,530,000 | $3,085,000 | -93.5% | 0.3% |
| Discover Bank | $1,265,000 | $2,855,000 | 125.7% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $12,385,000 | $2,560,000 | -79.3% | 0.3% |
| USAA Federal Savings Bank | $2,830,000 | $2,420,000 | -14.5% | 0.3% |
| CMG MORTGAGE, INC. | $5,485,000 | $2,405,000 | -56.2% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $9,375,000 | $2,300,000 | -75.5% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $1,435,000 | $2,255,000 | 57.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $3,085,000 | $2,220,000 | -28.0% | 0.2% |
| CARDINAL FINANCIAL | $4,905,000 | $2,180,000 | -55.6% | 0.2% |
| AXIA FINANCIAL, LLC | $800,000 | $2,080,000 | 160.0% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,110,000 | $1,985,000 | -5.9% | 0.2% |
| AMERICA FIRST | $2,940,000 | $1,965,000 | -33.2% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $655,000 | $1,915,000 | 192.4% | 0.2% |
| BMO Harris Bank | $675,000 | $1,850,000 | 174.1% | 0.2% |
| The Huntington National Bank | $765,000 | $1,850,000 | 141.8% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $4,060,000 | $1,760,000 | -56.7% | 0.2% |
| PHH Mortgage Corporation | $2,480,000 | $1,655,000 | -33.3% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $600,000 | $1,620,000 | 170.0% | 0.2% |
| NEWREZ LLC | $3,840,000 | $1,525,000 | -60.3% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $570,000 | $1,520,000 | 166.7% | 0.2% |
| CONNECTIONS | $3,140,000 | $1,470,000 | -53.2% | 0.2% |
| Sunflower Bank | $1,400,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $1,400,000 | n/a | 0.1% | |
| First Federal Bank | $1,375,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,415,000 | $1,350,000 | -69.4% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,140,000 | $1,315,000 | 15.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $4,965,000 | $1,310,000 | -73.6% | 0.1% |
| Willamette Valley Bank | $195,000 | $1,310,000 | 571.8% | 0.1% |
| SECURITY HOME MORTGAGE, LLC. | $365,000 | $1,290,000 | 253.4% | 0.1% |
| The Federal Savings Bank | $1,770,000 | $1,290,000 | -27.1% | 0.1% |
| SIRVA MORTGAGE, INC. | $715,000 | $1,285,000 | 79.7% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $895,000 | $1,205,000 | 34.6% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $175,000 | $1,200,000 | 585.7% | 0.1% |
| First Interstate Bank | $575,000 | $1,185,000 | 106.1% | 0.1% |
| Boeing Employees Credit Union | $1,680,000 | $1,180,000 | -29.8% | 0.1% |
| IDAHO STATE UNIVERSITY | $6,635,000 | $1,145,000 | -82.7% | 0.1% |
| Bank of America | $2,805,000 | $1,130,000 | -59.7% | 0.1% |
| Meridian Trust Federal Credit Union | $935,000 | $1,115,000 | 19.3% | 0.1% |
| GOLDENWEST | $495,000 | $1,105,000 | 123.2% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $840,000 | $1,100,000 | 31.0% | 0.1% |
| ENVOY MORTGAGE, LTD | $1,020,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,730,000 | $1,010,000 | -41.6% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,340,000 | $985,000 | -70.5% | 0.1% |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $255,000 | $980,000 | 284.3% | 0.1% |
| ADVANTAGE PLUS | $1,475,000 | $965,000 | -34.6% | 0.1% |
| Franklin Loan Corporation | $945,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $730,000 | $920,000 | 26.0% | 0.1% |
| PNC Bank | $700,000 | $880,000 | 25.7% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $3,210,000 | $845,000 | -73.7% | 0.1% |
| UBS Bank USA | $910,000 | $805,000 | -11.5% | 0.1% |
| ARC HOME LLC | $790,000 | n/a | 0.1% | |
| Utah Power | $1,185,000 | $790,000 | -33.3% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $315,000 | $780,000 | 147.6% | 0.1% |
| First Federal Savings Bank of Twin Falls | $405,000 | $770,000 | 90.1% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $925,000 | $770,000 | -16.8% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $760,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $1,060,000 | $755,000 | -28.8% | 0.1% |
| Washington Trust Bank | $755,000 | n/a | 0.1% | |
| JMJ FINANCIAL GROUP | $745,000 | n/a | 0.1% | |
| BNC National Bank | $425,000 | $730,000 | 71.8% | 0.1% |
| PLANET HOME LENDING, LLC | $3,065,000 | $710,000 | -76.8% | 0.1% |
| RANLIFE, INC. | $125,000 | $710,000 | 468.0% | 0.1% |
| EVERETT FINANCIAL, INC. | $1,385,000 | $705,000 | -49.1% | 0.1% |
| Fifth Third Bank | $700,000 | n/a | 0.1% | |
| POLARIS HOME FUNDING CORP. | $685,000 | n/a | 0.1% | |
| LENDINGONE, LLC | $680,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $275,000 | $670,000 | 143.6% | 0.1% |
| GUARANTEED RATE, INC. | $2,215,000 | $660,000 | -70.2% | 0.1% |
| Flanagan State Bank | $625,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $2,035,000 | $620,000 | -69.5% | 0.1% |
| DIRECT MORTGAGE, CORP. | $955,000 | $610,000 | -36.1% | 0.1% |
| 1st Security Bank of Washington | $860,000 | $545,000 | -36.6% | 0.1% |
| Central Bank | $545,000 | n/a | 0.1% | |
| Northpointe Bank | $540,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $540,000 | n/a | 0.1% | |
| LOANPAL, LLC | $3,820,000 | $535,000 | -86.0% | 0.1% |
| 21ST MORTGAGE CORPORATION | $555,000 | $530,000 | -4.5% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $2,050,000 | $530,000 | -74.1% | 0.1% |
| Figure Lending LLC | $330,000 | $530,000 | 60.6% | 0.1% |
| Ameris Bank | $525,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $520,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,435,000 | $510,000 | -79.1% | 0.1% |
| First Savings Bank | $1,235,000 | $505,000 | -59.1% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $505,000 | n/a | 0.1% | |
| FIDELITY BANK | $495,000 | n/a | 0.1% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $105,000 | $485,000 | 361.9% | 0.1% |
| Morgan Stanley Private Bank | $485,000 | n/a | 0.1% | |
| Heritage Bank | $455,000 | n/a | 0.0% | |
| Bell Bank | $175,000 | $445,000 | 154.3% | 0.0% |
| Carrington Mortgage Services, LLC | $1,290,000 | $405,000 | -68.6% | 0.0% |
| CLEARPATH LENDING | $1,295,000 | $395,000 | -69.5% | 0.0% |
| EMBRACE HOME LOANS, INC. | $375,000 | $385,000 | 2.7% | 0.0% |
| NEXERA HOLDING LLC | $385,000 | n/a | 0.0% | |
| SAMMAMISH MORTGAGE COMPANY | $745,000 | $385,000 | -48.3% | 0.0% |
| NFM, INC. | $295,000 | $375,000 | 27.1% | 0.0% |
| Summit Mortgage Corporation | $195,000 | $375,000 | 92.3% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $480,000 | $365,000 | -24.0% | 0.0% |
| SPOKANE TEACHERS | $365,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $3,050,000 | $365,000 | -88.0% | 0.0% |
| Waterstone Mortgage Corporation | $745,000 | $350,000 | -53.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $345,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $335,000 | $330,000 | -1.5% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $325,000 | n/a | 0.0% | |
| Ixonia Bank | $320,000 | n/a | 0.0% | |
| OCMBC, INC. | $245,000 | $315,000 | 28.6% | 0.0% |
| Cache Valley Bank | $410,000 | $310,000 | -24.4% | 0.0% |
| BETTER MORTGAGE CORPORATION | $3,715,000 | $295,000 | -92.1% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,110,000 | $275,000 | -75.2% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $865,000 | $255,000 | -70.5% | 0.0% |
| Deere Employees Credit Union | $195,000 | $240,000 | 23.1% | 0.0% |
| First National Bank of America | $235,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $225,000 | n/a | 0.0% | |
| Plains Commerce Bank | $225,000 | n/a | 0.0% | |
| M&T Bank | $155,000 | $205,000 | 32.3% | 0.0% |
| FIRST TECHNOLOGY | $175,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $1,460,000 | $175,000 | -88.0% | 0.0% |
| MORTGAGE ACCESS CORP. | $175,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $175,000 | n/a | 0.0% | |
| First Republic Bank | $6,825,000 | $145,000 | -97.9% | 0.0% |
| Citibank | $115,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $420,000 | $115,000 | -72.6% | 0.0% |
| Utah Mortgage Loan Corporation | $285,000 | $115,000 | -59.6% | 0.0% |
| CORNHUSKER BANK | $105,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $175,000 | $105,000 | -40.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $360,000 | $105,000 | -70.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $295,000 | $85,000 | -71.2% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $85,000 | n/a | 0.0% | |
| Coastal Community Bank | $80,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $75,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $65,000 | $75,000 | 15.4% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $65,000 | n/a | 0.0% | |
| Deseret First Credit Union | $935,000 | $15,000 | -98.4% | 0.0% |
IDAHO FALLS's top lender by overall market share is IDAHO CENTRAL, with 14.1% market share. In second place, with 9.2%, is Eagle Bank and Trust Company, having originated $87,945,000 in loans. In third place, with 5.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $53,200,000 in loans. In fourth place, with 4.6%, is CANOPY MORTGAGE, LLC, having originated $43,850,000 in loans. In fifth place, with 4.2%, is QUICKEN LOANS, LLC, having originated $40,250,000 in loans.
IDAHO FALLS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - IDAHO FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $242,450 (28.3%) | $328,662 (29.2%) | 0.00 | 340 |
| 2018-02-01 | $254,675 (34.0%) | $339,142 (30.5%) | 0.00 | 297 |
| 2018-03-01 | $269,900 (38.6%) | $353,742 (36.0%) | 0.00 | 274 |
| 2018-04-01 | $260,000 (15.6%) | $335,485 (13.1%) | 0.00 | 287 |
| 2018-05-01 | $261,075 (15.3%) | $325,139 (6.3%) | 0.00 | 317 |
| 2018-06-01 | $259,900 (13.0%) | $329,255 (7.2%) | 0.00 | 347 |
| 2018-07-01 | $259,573 (7.5%) | $325,082 (2.3%) | 0.00 | 373 |
| 2018-08-01 | $259,900 (8.5%) | $333,650 (8.3%) | 0.00 | 397 |
| 2018-09-01 | $265,000 (12.8%) | $329,954 (7.3%) | 0.00 | 415 |
| 2018-10-01 | $264,000 (14.8%) | $339,966 (12.0%) | 0.00 | 394 |
| 2018-11-01 | $267,000 (17.5%) | $350,297 (12.2%) | 0.00 | 362 |
| 2018-12-01 | $259,900 (10.6%) | $352,077 (8.4%) | 0.00 | 293 |
| 2019-01-01 | $267,475 (10.3%) | $361,070 (9.9%) | 0.00 | 241 |
| 2019-02-01 | $287,400 (12.9%) | $376,868 (11.1%) | 0.00 | 244 |
| 2019-03-01 | $294,214 (9.0%) | $384,834 (8.8%) | 0.00 | 231 |
| 2019-04-01 | $299,450 (15.2%) | $393,540 (17.3%) | 0.00 | 221 |
| 2019-05-01 | $294,900 (13.0%) | $379,834 (16.8%) | 0.00 | 270 |
| 2019-06-01 | $290,000 (11.6%) | $379,689 (15.3%) | 0.00 | 302 |
| 2019-07-01 | $292,400 (12.7%) | $376,222 (15.7%) | 0.00 | 324 |
| 2019-08-01 | $287,909 (10.8%) | $372,446 (11.6%) | 0.00 | 342 |
| 2019-09-01 | $288,523 (8.9%) | $375,581 (13.8%) | 0.00 | 342 |
| 2019-10-01 | $288,932 (9.4%) | $377,475 (11.0%) | 0.00 | 345 |
| 2019-11-01 | $285,000 (6.7%) | $378,745 (8.1%) | 0.00 | 329 |
| 2019-12-01 | $291,500 (12.2%) | $390,681 (11.0%) | 0.00 | 285 |
| 2020-01-01 | $289,950 (8.4%) | $383,965 (6.3%) | 0.00 | 253 |
| 2020-02-01 | $295,000 (2.6%) | $390,900 (3.7%) | 0.00 | 243 |
| 2020-03-01 | $317,500 (7.9%) | $390,374 (1.4%) | 0.00 | 226 |
| 2020-04-01 | $315,000 (5.2%) | $387,422 (-1.6%) | 0.00 | 282 |
| 2020-05-01 | $325,000 (10.2%) | $382,808 (0.8%) | 0.00 | 286 |
| 2020-06-01 | $345,000 (19.0%) | $413,042 (8.8%) | 0.00 | 259 |
| 2020-07-01 | $337,675 (15.5%) | $406,416 (8.0%) | 0.00 | 228 |
| 2020-08-01 | $350,000 (21.6%) | $414,207 (11.2%) | 0.00 | 202 |
| 2020-09-01 | $372,500 (29.1%) | $441,407 (17.5%) | 0.00 | 178 |
| 2020-10-01 | $365,000 (26.3%) | $452,841 (20.0%) | 0.00 | 135 |
| 2020-11-01 | $354,500 (24.4%) | $452,978 (19.6%) | 0.00 | 110 |
| 2020-12-01 | $376,250 (29.1%) | $429,850 (10.0%) | 0.00 | 91 |
| 2021-01-01 | $370,000 (27.6%) | $412,898 (7.5%) | 0.00 | 80 |
| 2021-02-01 | $370,250 (25.5%) | $418,466 (7.1%) | 0.00 | 83 |
| 2021-03-01 | $369,950 (16.5%) | $457,891 (17.3%) | 0.00 | 90 |
| 2021-04-01 | $397,000 (26.0%) | $510,978 (31.9%) | 0.00 | 98 |
| 2021-05-01 | $425,000 (30.8%) | $528,690 (38.1%) | 0.00 | 101 |
| 2021-06-01 | $426,000 (23.5%) | $559,917 (35.6%) | 0.00 | 139 |
| 2021-07-01 | $425,000 (25.9%) | $528,546 (30.1%) | 0.00 | 173 |
| 2021-08-01 | $442,500 (26.4%) | $532,943 (28.7%) | 0.00 | 215 |
| 2021-09-01 | $457,475 (22.8%) | $534,187 (21.0%) | 0.00 | 239 |
| 2021-10-01 | $465,000 (27.4%) | $540,918 (19.5%) | 0.00 | 220 |
| 2021-11-01 | $450,000 (26.9%) | $545,001 (20.3%) | 0.00 | 159 |
| 2021-12-01 | $472,500 (25.6%) | $560,704 (30.4%) | 0.00 | 140 |
| 2022-01-01 | $495,000 (33.8%) | $599,189 (45.1%) | 0.00 | 109 |
| 2022-02-01 | $528,250 (42.7%) | $639,341 (52.8%) | 0.00 | 104 |
| 2022-03-01 | $480,000 (29.8%) | $584,891 (27.7%) | 0.00 | 117 |
| 2022-04-01 | $520,000 (31.0%) | $596,107 (16.7%) | 0.00 | 160 |
| 2022-05-01 | $525,000 (23.5%) | $614,484 (16.2%) | 0.00 | 285 |
| 2022-06-01 | $487,125 (14.4%) | $587,344 (4.9%) | 0.00 | 425 |
| 2022-07-01 | $474,900 (11.7%) | $560,541 (6.1%) | 0.00 | 562 |
| 2022-08-01 | $455,000 (2.8%) | $528,340 (-0.9%) | 0.00 | 593 |
| 2022-09-01 | $451,250 (-1.4%) | $529,558 (-0.9%) | 0.00 | 566 |
| 2022-10-01 | $450,000 (-3.2%) | $534,708 (-1.2%) | 0.00 | 536 |
| 2022-11-01 | $450,000 (0.0%) | $524,283 (-3.8%) | 0.00 | 511 |
| 2022-12-01 | $440,000 (-6.9%) | $515,412 (-8.1%) | 0.00 | 466 |
| 2023-01-01 | $449,225 (-9.3%) | $518,141 (-13.5%) | 0.00 | 405 |
| 2023-02-01 | $457,500 (-13.4%) | $527,184 (-17.5%) | 0.00 | 374 |
| 2023-03-01 | $475,000 (-1.0%) | $540,117 (-7.7%) | 0.00 | 351 |
| 2023-04-01 | $470,000 (-9.6%) | $542,523 (-9.0%) | 0.00 | 345 |
| 2023-05-01 | $479,750 (-8.6%) | $558,519 (-9.1%) | 0.00 | 373 |
| 2023-06-01 | $477,200 (-2.0%) | $548,974 (-6.5%) | 0.00 | 407 |
| 2023-07-01 | $475,000 (0.0%) | $550,467 (-1.8%) | 0.00 | 466 |
| 2023-08-01 | $466,250 (2.5%) | $559,699 (5.9%) | 0.00 | 456 |
| 2023-09-01 | $459,950 (1.9%) | $573,598 (8.3%) | 0.00 | 455 |
| 2023-10-01 | $447,500 (-0.6%) | $566,911 (6.0%) | 0.00 | 478 |
| 2023-11-01 | $441,975 (-1.8%) | $541,525 (3.3%) | 0.00 | 451 |
| 2023-12-01 | $435,000 (-1.1%) | $523,897 (1.7%) | 0.00 | 423 |
| 2024-01-01 | $435,000 (-3.2%) | $523,548 (1.0%) | 0.00 | 349 |
| 2024-02-01 | $445,000 (-2.7%) | $532,274 (1.0%) | 0.00 | 303 |
| 2024-03-01 | $480,000 (1.1%) | $569,816 (5.5%) | 0.00 | 310 |
| 2024-04-01 | $484,500 (3.1%) | $584,265 (7.7%) | 0.00 | 347 |
| 2024-05-01 | $492,000 (2.6%) | $598,915 (7.2%) | 0.00 | 391 |
| 2024-06-01 | $489,900 (2.7%) | $605,643 (10.3%) | 0.00 | 441 |
| 2024-07-01 | $487,375 (2.6%) | $593,073 (7.7%) | 0.00 | 473 |
| 2024-08-01 | $480,000 (3.0%) | $589,936 (5.4%) | 0.00 | 521 |
| 2024-09-01 | $472,500 (2.7%) | $595,626 (3.8%) | 0.00 | 549 |
| 2024-10-01 | $461,500 (3.1%) | $562,056 (-0.9%) | 0.00 | 542 |
IDAHO FALLS's median listing price for 2024-10-01 was $461,500, a difference of
$14,000
(3.1%) versus the prior year and
$-11,000 versus the prior month.
IDAHO FALLS's median listing price comes in at 0% of the national average.
IDAHO FALLS's average listing price for 2024-10-01 was $562,056, a difference of $-4,855 (-0.9%) versus the prior year and $-33,570 versus the prior month.
For the 2024-10-01 period, IDAHO FALLS had 542 MLS listings, a difference of -7 listings (-1%) versus the prior month and 64 listings (13%) versus the prior year.
IDAHO FALLS's median listing price comes in at 0% of the national average.
IDAHO FALLS's average listing price for 2024-10-01 was $562,056, a difference of $-4,855 (-0.9%) versus the prior year and $-33,570 versus the prior month.
For the 2024-10-01 period, IDAHO FALLS had 542 MLS listings, a difference of -7 listings (-1%) versus the prior month and 64 listings (13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - IDAHO FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,953 sqft |
| 2018-02-01 | 0 days | 2,975 sqft |
| 2018-03-01 | 0 days | 3,012 sqft |
| 2018-04-01 | 0 days | 2,944 sqft |
| 2018-05-01 | 0 days | 2,926 sqft |
| 2018-06-01 | 0 days | 2,836 sqft |
| 2018-07-01 | 0 days | 2,784 sqft |
| 2018-08-01 | 0 days | 2,794 sqft |
| 2018-09-01 | 0 days | 2,790 sqft |
| 2018-10-01 | 0 days | 2,817 sqft |
| 2018-11-01 | 0 days | 2,959 sqft |
| 2018-12-01 | 0 days | 2,995 sqft |
| 2019-01-01 | 0 days | 2,941 sqft |
| 2019-02-01 | 0 days | 2,968 sqft |
| 2019-03-01 | 0 days | 2,965 sqft |
| 2019-04-01 | 0 days | 2,988 sqft |
| 2019-05-01 | 0 days | 2,880 sqft |
| 2019-06-01 | 0 days | 2,887 sqft |
| 2019-07-01 | 0 days | 2,819 sqft |
| 2019-08-01 | 0 days | 2,780 sqft |
| 2019-09-01 | 0 days | 2,765 sqft |
| 2019-10-01 | 0 days | 2,755 sqft |
| 2019-11-01 | 0 days | 2,688 sqft |
| 2019-12-01 | 0 days | 2,691 sqft |
| 2020-01-01 | 0 days | 2,735 sqft |
| 2020-02-01 | 0 days | 2,760 sqft |
| 2020-03-01 | 0 days | 2,854 sqft |
| 2020-04-01 | 0 days | 2,800 sqft |
| 2020-05-01 | 0 days | 2,864 sqft |
| 2020-06-01 | 0 days | 3,027 sqft |
| 2020-07-01 | 0 days | 2,914 sqft |
| 2020-08-01 | 0 days | 2,859 sqft |
| 2020-09-01 | 0 days | 2,833 sqft |
| 2020-10-01 | 0 days | 2,702 sqft |
| 2020-11-01 | 0 days | 2,567 sqft |
| 2020-12-01 | 0 days | 2,624 sqft |
| 2021-01-01 | 0 days | 2,396 sqft |
| 2021-02-01 | 0 days | 2,326 sqft |
| 2021-03-01 | 0 days | 2,716 sqft |
| 2021-04-01 | 0 days | 2,757 sqft |
| 2021-05-01 | 0 days | 2,800 sqft |
| 2021-06-01 | 0 days | 2,826 sqft |
| 2021-07-01 | 0 days | 2,728 sqft |
| 2021-08-01 | 0 days | 2,755 sqft |
| 2021-09-01 | 0 days | 2,795 sqft |
| 2021-10-01 | 0 days | 2,792 sqft |
| 2021-11-01 | 0 days | 2,798 sqft |
| 2021-12-01 | 0 days | 2,852 sqft |
| 2022-01-01 | 0 days | 2,884 sqft |
| 2022-02-01 | 0 days | 2,991 sqft |
| 2022-03-01 | 0 days | 2,772 sqft |
| 2022-04-01 | 0 days | 2,940 sqft |
| 2022-05-01 | 0 days | 2,959 sqft |
| 2022-06-01 | 0 days | 2,882 sqft |
| 2022-07-01 | 0 days | 2,842 sqft |
| 2022-08-01 | 0 days | 2,815 sqft |
| 2022-09-01 | 0 days | 2,806 sqft |
| 2022-10-01 | 0 days | 2,816 sqft |
| 2022-11-01 | 0 days | 2,905 sqft |
| 2022-12-01 | 0 days | 2,883 sqft |
| 2023-01-01 | 0 days | 2,888 sqft |
| 2023-02-01 | 0 days | 2,945 sqft |
| 2023-03-01 | 0 days | 2,998 sqft |
| 2023-04-01 | 0 days | 3,001 sqft |
| 2023-05-01 | 0 days | 2,973 sqft |
| 2023-06-01 | 0 days | 2,884 sqft |
| 2023-07-01 | 0 days | 2,826 sqft |
| 2023-08-01 | 0 days | 2,887 sqft |
| 2023-09-01 | 0 days | 2,882 sqft |
| 2023-10-01 | 0 days | 2,813 sqft |
| 2023-11-01 | 0 days | 2,740 sqft |
| 2023-12-01 | 0 days | 2,714 sqft |
| 2024-01-01 | 0 days | 2,735 sqft |
| 2024-02-01 | 0 days | 2,732 sqft |
| 2024-03-01 | 0 days | 2,773 sqft |
| 2024-04-01 | 0 days | 2,799 sqft |
| 2024-05-01 | 0 days | 2,869 sqft |
| 2024-06-01 | 0 days | 2,904 sqft |
| 2024-07-01 | 0 days | 2,895 sqft |
| 2024-08-01 | 0 days | 2,880 sqft |
| 2024-09-01 | 0 days | 2,859 sqft |
| 2024-10-01 | 0 days | 2,783 sqft |
IDAHO FALLS's median listing age (time on market) for 2024-10-01 was 0 days.
IDAHO FALLS's median square footage for active listings during the 2024-10-01 period was 2,783 sqft. One year prior, the average listing was 2,813 sqft.
IDAHO FALLS's median square footage for active listings during the 2024-10-01 period was 2,783 sqft. One year prior, the average listing was 2,813 sqft.
IDAHO FALLS, ID Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 83236 | Idaho Falls, ID HUD Metro FMR Area | $670 | $800 | $980 | $1,390 | $1,670 |
| 83274 | Idaho Falls, ID HUD Metro FMR Area | $670 | $800 | $980 | $1,390 | $1,670 |
| 83285 | Idaho Falls, ID HUD Metro FMR Area | $670 | $800 | $980 | $1,390 | $1,670 |
| 83401 | Idaho Falls, ID HUD Metro FMR Area | $670 | $800 | $980 | $1,390 | $1,670 |
| 83402 | Idaho Falls, ID HUD Metro FMR Area | $580 | $690 | $850 | $1,210 | $1,450 |
| 83403 | Idaho Falls, ID HUD Metro FMR Area | $670 | $800 | $980 | $1,390 | $1,670 |
| 83404 | Idaho Falls, ID HUD Metro FMR Area | $730 | $870 | $1,070 | $1,520 | $1,820 |
| 83405 | Idaho Falls, ID HUD Metro FMR Area | $670 | $800 | $980 | $1,390 | $1,670 |
| 83406 | Idaho Falls, ID HUD Metro FMR Area | $760 | $900 | $1,110 | $1,580 | $1,890 |
| 83425 | Idaho Falls, ID HUD Metro FMR Area | $710 | $850 | $1,040 | $1,480 | $1,770 |
| 83427 | Idaho Falls, ID HUD Metro FMR Area | $1,010 | $1,190 | $1,470 | $2,090 | $2,500 |
| 83428 | Idaho Falls, ID HUD Metro FMR Area | $670 | $820 | $1,010 | $1,440 | $1,730 |
| 83431 | Idaho Falls, ID HUD Metro FMR Area | $680 | $810 | $1,000 | $1,420 | $1,700 |
| 83434 | Idaho Falls, ID HUD Metro FMR Area | $670 | $800 | $980 | $1,390 | $1,670 |
| 83435 | Idaho Falls, ID HUD Metro FMR Area | $790 | $930 | $1,150 | $1,630 | $1,960 |
| 83442 | Idaho Falls, ID HUD Metro FMR Area | $680 | $800 | $990 | $1,410 | $1,690 |
| 83443 | Idaho Falls, ID HUD Metro FMR Area | $820 | $980 | $1,200 | $1,710 | $2,040 |
| 83444 | Idaho Falls, ID HUD Metro FMR Area | $850 | $1,010 | $1,240 | $1,760 | $2,110 |
| 83449 | Idaho Falls, ID HUD Metro FMR Area | $600 | $710 | $870 | $1,240 | $1,480 |
| 83450 | Idaho Falls, ID HUD Metro FMR Area | $650 | $770 | $950 | $1,350 | $1,620 |
| 83454 | Idaho Falls, ID HUD Metro FMR Area | $670 | $800 | $980 | $1,390 | $1,670 |
2022 Average & Median Rent Data Statistics
IDAHO FALLS, ID average 1BR rent: $844, median: $800
IDAHO FALLS, ID average 2BR rent: $1,038, median: $980
IDAHO FALLS, ID average 3BR rent: $1,474, median: $1,390
IDAHO FALLS, ID Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,077 | $680,425,000 | $327,600 |
| Cash Out Refi | 599 | $103,755,000 | $173,214 |
| Home Improvement | 578 | $49,740,000 | $86,055 |
| Other | 337 | $41,325,000 | $122,626 |
| Refi | 256 | $76,110,000 | $297,305 |
Idaho Falls's most frequently cited loan purpose was Home Purchase, with 2,077 originations. The 2nd most popular reason was Cash Out Refi, with 599 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,323 | $405,095,000 | $306,194 |
| Over 8% | 967 | $118,005,000 | $122,032 |
| 5-6% | 747 | $219,925,000 | $294,411 |
| 7-8% | 695 | $172,225,000 | $247,806 |
| 4-5% | 79 | $11,585,000 | $146,646 |
| 3-4% | 3 | $1,345,000 | $448,333 |
| <2.5% | 1 | $235,000 | $235,000 |
During 2023, Idaho Falls's most frequently originated rate bucket was 6-7%, with 1,323 originations.
Loan Sizing (IDAHO FALLS, ID MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,529 | $450,055,000 | $294,346 |
| $100,000 or less | 1,089 | $52,755,000 | $48,444 |
| $100k-200k | 606 | $86,870,000 | $143,350 |
| $400k-600k | 483 | $225,105,000 | $466,056 |
| $600k-1000k | 120 | $86,510,000 | $720,917 |
| $Over $1MM | 20 | $50,060,000 | $2,503,000 |
IDAHO FALLS's loan sizing saw the bucket of loans from $200k-400k with 1,529 originations, totaling $450,055,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,252 | $449,230,000 | $358,810 |
| Under 20% | 984 | $49,730,000 | $50,539 |
| 60-80% | 637 | $228,635,000 | $358,925 |
| 20-40% | 516 | $70,310,000 | $136,260 |
| 40-60% | 378 | $122,100,000 | $323,016 |
| Over 100% | 44 | $17,300,000 | $393,182 |
IDAHO FALLS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,252 originations, totaling $449,230,000 in origination value.