Greenstate Credit Union Mortgage Rates, Fees & Info
North Liberty, IALEI: 549300W4FT4H1UWPGU95
Tax ID: 42-0804594
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Mortgage Data
Review & Overview
Greenstate Credit Union is a small credit union specializing in Home Purchase loans. Greenstate Credit Union has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Des Moines, Iowa City, Cedar Rapids, Chicago, and Davenport among others. We have data for 146 markets. (Some data included below & more in-depth data is available with an active subscription.)Greenstate Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Greenstate Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 11/17/24 |
| 30 Year Conventional Purchase | 6.50% | 11/17/24 |
| 30 Year Conventional Refi | 6.47% | 11/17/24 |
| 30 Year Cash-out Refi | 6.71% | 11/17/24 |
| 30 Year FHA Purchase | 6.98% | 11/17/24 |
| 30 Year FHA Refi | 6.27% | 11/17/24 |
| 30 Year VA Purchase | 5.88% | 11/17/24 |
| 30 Year USDA Purchase | 6.01% | 11/17/24 |
| 15 Year Conventional Purchase | 6.58% | 11/17/24 |
| 15 Year Conventional Refi | 6.34% | 11/17/24 |
| 15 Year Cash-out Refi | 6.34% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Greenstate Credit Union Mortgage Calculator
Your Estimates
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This is not an official calculator from Greenstate Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
15,313Origination Dollar Volume (All Markets)
$2,697,065,000Awards
GREENSTATE CREDIT UNION - 2022
GREENSTATE CREDIT UNION is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3,596 | $732,920,000 | $203,815 | $1,391 | 4.55% |
| IOWA CITY, IA (FHA|USDA|VA) | 2,393 | $441,485,000 | $184,490 | $1,300 | 4.36% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2,648 | $371,860,000 | $140,431 | $1,373 | 4.57% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 844 | $306,470,000 | $363,116 | $4,447 | 5.55% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1,303 | $193,555,000 | $148,546 | $1,361 | 4.48% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1,219 | $173,705,000 | $142,498 | $1,226 | 4.47% |
| Outside of Metro Areas | 1,251 | $172,285,000 | $137,718 | $1,401 | 4.57% |
| DUBUQUE, IA (FHA|USDA|VA) | 350 | $61,350,000 | $175,286 | $1,444 | 4.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 242 | $35,370,000 | $146,157 | $3,283 | 6.07% |
| AMES, IA (FHA|USDA|VA) | 151 | $23,825,000 | $157,781 | $1,426 | 4.56% |
| Fort Dodge, IA (FHA|USDA|VA) | 198 | $21,270,000 | $107,424 | $1,428 | 4.59% |
| Muscatine, IA (FHA|USDA|VA) | 99 | $12,285,000 | $124,091 | $1,101 | 4.61% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 137 | $9,845,000 | $71,861 | $2,543 | 7.38% |
| Clinton, IA (FHA|USDA|VA) | 74 | $8,870,000 | $119,865 | $1,352 | 4.75% |
| Pella, IA (FHA|USDA|VA) | 47 | $8,825,000 | $187,766 | $1,527 | 4.40% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $4,645,000 | $929,000 | $4,074 | 4.93% |
| Mason City, IA (FHA|USDA|VA) | 24 | $4,340,000 | $180,833 | $1,416 | 4.08% |
| ANN ARBOR, MI (FHA|USDA|VA) | 40 | $4,230,000 | $105,750 | $5,343 | 7.22% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 37 | $3,765,000 | $101,757 | $2,669 | 7.64% |
| Burlington, IA-IL (FHA|USDA|VA) | 37 | $3,715,000 | $100,405 | $1,510 | 4.92% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $3,695,000 | $527,857 | $8,257 | 5.73% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $4,928 | 6.27% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 9 | $3,435,000 | $381,667 | $4,451 | 5.49% |
| Marshalltown, IA (FHA|USDA|VA) | 45 | $3,365,000 | $74,778 | $1,292 | 5.13% |
| Columbus, NE (FHA|USDA|VA) | 1 | $3,155,000 | $3,155,000 | $0 | 3.70% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $2,945,000 | $589,000 | $7,269 | 5.30% |
| Freeport, IL (FHA|USDA|VA) | 23 | $2,865,000 | $124,565 | $2,833 | 5.76% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 17 | $2,755,000 | $162,059 | $1,365 | 4.17% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $2,675,000 | $891,667 | $9,147 | 6.04% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 13 | $2,575,000 | $198,077 | $1,556 | 4.87% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 13 | $2,425,000 | $186,538 | $2,772 | 5.94% |
| Oskaloosa, IA (FHA|USDA|VA) | 23 | $2,405,000 | $104,565 | $1,387 | 4.46% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $2,305,000 | $768,333 | $0 | 5.58% |
| MADISON, WI (FHA|USDA|VA) | 10 | $2,160,000 | $216,000 | $2,587 | 4.70% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 35 | $2,015,000 | $57,571 | $0 | 7.83% |
| Fairfield, IA (FHA|USDA|VA) | 16 | $1,930,000 | $120,625 | $1,308 | 4.02% |
| Sterling, IL (FHA|USDA|VA) | 19 | $1,825,000 | $96,053 | $1,868 | 4.54% |
| Spirit Lake, IA (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $1,531 | 4.25% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4 | $1,810,000 | $452,500 | $7,398 | 6.47% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $4,617 | 6.09% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $6,048 | 5.75% |
| Platteville, WI (FHA|USDA|VA) | 14 | $1,710,000 | $122,143 | $1,425 | 4.49% |
| PEORIA, IL (FHA|USDA|VA) | 12 | $1,480,000 | $123,333 | $1,391 | 4.60% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $4,040 | 5.97% |
| NILES, MI (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $3,869 | 7.05% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $2,650 | 3.79% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 14 | $1,240,000 | $88,571 | $1,035 | 4.47% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $1,195,000 | $1,195,000 | $3,145 | 5.25% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $3,388 | 5.37% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 10 | $1,130,000 | $113,000 | $3,010 | 8.08% |
| Galesburg, IL (FHA|USDA|VA) | 18 | $1,120,000 | $62,222 | $1,601 | 4.89% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $3,357 | 7.08% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $3,794 | 5.21% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $4,589 | 6.21% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $24,654 | 6.63% |
| Durango, CO (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $3,288 | 6.00% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $7,365 | 6.81% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $4,776 | 6.19% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $5,371 | 5.81% |
| Traverse City, MI (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $8,422 | 7.42% |
| Rochelle, IL (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $2,873 | 5.67% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $5,187 | 6.60% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $4,030 | 3.25% |
| RACINE, WI (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $2,540 | 4.92% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,250 | 6.37% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $3,793 | 6.99% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,134 | 5.87% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $24,321 | 5.00% |
| Ottumwa, IA (FHA|USDA|VA) | 9 | $745,000 | $82,778 | $1,049 | 5.52% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,775 | 6.18% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $3,758 | 6.64% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 14 | $600,000 | $42,857 | $0 | 7.74% |
| Carroll, IA (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $1,302 | 4.50% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $1,804 | 3.92% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 7 | $535,000 | $76,429 | $0 | 7.10% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,861 | 5.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,716 | 5.50% |
| Holland, MI (FHA|USDA|VA) | 8 | $480,000 | $60,000 | $2,529 | 7.76% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,540 | 5.75% |
| TOLEDO, OH (FHA|USDA|VA) | 10 | $450,000 | $45,000 | $0 | 7.69% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,818 | 6.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,502 | 6.19% |
| JACKSON, MI (FHA|USDA|VA) | 8 | $410,000 | $51,250 | $0 | 7.71% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,005 | 6.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,431 | 5.63% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,758 | 4.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,371 | 5.25% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,184 | 6.88% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,573 | 4.88% |
| MONROE, MI (FHA|USDA|VA) | 7 | $345,000 | $49,286 | $0 | 7.28% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,664 | 6.37% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,228 | 5.13% |
| FLINT, MI (FHA|USDA|VA) | 7 | $335,000 | $47,857 | $0 | 7.81% |
| Auburn, IN (FHA|USDA|VA) | 11 | $335,000 | $30,455 | $0 | 8.17% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,326 | 6.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,600 | 6.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $305,000 | $43,571 | $0 | 7.85% |
| Spencer, IA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $1,036 | 5.25% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,803 | 6.49% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,820 | 5.63% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,532 | 6.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,697 | 5.93% |
| KOKOMO, IN (FHA|USDA|VA) | 8 | $270,000 | $33,750 | $0 | 8.33% |
| Macomb, IL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,039 | 6.17% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $2,820 | 6.16% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 7.55% |
| Mount Pleasant, MI (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 6.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,960 | 5.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,482 | 6.88% |
| Storm Lake, IA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $1,883 | 6.41% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,612 | 6.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,622 | 6.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.38% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,942 | 5.99% |
| AKRON, OH (FHA|USDA|VA) | 5 | $195,000 | $39,000 | $0 | 8.09% |
| Kirksville, MO (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 3.65% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,004 | 5.00% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,144 | 6.75% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,409 | 5.25% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,905 | 6.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 7.07% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.13% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,907 | 5.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,418 | 5.88% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.37% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,906 | 4.50% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 7.99% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,298 | 6.38% |
| Adrian, MI (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 7.74% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,041 | 6.63% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 7.49% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.99% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.24% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.87% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,427 | 6.87% |
| Marion, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.99% |
| Peru, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.74% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.74% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.74% |
| Wooster, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.74% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.74% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 8.74% |
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Product Mix
For 2022, Greenstate Credit Union's most frequently originated type of loan was Conventional, with 12,640 originations. Their 2nd most popular type was HELOC, with 2,583 originations.
Loan Reason
For 2022, Greenstate Credit Union's most frequently cited loan purpose was Home Purchase, with 9,299 originations. The 2nd most popular reason was Cash Out Refi, with 2,049 originations.
Loan Duration/Length
For 2022, Greenstate Credit Union's most frequently cited loan duration was 30 Year, with 7,362 originations. The 2nd most popular length was 5 Year, with 2,409 originations.
Origination Fees/Closing Costs
Greenstate Credit Union's average total fees were $2,254, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 10,905 originations.
Interest Rates
During 2022, Greenstate Credit Union's average interest rate for loans was 4.30%, while their most frequently originated rate bucket for loans was 3-4%, with 5,777 originations.
Loan Sizing
2022 saw Greenstate Credit Union place emphasis on $100,000 or less loans with 6,626 originations, totaling $279,650,000 in origination value.
Applicant Income
Greenstate Credit Union lent most frequently to those with incomes in the $100k-150k range, with 3,614 originations. The second most popular income band? $50k-75k, with 3,504 originations.
Applicant Debt to Income Ratio
Greenstate Credit Union lent most frequently to those with DTI ratios of 20-30%, with 3,652 originations. The next most common DTI ratio? 30-36%, with 3,068 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.69%
Greenstate Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination77.56%
Greenstate Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 499.0 | 454 | $26,250,000 | $57,819 |
| 599.0 | 4 | $230,000 | $57,500 |
| NA | 14,855 | $2,670,585,000 | $179,777 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 15,313 | $2,697,065,000 | $176,129 |