South State Bank Mortgage Rates, Fees & Info

Columbia, SC

LEI: 549300K7EA6G6K9GYL80

Tax ID: 57-0219408

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Mortgage Data

Bank Data

Review & Overview

South State Bank is a small bank specializing in Home Purchase loans. South State Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Charleston, Charlotte, Greenville, Hilton Head Island, and Augusta among others. We have data for 108 markets. (Some data included below & more in-depth data is available with an active subscription.)

South State Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. South State Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

8,136

Origination Dollar Volume (All Markets)

$1,878,490,000

Employee count

2,602 Show all (44) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1,221 $331,765,000 $271,716 $4,695 4.33%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,198 $317,760,000 $265,242 $3,486 4.32%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1,050 $265,490,000 $252,848 $4,264 4.48%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 575 $164,605,000 $286,270 $4,172 4.38%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 719 $150,735,000 $209,645 $3,587 4.36%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 822 $150,500,000 $183,090 $3,503 4.57%
COLUMBIA, SC (FHA|USDA|VA) 471 $102,115,000 $216,805 $3,034 4.59%
SAVANNAH, GA (FHA|USDA|VA) 275 $73,415,000 $266,964 $4,357 4.27%
Outside of Metro Areas 374 $66,030,000 $176,551 $4,356 4.82%
Seneca, SC (FHA|USDA|VA) 162 $39,970,000 $246,728 $5,460 4.27%
WILMINGTON, NC (FHA|USDA|VA) 110 $30,160,000 $274,182 $4,533 4.48%
Georgetown, SC (FHA|USDA|VA) 135 $28,805,000 $213,370 $3,741 4.77%
RICHMOND, VA (FHA|USDA|VA) 88 $23,000,000 $261,364 $4,352 4.79%
SPARTANBURG, SC (FHA|USDA|VA) 83 $17,705,000 $213,313 $4,500 4.52%
FLORENCE, SC (FHA|USDA|VA) 141 $14,285,000 $101,312 $3,238 5.14%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 71 $12,615,000 $177,676 $3,527 4.48%
Cornelia, GA (FHA|USDA|VA) 83 $11,635,000 $140,181 $3,421 4.43%
RALEIGH-CARY, NC (FHA|USDA|VA) 39 $11,005,000 $282,179 $4,253 4.20%
Orangeburg, SC (FHA|USDA|VA) 95 $10,815,000 $113,842 $3,091 4.80%
Greenwood, SC (FHA|USDA|VA) 66 $10,090,000 $152,879 $2,971 4.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 31 $4,295,000 $138,548 $3,037 3.90%
GAINESVILLE, GA (FHA|USDA|VA) 21 $3,665,000 $174,524 $3,507 3.97%
JACKSONVILLE, NC (FHA|USDA|VA) 11 $2,795,000 $254,091 $5,436 4.84%
Newberry, SC (FHA|USDA|VA) 24 $2,720,000 $113,333 $3,493 5.14%
Jefferson, GA (FHA|USDA|VA) 24 $2,700,000 $112,500 $3,376 4.53%
SUMTER, SC (FHA|USDA|VA) 23 $2,445,000 $106,304 $2,640 5.17%
ASHEVILLE, NC (FHA|USDA|VA) 9 $2,215,000 $246,111 $3,461 4.72%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $1,655,000 $1,655,000 $4,035 4.13%
Toccoa, GA (FHA|USDA|VA) 21 $1,485,000 $70,714 $2,297 4.68%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $1,445,000 $160,556 $3,829 4.28%
Boone, NC (FHA|USDA|VA) 6 $1,150,000 $191,667 $2,506 4.50%
Marion, NC (FHA|USDA|VA) 2 $960,000 $480,000 $3,545 3.94%
Shelby, NC (FHA|USDA|VA) 5 $875,000 $175,000 $4,401 4.53%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $855,000 $285,000 $2,049 5.08%
VALDOSTA, GA (FHA|USDA|VA) 3 $775,000 $258,333 $3,554 4.42%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 13 $765,000 $58,846 $0 6.78%
BRUNSWICK, GA (FHA|USDA|VA) 4 $720,000 $180,000 $4,286 4.59%
Brevard, NC (FHA|USDA|VA) 4 $690,000 $172,500 $3,983 4.44%
JACKSONVILLE, FL (FHA|USDA|VA) 8 $680,000 $85,000 $0 6.75%
Union, SC (FHA|USDA|VA) 9 $665,000 $73,889 $1,638 4.64%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $660,000 $165,000 $4,216 4.59%
Morehead City, NC (FHA|USDA|VA) 5 $605,000 $121,000 $3,432 6.35%
Statesboro, GA (FHA|USDA|VA) 4 $580,000 $145,000 $2,601 4.66%
HINESVILLE, GA (FHA|USDA|VA) 4 $520,000 $130,000 $2,775 4.84%
GAINESVILLE, FL (FHA|USDA|VA) 8 $510,000 $63,750 $0 6.90%
Forest City, NC (FHA|USDA|VA) 2 $480,000 $240,000 $1,816 4.88%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $480,000 $120,000 $4,027 6.59%
NEW BERN, NC (FHA|USDA|VA) 3 $475,000 $158,333 $928 6.20%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $355,000 $118,333 $7,054 6.08%
Waycross, GA (FHA|USDA|VA) 5 $345,000 $69,000 $0 6.60%
BURLINGTON, NC (FHA|USDA|VA) 2 $330,000 $165,000 $3,177 4.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 4 $300,000 $75,000 $0 7.15%
Lake City, FL (FHA|USDA|VA) 4 $300,000 $75,000 $0 6.86%
ALBANY, GA (FHA|USDA|VA) 2 $290,000 $145,000 $4,051 4.31%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.38%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.24%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $225,000 $225,000 $2,246 4.50%
Jesup, GA (FHA|USDA|VA) 2 $200,000 $100,000 $3,599 5.63%
Albemarle, NC (FHA|USDA|VA) 2 $190,000 $95,000 $3,354 4.81%
Lumberton, NC (FHA|USDA|VA) 4 $190,000 $47,500 $0 6.89%
Cullowhee, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,674 3.75%
ROANOKE, VA (FHA|USDA|VA) 1 $175,000 $175,000 $5,261 4.88%
North Wilkesboro, NC (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.50%
MONTGOMERY, AL (FHA|USDA|VA) 3 $165,000 $55,000 $0 6.74%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.69%
Jasper, AL (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.68%
Calhoun, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.50%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $150,000 $75,000 $2,652 6.81%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $150,000 $75,000 $2,333 5.81%
DALTON, GA (FHA|USDA|VA) 1 $145,000 $145,000 $1,863 4.88%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,900 4.50%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $135,000 $45,000 $0 6.27%
Tupelo, MS (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.99%
Laurinburg, NC (FHA|USDA|VA) 1 $135,000 $135,000 $1,959 4.63%
DECATUR, AL (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.10%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $450 4.63%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.25%
Lewisburg, TN (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.50%
Rockingham, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.00%
Tifton, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.45%
Summerville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.25%
Palatka, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.85%
Gaffney, SC (FHA|USDA|VA) 1 $105,000 $105,000 $4,477 4.50%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $100,000 $50,000 $0 6.49%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,955 4.25%
Bennettsville, SC (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.49%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.68%
Americus, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.13%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.50%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $70,000 $35,000 $0 6.90%
Milledgeville, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
Thomasville, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.85%
OCALA, FL (FHA|USDA|VA) 2 $60,000 $30,000 $0 7.35%
Cullman, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.99%
ROME, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
Vidalia, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.88%
GADSDEN, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.95%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.10%
Scottsboro, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.50%
Brookhaven, MS (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.75%
McComb, MS (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.40%
Wauchula, FL (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.35%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.00%
South State Bank's top markets include Charleston, Charlotte, Greenville, Hilton Head Island, and Augusta among others.

Their top states include:
  • South Carolina (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,945 $1,441,595,000 $291,526 $3,902 4.62%
    HELOC 2,674 $331,370,000 $123,923 n/a 4.30%
    VA 245 $59,695,000 $243,653 $4,648 4.12%
    FHA 226 $39,720,000 $175,752 $4,101 4.26%
    USDA 46 $6,110,000 $132,826 $2,250 4.44%

    For 2018, South State Bank's most frequently originated type of loan was Conventional, with 4,945 originations. Their 2nd most popular type was HELOC, with 2,674 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,669 $1,344,405,000 $287,943 $3,943 4.61%
    Refi 1,147 $206,075,000 $179,664 $3,851 4.59%
    Other 1,007 $134,405,000 $133,471 $3,573 4.18%
    Home Improvement 888 $95,320,000 $107,342 $4,022 4.08%
    Cash Out Refi 425 $98,285,000 $231,259 $3,903 4.54%

    For 2018, South State Bank's most frequently cited loan purpose was Home Purchase, with 4,669 originations. The 2nd most popular reason was Refi, with 1,147 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,457 $1,356,735,000 $304,405 $3,961 4.42%
    10 Year 2,354 $283,140,000 $120,280 $3,288 4.14%
    Other 619 $118,915,000 $192,108 $5,856 6.13%
    15 Year 361 $64,945,000 $179,903 $3,436 4.14%
    3 Year 146 $20,560,000 $140,822 $0 5.30%
    5 Year 94 $16,770,000 $178,404 $0 5.39%
    20 Year 75 $13,465,000 $179,533 $3,469 4.56%
    1 Year 30 $3,960,000 $132,000 $0 5.43%

    For 2018, South State Bank's most frequently cited loan duration was 30 Year, with 4,457 originations. The 2nd most popular length was 10 Year, with 2,354 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,242 $567,430,000 $253,091
    $1k-2k 1,041 $311,415,000 $299,150
    $2k-3k 450 $96,740,000 $214,978
    $5k+ 386 $246,920,000 $639,689
    $3k-4k 291 $85,055,000 $292,285
    $4k-5k 216 $77,720,000 $359,815

    South State Bank's average total fees were $3,961, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,242 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 4,361 $1,049,595,000 $240,678
    3-4% 1,372 $507,020,000 $369,548
    5-6% 1,144 $156,800,000 $137,063
    2.5-3% 848 $137,340,000 $161,958
    6-7% 275 $18,755,000 $68,200
    7-8% 92 $6,940,000 $75,435
    Over 8% 35 $1,965,000 $56,143
    <2.5% 7 $65,000 $9,286

    During 2018, South State Bank's average interest rate for loans was 4.42%, while their most frequently originated rate bucket for loans was 4-5%, with 4,361 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,488 $137,190,000 $55,141 $2,487 4.84%
    $100k-200k 2,283 $326,845,000 $143,165 $2,816 4.46%
    $200k-400k 2,152 $594,890,000 $276,436 $4,039 4.33%
    $400k-600k 716 $338,430,000 $472,668 $5,136 4.17%
    $600k-1MM 368 $274,320,000 $745,435 $6,631 4.04%
    $1MM+ 129 $206,815,000 $1,603,217 $9,845 4.08%

    2018 saw South State Bank place emphasis on $100,000 or less loans with 2,488 originations, totaling $137,190,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,763 $193,475,000 $109,742 $2,541 4.73%
    $100k-150k 1,491 $330,685,000 $221,787 $4,117 4.38%
    $50k-75k 1,383 $198,205,000 $143,315 $3,138 4.67%
    $150k-250k 1,209 $366,675,000 $303,288 $4,665 4.26%
    $250k+ 1,072 $538,790,000 $502,603 $5,707 4.17%
    $75k-100k 1,036 $180,090,000 $173,832 $3,700 4.53%

    South State Bank lent most frequently to those with incomes in the $50k or less range, with 1,763 originations. The second most popular income band? $100k-150k, with 1,491 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,030 $432,020,000 $212,818 $3,807 4.45%
    30-36% 1,620 $389,740,000 $240,580 $4,010 4.51%
    <20% 962 $201,900,000 $209,875 $3,953 4.44%
    42% 465 $112,035,000 $240,935 $4,474 4.28%
    41% 367 $89,565,000 $244,046 $4,129 4.42%
    40% 358 $85,730,000 $239,469 $4,022 4.49%
    38% 328 $84,230,000 $256,799 $4,046 4.49%
    37% 320 $76,350,000 $238,594 $4,212 4.49%
    39% 320 $72,810,000 $227,531 $3,691 4.50%
    36% 281 $69,285,000 $246,566 $4,419 4.46%
    43% 162 $40,280,000 $248,642 $3,498 4.45%
    50-60% 131 $26,965,000 $205,840 $4,270 4.46%
    >60% 111 $21,235,000 $191,306 $4,986 5.04%
    44% 110 $20,780,000 $188,909 $3,021 4.61%
    46% 94 $19,720,000 $209,787 $3,909 4.53%
    45% 89 $17,435,000 $195,899 $2,949 4.62%
    49% 85 $19,295,000 $227,000 $3,502 4.57%
    48% 84 $18,420,000 $219,286 $3,819 4.64%
    47% 75 $15,565,000 $207,533 $3,200 4.60%

    South State Bank lent most frequently to those with DTI ratios of 20-30%, with 2,030 originations. The next most common DTI ratio? 30-36%, with 1,620 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,513 $1,424,225,000 $218,674 $3,957 4.49%
    Not provided 1,066 $307,830,000 $288,771 $4,070 4.35%
    Not applicable 84 $55,770,000 $663,929 $0 5.24%
    Black 322 $52,540,000 $163,168 $2,915 4.85%
    Asian 92 $24,970,000 $271,413 $3,912 4.28%
    Asian Indian 14 $4,950,000 $353,571 $5,758 4.20%
    American Indian 26 $4,700,000 $180,769 $3,221 4.84%
    Other Asian 8 $2,040,000 $255,000 $4,294 4.34%
    Chinese 2 $700,000 $350,000 $3,098 3.25%
    Native Hawaiian or Islander 6 $590,000 $98,333 $2,342 4.67%
    Vietnamese 1 $75,000 $75,000 $3,681 4.63%
    Other Pacific Islander 1 $55,000 $55,000 $0 5.25%
    Native Hawaiian 1 $45,000 $45,000 $0 5.25%

    Approval Rates

    Total approvals of all applications
    79.78%

    South State Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    72.87%

    South State Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    10.0 6 $400,000 $66,667
    105.63 1 $35,000 $35,000
    106.85 1 $35,000 $35,000
    109.43 1 $35,000 $35,000
    111.5 1 $45,000 $45,000
    112.27 1 $45,000 $45,000
    118.16 1 $45,000 $45,000
    123.58 1 $45,000 $45,000
    123.81 1 $45,000 $45,000
    124.91 1 $45,000 $45,000
    126.01 1 $45,000 $45,000
    130.63 1 $45,000 $45,000
    131.47 1 $45,000 $45,000
    131.87 1 $45,000 $45,000
    136.71 1 $55,000 $55,000
    141.65 1 $55,000 $55,000
    142.64 1 $55,000 $55,000
    143.35 1 $55,000 $55,000
    144.06 1 $55,000 $55,000
    146.01 1 $55,000 $55,000
    148.09 1 $55,000 $55,000
    149.51 1 $55,000 $55,000
    155.09 1 $55,000 $55,000
    156.35 1 $55,000 $55,000
    157.87 1 $55,000 $55,000
    160.0 1 $65,000 $65,000
    162.33 1 $65,000 $65,000
    162.8 1 $65,000 $65,000
    169.35 1 $65,000 $65,000
    173.89 1 $65,000 $65,000
    180.19 1 $65,000 $65,000
    184.42 1 $35,000 $35,000
    198.7 1 $75,000 $75,000
    213.79 1 $85,000 $85,000
    229.76 1 $85,000 $85,000
    238.1 1 $95,000 $95,000
    250.09 1 $95,000 $95,000
    256.65 1 $95,000 $95,000
    258.01 1 $95,000 $95,000
    282.95 1 $105,000 $105,000
    409.0 315 $20,165,000 $64,016
    80.28 1 $25,000 $25,000
    90.59 1 $35,000 $35,000
    92.61 1 $35,000 $35,000
    96.29 1 $35,000 $35,000
    NA 7,772 $1,855,480,000 $238,739

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 9 $30,595,000 $3,399,444
    Single Family (1-4 Units):Manufactured 433 $28,905,000 $66,755
    Single Family (1-4 Units):Site-Built 7,694 $1,818,990,000 $236,417

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,145 $164,075,000 $143,297 $3,332 4.28%
    40-60% 876 $241,660,000 $275,868 $4,102 4.40%
    60-80% 1,829 $578,195,000 $316,126 $4,316 4.56%
    80-100% 2,975 $797,895,000 $268,200 $3,668 4.62%
    Over 100% 67 $16,265,000 $242,761 $6,444 4.18%
    Under 20% 1,236 $79,890,000 $64,636 $2,876 4.34%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    SOUTHSTATE BANK, N.A. - 520 GERVAIS STREET BRANCH Conventional home mortgage Struggling to pay mortgage 1 12.5%
    SOUTHSTATE BANK, N.A. - 520 GERVAIS STREET BRANCH Conventional home mortgage Trouble during payment process 3 37.5%
    SOUTHSTATE BANK, N.A. - 520 GERVAIS STREET BRANCH Home equity loan or line of credit (HELOC) Trouble during payment process 1 12.5%
    SOUTHSTATE BANK, N.A. - 520 GERVAIS STREET BRANCH Other type of mortgage Closing on a mortgage 1 12.5%
    SOUTHSTATE BANK, N.A. - 520 GERVAIS STREET BRANCH Other type of mortgage Trouble during payment process 1 12.5%
    SOUTHSTATE BANK, N.A. - 520 GERVAIS STREET BRANCH Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    South State Bank #1 Five Forks Plaza Court Simpsonville, SC 29681 Full Service B&M $64,864
    South State Bank 100 Chatham Parkway Garden City, GA 31408 Full Service B&M $25,924
    South State Bank 100 Exchange Street Hilton Head Island, SC 29926 Full Service B&M $107,102
    South State Bank 1001 Pine Log Rd Aiken, SC 29803 Full Service B&M $88,383
    South State Bank 1006 E. Butler Road Greenville, SC 29607 Full Service B&M $124,747
    South State Bank 1025 Church Street Georgetown, SC 29440 Full Service B&M $69,577
    South State Bank 1032 Johnnie Dobbs Blvd Mount Pleasant, SC 29464 Full Service B&M $91,816
    South State Bank 1043 E. Morehead Street, Suite 201 Charlotte, NC 28204 Full Service B&M $317,703
    South State Bank 1057 Providence Road Charlotte, NC 28207 Full Service B&M $64,467
    South State Bank 106 West Main Street Rockwell, NC 28138 Full Service B&M $41,017
    South State Bank 10671 S. Jacob Smart Boulevard Ridgeland, SC 29936 Full Service B&M $111,918
    South State Bank 108 Pamplico Highway Florence, SC 29505 Full Service B&M $50,754
    South State Bank 109 Montague Street Greenwood, SC 29649 Full Service B&M $73,092
    South State Bank 1100 Knox Abbott Drive Cayce, SC 29033 Full Service B&M $24,007
    South State Bank 11001 West Broad Street Glen Allen, VA 23060 Full Service B&M $85,367
    South State Bank 11039 Ocean Highway Pawleys Island, SC 29585 Full Service B&M $68,155
    South State Bank 1111 S. Big A Road Toccoa, GA 30577 Full Service Retail $42,380
    South State Bank 1117 Military Cutoff Road Wilmington, NC 28405 Full Service B&M $53,840
    South State Bank 1117 New Pointe Blvd Leland, NC 28451 Full Service B&M $26,474
    South State Bank 1121 Boundary Street Beaufort, SC 29901 Full Service B&M $58,261
    South State Bank 1127 Ebenezer Road Rock Hill, SC 29732 Full Service B&M $272,272
    South State Bank 1141 Broad Street Sumter, SC 29150 Full Service B&M $49,497
    South State Bank 1185 Folly Road Charleston, SC 29412 Full Service B&M $80,679
    South State Bank 1255 St. Matthews Road Orangeburg, SC 29118 Full Service B&M $218,289
    South State Bank 1309 Sam Rittenberg Boulevard Charleston, SC 29407 Full Service B&M $79,727
    South State Bank 1315 North Main Street Summerville, SC 29483 Full Service B&M $42,901
    South State Bank 13201 Rittenhouse Dr. Midlothian, VA 23112 Full Service Retail $11,359
    South State Bank 1328 Fording Island Road Bluffton, SC 29910 Full Service B&M $62,018
    South State Bank 13731 Providence Road Weddington, NC 28104 Full Service B&M $20,378
    South State Bank 138 East Columbia Avenue Batesburg-Leesville, SC 29070 Full Service B&M $38,124
    South State Bank 13816 East Independence Blvd. Indian Trail, NC 28079 Full Service B&M $27,730
    South State Bank 14572 U.S. Highway 17 Hampstead, NC 28443 Full Service B&M $40,673
    South State Bank 149 Laurens Street, Nw Aiken, SC 29801 Full Service B&M $43,563
    South State Bank 1530 Walton Way Augusta, GA 30904 Full Service B&M $67,105
    South State Bank 1580 Koger Center Boulevard Richmond, VA 23235 Full Service B&M $43,894
    South State Bank 1670 Neal Hawkins Road Gastonia, NC 28056 Full Service B&M $28,125
    South State Bank 172 Ashley Avenue Charleston, SC 29403 Full Service B&M $19,431
    South State Bank 174 Hwy 441 North Clayton, GA 30525 Full Service B&M $41,306
    South State Bank 1776 Staples Mill Richmond, VA 23230 Full Service B&M $119,418
    South State Bank 1800 East Main Street Easley, SC 29640 Full Service B&M $116,694
    South State Bank 1851 North Elm Street Commerce, GA 30529 Full Service B&M $85,719
    South State Bank 18587 Heritage Way Denmark, SC 29042 Full Service B&M $50,826
    South State Bank 189 Sea Island Parkway Beaufort, SC 29907 Full Service B&M $87,389
    South State Bank 1899 Highway 17 North Mount Pleasant, SC 29464 Full Service B&M $77,460
    South State Bank 192 East Woodrow Avenue Belmont, NC 28012 Full Service B&M $23,949
    South State Bank 1925 Marietta Highway Canton, GA 30114 Full Service B&M $36,443
    South State Bank 1955 Magwood Road Charleston, SC 29414 Full Service B&M $84,059
    South State Bank 1960 Old Trolley Road Summerville, SC 29483 Full Service B&M $11,352
    South State Bank 198 Jacobs Highway Clinton, SC 29325 Full Service B&M $32,072
    South State Bank 199 Habersham Co Shopping Center Cornelia, GA 30531 Full Service Retail $26,723
    South State Bank 2 Palmetto Bay Road Hilton Head Island, SC 29928 Full Service B&M $106,613
    South State Bank 20 South Main Street Hiawassee, GA 30546 Full Service B&M $102,673
    South State Bank 200 East Broad Street Greenville, SC 29601 Full Service B&M $238,648
    South State Bank 200 North Main Street Saluda, SC 29138 Full Service B&M $35,854
    South State Bank 2005c Oakheart Road Myrtle Beach, SC 29579 Full Service B&M $15,134
    South State Bank 201 Bypass 123 Seneca, SC 29678 Full Service B&M $58,308
    South State Bank 201 Columbiana Drive Columbia, SC 29212 Full Service B&M $42,674
    South State Bank 201 East Greenville Street Anderson, SC 29621 Full Service B&M $116,480
    South State Bank 2010 Clemson Road Columbia, SC 29229 Full Service B&M $24,214
    South State Bank 2021 Hoffmeyer Road Florence, SC 29501 Full Service B&M $87,886
    South State Bank 203 South Main Street Abbeville, SC 29620 Full Service B&M $48,941
    South State Bank 203 West Main Street Union, SC 29379 Full Service B&M $51,990
    South State Bank 206 Hillcrest Drive Laurens, SC 29360 Full Service B&M $30,019
    South State Bank 209 North Elm Street Commerce, GA 30529 Limited, Drive-thru $0
    South State Bank 211 Highway 17 North Surfside Beach, SC 29575 Full Service B&M $60,498
    South State Bank 2123 Highway 81 N Anderson, SC 29621 Full Service B&M $23,772
    South State Bank 218 St. James Blvd. Goose Creek, SC 29445 Full Service B&M $54,360
    South State Bank 21979 Whyte Hardee Blvd Hardeeville, SC 29927 Full Service B&M $46,175
    South State Bank 220 Orvin Lance Connector Blue Ridge, GA 30513 Full Service B&M $42,861
    South State Bank 222 East Main Street Rock Hill, SC 29730 Full Service B&M $56,128
    South State Bank 2245 Gateway Access Drive, Suite 209 Raleigh, NC 27607 Full Service B&M $11,235
    South State Bank 233 South Main Street Mount Holly, NC 28120 Full Service B&M $26,587
    South State Bank 241 East Howell Street Hartwell, GA 30643 Full Service B&M $52,388
    South State Bank 2440 Mall Drive Charleston, SC 29406 Full Service B&M $0
    South State Bank 25 Bull Street Savannah, GA 31401 Full Service B&M $193,440
    South State Bank 265 South Irby Street Florence, SC 29501 Full Service B&M $140,156
    South State Bank 266 West Main Street Lake City, SC 29560 Full Service B&M $30,735
    South State Bank 2709-A Church Street Conway, SC 29526 Full Service B&M $11,365
    South State Bank 2742 West Roosevelt Boulevard Monroe, NC 28112 Full Service B&M $40,595
    South State Bank 2770 Main Highway Bamberg, SC 29003 Full Service B&M $39,124
    South State Bank 2810 Buford Road North Chesterfield, VA 23235 Full Service B&M $25,513
    South State Bank 282 Historical Highway 441 North Cornelia, GA 30531 Full Service B&M $71,895
    South State Bank 3000 Proprietors Place Mount Pleasant, SC 29464 Full Service Retail $17,343
    South State Bank 3025 St. Matthews Rd. Orangeburg, SC 29118 Limited, Drive-thru $0
    South State Bank 307 North Center Street Statesville, NC 28677 Full Service B&M $31,722
    South State Bank 30983 Highway 441 South Commerce, GA 30529 Full Service Retail $16,310
    South State Bank 3111 Peach Orchard Road Augusta, GA 30906 Full Service B&M $120,534
    South State Bank 3133 Washington Road Augusta, GA 30907 Full Service B&M $28,473
    South State Bank 3135 Dallas High Shoals Road Dallas, NC 28034 Full Service B&M $27,183
    South State Bank 315 Folly Road Charleston, SC 29412 Full Service B&M $88,452
    South State Bank 317 Highway 52, North Moncks Corner, SC 29461 Full Service B&M $98,937
    South State Bank 32 Eighth Street Augusta, GA 30901 Full Service B&M $57,057
    South State Bank 32 William Pope Drive Okatie, SC 29909 Full Service B&M $53,800
    South State Bank 320 Main Street Spartanburg, SC 29302 Full Service B&M $39,740
    South State Bank 325 South Sharon Amity Road Charlotte, NC 28211 Full Service B&M $39,650
    South State Bank 336 Georgia Avenue, Ste 104 North Augusta, SC 29841 Full Service B&M $58,969
    South State Bank 3400 Rivers Ave Charleston, SC 29405 Full Service B&M $14,302
    South State Bank 3530 Wheeler Road Augusta, GA 30909 Full Service B&M $379,036
    South State Bank 3622 Pelham Road Greenville, SC 29615 Full Service B&M $66,803
    South State Bank 3628 Savannah Highway Johns Island, SC 29455 Full Service B&M $65,379
    South State Bank 3630 Thompson Bridge Road Gainesville, GA 30506 Full Service Retail $10,900
    South State Bank 3701 Shipyard Boulevard Wilmington, NC 28403 Full Service B&M $48,007
    South State Bank 3702 South College Road Wilmington, NC 28412 Full Service B&M $58,741
    South State Bank 4 Hood Road Greenville, SC 29611 Full Service B&M $55,786
    South State Bank 4 Mimosa Street Winder, GA 30680 Full Service B&M $41,255
    South State Bank 400 Mall Boulevard Savannah, GA 31406 Full Service B&M $85,244
    South State Bank 401 West Innes Street Salisbury, NC 28144 Full Service B&M $44,284
    South State Bank 409 Fury's Ferry Road Martinez, GA 30907 Full Service B&M $136,962
    South State Bank 409 South Washington Highway Ashland, VA 23005 Full Service B&M $39,750
    South State Bank 4109 Columbia Road Martinez, GA 30907 Full Service B&M $171,698
    South State Bank 412 South Highway 27 Stanley, NC 28164 Full Service B&M $18,618
    South State Bank 4132 Forest Drive Columbia, SC 29204 Full Service B&M $38,806
    South State Bank 4210 Highway 17 Bypass Murrells Inlet, SC 29576 Full Service B&M $90,925
    South State Bank 424 Hampton Avenue Pickens, SC 29671 Full Service B&M $54,146
    South State Bank 4331 Robert M Grissom Parkway Myrtle Beach, SC 29577 Full Service B&M $86,362
    South State Bank 4440 Washington Road Evans, GA 30809 Full Service B&M $37,210
    South State Bank 448 North Main Street Cornelia, GA 30531 Full Service B&M $102,785
    South State Bank 45 East Antrim Drive Greenville, SC 29607 Full Service B&M $79,429
    South State Bank 450 Ee Butler Pkwy Gainesville, GA 30501 Full Service B&M $93,771
    South State Bank 455 Epps Bridge Parkway, Suite 104 Athens, GA 30606 Full Service Retail $36,868
    South State Bank 458 Highway 515 E Blairsville, GA 30512 Full Service B&M $53,646
    South State Bank 46 Broad Street Charleston, SC 29401 Full Service B&M $368,312
    South State Bank 4741 Highway 80 East Savannah, GA 31410 Full Service B&M $53,444
    South State Bank 4809 Waters Avenue Savannah, GA 31405 Full Service B&M $22,847
    South State Bank 489 Highland Xing East Ellijay, GA 30540 Full Service B&M $55,407
    South State Bank 4962 Centre Pointe Drive North Charleston, SC 29418 Full Service B&M $55,257
    South State Bank 50 A Meeting Street Savannah, GA 31411 Full Service Retail $27,619
    South State Bank 501 Main Street Conway, SC 29526 Full Service B&M $40,078
    South State Bank 5019 Dick Pond Road Myrtle Beach, SC 29588 Full Service B&M $48,423
    South State Bank 502 North Duncan By-Pass Union, SC 29379 Full Service B&M $53,871
    South State Bank 5109 Sunset Boulevard Lexington, SC 29072 Full Service B&M $61,524
    South State Bank 519 South New Hope Road Gastonia, NC 28054 Full Service B&M $97,246
    South State Bank 520 Gervais Street Columbia, SC 29201 Full Service B&M $309,119
    South State Bank 520 North Jeffries Boulevard Walterboro, SC 29488 Full Service B&M $91,620
    South State Bank 528 Old Greenville Highway Clemson, SC 29631 Full Service B&M $33,868
    South State Bank 536 W Greenwood Street Abbeville, SC 29620 Full Service B&M $0
    South State Bank 537 Sc 72 Byp Nw Greenwood, SC 29649 Full Service B&M $90,625
    South State Bank 541 Seaboard Street Myrtle Beach, SC 29577 Full Service Retail $15,691
    South State Bank 5542 Memorial Boulevard Saint George, SC 29477 Full Service B&M $77,396
    South State Bank 575 South Main Street Cleveland, GA 30528 Full Service B&M $59,225
    South State Bank 600 Robertson Boulevard Walterboro, SC 29488 Limited, Drive-thru $0
    South State Bank 606 Main Street North Myrtle Beach, SC 29582 Full Service B&M $47,050
    South State Bank 627 Ronald Reagan Drive Evans, GA 30809 Full Service B&M $152,900
    South State Bank 632 Long Point Road Mount Pleasant, SC 29464 Full Service B&M $67,535
    South State Bank 637 Rutledge Avenue Charleston, SC 29403 Full Service B&M $26,212
    South State Bank 649 Brawley School Road Mooresville, NC 28117 Full Service B&M $23,677
    South State Bank 6512 Old No. 6 Hwy. Elloree, SC 29047 Full Service B&M $42,091
    South State Bank 6525 Morrison Boulevard Charlotte, NC 28211 Full Service B&M $180,863
    South State Bank 657 Bass Drive Santee, SC 29142 Full Service B&M $39,717
    South State Bank 690 Bacon's Bridge Road Summerville, SC 29485 Full Service B&M $80,277
    South State Bank 702 Montague Ave Greenwood, SC 29649 Full Service B&M $85,469
    South State Bank 71 Memorial Drive Jefferson, GA 30549 Full Service B&M $58,162
    South State Bank 7100 Three Chopt Road Richmond, VA 23226 Full Service B&M $58,932
    South State Bank 717 Anderson Street Belton, SC 29627 Full Service B&M $51,062
    South State Bank 7850 Rivers Ave. North Charleston, SC 29406 Full Service B&M $46,363
    South State Bank 796 Sunset Boulevard North Sunset Beach, NC 28468 Full Service B&M $37,860
    South State Bank 801 E. Liberty Street York, SC 29745 Full Service B&M $36,530
    South State Bank 801 Highway 321 South Winnsboro, SC 29180 Full Service B&M $51,006
    South State Bank 808 East Tom Hall Street Fort Mill, SC 29715 Full Service B&M $88,447
    South State Bank 817 Dave Gibson Boulevard Fort Mill, SC 29708 Full Service B&M $65,406
    South State Bank 822 Coleman Boulevard Mount Pleasant, SC 29464 Full Service B&M $90,064
    South State Bank 825 South 5th Street Hartsville, SC 29550 Full Service B&M $57,282
    South State Bank 8450 Dorchester Road North Charleston, SC 29420 Full Service B&M $38,764
    South State Bank 855 Savannah Hwy Charleston, SC 29407 Full Service B&M $101,158
    South State Bank 9 Oak Forest Rd Bluffton, SC 29910 Full Service B&M $45,281
    South State Bank 901 E. Cary Street Richmond, VA 23219 Full Service B&M $30,279
    South State Bank 949 Washington Street Clarkesville, GA 30523 Full Service B&M $126,152
    South State Bank 950 John C. Calhoun Drive, S.E. Orangeburg, SC 29115 Full Service B&M $139,112
    South State Bank 9971 Ford Avenue Richmond Hill, GA 31324 Full Service B&M $147,037
    South State Bank 999 Wilson Road Newberry, SC 29108 Full Service B&M $81,075

    For 2018, South State Bank had 170 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $566,997
    Net interest income $518,453
    Total noninterest income $168,280
    Gross Fiduciary activities income $13,608
    Service charges on deposit accounts $47,142
    Trading account gains and fees $0
    Additional Noninterest Income $107,530
    Pre-tax net operating income $239,984
    Securities gains (or losses, -) $-635
    Income before extraordinary items $190,911
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $190,911
    Minority interest net income $0
    Net income $190,911
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $191,419

    South State Bank's gross interest income from loans was $566,997,000.
    South State Bank's net interest income from loans was $518,453,000.
    South State Bank's fee based income from loans was $47,142,000.
    South State Bank's net income from loans was $190,911,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $48,544
    Provision for credit losses $13,783
    Total noninterest expense $432,966
    Salaries and employee benefits $233,130
    Premises and equipment expense $47,065
    Additional noninterest expense $152,771
    Applicable income taxes $48,438
    Net charge-offs $4,926
    Cash dividends $117,158

    South State Bank's interest expense for loans was $48,544,000.
    South State Bank's payroll and benefits expense were $233,130,000.
    South State Bank's property, plant and equipment expenses $47,065,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $11,667,736
    Deposits held in domestic offices $11,667,736
    Deposits by Individuals, partnerships, and corporations $11,070,466
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $583,599
    Deposits by Commercial banks and other depository institutions in U.S. $13,671
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,592,476
    Demand deposits $851,611
    Nontransaction accounts $10,075,260
    Money market deposit accounts (MMDAs) $6,897,272
    Other savings deposits (excluding MMDAs) $1,399,815
    Total time deposits $1,778,173
    Total time and savings deposits $10,816,125
    Noninterest-bearing deposits $3,082,572
    Interest-bearing deposits $8,585,164
    Retail deposits $11,362,113
    IRAs and Keogh plan accounts $353,965
    Brokered deposits $7,644
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $14,673,422
    Cash & Balances due from depository institutions $376,006
    Interest-bearing balances $124,595
    Total securities $1,517,067
    Federal funds sold & reverse repurchase $32,677
    Net loans and leases $10,984,962
    Loan and leases loss allowance $55,798
    Trading account assets $0
    Bank premises and fixed assets $241,076
    Other real estate owned $11,410
    Goodwill and other intangibles $1,100,527
    All other assets $409,697

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $14,673,422
    Total Liabilities $12,215,150
    Total deposits $11,667,736
    Interest-bearing deposits $8,585,164
    Deposits held in domestic offices $11,667,736
    % insured (estimated) $79
    Federal funds purchased and repurchase agreements $270,647
    Trading liabilities $0
    Other borrowed funds $150,918
    Subordinated debt $0
    All other liabilities $125,849

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $10,984,962
    Loan and leases loss allowance $55,798
    Total loans and leases (domestic) $11,040,760
    All real estate loans $9,141,928
    Real estate loans in domestic offices $9,141,928
    Construction and development loans $1,037,409
    Residential 1-4 family construction $294,470
    Other construction, all land development and other land $742,939
    Loans secured by nonfarm nonresidential properties $3,993,342
    Nonfarm nonresidential secured by owner-occupied properties $2,035,253
    Commercial real estate & other non-farm, non-residential $1,958,089
    Multifamily residential real estate $214,079
    1-4 family residential loans $3,826,786
    Farmland loans $70,312
    Loans held in foreign offices $0
    Farm loans $7,448
    Commercial and industrial loans $961,998
    To non-U.S. addressees $0
    Loans to individuals $602,728
    Credit card loans $0
    Related Plans $13,829
    Consumer Auto Loans $195,368
    Other loans to individuals $393,531
    All other loans & leases $326,658
    Loans to foreign governments and official institutions $0
    Other loans $142,339
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,231
    Non 1-4 family restructured loans & leases $1,613
    Total loans and leases (foreign) $0

    South State Bank had $10,984,962,000 of loans outstanding in 2018. $9,141,928,000 of loans were in real estate loans. $1,037,409,000 of loans were in development loans. $214,079,000 of loans were in multifamily mortgage loans. $3,826,786,000 of loans were in 1-4 family mortgage loans. $7,448,000 of loans were in farm loans. $0 of loans were in credit card loans. $195,368,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 4,248 $953,529 $224,465
    Nonfarm, nonresidential loans - <$100k 787 $32,786 $41,659
    Nonfarm, nonresidential loans - $100-250k 1,424 $175,596 $123,312
    Nonfarm, nonresidential loans - $250k-1MM 2,037 $745,147 $365,806
    Commercial & Industrial, US addressed loans - <$1MM 7,942 $508,185 $63,987
    Commercial & Industrial, US addressed loans - <$100k 5,877 $122,099 $20,776
    Commercial & Industrial, US addressed loans - $100-250k 1,138 $119,676 $105,163
    Commercial & Industrial, US addressed loans - $250k-1MM 927 $266,410 $287,389
    Farmland loans - <$1MM 236 $29,547 $125,199
    Farmland loans - <$100k 88 $3,770 $42,841
    Farmland loans - $100-250k 102 $11,687 $114,578
    Farmland loans - $250k-1MM 46 $14,090 $306,304
    Agriculture operations loans - <$1MM 120 $5,202 $43,350
    Agriculture operations loans - <$100k 95 $1,839 $19,358
    Agriculture operations loans - $100-250k 16 $1,568 $98,000
    Agriculture operations loans - $250k-1MM 9 $1,795 $199,444