GREENVILLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Greenville averaged 6.97% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

The average rate for the prior week (2024-04-11) was 6.55% and one month ago for the week of 2024-03-14, the average rate was 6.21%.

Greenville's average rate one year ago was 5.94%.

For refis of the same type during the week of 2024-04-18, the average rate was 7.56%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-18 7.1%
Greenville 30 Year Fixed Rate 2024-04-18 6.97%
Greenville 30 Year Fixed Rate Refi 2024-04-18 7.56%
Greenville 15 Year Fixed Rate 2024-04-18 6.81%
Greenville 15 Year Fixed Rate Refi 2024-04-18 6.99%
Greenville 30 Year FHA 2024-04-18 6.38%
Greenville 30 Year FHA Refi 2024-04-18 7.06%
Greenville 30 Year USDA 2024-04-18 6.66%
Greenville 30 Year USDA Refi 2024-04-18 6.76%
Greenville 30 Year VA 2024-04-18 6.47%
Greenville 30 Year VA Refi 2024-04-18 6.96%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GREENVILLE, NC.

GREENVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GREENVILLE, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
STATE EMPLOYEES' 244 5.86% $4,121
DHI MORTGAGE COMPANY, LTD. 68 5.67% $2,421
Truist 66 6.44% $5,688
Alcova Mortgage LLC 60 6.73% $4,987
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 58 6.92% $6,534
QUICKEN LOANS, LLC 49 6.82% $7,016
Towne Bank 45 6.71% $5,798
LOCAL GOVERNMENT FEDERAL CREDIT UNION 36 6.09% $3,961
First-Citizens Bank & Trust Company 34 6.31% $4,074
Southern Bank and Trust Company 32 6.46% $3,510
Wells Fargo Bank 28 6.77% $4,455
Integrity Home Mortgage Corp 22 6.73% $7,341
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 20 6.94% $5,889
MOVEMENT MORTGAGE, LLC 14 6.58% $6,477
American Security Mortgage Corp. 12 6.98% $4,257
GUARANTEED RATE, INC. 12 6.86% $3,803
NAVY FEDERAL CREDIT UNION 12 6.89% $4,548
UNITED WHOLESALE MORTGAGE, LLC 9 7.24% $8,680
First National Bank of Pennsylvania 9 5.92% $3,737
ACADEMY MORTGAGE CORPORATION 7 5.68% $2,707
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.37% $5,824
Mortgage Research Center, LLC 6 6.60% $5,916
TIDEWATER MORTGAGE SERVICES, INC. 6 7.06% $7,323
Mr. Cooper ( Nationstar Mortgage ) 6 6.58% $7,176
JPMorgan Chase Bank 5 7.27% $3,866
PENNYMAC LOAN SERVICES, LLC 5 6.90% $6,506
BROKER SOLUTIONS, INC. 5 6.87% $5,874
VANDERBILT MORTGAGE AND FINANCE, INC. 5 8.29% $5,414
WEYCO COMMUNITY CREDIT UNION 5 5.25% $4,440
CORNERSTONE HOME LENDING, INC. 5 6.84% $7,305
Flagstar Bank, FSB 4 7.25% $4,993
First Horizon Bank 4 6.31% $3,978
Bank of America 4 5.94% $2,822
PNC Bank 4 6.88% $4,831
USAA Federal Savings Bank 4 6.69% $4,134
NFM, INC. 4 7.24% $8,512
UNION HOME MORTGAGE CORP. 3 6.46% $6,387
First Bank 3 7.04% $4,816
BETTER MORTGAGE CORPORATION 3 6.63% $2,765
CARDINAL FINANCIAL 3 6.92% $6,349
TD Bank 3 5.75% $3,994
The Central Trust Bank 3 6.88% $5,810
North State Bank 3 6.46% $4,069
FREEDOM MORTGAGE CORPORATION 3 6.75% $7,915
United Bank 3 6.29% $3,642
U.S. Bank 3 6.50% $2,911
LOANDEPOT.COM, LLC 3 7.29% $2,683
INTERCOASTAL MORTGAGE COMPANY 3 6.86% $6,648
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.96% $6,808
American Mortgage & Equity Consultants, Inc. 3 7.00% $8,903
RBC Bank, (Georgia) 2 5.94% $2,115
MICHIGAN MUTUAL, INC. 2 6.31% $5,343
CHARLOTTE METRO FEDERAL CREDIT UNION 2 6.70% $4,487
SOUTHERN TRUST MORTGAGE, LLC 2 7.00% $4,554
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.81% $7,752
Fifth Third Bank 2 6.38% $6,045
Ameris Bank 2 6.44% $3,765
EVERETT FINANCIAL, INC. 2 6.94% $13,014
CMG MORTGAGE, INC. 2 6.25% $4,472
AMERISAVE MORTGAGE CORPORATION 2 5.69% $5,877
Discover Bank 2 8.17% $0
Paramount Residential Mortgage Group, Inc. 2 6.69% $4,928
COASTAL Federal Credit Union 2 6.50% $5,245
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.50% $2,999
The Huntington National Bank 2 6.61% $5,900
Plains Commerce Bank 2 6.50% $7,497
EMM LOANS LLC 2 6.25% $4,336
PREMIA MORTGAGE, LLC 2 6.75% $2,963
DIGITAL Federal Credit Union 2 5.56% $4,392
AgCarolina Farm Credit, FLCA 2 8.34% $6,999
NETWORK CAPITAL FUNDING CORPORATION 1 7.63% $5,452
ACOPIA, LLC 1 7.50% $5,664
Advance Financial Group, LLC 1 6.50% $10,798
AMERICAN FINANCING CORPORATION 1 6.50% $2,774
American National Bank and Trust Company 1 7.13% $3,440
ATLANTA POSTAL 1 7.88% $5,497
Barrington Bank & Trust Company, N.A. 1 7.38% $5,980
BAYCOAST MORTGAGE COMPANY, LLC 1 7.00% $3,301
BAYSHORE MORTGAGE FUNDING, LLC 1 6.88% $3,823
Bell Bank 1 6.50% $6,456
Blue Ridge Bank 1 7.63% $8,604
CALIBER HOME LOANS, INC. 1 7.13% $3,845
CAPITAL CENTER, L.L.C. 1 7.13% $309
Citizens Bank 1 5.88% $4,115
COMMONWEALTH ONE FEDERAL CREDIT UNION 1 4.63% $6,487
CONTOUR MORTGAGE CORPORATION 1 7.00% $3,782
Corporate Investors Mortgage Group, Inc. 1 7.63% $3,414
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.38% $3,945
CROSSCOUNTRY MORTGAGE, LLC 1 6.45% $7,591
EASTMAN 1 5.75% $3,288
EMBRACE HOME LOANS, INC. 1 6.49% $4,727
ENVOY MORTGAGE, LTD 1 7.38% $8,639
EQUITY RESOURCES, INC. 1 8.13% $2,970
Farmers Bank & Trust 1 7.50% $3,492
FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $4,536
First Federal Bank 1 5.75% $6,715
First National Bank of America 1 9.38% $7,560
Gate City Bank 1 7.00% $5,035
General Mortgage Capital Corporation 1 6.88% $4,114
GREENSTATE CREDIT UNION 1 6.13% $2,892
GSF Mortgage Corporation 1 6.63% $11,555
GUILD MORTGAGE COMPANY 1 6.99% $3,676
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.63% $6,504
HOMESPIRE MORTGAGE CORPORATION 1 6.50% $3,621
HOMEXPRESS MORTGAGE CORP. 1 8.88% $10,287
KeyBank 1 7.25% $3,430
LAKEVIEW LOAN SERVICING, LLC 1 6.63% $5,261
MLD MORTGAGE INC. 1 6.49% $7,845
MORTGAGE EQUITY PARTNERS LLC 1 7.25% $4,157
1ST ADVANTAGE FEDERAL CREDIT UNION 1 6.63% $8,972
NJ LENDERS CORP. 1 7.50% $4,290
NMSI, INC. 1 6.88% $6,463
PANORAMA MORTGAGE GROUP, LLC 1 6.50% $8,341
PENTAGON FEDERAL CREDIT UNION 1 6.50% $4,072
PLANET HOME LENDING, LLC 1 5.88% $7,197
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.38% $4,759
Prosperity Home Mortgage, LLC 1 6.38% $6,571
RAPID MORTGAGE COMPANY 1 6.63% $4,012
Regions Bank 1 6.25% $4,590
SeaTrust Mortgage Company 1 7.38% $3,666
SIRVA MORTGAGE, INC. 1 6.25% $4,792
South State Bank 1 5.88% $9,950
State Department Federal Credit Union 1 5.63% $5,046
State Financial Network, LLC 1 6.00% $4,153
SUCCESS MORTGAGE PARTNERS, INC. 1 7.25% $7,319
Sunflower Bank 1 6.75% $3,835
Third Federal Savings and Loan Association of Cleveland 1 6.19% $3,316
Towne Mortgage of the Carolinas, LLC 1 7.00% $4,195
United Community Bank 1 6.75% $10,643
UTILITIES EMPLOYEES CREDIT UNION 1 7.38% $3,501
V.I.P. MORTGAGE, INC. 1 7.13% $7,590
WESCOM CENTRAL CREDIT UNION 1 7.13% $3,614
ZILLOW HOME LOANS, LLC 1 7.75% $3,724

GREENVILLE Average Closing Costs & Other Stats

GREENVILLE, NC's 133 lenders originated 3,258 loans during 2023. The total origination value was $820,200,000, with an average loan value of $251,750.

GREENVILLE's average closing costs are $4,545.

The top GREENVILLE lender as defined by loan originations is STATE EMPLOYEES', with 244 loans originated. Their average total fees are $4,121, which is $1,700 higher than the next largest lender, DHI MORTGAGE COMPANY, LTD..

The lowest fee GREENVILLE lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($2,421), Southern Bank and Trust Company ($3,510), GUARANTEED RATE, INC. ($3,803), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,961) and First-Citizens Bank & Trust Company ($4,074).

The lowest rate GREENVILLE lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.67%), STATE EMPLOYEES' (5.86%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (6.09%), First-Citizens Bank & Trust Company (6.31%) and Truist (6.44%).

GREENVILLE, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
STATE EMPLOYEES' $134,385,000 $94,290,000 -29.8% 11.5%
NORTHMARQ CAPITAL FINANCE, L.L.C. $62,505,000 n/a 7.6%
Truist $45,760,000 $38,760,000 -15.3% 4.7%
DHI MORTGAGE COMPANY, LTD. $12,520,000 $36,400,000 190.7% 4.4%
Southern Bank and Trust Company $52,675,000 $34,785,000 -34.0% 4.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $43,470,000 $31,015,000 -28.7% 3.8%
Towne Bank $52,090,000 $28,005,000 -46.2% 3.4%
Alcova Mortgage LLC $49,360,000 $27,655,000 -44.0% 3.4%
First-Citizens Bank & Trust Company $34,240,000 $27,500,000 -19.7% 3.4%
GREYSTONE SERVICING COMPANY LLC $26,705,000 n/a 3.3%
Webster Bank $26,705,000 n/a 3.3%
QUICKEN LOANS, LLC $37,630,000 $26,055,000 -30.8% 3.2%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $24,055,000 $13,815,000 -42.6% 1.7%
Mortgage Research Center, LLC $15,675,000 $13,430,000 -14.3% 1.6%
Integrity Home Mortgage Corp $620,000 $10,945,000 1,665.3% 1.3%
First Bank $33,600,000 $10,245,000 -69.5% 1.2%
NAVY FEDERAL CREDIT UNION $9,715,000 $9,250,000 -4.8% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $8,730,000 $8,760,000 0.3% 1.1%
MOVEMENT MORTGAGE, LLC $14,150,000 $8,240,000 -41.8% 1.0%
Wells Fargo Bank $29,980,000 $8,130,000 -72.9% 1.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $14,095,000 $7,590,000 -46.2% 0.9%
First National Bank of Pennsylvania $9,530,000 $7,120,000 -25.3% 0.9%
GUARANTEED RATE, INC. $5,310,000 $6,345,000 19.5% 0.8%
American Security Mortgage Corp. $2,290,000 $6,190,000 170.3% 0.8%
PNC Bank $19,655,000 $5,395,000 -72.6% 0.7%
United Bank $18,760,000 $5,240,000 -72.1% 0.6%
Bank of America $6,295,000 $4,840,000 -23.1% 0.6%
ACADEMY MORTGAGE CORPORATION $2,420,000 $4,435,000 83.3% 0.5%
PENNYMAC LOAN SERVICES, LLC $10,035,000 $4,365,000 -56.5% 0.5%
Arbor Realty Trust, Inc. $4,310,000 n/a 0.5%
Bank OZK $365,000 $3,845,000 953.4% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $5,760,000 $3,830,000 -33.5% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,690,000 $3,780,000 2.4% 0.5%
FREEDOM MORTGAGE CORPORATION $6,565,000 $3,775,000 -42.5% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,795,000 $3,700,000 -2.5% 0.5%
TIDEWATER MORTGAGE SERVICES, INC. $3,690,000 n/a 0.4%
LOANDEPOT.COM, LLC $6,975,000 $3,675,000 -47.3% 0.4%
CARDINAL FINANCIAL $9,480,000 $3,490,000 -63.2% 0.4%
The Central Trust Bank $285,000 $3,030,000 963.2% 0.4%
First Horizon Bank $1,805,000 $2,995,000 65.9% 0.4%
Cedar Rapids Bank and Trust Company $2,885,000 n/a 0.4%
EMM LOANS LLC $855,000 $2,865,000 235.1% 0.3%
USAA Federal Savings Bank $4,285,000 $2,765,000 -35.5% 0.3%
BROKER SOLUTIONS, INC. $6,385,000 $2,740,000 -57.1% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,065,000 $2,490,000 133.8% 0.3%
NEW DAY FINANCIAL, LLC $2,530,000 $2,480,000 -2.0% 0.3%
American Mortgage & Equity Consultants, Inc. $2,380,000 n/a 0.3%
CORNERSTONE HOME LENDING, INC. $2,945,000 $2,315,000 -21.4% 0.3%
Touchstone Bank $2,275,000 n/a 0.3%
21ST MORTGAGE CORPORATION $1,560,000 $2,035,000 30.4% 0.2%
NEWREZ LLC $2,110,000 $2,015,000 -4.5% 0.2%
NFM, INC. $945,000 $1,905,000 101.6% 0.2%
JPMorgan Chase Bank $3,865,000 $1,850,000 -52.1% 0.2%
LENDINGHOME FUNDING CORPORATION $1,015,000 $1,780,000 75.4% 0.2%
TD Bank $995,000 $1,770,000 77.9% 0.2%
VILLAGE CAPITAL MORTGAGE $1,355,000 $1,675,000 23.6% 0.2%
COASTAL Federal Credit Union $2,150,000 $1,665,000 -22.6% 0.2%
AgCarolina Farm Credit, FLCA $2,245,000 $1,585,000 -29.4% 0.2%
INTERCOASTAL MORTGAGE COMPANY $1,540,000 $1,465,000 -4.9% 0.2%
WEYCO COMMUNITY CREDIT UNION $1,385,000 n/a 0.2%
GSF Mortgage Corporation $1,745,000 $1,375,000 -21.2% 0.2%
LIMA ONE CAPITAL, LLC $15,775,000 $1,305,000 -91.7% 0.2%
SeaTrust Mortgage Company $295,000 $1,285,000 335.6% 0.2%
The Huntington National Bank $1,095,000 $1,285,000 17.4% 0.2%
AMERISAVE MORTGAGE CORPORATION $4,780,000 $1,275,000 -73.3% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $1,530,000 $1,265,000 -17.3% 0.2%
VELOCITY COMMERCIAL CAPITAL, LLC $1,245,000 n/a 0.2%
South State Bank $410,000 $1,170,000 185.4% 0.1%
U.S. Bank $1,660,000 $1,170,000 -29.5% 0.1%
PREMIA MORTGAGE, LLC $580,000 $1,160,000 100.0% 0.1%
Sound Bank $1,155,000 n/a 0.1%
Citizens Bank $2,145,000 $1,080,000 -49.7% 0.1%
MLD MORTGAGE INC. $480,000 $1,035,000 115.6% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,300,000 $1,025,000 -21.2% 0.1%
Paramount Residential Mortgage Group, Inc. $1,395,000 $1,020,000 -26.9% 0.1%
DIGITAL Federal Credit Union $265,000 $1,015,000 283.0% 0.1%
Discover Bank $490,000 $965,000 96.9% 0.1%
Northpointe Bank $1,510,000 $965,000 -36.1% 0.1%
CALCON MUTUAL MORTGAGE LLC $305,000 $950,000 211.5% 0.1%
MICHIGAN MUTUAL, INC. $380,000 $940,000 147.4% 0.1%
Flagstar Bank, FSB $2,180,000 $930,000 -57.3% 0.1%
North State Bank $570,000 $915,000 60.5% 0.1%
PENTAGON FEDERAL CREDIT UNION $3,525,000 $885,000 -74.9% 0.1%
UNION HOME MORTGAGE CORP. $2,525,000 $855,000 -66.1% 0.1%
EVERETT FINANCIAL, INC. $1,150,000 $800,000 -30.4% 0.1%
Blue Ridge Bank $875,000 $785,000 -10.3% 0.1%
Plains Commerce Bank $365,000 $775,000 112.3% 0.1%
SIRVA MORTGAGE, INC. $750,000 n/a 0.1%
Mid-Continent Funding, Inc. $910,000 $745,000 -18.1% 0.1%
BETTER MORTGAGE CORPORATION $2,440,000 $730,000 -70.1% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $155,000 $715,000 361.3% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $660,000 n/a 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $295,000 $645,000 118.6% 0.1%
Prosperity Home Mortgage, LLC $935,000 $640,000 -31.6% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $880,000 $630,000 -28.4% 0.1%
Fifth Third Bank $945,000 $625,000 -33.9% 0.1%
The Federal Savings Bank $1,640,000 $615,000 -62.5% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $225,000 $585,000 160.0% 0.1%
Truliant Federal Credit Union $305,000 $585,000 91.8% 0.1%
Bell Bank $580,000 n/a 0.1%
Grandbridge Real Estate Capital LLC $575,000 n/a 0.1%
The Loan Store, Inc. $575,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $560,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $615,000 $540,000 -12.2% 0.1%
CMG MORTGAGE, INC. $2,570,000 $515,000 -80.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $825,000 $515,000 -37.6% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $500,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $290,000 $495,000 70.7% 0.1%
Equity Prime Mortgage LLC $560,000 $485,000 -13.4% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,570,000 $465,000 -70.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $830,000 $465,000 -44.0% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $440,000 n/a 0.1%
CHARLOTTE METRO FEDERAL CREDIT UNION $710,000 $440,000 -38.0% 0.1%
HOMEXPRESS MORTGAGE CORP. $380,000 $440,000 15.8% 0.1%
ENVOY MORTGAGE, LTD $435,000 n/a 0.1%
Advance Financial Group, LLC $425,000 n/a 0.1%
Regions Bank $760,000 $405,000 -46.7% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $405,000 n/a 0.0%
Bank of England $95,000 $400,000 321.1% 0.0%
AMERICAN FINANCING CORPORATION $1,020,000 $390,000 -61.8% 0.0%
Barrington Bank & Trust Company, N.A. $760,000 $390,000 -48.7% 0.0%
Figure Lending LLC $1,235,000 $380,000 -69.2% 0.0%
FBC MORTGAGE, LLC $430,000 $375,000 -12.8% 0.0%
Peoples Bank $375,000 n/a 0.0%
Carrington Mortgage Services, LLC $2,715,000 $370,000 -86.4% 0.0%
KeyBank $365,000 n/a 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $355,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $165,000 $355,000 115.2% 0.0%
SPRING EQ, LLC $470,000 $350,000 -25.5% 0.0%
AmeriHome Mortgage Company, LLC $215,000 $345,000 60.5% 0.0%
TOTAL MORTGAGE SERVICES, LLC $330,000 $345,000 4.5% 0.0%
RBC Bank, (Georgia) $340,000 n/a 0.0%
GUILD MORTGAGE COMPANY $350,000 $335,000 -4.3% 0.0%
Ameris Bank $1,050,000 $330,000 -68.6% 0.0%
SILVER HILL FUNDING, LLC $330,000 n/a 0.0%
Towne Mortgage of the Carolinas, LLC $585,000 $330,000 -43.6% 0.0%
First IC Corporation $315,000 n/a 0.0%
North American Savings Bank, F.S.B. $760,000 $315,000 -58.6% 0.0%
Sunflower Bank $315,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $305,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $165,000 $300,000 81.8% 0.0%
TOP FLITE FINANCIAL, INC. $290,000 n/a 0.0%
United Community Bank $290,000 n/a 0.0%
CSL Financial, LLC $285,000 n/a 0.0%
FAIR WAY LENDING LLC $1,365,000 $285,000 -79.1% 0.0%
OCMBC, INC. $280,000 n/a 0.0%
1ST ADVANTAGE FEDERAL CREDIT UNION $275,000 n/a 0.0%
AMWEST FUNDING CORP. $1,260,000 $275,000 -78.2% 0.0%
NBKC BANK $630,000 $275,000 -56.3% 0.0%
WESCOM CENTRAL CREDIT UNION $275,000 n/a 0.0%
Corporate Investors Mortgage Group, Inc. $2,170,000 $265,000 -87.8% 0.0%
CBM Mortgage, Inc. $255,000 n/a 0.0%
CityWorth Mortgage LLC $620,000 $255,000 -58.9% 0.0%
HOMESTEAD FUNDING CORP. $1,185,000 $250,000 -78.9% 0.0%
GoPrime Mortgage, Inc. $2,460,000 $245,000 -90.0% 0.0%
THRIVE MORTGAGE, LLC $755,000 $245,000 -67.5% 0.0%
CAPITAL CENTER, L.L.C. $1,380,000 $235,000 -83.0% 0.0%
EQUITY RESOURCES, INC. $535,000 $235,000 -56.1% 0.0%
PLANET HOME LENDING, LLC $530,000 $235,000 -55.7% 0.0%
Renasant Bank $395,000 $235,000 -40.5% 0.0%
AMERICAN HERITAGE LENDING, INC. $625,000 $230,000 -63.2% 0.0%
FIRST FLIGHT FEDERAL CREDIT UNION $540,000 $230,000 -57.4% 0.0%
NEXERA HOLDING LLC $230,000 n/a 0.0%
PREMIER LENDING, INC. $230,000 n/a 0.0%
First Federal Bank $225,000 n/a 0.0%
Gate City Bank $225,000 n/a 0.0%
NMSI, INC. $225,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $215,000 n/a 0.0%
CALIBER HOME LOANS, INC. $4,960,000 $215,000 -95.7% 0.0%
GREENSTATE CREDIT UNION $215,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $215,000 n/a 0.0%
First National Bank of America $95,000 $210,000 121.1% 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $205,000 n/a 0.0%
Centennial Bank $205,000 n/a 0.0%
MY MORTGAGE, INC. $205,000 n/a 0.0%
NJ LENDERS CORP. $205,000 n/a 0.0%
Pinnacle Bank $95,000 $205,000 115.8% 0.0%
ZILLOW HOME LOANS, LLC $325,000 $205,000 -36.9% 0.0%
Hometown Equity Mortgage, LLC $155,000 $195,000 25.8% 0.0%
AXIA FINANCIAL, LLC $185,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $185,000 n/a 0.0%
EASTMAN $185,000 n/a 0.0%
State Financial Network, LLC $185,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $630,000 $185,000 -70.6% 0.0%
The Fidelity Bank $290,000 $185,000 -36.2% 0.0%
V.I.P. MORTGAGE, INC. $185,000 n/a 0.0%
ACOPIA, LLC $175,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $265,000 $175,000 -34.0% 0.0%
Farmers Bank & Trust $385,000 $175,000 -54.5% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $165,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $360,000 $165,000 -54.2% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $165,000 n/a 0.0%
American National Bank and Trust Company $7,370,000 $155,000 -97.9% 0.0%
EMBRACE HOME LOANS, INC. $365,000 $155,000 -57.5% 0.0%
MILEND, INC. $155,000 n/a 0.0%
MORTGAGE EQUITY PARTNERS LLC $155,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $155,000 n/a 0.0%
M&T Bank $1,280,000 $145,000 -88.7% 0.0%
RAPID MORTGAGE COMPANY $145,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $700,000 $140,000 -80.0% 0.0%
ATLANTA POSTAL $135,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $815,000 $125,000 -84.7% 0.0%
Benchmark Community Bank $500,000 $115,000 -77.0% 0.0%
CIVIC FINANCIAL SERVICES, LLC $1,780,000 $115,000 -93.5% 0.0%
State Department Federal Credit Union $115,000 n/a 0.0%
ALLIANT CREDIT UNION $105,000 $105,000 0.0% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $105,000 n/a 0.0%
General Mortgage Capital Corporation $175,000 $105,000 -40.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $225,000 $105,000 -53.3% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $105,000 n/a 0.0%
West Alabama Bank & Trust $105,000 n/a 0.0%
Axos Bank $95,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $95,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $245,000 $85,000 -65.3% 0.0%
ALLEGACY FEDERAL CREDIT UNION $380,000 $75,000 -80.3% 0.0%
Nicolet National Bank $75,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $65,000 n/a 0.0%
New Republic Savings Bank $45,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $40,000 n/a 0.0%
Signature Federal Credit Union $25,000 n/a 0.0%

GREENVILLE's top lender by overall market share is STATE EMPLOYEES', with 11.5% market share. In second place, with 7.6%, is NORTHMARQ CAPITAL FINANCE, L.L.C., having originated $62,505,000 in loans. In third place, with 4.7%, is Truist, having originated $38,760,000 in loans. In fourth place, with 4.4%, is DHI MORTGAGE COMPANY, LTD., having originated $36,400,000 in loans. In fifth place, with 4.2%, is Southern Bank and Trust Company, having originated $34,785,000 in loans.


GREENVILLE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - GREENVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $194,700 (14.6%) $227,940 (13.2%) 0.72 528
2018-02-01 $196,450 (15.6%) $233,899 (13.4%) 0.71 522
2018-03-01 $198,750 (12.3%) $234,674 (12.2%) 0.70 535
2018-04-01 $207,450 (15.3%) $245,507 (15.7%) 0.70 536
2018-05-01 $204,900 (9.9%) $243,978 (10.8%) 0.68 560
2018-06-01 $205,750 (8.9%) $245,041 (8.9%) 0.69 574
2018-07-01 $204,900 (9.8%) $246,767 (9.6%) 0.68 553
2018-08-01 $199,900 (9.6%) $243,988 (10.1%) 0.67 535
2018-09-01 $197,000 (6.5%) $234,678 (5.0%) 0.66 553
2018-10-01 $196,000 (2.3%) $232,635 (3.2%) 0.66 545
2018-11-01 $198,900 (2.0%) $235,938 (3.4%) 0.67 507
2018-12-01 $197,900 (3.1%) $235,269 (5.3%) 0.68 465
2019-01-01 $199,525 (2.5%) $236,695 (3.8%) 0.69 396
2019-02-01 $203,150 (3.4%) $239,374 (2.3%) 0.69 388
2019-03-01 $214,050 (7.7%) $246,010 (4.8%) 0.70 371
2019-04-01 $223,335 (7.7%) $253,808 (3.4%) 0.71 360
2019-05-01 $239,900 (17.1%) $262,929 (7.8%) 0.75 353
2019-06-01 $238,950 (16.1%) $260,761 (6.4%) 0.75 339
2019-07-01 $222,445 (8.6%) $247,318 (0.2%) 0.70 366
2019-08-01 $221,175 (10.6%) $247,306 (1.4%) 0.70 371
2019-09-01 $215,451 (9.4%) $241,180 (2.8%) 0.69 383
2019-10-01 $211,636 (8.0%) $237,096 (1.9%) 0.68 385
2019-11-01 $219,900 (10.6%) $239,011 (1.3%) 0.72 367
2019-12-01 $225,000 (13.7%) $243,769 (3.6%) 0.75 372
2020-01-01 $227,000 (13.8%) $252,949 (6.9%) 0.76 341
2020-02-01 $229,950 (13.2%) $258,095 (7.8%) 0.75 323
2020-03-01 $235,975 (10.2%) $266,333 (8.3%) 0.74 334
2020-04-01 $238,250 (6.7%) $269,685 (6.3%) 0.75 341
2020-05-01 $251,495 (4.8%) $284,369 (8.2%) 0.76 315
2020-06-01 $257,748 (7.9%) $294,725 (13.0%) 0.76 277
2020-07-01 $267,487 (20.3%) $315,342 (27.5%) 0.78 266
2020-08-01 $267,224 (20.8%) $333,861 (35.0%) 0.77 243
2020-09-01 $266,700 (23.8%) $329,791 (36.7%) 0.76 220
2020-10-01 $264,900 (25.2%) $323,472 (36.4%) 0.76 205
2020-11-01 $261,748 (19.0%) $327,686 (37.1%) 0.77 202
2020-12-01 $257,198 (14.3%) $334,919 (37.4%) 0.76 177
2021-01-01 $257,500 (13.4%) $340,541 (34.6%) 0.77 158
2021-02-01 $251,695 (9.5%) $336,303 (30.3%) 0.73 128
2021-03-01 $265,795 (12.6%) $353,204 (32.6%) 0.75 127
2021-04-01 $247,450 (3.9%) $333,669 (23.7%) 0.67 136
2021-05-01 $238,900 (-5.0%) $334,681 (17.7%) 0.63 137
2021-06-01 $250,373 (-2.9%) $343,036 (16.4%) 0.66 139
2021-07-01 $243,500 (-9.0%) $322,272 (2.2%) 0.64 160
2021-08-01 $244,500 (-8.5%) $282,397 (-15.4%) 0.65 179
2021-09-01 $250,243 (-6.2%) $286,722 (-13.1%) 0.67 190
2021-10-01 $253,245 (-4.4%) $294,227 (-9.0%) 0.68 182
2021-11-01 $275,000 (5.1%) $317,244 (-3.2%) 0.74 170
2021-12-01 $255,748 (-0.6%) $301,493 (-10.0%) 0.69 147
2022-01-01 $263,500 (2.3%) $311,595 (-8.5%) 0.71 103
2022-02-01 $262,450 (4.3%) $307,957 (-8.4%) 0.68 80
2022-03-01 $262,475 (-1.3%) $314,863 (-10.9%) 0.66 71
2022-04-01 $279,900 (13.1%) $368,052 (10.3%) 0.67 94
2022-05-01 $293,225 (22.7%) $379,655 (13.4%) 0.67 119
2022-06-01 $320,745 (28.1%) $391,080 (14.0%) 0.71 145
2022-07-01 $337,045 (38.4%) $403,044 (25.1%) 0.76 178
2022-08-01 $346,175 (41.6%) $404,031 (43.1%) 0.80 195
2022-09-01 $334,823 (33.8%) $385,680 (34.5%) 0.78 224
2022-10-01 $346,600 (36.9%) $397,648 (35.2%) 0.82 230
2022-11-01 $353,225 (28.5%) $395,535 (24.7%) 0.85 246
2022-12-01 $343,400 (34.3%) $383,243 (27.1%) 0.85 257
2023-01-01 $345,525 (31.1%) $392,234 (25.9%) 0.86 250
2023-02-01 $337,000 (28.4%) $355,715 (15.5%) 0.81 227
2023-03-01 $344,900 (31.4%) $357,596 (13.6%) 0.81 225
2023-04-01 $344,650 (23.1%) $365,448 (-0.7%) 0.80 223
2023-05-01 $345,475 (17.8%) $369,065 (-2.8%) 0.78 217
2023-06-01 $345,475 (7.7%) $365,479 (-6.6%) 0.78 210
2023-07-01 $324,900 (-3.6%) $357,403 (-11.3%) 0.74 223
2023-08-01 $321,445 (-7.1%) $345,356 (-14.5%) 0.74 235
2023-09-01 $319,500 (-4.6%) $341,763 (-11.4%) 0.74 241
2023-10-01 $317,995 (-8.3%) $343,344 (-13.7%) 0.75 251
2023-11-01 $313,095 (-11.4%) $325,954 (-17.6%) 0.75 282
2023-12-01 $309,900 (-9.8%) $324,686 (-15.3%) 0.76 289
2024-01-01 $302,450 (-12.5%) $317,237 (-19.1%) 0.74 280
2024-02-01 $297,450 (-11.7%) $316,187 (-11.1%) 0.72 281
2024-03-01 $294,950 (-14.5%) $317,823 (-11.1%) 0.69 309
GREENVILLE's median listing price for 2024-03-01 was $294,950, a difference of $-49,950 (-14.5%) versus the prior year and $-2,500 versus the prior month.

GREENVILLE's median listing price comes in at 69% of the national average.

GREENVILLE's average listing price for 2024-03-01 was $317,823, a difference of $-39,773 (-11.1%) versus the prior year and $1,636 versus the prior month.

For the 2024-03-01 period, GREENVILLE had 309 MLS listings, a difference of 28 listings (10%) versus the prior month and 84 listings (37%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - GREENVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 94 days 2,010 sqft
2018-02-01 78 days 2,084 sqft
2018-03-01 67 days 2,055 sqft
2018-04-01 60 days 2,157 sqft
2018-05-01 58 days 2,126 sqft
2018-06-01 58 days 2,147 sqft
2018-07-01 67 days 2,097 sqft
2018-08-01 73 days 2,077 sqft
2018-09-01 79 days 2,022 sqft
2018-10-01 84 days 2,011 sqft
2018-11-01 94 days 2,049 sqft
2018-12-01 100 days 2,019 sqft
2019-01-01 100 days 1,989 sqft
2019-02-01 82 days 2,064 sqft
2019-03-01 62 days 2,145 sqft
2019-04-01 49 days 2,214 sqft
2019-05-01 41 days 2,290 sqft
2019-06-01 52 days 2,233 sqft
2019-07-01 52 days 2,142 sqft
2019-08-01 54 days 2,169 sqft
2019-09-01 59 days 2,133 sqft
2019-10-01 63 days 2,109 sqft
2019-11-01 67 days 2,127 sqft
2019-12-01 72 days 2,153 sqft
2020-01-01 80 days 2,152 sqft
2020-02-01 74 days 2,182 sqft
2020-03-01 61 days 2,204 sqft
2020-04-01 66 days 2,205 sqft
2020-05-01 71 days 2,325 sqft
2020-06-01 83 days 2,379 sqft
2020-07-01 57 days 2,491 sqft
2020-08-01 50 days 2,436 sqft
2020-09-01 65 days 2,357 sqft
2020-10-01 67 days 2,278 sqft
2020-11-01 64 days 2,301 sqft
2020-12-01 71 days 2,232 sqft
2021-01-01 73 days 2,242 sqft
2021-02-01 55 days 2,203 sqft
2021-03-01 39 days 2,242 sqft
2021-04-01 39 days 2,124 sqft
2021-05-01 37 days 1,977 sqft
2021-06-01 38 days 2,033 sqft
2021-07-01 35 days 2,007 sqft
2021-08-01 34 days 2,009 sqft
2021-09-01 37 days 2,012 sqft
2021-10-01 39 days 2,006 sqft
2021-11-01 46 days 2,027 sqft
2021-12-01 72 days 1,933 sqft
2022-01-01 61 days 1,926 sqft
2022-02-01 48 days 1,925 sqft
2022-03-01 35 days 1,939 sqft
2022-04-01 22 days 1,998 sqft
2022-05-01 26 days 1,972 sqft
2022-06-01 33 days 2,102 sqft
2022-07-01 37 days 2,190 sqft
2022-08-01 43 days 2,194 sqft
2022-09-01 46 days 2,175 sqft
2022-10-01 51 days 2,182 sqft
2022-11-01 54 days 2,177 sqft
2022-12-01 60 days 2,163 sqft
2023-01-01 76 days 2,160 sqft
2023-02-01 61 days 2,162 sqft
2023-03-01 53 days 2,183 sqft
2023-04-01 44 days 2,196 sqft
2023-05-01 48 days 2,225 sqft
2023-06-01 54 days 2,206 sqft
2023-07-01 44 days 2,129 sqft
2023-08-01 42 days 2,111 sqft
2023-09-01 48 days 2,043 sqft
2023-10-01 56 days 2,032 sqft
2023-11-01 49 days 1,994 sqft
2023-12-01 51 days 1,995 sqft
2024-01-01 61 days 1,937 sqft
2024-02-01 51 days 1,902 sqft
2024-03-01 41 days 1,886 sqft
GREENVILLE's median listing age (time on market) for 2024-03-01 was 41 days. This is -23% shorter than the same period one year ago.

GREENVILLE's median square footage for active listings during the 2024-03-01 period was 1,886 sqft. One year prior, the average listing was 2,183 sqft.

GREENVILLE, NC Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
27812 Greenville, NC MSA $690 $690 $860 $1,170 $1,460
27817 Greenville, NC MSA $820 $820 $1,020 $1,390 $1,740
27827 Greenville, NC MSA $790 $790 $990 $1,340 $1,650
27828 Greenville, NC MSA $780 $780 $970 $1,320 $1,650
27829 Greenville, NC MSA $770 $770 $960 $1,300 $1,590
27833 Greenville, NC MSA $820 $820 $1,020 $1,390 $1,740
27834 Greenville, NC MSA $830 $830 $1,030 $1,400 $1,750
27835 Greenville, NC MSA $820 $820 $1,020 $1,390 $1,740
27836 Greenville, NC MSA $820 $820 $1,020 $1,390 $1,740
27837 Greenville, NC MSA $710 $720 $890 $1,210 $1,520
27852 Greenville, NC MSA $660 $670 $820 $1,130 $1,410
27858 Greenville, NC MSA $870 $870 $1,080 $1,470 $1,840
27871 Greenville, NC MSA $700 $700 $870 $1,180 $1,480
27879 Greenville, NC MSA $910 $920 $1,140 $1,550 $1,940
27884 Greenville, NC MSA $770 $770 $950 $1,300 $1,620
27886 Greenville, NC MSA $660 $670 $820 $1,130 $1,410
27888 Greenville, NC MSA $730 $730 $910 $1,240 $1,550
27889 Greenville, NC MSA $750 $760 $940 $1,280 $1,600
28513 Greenville, NC MSA $660 $670 $820 $1,130 $1,410
28530 Greenville, NC MSA $700 $710 $890 $1,200 $1,520
28586 Greenville, NC MSA $690 $700 $890 $1,190 $1,520
28590 Greenville, NC MSA $910 $920 $1,140 $1,550 $1,940

2022 Average & Median Rent Data Statistics
GREENVILLE, NC average 1BR rent: $770, median: $770
GREENVILLE, NC average 2BR rent: $957, median: $955
GREENVILLE, NC average 3BR rent: $1,302, median: $1,300

GREENVILLE, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,926 $477,360,000 $247,850
Other 401 $71,705,000 $178,815
Home Improvement 360 $26,220,000 $72,833
Refi 324 $194,410,000 $600,031
Cash Out Refi 247 $50,505,000 $204,474

Greenville's most frequently cited loan purpose was Home Purchase, with 1,926 originations. The 2nd most popular reason was Other, with 401 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,003 $295,275,000 $294,392
7-8% 780 $125,940,000 $161,462
5-6% 655 $274,965,000 $419,794
4-5% 372 $41,640,000 $111,935
Over 8% 347 $44,945,000 $129,524
<2.5% 68 $900,000 $13,235
3-4% 7 $1,125,000 $160,714
2.5-3% 4 $900,000 $225,000

During 2023, Greenville's most frequently originated rate bucket was 6-7%, with 1,003 originations.

Loan Sizing (GREENVILLE, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,119 $306,865,000 $274,231
$100k-200k 972 $142,380,000 $146,481
$100,000 or less 948 $51,390,000 $54,209
$400k-600k 157 $73,365,000 $467,293
$600k-1000k 37 $26,475,000 $715,541
$Over $1MM 25 $219,725,000 $8,789,000

GREENVILLE's loan sizing saw the bucket of loans from $200k-400k with 1,119 originations, totaling $306,865,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,289 $347,235,000 $269,383
60-80% 681 $245,355,000 $360,286
20-40% 478 $48,000,000 $100,418
Under 20% 467 $20,205,000 $43,266
40-60% 244 $130,630,000 $535,369
Over 100% 59 $17,075,000 $289,407

GREENVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,289 originations, totaling $347,235,000 in origination value.