Alaska Usa Federal Credit Union Mortgage Rates, Fees & Info

Anchorage, AK

LEI: 549300DK7QID2ZON6Q55

Tax ID: 92-0019874

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Alaska Usa Federal Credit Union is a smaller credit union specializing in Home Purchase loans. Alaska Usa Federal Credit Union has an average proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Phoenix, Portland, Los Angeles, and San Francisco among others. We have data for 102 markets. (Some data included below & more in-depth data is available with an active subscription.)

Alaska Usa Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alaska Usa Federal Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.68% 12/23/24
30 Year Conventional Refi 6.60% 12/23/24
30 Year Cash-out Refi 7.59% 12/23/24
30 Year FHA Purchase 7.74% 12/23/24
30 Year FHA Refi 6.27% 12/23/24
30 Year VA Purchase 5.90% 12/23/24
30 Year VA Refi 6.27% 12/23/24
30 Year USDA Purchase 6.27% 12/23/24
30 Year USDA Refi 6.27% 12/23/24
15 Year Conventional Purchase 8.99% 12/23/24
15 Year Conventional Refi 5.68% 12/23/24
15 Year Cash-out Refi 5.68% 12/23/24
15 Year VA Purchase 5.68% 12/23/24
15 Year VA Refi 5.68% 12/23/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Alaska Usa Federal Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Alaska Usa Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,223

Origination Dollar Volume (All Markets)

$598,415,000
Show all (6) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 576 $172,710,000 $299,844 $2,078 5.13%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 485 $84,515,000 $174,258 $2,661 5.08%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 349 $53,105,000 $152,163 $250 6.07%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 199 $40,865,000 $205,352 $0 6.16%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 159 $30,895,000 $194,308 $0 6.15%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 196 $24,650,000 $125,765 $0 5.83%
ANCHORAGE, AK (FHA|USDA|VA) 240 $18,280,000 $76,167 $1,144 4.49%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 15 $12,725,000 $848,333 $554 4.93%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 59 $11,605,000 $196,695 $0 6.16%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 66 $10,150,000 $153,788 $0 6.22%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 52 $9,810,000 $188,654 $6,652 5.74%
Outside of Metro Areas 113 $8,975,000 $79,425 $1,550 4.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 38 $8,030,000 $211,316 $0 6.02%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 49 $7,665,000 $156,429 $0 6.34%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $7,035,000 $781,667 $0 5.38%
Ellensburg, WA (FHA|USDA|VA) 14 $6,400,000 $457,143 $0 4.82%
PROVO-OREM, UT (FHA|USDA|VA) 33 $5,345,000 $161,970 $0 6.22%
BOISE CITY, ID (FHA|USDA|VA) 31 $5,175,000 $166,935 $0 6.32%
STOCKTON, CA (FHA|USDA|VA) 39 $4,775,000 $122,436 $0 6.16%
SALT LAKE CITY, UT (FHA|USDA|VA) 28 $4,250,000 $151,786 $0 6.18%
BEND, OR (FHA|USDA|VA) 21 $3,865,000 $184,048 $0 6.28%
TUCSON, AZ (FHA|USDA|VA) 21 $3,805,000 $181,190 $6,074 4.73%
SALEM, OR (FHA|USDA|VA) 24 $3,390,000 $141,250 $0 6.28%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 15 $3,035,000 $202,333 $0 6.19%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 15 $2,635,000 $175,667 $0 6.34%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 13 $2,545,000 $195,769 $0 5.47%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 13 $2,485,000 $191,154 $0 6.09%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 19 $2,425,000 $127,632 $0 6.29%
VALLEJO, CA (FHA|USDA|VA) 18 $2,420,000 $134,444 $0 6.35%
MEDFORD, OR (FHA|USDA|VA) 10 $2,180,000 $218,000 $0 5.89%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 10 $1,890,000 $189,000 $2,202 3.96%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 9 $1,855,000 $206,111 $0 6.13%
FAIRBANKS, AK (FHA|USDA|VA) 36 $1,740,000 $48,333 $779 4.53%
Bozeman, MT (FHA|USDA|VA) 6 $1,690,000 $281,667 $0 6.03%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 11 $1,565,000 $142,273 $0 5.99%
BELLINGHAM, WA (FHA|USDA|VA) 13 $1,555,000 $119,615 $0 5.78%
Outside of Metro Areas 9 $1,545,000 $171,667 $0 6.27%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 9 $1,545,000 $171,667 $0 6.30%
NAPA, CA (FHA|USDA|VA) 5 $1,395,000 $279,000 $0 5.59%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $1,325,000 $189,286 $1,729 5.99%
Juneau, AK (FHA|USDA|VA) 20 $1,250,000 $62,500 $250 4.80%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 9 $1,185,000 $131,667 $0 6.30%
ST. GEORGE, UT (FHA|USDA|VA) 5 $1,105,000 $221,000 $0 6.19%
MISSOULA, MT (FHA|USDA|VA) 3 $975,000 $325,000 $0 6.32%
GREELEY, CO (FHA|USDA|VA) 7 $905,000 $129,286 $0 6.35%
RENO, NV (FHA|USDA|VA) 6 $900,000 $150,000 $0 5.99%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $860,000 $143,333 $0 6.24%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 8 $860,000 $107,500 $0 6.24%
Centralia, WA (FHA|USDA|VA) 3 $855,000 $285,000 $8,364 5.24%
Oak Harbor, WA (FHA|USDA|VA) 10 $850,000 $85,000 $0 4.81%
MODESTO, CA (FHA|USDA|VA) 3 $845,000 $281,667 $0 5.82%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $800,000 $200,000 $0 5.80%
CORVALLIS, OR (FHA|USDA|VA) 5 $785,000 $157,000 $0 6.19%
FRESNO, CA (FHA|USDA|VA) 7 $765,000 $109,286 $0 6.35%
LONGVIEW, WA (FHA|USDA|VA) 5 $705,000 $141,000 $0 5.69%
Heber, UT (FHA|USDA|VA) 4 $690,000 $172,500 $0 6.24%
FORT COLLINS, CO (FHA|USDA|VA) 5 $635,000 $127,000 $0 6.39%
SALINAS, CA (FHA|USDA|VA) 4 $620,000 $155,000 $0 6.37%
WENATCHEE, WA (FHA|USDA|VA) 3 $575,000 $191,667 $0 5.41%
Shelton, WA (FHA|USDA|VA) 4 $560,000 $140,000 $574 5.51%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $545,000 $109,000 $0 6.29%
Prineville, OR (FHA|USDA|VA) 2 $520,000 $260,000 $0 6.12%
BAKERSFIELD, CA (FHA|USDA|VA) 4 $490,000 $122,500 $0 6.49%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $475,000 $158,333 $0 6.24%
Durango, CO (FHA|USDA|VA) 2 $460,000 $230,000 $0 5.74%
BOULDER, CO (FHA|USDA|VA) 3 $425,000 $141,667 $0 5.74%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $415,000 $415,000 $0 2.75%
Newport, OR (FHA|USDA|VA) 3 $405,000 $135,000 $0 6.74%
Port Angeles, WA (FHA|USDA|VA) 2 $390,000 $195,000 $0 6.12%
Nogales, AZ (FHA|USDA|VA) 1 $375,000 $375,000 $4,488 2.75%
POCATELLO, ID (FHA|USDA|VA) 2 $370,000 $185,000 $0 5.74%
Breckenridge, CO (FHA|USDA|VA) 1 $335,000 $335,000 $0 6.49%
Hood River, OR (FHA|USDA|VA) 3 $315,000 $105,000 $0 6.49%
CHICO, CA (FHA|USDA|VA) 3 $315,000 $105,000 $0 5.99%
Ukiah, CA (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.49%
REDDING, CA (FHA|USDA|VA) 2 $300,000 $150,000 $0 6.49%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.49%
WALLA WALLA, WA (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.99%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.49%
MADERA, CA (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.99%
GRANTS PASS, OR (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.99%
Payson, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $4,053 2.88%
VISALIA, CA (FHA|USDA|VA) 2 $210,000 $105,000 $0 6.49%
LOGAN, UT-ID (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.99%
Brookings, OR (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.99%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.49%
YAKIMA, WA (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.49%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.49%
Fernley, NV (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.49%
Blackfoot, ID (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.49%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.24%
MERCED, CA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.49%
Astoria, OR (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.49%
Show Low, AZ (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.49%
Klamath Falls, OR (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.74%
Fort Morgan, CO (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.49%
Edwards, CO (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.49%
Sonora, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.49%
Aberdeen, WA (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.75%
La Grande, OR (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.49%
YUMA, AZ (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.49%
Ketchikan, AK (FHA|USDA|VA) 2 $50,000 $25,000 $250 5.24%
Alaska Usa Federal Credit Union's top markets include Seattle, Phoenix, Portland, Los Angeles, and San Francisco among others.

Their top states include:
  • Washington (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Alaska (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Alaska USA Federal Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Titan Mortgage Capital, Inc.
    Similarity Rank: 6
    TRUE NORTH FEDERAL CREDIT UNION
    Similarity Rank: 81
    INDUSTRIAL CU OF WHATCOM COUNTY
    Similarity Rank: 86
    First National Bank Alaska
    Similarity Rank: 310
    CREDIT UNION 1
    Similarity Rank: 328
    Chaffey Federal Credit Union
    Similarity Rank: 345
    TRISTAR FINANCE, INC.
    Similarity Rank: 378
    GUARANTY MORTGAGE SERVICE, INC.
    Similarity Rank: 392

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 2,571 $430,695,000 $167,520 n/a 5.92%
    Conventional 464 $153,180,000 $330,129 $2,195 3.94%
    FHA 159 $7,655,000 $48,145 $784 4.47%
    FHA 14 $1,350,000 $96,429 $0 4.18%
    VA 13 $3,685,000 $283,462 $5,715 2.94%
    Reverse Mortgage 1 $1,495,000 $1,495,000 $0 3.95%
    USDA 1 $355,000 $355,000 $8,364 2.75%

    For 2020, Alaska Usa Federal Credit Union's most frequently originated type of loan was HELOC, with 2,571 originations. Their 2nd most popular type was Conventional, with 464 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,035 $428,885,000 $210,754 $3,917 5.94%
    Refi 468 $91,060,000 $194,573 $2,191 5.19%
    Home Improvement 308 $22,590,000 $73,344 $438 4.54%
    Other 224 $28,490,000 $127,188 $0 5.21%
    Cash Out Refi 188 $27,390,000 $145,691 $2,573 4.14%

    For 2020, Alaska Usa Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 2,035 originations. The 2nd most popular reason was Refi, with 468 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,759 $480,255,000 $174,069 $3,074 5.74%
    Other 201 $86,335,000 $429,527 $981 4.24%
    20 Year 149 $7,395,000 $49,631 $619 4.71%
    15 Year 80 $23,750,000 $296,875 $1,086 3.95%
    10 Year 24 $510,000 $21,250 $113 4.48%
    5 Year 10 $170,000 $17,000 $0 4.71%

    For 2020, Alaska Usa Federal Credit Union's most frequently cited loan duration was 30 Year, with 2,759 originations. The 2nd most popular length was Other, with 201 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 389 $51,075,000 $131,298
    $1k-2k 29 $8,175,000 $281,897
    $2k-3k 7 $2,315,000 $330,714
    $5k+ 3 $1,815,000 $605,000
    $3k-4k 2 $680,000 $340,000
    $4k-5k 1 $455,000 $455,000

    Alaska Usa Federal Credit Union's average total fees were $3,074, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 389 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 1,397 $196,005,000 $140,304
    5-6% 664 $135,060,000 $203,404
    4-5% 599 $108,585,000 $181,277
    3-4% 418 $124,540,000 $297,943
    2.5-3% 91 $24,055,000 $264,341
    7-8% 40 $6,760,000 $169,000
    <2.5% 9 $2,545,000 $282,778
    Over 8% 2 $160,000 $80,000

    During 2020, Alaska Usa Federal Credit Union's average interest rate for loans was 5.74%, while their most frequently originated rate bucket for loans was 6-7%, with 1,397 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 1,227 $76,595,000 $62,425 $658 5.59%
    $100k-200k 1,053 $150,345,000 $142,778 $1,921 5.66%
    $200k-400k 717 $192,785,000 $268,877 $3,257 5.42%
    $400k-600k 189 $87,695,000 $463,995 $3,390 5.34%
    $1MM+ 25 $82,085,000 $3,283,400 $0 3.99%
    $600k-1MM 12 $8,910,000 $742,500 $3,839 3.57%

    2020 saw Alaska Usa Federal Credit Union place emphasis on $100,000 or less loans with 1,227 originations, totaling $76,595,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 1,276 $197,660,000 $154,906 $1,300 5.84%
    $250k+ 895 $203,505,000 $227,380 $3,966 5.82%
    $100k-150k 588 $66,710,000 $113,452 $2,404 5.40%
    $75k-100k 199 $18,405,000 $92,487 $3,480 4.75%
    $50k-75k 150 $16,290,000 $108,600 $1,163 4.12%
    $50k or less 73 $7,495,000 $102,671 $1,914 4.07%

    Alaska Usa Federal Credit Union lent most frequently to those with incomes in the $150k-250k range, with 1,276 originations. The second most popular income band? $250k+, with 895 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 673 $106,505,000 $158,254 $2,327 5.52%
    20-30% 655 $95,525,000 $145,840 $2,101 5.48%
    44% 298 $50,920,000 $170,872 $2,149 5.97%
    43% 205 $39,665,000 $193,488 $1,019 5.84%
    42% 205 $36,735,000 $179,195 $306 5.67%
    41% 186 $30,910,000 $166,183 $2,048 5.61%
    <20% 177 $25,075,000 $141,667 $1,412 5.04%
    40% 171 $26,785,000 $156,637 $766 5.66%
    37% 140 $24,620,000 $175,857 $4,061 5.56%
    38% 134 $20,690,000 $154,403 $4,538 5.76%
    39% 134 $24,190,000 $180,522 $2,227 5.54%
    36% 126 $19,340,000 $153,492 $0 5.78%
    50-60% 25 $2,395,000 $95,800 $4,418 4.24%
    >60% 16 $550,000 $34,375 $250 4.55%
    45% 16 $4,180,000 $261,250 $2,753 4.08%
    46% 8 $900,000 $112,500 $2,324 3.72%
    47% 7 $895,000 $127,857 $1,487 3.88%
    48% 6 $590,000 $98,333 $2,074 4.20%
    49% 4 $420,000 $105,000 $0 3.65%

    Alaska Usa Federal Credit Union lent most frequently to those with DTI ratios of 30-36%, with 673 originations. The next most common DTI ratio? 20-30%, with 655 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,342 $364,710,000 $155,726 $2,011 5.49%
    Not applicable 33 $86,415,000 $2,618,636 $0 4.10%
    Not provided 432 $79,520,000 $184,074 $0 5.85%
    Asian 291 $48,735,000 $167,474 $2,476 5.76%
    Black 65 $9,655,000 $148,538 $4,025 5.60%
    American Indian 44 $6,700,000 $152,273 $1,896 4.57%
    Native Hawaiian or Islander 10 $1,450,000 $145,000 $10,404 5.87%
    Other Asian 3 $565,000 $188,333 $0 5.91%
    Asian Indian 1 $425,000 $425,000 $0 6.49%
    Guamanian 1 $175,000 $175,000 $0 6.49%
    Chinese 1 $65,000 $65,000 $0 6.49%

    Approval Rates

    Total approvals of all applications
    92.04%

    Alaska Usa Federal Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.79%

    Alaska Usa Federal Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $515,000 $515,000
    100.0 2 $30,000 $15,000
    102.14 1 $15,000 $15,000
    105.0 1 $15,000 $15,000
    108.94 1 $15,000 $15,000
    109.18 1 $15,000 $15,000
    111.6 1 $15,000 $15,000
    112.0 1 $15,000 $15,000
    1141.0 1 $145,000 $145,000
    1149.0 1 $75,000 $75,000
    115.58 1 $15,000 $15,000
    116.75 1 $15,000 $15,000
    1181.0 1 $135,000 $135,000
    120.0 2 $30,000 $15,000
    122.1 1 $15,000 $15,000
    122.6 1 $15,000 $15,000
    124.27 1 $15,000 $15,000
    1244.5 1 $65,000 $65,000
    127.1 1 $15,000 $15,000
    1285.2 1 $135,000 $135,000
    131.91 1 $15,000 $15,000
    13209.8 1 $895,000 $895,000
    1322.61 1 $475,000 $475,000
    1364.0 1 $185,000 $185,000
    1424.0 1 $25,000 $25,000
    1433.0 1 $65,000 $65,000
    146.0 1 $15,000 $15,000
    1489.0 8 $1,390,000 $173,750
    1498.0 1 $75,000 $75,000
    150.0 1 $15,000 $15,000
    1524.0 2 $330,000 $165,000
    1529.65 1 $115,000 $115,000
    1544.0 1 $85,000 $85,000
    155.0 1 $15,000 $15,000
    155.36 1 $15,000 $15,000
    1554.0 1 $165,000 $165,000
    155.41 1 $15,000 $15,000
    155.98 1 $15,000 $15,000
    1584.0 1 $175,000 $175,000
    158.74 1 $15,000 $15,000
    1589.0 1 $185,000 $185,000
    1594.0 1 $175,000 $175,000
    1609.0 1 $135,000 $135,000
    1614.0 1 $165,000 $165,000
    1614.75 1 $95,000 $95,000
    1619.0 2 $470,000 $235,000
    161.93 1 $15,000 $15,000
    1624.0 1 $205,000 $205,000
    1631.0 1 $65,000 $65,000
    1631.6 1 $95,000 $95,000
    1634.0 1 $145,000 $145,000
    1654.0 1 $105,000 $105,000
    165.45 1 $15,000 $15,000
    1664.0 1 $455,000 $455,000
    1669.0 1 $285,000 $285,000
    1690.0 1 $105,000 $105,000
    170.4 1 $15,000 $15,000
    1744.63 1 $125,000 $125,000
    17471.0 1 $375,000 $375,000
    1755.1 1 $245,000 $245,000
    1766.5 1 $385,000 $385,000
    181.0 8 $380,000 $47,500
    1815.2 1 $155,000 $155,000
    1824.0 1 $75,000 $75,000
    184.4 1 $15,000 $15,000
    1844.0 1 $355,000 $355,000
    1846.4 1 $335,000 $335,000
    1894.69 1 $235,000 $235,000
    190.0 1 $15,000 $15,000
    1919.0 1 $195,000 $195,000
    1924.0 1 $145,000 $145,000
    1926.5 1 $175,000 $175,000
    1927.8 2 $830,000 $415,000
    1931.0 1 $145,000 $145,000
    1937.7 2 $850,000 $425,000
    1966.5 1 $75,000 $75,000
    1969.0 1 $145,000 $145,000
    197.14 1 $15,000 $15,000
    1974.0 3 $165,000 $55,000
    199.34 1 $15,000 $15,000
    1995.0 1 $305,000 $305,000
    199.7 1 $15,000 $15,000
    2004.0 1 $165,000 $165,000
    2014.0 2 $660,000 $330,000
    201.47 1 $25,000 $25,000
    2019.0 1 $165,000 $165,000
    2045.5 1 $85,000 $85,000
    2079.0 2 $500,000 $250,000
    208.7 1 $25,000 $25,000
    2094.0 1 $265,000 $265,000
    2102.94 1 $365,000 $365,000
    2106.5 1 $225,000 $225,000
    211.5 1 $25,000 $25,000
    2124.0 1 $115,000 $115,000
    2126.5 1 $185,000 $185,000
    2129.0 1 $205,000 $205,000
    214.49 1 $25,000 $25,000
    2152.08 1 $145,000 $145,000
    2159.0 1 $135,000 $135,000
    2159.31 1 $415,000 $415,000
    216.37 1 $25,000 $25,000
    2174.0 2 $110,000 $55,000
    2184.0 1 $175,000 $175,000
    218.5 1 $65,000 $65,000
    218.72 1 $25,000 $25,000
    2189.0 1 $475,000 $475,000
    2197.0 1 $165,000 $165,000
    220.0 1 $25,000 $25,000
    2209.0 1 $235,000 $235,000
    225.31 1 $25,000 $25,000
    2256.0 1 $25,000 $25,000
    2284.0 1 $295,000 $295,000
    228.5 1 $25,000 $25,000
    231.0 3 $225,000 $75,000
    2314.25 1 $75,000 $75,000
    232.99 1 $25,000 $25,000
    233.0 1 $25,000 $25,000
    235.41 1 $25,000 $25,000
    2359.0 1 $215,000 $215,000
    236.4 1 $25,000 $25,000
    237.25 2 $140,000 $70,000
    237.66 1 $25,000 $25,000
    2377.58 1 $95,000 $95,000
    237.97 1 $25,000 $25,000
    238.28 1 $25,000 $25,000
    240.0 1 $25,000 $25,000
    2415.0 1 $255,000 $255,000
    242.75 1 $25,000 $25,000
    244.15 1 $25,000 $25,000
    245.63 1 $25,000 $25,000
    246.0 1 $25,000 $25,000
    246.57 1 $25,000 $25,000
    2481.0 1 $55,000 $55,000
    248.3 1 $25,000 $25,000
    248.75 1 $25,000 $25,000
    249.02 1 $25,000 $25,000
    249.17 1 $25,000 $25,000
    249.47 1 $25,000 $25,000
    249.78 1 $25,000 $25,000
    250.0 42 $1,050,000 $25,000
    2504.0 1 $415,000 $415,000
    2535.0 1 $125,000 $125,000
    2546.0 1 $155,000 $155,000
    2550.0 1 $215,000 $215,000
    2556.5 1 $115,000 $115,000
    2559.0 1 $695,000 $695,000
    256.0 1 $25,000 $25,000
    2563.5 1 $175,000 $175,000
    2567.7 1 $105,000 $105,000
    2614.0 1 $235,000 $235,000
    2749.0 2 $250,000 $125,000
    2764.5 1 $355,000 $355,000
    2766.5 1 $175,000 $175,000
    2783.08 1 $265,000 $265,000
    281.0 1 $45,000 $45,000
    2832.0 1 $255,000 $255,000
    2841.5 1 $345,000 $345,000
    2854.0 1 $65,000 $65,000
    2867.0 1 $165,000 $165,000
    289.78 1 $25,000 $25,000
    301.0 1 $155,000 $155,000
    304.0 1 $65,000 $65,000
    306.0 1 $45,000 $45,000
    3096.0 1 $125,000 $125,000
    3099.0 1 $65,000 $65,000
    3123.0 1 $45,000 $45,000
    3164.5 1 $305,000 $305,000
    3215.88 1 $175,000 $175,000
    3286.26 1 $75,000 $75,000
    3309.0 1 $55,000 $55,000
    3310.16 1 $385,000 $385,000
    3324.0 1 $35,000 $35,000
    3361.0 1 $175,000 $175,000
    3379.85 1 $395,000 $395,000
    339.0 1 $25,000 $25,000
    3418.95 1 $205,000 $205,000
    3432.0 1 $175,000 $175,000
    3452.0 1 $265,000 $265,000
    3464.0 1 $485,000 $485,000
    349.0 2 $50,000 $25,000
    3557.0 1 $85,000 $85,000
    357.0 1 $45,000 $45,000
    3595.0 1 $155,000 $155,000
    360.0 1 $35,000 $35,000
    3600.0 1 $75,000 $75,000
    3692.4 1 $465,000 $465,000
    3794.0 1 $295,000 $295,000
    381.0 1 $45,000 $45,000
    386.5 2 $60,000 $30,000
    3883.1 1 $505,000 $505,000
    3940.5 1 $415,000 $415,000
    3948.0 1 $305,000 $305,000
    4041.5 1 $285,000 $285,000
    4082.6 1 $415,000 $415,000
    4117.5 1 $375,000 $375,000
    4140.83 1 $55,000 $55,000
    4207.5 1 $515,000 $515,000
    424.0 1 $25,000 $25,000
    431.0 1 $135,000 $135,000
    4349.0 1 $215,000 $215,000
    437.0 1 $65,000 $65,000
    4402.66 1 $305,000 $305,000
    462.0 1 $65,000 $65,000
    4656.38 1 $315,000 $315,000
    480.0 1 $45,000 $45,000
    501.0 1 $85,000 $85,000
    507.0 1 $65,000 $65,000
    508.38 2 $240,000 $120,000
    508.64 2 $90,000 $45,000
    510.5 1 $145,000 $145,000
    5231.94 1 $185,000 $185,000
    529.0 1 $65,000 $65,000
    533.64 1 $45,000 $45,000
    53.7 1 $5,000 $5,000
    538.5 1 $85,000 $85,000
    543.58 1 $85,000 $85,000
    55.0 1 $5,000 $5,000
    5577.0 1 $645,000 $645,000
    565.0 2 $200,000 $100,000
    585.0 1 $75,000 $75,000
    588.34 1 $45,000 $45,000
    59.01 1 $5,000 $5,000
    595.0 1 $85,000 $85,000
    5965.25 1 $165,000 $165,000
    599.5 1 $65,000 $65,000
    6142.0 1 $825,000 $825,000
    617.2 1 $85,000 $85,000
    617.36 1 $75,000 $75,000
    617.5 1 $55,000 $55,000
    622.0 1 $105,000 $105,000
    6258.26 1 $435,000 $435,000
    628.5 1 $115,000 $115,000
    633.5 1 $105,000 $105,000
    637.0 1 $135,000 $135,000
    64.9 1 $5,000 $5,000
    6677.75 1 $265,000 $265,000
    670.0 1 $135,000 $135,000
    674.0 2 $120,000 $60,000
    675.0 1 $125,000 $125,000
    6804.63 1 $225,000 $225,000
    685.0 1 $155,000 $155,000
    68.65 1 $5,000 $5,000
    6919.5 1 $455,000 $455,000
    692.0 1 $105,000 $105,000
    70.0 1 $5,000 $5,000
    710.5 1 $145,000 $145,000
    7152.44 1 $315,000 $315,000
    727.0 1 $65,000 $65,000
    7280.03 1 $185,000 $185,000
    7332.75 1 $295,000 $295,000
    7388.3 1 $285,000 $285,000
    75.0 1 $115,000 $115,000
    7548.0 1 $275,000 $275,000
    76.0 1 $5,000 $5,000
    767.0 1 $185,000 $185,000
    77.43 1 $5,000 $5,000
    80.0 1 $5,000 $5,000
    827.0 1 $415,000 $415,000
    863.0 1 $365,000 $365,000
    87.5 1 $5,000 $5,000
    8.8 1 $315,000 $315,000
    8923.26 1 $425,000 $425,000
    90.0 2 $10,000 $5,000
    9051.71 1 $425,000 $425,000
    90.65 1 $5,000 $5,000
    909.9 2 $340,000 $170,000
    920.0 1 $245,000 $245,000
    925.0 1 $255,000 $255,000
    9563.88 1 $195,000 $195,000
    9706.79 1 $645,000 $645,000
    NA 2,875 $552,265,000 $192,092

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 31 $85,775,000 $2,766,935
    Single Family (1-4 Units):Manufactured 11 $1,315,000 $119,545
    Single Family (1-4 Units):Site-Built 3,181 $511,325,000 $160,743

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 966 $244,710,000 $253,323 $1,676 5.70%
    40-60% 118 $55,870,000 $473,475 $2,360 4.43%
    60-80% 116 $79,730,000 $687,328 $2,717 3.73%
    80-100% 56 $19,330,000 $345,179 $4,048 3.24%
    Over 100% 2 $570,000 $285,000 $0 3.56%
    Under 20% 1,776 $182,280,000 $102,635 $503 5.86%